CashFlowRE
Sign in Sign up
6800 Ackerman Ave
D Composite 42.18
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +14.6/30.0
  • ARV discount +7.5/15.0
  • Schools +4.7/10.0
  • DSCR +4.5/10.0
  • Rent growth +3.1/5.0
  • 1% rule +2.8/10.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$315,000

6800 Ackerman Ave · Port St. John, FL 32927
3 bd · 2.0 ba · 1,168 sqft · SingleFamily public records · 86 Days on market
Built 1983 10,454 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

A beautifully renovated home with designer finishes and an oversized lot is now available on Florida's iconic Space Coast. This 3 bedroom, 2 bath property has been fully updated from top to bottom, offering a perfect blend of modern style, functionality, and long-term value. Step inside to a bright open layout filled with natural light and a open airy living space. Brand new flooring flows throughout the home leading into a stunning kitchen featuring white oak cabinetry with soft-close hinges, elegant Calacatta quartz countertops and brushed gold accents that create a clean upscale look. The open-concept design makes the home ideal for both everyday living and entertaining. Both bathrooms have been fully renovated with a modern yet practical design providing a fresh move-in ready feel throughout the home. The home is situated on . 24 acre that opens the opportunity to expand, create an outdoor oasis or simply enjoy extra space and privacy. Don't miss out! Schedule a showing today!

Key facts

  • White oak cabinetry
  • Natural light
  • Open layout

Tags

OVERSIZED LOTOPEN LAYOUTNATURAL LIGHTSTUNNING KITCHENWHITE OAK CABINETRYCALACATTA QUARTZ COUNTERTOPS

Property features AI

Finance

  • Other: Irrigation equipment; Zoning: RU-1-9; Property type: Residential — Single Family Residence
  • HOA & community: Pets allowed

Exterior

  • Parking: Attached garage (1 car)
  • Utilities: Public water; Septic tank sewer; Public utilities
  • Home design: Single family residence; One story; Faces east
  • Construction: Block construction; Shingle roof; Slab foundation; Built on a 0.24-acre lot (approx. 83 x 125)
  • Exterior features: Sliding doors; Concrete road access

Interior

  • Kitchen: Dishwasher; Microwave; Range; Refrigerator
  • Bedrooms: 3 bedrooms
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (electric); Central air conditioning
  • Interior features: Open floorplan; Free-standing wood-burning fireplace in the living room
  • Laundry & utility: Laundry area in the garage

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $315k.

Deal economics

  • At list price, monthly cash flow is $74 ($893/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $247k (21.7% below list).
  • Recommended offer: $247k (21.7% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
  • Brevard (suburban): math 53% / reading 57% proficiency, ranked #19 of 73 in FL (top 26%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Atlantis Elementary School (math 52% / reading 52%, grade C-, #990 of 2,144 statewide, top 48%, 617 students, 60% FRL); Space Coast Junior/Senior High School (math 45% / reading 44%, grade F, #237 of 667 statewide, top 36%, 1,534 students, 49% FRL).
  • Market conditions: Rents rising (+2.5%/yr); 227 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 4,602 units permitted in Brevard County in 2024 (702 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($86k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Brevard County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 86 days — a 6% lower offer ($296k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $200k; list at $315k implies a 57% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $246,728 (21.7% below list)

Questions for the listing agent

  1. It's been on market 86 days. Have you received any prior offers? Is the seller open to a 22% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.78%
Cap rate
6.58%
Cash-on-cash
1.01%
DSCR
1.05
GRM
10.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 2.48% rent growth · sell at horizon

5-year hold
IRR
-15.3%
Equity multiple
0.46×
Total profit
$-47,738
Equity at exit
$46,968
10-year hold
IRR
-7.6%
Equity multiple
0.53×
Total profit
$-41,287
Equity at exit
$27,235

Cash invested: $88,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32927

Home prices YoY
-19.4%
Rents YoY
2.5%
Active inventory
227
Price-to-rent
10.6×

Monthly cashflow live

Estimated rent
$2,467 high interval (Pro) →
Mortgage (P&I)
$1,652
Tax from tax record
$92 /mo · $1,099/yr
Insurance
$131
HOA
$0
Vacancy / Maint / Mgmt
$518
Net cashflow
$74

Break-even live

Break-even rent $2,373
Max offer price $315,000
Occupancy floor 92%

Sensitivity live

Price -10% $253 -5% $164 +0% $74 +5% $-15 +10% $-104
Rent -10% $-121 -5% $-23 +0% $74 +5% $172 +10% $269
Rate -1.0pp $233 -0.5pp $155 base $74 +0.5pp $-7 +1.0pp $-90

