4463 Kirkland Ave · Spring Hill, FL 34606

$207,000

2 bd · 1.0 ba · 1,104 sqft · SingleFamily public records · 187 Days on market

Built 1975 7,500 sqft lot Est $217k · at est.

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +14.1/30.0
• ARV discount +9.7/15.0
• DSCR +4.3/10.0
• Schools +4.2/10.0
• Livability +3.2/5.0
• 1% rule +2.9/10.0
• Condition / age +2.5/5.0
• Rent growth +2.3/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to 4463 Kirkland Ave in Spring Hill — a charming, move-in-ready 3 bedroom, 1 bathroom home perfectly situated near Florida's best attractions! This well-maintained property features an updated kitchen, metal roof, and an updated electrical panel, giving buyers peace of mind and modern convenience. Sitting on an 8,800 sq ft lot, this home offers plenty of outdoor potential, complete with a large driveway, oversized shed for storage or hobbies, and a relaxing screened-in patio ideal for morning coffee or evening unwinding. Located on Florida's beautiful Nature Coast, you're just a short drive from Tampa International Airport (TPA), the Gulf Coast beaches, the world-famous Weeki Wachee Springs, Hernando Beach, and countless dining, shopping, and recreation options. Whether you're a first-time buyer, downsizing, or looking for a low-maintenance retreat, this home delivers comfort and convenience in one of Spring Hill's most desirable areas. Schedule your showing today!

Key facts

• Oversized shed
• Large driveway
• Metal roof

Tags

• UPDATED KITCHEN
• METAL ROOF
• UPDATED ELECTRICAL PANEL
• LARGE DRIVEWAY
• OVERSIZED SHED
• SCREENED-IN PATIO

Property features AI

Finance

• Other: Zoning: PDP; Living area about 1,104 sq ft (building area total 1,432 sq ft)
• Financial info: No lease restrictions; Property type: Residential — Single Family Residence
• HOA & community: No HOA/association

Exterior

• Parking: No parking details provided
• Security: No security details provided
• Utilities: Public water; Public sewer; Cable available; Electricity available
• Home design: Single-family residence; One story; Faces north; Homestead property
• Construction: Frame construction; Metal roof; Slab foundation; Built on a 0.17-acre lot
• Exterior features: Exterior lighting; Paved road access

Interior

• Kitchen: Dishwasher; Range; Microwave; Refrigerator
• Bedrooms: 3 bedrooms
• Flooring: Carpet
• Bathrooms: 1 full bathroom
• Heating & cooling: Central heating (electric); Central air conditioning
• Interior features: Ceiling fans
• Laundry & utility: Inside laundry; Washer; Dryer

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $207k.

Deal economics

• At list price, monthly cash flow is $31 ($367/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $163k (21.4% below list).
• Recommended offer: $163k (21.4% below list) — sets the bar for 1% rule.
• Cap rate 6.5% vs local median 4.4% in Spring Hill — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 63/100 on livability (#738 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: health & safety C-, employment D+, amenities F.
• Hernando (suburban): math 50% / reading 50% proficiency, ranked #38 of 73 in FL (top 52%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Explorer K-8 (math 40% / reading 41%, grade F, #1,471 of 2,144 statewide, top 69%, 1,617 students, 69% FRL); Central High School (math 34% / reading 44%, grade F, #312 of 667 statewide, top 48%, 1,426 students, 53% FRL).
• Market conditions: Rents soft (-0.9%/yr); 386 active listings in the ZIP; 23 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 2,505 units permitted in Hernando County in 2024 (318 in 5+ unit buildings).
• This rent runs 34% of the median local income ($57k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Hernando County population projected at +11% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 187 days — a 12% lower offer ($182k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts; this cycle's ask has dropped $23k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $162,768 (21.4% below list)

Questions for the listing agent

1. It's been on market 187 days. Have you received any prior offers? Is the seller open to a 21% concession, seller financing, or rate buy-down credit?
2. Built in 1975 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.79% ✗
• Cap rate: 6.47%
• Cash-on-cash: 0.63%
• DSCR: 1.03
• GRM: 10.6

