109 Wood Duck Pl · Mount Pocono, PA 18466

$250,000

3 bd · 1.0 ba · 1,104 sqft · SingleFamily public records · 3 Days on market

Built 1969 0.28 ac lot Est $263k · at est. $128/mo HOA · 5% of rent

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +18.2/30.0
• ARV discount +9.7/15.0
• Appreciation +6.2/10.0
• DSCR +5.7/10.0
• 1% rule +5.0/10.0
• Schools +4.0/10.0
• Livability +3.9/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

PRICE DROPPED BELOW MARKET VALUE. SELLER MOTIVATED. BEAUTIFUL RANCH in a cul-de-sac in Pocono Farms. One floor living. Great starter home or if you are downsizing. Completely renovated with all new bathrooms and kitchen, new appliances, large deck looks out towards the wooded backyard. Living room has a wall of windows and a slider to lead you to the deck, perfect for entertaining when you open the slider onto the deck for the summer night get together! Primary bedroom with walk in closet. Abundance of sunlight showers the home through out the day. From sunrise to sunset!

Key facts

• Updated appliances
• Large deck
• Renovated kitchen

Tags

• RENOVATED KITCHEN
• UPDATED APPLIANCES
• LARGE DECK
• PRIVATE WOODED BACKYARD
• NEW HVAC SPLIT SYSTEM

Property features AI

Finance

• Other: Property in Pocono Farms Country Club subdivision; Access via public maintained paved road
• HOA & community: Homeowners association with amenities including clubhouse, playground, golf course, fitness center and pool; Annual association fee (trash included)

Exterior

• Parking: 2 total parking spaces; 2 open parking spaces; Off-street parking (paved and unpaved)
• Utilities: Public water; Septic tank sewer; 100 Amp electric service
• Home design: Single-family house; No common walls; Located in a cul-de-sac; Residential zoning
• Construction: Wood siding exterior; Asphalt shingle roof; Built as a house
• Exterior features: Rain gutters; Rear porch

Interior

• Kitchen: Electric range; Refrigerator; Dishwasher
• Bedrooms: 5 total rooms
• Flooring: Vinyl
• Bathrooms: 2 full bathrooms
• Heating & cooling: Baseboard heating; Ductless heating/cooling; Wall-mounted air conditioning units
• Interior features: Granite counters; Unfurnished
• Laundry & utility: Washer and dryer included; Laundry located in common area on main level; Water heater

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $250k.

Deal economics

• At list price, monthly cash flow is $223 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $250k (0.1% below list).
• Recommended offer: $250k (0.1% below list) — sets the bar for 1% rule.
• Cap rate 7.4% vs local median 5.1% in Mount Pocono — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 77/100 on livability (#362 in PA, #3,166 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: schools F, commute F.
• Pocono Mountain SD (rural): math 37% / reading 55% proficiency, ranked #245 of 539 in PA (top 46%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 355 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 278 units permitted in Monroe County in 2024 (52 in 5+ unit buildings).

Forward outlook

• In year one you build about $8k of equity ($2k loan paydown + $6k appreciation (2.4% local appreciation)).
• Monroe County population projected at -11% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (2.4% appreciation + 3.0% rent growth), your $70k cash investment doubles in ~6 years — after that, you're playing with house money.
• By year 5, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• Only 3 days on market — expect competitive offers; lowballing is unlikely to land.
• 8 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $200k; 25% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Recommended offer $249,673 (0.1% below list)

Questions for the listing agent

1. Built in 1969 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.00% ✗
• Cap rate: 7.36%
• Cash-on-cash: 3.83%
• DSCR: 1.17
• GRM: 8.3

