1907 NW Euclid Ave · Lawton, OK
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $2,463 – $4,575
Heat risk 7/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 3/10 · Minor
- Chance of severe wind over 30 yrs
- 5.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +25.0/30.0
- ARV discount +9.0/15.0
- DSCR +8.2/10.0
- 1% rule +5.9/10.0
- Livability +3.2/5.0
- Rent growth +2.6/5.0
- Condition / age +2.5/5.0
- Schools +2.0/10.0
- Appreciation +0.0/10.0
$110,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Charming Single-Family Home in Lawton Discover this delightful single-family residence at 1907 NW Euclid Ave., Lawton, OK 73507. Built in 1950, this home offers 3 bedrooms, 1 bath, and 1224 sqft. The lot size is to be verified by the buyer. Please note that hail has damaged the siding, and a previously repaired leak suggests the likelihood of needing a roof replacement. This property presents an excellent opportunity for cosmetic TLC and potential roofing improvements, providing a chance to personalize and enhance its appeal. Currently vacant and awaiting your vision!
Key facts
- 7,500 sq ft lot
- Built 1952
Property features AI
Exterior
- Parking: No garage
- Home design: Single-family residence; One level
- Construction: Metal siding
- Exterior features: Lot approximately 50 x 150 feet (about 7,500 sq ft)
Interior
- Bathrooms: One full bathroom
- Interior features: No fireplace
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $110k.
Deal economics
- At list price, monthly cash flow is $240 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $110k).
- Cap rate 8.9% vs local median 6.1% in Lawton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 63/100 on livability (#206 in OK) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D, crime F, commute F.
- Lawton (urban): math 20% / reading 26% proficiency, ranked #137 of 270 in OK (top 51%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Zoned schools: Whittier Es (math 22% / reading 17%, grade F, #479 of 845 statewide, top 63%, 351 students, 0% FRL); Central Ms (math 17% / reading 24%, grade F, #153 of 345 statewide, top 45%, 994 students, 0% FRL); Lawton Hs (math 16% / reading 21%, grade F, #302 of 447 statewide, top 68%, 1,417 students, 0% FRL) — zoned schools average 0% FRL vs 54% district-wide (54 pts lower); this property's tenant base skews higher-income than the district average.
- Market conditions: Rents flat; 208 active listings in the ZIP; 133 units permitted in Comanche County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $761 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Comanche County population projected to shrink 3% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
- 10 sale attempts since 18y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $30k; list at $110k implies a 267% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1952 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1952 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.09% ✓
- Cap rate
- 8.91%
- Cash-on-cash
- 9.34%
- DSCR
- 1.42
- GRM
- 7.7
CMA / ARV
- ARV (on-the-fly)
- $113,832
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1742 NW Ash Ave | 0.12mi | 3/1.0 | 1,200 (-2%) | 6mo | $100,000 | $83 | 86 |
| 1703 NW Euclid Ave | 0.20mi | 3/2.0 | 1,300 (+6%) | 2mo | $42,000 | $32 | 74 |
| 732 NW 16th St | 0.36mi | 2/1.0 (-1) | 1,200 (-2%) | 3mo | $99,000 | $83 | 73 |
| 1722 NW Liberty Ave | 0.32mi | 3/3.0 | 1,200 (-2%) | 3mo | $135,000 | $113 | 71 |
| 1416 NW Bell Ave | 0.45mi | 3/2.0 | 1,200 (-2%) | 3mo | $119,900 | $100 | 70 |
| 1410 NW Columbia Ave | 0.44mi | 3/2.0 | 1,200 (-2%) | 5mo | $108,000 | $90 | 68 |
| 1605 NW Columbia Ave | 0.29mi | 2/1.0 (-1) | 1,100 (-10%) | 1mo | $73,800 | $67 | 64 |
| 1703 NW Lake Ave | 0.35mi | 3/2.0 | 1,100 (-10%) | 6mo | $135,000 | $123 | 58 |
| 1710 NW Kinyon Ave | 0.44mi | 3/2.0 | 1,400 (+14%) | 0mo | $130,000 | $93 | 51 |
| 1315 NW Ash Ave | 0.47mi | 3/2.0 | 1,400 (+14%) | 1mo | $150,000 | $107 | 49 |
| 1505 NW Lake Ave | 0.45mi | 3/2.0 | 1,400 (+14%) | 4mo | $61,001 | $44 | 48 |
| 1202 NW Oak Ave | 0.63mi | 2/1.0 (-1) | 1,056 (-14%) | 7mo | $117,700 | $111 | 36 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.25% rent growth · sell at horizon
- IRR
- -5.2%
- Equity multiple
- 0.81×
- Total profit
- $-5,785
- Equity at exit
- $16,401
- IRR
- 1.1%
- Equity multiple
- 1.07×
