1838 Malvern Ave · Dayton, OH
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $713 – $1,323
Heat risk 3/10 · Minor
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +24.6/30.0
- ARV discount +12.2/15.0
- DSCR +7.9/10.0
- 1% rule +5.7/10.0
- Rent growth +3.3/5.0
- Livability +3.2/5.0
- Condition / age +2.5/5.0
- Schools +1.3/10.0
- Appreciation +0.0/10.0
$111,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to this beautifully preserved 1924 stone bungalow where timeless craftsmanship meets thoughtful modern updates. From the moment you arrive, the striking stone fireplace and expansive covered front porch create a warm and inviting first impression, offering the perfect place to relax and enjoy the neighborhood setting. Inside, the home showcases original hardwood floors, classic millwork, built-in cabinetry, and rich wood accents that highlight the character and quality of early 20th-century construction. The spacious living room is anchored by a stunning stone fireplace, creating a cozy focal point while maintaining the home’s historic charm. The formal dining room features beautiful original woodwork and classic French doors, providing an elegant space for gatherings and entertaining. The fully remodeled kitchen (2025) blends modern convenience with vintage character, offering updated cabinetry, sleek finishes, and modern appliances, along with a charming breakfast nook filled with natural light. Throughout the home, generously sized rooms feature large windows, classic trim, and architectural details that preserve the bungalow’s authentic appeal. Additional highlights include unique built-ins, arched openings, and a beautiful staircase that add warmth and personality to the living spaces. Major improvements provide peace of mind, including a new furnace (2019), roof replacement (2020), updated electrical panel (2021), new water heater (2021), and a brand-new air conditioning system with ductwork (2025). Recent updates in 2025 also include new flooring, interior and exterior paint, wallpaper, and the fully remodeled kitchen, making the home move-in ready while honoring its historic character. Situated on a spacious lot with mature trees, this rare stone bungalow offers classic curb appeal, modern upgrades, and timeless charm—creating a truly special place to call home.
Key facts
- Covered front porch
- Built-in cabinetry
- Formal dining room
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $111k.
Deal economics
- At list price, monthly cash flow is $230 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $111k).
- Recommended offer: $101k (9.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 65/100 on livability (#716 in OH) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A; Watch: schools C-, amenities C-, crime F.
- Dayton City (urban): math 12% / reading 21% proficiency, ranked #641 of 656 in OH (top 98%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 74% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising (+3.0%/yr); 156 active listings in the ZIP; 38 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 55% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 907 units permitted in Montgomery County in 2024 (416 in 5+ unit buildings).
- This rent runs 34% of the median local income ($42k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $767 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Montgomery County population projected at -10% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
Negotiation context
- It's been on market 105 days — a 9% lower offer ($101k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 15y ago; this cycle's ask has dropped $19k (15%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $12k; list at $111k implies a 825% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1924 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- It's been on market 105 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Built in 1924 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.07% ✓
