339 Euclid Ln · Uhland, TX 78640

$220,000

3 bd · 2.0 ba · 1,554 sqft · SingleFamily public records · 120 Days on market

Built 2020 Good condition 5,100 sqft lot $142/sqft · 25% below area Est $294k · 25% under $30/mo HOA · 2% of rent

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +7.3/30.0
• Condition / age +4.0/5.0
• 1% rule +3.6/10.0
• Livability +2.7/5.0
• Rent growth +2.4/5.0
• Schools +2.4/10.0
• DSCR +1.4/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to this well maintained 3 bed, 2 bath home offering 1,554 sq ft of comfortable living space. Built in 2020, this charming home features an open floor plan, modern kitchen with granite countertops, and durable vinyl flooring throughout and brand new roof. Located in a quiet, family/friendly community with easy access to parks, walking trails, shopping, and dining. Whether you're a first time homebuyer or looking to downsize, this move in ready home offers the perfect blend of comfort and convenience.

Key facts

• Open floor plan
• Brand new roof
• Modern kitchen

Tags

• OPEN FLOOR PLAN
• MODERN KITCHEN
• GRANITE COUNTERTOPS
• DURABLE VINYL FLOORING
• BRAND NEW ROOF
• EASY ACCESS TO PARKS

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $220k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $-297 ($-4k/yr) — negative.
• To cash-flow at today's rent, offer at most $167k (23.9% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $190k (13.7% below list).
• Recommended offer: $167k (23.9% below list) — sets the bar for cash-flow.

Location & tenants

• Location reads 54/100 on livability (#1,385 in TX) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+, crime A; Watch: employment C-, amenities F, commute F.
• Hays CISD (rural): math 35% / reading 41% proficiency, ranked #390 of 826 in TX (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Hemphill El (math 22% / reading 32%, grade F, #2,791 of 4,322 statewide, top 68%, 577 students, 71% FRL); D J Red Simon Middle (math 16% / reading 22%, grade F, #1,466 of 1,662 statewide, top 89%, 733 students, 78% FRL); Lehman H S (math 20% / reading 32%, grade F, #1,234 of 1,632 statewide, top 76%, 2,120 students, 59% FRL) — zoned schools average 70% FRL vs 43% district-wide (26 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 24% at this address vs 38% district-wide (-14 pts) — the specific schools serving this property underperform the Hays CISD average; the district grade overstates school quality for this exact location.
• Market conditions: Rents soft (-0.3%/yr); 2089 active listings in the ZIP; 25 comparable units currently listed for rent nearby; rentals lingering (median 37d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 60% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 5,270 units permitted in Hays County in 2024 (1,464 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Hays County population projected at +93% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 120 days — a 9% lower offer ($200k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts; this cycle's ask has dropped $20k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: property tax is 2.8% of price.
• Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $167,498 (23.9% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 120 days. Have you received any prior offers? Is the seller open to a 24% concession, seller financing, or rate buy-down credit?
3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.86% ✗
• Cap rate: 4.67%
• Cash-on-cash: -5.79%
• DSCR: 0.74
• GRM: 9.7

CMA / ARV

• ARV (median comp): $293,519
• List price: $220,000
• Delta: -25.05%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 5 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
158 Wilhem Way	0.31mi	3/2.0	1,642 (+6%)	0mo	$275,000	$167	76
209 Ella Marie Cir	0.22mi	3/2.0	1,642 (+6%)	8mo	$255,000	$155	74
171 Ella Marie Cir	0.19mi	3/2.0	1,642 (+6%)	19mo	$299,000	$182	66
380 Gustaf Trl	0.15mi	3/2.0	1,352 (-13%)	15mo	$269,900	$200	59
204 Wilhem Way	0.30mi	3/2.0	1,649 (+6%)	24mo	$295,000	$179	56

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -30.3%
• Equity multiple: 0.03×
• Total profit: $-59,943
• Equity at exit: $32,803

10-year hold

• IRR: -57.3%
• Equity multiple: -0.58×
• Total profit: $-97,263
• Equity at exit: $19,022

Cash invested: $61,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

• For sale now: 7 active · 1 under contract
• Months of supply: 42.0 mo (2%/mo absorbed)
• Median asking: $275,000 ($170/sqft)
• Median days on market: 72 d
• This list price: lowest-priced of the active set
• ARV vs active asking: +10.9% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 78640

• Home prices YoY: -33.8%
• Rents YoY: -0.3%
• Active inventory: 2089
• Price-to-rent: 9.7×

Monthly cashflow live

• Estimated rent: $1,898 high
• Mortgage (P&I): −$1,154
• Tax from tax record: −$521 /mo · $6,256/yr
• Insurance: −$92
• HOA: −$30
• Vacancy / Maint / Mgmt: −$399
• Net cashflow: $-297

Break-even live

Break-even rent $2,274

Max offer price $167,498

Occupancy floor —

Sensitivity live

Price	-10% $-173	-5% $-235	+0% $-297	+5% $-359	+10% $-422
Rent	-10% $-447	-5% $-372	+0% $-297	+5% $-222	+10% $-147
Rate	-1.0pp $-186	-0.5pp $-241	base $-297	+0.5pp $-354	+1.0pp $-412