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$78,750
Closing costs
$9,450
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 12 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4270 Fairfax St Cocoa, FL 3.0 2.0 1357 $2,800 $2.06 25d 1 0.10mi
6385 Wien Ln Cocoa, FL 3.0 2.0 1350 $2,350 $1.74 21d 1 0.70mi
426 Oakridge Ave Cocoa, FL 3.0 2.0 1286 $1,550 $1.21 25d 1 0.83mi
6655 Corto Rd Cocoa, FL 3.0 2.0 1441 $3,300 $2.29 16d 1 0.87mi
835 Kanawha St Cocoa, FL 2.0 1.0 720 $1,500 $2.08 25d 1 0.88mi
5075 Hogan Pl Unit 2 Cocoa, FL 2.0 1.0 1200 $1,500 $1.25 25d 1 0.93mi
865 Dunbar St Cocoa, FL 3.0 2.0 1307 $2,350 $1.80 25d 1 0.98mi
7020 U.S. 1 Cocoa, FL 2.0 2.0 1002 $1,850 $1.85 16d 1 1.27mi
7200 US-1 Unit 203B Cocoa, FL 2.0 2.0 1002 $1,995 $1.99 23d 1 1.28mi
7030 N Highway 1 Unit DD104 Cocoa, FL 2.0 2.0 1002 $1,850 $1.85 25d 1 1.29mi
5215 Holden Rd Cocoa, FL 3.0 2.0 1480 $2,185 $1.48 21d 1 1.29mi
7430 U.S. 1 Unit 201A Cocoa, FL 3.0 2.0 1186 $1,995 $1.68 25d 1 1.31mi

Listing history 28 events

  1. 2026-06-22
    days on market $315,000 Active 86 DOM
  2. 2026-06-18
    days on market $315,000 Active 83 DOM
  3. 2026-06-17
    days on market $315,000 Active 82 DOM
  4. 2026-06-16
    pricedays on market $315,000 Active 81 DOM
  5. 2026-06-15
    days on market $320,000 Active 80 DOM
  6. 2026-06-14
    days on market $320,000 Active 78 DOM
  7. 2026-06-10
    days on market $320,000 Active 75 DOM
  8. 2026-06-08
    days on market $320,000 Active 73 DOM
  9. 2026-06-07
    days on market $320,000 Active 72 DOM
  10. 2026-06-05
    days on market $320,000 Active 69 DOM
  11. 2026-06-03
    days on market $320,000 Active 68 DOM
  12. 2026-06-02
    days on market $320,000 Active 67 DOM
  13. 2026-06-01
    days on market $320,000 Active 66 DOM
  14. 2026-05-31
    days on market $320,000 Active 65 DOM
  15. 2026-05-31
    days on market $320,000 Active 64 DOM
  16. 2026-05-15
    price $320,000 995-char remark
    Show marketing remark (995 chars)

    A beautifully renovated home with designer finishes and an oversized lot is now available on Florida's iconic Space Coast. This 3 bedroom, 2 bath property has been fully updated from top to bottom, offering a perfect blend of modern style, functionality, and long-term value. Step inside to a bright open layout filled with natural light and a open airy living space. Brand new flooring flows throughout the home leading into a stunning kitchen featuring white oak cabinetry with soft-close hinges, elegant Calacatta quartz countertops and brushed gold accents that create a clean upscale look. The open-concept design makes the home ideal for both everyday living and entertaining. Both bathrooms have been fully renovated with a modern yet practical design providing a fresh move-in ready feel throughout the home. The home is situated on . 24 acre that opens the opportunity to expand, create an outdoor oasis or simply enjoy extra space and privacy. Don't miss out! Schedule a showing today!

  17. 2026-05-15
    price $320,000
    Show marketing remark (995 chars)

    A beautifully renovated home with designer finishes and an oversized lot is now available on Florida's iconic Space Coast. This 3 bedroom, 2 bath property has been fully updated from top to bottom, offering a perfect blend of modern style, functionality, and long-term value. Step inside to a bright open layout filled with natural light and a open airy living space. Brand new flooring flows throughout the home leading into a stunning kitchen featuring white oak cabinetry with soft-close hinges, elegant Calacatta quartz countertops and brushed gold accents that create a clean upscale look. The open-concept design makes the home ideal for both everyday living and entertaining. Both bathrooms have been fully renovated with a modern yet practical design providing a fresh move-in ready feel throughout the home. The home is situated on . 24 acre that opens the opportunity to expand, create an outdoor oasis or simply enjoy extra space and privacy. Don't miss out! Schedule a showing today!