- Cap rate
- 8.78%
- Cash-on-cash
- 8.87%
- DSCR
- 1.39
- GRM
- 7.8
CMA / ARV
- ARV (median comp)
- $124,028
- List price
- $111,000
- Delta
- -10.50%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1984 Burroughs Dr | 0.19mi | 3/1.5 (+1) | 1,912 (+4%) | 7mo | $255,000 | $133 | 73 |
| 1936 Burroughs Dr | 0.15mi | 3/1.5 (+1) | 1,682 (-9%) | 0mo | $135,000 | $80 | 71 |
| 1549 Cory Dr | 0.51mi | 3/1.5 (+1) | 1,922 (+4%) | 2mo | $195,000 | $101 | 61 |
| 1939 Malvern Ave | 0.08mi | 3/1.0 (+1) | 1,596 (-14%) | 10mo | $113,000 | $71 | 60 |
| 1556 N Euclid Ave | 0.63mi | 3/1.0 (+1) | 1,792 (-3%) | 2mo | $120,000 | $67 | 59 |
| 1439 Kumler Ave | 0.59mi | 3/1.5 (+1) | 1,768 (-4%) | 5mo | $165,000 | $93 | 54 |
| 633 Ridgedale Rd | 0.45mi | 3/2.0 (+1) | 1,660 (-10%) | 5mo | $175,000 | $105 | 49 |
| 2108 Auburn Ave | 0.28mi | 3/2.0 (+1) | 1,623 (-12%) | 11mo | $106,000 | $65 | 49 |
| 305 W Fairview Ave | 0.62mi | 3/2.0 (+1) | 1,798 (-3%) | 11mo | $16,000 | $9 | 49 |
| 1215 Cumberland Ave | 0.41mi | 3/2.5 (+1) | 2,108 (+14%) | 0mo | $215,000 | $102 | 46 |
| 39 Vassar Dr | 0.38mi | 2/2.0 | 2,109 (+14%) | 14mo | $75,100 | $36 | 43 |
| 349 Cherry Dr | 0.70mi | 3/2.0 (+1) | 1,623 (-12%) | 5mo | $114,900 | $71 | 34 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.03% rent growth · sell at horizon
- IRR
- -2.9%
- Equity multiple
- 0.89×
- Total profit
- $-3,345
- Equity at exit
- $16,550
- IRR
- 6.8%
- Equity multiple
- 1.51×
- Total profit
- $15,988
- Equity at exit
- $9,597
Cash invested: $31,080 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 73 Landlord-Friendly
- State Ohio
- 73 Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 45406
- Rents YoY
- 3.0%
- Active inventory
- 156
- Price-to-rent
- 7.8×
Monthly cashflow live
- Estimated rent
- $1,185 high interval (Pro) →
- Mortgage (P&I)
- −$582
- Tax from tax record
- −$78 /mo · $941/yr
- Insurance
- −$46
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$249
- Net cashflow
- $230
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $27,750
- Closing costs
- $3,330
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 38 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2232 Salem Ave Dayton, OH | 3.0 | 1.0 | 1250 | $1,200 | $0.96 | 3d | 1 | 0.15mi |
| 1927 Burroughs Dr Dayton, OH | 3.0 | 2.0 | 1409 | $1,245 | $0.88 | 14d | 1 | 0.16mi |
| 2247 Salem Ave Unit 2249 Dayton, OH | 3.0 | 1.5 | 1300 | $1,400 | $1.08 | 44d | 1 | 0.18mi |
| 2247 Salem Ave Unit 2247 Dayton, OH | 3.0 | 1.5 | 1300 | $1,350 | $1.04 | 3d | 1 | 0.18mi |
| 1743 Radcliffe Rd Dayton, OH | 3.0 | 1.5 | 1729 | $1,200 | $0.69 | 44d | 1 | 0.26mi |
| 2141 Philadelphia Dr Dayton, OH | 3.0 | 1.0 | 1736 | $1,395 | $0.80 | 44d | 1 | 0.45mi |
| 439 W Fairview Ave Dayton, OH | 3.0 | 1.0 | 1500 | $1,200 | $0.80 | 44d | 1 | 0.54mi |
| 201 W Norman Ave Dayton, OH | 3.0 | 1.0 | 1424 | $1,200 | $0.84 | 44d | 1 | 0.67mi |
| 181 W Norman Ave Dayton, OH | 3.0 | 2.0 | 1228 | $1,150 | $0.94 | 44d | 1 | 0.70mi |
| 1378 Cory Dr Dayton, OH | 2.0 | 1.0 | 1300 | $975 | $0.75 | 44d | 1 | 0.70mi |
| 167 W Hudson Ave Dayton, OH | 3.0 | 1.5 | 1344 | $1,185 | $0.88 | 44d | 1 | 0.72mi |
| 234 Santa Clara Ave Dayton, OH | 3.0 | 1.0 | 1368 | $1,125 | $0.82 | 44d | 1 | 0.78mi |
| 1225 Amherst Pl Dayton, OH | 3.0 | 1.0 | 1548 | $1,300 | $0.84 | 14d | 1 | 0.80mi |
| 518 Delaware Ave Dayton, OH | 2.0 | 1.0 | 1500 | $750 | $0.50 | 44d | 1 | 0.81mi |
| 101 W Norman Ave Unit 101 Dayton, OH | 3.0 | 1.0 | 1600 | $945 | $0.59 | 44d | 1 | 0.85mi |
| 41 W Fairview Ave Unit 2 Dayton, OH | 3.0 | 1.0 | 1452 | $1,200 | $0.83 | 14d | 1 | 0.93mi |
| 26 W Beechwood Ave Dayton, OH | 3.0 | 1.5 | 1468 | $1,050 | $0.72 | 44d | 1 | 0.93mi |
| 3668 Karwin Dr Unit 3672 Dayton, OH | 2.0 | 1.0 | 1500 | $995 | $0.66 | 23d | 1 | 0.96mi |
| 3672 Karwin Dr Unit 3672 Dayton, OH | 2.0 | 1.0 | 1500 | $995 | $0.66 | 44d | 1 | 0.97mi |
| 1045 Philadelphia Dr Dayton, OH | 2.0 | 1.0 | 1290 | $1,150 | $0.89 | 3d | 1 | 1.00mi |