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $55,000
• Closing costs: $6,600
• Club membership (one-time): —
• Reserves months: —
• Total cash needed: —

Rent comps 25 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
259 Levi Lndg Kyle, TX	3.0	2.0	1554	$1,895	$1.22	73d	1	0.15mi
127 Levi Lndg Kyle, TX	4.0	2.5	2013	$2,200	$1.09	67d	1	0.18mi
267 Sickle Loop Kyle, TX	3.0	2.0	1535	$1,995	$1.30	93d	1	0.37mi
910 Bunton Ln Unit B Kyle, TX	2.0	1.0	1052	$900	$0.86	93d	1	0.40mi
352 Sickle Loop Kyle, TX	3.0	2.0	1521	$1,795	$1.18	28d	1	0.43mi
128 Granary Dr Kyle, TX	3.0	2.0	1535	$1,795	$1.17	32d	1	0.46mi
250 Granary Dr Kyle, TX	3.0	2.0	1521	$1,799	$1.18	93d	1	0.53mi
129 Pineland Ave Niederwald, TX	3.0	2.0	1512	$1,349	$0.89	13d	1	1.27mi
521 Bunton Reserve Blvd Kyle, TX	3.0–4.0	2.0–3.0	1870	$1,935	$1.03	9d	16	1.30mi
731 Abundance Ln Kyle, TX	4.0	2.5	2005	$2,199	$1.10	9d	1	1.31mi
250 Seneca Loop Kyle, TX	3.0	2.0	1110	$1,750	$1.58	37d	1	1.32mi
1187 Amy Dr Kyle, TX	4.0	2.0	1904	$1,950	$1.02	31d	1	1.35mi
120 Beech Dr Kyle, TX	3.0	2.5	2058	$1,845	$0.90	42d	1	1.40mi
850 Bunton Reserve Blvd Kyle, TX	3.0	2.0	1109	$1,750	$1.58	27d	1	1.40mi
130 Peach Tree Pass Kyle, TX	3.0	2.5	2198	$1,900	$0.86	67d	1	1.41mi
141 Beech Dr Kyle, TX	3.0	2.0	1499	$1,850	$1.23	16d	1	1.43mi
270 Sheep Trail Dr Kyle, TX	3.0	2.0	1584	$1,785	$1.13	93d	1	1.44mi
1469 Breanna Ln Kyle, TX	3.0	2.0	1329	$1,650	$1.24	67d	1	1.44mi
1382 Breanna Ln Kyle, TX	3.0	2.5	1918	$1,850	$0.96	16d	1	1.46mi
191 Beech Dr Kyle, TX	3.0	2.5	1721	$1,850	$1.07	13d	1	1.47mi
205 Beech Dr Kyle, TX	3.0	2.0	1359	$1,825	$1.34	93d	1	1.47mi
205 Beech Dr Kyle, TX	3.0	2.0	1359	$1,790	$1.32	21d	1	1.47mi
213 Connor Elkins Dr Kyle, TX	3.0	2.0	1684	$1,950	$1.16	28d	1	1.48mi
1437 Treeta Trl Kyle, TX	3.0	2.0	1262	$1,895	$1.50	93d	1	1.49mi
1477 Treeta Trl Kyle, TX	3.0	2.0	1560	$1,759	$1.13	71d	1	1.49mi

Listing history 36 events

1. 2026-07-11
   days on market $220,000 Active 120 DOM
2. 2026-07-10
   days on market $220,000 Active 119 DOM
3. 2026-07-09
   days on market $220,000 Active 118 DOM
4. 2026-07-07
   days on market $220,000 Active 116 DOM
5. 2026-07-06
   days on market $220,000 Active 115 DOM
6. 2026-07-05
   days on market $220,000 Active 114 DOM
7. 2026-07-03
   days on market $220,000 Active 112 DOM
8. 2026-07-02
   days on market $220,000 Active 111 DOM
9. 2026-07-01
   days on market $220,000 Active 110 DOM
10. 2026-06-30
    days on market $220,000 Active 109 DOM
11. 2026-06-29
    days on market $220,000 Active 108 DOM
12. 2026-06-28
    days on market $220,000 Active 107 DOM
13. 2026-06-27
    days on market $220,000 Active 106 DOM
14. 2026-06-26
    days on market $220,000 Active 105 DOM
15. 2026-06-24
    days on market $220,000 Active 103 DOM
16. 2026-06-22
    days on market $220,000 Active 101 DOM
17. 2026-06-21
    days on market $220,000 Active 100 DOM
18. 2026-06-18
    days on market $220,000 Active 97 DOM
19. 2026-06-17
    days on market $220,000 Active 96 DOM
20. 2026-06-16
    days on market $220,000 Active 95 DOM
21. 2026-06-15
    days on market $220,000 Active 94 DOM
22. 2026-06-13
    pricedays on market $220,000 Active 92 DOM
23. 2026-06-09
    days on market $235,000 Active 88 DOM
24. 2026-06-08
    days on market $235,000 Active 87 DOM
25. 2026-06-07
    days on market $235,000 Active 86 DOM
26. 2026-06-05
    pricedays on market $235,000 Active 83 DOM
27. 2026-06-03
    days on market $240,000 Active 82 DOM
28. 2026-06-02
    days on market $240,000 Active 81 DOM
29. 2026-06-01
    days on market $240,000 Active 80 DOM
30. 2026-05-31
    days on market $240,000 Active 79 DOM
31. 2026-03-13
    listed $240,000 Active 512-char remark

