3107 Camden Way · Burnettown, SC 29829

$245,000

3 bd · 2.0 ba · 1,352 sqft · SingleFamily public records · 41 Days on market

Built 2007 0.36 ac lot Est $249k · at est. $19/mo HOA · 1% of rent

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +17.2/30.0
• Appreciation +9.2/10.0
• ARV discount +8.2/15.0
• DSCR +5.4/10.0
• 1% rule +3.5/10.0
• Schools +3.2/10.0
• Livability +3.2/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

PRE-SALE

Key facts

• Formal dining room
• Eat-in kitchen
• Great room

Tags

• GREAT ROOM
• COZY FIREPLACE
• EAT-IN KITCHEN
• FORMAL DINING ROOM
• SCREENED-IN BACK PORCH
• FULLY FENCED BACKYARD

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $245k.

Deal economics

• At list price, monthly cash flow is $175 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $208k (15.3% below list).
• Recommended offer: $208k (15.3% below list) — sets the bar for 1% rule.
• Cap rate 7.1% vs local median 5.5% in Burnettown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 64/100 on livability (#159 in SC) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, employment D-.
• Aiken 01 (suburban): math 31% / reading 44% proficiency, ranked #36 of 80 in SC (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Jefferson Elementary (math 34% / reading 34%, grade F, #359 of 597 statewide, top 60%, 557 students, 100% FRL); Leavelle Mccampbell Middle (math 19% / reading 32%, grade F, #162 of 229 statewide, top 71%, 650 students, 55% FRL); Midland Valley High (math 31% / reading 83%, grade C, #120 of 196 statewide, top 64%, 1,477 students, 62% FRL) — zoned schools average 72% FRL vs 54% district-wide (18 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: 298 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 2,500 units permitted in Aiken County in 2024 (1,023 in 5+ unit buildings).

Forward outlook

• In year one you build about $22k of equity ($2k loan paydown + $21k appreciation (8.4% local appreciation)).
• Aiken County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (8.4% appreciation + 3.0% rent growth), your $69k cash investment doubles in ~3 years — after that, you're playing with house money.
• By year 2, paydown + projected appreciation supports a ~$36k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 41 days — a 3% lower offer ($238k) is reasonable based on typical stale-listing flexibility.
• 8 sale attempts since 19y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $146k; list at $245k implies a 67% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 72% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $207,526 (15.3% below list)

Questions for the listing agent

1. It's been on market 41 days. Have you received any prior offers? Is the seller open to a 15% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.85% ✗
• Cap rate: 7.15%
• Cash-on-cash: 3.06%
• DSCR: 1.14
• GRM: 9.8

CMA / ARV

• ARV (on-the-fly): $248,768
• Comps found: 1

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
253 Sudlow Lake Rd	0.23mi	4/2.0 (+1)	1,248 (-8%)	6mo	$230,000	$184	66

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

8.38% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 23.1%
• Equity multiple: 2.72×
• Total profit: $117,946
• Equity at exit: $192,504

10-year hold

• IRR: 21.0%
• Equity multiple: 5.87×
• Total profit: $334,082
• Equity at exit: $388,359

Cash invested: $68,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State South Carolina: 90 Strongly Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

5-day notice; preempted; landlord-favorable.

Methodology + full state rankings →

ZIP-level market 29829

• Home prices YoY: 3.0%
• Active inventory: 298
• Price-to-rent: 9.8×

Monthly cashflow live

• Estimated rent: $2,075 medium
• Mortgage (P&I): −$1,285
• Tax from tax record: −$59 /mo · $704/yr
• Insurance: −$102
• HOA: −$19
• Vacancy / Maint / Mgmt: −$436
• Net cashflow: $175

Break-even live

Break-even rent $1,854

Max offer price $245,000

Occupancy floor 87%

Sensitivity live

Price	-10% $314	-5% $244	+0% $175	+5% $106	+10% $36
Rent	-10% $11	-5% $93	+0% $175	+5% $257	+10% $339
Rate	-1.0pp $298	-0.5pp $237	base $175	+0.5pp $111	+1.0pp $47

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $61,250
• Closing costs: $7,350
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
6279 Whirlaway Rd Graniteville, SC	3.0	2.0	1295	$1,900	$1.47	22d	1	1.01mi

HOA detail

• Monthly dues: $19 · $228/yr

Listing history 34 events

1. 2026-06-21
   days on market $245,000 Active 41 DOM
2. 2026-06-18
   days on market $245,000 Active 38 DOM
3. 2026-06-17
   days on market $245,000 Active 37 DOM
4. 2026-06-16
   days on market $245,000 Active 36 DOM
5. 2026-06-15
   days on market $245,000 Active 35 DOM
6. 2026-06-14
   days on market $245,000 Active 33 DOM
7. 2026-06-13
   days on market $245,000 Active 32 DOM
8. 2026-06-10
   days on market $245,000 Active 30 DOM
9. 2026-06-09
   days on market $245,000 Active 29 DOM
10. 2026-06-08
    days on market $245,000 Active 28 DOM
11. 2026-06-07
    days on market $245,000 Active 27 DOM
12. 2026-06-03
    days on market $245,000 Active 23 DOM
13. 2026-06-02
    days on market $245,000 Active 22 DOM
14. 2026-06-01
    days on market $245,000 Active 21 DOM
15. 2026-05-31
    days on market $245,000 Active 20 DOM
16. 2026-05-30
    days on market $245,000 Active 19 DOM
17. 2026-05-11
    historical
18. 2026-02-13
    price $142,900 8-char remark