CMA / ARV

• ARV (on-the-fly): $217,488
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
4462 Cynthia Ln	0.16mi	2/2.0	1,128 (+2%)	3mo	$264,900	$235	83
5040 Essex Ln	0.20mi	2/2.0	1,128 (+2%)	5mo	$205,000	$182	79
9253 Century Dr	0.06mi	2/2.0	1,016 (-8%)	7mo	$190,000	$187	74
4533 Lakeshore Ave	0.14mi	3/2.0 (+1)	1,160 (+5%)	4mo	$252,500	$218	73
9489 Century Dr	0.46mi	3/1.0 (+1)	1,054 (-4%)	2mo	$199,000	$189	64
9543 Century Dr	0.56mi	2/2.0	1,025 (-7%)	2mo	$219,900	$215	56
4337 Peacock Rd	0.50mi	2/2.0	1,025 (-7%)	6mo	$210,000	$205	56
4399 Collins Rd	0.18mi	3/2.0 (+1)	1,248 (+13%)	7mo	$260,000	$208	55
4030 Ligonier Rd	0.66mi	3/2.5 (+1)	1,144 (+4%)	1mo	$225,000	$197	51
4573 Deltona Blvd	0.38mi	3/2.0 (+1)	1,268 (+15%)	1mo	$240,000	$189	48
9339 Miracle Dr	0.49mi	2/2.0	1,249 (+13%)	4mo	$237,000	$190	48
9364 Carthage Rd	0.72mi	3/1.5 (+1)	1,166 (+6%)	6mo	$228,830	$196	45

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -18.3%
• Equity multiple: 0.37×
• Total profit: $-36,448
• Equity at exit: $30,864

10-year hold

• IRR: -17.1%
• Equity multiple: 0.17×
• Total profit: $-48,002
• Equity at exit: $17,898

Cash invested: $57,960 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34606

• Home prices YoY: -24.7%
• Rents YoY: -0.9%
• Active inventory: 386
• Price-to-rent: 10.6×

Monthly cashflow live

• Estimated rent: $1,628 high
• Mortgage (P&I): −$1,086
• Tax from tax record: −$83 /mo · $1,002/yr
• Insurance: −$86
• HOA: −$0
• Vacancy / Maint / Mgmt: −$342
• Net cashflow: $31

Break-even live

Break-even rent $1,589

Max offer price $207,000

Occupancy floor 93%

Sensitivity live

Price	-10% $148	-5% $89	+0% $31	+5% $-28	+10% $-87
Rent	-10% $-98	-5% $-34	+0% $31	+5% $95	+10% $159
Rate	-1.0pp $135	-0.5pp $83	base $31	+0.5pp $-23	+1.0pp $-78

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $51,750
• Closing costs: $6,210
• Reserves months: —
• Total cash needed: —