| 1045 Shakespeare Ave Dayton, OH | 3.0 | 1.0 | 1435 | $1,275 | $0.89 | 44d | 1 | 1.01mi |
| 942 Harvard Blvd Dayton, OH | 3.0 | 2.0 | 1596 | $1,200 | $0.75 | 3d | 1 | 1.07mi |
| 424 Lexington Ave Dayton, OH | 3.0 | 2.0 | 1536 | $1,025 | $0.67 | 44d | 1 | 1.08mi |
| 42 Pointview Ave Unit 42 Dayton, OH | 3.0 | 2.0 | 1240 | $1,200 | $0.97 | 3d | 1 | 1.11mi |
| 52 Fernwood Ave Dayton, OH | 2.0 | 1.0 | 1926 | $925 | $0.48 | 44d | 1 | 1.15mi |
| 338 Kenwood Ave Dayton, OH | 3.0 | 1.5 | 1512 | $1,195 | $0.79 | 44d | 1 | 1.16mi |
| 1119 Superior Ave Unit 1119 Dayton, OH | 3.0 | 1.0 | 1435 | $1,350 | $0.94 | 3d | 1 | 1.21mi |
| 101 E Bruce Ave Dayton, OH | 3.0 | 1.0 | 1455 | $1,150 | $0.79 | 3d | 1 | 1.23mi |
| 1011 N Broadway St Dayton, OH | 3.0 | 1.5 | 1700 | $950 | $0.56 | 44d | 1 | 1.24mi |
| 132 Wroe Ave Unit 132 Dayton, OH | 3.0 | 2.5 | 1934 | $1,297 | $0.67 | 44d | 1 | 1.29mi |
| 1501 Viola Ave Dayton, OH | 3.0 | 1.0 | 1952 | $1,175 | $0.60 | 14d | 1 | 1.30mi |
| 202 E Bruce Ave Apt 2 Dayton, OH | 2.0 | 1.0 | 1250 | $800 | $0.64 | 23d | 1 | 1.31mi |
| 253 E Hillcrest Ave Dayton, OH | 3.0 | 2.5 | 2569 | $1,800 | $0.70 | 3d | 1 | 1.35mi |
| 317 Fernwood Ave Dayton, OH | 3.0 | 1.0 | 1320 | $1,100 | $0.83 | 11d | 1 | 1.41mi |
| 138 Rockwood Ave Dayton, OH | 3.0 | 1.5 | 1439 | $1,200 | $0.83 | 23d | 1 | 1.41mi |
| 136 Rockwood Ave Dayton, OH | 3.0 | 1.5 | 1439 | $1,200 | $0.83 | 44d | 1 | 1.42mi |
| 244 E Siebenthaler Ave Dayton, OH | 2.0 | 1.5 | 1273 | $1,175 | $0.92 | 3d | 1 | 1.43mi |
| 3031 Garvin Rd Unit C Dayton, OH | 2.0 | 2.0 | 1269 | $1,150 | $0.91 | 44d | 1 | 1.48mi |
Listing history 26 events
-
2026-06-18days on market $111,000 Active 105 DOM
-
2026-06-17days on market $111,000 Active 104 DOM
-
2026-06-16days on market $111,000 Active 103 DOM
-
2026-06-15days on market $111,000 Active 102 DOM
-
2026-06-14days on market $111,000 Active 100 DOM
-
2026-06-13pricedays on market $111,000 Active 99 DOM
-
2026-06-10days on market $125,000 Active 97 DOM
-
2026-06-09days on market $125,000 Active 96 DOM
-
2026-06-08days on market $125,000 Active 95 DOM
-
2026-06-07days on market $125,000 Active 94 DOM
-
2026-06-05days on market $125,000 Active 91 DOM
-
2026-06-03days on market $125,000 Active 90 DOM
-
2026-06-02days on market $125,000 Active 89 DOM
-
2026-06-01days on market $125,000 Active 88 DOM
-
2026-05-31days on market $125,000 Active 87 DOM
-
2026-03-31price $125,000 1929-char remark
Show marketing remark (1929 chars)
Welcome to this beautifully preserved 1924 stone bungalow where timeless craftsmanship meets thoughtful modern updates. From the moment you arrive, the striking stone fireplace and expansive covered front porch create a warm and inviting first impression, offering the perfect place to relax and enjoy the neighborhood setting. Inside, the home showcases original hardwood floors, classic millwork, built-in cabinetry, and rich wood accents that highlight the character and quality of early 20th-century construction. The spacious living room is anchored by a stunning stone fireplace, creating a cozy focal point while maintaining the home’s historic charm. The formal dining room features beautiful original woodwork and classic French doors, providing an elegant space for gatherings and entertaining. The fully remodeled kitchen (2025) blends modern convenience with vintage character, offering updated cabinetry, sleek finishes, and modern appliances, along with a charming breakfast nook filled with natural light. Throughout the home, generously sized rooms feature large windows, classic trim, and architectural details that preserve the bungalow’s authentic appeal. Additional highlights include unique built-ins, arched openings, and a beautiful staircase that add warmth and personality to the living spaces. Major improvements provide peace of mind, including a new furnace (2019), roof replacement (2020), updated electrical panel (2021), new water heater (2021), and a brand-new air conditioning system with ductwork (2025). Recent updates in 2025 also include new flooring, interior and exterior paint, wallpaper, and the fully remodeled kitchen, making the home move-in ready while honoring its historic character. Situated on a spacious lot with mature trees, this rare stone bungalow offers classic curb appeal, modern upgrades, and timeless charm—creating a truly special place to call home.