CMA / ARV

• ARV (on-the-fly): $262,752
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
109 Wood Duck Pl	0.00mi	3/2.0	1,104 (0%)	1mo	$260,000	$236	95
107 Black Bear Ln	0.08mi	3/2.0	1,194 (+8%)	9mo	$255,000	$214	72
113 Colt Pl	0.27mi	4/2.0 (+1)	1,108 (+0%)	15mo	$330,000	$298	66
304 Ruger Ln	0.27mi	3/1.0	968 (-12%)	5mo	$282,000	$291	63
5111 Iroquois St	0.09mi	3/2.0	1,200 (+9%)	19mo	$196,947	$164	62
1122 Seven Nations Ln	0.30mi	3/2.0	1,204 (+9%)	12mo	$239,950	$199	57
2015 Minqua Trl Trl	0.32mi	3/1.0	960 (-13%)	13mo	$175,000	$182	52
335 Outer Dr	0.32mi	3/1.5	1,216 (+10%)	17mo	$320,000	$263	52
1246 Cambell Way	0.73mi	3/2.0	1,096 (-1%)	18mo	$263,000	$240	46
112 Ewe Ln	0.65mi	3/1.5	960 (-13%)	8mo	$242,500	$253	39
7230 Wigwam Way	0.56mi	3/2.0	1,248 (+13%)	14mo	$264,000	$212	37
1174 Kilmer Rd	0.67mi	3/2.0	1,248 (+13%)	15mo	$296,500	$238	31

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

2.36% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 9.3%
• Equity multiple: 1.51×
• Total profit: $35,976
• Equity at exit: $103,467

10-year hold

• IRR: 12.2%
• Equity multiple: 2.70×
• Total profit: $118,994
• Equity at exit: $152,822

Cash invested: $70,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 18466

• Home prices YoY: 1.2%
• Active inventory: 355
• Price-to-rent: 8.3×

Monthly cashflow live

• Estimated rent: $2,497 medium
• Mortgage (P&I): −$1,311
• Tax from tax record: −$206 /mo · $2,472/yr
• Insurance: −$104
• HOA: −$128
• Vacancy / Maint / Mgmt: −$524
• Net cashflow: $223

Break-even live

Break-even rent $2,214

Max offer price $250,000

Occupancy floor 86%

Sensitivity live

Price	-10% $365	-5% $294	+0% $223	+5% $152	+10% $82
Rent	-10% $26	-5% $125	+0% $223	+5% $322	+10% $420
Rate	-1.0pp $349	-0.5pp $287	base $223	+0.5pp $158	+1.0pp $93

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $62,500
• Closing costs: $7,500
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3262 Hamlet Dr Coolbaugh Township, PA	3.0	2.0	1200	$3,000	$2.50	44d	1	1.38mi
3222 Evergreen Cir Unit B Tobyhanna, PA	3.0	2.0	1300	$1,950	$1.50	45d	1	1.38mi

HOA detail

• Monthly dues: $128 · $1,536/yr

Listing history 30 events

1. 2026-05-12
   status Pending
2. 2026-05-07
   listed $250,000 Active
3. 2024-02-05
   soldstatus $200,000 Closed 578-char remark

   Show marketing remark (578 chars)

   PRICE DROPPED BELOW MARKET VALUE. SELLER MOTIVATED. BEAUTIFUL RANCH in a cul-de-sac in Pocono Farms. One floor living. Great starter home or if you are downsizing. Completely renovated with all new bathrooms and kitchen, new appliances, large deck looks out towards the wooded backyard. Living room has a wall of windows and a slider to lead you to the deck, perfect for entertaining when you open the slider onto the deck for the summer night get together! Primary bedroom with walk in closet. Abundance of sunlight showers the home through out the day. From sunrise to sunset!

4. 2024-02-05
   soldstatus $200,000

   Show marketing remark (578 chars)

   PRICE DROPPED BELOW MARKET VALUE. SELLER MOTIVATED. BEAUTIFUL RANCH in a cul-de-sac in Pocono Farms. One floor living. Great starter home or if you are downsizing. Completely renovated with all new bathrooms and kitchen, new appliances, large deck looks out towards the wooded backyard. Living room has a wall of windows and a slider to lead you to the deck, perfect for entertaining when you open the slider onto the deck for the summer night get together! Primary bedroom with walk in closet. Abundance of sunlight showers the home through out the day. From sunrise to sunset!

5. 2024-01-10
   price $209,900 578-char remark

   Show marketing remark (578 chars)

   PRICE DROPPED BELOW MARKET VALUE. SELLER MOTIVATED. BEAUTIFUL RANCH in a cul-de-sac in Pocono Farms. One floor living. Great starter home or if you are downsizing. Completely renovated with all new bathrooms and kitchen, new appliances, large deck looks out towards the wooded backyard. Living room has a wall of windows and a slider to lead you to the deck, perfect for entertaining when you open the slider onto the deck for the summer night get together! Primary bedroom with walk in closet. Abundance of sunlight showers the home through out the day. From sunrise to sunset!