Rent comps 23 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
4470 Cynthia Ln Spring Hill, FL	2.0	1.0	1016	$1,400	$1.38	21d	1	0.18mi
9156 Century Dr Spring Hill, FL	2.0	2.0	1170	$1,500	$1.28	5d	1	0.20mi
4514 Cynthia Ln Spring Hill, FL	2.0	2.0	1280	$1,550	$1.21	18d	1	0.21mi
8513 Beach Rd Spring Hill, FL	3.0	2.0	1378	$1,990	$1.44	18d	1	0.40mi
4335 Pallas Ave Spring Hill, FL	3.0	2.0	1248	$1,685	$1.35	24d	1	0.46mi
8397 Coral St Spring Hill, FL	3.0	2.0	1202	$1,689	$1.41	3d	1	0.53mi
9499 Hayes St Spring Hill, FL	3.0	3.0	1280	$1,695	$1.32	22d	1	0.68mi
5451 Moongate Rd Spring Hill, FL	3.0	2.0	1262	$1,790	$1.42	24d	1	0.97mi
4353 Azora Rd Spring Hill, FL	2.0	2.0	979	$1,650	$1.69	24d	1	1.17mi
4289 Azora Rd Spring Hill, FL	3.0	2.0	1293	$1,700	$1.31	20d	1	1.18mi
4289 Azora Rd Unit 4289 Spring Hill, FL	3.0	2.0	1300	$1,500	$1.15	18d	1	1.18mi
4283 Azora Rd Spring Hill, FL	3.0	2.0	1110	$1,600	$1.44	24d	1	1.18mi
2634 Landover Blvd Spring Hill, FL	2.0	2.0	1021	$1,250	$1.22	18d	1	1.32mi
2459 Landover Blvd Spring Hill, FL	3.0	2.0	1139	$1,900	$1.67	22d	1	1.35mi
4400 Millwood Rd Unit E Spring Hill, FL	2.0	1.5	864	$1,250	$1.45	24d	1	1.40mi
4208 Jason Rd Spring Hill, FL	2.0	2.0	1038	$1,500	$1.45	24d	1	1.43mi
4225 Jason Rd Spring Hill, FL	2.0	1.0	804	$1,300	$1.62	24d	1	1.44mi
4243 Jason Rd Spring Hill, FL	2.0	1.0	804	$1,300	$1.62	24d	1	1.45mi
4247 Jason Rd Spring Hill, FL	2.0	1.0	804	$1,300	$1.62	11d	1	1.46mi
3191 Deltona Blvd Spring Hill, FL	3.0	2.0	1366	$1,815	$1.33	24d	1	1.48mi
10313 Walton St Spring Hill, FL	2.0	1.5	1000	$1,550	$1.55	18d	1	1.48mi
10330 Tillery Rd Spring Hill, FL	3.0	2.0	1350	$1,695	$1.26	4d	1	1.49mi
10315 Walton St Spring Hill, FL	2.0	1.5	1000	$1,650	$1.65	18d	1	1.49mi

Listing history 20 events

1. 2026-06-03
   days on market $207,000 Active 187 DOM
2. 2026-06-02
   days on market $207,000 Active 186 DOM
3. 2026-06-01
   days on market $207,000 Active 185 DOM
4. 2026-05-31
   days on market $207,000 Active 184 DOM
5. 2026-05-20
   status Active 993-char remark

   Show marketing remark (1017 chars)

   Welcome to 4463 Kirkland Ave in Spring Hill — a charming, move-in-ready 3 bedroom, 1 bathroom home perfectly situated near Florida’s best attractions! This well-maintained property features an updated kitchen, metal roof, and an updated electrical panel, giving buyers peace of mind and modern convenience. Sitting on an 8,800 sq ft lot, this home offers plenty of outdoor potential, complete with a large driveway, oversized shed for storage or hobbies, and a relaxing screened-in patio ideal for morning coffee or evening unwinding. Located on Florida’s beautiful Nature Coast, you’re just a short drive from Tampa International Airport (TPA), the Gulf Coast beaches, the world-famous Weeki Wachee Springs, Hernando Beach, and countless dining, shopping, and recreation options. Whether you're a first-time buyer, downsizing, or looking for a low-maintenance retreat, this home delivers comfort and convenience in one of Spring Hill’s most desirable areas. Schedule your showing today!

6. 2026-05-20
   status Active 1017-char remark

   Show marketing remark (1017 chars)

   Welcome to 4463 Kirkland Ave in Spring Hill — a charming, move-in-ready 3 bedroom, 1 bathroom home perfectly situated near Florida’s best attractions! This well-maintained property features an updated kitchen, metal roof, and an updated electrical panel, giving buyers peace of mind and modern convenience. Sitting on an 8,800 sq ft lot, this home offers plenty of outdoor potential, complete with a large driveway, oversized shed for storage or hobbies, and a relaxing screened-in patio ideal for morning coffee or evening unwinding. Located on Florida’s beautiful Nature Coast, you’re just a short drive from Tampa International Airport (TPA), the Gulf Coast beaches, the world-famous Weeki Wachee Springs, Hernando Beach, and countless dining, shopping, and recreation options. Whether you're a first-time buyer, downsizing, or looking for a low-maintenance retreat, this home delivers comfort and convenience in one of Spring Hill’s most desirable areas. Schedule your showing today!

