CashFlowRE
Sign in Sign up
1216 Oakdale Cir
C+ Composite 64.7
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +25.3/30.0
  • ARV discount +14.1/15.0
  • DSCR +8.3/10.0
  • 1% rule +5.9/10.0
  • Livability +3.2/5.0
  • Schools +2.9/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$159,900

1216 Oakdale Cir · Weaver, AL 36277
3 bd · 1.0 ba · 1,856 sqft · SingleFamily public records · 16 Days on market
Built 1957 0.36 ac lot Est $187k · 15% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

One level great investment opportunity or first time buyers. Convenient to JSU 3 bedroom 1 bath, 2 living spaces, Laundry on mail level, hardwood floors, metal roof. A little TLC and you can call this home Sold "As Is"

Key facts

  • Large bedrooms
  • Spacious yard
  • Near schools

Tags

LARGE BEDROOMSSPACIOUS YARDCOMFORTABLE LIVING SPACESEASY ACCESS TO SHOPPINGNEAR SCHOOLSNEAR DINING

Property features AI

Finance

  • Other: Lot size approximately 0.36 acres; Located in the Weaver subdivision

Exterior

  • Parking: Driveway parking
  • Utilities: Public water; Septic system; Electric water heater; Internet service available
  • Home design: Existing construction; Shingle construction; Basement foundation; Not waterfront; Not a log home
  • Construction: Shingle exterior; Basement foundation; Daylight basement; Partial unfinished basement; Year built: existing (no new construction)
  • Exterior features: Porch

Interior

  • Kitchen: Laminate countertops; Electric oven; Refrigerator
  • Bedrooms: Three bedrooms on main level
  • Flooring: Vinyl
  • Bathrooms: One full bathroom with separate shower
  • Heating & cooling: Central heating; Central cooling
  • Interior features: Vinyl floors; Ceilings: Other (see remarks); Partial unfinished daylight basement
  • Laundry & utility: Main-level laundry room; Washer hookup; Electric dryer hookup; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $160k.

Deal economics

  • At list price, monthly cash flow is $362 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $160k).
  • Recommended offer: $158k (1.5% below list) — sets the bar for market timing.
  • Cap rate 9.0% vs local median 6.6% in Weaver — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 63/100 on livability (#195 in AL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment C-, amenities F, commute F.
  • Calhoun County (rural): math 19% / reading 49% proficiency, ranked #46 of 129 in AL (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Weaver Elementary School (math 15% / reading 52%, grade F, #318 of 627 statewide, top 51%, 553 students, 73% FRL); Weaver High School (math 11% / reading 40%, grade F, #111 of 305 statewide, top 37%, 517 students, 67% FRL) — zoned schools average 70% FRL vs 49% district-wide (21 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 30 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 135 units permitted in Calhoun County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Calhoun County population projected at -21% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 16 days — a 2% lower offer ($158k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $31k; list at $160k implies a 416% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1957 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: moderate wind risk, 25% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $157,501 (1.5% below list)

Questions for the listing agent

  1. Built in 1957 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.09%
Cap rate
9.01%
Cash-on-cash
9.71%
DSCR
1.43
GRM
7.6

CMA / ARV

ARV (on-the-fly)
$187,456
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1102 Bonnie Dr 0.15mi 3/2.0 1,724 (-7%) 2mo $174,900 $101 76
1509 Maple Dr 0.37mi 3/2.0 1,824 (-2%) 2mo $175,000 $96 74
418 Hilltop Rd 0.37mi 3/2.0 1,975 (+6%) 1mo $199,900 $101 67
1520 Maple Dr 0.45mi 3/2.0 1,904 (+3%) 11mo $229,000 $120 61
805 Jacksonville St 0.45mi 4/2.0 (+1) 1,793 (-3%) 9mo $185,000 $103 57
508 George St 0.59mi 3/2.0 1,946 (+5%) 15mo $164,900 $85 48
104 Main St 0.68mi 4/2.0 (+1) 1,661 (-10%) 0mo $110,000 $66 42
809 Jacksonville St 0.41mi 3/2.5 2,111 (+14%) 14mo $215,000 $102 40
1423 Peaceburg Rd 0.73mi 4/1.0 (+1) 1,650 (-11%) 4mo $130,000 $79 40
601 Parker Blvd 0.53mi 4/3.0 (+1) 1,689 (-9%) 11mo $195,000 $115 38
1510 Peaceburg Rd 0.75mi 4/3.0 (+1) 2,049 (+10%) 3mo $215,900 $105 32
505 Shamrock Ave 0.63mi 4/2.0 (+1) 2,080 (+12%) 14mo $135,000 $65 30

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-1.7%
Equity multiple
0.94×
Total profit
$-2,862
Equity at exit
$23,842
10-year hold
IRR
8.0%
Equity multiple
1.61×
Total profit
$27,116
Equity at exit
$13,825

