🌊 Lakefront
245 Deerwood Cir Unit 12-8 · Lely, FL
Flood risk 6/10 · Moderate
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.68%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 30 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +10.5/30.0
- ARV discount +7.5/15.0
- Schools +5.0/10.0
- 1% rule +4.9/10.0
- Rent growth +3.9/5.0
- Livability +3.3/5.0
- DSCR +3.0/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$350,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
One of a kind property feels like a home, gorgeous community with an outstanding view! Property includes spacious private front courtyard, detached garage , 2018 roof. Bright great room includes skylights and enough room for family and friends to enjoy with a perfect view of the 11th hole of the Royal Palm Country Club. Each bedroom has its own private bathroom. High ceilings add to the expansive feel of the villa. Comes with Tommy Bahama furniture and includes all kitchen necessities to offer move in ready option. Step outside to a crystalline pool, bordered by a brand-new deck just a few steps away. Ideally situated, this property offers easy access to downtown Naples, shopping, delectable dining options, pristine beaches, and world-class golf courses. Don't miss this opportunity to make this one-of-a-kind property your very own.
Key facts
- Open patio
- Private bathrooms
- Chef's dream kitchen
Tags
Property features AI
Finance
- Other: Zero lot line; Views of golf course, lake, and landscaped areas; Irrigation uses reclaimed water; Restrictions include architectural review, deeded restrictions, limited number of vehicles, no commercial use, no motorcycles, no RVs, no trucks
- HOA & community: Mandatory HOA; Condo fee $2,040 quarterly; Master HOA fee $225 annually; Professional management; Community pool; Community type: Golf course, non-gated; Maintenance covers insurance, irrigation water, lawn/land maintenance, legal/accounting, manager, exterior pest control, reserves, sewer, street lights, street maintenance, and trash removal; Total annual recurring fees $8,385; Total one-time fees $100
Exterior
- Parking: Deeded parking with paved driveway; Guest parking; Detached 1-car garage
- Security: Manual shutters for storm protection
- Utilities: Central water; Central sewer; Cable available
- Home design: Attached villa; 1 story ranch; Rear exposure faces north; Residential property in Lely Golf Estates
- Construction: Concrete block construction; Built in 1989
- Exterior features: Courtyard; Patio; Automatic sprinkler system; Single hung, sliding windows and skylight; Manual storm shutters; Stucco exterior; Shingle roof
Interior
- Kitchen: Range; Microwave; Dishwasher; Disposal; Refrigerator/Freezer; Pantry; Eat-in kitchen
- Bedrooms: 2 bedrooms
- Flooring: Carpet; Tile
- Bathrooms: 2 full bathrooms; Master bath with dual sinks and shower
- Heating & cooling: Central electric heat; Central electric cooling; Ceiling fans; Humidistat
- Interior features: Bar; Cable prewire with high-speed internet available; Pantry; Vaulted ceiling; Walk-in closet; Great room floor plan; Split bedroom layout; Laundry in residence; Unfurnished
- Laundry & utility: Washer and dryer in residence; Auto garage door
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath condo listed at $350k.
Deal economics
- At list price, monthly cash flow is $-182 ($-2k/yr) — negative.
- To cash-flow at today's rent, offer at most $318k (9.2% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $347k (0.8% below list).
- Recommended offer: $318k (9.2% below list) — sets the bar for cash-flow.
Location & tenants
- Location reads 66/100 on livability (#586 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+; Watch: schools D+, health & safety D, amenities F.
- Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents rising fast (+5.6%/yr); 597 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).
- At $3,474/mo this rent would consume 51% of the median local household income ($82k/yr) (locally 954% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
- Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 55 days — a 3% lower offer ($340k) is reasonable based on typical stale-listing flexibility.
- 7 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: HOA is 20% of rent.
- Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→30/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 55 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- This sits on a lake — are riparian / water-frontage rights deeded with the parcel? Any dock permits, shoreline easements, or HOA water-use restrictions?
- What's the documented flood / surge / shoreline-erosion history here (FEMA AND non-FEMA — e.g., storm surge, creek backup, septic-field saturation)?