7. 2026-05-20
   status Active

   Show marketing remark (1017 chars)

   Welcome to 4463 Kirkland Ave in Spring Hill — a charming, move-in-ready 3 bedroom, 1 bathroom home perfectly situated near Florida’s best attractions! This well-maintained property features an updated kitchen, metal roof, and an updated electrical panel, giving buyers peace of mind and modern convenience. Sitting on an 8,800 sq ft lot, this home offers plenty of outdoor potential, complete with a large driveway, oversized shed for storage or hobbies, and a relaxing screened-in patio ideal for morning coffee or evening unwinding. Located on Florida’s beautiful Nature Coast, you’re just a short drive from Tampa International Airport (TPA), the Gulf Coast beaches, the world-famous Weeki Wachee Springs, Hernando Beach, and countless dining, shopping, and recreation options. Whether you're a first-time buyer, downsizing, or looking for a low-maintenance retreat, this home delivers comfort and convenience in one of Spring Hill’s most desirable areas. Schedule your showing today!

8. 2026-05-12
   status Pending 1017-char remark

   Show marketing remark (993 chars)

   Welcome to 4463 Kirkland Ave in Spring Hill — a charming, move-in-ready 3 bedroom, 1 bathroom home perfectly situated near Florida's best attractions! This well-maintained property features an updated kitchen, metal roof, and an updated electrical panel, giving buyers peace of mind and modern convenience. Sitting on an 8,800 sq ft lot, this home offers plenty of outdoor potential, complete with a large driveway, oversized shed for storage or hobbies, and a relaxing screened-in patio ideal for morning coffee or evening unwinding. Located on Florida's beautiful Nature Coast, you're just a short drive from Tampa International Airport (TPA), the Gulf Coast beaches, the world-famous Weeki Wachee Springs, Hernando Beach, and countless dining, shopping, and recreation options. Whether you're a first-time buyer, downsizing, or looking for a low-maintenance retreat, this home delivers comfort and convenience in one of Spring Hill's most desirable areas. Schedule your showing today!

9. 2026-05-12
   status Pending

   Show marketing remark (993 chars)

   Welcome to 4463 Kirkland Ave in Spring Hill — a charming, move-in-ready 3 bedroom, 1 bathroom home perfectly situated near Florida's best attractions! This well-maintained property features an updated kitchen, metal roof, and an updated electrical panel, giving buyers peace of mind and modern convenience. Sitting on an 8,800 sq ft lot, this home offers plenty of outdoor potential, complete with a large driveway, oversized shed for storage or hobbies, and a relaxing screened-in patio ideal for morning coffee or evening unwinding. Located on Florida's beautiful Nature Coast, you're just a short drive from Tampa International Airport (TPA), the Gulf Coast beaches, the world-famous Weeki Wachee Springs, Hernando Beach, and countless dining, shopping, and recreation options. Whether you're a first-time buyer, downsizing, or looking for a low-maintenance retreat, this home delivers comfort and convenience in one of Spring Hill's most desirable areas. Schedule your showing today!

10. 2026-05-12
    status Pending 993-char remark

    Show marketing remark (993 chars)

    Welcome to 4463 Kirkland Ave in Spring Hill — a charming, move-in-ready 3 bedroom, 1 bathroom home perfectly situated near Florida's best attractions! This well-maintained property features an updated kitchen, metal roof, and an updated electrical panel, giving buyers peace of mind and modern convenience. Sitting on an 8,800 sq ft lot, this home offers plenty of outdoor potential, complete with a large driveway, oversized shed for storage or hobbies, and a relaxing screened-in patio ideal for morning coffee or evening unwinding. Located on Florida's beautiful Nature Coast, you're just a short drive from Tampa International Airport (TPA), the Gulf Coast beaches, the world-famous Weeki Wachee Springs, Hernando Beach, and countless dining, shopping, and recreation options. Whether you're a first-time buyer, downsizing, or looking for a low-maintenance retreat, this home delivers comfort and convenience in one of Spring Hill's most desirable areas. Schedule your showing today!

