2859 W Garrison Ave · Baltimore, MD 21215

$139,000

3 bd · 1.0 ba · 1,516 sqft · Townhouse public records · 181 Days on market

Built 1922 2,178 sqft lot $92/sqft · at area comps Est $142k · at est.

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• DSCR +10.0/10.0
• 1% rule +9.0/10.0
• ARV discount +8.5/15.0
• Livability +3.8/5.0
• Rent growth +3.1/5.0
• Condition / age +2.5/5.0
• Schools +1.0/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Great Opportunity in Northwest Baltimore Welcome to 2859 W Garrison Ave, Baltimore, MD 21215, a classic Baltimore rowhome offering a functional layout and strong potential for a new owner or investor. The home features defined living and dining areas, a practical kitchen, and multiple upper-level rooms consistent with a traditional rowhome design. The layout provides flexibility for customization or improvement. Conveniently located near Garrison Boulevard public transit, Forest Park, and shopping and services at Mondawmin Mall, with easy access to Reisterstown Road and I-83, making commuting throughout Baltimore straightforward. Property is being sold as-is and presents an excellent opportunity for value-add or long-term ownership. Book your showing today — opportunities like this don’t last.

Key facts

• Easy access to i-83
• Practical kitchen
• Built 1922

Tags

• PRACTICAL KITCHEN
• MULTIPLE UPPER-LEVEL ROOMS
• EASY ACCESS TO I-83

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath townhouse listed at $139k.

Deal economics

• At list price, monthly cash flow is $529 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $139k).
• Recommended offer: $122k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: crime F.
• Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Pimlico Elementary/Middle (math 0% / reading 11%, grade F, #759 of 860 statewide, top 88%, 741 students, 84% FRL, charter); Baltimore Polytechnic Institute (math 71% / reading 84%, grade A-, #22 of 222 statewide, top 10%, 1,555 students, 43% FRL) — zoned schools average 64% FRL vs 79% district-wide (16 pts lower); this property's tenant base skews higher-income than the district average.
• Zoned-school proficiency averages 42% at this address vs 12% district-wide (+30 pts) — the actual schools serving this property are materially stronger than the Baltimore City Public Schools average implies; a family-tenant draw the district grade alone would hide.
• Market conditions: Rents rising (+2.4%/yr); 355 active listings in the ZIP; 27 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $961 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-3.0% appreciation + 2.4% rent growth), your $39k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

• It's been on market 181 days — a 12% lower offer ($122k) is reasonable based on typical stale-listing flexibility.
• 10 sale attempts since 27y ago; this cycle's ask has dropped $11k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $90k; list at $139k implies a 54% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1922 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $122,320 (12.0% below list)

Questions for the listing agent

1. It's been on market 181 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1922 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.40% ✓
• Cap rate: 10.86%
• Cash-on-cash: 16.33%
• DSCR: 1.73
• GRM: 5.9

CMA / ARV

• ARV (median comp): $142,298
• List price: $139,000
• Delta: -2.32%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
4903 Chalgrove Ave	0.08mi	3/2.0	1,536 (+1%)	2mo	$187,000	$122	89
3026 Virginia Ave	0.30mi	3/1.0	1,442 (-5%)	3mo	$75,000	$52	75
4912 Palmer Ave	0.24mi	3/2.0	1,400 (-8%)	1mo	$60,000	$43	71
4911 Queensberry Ave	0.12mi	4/1.5 (+1)	1,390 (-8%)	2mo	$155,000	$112	71
3223 Spaulding Ave	0.44mi	4/2.0 (+1)	1,500 (-1%)	0mo	$219,900	$147	68
2523 Boarman Ave	0.71mi	3/1.0	1,450 (-4%)	3mo	$82,500	$57	57
4558 Finney Ave	0.54mi	4/2.0 (+1)	1,600 (+6%)	1mo	$240,000	$150	56
3208 Ingleside Ave	0.61mi	3/1.5	1,620 (+7%)	2mo	$225,000	$139	56
2311 Pennyroyal Ter	0.63mi	3/2.5	1,650 (+9%)	3mo	$168,000	$102	48
3716 Beehler Ave	0.61mi	4/4.0 (+1)	1,445 (-5%)	3mo	$265,000	$183	44
2361 Sundew Ter #2361	0.58mi	3/2.5	1,298 (-14%)	3mo	$181,000	$139	40
2312 Pennyroyal Ter	0.64mi	3/2.5	1,305 (-14%)	3mo	$185,000	$142	39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.41% rent growth · sell at horizon

5-year hold

• IRR: 6.7%
• Equity multiple: 1.26×
• Total profit: $10,109
• Equity at exit: $20,725

10-year hold

• IRR: 15.5%
• Equity multiple: 2.23×
• Total profit: $47,806
• Equity at exit: $12,018

Cash invested: $38,920 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (CITY): 12 Strongly Tenant-Friendly
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City Baltimore: 12 Strongly Tenant-Friendly · D+58

Just-cause for tenancies > 1 yr.