- Any water-quality or seasonal algae-bloom issues that affect tenant satisfaction or short-term-rental demand?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 0.99% ✗
- Cap rate
- 5.67%
- Cash-on-cash
- -2.23%
- DSCR
- 0.90
- GRM
- 8.4
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 5.59% rent growth · sell at horizon
- IRR
- -16.4%
- Equity multiple
- 0.40×
- Total profit
- $-58,677
- Equity at exit
- $52,186
- IRR
- -3.3%
- Equity multiple
- 0.75×
- Total profit
- $-24,382
- Equity at exit
- $30,262
Cash invested: $98,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 34113
- Rents YoY
- 5.6%
- Active inventory
- 597
- Price-to-rent
- 8.4×
Monthly cashflow live
- Estimated rent
- $3,474 high interval (Pro) →
- Mortgage (P&I)
- −$1,835
- Tax from tax record
- −$247 /mo · $2,967/yr
- Insurance
- −$146
- HOA
- −$698
- Vacancy / Maint / Mgmt
- −$729
- Net cashflow
- $-182
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $87,500
- Closing costs
- $10,500
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 640 Augusta Blvd Naples, FL | 2.0 | 2.0 | 1634 | $2,700 | $1.65 | 23d | 1 | 0.11mi |
| 265 Deerwood Cir Naples, FL | 2.0 | 2.0 | 1179 | $5,000 | $4.24 | 23d | 1 | 0.13mi |
| 575 Augusta Blvd Naples, FL | 3.0 | 2.0 | 1500 | $2,100 | $1.40 | 23d | 1 | 0.17mi |
| 555 Augusta Blvd Unit 3-1 Naples, FL | 2.0 | 2.0 | 1249 | $4,200 | $3.36 | 23d | 1 | 0.18mi |
| 605 Augusta Blvd #4 Naples, FL | 2.0 | 2.0 | 1125 | $3,950 | $3.51 | 13d | 1 | 0.18mi |
| 605 Augusta Blvd #14 Naples, FL | 2.0 | 2.0 | 1125 | $4,000 | $3.56 | 23d | 1 | 0.18mi |
| 701 Augusta Blvd Unit 701-8 Naples, FL | 2.0 | 2.0 | 1250 | $4,800 | $3.84 | 13d | 1 | 0.21mi |
| 705 Augusta Blvd Unit 705-5 Naples, FL | 2.0 | 2.0 | 1125 | $2,000 | $1.78 | 13d | 1 | 0.24mi |
| 760 Augusta Blvd Unit D204 Naples, FL | 3.0 | 2.0 | 1294 | $2,300 | $1.78 | 23d | 1 | 0.26mi |
| 413 Augusta Blvd #302 Naples, FL | 2.0 | 2.0 | 1390 | $5,500 | $3.96 | 21d | 1 | 0.26mi |
| 709 Augusta Blvd Unit 709-5 Naples, FL | 3.0 | 2.0 | 1480 | $4,000 | $2.70 | 13d | 1 | 0.27mi |
| 520 Augusta Blvd Unit B204 Naples, FL | 3.0 | 2.0 | 1294 | $2,200 | $1.70 | 23d | 1 | 0.27mi |
| 494 Saint Andrews Blvd Naples, FL | 3.0 | 2.0 | 1700 | $2,800 | $1.65 | 23d | 1 | 0.33mi |
| 905 Augusta Blvd Naples, FL | 2.0 | 2.0 | 1125 | $1,850 | $1.64 | 23d | 1 | 0.40mi |
| 940 Augusta Blvd Unit D939 Naples, FL | 2.0 | 2.0 | 1419 | $2,200 | $1.55 | 23d | 1 | 0.44mi |
| 5841 Rattlesnake Hammock Rd Unit 2 Naples, FL | 2.0 | 2.0 | 1133 | $2,500 | $2.21 | 23d | 1 | 0.47mi |
| 5841 Rattlesnake Hammock Rd Unit I-203 Naples, FL | 2.0 | 2.0 | 1015 | $3,500 | $3.45 | 13d | 1 | 0.47mi |
| 5857 Rattlesnake Hammock Rd #208 Naples, FL | 2.0 | 2.0 | 1133 | $3,000 | $2.65 | 13d | 1 | 0.48mi |
| 5859 Westbourgh Ct Naples, FL | 3.0 | 2.0 | 1746 | $8,500 | $4.87 | 23d | 1 | 0.57mi |
| 5859 Westbourgh Ct Naples, FL | 3.0 | 2.0 | 1746 | $8,500 | $4.87 | 13d | 1 | 0.57mi |
| 315 Saint Andrews Blvd Unit A25 Naples, FL | 2.0 | 2.0 | 1126 | $1,530 | $1.36 | 23d | 1 | 0.59mi |
| 452 Bristle Cone Ln #27 Naples, FL | 2.0 | 2.0 | 1129 | $2,000 | $1.77 | 23d | 1 | 0.61mi |
| 5651 Rattlesnake Hammock Rd Unit C-108 Naples, FL | 2.0 | 2.0 | 1054 | $1,800 | $1.71 | 23d | 1 | 0.62mi |
