115 Duggan Ave · Anton, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 5/10 · Moderate
- Hot days now (above 99°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Appreciation +8.0/10.0
- ARV discount +7.5/15.0
- Livability +3.2/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +1.5/10.0
$69,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Located in the quiet small town of Anton, perfectly situated between Littlefield and Shallowater, this charming 3 -bedroom, 1-bath home offers 1,382 square feet of comfortable, single-level living. Sitting on a spacious 0.33-acre lot, the property features plenty of room to enjoy outdoor living and wide-open space. With no HOA and a peaceful setting, it's a great opportunity for both homeowners and investors alike.
Key facts
- Spacious lot
- Peaceful setting
- No hoa
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $69k.
Deal economics
- At list price, monthly cash flow is $357 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $69k).
- Recommended offer: $67k (3.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 63/100 on livability (#877 in TX) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: health & safety C-, schools F, amenities F.
- Anton ISD (rural): math 6% / reading 20% proficiency, ranked #1,121 of 1,141 in TX (top 98%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 62% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 12 active listings in the ZIP; 7 units permitted in Hockley County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $5k of equity ($477 loan paydown + $4k appreciation (6.1% local appreciation)).
- Hockley County population projected at +21% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (6.1% appreciation + 3.0% rent growth), your $19k cash investment doubles in ~3 years — after that, you're playing with house money.
- By year 7, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 43 days — a 3% lower offer ($67k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 5y ago; this cycle's ask is 7400% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
Risks & watch-outs
- Watch-outs: property tax is 3.9% of price.
- Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 43 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.78% ✓
- Cap rate
- 12.51%
- Cash-on-cash
- 22.19%
- DSCR
- 1.99
- GRM
- 4.7
CMA / ARV
No comps found within radius.
Projected returns pro-forma
6.1% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 34.3%
- Equity multiple
- 3.24×
- Total profit
- $43,182
- Equity at exit
- $43,804
- IRR
- 31.8%
- Equity multiple
- 6.66×
- Total profit
- $109,301
- Equity at exit
- $79,809
Cash invested: $19,320 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 79313
- Home prices YoY
- 5.3%
- Active inventory
- 12
- Price-to-rent
- 4.7×
Monthly cashflow live
- Estimated rent
- $1,231 medium interval (Pro) →
- Mortgage (P&I)
- −$362
- Tax from tax record
- −$224 /mo · $2,694/yr
- Insurance
- −$29
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$258
- Net cashflow
- $357
Break-even live
Sensitivity live
| Price | -10% $396 | -5% $377 | +0% $357 | +5% $338 | +10% $318 |
|---|---|---|---|---|---|
| Rent | -10% $260 | -5% $309 | +0% $357 | +5% $406 | +10% $455 |
| Rate | -1.0pp $392 | -0.5pp $375 | base $357 | +0.5pp $339 | +1.0pp $321 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $17,250
- Closing costs
- $2,070
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 31 events
-
2026-06-05days on market $69,000 Active 43 DOM
-
2026-06-03days on market $69,000 Active 41 DOM
-
2026-06-02days on market $69,000 Active 40 DOM
-
2026-06-01days on market $69,000 Active 39 DOM
-
2026-05-31days on market $69,000 Active 38 DOM
-
2026-04-07$69,000 Active 418-char remark
-
2025-11-29historical $1,400
-
2025-10-30price $1,400
-
2025-09-29$920
-
2025-06-20price $65,000
-
2025-03-13price $79,000
-
2024-09-10price $83,000