  18. 2026-05-04
    status Active 995-char remark
    Show marketing remark (995 chars)

    A beautifully renovated home with designer finishes and an oversized lot is now available on Florida's iconic Space Coast. This 3 bedroom, 2 bath property has been fully updated from top to bottom, offering a perfect blend of modern style, functionality, and long-term value. Step inside to a bright open layout filled with natural light and a open airy living space. Brand new flooring flows throughout the home leading into a stunning kitchen featuring white oak cabinetry with soft-close hinges, elegant Calacatta quartz countertops and brushed gold accents that create a clean upscale look. The open-concept design makes the home ideal for both everyday living and entertaining. Both bathrooms have been fully renovated with a modern yet practical design providing a fresh move-in ready feel throughout the home. The home is situated on . 24 acre that opens the opportunity to expand, create an outdoor oasis or simply enjoy extra space and privacy. Don't miss out! Schedule a showing today!

  19. 2026-04-30
    status Pending 995-char remark
    Show marketing remark (995 chars)

    A beautifully renovated home with designer finishes and an oversized lot is now available on Florida's iconic Space Coast. This 3 bedroom, 2 bath property has been fully updated from top to bottom, offering a perfect blend of modern style, functionality, and long-term value. Step inside to a bright open layout filled with natural light and a open airy living space. Brand new flooring flows throughout the home leading into a stunning kitchen featuring white oak cabinetry with soft-close hinges, elegant Calacatta quartz countertops and brushed gold accents that create a clean upscale look. The open-concept design makes the home ideal for both everyday living and entertaining. Both bathrooms have been fully renovated with a modern yet practical design providing a fresh move-in ready feel throughout the home. The home is situated on . 24 acre that opens the opportunity to expand, create an outdoor oasis or simply enjoy extra space and privacy. Don't miss out! Schedule a showing today!

  20. 2026-03-27
    listed $325,000 Active 995-char remark
    Show marketing remark (995 chars)

    A beautifully renovated home with designer finishes and an oversized lot is now available on Florida's iconic Space Coast. This 3 bedroom, 2 bath property has been fully updated from top to bottom, offering a perfect blend of modern style, functionality, and long-term value. Step inside to a bright open layout filled with natural light and a open airy living space. Brand new flooring flows throughout the home leading into a stunning kitchen featuring white oak cabinetry with soft-close hinges, elegant Calacatta quartz countertops and brushed gold accents that create a clean upscale look. The open-concept design makes the home ideal for both everyday living and entertaining. Both bathrooms have been fully renovated with a modern yet practical design providing a fresh move-in ready feel throughout the home. The home is situated on . 24 acre that opens the opportunity to expand, create an outdoor oasis or simply enjoy extra space and privacy. Don't miss out! Schedule a showing today!

  21. 2026-03-27
    listed $325,000 Active
    Show marketing remark (995 chars)

    A beautifully renovated home with designer finishes and an oversized lot is now available on Florida's iconic Space Coast. This 3 bedroom, 2 bath property has been fully updated from top to bottom, offering a perfect blend of modern style, functionality, and long-term value. Step inside to a bright open layout filled with natural light and a open airy living space. Brand new flooring flows throughout the home leading into a stunning kitchen featuring white oak cabinetry with soft-close hinges, elegant Calacatta quartz countertops and brushed gold accents that create a clean upscale look. The open-concept design makes the home ideal for both everyday living and entertaining. Both bathrooms have been fully renovated with a modern yet practical design providing a fresh move-in ready feel throughout the home. The home is situated on . 24 acre that opens the opportunity to expand, create an outdoor oasis or simply enjoy extra space and privacy. Don't miss out! Schedule a showing today!

  22. 2026-01-02
    soldstatus $200,000
  23. 2025-12-30
    soldstatus $191,000 Closed 602-char remark
    Show marketing remark (602 chars)

    This 3 bedroom 2 bath 1 car garage property has great potential to become your dream home! Whether you want to design & remodel before you move in or move in now & create as you go, either way you can turn it into what you want it to be. Enjoy our Florida evenings while sitting on the screened-in back patio over looking the nice size lot with fruit trees & plants. Located near beaches, rivers for fishing & boating, Orlando attractions, airports & Kennedy Space Center. Watch the rocket launches from your own yard! This one won't last so schedule your showing quickly!