| 5635 Rattlesnake Hammock Rd Apt 203D Naples, FL | 2.0 | 2.0 | 1054 | $1,700 | $1.61 | 21d | 1 | 0.66mi |
| 326 Bradstrom Cir Unit 204F Naples, FL | 3.0 | 2.0 | 1200 | $3,500 | $2.92 | 23d | 1 | 0.69mi |
| 326 Bradstrom Cir Unit 103F Naples, FL | 2.0 | 2.0 | 1113 | $1,800 | $1.62 | 23d | 1 | 0.69mi |
| 255 Pine Valley Cir Naples, FL | 3.0 | 1.5 | 1574 | $3,500 | $2.22 | 23d | 1 | 0.70mi |
| 332 Bradstrom Cir #201 Naples, FL | 2.0 | 2.0 | 1257 | $2,200 | $1.75 | 23d | 1 | 0.72mi |
| 5535 Rattlesnake Hammock Rd #302 Naples, FL | 2.0 | 2.0 | 1205 | $2,800 | $2.32 | 23d | 1 | 0.73mi |
| 5293 Dixie Dr Unit 1546039P Naples, FL | 2.0 | 2.0 | 1130 | $1,561 | $1.38 | 13d | 1 | 0.76mi |
| 5502 Greenwood Cir #1 Naples, FL | 3.0 | 2.0 | 1450 | $2,400 | $1.66 | 23d | 1 | 0.78mi |
| 213 Bay Meadows Dr Naples, FL | 3.0 | 2.0 | 1650 | $5,500 | $3.33 | 23d | 1 | 0.79mi |
| 4556 Andover Way Unit E106 Naples, FL | 2.0 | 2.0 | 1172 | $1,900 | $1.62 | 13d | 1 | 0.80mi |
| 4556 Andover Way Unit E104 Naples, FL | 2.0 | 2.0 | 1072 | $5,000 | $4.66 | 13d | 1 | 0.80mi |
| 5778 Greenwood Cir Naples, FL | 3.0 | 2.0 | 1450 | $4,000 | $2.76 | 23d | 1 | 0.89mi |
| 5499 Rattlesnake Hammock Rd Naples, FL | 2.0 | 2.0 | 1071 | $1,775 | $1.66 | 13d | 2 | 0.89mi |
| 248 Pebble Beach Cir Unit G201 Naples, FL | 2.0 | 2.0 | 1163 | $2,300 | $1.98 | 23d | 1 | 0.89mi |
| 5595 Greenwood Cir #92 Naples, FL | 3.0 | 2.0 | 1450 | $5,000 | $3.45 | 23d | 1 | 0.90mi |
| 240 Pebble Beach Blvd #702 Naples, FL | 2.0 | 2.0 | 1090 | $4,000 | $3.67 | 23d | 1 | 0.91mi |
| 5419 Rattlesnake Hammock Rd Unit 307F Naples, FL | 2.0 | 2.0 | 1071 | $1,950 | $1.82 | 13d | 1 | 0.97mi |
HOA detail condo
- Monthly dues
- $698 · $8,376/yr
- Likely covers
- pool
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 38 events
-
2026-06-18days on market $350,000 Active 55 DOM
-
2026-06-17days on market $350,000 Active 54 DOM
-
2026-06-16days on market $350,000 Active 53 DOM
-
2026-06-15days on market $350,000 Active 52 DOM
-
2026-06-14days on market $350,000 Active 50 DOM
-
2026-06-10days on market $350,000 Active 47 DOM
-
2026-06-09days on market $350,000 Active 46 DOM
-
2026-06-08days on market $350,000 Active 45 DOM
-
2026-06-07days on market $350,000 Active 44 DOM
-
2026-06-03days on market $350,000 Active 40 DOM
-
2026-06-02days on market $350,000 Active 39 DOM
-
2026-06-01days on market $350,000 Active 38 DOM
-
2026-05-31days on market $350,000 Active 37 DOM
-
2026-05-30days on market $350,000 Active 36 DOM
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2026-04-24$350,000 Active
-
2026-04-23historical
-
2026-02-22price $375,000
-
2025-09-10$399,000 Active
-
2023-11-28soldstatus $375,000 Closed 843-char remark
Show marketing remark (843 chars)
