411 N Almon #205 · Moscow, ID
Flood risk 4/10 · Minor
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.24%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $584 – $1,086
Heat risk 3/10 · Minor
- Hot days now (above 93°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 8/10 · Major
- Unhealthy air days now
- 11 days/yr
- Unhealthy air days in 30 yrs
- 12 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- DSCR +10.0/10.0
- 1% rule +9.9/10.0
- Rent growth +4.8/5.0
- Schools +4.7/10.0
- Livability +4.4/5.0
- Condition / age +2.5/5.0
- ARV discount +1.4/15.0
- Appreciation +0.0/10.0
$77,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Don't miss out on this move-in ready manufactured home located in Robinson MH Park! This 3 Bedroom 2 Bathroom with 1044sqft has multiple updates, plus it is fully furnished and ready for you to call it HOME! Open floor plan with a bonus study or den, covered patio for entertaining & to enjoy summer BBQs. New flooring in the master bedroom, bathrooms, kitchen, & entryway. The home comes with all appliances, portable AC units & window fans for all bedrooms. A storage shed for extra storage, garden space, & off-street parking. Lot rent is $625/month and includes W/ S. Buyer to be approved by park management prior to purchase.
Key facts
- Open floor plan
- Covered patio
- Storage shed
Tags
Property features AI
Finance
- Other: Located in the Robinson subdivision (Robinsons MH Park)
- HOA & community: Association fee paid annually
Exterior
- Utilities: City water; Sewer connected; Electric service
- Home design: Mobile/manufactured home on a rented lot; Located in a mobile home park
- Construction: Metal siding; Built in 1978; Rolled/hot mop roof
- Exterior features: Covered patio/deck
Interior
- Kitchen: Dishwasher; Disposal; Microwave; Freestanding oven/range; Refrigerator
- Bedrooms: Three bedrooms, all on the main level
- Bathrooms: Two bathrooms
- Heating & cooling: Forced air heating; Central air conditioning
- Interior features: Primary bedroom has a private bath
- Laundry & utility: Washer and Dryer; Utility room on the main level; Electric water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $77k.
Deal economics
- At list price, monthly cash flow is $373 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $77k).
- Recommended offer: $68k (12.0% below list) — sets the bar for market timing.
- Cap rate 12.1% vs local median 1.1% in Moscow — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 87/100 on livability (#2 in ID, #273 nationally) — a professional / high-income tenant draw. Strengths: crime A+, amenities A+, commute A+; Watch: employment F.
- Moscow District (town): math 47% / reading 67% proficiency, ranked #17 of 92 in ID (top 18%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: West Park Elementary School (173 students, 44% FRL); Moscow High School (math 47% / reading 77%, grade B-, #16 of 169 statewide, top 10%, 769 students, 16% FRL) — zoned schools at 30% FRL track the district average.
- Market conditions: Rents rising fast (+9.0%/yr); 166 active listings in the ZIP; 199 units permitted in Latah County in 2024 (72 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $532 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Latah County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 8.0% rent growth), your $22k cash investment doubles in ~5 years — after that, you're playing with house money.
