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411 N Almon #205
B- Composite 67.65
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +9.9/10.0
  • Rent growth +4.8/5.0
  • Schools +4.7/10.0
  • Livability +4.4/5.0
  • Condition / age +2.5/5.0
  • ARV discount +1.4/15.0
  • Appreciation +0.0/10.0

$77,000

411 N Almon #205 · Moscow, ID 83843
3 bd · 2.0 ba · 1,044 sqft · Manufactured · 289 Days on market
Built 1978 Est $68k · 13% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Don't miss out on this move-in ready manufactured home located in Robinson MH Park! This 3 Bedroom 2 Bathroom with 1044sqft has multiple updates, plus it is fully furnished and ready for you to call it HOME! Open floor plan with a bonus study or den, covered patio for entertaining & to enjoy summer BBQs. New flooring in the master bedroom, bathrooms, kitchen, & entryway. The home comes with all appliances, portable AC units & window fans for all bedrooms. A storage shed for extra storage, garden space, & off-street parking. Lot rent is $625/month and includes W/ S. Buyer to be approved by park management prior to purchase.

Key facts

  • Open floor plan
  • Covered patio
  • Storage shed

Tags

OPEN FLOOR PLANCOVERED PATIOSTORAGE SHEDGARDEN SPACE

Property features AI

Finance

  • Other: Located in the Robinson subdivision (Robinsons MH Park)
  • HOA & community: Association fee paid annually

Exterior

  • Utilities: City water; Sewer connected; Electric service
  • Home design: Mobile/manufactured home on a rented lot; Located in a mobile home park
  • Construction: Metal siding; Built in 1978; Rolled/hot mop roof
  • Exterior features: Covered patio/deck

Interior

  • Kitchen: Dishwasher; Disposal; Microwave; Freestanding oven/range; Refrigerator
  • Bedrooms: Three bedrooms, all on the main level
  • Bathrooms: Two bathrooms
  • Heating & cooling: Forced air heating; Central air conditioning
  • Interior features: Primary bedroom has a private bath
  • Laundry & utility: Washer and Dryer; Utility room on the main level; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $77k.

Deal economics

  • At list price, monthly cash flow is $373 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $77k).
  • Recommended offer: $68k (12.0% below list) — sets the bar for market timing.
  • Cap rate 12.1% vs local median 1.1% in Moscow — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 87/100 on livability (#2 in ID, #273 nationally) — a professional / high-income tenant draw. Strengths: crime A+, amenities A+, commute A+; Watch: employment F.
  • Moscow District (town): math 47% / reading 67% proficiency, ranked #17 of 92 in ID (top 18%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: West Park Elementary School (173 students, 44% FRL); Moscow High School (math 47% / reading 77%, grade B-, #16 of 169 statewide, top 10%, 769 students, 16% FRL) — zoned schools at 30% FRL track the district average.
  • Market conditions: Rents rising fast (+9.0%/yr); 166 active listings in the ZIP; 199 units permitted in Latah County in 2024 (72 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $532 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Latah County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 8.0% rent growth), your $22k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 289 days — a 12% lower offer ($68k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 3y ago; this cycle's ask has dropped $8k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Recommended offer $67,760 (12.0% below list)

Questions for the listing agent

  1. It's been on market 289 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.49%
Cap rate
12.11%
Cash-on-cash
20.78%
DSCR
1.92
GRM
5.6

