314 Sprott Way · Sewickley, PA 15143

$175,000

1 bd · 1.0 ba · 582 sqft · SingleFamily public records · 39 Days on market

Built 1900 1,886 sqft lot $301/sqft · at area comps Est $315k · 44% under

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +7.9/30.0
• Schools +6.2/10.0
• Livability +4.5/5.0
• 1% rule +2.7/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• DSCR +1.9/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

The house features two bedrooms and one bathroom. The home sits on an approximately 0.0433-acre lot. The two bedrooms are well-proportioned, with ample space for a variety of furniture arrangements. The home can be easily transformed into a 3-bedroom w/ primary on the main level and two bedrooms on the upper level. The property offers a level yard and a beautiful gazebo providing an ideal outdoor setting for various activities. New flooring, freshly painted, new stainless-steel appliances and bathroom vanity, shower & green board to complete basement full bathroom. The basement has endless opportunities. The home's location provides convenient access to local amenities and transportation options. Walking distance to Downtown Sewickley.

Key facts

• Small backyard
• Low maintenance lot
• 1,886 sq ft lot

Tags

• CUSTOMIZED RENOVATION
• MODERN EFFICIENT KITCHEN
• FLEXIBLE LIVING ARRANGEMENTS
• SMALL BACKYARD
• LOW MAINTENANCE LOT
• MAXIMIZING OUTDOOR LIVING

Property features AI

Exterior

• Parking: Common off-street parking
• Utilities: Public water; Public sewer
• Home design: 2-story frame home; Asphalt roof; Resale condition
• Construction: Frame construction; Asphalt roof
• Exterior features: Public water; Public sewer

Interior

• Kitchen: Dishwasher; Refrigerator; Stove; Some gas appliances
• Flooring: Hardwood; Laminate; Tile
• Bathrooms: 1 full bathroom
• Heating & cooling: Forced air heating; Gas heating
• Interior features: Walk-up basement

What this means for you Summary

Snapshot

• This is a 1-bed/1.0-bath single-family listed at $175k.

Deal economics

• At list price, monthly cash flow is $-188 ($-2k/yr) — negative.
• To cash-flow at today's rent, offer at most $142k (19.0% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $134k (23.2% below list).
• Recommended offer: $134k (23.2% below list) — sets the bar for 1% rule.
• Cap rate 5.0% vs local median 1.5% in Sewickley — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 90/100 on livability (#16 in PA, #72 nationally) — a professional / high-income tenant draw. Strengths: schools A+, crime A+, amenities A+; Watch: cost of living D.
• Quaker Valley SD (suburban): math 61% / reading 82% proficiency, ranked #19 of 539 in PA (top 4%) — strong family-tenant draw, lease renewals of 3-5y typical; only 13% free/reduced lunch — higher-income household profile.
• Market conditions: 138 active listings in the ZIP; 1 comparable units currently listed for rent nearby; high-income renter base; 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).
• This rent is only 12% of the median local income ($133k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.

Negotiation context

• It's been on market 39 days — a 3% lower offer ($170k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts; this cycle's ask has dropped $50k (22%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $134,451 (23.2% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 39 days. Have you received any prior offers? Is the seller open to a 23% concession, seller financing, or rate buy-down credit?
3. Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.77% ✗
• Cap rate: 5.00%
• Cash-on-cash: -4.61%
• DSCR: 0.79
• GRM: 10.8

CMA / ARV

• ARV (median comp): $314,641
• List price: $175,000
• Delta: -44.38%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
913 Harkness Ln	0.64mi	1/1.0	550 (-6%)	20mo	$150,000	$273	44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -24.1%
• Equity multiple: 0.18×
• Total profit: $-40,303
• Equity at exit: $26,093

10-year hold

• IRR: -19.2%
• Equity multiple: -0.03×
• Total profit: $-50,350
• Equity at exit: $15,131