Negotiation context
- It's been on market 289 days — a 12% lower offer ($68k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 3y ago; this cycle's ask has dropped $8k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Questions for the listing agent
- It's been on market 289 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.49% ✓
- Cap rate
- 12.11%
- Cash-on-cash
- 20.78%
- DSCR
- 1.92
- GRM
- 5.6
CMA / ARV
- ARV (on-the-fly)
- $67,860
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 411 N Almon St #517 | 0.00mi | 3/2.0 | 1,050 (+1%) | 2mo | $39,900 | $38 | 98 |
| 411 N Almon #314 | 0.14mi | 3/2.0 | 1,056 (+1%) | 10mo | $105,000 | $99 | 83 |
| 605 N Almon St #44 #44 | 0.08mi | 3/2.0 | 1,152 (+10%) | 1mo | $75,000 | $65 | 78 |
| 411 N Almon #321 | 0.03mi | 2/1.0 (-1) | 980 (-6%) | 5mo | $25,900 | $26 | 75 |
| 411 Almon #619 | 0.07mi | 2/2.0 (-1) | 1,134 (+9%) | 8mo | $120,000 | $106 | 71 |
| 411 N Almon #305 | 0.00mi | 3/1.0 | 924 (-12%) | 8mo | $41,795 | $45 | 70 |
| 411 N Almon St. #304 St | 0.03mi | 2/1.0 (-1) | 924 (-12%) | 1mo | $72,900 | $79 | 70 |
| 411 N Almon St #621 | 0.23mi | 2/2.0 (-1) | 1,008 (-3%) | 11mo | $74,900 | $74 | 69 |
| 411 N Almon #605 | 0.03mi | 3/1.0 | 924 (-12%) | 10mo | $56,000 | $61 | 67 |
| 411 N Almon St #213 | 0.03mi | 3/1.0 | 924 (-12%) | 10mo | $60,000 | $65 | 67 |
| 605 N Almon St #11 | 0.19mi | 3/2.0 | 1,173 (+12%) | 5mo | $150,000 | $128 | 66 |
| 609 N Almon St Space 2030 #2030 | 0.34mi | 3/1.0 | 924 (-12%) | 1mo | $44,900 | $49 | 60 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 8.0% rent growth · sell at horizon
- IRR
- 18.7%
- Equity multiple
- 1.81×
- Total profit
- $17,375
- Equity at exit
- $11,481
- IRR
- 30.4%
- Equity multiple
- 4.40×
- Total profit
- $73,387
- Equity at exit
- $6,658
Cash invested: $21,560 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 91 Strongly Landlord-Friendly
- State Idaho
- 91 Strongly Landlord-Friendly · R+18
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 83843
- Rents YoY
- 9.0%
- Active inventory
- 166
- Price-to-rent
- 5.6×
Monthly cashflow live
- Estimated rent
- $1,146 medium interval (Pro) →
- Mortgage (P&I)
- −$404
- Tax est. 1.5%
- −$96 /mo · $1,155/yr
- Insurance
- −$32
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$241
- Net cashflow
- $373
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $19,250
- Closing costs
- $2,310
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 21 events
-
2026-06-19days on market $77,000 Active 289 DOM
-
2026-06-18days on market $77,000 Active 288 DOM
-
2026-06-17days on market $77,000 Active 287 DOM
-
2026-06-16days on market $77,000 Active 286 DOM
-
2026-06-15days on market $77,000 Active 285 DOM
-
2026-06-14days on market $77,000 Active 283 DOM
-
2026-06-12days on market $77,000 Active 282 DOM
-
2026-06-09days on market $77,000 Active 279 DOM
-
2026-06-08days on market $77,000 Active 278 DOM
-
2026-06-07days on market $77,000 Active 277 DOM
-
2026-06-07days on market $77,000 Active 276 DOM
-
2026-06-02days on market $77,000 Active 272 DOM
-
2026-06-01days on market $77,000 Active 271 DOM
-
2026-05-31days on market $77,000 Active 270 DOM
-
2026-05-30days on market $77,000 Active 269 DOM
-
2026-03-31price $77,000
-
2025-09-12price $80,000
-
2025-09-03$85,000 Active
-
2023-06-29soldstatus Sold 652-char remark
Show marketing remark (652 chars)
Don't miss out on this move-in ready manufactured home located in Robinson MH Park! This 3 Bedroom 2 Bathroom with 1044sqft has multiple updates, plus it is fully furnished and ready for you to call it HOME! Open floor plan with a bonus study or den, covered patio for entertaining & to enjoy summer BBQs. New flooring in the master bedroom, bathrooms, kitchen, & entryway. The home comes with all appliances, portable AC units & window fans for all bedrooms. A storage shed for extra storage, garden space, & off-street parking. Lot rent is $625/month and includes W/ S. Buyer to be approved by park management prior to purchase.
