26035 John L Ln · Denham Springs, LA 70726

$178,000

3 bd · 2.0 ba · 1,764 sqft · SingleFamily · 62 Days on market

Built 1985 0.60 ac lot $101/sqft · 26% below area Est $242k · 26% under

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +26.7/30.0
• ARV discount +15.0/15.0
• DSCR +9.1/10.0
• 1% rule +6.2/10.0
• Schools +4.0/10.0
• Livability +3.7/5.0
• Rent growth +3.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

This Ranch style single family home offers 3 bedrooms and 2 bathrooms with approximately 1764 square feet of living space on a 0.63 acre lot. The foreclosure deed has been recorded, allowing for shorter closing timelines. There are no inspection or financing contingencies on this cash only purchase. No Buyer Premium on this property. It is a criminal offense to trespass on this property. The seller has closing representation in this transaction. The buyer has the right to select their own title/closing company, or may use the sellers title company. The buyer is responsible for all closing costs in this transaction. Offers to be placed on Xome.com. Contact Xome regarding Interior inspections which are not available. Do not trespass! Forward all inquiries and questions to Xome Customer Service [phone]. NO REPRESENTATION TO VALIDITY OF INFORMATION IS MADE, BUYER TO VERIFY ALL INFORMATION WHERIN.

Key facts

• 0.6 acre lot
• Built 1985
• Listed 62 days

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $178k.

Deal economics

• At list price, monthly cash flow is $479 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $178k).
• Recommended offer: $167k (6.0% below list) — sets the bar for market timing.
• Cap rate 9.5% vs local median 3.9% in Denham Springs — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 74/100 on livability (#29 in LA, #4,939 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime C-, amenities F, commute F.
• Livingston Parish (suburban): math 40% / reading 52% proficiency, ranked #13 of 98 in LA (top 13%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising (+3.8%/yr); 976 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 794 units permitted in Livingston Parish in 2024 (99 in 5+ unit buildings).
• This rent runs 30% of the median local income ($79k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Livingston County population projected at +27% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 3.8% rent growth), your $50k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

• It's been on market 62 days — a 6% lower offer ($167k) is reasonable based on typical stale-listing flexibility.
• 9 sale attempts since 28y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $167,320 (6.0% below list)

Questions for the listing agent

1. It's been on market 62 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.12% ✓
• Cap rate: 9.52%
• Cash-on-cash: 11.54%
• DSCR: 1.51
• GRM: 7.4

CMA / ARV

• ARV (median comp): $241,940
• List price: $178,000
• Delta: -26.43%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
11078 Iberia Dr	0.22mi	3/2.0	1,829 (+4%)	1mo	$255,000	$139	83
11257 Abbey Ln	0.16mi	3/2.0	1,565 (-11%)	3mo	$215,000	$137	71
11480 Densmore Dr	0.67mi	3/2.0	1,825 (+4%)	3mo	$282,362	$155	60
11438 Densmore Dr	0.67mi	3/2.0	1,825 (+4%)	4mo	$276,285	$151	60
11438 Densmore Dr	0.67mi	3/2.0	1,825 (+4%)	4mo	$276,285	$151	60
11348 Densmore Dr	0.67mi	3/2.0	1,689 (-4%)	2mo	$264,170	$156	60
11348 Densmore Dr	0.67mi	3/2.0	1,689 (-4%)	2mo	$264,170	$156	60
26426 Avoyelles Ave	0.31mi	4/2.0 (+1)	1,998 (+13%)	2mo	$245,000	$123	56
11441 Densmore Dr	0.67mi	4/2.5 (+1)	1,833 (+4%)	2mo	$278,632	$152	54
11360 Densmore Dr	0.67mi	4/2.0 (+1)	1,858 (+5%)	4mo	$278,538	$150	51
26526 Acadia Ct	0.47mi	4/2.0 (+1)	1,998 (+13%)	1mo	$260,000	$130	50
11366 Densmore Dr	0.67mi	3/2.0	2,010 (+14%)	2mo	$300,141	$149	44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.83% rent growth · sell at horizon

5-year hold

• IRR: 1.7%
• Equity multiple: 1.07×
• Total profit: $3,317
• Equity at exit: $26,540

10-year hold

• IRR: 12.0%
• Equity multiple: 1.98×
• Total profit: $49,003
• Equity at exit: $15,390