-
2023-12-28price $85,000
-
2023-12-10price $79,000
-
2023-12-09price $77,000
-
2023-12-09price $75,000
-
2023-10-02status Active
-
2023-09-11historical
-
2023-09-04status Active
-
2023-08-08historical
-
2023-08-04status Active
-
2023-07-29historical
-
2023-05-25$85,000 Active
-
2023-03-02price $85,000
-
2023-02-13price $95,000
-
2023-01-27price $105,000
-
2023-01-09price $120,000
-
2022-02-14soldstatus
-
2022-02-11soldstatus
-
2021-09-17$26,000
-
2000-01-06soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $2,694 · $224/mo
- Projected year-2 tax
- $2,694 · $224/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 5/10 Major 7 d/yr ≥99°F today · 19 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $14,770
- − Mortgage interest
- −$3,865
- − Property taxes
- −$2,694
- − Insurance
- −$345
- − Repairs & maintenance
- −$1,182
- − Management
- −$1,182
- − Depreciation
- −$2,007
- Taxable income
- $3,495
- Est. tax owed @ 24.0%
- −$839
- After-tax cash flow
- $3,448/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Anton ISD
- NCES district ID
- 4808460
- Math proficiency
- 6% ▼ -14.00%
- Reading proficiency
- 20% ▬ 0.00%
- Median HH income
- $39,118
- Composite
- 14.57/100
- National rank
- #14409
- State rank
- #1121 of 1141 in TX
Livability — Anton
- Score
- 63/100
- State rank
- #877
- US rank
- #15794
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Anton, TX
- City population
- 1,537
- Population (ZIP)
- 1,537
Population outlook (Hockley County) Hauer SSP2
- Today (2025)
- 25,295 people
- By 2030
- 26,230 · +3.7%
- By 2040
- 28,268 · +11.8%
- By 2050
- 30,536 · +20.7%
- By 2075
- 36,867 · +45.7%
- By 2100
- 40,662 · +60.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.59)
- Race & ethnicity
- Hispanic / Latino 52% White 36% Two or more races 28% Black 7%
- Hispanic origin (detail)
- Mexican 50%
- Common ancestry
- Slovak 2%
- Foreign-born
- 6% · Canada
- Languages at home
- 72% English-only · Spanish 27% Vietnamese 1%
Political lean MEDSL · Hockley
- 2024 margin
- Solid R (+66.3) · D 16.6% · R 82.8%
- 2008→2024 swing
- -14.0pp toward R · 2008: -52.3pp · 2024: -66.3pp
- All cycles
- 2024: R+66.3 2020: R+62.4 2016: R+62.3 2012: R+57.0 2008: R+52.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 6.10%
- Current HPI
- 120.0991
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
||
| Technology | 5 | $198B |
|
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| Engineering / Construction | 4 | $72B |
|
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| Energy Services | 3 | $60B |
|
||
| Utilities | 3 | $41B |
|
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| Healthcare | 2 | $330B |
|
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Price history
-94.6% since first listed25 events — show timeline
- 2025-11-29 Rental Removed $1,400 TURBOTENANT
- 2025-10-30 Price Changed $1,400 TURBOTENANT
- 2025-09-29 Listed for Rent $920 TURBOTENANT
- 2025-06-20 Price Changed $65,000 LARMLS
- 2025-03-13 Price Changed $79,000 LARMLS
- 2024-09-10 Price Changed $83,000 LARMLS
- 2023-12-28 Price Changed $85,000 LARMLS
- 2023-12-10 Price Changed $79,000 LARMLS
- 2023-12-09 Price Changed $77,000 LARMLS
- 2023-12-09 Price Changed $75,000 LARMLS
- 2023-10-02 Relisted — LARMLS
- 2023-09-11 Delisted — LARMLS
- 2023-09-04 Relisted — LARMLS
- 2023-08-08 Delisted — LARMLS
- 2023-08-04 Relisted — LARMLS
- 2023-07-29 Delisted — LARMLS
- 2023-05-25 Listed $85,000 LARMLS
- 2023-03-02 Price Changed $85,000 LARMLS
- 2023-02-13 Price Changed $95,000 LARMLS
- 2023-01-27 Price Changed $105,000 LARMLS
- 2023-01-09 Price Changed $120,000 LARMLS
- 2022-02-14 Sold (Public Records) — Public Records
- 2022-02-11 Sold (MLS) — LARMLS
- 2021-09-17 Listed $26,000 LARMLS
- 2000-01-06 Sold (Public Records) — Public Records
Property tax history
+22.1%/yrLatest (2025): $2,694 · +45.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…