-
2023-05-26status Pending 652-char remark
Show marketing remark (652 chars)
Don't miss out on this move-in ready manufactured home located in Robinson MH Park! This 3 Bedroom 2 Bathroom with 1044sqft has multiple updates, plus it is fully furnished and ready for you to call it HOME! Open floor plan with a bonus study or den, covered patio for entertaining & to enjoy summer BBQs. New flooring in the master bedroom, bathrooms, kitchen, & entryway. The home comes with all appliances, portable AC units & window fans for all bedrooms. A storage shed for extra storage, garden space, & off-street parking. Lot rent is $625/month and includes W/ S. Buyer to be approved by park management prior to purchase.
-
2023-05-16$67,500 Active 652-char remark
Show marketing remark (652 chars)
Don't miss out on this move-in ready manufactured home located in Robinson MH Park! This 3 Bedroom 2 Bathroom with 1044sqft has multiple updates, plus it is fully furnished and ready for you to call it HOME! Open floor plan with a bonus study or den, covered patio for entertaining & to enjoy summer BBQs. New flooring in the master bedroom, bathrooms, kitchen, & entryway. The home comes with all appliances, portable AC units & window fans for all bedrooms. A storage shed for extra storage, garden space, & off-street parking. Lot rent is $625/month and includes W/ S. Buyer to be approved by park management prior to purchase.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 4/10 Moderate FEMA zone X · 24% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 3/10 Moderate 7 d/yr ≥93°F today · 15 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 8/10 Severe 11 unhealthy d/yr today · 12 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $13,754
- − Mortgage interest
- −$4,313
- − Property taxes
- −$1,155
- − Insurance
- −$385
- − Repairs & maintenance
- −$1,100
- − Management
- −$1,100
- − Depreciation
- −$2,240
- Taxable income
- $3,460
- Est. tax owed @ 24.0%
- −$830
- After-tax cash flow
- $3,650/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Moscow District
- NCES district ID
- 1602220
- Math proficiency
- 47% ▼ -9.00%
- Reading proficiency
- 67% ▼ -1.00%
- Median HH income
- $35,830
- Composite
- 47.16/100
- National rank
- #2325
- State rank
- #17 of 92 in ID
Livability — Moscow
- Score
- 87/100
- State rank
- #2
- US rank
- #273
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Moscow, ID
- County
- Latah County · 26,591 people
- City population
- 26,591
- Metro
- Moscow, ID
- Population (ZIP)
- 26,591
- Household income
- $59,444
- Rent vs Own
- Severe rent burden
- 1820.0
Population outlook (Latah County) Hauer SSP2
- Today (2025)
- 43,011 people
- By 2030
- 45,407 · +5.6%
- By 2040
- 50,095 · +16.5%
- By 2050
- 55,480 · +29.0%
- By 2075
- 71,675 · +66.6%
- By 2100
- 88,307 · +105.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (84%)
- Race & ethnicity
- White 84% Two or more races 7% Hispanic / Latino 5% Asian 3% Black 1%
- Common ancestry
- Portuguese 4% Slovak 3% Italian 2%
- Foreign-born
- 5% · Canada, South Korea, China
- Languages at home
- 93% English-only · Spanish 2% Other Asian/Pacific 1% Other Indo-European 1%
Political lean MEDSL · Latah
- 2024 margin
- Lean R (+8.0) · D 44.2% · R 52.2% · Other 3.6%
- 2008→2024 swing
- -14.8pp toward R · 2008: 6.8pp · 2024: -8.0pp
- All cycles
- 2024: R+8.0 2020: D+3.7 2016: D+4.6 2012: D+4.3 2008: D+6.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -217.31%
- Current HPI
- 184.9851
- Rent YoY
- ▲ 9.04%
- Metro
- Moscow, ID
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 6
Industry mix (Fortune 500 HQ in ID)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 1 | $79B |
|
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| Technology | 1 | $25B |
|
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| Food / Agriculture | 1 | $6B |
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Price history
+14.1% since first listed6 events — show timeline
- 2026-03-31 Price Changed $77,000 IMLS
- 2025-09-12 Price Changed $80,000 IMLS
- 2025-09-03 Listed $85,000 IMLS
- 2023-06-29 Sold (MLS) — IMLS
- 2023-05-26 Pending — IMLS
- 2023-05-16 Listed $67,500 IMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…