Cash invested: $49,840 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Louisiana: 90 Strongly Landlord-Friendly · R+12
• County: — inherits STATE
• City: — inherits STATE

5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

Methodology + full state rankings →

ZIP-level market 70726

• Rents YoY: 3.8%
• Active inventory: 976
• Price-to-rent: 7.4×

Monthly cashflow live

• Estimated rent: $1,995 high
• Mortgage (P&I): −$933
• Tax from tax record: −$89 /mo · $1,066/yr
• Insurance: −$74
• HOA: −$0
• Vacancy / Maint / Mgmt: −$419
• Net cashflow: $479

Break-even live

Break-even rent $1,388

Max offer price $178,000

Occupancy floor 71%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $44,500
• Closing costs: $5,340
• Reserves months: —
• Total cash needed: —

Rent comps 11 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
12850 Silverbell Ave Denham Springs, LA	3.0	2.0	1606	$2,200	$1.37	23d	1	1.13mi
12856 Silverbell Ave Denham Springs, LA	4.0	2.0	1829	$2,400	$1.31	43d	1	1.14mi
25729 Raines Ave Dennis Mills, LA	4.0	2.0	1568	$2,200	$1.40	14d	1	1.16mi
25699 Raines Ave Dennis Mills, LA	3.0	2.0	1463	$1,850	$1.26	43d	1	1.16mi
25699 Raines Ave Dennis Mills, LA	3.0	2.0	1463	$1,850	$1.26	14d	1	1.16mi
25717 Raines Ave Dennis Mills, LA	4.0	2.0	1568	$2,200	$1.40	18d	1	1.16mi
25729 Raines Ave Dennis Mills, LA	4.0	2.0	1568	$2,200	$1.40	23d	1	1.16mi
11385 Ashwood Ct Denham Springs, LA	3.0	2.0	1556	$1,900	$1.22	43d	1	1.19mi
11402 Ashwood Ct Denham Springs, LA	3.0	2.0	1331	$1,750	$1.31	21d	1	1.22mi
25662 Tarver St , LA	4.0	2.0	1570	$2,000	$1.27	43d	1	1.25mi
10922 S Lakeside Dr Denham Springs, LA	3.0	2.0	1369	$1,750	$1.28	23d	1	1.27mi

Listing history 30 events

1. 2026-06-18
   days on market $178,000 Active 62 DOM
2. 2026-06-17
   days on market $178,000 Active 61 DOM
3. 2026-06-16
   days on market $178,000 Active 60 DOM
4. 2026-06-15
   days on market $178,000 Active 59 DOM
5. 2026-06-14
   days on market $178,000 Active 57 DOM
6. 2026-06-13
   days on market $178,000 Active 56 DOM
7. 2026-06-10
   days on market $178,000 Active 54 DOM
8. 2026-06-09
   days on market $178,000 Active 53 DOM
9. 2026-06-08
   days on market $178,000 Active 52 DOM
10. 2026-06-07
    days on market $178,000 Active 51 DOM
11. 2026-06-03
    days on market $178,000 Active 47 DOM
12. 2026-06-02
    days on market $178,000 Active 46 DOM
13. 2026-06-01
    days on market $178,000 Active 45 DOM
14. 2026-05-31
    days on market $178,000 Active 44 DOM
15. 2026-05-31
    days on market $178,000 Active 43 DOM
16. 2026-04-17
    listed $178,000 Active 912-char remark

    Show marketing remark (912 chars)

    This Ranch style single family home offers 3 bedrooms and 2 bathrooms with approximately 1764 square feet of living space on a 0.63 acre lot. The foreclosure deed has been recorded, allowing for shorter closing timelines. There are no inspection or financing contingencies on this cash only purchase. No Buyer Premium on this property. It is a criminal offense to trespass on this property. The seller has closing representation in this transaction. The buyer has the right to select their own title/closing company, or may use the sellers title company. The buyer is responsible for all closing costs in this transaction. Offers to be placed on Xome.com. Contact Xome regarding Interior inspections which are not available. Do not trespass! Forward all inquiries and questions to Xome Customer Service [phone]. NO REPRESENTATION TO VALIDITY OF INFORMATION IS MADE, BUYER TO VERIFY ALL INFORMATION WHERIN.

