3128 E San Antonio Ave · El Paso, TX 79905

$105,000

1 bd · 1.0 ba · 1,082 sqft · SingleFamily public records · 10 Days on market

Built 1963 3,000 sqft lot

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.3/30.0
• Appreciation +10.0/10.0
• ARV discount +7.5/15.0
• 1% rule +6.0/10.0
• DSCR +4.7/10.0
• Livability +4.0/5.0
• Schools +2.7/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks

Investor Special! Opportunity awaits with this property located near Downtown El Paso. Property requires a complete renovation and is ideal for investors, flippers, contractors, or buyers looking for their next project. With approximately 1,000 square feet, this home offers a blank canvas to restore, redesign, or reimagine. Conveniently located near Downtown El Paso with quick access to I-10, US-54, shopping, restaurants, schools, and major employment centers. Property is being sold strictly AS-IS. Seller will make NO repairs, treatments, or concessions. Cash or renovation financing recommended. Buyer to verify all information, including square footage, condition, zoning, and intended use.

Key facts

• Near schools
• Near shopping
• Complete renovation

Tags

• COMPLETE RENOVATION
• QUICK ACCESS TO I-10
• QUICK ACCESS TO US-54
• NEAR SHOPPING
• NEAR RESTAURANTS
• NEAR SCHOOLS

Property features AI

Exterior

• Home design: Single family residence
• Construction: Flat roof; Construction materials: see remarks; Building area approximately 1082
• Exterior features: See remarks for exterior details

Interior

• Kitchen: Appliances listed in remarks
• Flooring: Tile flooring; Carpet flooring; Concrete flooring
• Bathrooms: One 3/4 bathroom
• Heating & cooling: Heating: see remarks; No cooling
• Interior features: See remarks for additional interior details; Windows with no treatments

What this means for you Summary

Snapshot

• This is a 1-bed/1.0-bath single-family listed at $105k.

Deal economics

• At list price, monthly cash flow is $39 ($472/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $105k).

Location & tenants

• Location reads 81/100 on livability (#23 in TX, #1,375 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D+.
• El Paso ISD (urban): math 27% / reading 37% proficiency, ranked #591 of 826 in TX (top 72%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 65% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Douglass El (math 8% / reading 22%, grade F, #4,021 of 4,322 statewide, top 94%, 511 students, 100% FRL); Guillen Middle (math 6% / reading 14%, grade F, #1,641 of 1,662 statewide, top 99%, 502 students, 99% FRL); Jefferson H S (math 17% / reading 18%, grade F, #1,451 of 1,632 statewide, top 89%, 1,107 students, 97% FRL) — zoned schools average 98% FRL vs 65% district-wide (34 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 14% at this address vs 32% district-wide (-18 pts) — the specific schools serving this property underperform the El Paso ISD average; the district grade overstates school quality for this exact location.
• Market conditions: 61 active listings in the ZIP; 32 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 44% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,196 units permitted in El Paso County in 2024 (143 in 5+ unit buildings).

Forward outlook

• In year one you build about $11k of equity ($726 loan paydown + $10k appreciation (10.0% local appreciation)).
• El Paso County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (10.0% appreciation + 3.0% rent growth), your $29k cash investment doubles in ~3 years — after that, you're playing with house money.
• By year 4, paydown + projected appreciation supports a ~$40k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• Only 10 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

• Watch-outs: property tax is 3.1% of price.
• Climate carrying-cost: extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $105,000

Questions for the listing agent

1. Built in 1963 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.10% ✓
• Cap rate: 6.74%
• Cash-on-cash: 1.61%
• DSCR: 1.07
• GRM: 7.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 25.5%
• Equity multiple: 3.03×
• Total profit: $59,798
• Equity at exit: $94,592

10-year hold

• IRR: 22.5%
• Equity multiple: 6.93×
• Total profit: $174,335
• Equity at exit: $203,992