    Show marketing remark (8 chars)

    PRE-SALE

19. 2026-02-06
    listed $245,000 Active
20. 2026-02-06
    listed $245,000 Active
21. 2026-01-02
    historical
22. 2026-01-02
    historical
23. 2025-12-23
    status Active
24. 2025-12-22
    historical
25. 2025-06-22
    listed $269,900 Active
26. 2025-06-22
    listed $269,900
27. 2023-04-27
    soldstatus $146,400 8-char remark

    Show marketing remark (8 chars)

    PRE-SALE

28. 2023-04-03
    listed $499,900 8-char remark

    Show marketing remark (8 chars)

    PRE-SALE

29. 2007-09-24
    soldstatus $146,400 Closed 8-char remark

    Show marketing remark (8 chars)

    PRE-SALE

30. 2007-09-24
    soldstatus $146,400

    Show marketing remark (8 chars)

    PRE-SALE

31. 2007-09-24
    soldstatus $146,400

    Show marketing remark (8 chars)

    PRE-SALE

32. 2007-06-19
    listed $142,900
33. 2007-06-19
    listed $142,900
34. 2007-05-15
    soldstatus $51,800

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

• Current annual tax: $704 · $59/mo
• Projected year-2 tax: $1,396 · $116/mo
• Expected delta: +$693/yr (+$58/mo · 98.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 7/10 Severe 7 d/yr ≥109°F today · 17 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 72% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $24,903
• − Mortgage interest: −$13,724
• − Property taxes: −$704
• − Insurance: −$1,225
• − Repairs & maintenance: −$1,992
• − Management: −$1,992
• − HOA: −$228
• − Depreciation: −$7,127
• Taxable loss: −$2,089
• Est. tax savings @ 24.0%: +$501
• After-tax cash flow: $2,600/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Aiken 01
• NCES district ID: 4500720
• Math proficiency: 31% ▼ -11.00%
• Reading proficiency: 44% ▼ -1.00%
• Median HH income: $45,081
• Composite: 31.91/100
• National rank: #5857
• State rank: #36 of 80 in SC

Livability — Burnettown

• Score: 64/100
• State rank: #159
• US rank: #14711

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment D- Housing A+ Health & safety F User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Aiken County · 116,534 people
• City population: 931
• Metro: Augusta-Richmond County, GA-SC
• Population (ZIP): 12,385
• Household income: $84,228
• Rent vs Own: 18.3% rent · 81.7% own
• Severe rent burden: 213.0

Population outlook (Aiken County) Hauer SSP2

• Today (2025): 178,003 people
• By 2030: 182,876 · +2.7%
• By 2040: 189,970 · +6.7%
• By 2050: 193,840 · +8.9%
• By 2075: 199,453 · +12.1%
• By 2100: 192,403 · +8.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.58)
• Race & ethnicity: White 59% Black 26% Hispanic / Latino 12% Two or more races 9% Asian 1%
• Hispanic origin (detail): Mexican 8% Puerto Rican 1%
• Common ancestry: Italian 2% Swedish 2% Slovak 1%
• Foreign-born: 6% · Canada
• Languages at home: 89% English-only · Spanish 10% Other Indo-European 1%

Political lean MEDSL · Aiken

• 2024 margin: Strong R (+25.9) · D 36.4% · R 62.2% · Other 1.4%
• 2008→2024 swing: -1.9pp toward R · 2008: -24.0pp · 2024: -25.9pp
• All cycles: 2024: R+25.9 2020: R+22.7 2016: R+27.5 2012: R+26.0 2008: R+24.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 8.38%
• Current HPI: 286.4155
• Rent YoY: —
• Metro: Augusta-Richmond County, GA-SC
• State GDP YoY: ▲ 4.51%
• F500 in state: 2

Industry mix (Fortune 500 HQ in SC)

Industry	F500 HQs	Revenue
▸Packaging	1	$7B

Price history

+175.9% since first listed

18 events — show timeline

• 2026-05-11 Listing Removed — Hive MLS
• 2026-02-13 Price Changed $142,900 Hive MLS
• 2026-02-06 Listed $245,000 Hive MLS
• 2026-02-06 Listed $245,000 Hive MLS
• 2026-01-02 Listing Removed — Hive MLS
• 2026-01-02 Listing Removed — Hive MLS
• 2025-12-23 Relisted — Hive MLS
• 2025-12-22 Listing Removed — Hive MLS
• 2025-06-22 Listed $269,900 Hive MLS
• 2025-06-22 Listed $269,900 Hive MLS
• 2023-04-27 Sold (MLS) $146,400 Hive MLS
• 2023-04-03 Listed $499,900 Hive MLS
• 2007-09-24 Sold (MLS) $146,400 AMLS
• 2007-09-24 Sold (MLS) $146,400 Hive MLS
• 2007-09-24 Sold (MLS) $146,400 Hive MLS
• 2007-06-19 Listed $142,900 AMLS
• 2007-06-19 Listed $142,900 Hive MLS
• 2007-05-15 Sold (Public Records) $51,800 Public Records

Property tax history

+0.5%/yr

Latest (2025): $704 · +0.0% YoY. Source: county tax records.