Cash invested: $44,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Alabama
90 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

ZIP-level market 36277

Home prices YoY
-17.7%
Active inventory
30
Price-to-rent
7.6×

Monthly cashflow live

Estimated rent
$1,750 medium interval (Pro) →
Mortgage (P&I)
$839
Tax from tax record
$115 /mo · $1,381/yr
Insurance
$67
HOA
$0
Vacancy / Maint / Mgmt
$368
Net cashflow
$362

Break-even live

Break-even rent $1,291
Max offer price $159,900
Occupancy floor 74%

Sensitivity live

Price -10% $453 -5% $408 +0% $362 +5% $317 +10% $272
Rent -10% $224 -5% $293 +0% $362 +5% $431 +10% $501
Rate -1.0pp $443 -0.5pp $403 base $362 +0.5pp $321 +1.0pp $279

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$39,975
Closing costs
$4,797
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
567 Andrew Dr Weaver, AL 3.0 2.0 1801 $1,750 $0.97 45d 1 1.32mi

Listing history 13 events

  1. 2026-06-21
    days on market $159,900 Active 16 DOM
  2. 2026-06-19
    days on market $159,900 Active 14 DOM
  3. 2026-06-18
    days on market $159,900 Active 13 DOM
  4. 2026-06-17
    days on market $159,900 Active 12 DOM
  5. 2026-06-16
    days on market $159,900 Active 11 DOM
  6. 2026-06-15
    days on market $159,900 Active 10 DOM
  7. 2026-06-14
    days on market $159,900 Active 8 DOM
  8. 2026-06-13
    days on market $159,900 Active 7 DOM
  9. 2026-06-10
    days on market $159,900 Active 5 DOM
  10. 2026-06-09
    days on market $159,900 Active 4 DOM
  11. 2026-06-08
    days on market $159,900 Active 3 DOM
  12. 2026-06-07
    remarks 443-char remark
  13. 2026-06-07
    listed $159,900 Active 2 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

Current annual tax
$1,381 · $115/mo
Projected year-2 tax
$1,381 · $115/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥105°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 5/10 Major 25% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$21,000
− Mortgage interest
−$8,957
− Property taxes
−$1,381
− Insurance
−$800
− Repairs & maintenance
−$1,680
− Management
−$1,680
− Depreciation
−$4,652
Taxable income
$1,851
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$444
After-tax cash flow
$3,903/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Calhoun County
NCES district ID
0100540
Math proficiency
19% ▼ -26.00%
Reading proficiency
49% ▬ 0.00%
Median HH income
$44,891
Composite
28.91/100
National rank
#6635
State rank
#46 of 129 in AL

Livability — Weaver

Score
63/100
State rank
#195
US rank
#15696

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment C- Housing A+ Health & safety F User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Weaver, AL
City population
5,153
Population (ZIP)
5,153

Population outlook (Calhoun County) Hauer SSP2

Today (2025)
109,765 people
By 2030
105,708 · -3.7%
By 2040
96,192 · -12.4%
By 2050
86,413 · -21.3%
By 2075
63,467 · -42.2%
By 2100
44,704 · -59.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (76%)
Race & ethnicity
White 76% Black 16% Hispanic / Latino 5% Two or more races 3%
Hispanic origin (detail)
Mexican 4%
Common ancestry
Italian 3% Portuguese 2% Slovak 2%
Foreign-born
2% · Canada, South Korea
Languages at home
97% English-only · Spanish 2%

Political lean MEDSL · Calhoun

2024 margin
Solid R (+44.8) · D 27.2% · R 71.9%
2008→2024 swing
-12.2pp toward R · 2008: -32.5pp · 2024: -44.8pp
All cycles
2024: R+44.8 2020: R+39.0 2016: R+41.4 2012: R+31.9 2008: R+32.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -41.96%
Current HPI
195.0725
Rent YoY
Metro
State GDP YoY
▲ 2.94%
F500 in state
4

Industry mix (Fortune 500 HQ in AL)

Industry F500 HQs Revenue

Price history

+255.3% since first listed
8 events — show timeline
  • 2026-06-05 Listed $159,900 Greater Alabama MLS
  • 2024-10-13 Rental Removed $925 APPFOLIO
  • 2024-10-04 Listed for Rent $925 APPFOLIO
  • 2019-09-13 Sold (Public Records) $31,000 Public Records
  • 2019-09-13 Sold (MLS) $31,000 Greater Alabama MLS
  • 2019-09-05 Pending Greater Alabama MLS
  • 2019-06-26 Delisted Greater Alabama MLS
  • 2019-01-28 Listed $45,000 Greater Alabama MLS

Property tax history

+8.4%/yr

Latest (2025): $1,381 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…