6. 2024-01-03
   status Active 578-char remark

   Show marketing remark (578 chars)

   PRICE DROPPED BELOW MARKET VALUE. SELLER MOTIVATED. BEAUTIFUL RANCH in a cul-de-sac in Pocono Farms. One floor living. Great starter home or if you are downsizing. Completely renovated with all new bathrooms and kitchen, new appliances, large deck looks out towards the wooded backyard. Living room has a wall of windows and a slider to lead you to the deck, perfect for entertaining when you open the slider onto the deck for the summer night get together! Primary bedroom with walk in closet. Abundance of sunlight showers the home through out the day. From sunrise to sunset!

7. 2023-11-24
   price $214,900 578-char remark

   Show marketing remark (578 chars)

   PRICE DROPPED BELOW MARKET VALUE. SELLER MOTIVATED. BEAUTIFUL RANCH in a cul-de-sac in Pocono Farms. One floor living. Great starter home or if you are downsizing. Completely renovated with all new bathrooms and kitchen, new appliances, large deck looks out towards the wooded backyard. Living room has a wall of windows and a slider to lead you to the deck, perfect for entertaining when you open the slider onto the deck for the summer night get together! Primary bedroom with walk in closet. Abundance of sunlight showers the home through out the day. From sunrise to sunset!

8. 2023-11-20
   status Active 578-char remark

   Show marketing remark (578 chars)

   PRICE DROPPED BELOW MARKET VALUE. SELLER MOTIVATED. BEAUTIFUL RANCH in a cul-de-sac in Pocono Farms. One floor living. Great starter home or if you are downsizing. Completely renovated with all new bathrooms and kitchen, new appliances, large deck looks out towards the wooded backyard. Living room has a wall of windows and a slider to lead you to the deck, perfect for entertaining when you open the slider onto the deck for the summer night get together! Primary bedroom with walk in closet. Abundance of sunlight showers the home through out the day. From sunrise to sunset!

9. 2023-10-29
   price $219,900 578-char remark

   Show marketing remark (578 chars)

   PRICE DROPPED BELOW MARKET VALUE. SELLER MOTIVATED. BEAUTIFUL RANCH in a cul-de-sac in Pocono Farms. One floor living. Great starter home or if you are downsizing. Completely renovated with all new bathrooms and kitchen, new appliances, large deck looks out towards the wooded backyard. Living room has a wall of windows and a slider to lead you to the deck, perfect for entertaining when you open the slider onto the deck for the summer night get together! Primary bedroom with walk in closet. Abundance of sunlight showers the home through out the day. From sunrise to sunset!

10. 2023-09-11
    price $224,900 578-char remark

    Show marketing remark (578 chars)

    PRICE DROPPED BELOW MARKET VALUE. SELLER MOTIVATED. BEAUTIFUL RANCH in a cul-de-sac in Pocono Farms. One floor living. Great starter home or if you are downsizing. Completely renovated with all new bathrooms and kitchen, new appliances, large deck looks out towards the wooded backyard. Living room has a wall of windows and a slider to lead you to the deck, perfect for entertaining when you open the slider onto the deck for the summer night get together! Primary bedroom with walk in closet. Abundance of sunlight showers the home through out the day. From sunrise to sunset!

11. 2023-08-26
    status Active 578-char remark

    Show marketing remark (578 chars)

    PRICE DROPPED BELOW MARKET VALUE. SELLER MOTIVATED. BEAUTIFUL RANCH in a cul-de-sac in Pocono Farms. One floor living. Great starter home or if you are downsizing. Completely renovated with all new bathrooms and kitchen, new appliances, large deck looks out towards the wooded backyard. Living room has a wall of windows and a slider to lead you to the deck, perfect for entertaining when you open the slider onto the deck for the summer night get together! Primary bedroom with walk in closet. Abundance of sunlight showers the home through out the day. From sunrise to sunset!

12. 2023-08-04
    historical 578-char remark

    Show marketing remark (578 chars)

    PRICE DROPPED BELOW MARKET VALUE. SELLER MOTIVATED. BEAUTIFUL RANCH in a cul-de-sac in Pocono Farms. One floor living. Great starter home or if you are downsizing. Completely renovated with all new bathrooms and kitchen, new appliances, large deck looks out towards the wooded backyard. Living room has a wall of windows and a slider to lead you to the deck, perfect for entertaining when you open the slider onto the deck for the summer night get together! Primary bedroom with walk in closet. Abundance of sunlight showers the home through out the day. From sunrise to sunset!