Cash invested: $49,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 15143

• Active inventory: 138
• Price-to-rent: 10.8×

Monthly cashflow live

• Estimated rent: $1,345 medium
• Mortgage (P&I): −$918
• Tax from tax record: −$260 /mo · $3,118/yr
• Insurance: −$73
• HOA: −$0
• Vacancy / Maint / Mgmt: −$282
• Net cashflow: $-188

Break-even live

Break-even rent $1,583

Max offer price $141,742

Occupancy floor —

Sensitivity live

Price	-10% $-89	-5% $-139	+0% $-188	+5% $-238	+10% $-287
Rent	-10% $-294	-5% $-241	+0% $-188	+5% $-135	+10% $-82
Rate	-1.0pp $-100	-0.5pp $-144	base $-188	+0.5pp $-234	+1.0pp $-280

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $43,750
• Closing costs: $5,250
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
826 Ohio River Blvd Unit D01 Sewickley, PA	2.0	1.0	720	$1,070	$1.49	45d	1	0.76mi

Listing history 19 events

1. 2026-06-21
   statusdays on market $175,000 Pending 39 DOM
2. 2026-06-18
   days on market $175,000 Active 38 DOM
3. 2026-06-17
   days on market $175,000 Active 37 DOM
4. 2026-06-16
   pricedays on market $175,000 Active 36 DOM
5. 2026-06-15
   days on market $200,000 Active 35 DOM
6. 2026-06-13
   days on market $200,000 Active 33 DOM
7. 2026-06-09
   days on market $200,000 Active 29 DOM
8. 2026-06-08
   days on market $200,000 Active 28 DOM
9. 2026-06-07
   days on market $200,000 Active 27 DOM
10. 2026-06-03
    days on market $200,000 Active 23 DOM
11. 2026-06-02
    days on market $200,000 Active 22 DOM
12. 2026-06-01
    days on market $200,000 Active 21 DOM
13. 2026-05-31
    days on market $200,000 Active 20 DOM
14. 2026-05-11
    listed $225,000 Active 2135-char remark
15. 2026-02-25
    price $294,000 751-char remark

    Show marketing remark (751 chars)

    The house features two bedrooms and one bathroom. The home sits on an approximately 0.0433-acre lot. The two bedrooms are well-proportioned, with ample space for a variety of furniture arrangements. The home can be easily transformed into a 3-bedroom w/ primary on the main level and two bedrooms on the upper level. The property offers a level yard and a beautiful gazebo providing an ideal outdoor setting for various activities. New flooring, freshly painted, new stainless-steel appliances and bathroom vanity, shower & green board to complete basement full bathroom. The basement has endless opportunities. The home's location provides convenient access to local amenities and transportation options. Walking distance to Downtown Sewickley.

16. 2025-10-31
    price $299,000 751-char remark

    Show marketing remark (751 chars)

    The house features two bedrooms and one bathroom. The home sits on an approximately 0.0433-acre lot. The two bedrooms are well-proportioned, with ample space for a variety of furniture arrangements. The home can be easily transformed into a 3-bedroom w/ primary on the main level and two bedrooms on the upper level. The property offers a level yard and a beautiful gazebo providing an ideal outdoor setting for various activities. New flooring, freshly painted, new stainless-steel appliances and bathroom vanity, shower & green board to complete basement full bathroom. The basement has endless opportunities. The home's location provides convenient access to local amenities and transportation options. Walking distance to Downtown Sewickley.

17. 2025-10-12
    price $355,000 751-char remark

    Show marketing remark (751 chars)

    The house features two bedrooms and one bathroom. The home sits on an approximately 0.0433-acre lot. The two bedrooms are well-proportioned, with ample space for a variety of furniture arrangements. The home can be easily transformed into a 3-bedroom w/ primary on the main level and two bedrooms on the upper level. The property offers a level yard and a beautiful gazebo providing an ideal outdoor setting for various activities. New flooring, freshly painted, new stainless-steel appliances and bathroom vanity, shower & green board to complete basement full bathroom. The basement has endless opportunities. The home's location provides convenient access to local amenities and transportation options. Walking distance to Downtown Sewickley.