-
2026-03-05$130,000 Active 1929-char remark
Show marketing remark (1929 chars)
Welcome to this beautifully preserved 1924 stone bungalow where timeless craftsmanship meets thoughtful modern updates. From the moment you arrive, the striking stone fireplace and expansive covered front porch create a warm and inviting first impression, offering the perfect place to relax and enjoy the neighborhood setting. Inside, the home showcases original hardwood floors, classic millwork, built-in cabinetry, and rich wood accents that highlight the character and quality of early 20th-century construction. The spacious living room is anchored by a stunning stone fireplace, creating a cozy focal point while maintaining the home’s historic charm. The formal dining room features beautiful original woodwork and classic French doors, providing an elegant space for gatherings and entertaining. The fully remodeled kitchen (2025) blends modern convenience with vintage character, offering updated cabinetry, sleek finishes, and modern appliances, along with a charming breakfast nook filled with natural light. Throughout the home, generously sized rooms feature large windows, classic trim, and architectural details that preserve the bungalow’s authentic appeal. Additional highlights include unique built-ins, arched openings, and a beautiful staircase that add warmth and personality to the living spaces. Major improvements provide peace of mind, including a new furnace (2019), roof replacement (2020), updated electrical panel (2021), new water heater (2021), and a brand-new air conditioning system with ductwork (2025). Recent updates in 2025 also include new flooring, interior and exterior paint, wallpaper, and the fully remodeled kitchen, making the home move-in ready while honoring its historic character. Situated on a spacious lot with mature trees, this rare stone bungalow offers classic curb appeal, modern upgrades, and timeless charm—creating a truly special place to call home.
-
2015-06-15soldstatus $12,000 Sold 452-char remark
Show marketing remark (452 chars)
Beautiful stone bungalow features original wood work and hardwood floors through out. The spacious living room offers a gas fireplace and built in bookcases, original french doors compliment the formal dining room. The eat-in kitchen offers a 6 x 5 breakfast nook. Exterior features include an inviting covered front porch, screened in back porch and a semi-private back yard. For your convenience, there is a two car detached garage. Lots of charm!!!
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2015-06-15soldstatus $12,000 Closed 452-char remark
Show marketing remark (452 chars)
Beautiful stone bungalow features original wood work and hardwood floors through out. The spacious living room offers a gas fireplace and built in bookcases, original french doors compliment the formal dining room. The eat-in kitchen offers a 6 x 5 breakfast nook. Exterior features include an inviting covered front porch, screened in back porch and a semi-private back yard. For your convenience, there is a two car detached garage. Lots of charm!!!
-
2015-05-27historical 452-char remark
Show marketing remark (452 chars)
Beautiful stone bungalow features original wood work and hardwood floors through out. The spacious living room offers a gas fireplace and built in bookcases, original french doors compliment the formal dining room. The eat-in kitchen offers a 6 x 5 breakfast nook. Exterior features include an inviting covered front porch, screened in back porch and a semi-private back yard. For your convenience, there is a two car detached garage. Lots of charm!!!