Cash invested: $29,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 79905

• Home prices YoY: 12.8%
• Active inventory: 61
• Price-to-rent: 7.6×

Monthly cashflow live

• Estimated rent: $1,150 high
• Mortgage (P&I): −$551
• Tax from tax record: −$275 /mo · $3,296/yr
• Insurance: −$44
• HOA: −$0
• Vacancy / Maint / Mgmt: −$241
• Net cashflow: $39

Break-even live

Break-even rent $1,100

Max offer price $105,000

Occupancy floor 92%

Sensitivity live

Price	-10% $99	-5% $69	+0% $39	+5% $10	+10% $-20
Rent	-10% $-51	-5% $-6	+0% $39	+5% $85	+10% $130
Rate	-1.0pp $92	-0.5pp $66	base $39	+0.5pp $12	+1.0pp $-16

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $26,250
• Closing costs: $3,150
• Reserves months: —
• Total cash needed: —

Rent comps 32 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3030 Pera Ave Unit A El Paso, TX	2.0	1.5	1050	$1,350	$1.29	45d	1	0.18mi
3816 Findley Ave El Paso, TX	2.0	1.0	1149	$1,080	$0.94	4d	1	0.55mi
3816 Findley Ave El Paso, TX	2.0	1.0	1149	$1,080	$0.94	25d	1	0.55mi
1910 Olive Ave El Paso, TX	2.0	1.0	950	$1,125	$1.18	22d	1	0.58mi
3025 E Missouri Ave El Paso, TX	2.0	1.0	1008	$1,395	$1.38	45d	1	0.69mi
1000 Cypress Ave El Paso, TX	1.0	1.0	988	$775	$0.78	45d	1	0.70mi
3004 E Yandell Dr El Paso, TX	2.0	1.0	1400	$1,600	$1.14	15d	1	0.80mi
4006 Laredo Ave Unit 1 El Paso, TX	2.0	1.0	952	$895	$0.94	4d	1	0.88mi
2315 Montana Ave Unit 3 El Paso, TX	1.0	1.0	716	$900	$1.26	25d	1	0.93mi
3906 Tularosa Ave El Paso, TX	2.0	1.0	1013	$1,050	$1.04	45d	1	1.07mi
806 N Williams St El Paso, TX	2.0	1.0	750	$1,200	$1.60	15d	1	1.08mi
2862 Grant Ave Unit 3 El Paso, TX	2.0	1.0	1127	$1,045	$0.93	25d	1	1.10mi
2807 Grant Ave Unit A El Paso, TX	2.0	1.0	1040	$1,150	$1.11	45d	1	1.11mi
3403 Pershing Dr #3 El Paso, TX	2.0	1.0	850	$995	$1.17	25d	1	1.14mi
1927 Arizona Ave El Paso, TX	2.0	1.0	1350	$1,400	$1.04	4d	1	1.15mi
2413 Tremont Ave Unit b3 El Paso, TX	2.0	1.0	980	$999	$1.02	25d	1	1.21mi
2413 Tremont Ave El Paso, TX	2.0	1.0	980	$999	$1.02	45d	1	1.21mi
1217 N Laurel St Unit B El Paso, TX	2.0	1.0	1148	$1,375	$1.20	45d	1	1.21mi
1310 E San Antonio Ave El Paso, TX	2.0	1.0	1100	$1,335	$1.21	45d	1	1.24mi
3505 Douglas Ave El Paso, TX	2.0	1.0	1025	$925	$0.90	45d	1	1.24mi
2008 Rogelio Ave El Paso, TX	2.0	2.5	1377	$1,530	$1.11	4d	1	1.26mi
3814 Hueco Ave El Paso, TX	2.0	1.0	897	$1,245	$1.39	45d	1	1.27mi
1509 Montana Ave El Paso, TX	2.0	1.0	900	$1,150	$1.28	45d	1	1.29mi
1509 Montana Ave El Paso, TX	2.0	1.0	1200	$1,200	$1.00	4d	1	1.29mi
1509 Montana Ave Unit 4 El Paso, TX	2.0	1.5	1200	$1,200	$1.00	4d	1	1.29mi
231 Francis St Unit A El Paso, TX	1.0	1.0	800	$900	$1.12	45d	1	1.31mi
231 Francis St Unit A El Paso, TX	1.0	1.0	784	$1,100	$1.40	4d	1	1.31mi
2201 Tremont Ave Unit B El Paso, TX	2.0	1.0	800	$795	$0.99	15d	1	1.32mi
1126 E San Antonio Ave Unit 6 El Paso, TX	1.0	1.0	980	$700	$0.71	45d	1	1.37mi
1218 Wyoming Ave Unit C El Paso, TX	1.0	1.0	700	$675	$0.96	45d	1	1.37mi
2111 Portland Ave #2 El Paso, TX	1.0	1.0	725	$745	$1.03	15d	1	1.46mi
4012 Trowbridge Dr Unit A El Paso, TX	2.0	1.0	1064	$1,450	$1.36	25d	1	1.47mi