One of a kind property feels like a home, gorgeous community with an outstanding view! Property includes spacious private front courtyard, detached garage , 2018 roof. Bright great room includes skylights and enough room for family and friends to enjoy with a perfect view of the 11th hole of the Royal Palm Country Club. Each bedroom has its own private bathroom. High ceilings add to the expansive feel of the villa. Comes with Tommy Bahama furniture and includes all kitchen necessities to offer move in ready option. Step outside to a crystalline pool, bordered by a brand-new deck just a few steps away. Ideally situated, this property offers easy access to downtown Naples, shopping, delectable dining options, pristine beaches, and world-class golf courses. Don't miss this opportunity to make this one-of-a-kind property your very own.
-
2023-11-28soldstatus $375,000
Show marketing remark (843 chars)
One of a kind property feels like a home, gorgeous community with an outstanding view! Property includes spacious private front courtyard, detached garage , 2018 roof. Bright great room includes skylights and enough room for family and friends to enjoy with a perfect view of the 11th hole of the Royal Palm Country Club. Each bedroom has its own private bathroom. High ceilings add to the expansive feel of the villa. Comes with Tommy Bahama furniture and includes all kitchen necessities to offer move in ready option. Step outside to a crystalline pool, bordered by a brand-new deck just a few steps away. Ideally situated, this property offers easy access to downtown Naples, shopping, delectable dining options, pristine beaches, and world-class golf courses. Don't miss this opportunity to make this one-of-a-kind property your very own.
-
2023-11-03status Pending 843-char remark
Show marketing remark (843 chars)
One of a kind property feels like a home, gorgeous community with an outstanding view! Property includes spacious private front courtyard, detached garage , 2018 roof. Bright great room includes skylights and enough room for family and friends to enjoy with a perfect view of the 11th hole of the Royal Palm Country Club. Each bedroom has its own private bathroom. High ceilings add to the expansive feel of the villa. Comes with Tommy Bahama furniture and includes all kitchen necessities to offer move in ready option. Step outside to a crystalline pool, bordered by a brand-new deck just a few steps away. Ideally situated, this property offers easy access to downtown Naples, shopping, delectable dining options, pristine beaches, and world-class golf courses. Don't miss this opportunity to make this one-of-a-kind property your very own.
-
2023-10-13status Active 843-char remark
Show marketing remark (843 chars)
One of a kind property feels like a home, gorgeous community with an outstanding view! Property includes spacious private front courtyard, detached garage , 2018 roof. Bright great room includes skylights and enough room for family and friends to enjoy with a perfect view of the 11th hole of the Royal Palm Country Club. Each bedroom has its own private bathroom. High ceilings add to the expansive feel of the villa. Comes with Tommy Bahama furniture and includes all kitchen necessities to offer move in ready option. Step outside to a crystalline pool, bordered by a brand-new deck just a few steps away. Ideally situated, this property offers easy access to downtown Naples, shopping, delectable dining options, pristine beaches, and world-class golf courses. Don't miss this opportunity to make this one-of-a-kind property your very own.