-
2014-07-10$15,000 452-char remark
Show marketing remark (452 chars)
Beautiful stone bungalow features original wood work and hardwood floors through out. The spacious living room offers a gas fireplace and built in bookcases, original french doors compliment the formal dining room. The eat-in kitchen offers a 6 x 5 breakfast nook. Exterior features include an inviting covered front porch, screened in back porch and a semi-private back yard. For your convenience, there is a two car detached garage. Lots of charm!!!
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2012-01-31historical
-
2012-01-31historical
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2011-07-19$29,900
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2011-07-19$29,900
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1984-12-04soldstatus $28,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast OH · Partial reset (capped growth)
- Current annual tax
- $941 · $78/mo
- Projected year-2 tax
- $1,336 · $111/mo
- Expected delta
- +$395/yr (+$33/mo · 42.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 3/10 Moderate 7 d/yr ≥103°F today · 18 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $14,223
- − Mortgage interest
- −$6,218
- − Property taxes
- −$941
- − Insurance
- −$555
- − Repairs & maintenance
- −$1,138
- − Management
- −$1,138
- − Depreciation
- −$3,229
- Taxable income
- $1,005
- Est. tax owed @ 24.0%
- −$241
- After-tax cash flow
- $2,514/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Dayton City
- NCES district ID
- 3904384
- Math proficiency
- 12% ▼ -12.00%
- Reading proficiency
- 21% ▼ -11.00%
- Median HH income
- $28,688
- Composite
- 12.94/100
- National rank
- #9579
- State rank
- #641 of 656 in OH
Livability — Dayton
- Score
- 65/100
- State rank
- #716
- US rank
- #12895
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Dayton, OH
- County
- Montgomery County · 459,541 people
- City population
- 164,387
- Metro
- Dayton-Kettering, OH
- Population (ZIP)
- 19,991
- Household income
- $41,796
- Rent vs Own
- Severe rent burden
- 1504.0
Population outlook (Montgomery County) Hauer SSP2
- Today (2025)
- 523,241 people
- By 2030
- 514,948 · -1.6%
- By 2040
- 493,378 · -5.7%
- By 2050
- 469,639 · -10.2%
- By 2075
- 418,360 · -20.0%
- By 2100
- 353,315 · -32.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (75%)
- Race & ethnicity
- Black 75% White 16% Two or more races 7% Hispanic / Latino 3%
- Common ancestry
- Italian 2% Lithuanian 1% Slovak 1%
- Foreign-born
- 2% · Canada
- Languages at home
- 97% English-only · Spanish 1%
Political lean MEDSL · Montgomery
- 2024 margin
- Toss-up / Even · D 49.8% · R 49.3%
- 2008→2024 swing
- -5.8pp toward R · 2008: 6.2pp · 2024: 0.5pp
- All cycles
- 2024: D+0.5 2020: D+2.2 2016: R+1.2 2012: D+3.1 2008: D+6.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -113.75%
- Current HPI
- 197.1302
- Rent YoY
- ▲ 3.03%
- Metro
- Dayton-Kettering, OH
- State GDP YoY
- ▲ 1.98%
- F500 in state
- 48
Industry mix (Fortune 500 HQ in OH)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Insurance | 3 | $145B |
|
||
| Industrial Machinery | 3 | $49B |
|
||
| Financial Services | 3 | $24B |
|
||
| Consumer Goods | 2 | $93B |
|
||
| Aerospace / Defense | 2 | $47B |
|
||
| Utilities | 2 | $33B |
|
||
Price history
+346.4% since first listed11 events — show timeline
- 2026-03-31 Price Changed $125,000 Dayton MLS
- 2026-03-05 Listed $130,000 Dayton MLS
- 2015-06-15 Sold (MLS) $12,000 Dayton MLS
- 2015-06-15 Sold (MLS) $12,000 Dayton MLS
- 2015-05-27 Listing Removed — Dayton MLS
- 2014-07-10 Listed $15,000 Dayton MLS
- 2012-01-31 Listing Removed — Cincy MLS
- 2012-01-31 Listing Removed — Dayton MLS
- 2011-07-19 Listed $29,900 Cincy MLS
- 2011-07-19 Listed $29,900 Dayton MLS
- 1984-12-04 Sold (Public Records) $28,000 Public Records
Property tax history
-3.6%/yrLatest (2025): $941 · -0.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…