    Show marketing remark (512 chars)

    Welcome to this well maintained 3 bed, 2 bath home offering 1,554 sq ft of comfortable living space. Built in 2020, this charming home features an open floor plan, modern kitchen with granite countertops, and durable vinyl flooring throughout and brand new roof. Located in a quiet, family/friendly community with easy access to parks, walking trails, shopping, and dining. Whether you're a first time homebuyer or looking to downsize, this move in ready home offers the perfect blend of comfort and convenience.

32. 2026-01-06
    price
33. 2025-11-12
    price
34. 2025-09-12
    price
35. 2025-08-07
    price
36. 2025-07-16
    listed Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $6,256 · $521/mo
• Projected year-2 tax: $6,256 · $521/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 23 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $22,778
• − Mortgage interest: −$12,323
• − Property taxes: −$6,256
• − Insurance: −$1,100
• − Repairs & maintenance: −$1,822
• − Management: −$1,822
• − HOA: −$360
• − Depreciation: −$6,400
• Taxable loss: −$7,307
• Est. tax savings @ 24.0%: +$1,754
• After-tax cash flow: $-1,813/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 3 photos

Good 80/100 Cosmetic rehab Est. rehab $7,770–$23,310 screening

This move-in ready home offers a good condition with a modern kitchen and new roof, suitable for both resale and rental.

Value-add opportunities

• Both Painting exterior and interior walls — Enhances curb appeal and interior aesthetics ↑
• Both Landscaping improvements — Enhances curb appeal and adds value ↑
• Both New flooring in bathrooms — Improves functionality and appearance ↑
• Both New kitchen backsplash — Enhances kitchen aesthetics and functionality ↑

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 24/100

Zoned Schools

Elementary Hemphill El F TX #2,791/4,322 Nat'l #28,475/41,679 Middle D J Red Simon Middle F TX #1,466/1,662 Nat'l #11,948/14,009 High Lehman H S F TX #1,234/1,632 Nat'l #12,251/17,239

Schools (NCES district)

• District: Hays CISD
• NCES district ID: 4800010
• Math proficiency: 35% ▼ -15.00%
• Reading proficiency: 41% ▼ -5.00%
• Median HH income: $70,570
• Composite: 34.78/100
• National rank: #5118
• State rank: #390 of 826 in TX

D Composite livability gradescore 54/100

Livability — Uhland

• Score: 54/100
• State rank: #1385
• US rank: #23774

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment C- Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Uhland, TX
• County: Hays County · 286,948 people
• Metro: Austin-Round Rock-Georgetown, TX
• Population (ZIP): 77,531
• Household income: $90,075
• Rent vs Own: 29.0% rent · 71.0% own
• Severe rent burden: 11% of renters

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Population outlook (Hays County) Hauer SSP2

• Today (2025): 286,948 people
• By 2030: 336,923 · +17.4%
• By 2040: 441,894 · +54.0%
• By 2050: 553,462 · +92.9%
• By 2075: 838,261 · +192.1%
• By 2100: 1,063,658 · +270.7%

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Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.56)
• Race & ethnicity: Hispanic / Latino 55% White 36% Two or more races 29% Black 5% Native American 1%
• Hispanic origin (detail): Mexican 47% Puerto Rican 1%
• Common ancestry: Italian 2% Slovak 2% Lithuanian 1%
• Foreign-born: 13% · Canada
• Languages at home: 63% English-only · Spanish 35%

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Political lean MEDSL · Hays

• 2024 margin: Lean D (+5.7) · D 52.1% · R 46.5% · Other 1.4%
• 2008→2024 swing: +7.7pp toward D · 2008: -2.0pp · 2024: 5.7pp
• All cycles: 2024: D+5.7 2020: D+10.8 2016: R+0.9 2012: R+10.4 2008: R+2.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -92.64%
• Current HPI: 181.7969
• Rent YoY: ▼ -0.34%
• Metro: Austin-Round Rock-Georgetown, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

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Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

6 events — show timeline

• 2026-03-13 Listed $240,000 Unlock MLS
• 2026-01-06 Price Changed — Unlock MLS
• 2025-11-12 Price Changed — Unlock MLS
• 2025-09-12 Price Changed — Unlock MLS
• 2025-08-07 Price Changed — Unlock MLS
• 2025-07-16 Listed — Unlock MLS

Property tax history

+14.3%/yr

Latest (2025): $6,256 · +4.8% YoY. Source: county tax records.