CMA / ARV

ARV (on-the-fly)
$67,860
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
411 N Almon St #517 0.00mi 3/2.0 1,050 (+1%) 2mo $39,900 $38 98
411 N Almon #314 0.14mi 3/2.0 1,056 (+1%) 10mo $105,000 $99 83
605 N Almon St #44 #44 0.08mi 3/2.0 1,152 (+10%) 1mo $75,000 $65 78
411 N Almon #321 0.03mi 2/1.0 (-1) 980 (-6%) 5mo $25,900 $26 75
411 Almon #619 0.07mi 2/2.0 (-1) 1,134 (+9%) 8mo $120,000 $106 71
411 N Almon #305 0.00mi 3/1.0 924 (-12%) 8mo $41,795 $45 70
411 N Almon St. #304 St 0.03mi 2/1.0 (-1) 924 (-12%) 1mo $72,900 $79 70
411 N Almon St #621 0.23mi 2/2.0 (-1) 1,008 (-3%) 11mo $74,900 $74 69
411 N Almon #605 0.03mi 3/1.0 924 (-12%) 10mo $56,000 $61 67
411 N Almon St #213 0.03mi 3/1.0 924 (-12%) 10mo $60,000 $65 67
605 N Almon St #11 0.19mi 3/2.0 1,173 (+12%) 5mo $150,000 $128 66
609 N Almon St Space 2030 #2030 0.34mi 3/1.0 924 (-12%) 1mo $44,900 $49 60

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
18.7%
Equity multiple
1.81×
Total profit
$17,375
Equity at exit
$11,481
10-year hold
IRR
30.4%
Equity multiple
4.40×
Total profit
$73,387
Equity at exit
$6,658

Cash invested: $21,560 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
91 Strongly Landlord-Friendly
State Idaho
91 Strongly Landlord-Friendly · R+18
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempted; minimal tenant protections.

ZIP-level market 83843

Rents YoY
9.0%
Active inventory
166
Price-to-rent
5.6×

Monthly cashflow live

Estimated rent
$1,146 medium interval (Pro) →
Mortgage (P&I)
$404
Tax est. 1.5%
$96 /mo · $1,155/yr
Insurance
$32
HOA
$0
Vacancy / Maint / Mgmt
$241
Net cashflow
$373

Break-even live

Break-even rent $674
Max offer price $77,000
Occupancy floor 62%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$19,250
Closing costs
$2,310
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 21 events

  1. 2026-06-19
    days on market $77,000 Active 289 DOM
  2. 2026-06-18
    days on market $77,000 Active 288 DOM
  3. 2026-06-17
    days on market $77,000 Active 287 DOM
  4. 2026-06-16
    days on market $77,000 Active 286 DOM
  5. 2026-06-15
    days on market $77,000 Active 285 DOM
  6. 2026-06-14
    days on market $77,000 Active 283 DOM
  7. 2026-06-12
    days on market $77,000 Active 282 DOM
  8. 2026-06-09
    days on market $77,000 Active 279 DOM
  9. 2026-06-08
    days on market $77,000 Active 278 DOM
  10. 2026-06-07
    days on market $77,000 Active 277 DOM
  11. 2026-06-07
    days on market $77,000 Active 276 DOM
  12. 2026-06-02
    days on market $77,000 Active 272 DOM
  13. 2026-06-01
    days on market $77,000 Active 271 DOM
  14. 2026-05-31
    days on market $77,000 Active 270 DOM
  15. 2026-05-30
    days on market $77,000 Active 269 DOM
  16. 2026-03-31
    price $77,000
  17. 2025-09-12
    price $80,000
  18. 2025-09-03
    listed $85,000 Active
  19. 2023-06-29
    soldstatus Sold 652-char remark
    Show marketing remark (652 chars)

    Don't miss out on this move-in ready manufactured home located in Robinson MH Park! This 3 Bedroom 2 Bathroom with 1044sqft has multiple updates, plus it is fully furnished and ready for you to call it HOME! Open floor plan with a bonus study or den, covered patio for entertaining & to enjoy summer BBQs. New flooring in the master bedroom, bathrooms, kitchen, & entryway. The home comes with all appliances, portable AC units & window fans for all bedrooms. A storage shed for extra storage, garden space, & off-street parking. Lot rent is $625/month and includes W/ S. Buyer to be approved by park management prior to purchase.