  24. 2025-12-12
    status Pending 602-char remark
    Show marketing remark (602 chars)

    This 3 bedroom 2 bath 1 car garage property has great potential to become your dream home! Whether you want to design & remodel before you move in or move in now & create as you go, either way you can turn it into what you want it to be. Enjoy our Florida evenings while sitting on the screened-in back patio over looking the nice size lot with fruit trees & plants. Located near beaches, rivers for fishing & boating, Orlando attractions, airports & Kennedy Space Center. Watch the rocket launches from your own yard! This one won't last so schedule your showing quickly!

  25. 2025-12-08
    listed $220,000 Active 602-char remark
    Show marketing remark (602 chars)

    This 3 bedroom 2 bath 1 car garage property has great potential to become your dream home! Whether you want to design & remodel before you move in or move in now & create as you go, either way you can turn it into what you want it to be. Enjoy our Florida evenings while sitting on the screened-in back patio over looking the nice size lot with fruit trees & plants. Located near beaches, rivers for fishing & boating, Orlando attractions, airports & Kennedy Space Center. Watch the rocket launches from your own yard! This one won't last so schedule your showing quickly!

  26. 1993-06-02
    soldstatus $63,000
  27. 1986-08-01
    soldstatus $55,000
  28. 1985-02-01
    soldstatus $50,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$1,099 · $92/mo
Projected year-2 tax
$2,614 · $218/mo
Expected delta
+$1,515/yr (+$126/mo · 137.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$29,607
− Mortgage interest
−$17,645
− Property taxes
−$1,099
− Insurance
−$1,575
− Repairs & maintenance
−$2,369
− Management
−$2,369
− Depreciation
−$9,164
Taxable loss
−$4,613
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,107
After-tax cash flow
$2,000/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Brevard
NCES district ID
1200150
Math proficiency
53% ▼ -9.00%
Reading proficiency
57% ▼ -4.00%
Median HH income
$49,426
Composite
46.86/100
National rank
#2370
State rank
#19 of 73 in FL

Livability — Port St. John

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Port St. John, FL
County
Brevard County · 602,871 people
City population
28,493
Metro
Palm Bay-Melbourne-Titusville, FL
Population (ZIP)
29,219
Household income
$86,075
Rent vs Own
7.7% rent · 92.3% own
Severe rent burden
192.0

Population outlook (Brevard County) Hauer SSP2

Today (2025)
623,254 people
By 2030
648,420 · +4.0%
By 2040
690,009 · +10.7%
By 2050
715,669 · +14.8%
By 2075
775,744 · +24.5%
By 2100
776,687 · +24.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (82%)
Race & ethnicity
White 82% Two or more races 8% Hispanic / Latino 5% Black 5%
Hispanic origin (detail)
Puerto Rican 2%
Common ancestry
Lithuanian 3% Slovak 2% Iranian 2%
Foreign-born
5% · Canada
Languages at home
94% English-only · Spanish 3% French/Haitian/Cajun 1% German/W. Germanic 1%

Political lean MEDSL · Brevard

2024 margin
Strong R (+20.8) · D 39.1% · R 59.9% · Other 1.0%
2008→2024 swing
-10.4pp toward R · 2008: -10.4pp · 2024: -20.8pp
All cycles
2024: R+20.8 2020: R+16.4 2016: R+19.8 2012: R+12.7 2008: R+10.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -79.36%
Current HPI
330.5099
Rent YoY
▲ 2.48%
Metro
Palm Bay-Melbourne-Titusville, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+540.0% since first listed
13 events — show timeline
  • 2026-05-15 Price Changed $320,000 SCMLS
  • 2026-05-15 Price Changed $320,000 Stellar MLS as Distributed by MLS Grid
  • 2026-05-04 Relisted SCMLS
  • 2026-04-30 Pending SCMLS
  • 2026-03-27 Listed $325,000 Stellar MLS as Distributed by MLS Grid
  • 2026-03-27 Listed $325,000 SCMLS
  • 2026-01-02 Sold (Public Records) $200,000 Public Records
  • 2025-12-30 Sold (MLS) $191,000 SCMLS
  • 2025-12-12 Pending SCMLS
  • 2025-12-08 Listed $220,000 SCMLS
  • 1993-06-02 Sold (Public Records) $63,000 Public Records
  • 1986-08-01 Sold (Public Records) $55,000 Public Records
  • 1985-02-01 Sold (Public Records) $50,000 Public Records

Property tax history

+2.4%/yr

Latest (2025): $1,099 · +10.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…