18. 2025-09-09
    listed $375,000 Active 751-char remark

    Show marketing remark (751 chars)

    The house features two bedrooms and one bathroom. The home sits on an approximately 0.0433-acre lot. The two bedrooms are well-proportioned, with ample space for a variety of furniture arrangements. The home can be easily transformed into a 3-bedroom w/ primary on the main level and two bedrooms on the upper level. The property offers a level yard and a beautiful gazebo providing an ideal outdoor setting for various activities. New flooring, freshly painted, new stainless-steel appliances and bathroom vanity, shower & green board to complete basement full bathroom. The basement has endless opportunities. The home's location provides convenient access to local amenities and transportation options. Walking distance to Downtown Sewickley.

19. 2022-03-08
    price $1,095

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $3,118 · $260/mo
• Projected year-2 tax: $3,118 · $260/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 4/10 Moderate 8 d/yr ≥97°F today · 19 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $16,134
• − Mortgage interest: −$9,803
• − Property taxes: −$3,118
• − Insurance: −$875
• − Repairs & maintenance: −$1,291
• − Management: −$1,291
• − Depreciation: −$5,091
• Taxable loss: −$5,333
• Est. tax savings @ 24.0%: +$1,280
• After-tax cash flow: $-979/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Quaker Valley SD
• NCES district ID: 4219860
• Math proficiency: 61% ▼ -7.00%
• Reading proficiency: 82% ▼ -2.00%
• Median HH income: $70,633
• Composite: 62.5/100
• National rank: #686
• State rank: #19 of 539 in PA

Livability — Sewickley

• Score: 90/100
• State rank: #16
• US rank: #72

Category grades

Amenities A+ Commute A+ Cost of living D Crime A+ Employment A+ Housing A+ Health & safety B- User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Sewickley, PA
• County: Allegheny County · 1,022,028 people
• City population: 21,851
• Metro: Pittsburgh, PA
• Population (ZIP): 21,851
• Household income: $132,674
• Rent vs Own: 18.4% rent · 81.6% own
• Severe rent burden: 408.0

Population outlook (Allegheny County) Hauer SSP2

• Today (2025): 1,250,282 people
• By 2030: 1,256,482 · +0.5%
• By 2040: 1,256,318 · +0.5%
• By 2050: 1,244,169 · -0.5%
• By 2075: 1,197,693 · -4.2%
• By 2100: 1,093,187 · -12.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (83%)
• Race & ethnicity: White 83% Asian 8% Two or more races 4% Black 3% Hispanic / Latino 1%
• Common ancestry: Romanian 6% Slovak 2% Italian 2%
• Foreign-born: 8% · China, Canada
• Languages at home: 90% English-only · Other Asian/Pacific 3% Other Indo-European 3% Chinese 1%

Political lean MEDSL · Allegheny

• 2024 margin: Strong D (+20.3) · D 59.7% · R 39.4%
• 2008→2024 swing: +4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
• All cycles: 2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -209.16%
• Current HPI: 262.7986
• Rent YoY: —
• Metro: Pittsburgh, PA
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+15881.7% since first listed

8 events — show timeline

• 2026-06-16 Price Changed $175,000 West Penn MLS
• 2026-05-26 Price Changed $200,000 West Penn MLS
• 2026-05-11 Listed $225,000 West Penn MLS
• 2026-02-25 Price Changed $294,000 West Penn MLS
• 2025-10-31 Price Changed $299,000 West Penn MLS
• 2025-10-12 Price Changed $355,000 West Penn MLS
• 2025-09-09 Listed $375,000 West Penn MLS
• 2022-03-08 Price Changed $1,095 RENT.

Property tax history

+3.4%/yr

Latest (2026): $3,118 · +2.5% YoY. Source: county tax records.