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151 Buckeye Rd
B+ Composite 75.04
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.8/10.0
  • Appreciation +0.0/10.0

$60,000

151 Buckeye Rd · Fort Valley, GA 31030
3 bd · 2.0 ba · 1,560 sqft · Manufactured public records · 21 Days on market
Built 1998 1.01 ac lot Est $112k · 47% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

This property at 151 Buckeye Rd in Fort Valley offers a great opportunity for buyers or investors looking to renovate and add value. The home requires repairs and updates and is being sold AS-IS, with no repairs to be made by the seller. The property features a functional layout with potential for improvement and customization. Ideal for investors, renovation buyers, or those seeking a project. Utilities may be off; buyers are encouraged to conduct all due diligence prior to submitting an offer. Individuals entering the property should be prepared for the existing conditions.

Key facts

  • 1.01 acre lot
  • 2 garage spots
  • Built 1998

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $60k.

Deal economics

  • At list price, monthly cash flow is $787 ($9k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $60k).
  • Recommended offer: $59k (1.5% below list) — sets the bar for market timing.
  • Cap rate 22.0% vs local median 5.7% in Fort Valley — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 65/100 on livability (#220 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A-; Watch: crime D+, amenities F, commute F.
  • Peach County (rural): math 17% / reading 25% proficiency, ranked #141 of 174 in GA (top 81%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 65% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Kay Road Elementary (math 26% / reading 30%, grade F, #673 of 1,228 statewide, top 55%, 529 students, 82% FRL); Fort Valley Middle School (math 11% / reading 19%, grade F, #397 of 470 statewide, top 85%, 481 students, 82% FRL); Peach County High School (math 3% / reading 22%, grade F, #334 of 424 statewide, top 79%, 1,107 students, 82% FRL) — zoned schools average 82% FRL vs 65% district-wide (17 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 116 active listings in the ZIP; 149 units permitted in Peach County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $415 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Peach County population projected at -18% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $17k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 21 days — a 2% lower offer ($59k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $59,100 (1.5% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.50%
Cap rate
22.04%
Cash-on-cash
56.22%
DSCR
3.50
GRM
3.3

CMA / ARV

ARV (on-the-fly)
$112,320
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
163 Buckeye Rd 0.03mi 3/2.0 1,728 (+11%) 14mo $125,000 $72 69

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
54.6%
Equity multiple
3.41×
Total profit
$40,424
Equity at exit
$8,946
10-year hold
IRR
59.7%
Equity multiple
6.94×
Total profit
$99,808
Equity at exit
$5,188

Cash invested: $16,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31030

Home prices YoY
-14.7%
Active inventory
116
Price-to-rent
3.3×

Monthly cashflow live

Estimated rent
$1,502 medium interval (Pro) →
Mortgage (P&I)
$315
Tax from tax record
$60 /mo · $716/yr
Insurance
$25
HOA
$0
Vacancy / Maint / Mgmt
$315
Net cashflow
$787

Break-even live

Break-even rent $505
Max offer price $60,000
Occupancy floor 43%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$15,000
Closing costs
$1,800
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 3 events

  1. 2026-02-19
    status Pending
  2. 2026-01-29
    price $60,000
  3. 2026-01-29
    listed $60,000,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$716 · $60/mo
Projected year-2 tax
$716 · $60/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 6/10 Major 7 d/yr ≥108°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$18,021
− Mortgage interest
−$3,361
− Property taxes
−$716
− Insurance
−$300
− Repairs & maintenance
−$1,442
− Management
−$1,442
− Depreciation
−$1,745
Taxable income
$9,016
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,164
After-tax cash flow
$7,282/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Peach County
NCES district ID
1304050
Math proficiency
17% ▼ -15.00%
Reading proficiency
25% ▼ -5.00%
Median HH income
$41,348
Composite
17.89/100
National rank
#9000
State rank
#141 of 174 in GA

Livability — Fort Valley

Score
65/100
State rank
#220
US rank
#12957

Category grades

Amenities F Commute F Cost of living A+ Crime D+ Employment F Housing A- Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

City population
17,987
Population (ZIP)
17,987

Population outlook (Peach County) Hauer SSP2

Today (2025)
26,481 people
By 2030
25,723 · -2.9%
By 2040
23,812 · -10.1%
By 2050
21,724 · -18.0%
By 2075
17,513 · -33.9%
By 2100
14,235 · -46.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.62)
Race & ethnicity
Black 49% White 35% Hispanic / Latino 12% Two or more races 5% Native American 1%
Hispanic origin (detail)
Mexican 9% Cuban 2%
Common ancestry
Romanian 1% Italian 1% Serbian 1%
Foreign-born
7% · Canada
Languages at home
90% English-only · Spanish 8%

Political lean MEDSL · Peach

2024 margin
Lean R (+6.0) · D 46.8% · R 52.8%
2008→2024 swing
-12.8pp toward R · 2008: 6.8pp · 2024: -6.0pp
All cycles
2024: R+6.0 2020: R+4.7 2016: R+3.0 2012: D+7.5 2008: D+6.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -34.82%
Current HPI
202.0025
Rent YoY
Metro
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

-99.9% since first listed
3 events — show timeline
  • 2026-02-19 Pending CGMLS
  • 2026-01-29 Price Changed $60,000 CGMLS
  • 2026-01-29 Listed $60,000,000 CGMLS

Property tax history

-2.1%/yr

Latest (2025): $716 · -3.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…