13. 2023-07-18
    price $244,900 578-char remark

    Show marketing remark (578 chars)

    PRICE DROPPED BELOW MARKET VALUE. SELLER MOTIVATED. BEAUTIFUL RANCH in a cul-de-sac in Pocono Farms. One floor living. Great starter home or if you are downsizing. Completely renovated with all new bathrooms and kitchen, new appliances, large deck looks out towards the wooded backyard. Living room has a wall of windows and a slider to lead you to the deck, perfect for entertaining when you open the slider onto the deck for the summer night get together! Primary bedroom with walk in closet. Abundance of sunlight showers the home through out the day. From sunrise to sunset!

14. 2023-06-06
    price $189,000 578-char remark

    Show marketing remark (578 chars)

    PRICE DROPPED BELOW MARKET VALUE. SELLER MOTIVATED. BEAUTIFUL RANCH in a cul-de-sac in Pocono Farms. One floor living. Great starter home or if you are downsizing. Completely renovated with all new bathrooms and kitchen, new appliances, large deck looks out towards the wooded backyard. Living room has a wall of windows and a slider to lead you to the deck, perfect for entertaining when you open the slider onto the deck for the summer night get together! Primary bedroom with walk in closet. Abundance of sunlight showers the home through out the day. From sunrise to sunset!

15. 2023-04-19
    price $199,000 578-char remark

    Show marketing remark (578 chars)

    PRICE DROPPED BELOW MARKET VALUE. SELLER MOTIVATED. BEAUTIFUL RANCH in a cul-de-sac in Pocono Farms. One floor living. Great starter home or if you are downsizing. Completely renovated with all new bathrooms and kitchen, new appliances, large deck looks out towards the wooded backyard. Living room has a wall of windows and a slider to lead you to the deck, perfect for entertaining when you open the slider onto the deck for the summer night get together! Primary bedroom with walk in closet. Abundance of sunlight showers the home through out the day. From sunrise to sunset!

16. 2023-04-13
    status Active 578-char remark

    Show marketing remark (578 chars)

    PRICE DROPPED BELOW MARKET VALUE. SELLER MOTIVATED. BEAUTIFUL RANCH in a cul-de-sac in Pocono Farms. One floor living. Great starter home or if you are downsizing. Completely renovated with all new bathrooms and kitchen, new appliances, large deck looks out towards the wooded backyard. Living room has a wall of windows and a slider to lead you to the deck, perfect for entertaining when you open the slider onto the deck for the summer night get together! Primary bedroom with walk in closet. Abundance of sunlight showers the home through out the day. From sunrise to sunset!

17. 2023-03-23
    price $209,900 578-char remark

    Show marketing remark (578 chars)

    PRICE DROPPED BELOW MARKET VALUE. SELLER MOTIVATED. BEAUTIFUL RANCH in a cul-de-sac in Pocono Farms. One floor living. Great starter home or if you are downsizing. Completely renovated with all new bathrooms and kitchen, new appliances, large deck looks out towards the wooded backyard. Living room has a wall of windows and a slider to lead you to the deck, perfect for entertaining when you open the slider onto the deck for the summer night get together! Primary bedroom with walk in closet. Abundance of sunlight showers the home through out the day. From sunrise to sunset!

18. 2023-03-23
    price $213,900 578-char remark

    Show marketing remark (578 chars)

    PRICE DROPPED BELOW MARKET VALUE. SELLER MOTIVATED. BEAUTIFUL RANCH in a cul-de-sac in Pocono Farms. One floor living. Great starter home or if you are downsizing. Completely renovated with all new bathrooms and kitchen, new appliances, large deck looks out towards the wooded backyard. Living room has a wall of windows and a slider to lead you to the deck, perfect for entertaining when you open the slider onto the deck for the summer night get together! Primary bedroom with walk in closet. Abundance of sunlight showers the home through out the day. From sunrise to sunset!