11. 2026-04-12
    price $207,000 993-char remark

    Show marketing remark (1017 chars)

    Welcome to 4463 Kirkland Ave in Spring Hill — a charming, move-in-ready 3 bedroom, 1 bathroom home perfectly situated near Florida’s best attractions! This well-maintained property features an updated kitchen, metal roof, and an updated electrical panel, giving buyers peace of mind and modern convenience. Sitting on an 8,800 sq ft lot, this home offers plenty of outdoor potential, complete with a large driveway, oversized shed for storage or hobbies, and a relaxing screened-in patio ideal for morning coffee or evening unwinding. Located on Florida’s beautiful Nature Coast, you’re just a short drive from Tampa International Airport (TPA), the Gulf Coast beaches, the world-famous Weeki Wachee Springs, Hernando Beach, and countless dining, shopping, and recreation options. Whether you're a first-time buyer, downsizing, or looking for a low-maintenance retreat, this home delivers comfort and convenience in one of Spring Hill’s most desirable areas. Schedule your showing today!

12. 2026-04-12
    price $207,000 1017-char remark

    Show marketing remark (1017 chars)

    Welcome to 4463 Kirkland Ave in Spring Hill — a charming, move-in-ready 3 bedroom, 1 bathroom home perfectly situated near Florida’s best attractions! This well-maintained property features an updated kitchen, metal roof, and an updated electrical panel, giving buyers peace of mind and modern convenience. Sitting on an 8,800 sq ft lot, this home offers plenty of outdoor potential, complete with a large driveway, oversized shed for storage or hobbies, and a relaxing screened-in patio ideal for morning coffee or evening unwinding. Located on Florida’s beautiful Nature Coast, you’re just a short drive from Tampa International Airport (TPA), the Gulf Coast beaches, the world-famous Weeki Wachee Springs, Hernando Beach, and countless dining, shopping, and recreation options. Whether you're a first-time buyer, downsizing, or looking for a low-maintenance retreat, this home delivers comfort and convenience in one of Spring Hill’s most desirable areas. Schedule your showing today!

13. 2026-04-12
    price $207,000

    Show marketing remark (1017 chars)

    Welcome to 4463 Kirkland Ave in Spring Hill — a charming, move-in-ready 3 bedroom, 1 bathroom home perfectly situated near Florida’s best attractions! This well-maintained property features an updated kitchen, metal roof, and an updated electrical panel, giving buyers peace of mind and modern convenience. Sitting on an 8,800 sq ft lot, this home offers plenty of outdoor potential, complete with a large driveway, oversized shed for storage or hobbies, and a relaxing screened-in patio ideal for morning coffee or evening unwinding. Located on Florida’s beautiful Nature Coast, you’re just a short drive from Tampa International Airport (TPA), the Gulf Coast beaches, the world-famous Weeki Wachee Springs, Hernando Beach, and countless dining, shopping, and recreation options. Whether you're a first-time buyer, downsizing, or looking for a low-maintenance retreat, this home delivers comfort and convenience in one of Spring Hill’s most desirable areas. Schedule your showing today!

14. 2026-02-05
    price $217,000

    Show marketing remark (993 chars)

    Welcome to 4463 Kirkland Ave in Spring Hill — a charming, move-in-ready 3 bedroom, 1 bathroom home perfectly situated near Florida's best attractions! This well-maintained property features an updated kitchen, metal roof, and an updated electrical panel, giving buyers peace of mind and modern convenience. Sitting on an 8,800 sq ft lot, this home offers plenty of outdoor potential, complete with a large driveway, oversized shed for storage or hobbies, and a relaxing screened-in patio ideal for morning coffee or evening unwinding. Located on Florida's beautiful Nature Coast, you're just a short drive from Tampa International Airport (TPA), the Gulf Coast beaches, the world-famous Weeki Wachee Springs, Hernando Beach, and countless dining, shopping, and recreation options. Whether you're a first-time buyer, downsizing, or looking for a low-maintenance retreat, this home delivers comfort and convenience in one of Spring Hill's most desirable areas. Schedule your showing today!