17. 2025-12-23
    listed $216,000 Active
18. 2025-12-23
    listed $216,000 Active
19. 2021-07-23
    soldstatus Sold
20. 2021-07-23
    soldstatus $215,000
21. 2021-06-15
    status Pending
22. 2021-06-14
    listed $209,000 Active
23. 2021-06-14
    listed $209,000
24. 2020-11-13
    soldstatus $90,000
25. 2001-02-28
    soldstatus
26. 2000-12-13
    listed $74,500
27. 2000-12-13
    listed $74,500
28. 1998-06-26
    soldstatus
29. 1998-04-13
    listed $72,500
30. 1998-04-13
    listed $72,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

• Current annual tax: $1,066 · $89/mo
• Projected year-2 tax: $1,066 · $89/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 22% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $23,937
• − Mortgage interest: −$9,971
• − Property taxes: −$1,066
• − Insurance: −$890
• − Repairs & maintenance: −$1,915
• − Management: −$1,915
• − Depreciation: −$5,178
• Taxable income: $3,002
• Est. tax owed @ 24.0%: −$721
• After-tax cash flow: $5,032/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Livingston Parish
• NCES district ID: 2201020
• Math proficiency: 40% ▼ -38.00%
• Reading proficiency: 52% ▼ -32.00%
• Median HH income: $56,755
• Composite: 40.07/100
• National rank: #3811
• State rank: #13 of 98 in LA

Livability — Denham Springs

• Score: 74/100
• State rank: #29
• US rank: #4939

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment C+ Housing A+ Health & safety A+ User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Livingston Parish · 87,496 people
• City population: 63,575
• Metro: Baton Rouge, LA
• Population (ZIP): 63,575
• Household income: $78,621
• Rent vs Own: 27.0% rent · 73.0% own
• Severe rent burden: 1211.0

Population outlook (Livingston County) Hauer SSP2

• Today (2025): 158,511 people
• By 2030: 168,241 · +6.1%
• By 2040: 186,252 · +17.5%
• By 2050: 201,516 · +27.1%
• By 2075: 231,217 · +45.9%
• By 2100: 241,697 · +52.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (74%)
• Race & ethnicity: White 74% Black 13% Hispanic / Latino 9% Two or more races 6%
• Hispanic origin (detail): Mexican 3%
• Common ancestry: Lithuanian 9% Serbian 1% Italian 1%
• Foreign-born: 6% · Canada
• Languages at home: 91% English-only · Spanish 6% Other Indo-European 1%

Political lean MEDSL · Livingston

• 2024 margin: Solid R (+68.5) · D 15.1% · R 83.6% · Other 1.3%
• 2008→2024 swing: +3.4pp toward D · 2008: -71.9pp · 2024: -68.5pp
• All cycles: 2024: R+68.5 2020: R+70.0 2016: R+72.5 2012: R+70.4 2008: R+71.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -104.37%
• Current HPI: 170.2207
• Rent YoY: ▲ 3.83%
• Metro: Baton Rouge, LA
• State GDP YoY: ▲ 3.29%
• F500 in state: 10

Industry mix (Fortune 500 HQ in LA)

Industry	F500 HQs	Revenue
▸Telecommunications	2	$23B
▸Utilities	1	$12B
▸Wholesale / Distribution	1	$5B
▸Advertising	1	$2B

Price history

+145.5% since first listed

15 events — show timeline

• 2026-04-17 Listed $178,000 AcadianaMLS
• 2025-12-23 Listed $216,000 GBRMLS
• 2025-12-23 Listed $216,000 AcadianaMLS
• 2021-07-23 Sold (Public Records) $215,000 Public Records
• 2021-07-23 Sold (MLS) — GBRMLS
• 2021-06-15 Pending — GBRMLS
• 2021-06-14 Listed $209,000 AcadianaMLS
• 2021-06-14 Listed $209,000 GBRMLS
• 2020-11-13 Sold (Public Records) $90,000 Public Records
• 2001-02-28 Sold (MLS) — GBRMLS
• 2000-12-13 Listed $74,500 GBRMLS
• 2000-12-13 Listed $74,500 AcadianaMLS
• 1998-06-26 Sold (MLS) — GBRMLS
• 1998-04-13 Listed $72,500 GBRMLS
• 1998-04-13 Listed $72,500 AcadianaMLS

Property tax history

+2.2%/yr

Latest (2024): $1,066 · +6.4% YoY. Source: county tax records.