-
2023-10-09status Pending 843-char remark
Show marketing remark (843 chars)
One of a kind property feels like a home, gorgeous community with an outstanding view! Property includes spacious private front courtyard, detached garage , 2018 roof. Bright great room includes skylights and enough room for family and friends to enjoy with a perfect view of the 11th hole of the Royal Palm Country Club. Each bedroom has its own private bathroom. High ceilings add to the expansive feel of the villa. Comes with Tommy Bahama furniture and includes all kitchen necessities to offer move in ready option. Step outside to a crystalline pool, bordered by a brand-new deck just a few steps away. Ideally situated, this property offers easy access to downtown Naples, shopping, delectable dining options, pristine beaches, and world-class golf courses. Don't miss this opportunity to make this one-of-a-kind property your very own.
-
2023-10-09status Active 843-char remark
Show marketing remark (843 chars)
One of a kind property feels like a home, gorgeous community with an outstanding view! Property includes spacious private front courtyard, detached garage , 2018 roof. Bright great room includes skylights and enough room for family and friends to enjoy with a perfect view of the 11th hole of the Royal Palm Country Club. Each bedroom has its own private bathroom. High ceilings add to the expansive feel of the villa. Comes with Tommy Bahama furniture and includes all kitchen necessities to offer move in ready option. Step outside to a crystalline pool, bordered by a brand-new deck just a few steps away. Ideally situated, this property offers easy access to downtown Naples, shopping, delectable dining options, pristine beaches, and world-class golf courses. Don't miss this opportunity to make this one-of-a-kind property your very own.
-
2023-10-09status Pending 843-char remark
Show marketing remark (843 chars)
One of a kind property feels like a home, gorgeous community with an outstanding view! Property includes spacious private front courtyard, detached garage , 2018 roof. Bright great room includes skylights and enough room for family and friends to enjoy with a perfect view of the 11th hole of the Royal Palm Country Club. Each bedroom has its own private bathroom. High ceilings add to the expansive feel of the villa. Comes with Tommy Bahama furniture and includes all kitchen necessities to offer move in ready option. Step outside to a crystalline pool, bordered by a brand-new deck just a few steps away. Ideally situated, this property offers easy access to downtown Naples, shopping, delectable dining options, pristine beaches, and world-class golf courses. Don't miss this opportunity to make this one-of-a-kind property your very own.
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2023-10-04$399,500 Active 843-char remark
Show marketing remark (843 chars)
One of a kind property feels like a home, gorgeous community with an outstanding view! Property includes spacious private front courtyard, detached garage , 2018 roof. Bright great room includes skylights and enough room for family and friends to enjoy with a perfect view of the 11th hole of the Royal Palm Country Club. Each bedroom has its own private bathroom. High ceilings add to the expansive feel of the villa. Comes with Tommy Bahama furniture and includes all kitchen necessities to offer move in ready option. Step outside to a crystalline pool, bordered by a brand-new deck just a few steps away. Ideally situated, this property offers easy access to downtown Naples, shopping, delectable dining options, pristine beaches, and world-class golf courses. Don't miss this opportunity to make this one-of-a-kind property your very own.