15. 2026-02-05
    price $217,000 1017-char remark

    Show marketing remark (993 chars)

    Welcome to 4463 Kirkland Ave in Spring Hill — a charming, move-in-ready 3 bedroom, 1 bathroom home perfectly situated near Florida's best attractions! This well-maintained property features an updated kitchen, metal roof, and an updated electrical panel, giving buyers peace of mind and modern convenience. Sitting on an 8,800 sq ft lot, this home offers plenty of outdoor potential, complete with a large driveway, oversized shed for storage or hobbies, and a relaxing screened-in patio ideal for morning coffee or evening unwinding. Located on Florida's beautiful Nature Coast, you're just a short drive from Tampa International Airport (TPA), the Gulf Coast beaches, the world-famous Weeki Wachee Springs, Hernando Beach, and countless dining, shopping, and recreation options. Whether you're a first-time buyer, downsizing, or looking for a low-maintenance retreat, this home delivers comfort and convenience in one of Spring Hill's most desirable areas. Schedule your showing today!

16. 2026-02-05
    price $217,000 993-char remark

    Show marketing remark (993 chars)

    Welcome to 4463 Kirkland Ave in Spring Hill — a charming, move-in-ready 3 bedroom, 1 bathroom home perfectly situated near Florida's best attractions! This well-maintained property features an updated kitchen, metal roof, and an updated electrical panel, giving buyers peace of mind and modern convenience. Sitting on an 8,800 sq ft lot, this home offers plenty of outdoor potential, complete with a large driveway, oversized shed for storage or hobbies, and a relaxing screened-in patio ideal for morning coffee or evening unwinding. Located on Florida's beautiful Nature Coast, you're just a short drive from Tampa International Airport (TPA), the Gulf Coast beaches, the world-famous Weeki Wachee Springs, Hernando Beach, and countless dining, shopping, and recreation options. Whether you're a first-time buyer, downsizing, or looking for a low-maintenance retreat, this home delivers comfort and convenience in one of Spring Hill's most desirable areas. Schedule your showing today!

17. 2025-11-20
    listed $230,000 Active 993-char remark

    Show marketing remark (1017 chars)

    Welcome to 4463 Kirkland Ave in Spring Hill — a charming, move-in-ready 3 bedroom, 1 bathroom home perfectly situated near Florida’s best attractions! This well-maintained property features an updated kitchen, metal roof, and an updated electrical panel, giving buyers peace of mind and modern convenience. Sitting on an 8,800 sq ft lot, this home offers plenty of outdoor potential, complete with a large driveway, oversized shed for storage or hobbies, and a relaxing screened-in patio ideal for morning coffee or evening unwinding. Located on Florida’s beautiful Nature Coast, you’re just a short drive from Tampa International Airport (TPA), the Gulf Coast beaches, the world-famous Weeki Wachee Springs, Hernando Beach, and countless dining, shopping, and recreation options. Whether you're a first-time buyer, downsizing, or looking for a low-maintenance retreat, this home delivers comfort and convenience in one of Spring Hill’s most desirable areas. Schedule your showing today!

18. 2025-11-20
    listed $230,000 Active 1017-char remark

    Show marketing remark (1017 chars)

    Welcome to 4463 Kirkland Ave in Spring Hill — a charming, move-in-ready 3 bedroom, 1 bathroom home perfectly situated near Florida’s best attractions! This well-maintained property features an updated kitchen, metal roof, and an updated electrical panel, giving buyers peace of mind and modern convenience. Sitting on an 8,800 sq ft lot, this home offers plenty of outdoor potential, complete with a large driveway, oversized shed for storage or hobbies, and a relaxing screened-in patio ideal for morning coffee or evening unwinding. Located on Florida’s beautiful Nature Coast, you’re just a short drive from Tampa International Airport (TPA), the Gulf Coast beaches, the world-famous Weeki Wachee Springs, Hernando Beach, and countless dining, shopping, and recreation options. Whether you're a first-time buyer, downsizing, or looking for a low-maintenance retreat, this home delivers comfort and convenience in one of Spring Hill’s most desirable areas. Schedule your showing today!

19. 2025-11-20
    listed $230,000 Active

    Show marketing remark (1017 chars)

    Welcome to 4463 Kirkland Ave in Spring Hill — a charming, move-in-ready 3 bedroom, 1 bathroom home perfectly situated near Florida’s best attractions! This well-maintained property features an updated kitchen, metal roof, and an updated electrical panel, giving buyers peace of mind and modern convenience. Sitting on an 8,800 sq ft lot, this home offers plenty of outdoor potential, complete with a large driveway, oversized shed for storage or hobbies, and a relaxing screened-in patio ideal for morning coffee or evening unwinding. Located on Florida’s beautiful Nature Coast, you’re just a short drive from Tampa International Airport (TPA), the Gulf Coast beaches, the world-famous Weeki Wachee Springs, Hernando Beach, and countless dining, shopping, and recreation options. Whether you're a first-time buyer, downsizing, or looking for a low-maintenance retreat, this home delivers comfort and convenience in one of Spring Hill’s most desirable areas. Schedule your showing today!