19. 2023-03-18
    status Active 578-char remark

    Show marketing remark (578 chars)

    PRICE DROPPED BELOW MARKET VALUE. SELLER MOTIVATED. BEAUTIFUL RANCH in a cul-de-sac in Pocono Farms. One floor living. Great starter home or if you are downsizing. Completely renovated with all new bathrooms and kitchen, new appliances, large deck looks out towards the wooded backyard. Living room has a wall of windows and a slider to lead you to the deck, perfect for entertaining when you open the slider onto the deck for the summer night get together! Primary bedroom with walk in closet. Abundance of sunlight showers the home through out the day. From sunrise to sunset!

20. 2023-02-16
    listed $239,900 Active 578-char remark

    Show marketing remark (578 chars)

    PRICE DROPPED BELOW MARKET VALUE. SELLER MOTIVATED. BEAUTIFUL RANCH in a cul-de-sac in Pocono Farms. One floor living. Great starter home or if you are downsizing. Completely renovated with all new bathrooms and kitchen, new appliances, large deck looks out towards the wooded backyard. Living room has a wall of windows and a slider to lead you to the deck, perfect for entertaining when you open the slider onto the deck for the summer night get together! Primary bedroom with walk in closet. Abundance of sunlight showers the home through out the day. From sunrise to sunset!

21. 2022-11-21
    soldstatus $105,000
22. 2022-11-18
    soldstatus $105,000 Closed 500-char remark

    Show marketing remark (500 chars)

    '' Property is under contract and accepts back up offers only''. CALLING ALL INVENSTORS!!! Diamond in a rough in desirable Pocono Farms Country Club with Golf Course, Fitness Club, Restaurant, Tennis courts, lake, Kayak Club, Olympic size pool and so many more activities. Close to Rt 80, shopping, Mt. Airy Casino, minutes away from water parks: Kalahari Resort, Camelbeach, Aquatopia, Camelback Skiing resort, state parks, water sports, hiking, fishing, hunting and some much more. AirBnB friendly.

23. 2022-10-26
    price $115,700 500-char remark

    Show marketing remark (500 chars)

    '' Property is under contract and accepts back up offers only''. CALLING ALL INVENSTORS!!! Diamond in a rough in desirable Pocono Farms Country Club with Golf Course, Fitness Club, Restaurant, Tennis courts, lake, Kayak Club, Olympic size pool and so many more activities. Close to Rt 80, shopping, Mt. Airy Casino, minutes away from water parks: Kalahari Resort, Camelbeach, Aquatopia, Camelback Skiing resort, state parks, water sports, hiking, fishing, hunting and some much more. AirBnB friendly.

24. 2022-10-12
    price $130,700 500-char remark

    Show marketing remark (500 chars)

    '' Property is under contract and accepts back up offers only''. CALLING ALL INVENSTORS!!! Diamond in a rough in desirable Pocono Farms Country Club with Golf Course, Fitness Club, Restaurant, Tennis courts, lake, Kayak Club, Olympic size pool and so many more activities. Close to Rt 80, shopping, Mt. Airy Casino, minutes away from water parks: Kalahari Resort, Camelbeach, Aquatopia, Camelback Skiing resort, state parks, water sports, hiking, fishing, hunting and some much more. AirBnB friendly.

25. 2022-10-03
    price $138,200 500-char remark

    Show marketing remark (500 chars)

    '' Property is under contract and accepts back up offers only''. CALLING ALL INVENSTORS!!! Diamond in a rough in desirable Pocono Farms Country Club with Golf Course, Fitness Club, Restaurant, Tennis courts, lake, Kayak Club, Olympic size pool and so many more activities. Close to Rt 80, shopping, Mt. Airy Casino, minutes away from water parks: Kalahari Resort, Camelbeach, Aquatopia, Camelback Skiing resort, state parks, water sports, hiking, fishing, hunting and some much more. AirBnB friendly.

26. 2022-09-25
    listed $148,200 Active 500-char remark

    Show marketing remark (500 chars)

    '' Property is under contract and accepts back up offers only''. CALLING ALL INVENSTORS!!! Diamond in a rough in desirable Pocono Farms Country Club with Golf Course, Fitness Club, Restaurant, Tennis courts, lake, Kayak Club, Olympic size pool and so many more activities. Close to Rt 80, shopping, Mt. Airy Casino, minutes away from water parks: Kalahari Resort, Camelbeach, Aquatopia, Camelback Skiing resort, state parks, water sports, hiking, fishing, hunting and some much more. AirBnB friendly.