  20. 2023-05-26
    status Pending 652-char remark
    Show marketing remark (652 chars)

    Don't miss out on this move-in ready manufactured home located in Robinson MH Park! This 3 Bedroom 2 Bathroom with 1044sqft has multiple updates, plus it is fully furnished and ready for you to call it HOME! Open floor plan with a bonus study or den, covered patio for entertaining & to enjoy summer BBQs. New flooring in the master bedroom, bathrooms, kitchen, & entryway. The home comes with all appliances, portable AC units & window fans for all bedrooms. A storage shed for extra storage, garden space, & off-street parking. Lot rent is $625/month and includes W/ S. Buyer to be approved by park management prior to purchase.

  21. 2023-05-16
    listed $67,500 Active 652-char remark
    Show marketing remark (652 chars)

    Don't miss out on this move-in ready manufactured home located in Robinson MH Park! This 3 Bedroom 2 Bathroom with 1044sqft has multiple updates, plus it is fully furnished and ready for you to call it HOME! Open floor plan with a bonus study or den, covered patio for entertaining & to enjoy summer BBQs. New flooring in the master bedroom, bathrooms, kitchen, & entryway. The home comes with all appliances, portable AC units & window fans for all bedrooms. A storage shed for extra storage, garden space, & off-street parking. Lot rent is $625/month and includes W/ S. Buyer to be approved by park management prior to purchase.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X · 24% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥93°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 8/10 Severe 11 unhealthy d/yr today · 12 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$13,754
− Mortgage interest
−$4,313
− Property taxes
−$1,155
− Insurance
−$385
− Repairs & maintenance
−$1,100
− Management
−$1,100
− Depreciation
−$2,240
Taxable income
$3,460
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$830
After-tax cash flow
$3,650/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Moscow District
NCES district ID
1602220
Math proficiency
47% ▼ -9.00%
Reading proficiency
67% ▼ -1.00%
Median HH income
$35,830
Composite
47.16/100
National rank
#2325
State rank
#17 of 92 in ID

Livability — Moscow

Score
87/100
State rank
#2
US rank
#273

Category grades

Amenities A+ Commute A+ Cost of living B- Crime A+ Employment F Housing C+ Health & safety A+ User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Moscow, ID
County
Latah County · 26,591 people
City population
26,591
Metro
Moscow, ID
Population (ZIP)
26,591
Household income
$59,444
Rent vs Own
53.2% rent · 46.8% own
Severe rent burden
1820.0

Population outlook (Latah County) Hauer SSP2

Today (2025)
43,011 people
By 2030
45,407 · +5.6%
By 2040
50,095 · +16.5%
By 2050
55,480 · +29.0%
By 2075
71,675 · +66.6%
By 2100
88,307 · +105.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (84%)
Race & ethnicity
White 84% Two or more races 7% Hispanic / Latino 5% Asian 3% Black 1%
Common ancestry
Portuguese 4% Slovak 3% Italian 2%
Foreign-born
5% · Canada, South Korea, China
Languages at home
93% English-only · Spanish 2% Other Asian/Pacific 1% Other Indo-European 1%

Political lean MEDSL · Latah

2024 margin
Lean R (+8.0) · D 44.2% · R 52.2% · Other 3.6%
2008→2024 swing
-14.8pp toward R · 2008: 6.8pp · 2024: -8.0pp
All cycles
2024: R+8.0 2020: D+3.7 2016: D+4.6 2012: D+4.3 2008: D+6.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -217.31%
Current HPI
184.9851
Rent YoY
▲ 9.04%
Metro
Moscow, ID
State GDP YoY
▲ 4.51%
F500 in state
6

Industry mix (Fortune 500 HQ in ID)

Industry F500 HQs Revenue

Price history

+14.1% since first listed
6 events — show timeline
  • 2026-03-31 Price Changed $77,000 IMLS
  • 2025-09-12 Price Changed $80,000 IMLS
  • 2025-09-03 Listed $85,000 IMLS
  • 2023-06-29 Sold (MLS) IMLS
  • 2023-05-26 Pending IMLS
  • 2023-05-16 Listed $67,500 IMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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