151 Buckeye Rd · Fort Valley, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 6/10 · Moderate
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Livability +3.2/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +1.8/10.0
- Appreciation +0.0/10.0
$60,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
This property at 151 Buckeye Rd in Fort Valley offers a great opportunity for buyers or investors looking to renovate and add value. The home requires repairs and updates and is being sold AS-IS, with no repairs to be made by the seller. The property features a functional layout with potential for improvement and customization. Ideal for investors, renovation buyers, or those seeking a project. Utilities may be off; buyers are encouraged to conduct all due diligence prior to submitting an offer. Individuals entering the property should be prepared for the existing conditions.
Key facts
- 1.01 acre lot
- 2 garage spots
- Built 1998
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $60k.
Deal economics
- At list price, monthly cash flow is $787 ($9k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $60k).
- Recommended offer: $59k (1.5% below list) — sets the bar for market timing.
- Cap rate 22.0% vs local median 5.7% in Fort Valley — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 65/100 on livability (#220 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A-; Watch: crime D+, amenities F, commute F.
- Peach County (rural): math 17% / reading 25% proficiency, ranked #141 of 174 in GA (top 81%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 65% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Kay Road Elementary (math 26% / reading 30%, grade F, #673 of 1,228 statewide, top 55%, 529 students, 82% FRL); Fort Valley Middle School (math 11% / reading 19%, grade F, #397 of 470 statewide, top 85%, 481 students, 82% FRL); Peach County High School (math 3% / reading 22%, grade F, #334 of 424 statewide, top 79%, 1,107 students, 82% FRL) — zoned schools average 82% FRL vs 65% district-wide (17 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: 116 active listings in the ZIP; 149 units permitted in Peach County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $415 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Peach County population projected at -18% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $17k cash investment doubles in ~3 years — after that, you're playing with house money.
Negotiation context
- It's been on market 21 days — a 2% lower offer ($59k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.50% ✓
- Cap rate
- 22.04%
- Cash-on-cash
- 56.22%
- DSCR
- 3.50
- GRM
- 3.3
CMA / ARV
- ARV (on-the-fly)
- $112,320
- Comps found
- 1
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 163 Buckeye Rd | 0.03mi | 3/2.0 | 1,728 (+11%) | 14mo | $125,000 | $72 | 69 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 54.6%
- Equity multiple
- 3.41×
- Total profit
- $40,424
- Equity at exit
- $8,946
- IRR
- 59.7%
- Equity multiple
- 6.94×
- Total profit
- $99,808
- Equity at exit
- $5,188
Cash invested: $16,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 31030
- Home prices YoY
- -14.7%
- Active inventory
- 116
- Price-to-rent
- 3.3×
Monthly cashflow live
- Estimated rent
- $1,502 medium interval (Pro) →
- Mortgage (P&I)
- −$315
- Tax from tax record
- −$60 /mo · $716/yr
- Insurance
- −$25
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$315
- Net cashflow
- $787
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $15,000
- Closing costs
- $1,800
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 3 events
-
2026-02-19status Pending
-
2026-01-29price $60,000
-
2026-01-29$60,000,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $716 · $60/mo
- Projected year-2 tax
- $716 · $60/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 6/10 Major 7 d/yr ≥108°F today · 18 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $18,021
- − Mortgage interest
- −$3,361
- − Property taxes
- −$716
- − Insurance
- −$300
- − Repairs & maintenance
- −$1,442
- − Management
- −$1,442
- − Depreciation
- −$1,745
- Taxable income
- $9,016
- Est. tax owed @ 24.0%
- −$2,164
- After-tax cash flow
- $7,282/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Peach County
- NCES district ID
- 1304050
- Math proficiency
- 17% ▼ -15.00%
- Reading proficiency
- 25% ▼ -5.00%
- Median HH income
- $41,348
- Composite
- 17.89/100
- National rank
- #9000
- State rank
- #141 of 174 in GA
Livability — Fort Valley
- Score
- 65/100
- State rank
- #220
- US rank
- #12957
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- City population
- 17,987
- Population (ZIP)
- 17,987
Population outlook (Peach County) Hauer SSP2
- Today (2025)
- 26,481 people
- By 2030
- 25,723 · -2.9%
- By 2040
- 23,812 · -10.1%
- By 2050
- 21,724 · -18.0%
- By 2075
- 17,513 · -33.9%
- By 2100
- 14,235 · -46.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.62)
- Race & ethnicity
- Black 49% White 35% Hispanic / Latino 12% Two or more races 5% Native American 1%
- Hispanic origin (detail)
- Mexican 9% Cuban 2%
- Common ancestry
- Romanian 1% Italian 1% Serbian 1%
- Foreign-born
- 7% · Canada
- Languages at home
- 90% English-only · Spanish 8%
Political lean MEDSL · Peach
- 2024 margin
- Lean R (+6.0) · D 46.8% · R 52.8%
- 2008→2024 swing
- -12.8pp toward R · 2008: 6.8pp · 2024: -6.0pp
- All cycles
- 2024: R+6.0 2020: R+4.7 2016: R+3.0 2012: D+7.5 2008: D+6.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -34.82%
- Current HPI
- 202.0025
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
|
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| Transportation / Logistics | 1 | $91B |
|
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| Airlines | 1 | $62B |
|
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| Consumer Goods | 1 | $47B |
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| Utilities | 1 | $25B |
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Price history
-99.9% since first listed3 events — show timeline
- 2026-02-19 Pending — CGMLS
- 2026-01-29 Price Changed $60,000 CGMLS
- 2026-01-29 Listed $60,000,000 CGMLS
Property tax history
-2.1%/yrLatest (2025): $716 · -3.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…