Listing history 9 events

1. 2026-06-21
   days on market $105,000 Active 10 DOM
2. 2026-06-18
   days on market $105,000 Active 7 DOM
3. 2026-06-17
   statusdays on market $105,000 Active 6 DOM
4. 2026-06-10
   status $105,000 Pending 5 DOM
5. 2026-06-09
   days on market $105,000 Active 5 DOM
6. 2026-06-08
   days on market $105,000 Active 4 DOM
7. 2026-06-07
   days on market $105,000 Active 3 DOM
8. 2026-06-05
   remarks 699-char remark
9. 2026-06-05
   listed $105,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $3,296 · $275/mo
• Projected year-2 tax: $3,296 · $275/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone X · 24% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 6/10 Major 7 d/yr ≥102°F today · 26 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $13,799
• − Mortgage interest: −$5,882
• − Property taxes: −$3,296
• − Insurance: −$525
• − Repairs & maintenance: −$1,104
• − Management: −$1,104
• − Depreciation: −$3,055
• Taxable loss: −$1,166
• Est. tax savings @ 24.0%: +$280
• After-tax cash flow: $752/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: El Paso ISD
• NCES district ID: 4818300
• Math proficiency: 27% ▼ -24.00%
• Reading proficiency: 37% ▼ -7.00%
• Median HH income: $38,704
• Composite: 26.75/100
• National rank: #7138
• State rank: #591 of 826 in TX

Livability — El Paso

• Score: 81/100
• State rank: #23
• US rank: #1375

Category grades

Amenities B Commute A+ Cost of living A+ Crime B- Employment D+ Housing A+ Health & safety B- User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: El Paso, TX
• City population: 630,223
• Population (ZIP): 22,062

Population outlook (El Paso County) Hauer SSP2

• Today (2025): 897,899 people
• By 2030: 922,694 · +2.8%
• By 2040: 960,492 · +7.0%
• By 2050: 982,919 · +9.5%
• By 2075: 997,266 · +11.1%
• By 2100: 900,630 · +0.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Hispanic (93%)
• Race & ethnicity: Hispanic / Latino 93% Two or more races 50% White 2% Native American 1% Pacific Islander 1%
• Hispanic origin (detail): Mexican 89%
• Foreign-born: 32% · Canada
• Languages at home: 14% English-only · Spanish 86%

Political lean MEDSL · El Paso

• 2024 margin: D (+15.1) · D 57.0% · R 41.8% · Other 1.2%
• 2008→2024 swing: -17.4pp toward R · 2008: 32.5pp · 2024: 15.1pp
• All cycles: 2024: D+15.1 2020: D+35.1 2016: D+43.2 2012: D+32.6 2008: D+32.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 29.29%
• Current HPI: 258.3487
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

2 events — show timeline

• 2026-06-04 Listed $105,000 GEPARMLS
• 1968-10-04 Sold (Public Records) — Public Records

Property tax history

+12.7%/yr

Latest (2025): $3,296 · +1.8% YoY. Source: county tax records.