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2021-04-09soldstatus $299,000
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2021-03-26soldstatus $299,000 Sold
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2021-03-05status Pending With Contingencies
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2021-02-19$299,000 Active
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2018-03-26soldstatus $215,000
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2018-03-21soldstatus $215,000 Sold
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2018-02-13status Pending
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2018-01-31price $229,000
-
2017-10-26$239,000 Active
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2013-04-18soldstatus $139,900
-
2000-05-08soldstatus $114,500
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1995-06-02soldstatus $84,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $2,967 · $247/mo
- Projected year-2 tax
- $2,967 · $247/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 6/10 Major FEMA zone X (shaded) · 68% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 10/10 Extreme 7 d/yr ≥108°F today · 30 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $41,684
- − Mortgage interest
- −$19,605
- − Property taxes
- −$2,967
- − Insurance
- −$1,750
- − Repairs & maintenance
- −$3,335
- − Management
- −$3,335
- − HOA
- −$8,376
- − Depreciation
- −$10,182
- Taxable loss
- −$7,866
- Est. tax savings @ 24.0%
- +$1,888
- After-tax cash flow
- $-300/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Collier
- NCES district ID
- 1200330
- Math proficiency
- 60% ▼ -4.00%
- Reading proficiency
- 56% ▼ -2.00%
- Median HH income
- $58,275
- Composite
- 50.23/100
- National rank
- #1892
- State rank
- #16 of 73 in FL
Livability — Lely
- Score
- 66/100
- State rank
- #586
- US rank
- #11224
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Lely, FL
- County
- Collier County · 396,295 people
- Metro
- Naples-Marco Island, FL
- Population (ZIP)
- 26,056
- Household income
- $81,674
- Rent vs Own
- Severe rent burden
- 954.0
Population outlook (Collier County) Hauer SSP2
- Today (2025)
- 420,858 people
- By 2030
- 450,054 · +6.9%
- By 2040
- 502,232 · +19.3%
- By 2050
- 544,932 · +29.5%
- By 2075
- 627,203 · +49.0%
- By 2100
- 659,015 · +56.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.59)
- Race & ethnicity
- White 56% Hispanic / Latino 28% Black 12% Two or more races 11% Asian 2%
- Hispanic origin (detail)
- Mexican 17% Puerto Rican 3% Cuban 2%
- Common ancestry
- Hispanic 10% Romanian 3% Lithuanian 2%
- Foreign-born
- 26% · Canada, Jamaica, Vietnam
- Languages at home
- 63% English-only · Spanish 24% French/Haitian/Cajun 9% Other Indo-European 2%
Political lean MEDSL · Collier
- 2024 margin
- Solid R (+33.1) · D 33.1% · R 66.2%
- 2008→2024 swing
- -10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
- All cycles
- 2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -194.86%
- Current HPI
- 279.4232
- Rent YoY
- ▲ 5.59%
- Metro
- Naples-Marco Island, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+316.7% since first listed24 events — show timeline
- 2026-04-24 Listed $350,000 NAPLESMLS
- 2026-04-23 Listing Removed — NAPLESMLS
- 2026-02-22 Price Changed $375,000 NAPLESMLS
- 2025-09-10 Listed $399,000 NAPLESMLS
- 2023-11-28 Sold (Public Records) $375,000 Public Records
- 2023-11-28 Sold (MLS) $375,000 FORTMLS
- 2023-11-03 Pending — FORTMLS
- 2023-10-13 Relisted — FORTMLS
- 2023-10-09 Pending — FORTMLS
- 2023-10-09 Relisted — FORTMLS
- 2023-10-09 Pending — FORTMLS
- 2023-10-04 Listed $399,500 FORTMLS
- 2021-04-09 Sold (Public Records) $299,000 Public Records
- 2021-03-26 Sold (MLS) $299,000 NAPLESMLS
- 2021-03-05 Pending — NAPLESMLS
- 2021-02-19 Listed $299,000 NAPLESMLS
- 2018-03-26 Sold (Public Records) $215,000 Public Records
- 2018-03-21 Sold (MLS) $215,000 NAPLESMLS
- 2018-02-13 Pending — NAPLESMLS
- 2018-01-31 Price Changed $229,000 NAPLESMLS
- 2017-10-26 Listed $239,000 NAPLESMLS
- 2013-04-18 Sold (Public Records) $139,900 Public Records
- 2000-05-08 Sold (Public Records) $114,500 Public Records
- 1995-06-02 Sold (Public Records) $84,000 Public Records
Property tax history
+7.0%/yrLatest (2025): $2,967 · +4.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…