20. 2013-06-05
    soldstatus $200,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,002 · $83/mo
• Projected year-2 tax: $1,718 · $143/mo
• Expected delta: +$716/yr (+$60/mo · 71.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 10/10 Extreme 7 d/yr ≥110°F today · 27 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 1 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $19,532
• − Mortgage interest: −$11,595
• − Property taxes: −$1,002
• − Insurance: −$1,035
• − Repairs & maintenance: −$1,563
• − Management: −$1,563
• − Depreciation: −$6,022
• Taxable loss: −$3,247
• Est. tax savings @ 24.0%: +$779
• After-tax cash flow: $1,146/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Hernando
• NCES district ID: 1200810
• Math proficiency: 50% ▼ -8.00%
• Reading proficiency: 50% ▼ -4.00%
• Median HH income: $41,985
• Composite: 42.03/100
• National rank: #3329
• State rank: #38 of 73 in FL

Livability — Spring Hill

• Score: 63/100
• State rank: #738
• US rank: #15937

Category grades

Amenities F Commute F Cost of living A+ Crime C Employment D+ Housing A+ Health & safety C- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Spring Hill, FL
• County: Hernando County · 169,677 people
• City population: 83,915
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 28,668
• Household income: $57,337
• Rent vs Own: 23.2% rent · 76.8% own
• Severe rent burden: 733.0

Population outlook (Hernando County) Hauer SSP2

• Today (2025): 189,218 people
• By 2030: 194,367 · +2.7%
• By 2040: 203,398 · +7.5%
• By 2050: 209,589 · +10.8%
• By 2075: 218,452 · +15.4%
• By 2100: 205,923 · +8.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (74%)
• Race & ethnicity: White 74% Hispanic / Latino 16% Two or more races 13% Black 4%
• Hispanic origin (detail): Mexican 1% Puerto Rican 10% Cuban 2%
• Common ancestry: Romanian 4% Lithuanian 3% Slovak 2%
• Foreign-born: 8% · Canada, Jamaica
• Languages at home: 87% English-only · Spanish 11% German/W. Germanic 1%

Political lean MEDSL · Hernando

• 2024 margin: Solid R (+37.0) · D 31.1% · R 68.2%
• 2008→2024 swing: -33.5pp toward R · 2008: -3.6pp · 2024: -37.0pp
• All cycles: 2024: R+37.0 2020: R+30.2 2016: R+29.0 2012: R+8.5 2008: R+3.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -98.11%
• Current HPI: 298.5201
• Rent YoY: ▼ -0.89%
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+3.5% since first listed

16 events — show timeline

• 2026-05-20 Relisted — HCAR
• 2026-05-20 Relisted — RACC
• 2026-05-20 Relisted — Stellar MLS as Distributed by MLS Grid
• 2026-05-12 Pending — RACC
• 2026-05-12 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-05-12 Pending — HCAR
• 2026-04-12 Price Changed $207,000 HCAR
• 2026-04-12 Price Changed $207,000 RACC
• 2026-04-12 Price Changed $207,000 Stellar MLS as Distributed by MLS Grid
• 2026-02-05 Price Changed $217,000 Stellar MLS as Distributed by MLS Grid
• 2026-02-05 Price Changed $217,000 RACC
• 2026-02-05 Price Changed $217,000 HCAR
• 2025-11-20 Listed $230,000 HCAR
• 2025-11-20 Listed $230,000 RACC
• 2025-11-20 Listed $230,000 Stellar MLS as Distributed by MLS Grid
• 2013-06-05 Sold (Public Records) $200,000 Public Records

Property tax history

+2.7%/yr

Latest (2025): $1,002 · +1.9% YoY. Source: county tax records.