27. 2021-12-23
    soldstatus $75,000
28. 2000-09-13
    soldstatus $63,900
29. 1992-10-22
    soldstatus $65,000
30. 1984-05-30
    soldstatus $42,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $2,472 · $206/mo
• Projected year-2 tax: $3,211 · $268/mo
• Expected delta: +$739/yr (+$62/mo · 29.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 1/10 Low 7 d/yr ≥89°F today · 15 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 7% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $29,961
• − Mortgage interest: −$14,004
• − Property taxes: −$2,472
• − Insurance: −$1,250
• − Repairs & maintenance: −$2,397
• − Management: −$2,397
• − HOA: −$1,536
• − Depreciation: −$7,273
• Taxable loss: −$1,368
• Est. tax savings @ 24.0%: +$328
• After-tax cash flow: $3,007/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pocono Mountain SD
• NCES district ID: 4219500
• Math proficiency: 37% ▼ -5.00%
• Reading proficiency: 55% ▲ 1.00%
• Median HH income: $55,317
• Composite: 39.91/100
• National rank: #3856
• State rank: #245 of 539 in PA

Livability — Mount Pocono

• Score: 77/100
• State rank: #362
• US rank: #3166

Category grades

Amenities C Commute F Cost of living A+ Crime A+ Employment C+ Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• Population (ZIP): 17,997

Population outlook (Monroe County) Hauer SSP2

• Today (2025): 164,099 people
• By 2030: 161,412 · -1.6%
• By 2040: 154,616 · -5.8%
• By 2050: 146,710 · -10.6%
• By 2075: 140,830 · -14.2%
• By 2100: 138,472 · -15.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Highly diverse neighborhood (Simpson 0.72)
• Race & ethnicity: White 38% Hispanic / Latino 27% Black 24% Two or more races 17% Asian 4%
• Hispanic origin (detail): Puerto Rican 12% Dominican 6%
• Common ancestry: Romanian 2% Portuguese 1% German 1%
• Foreign-born: 16% · Canada
• Languages at home: 77% English-only · Spanish 17% Other Indo-European 2% Russian/Polish/Slavic 1%

Political lean MEDSL · Monroe

• 2024 margin: Toss-up / Even · D 49.1% · R 49.9%
• 2008→2024 swing: -17.1pp toward R · 2008: 16.3pp · 2024: -0.8pp
• All cycles: 2024: R+0.8 2020: D+6.4 2016: D+0.3 2012: D+14.0 2008: D+16.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 2.36%
• Current HPI: 202.4134
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+495.2% since first listed

30 events — show timeline

• 2026-05-12 Pending — PMAR
• 2026-05-07 Listed $250,000 PMAR
• 2024-02-05 Sold (Public Records) $200,000 Public Records
• 2024-02-05 Sold (MLS) $200,000 PMAR
• 2024-01-10 Price Changed $209,900 PMAR
• 2024-01-03 Relisted — PMAR
• 2023-11-24 Price Changed $214,900 PMAR
• 2023-11-20 Relisted — PMAR
• 2023-10-29 Price Changed $219,900 PMAR
• 2023-09-11 Price Changed $224,900 PMAR
• 2023-08-26 Relisted — PMAR
• 2023-08-04 Delisted — PMAR
• 2023-07-18 Price Changed $244,900 PMAR
• 2023-06-06 Price Changed $189,000 PMAR
• 2023-04-19 Price Changed $199,000 PMAR
• 2023-04-13 Relisted — PMAR
• 2023-03-23 Price Changed $209,900 PMAR
• 2023-03-23 Price Changed $213,900 PMAR
• 2023-03-18 Relisted — PMAR
• 2023-02-16 Listed $239,900 PMAR
• 2022-11-21 Sold (Public Records) $105,000 Public Records
• 2022-11-18 Sold (MLS) $105,000 PMAR
• 2022-10-26 Price Changed $115,700 PMAR
• 2022-10-12 Price Changed $130,700 PMAR
• 2022-10-03 Price Changed $138,200 PMAR
• 2022-09-25 Listed $148,200 PMAR
• 2021-12-23 Sold (Public Records) $75,000 Public Records
• 2000-09-13 Sold (Public Records) $63,900 Public Records
• 1992-10-22 Sold (Public Records) $65,000 Public Records
• 1984-05-30 Sold (Public Records) $42,000 Public Records

Property tax history

-0.1%/yr

Latest (2026): $2,472 · +3.2% YoY. Source: county tax records.