- Total profit
- $2,075
- Equity at exit
- $9,511
Cash invested: $30,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 83 Strongly Landlord-Friendly
- State Oklahoma
- 83 Strongly Landlord-Friendly · R+20
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 73507
- Home prices YoY
- -23.2%
- Rents YoY
- 0.2%
- Active inventory
- 208
- Price-to-rent
- 7.7×
Monthly cashflow live
- Estimated rent
- $1,194 medium interval (Pro) →
- Mortgage (P&I)
- −$577
- Tax from tax record
- −$80 /mo · $965/yr
- Insurance
- −$46
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$251
- Net cashflow
- $240
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $27,500
- Closing costs
- $3,300
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 2 events
-
2026-06-18remarks 206-char remark
-
2026-06-18$110,000 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast OK · Resets to sale price
- Current annual tax
- $965 · $80/mo
- Projected year-2 tax
- $990 · $82/mo
- Expected delta
- +$25/yr (+$2/mo · 2.6%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 7 d/yr ≥108°F today · 19 d/yr by 30 yrs out
- Wind 3/10 Moderate 5% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $14,322
- − Mortgage interest
- −$6,162
- − Property taxes
- −$965
- − Insurance
- −$550
- − Repairs & maintenance
- −$1,146
- − Management
- −$1,146
- − Depreciation
- −$3,200
- Taxable income
- $1,154
- Est. tax owed @ 24.0%
- −$277
- After-tax cash flow
- $2,600/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Lawton
- NCES district ID
- 4017250
- Math proficiency
- 20% ▼ -12.00%
- Reading proficiency
- 26% ▼ -9.00%
- Median HH income
- $42,618
- Composite
- 19.68/100
- National rank
- #8732
- State rank
- #137 of 270 in OK
Livability — Lawton
- Score
- 63/100
- State rank
- #206
- US rank
- #15131
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Lawton, OK
- County
- Comanche County · 96,361 people
- City population
- 89,233
- Metro
- Lawton, OK
- Population (ZIP)
- 21,046
- Household income
- $62,132
- Rent vs Own
- Severe rent burden
- 979.0
Population outlook (Comanche County) Hauer SSP2
- Today (2025)
- 124,518 people
- By 2030
- 124,231 · -0.2%
- By 2040
- 122,193 · -1.9%
- By 2050
- 120,368 · -3.3%
- By 2075
- 120,492 · -3.2%
- By 2100
- 123,113 · -1.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.65)
- Race & ethnicity
- White 56% Hispanic / Latino 14% Two or more races 13% Black 13% Native American 7% Asian 2%
- Hispanic origin (detail)
- Mexican 7% Puerto Rican 4%
- Common ancestry
- Lithuanian 2% Slovak 2% Italian 1%
- Foreign-born
- 5% · Canada, South Korea
- Languages at home
- 89% English-only · Spanish 6% German/W. Germanic 1% Other Asian/Pacific 1%
Political lean MEDSL · Comanche
- 2024 margin
- Strong R (+23.3) · D 37.4% · R 60.7% · Other 1.9%
- 2008→2024 swing
- -5.8pp toward R · 2008: -17.5pp · 2024: -23.3pp
- All cycles
- 2024: R+23.3 2020: R+20.1 2016: R+23.7 2012: R+17.0 2008: R+17.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -38.48%
- Current HPI
- 127.057
- Rent YoY
- ▲ 0.25%
- Metro
- Lawton, OK
- State GDP YoY
- ▲ 1.55%
- F500 in state
- 6
Industry mix (Fortune 500 HQ in OK)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 3 | $48B |
|
||
Price history
+107.5% since first listed24 events — show timeline
- 2026-06-16 Listed $110,000 LBRMLS
- 2026-05-28 Price Changed $1,100 RENTEC
- 2026-04-03 Listed for Rent $1,200 RENTEC
- 2024-09-28 Rental Removed $1,100 RENTALBEAST
- 2024-09-16 Listed for Rent $1,100 RENTALBEAST
- 2024-09-16 Rental Removed $1,100 RENTEC
- 2024-09-14 Listed for Rent $1,100 RENTEC
- 2024-06-05 Rental Removed $1,100 RENTALBEAST
- 2024-05-10 Price Changed $1,100 RENTALBEAST
- 2024-04-07 Listed for Rent $1,175 RENTALBEAST
- 2024-04-07 Rental Removed $1,175 RENTEC
- 2024-04-02 Listed for Rent $1,175 RENTEC
- 2024-02-29 Sold (MLS) $30,000 MLSOK
- 2024-01-25 Pending — MLSOK
- 2024-01-04 Price Changed $40,999 MLSOK
- 2023-12-16 Listed $49,000 MLSOK
- 2013-09-30 Sold (MLS) $19,000 LBRMLS
- 2013-07-18 Listed $19,000 LBRMLS
- 2010-10-28 Listing Removed — MLSOK
- 2008-11-07 Listing Removed — MLSOK
- 2008-11-07 Listed $39,000 MLSOK
- 2008-11-07 Listed $35,100 MLSOK
- 2004-06-04 Sold (Public Records) $57,000 Public Records
- 1995-05-18 Sold (Public Records) $53,000 Public Records
Property tax history
+2.8%/yrLatest (2025): $965 · +31.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…