Methodology + full state rankings →

ZIP-level market 21215

• Rents YoY: 2.4%
• Active inventory: 355
• Price-to-rent: 5.9×

Monthly cashflow live

• Estimated rent: $1,947 high
• Mortgage (P&I): −$729
• Tax from tax record: −$222 /mo · $2,663/yr
• Insurance: −$58
• HOA: −$0
• Vacancy / Maint / Mgmt: −$409
• Net cashflow: $529

Break-even live

Break-even rent $1,277

Max offer price $139,000

Occupancy floor 68%

Sensitivity live

Price	-10% $608	-5% $569	+0% $529	+5% $490	+10% $451
Rent	-10% $376	-5% $453	+0% $529	+5% $606	+10% $683
Rate	-1.0pp $599	-0.5pp $565	base $529	+0.5pp $493	+1.0pp $457

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $34,750
• Closing costs: $4,170
• Reserves months: —
• Total cash needed: —

Rent comps 27 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
5115 Pembridge Ave Baltimore, MD	3.0	2.0	1088	$2,150	$1.98	46d	1	0.16mi
4704 Pimlico Rd Baltimore, MD	3.0	1.5	2006	$1,800	$0.90	26d	1	0.24mi
4828 Beaufort Ave Baltimore, MD	2.0	2.5	1200	$1,850	$1.54	26d	1	0.51mi
5340 Maple Ave Baltimore, MD	2.0	1.0	1200	$1,950	$1.62	46d	1	0.54mi
5000 Litchfield Ave #1 Baltimore, MD	2.0	1.0	1100	$1,100	$1.00	46d	1	0.61mi
2915 Oakford Ave Baltimore, MD	3.0	2.0	1102	$1,600	$1.45	20d	1	0.61mi
2527 W Cold Spring Ln Baltimore, MD	3.0	2.0	1152	$1,695	$1.47	0d	1	0.65mi
2454 W Cold Spring Ln Baltimore, MD	3.0	1.0	1200	$1,650	$1.38	26d	1	0.71mi
2619 Loyola Northway Baltimore, MD	3.0	2.0	1400	$1,995	$1.43	26d	1	0.77mi
3784 Columbus Dr Baltimore, MD	4.0	2.0	1250	$2,200	$1.76	26d	1	0.83mi
4230 Towanda Ave Baltimore, MD	3.0	2.0	1400	$1,800	$1.29	20d	1	0.87mi
2415 Loyola Southway Baltimore, MD	3.0	1.5	1200	$2,033	$1.69	46d	1	0.95mi
2448 Shirley Ave Baltimore, MD	4.0	2.0	2000	$2,300	$1.15	0d	1	1.05mi
2001 W Cold Spring Ln Baltimore, MD	1.0–3.0	1.0–2.0	1133	$3,300	$2.91	0d	27	1.09mi
5801 Western Run Dr Baltimore, MD	3.0	1.0–2.0	835	$1,979	$2.37	0d	8	1.14mi
5807 Gist Ave Baltimore, MD	2.0	1.5	2100	$1,395	$0.66	26d	1	1.16mi
3912 Mortimer Ave Baltimore, MD	3.0	2.0	1204	$2,723	$2.26	46d	1	1.16mi
3822 Pall Mall Rd Baltimore, MD	3.0	1.5	1320	$1,875	$1.42	46d	1	1.18mi
4010 Fernhill Ave Unit 2 Baltimore, MD	2.0	1.0	1100	$1,500	$1.36	46d	1	1.21mi
2900 Taney Rd Apt 1A Baltimore, MD	2.0	2.0	1200	$1,600	$1.33	26d	1	1.32mi
4320 Roland Heights Ave Baltimore, MD	3.0	2.5	1800	$3,300	$1.83	20d	1	1.38mi
4322 Roland Heights Ave Baltimore, MD	3.0	3.0	1800	$3,000	$1.67	46d	1	1.38mi
103 Cross Keys Rd Unit R103D2 Baltimore, MD	2.0	2.0	1157	$2,000	$1.73	26d	1	1.38mi
3204 Sequoia Ave Baltimore, MD	4.0	2.5	1791	$2,600	$1.45	46d	1	1.41mi
4319 Medfield Ave Baltimore, MD	3.0	2.5	1800	$3,100	$1.72	46d	1	1.41mi
3508 Grantley Rd Baltimore, MD	2.0	1.0	1250	$1,350	$1.08	26d	1	1.47mi
2080 Rockrose Ave Unit 2080-201 Baltimore, MD	2.0	2.0	1080	$2,100	$1.94	26d	1	1.49mi

Listing history 45 events

1. 2026-06-22
   days on market $139,000 Active 181 DOM
2. 2026-06-21
   days on market $139,000 Active 180 DOM
3. 2026-06-18
   days on market $139,000 Active 177 DOM
4. 2026-06-17
   days on market $139,000 Active 176 DOM
5. 2026-06-16
   days on market $139,000 Active 175 DOM
6. 2026-06-15
   days on market $139,000 Active 174 DOM
7. 2026-06-13
   days on market $139,000 Active 172 DOM
8. 2026-06-09
   days on market $139,000 Active 168 DOM
9. 2026-06-08
   days on market $139,000 Active 167 DOM
10. 2026-06-07
    days on market $139,000 Active 166 DOM
11. 2026-06-04
    days on market $139,000 Active 163 DOM
12. 2026-06-03
    days on market $139,000 Active 162 DOM
13. 2026-06-02
    days on market $139,000 Active 161 DOM
14. 2026-06-01
    days on market $139,000 Active 160 DOM
15. 2026-05-31
    days on market $139,000 Active 159 DOM
16. 2026-03-19
    status Active 816-char remark

    Show marketing remark (816 chars)

    Great Opportunity in Northwest Baltimore Welcome to 2859 W Garrison Ave, Baltimore, MD 21215, a classic Baltimore rowhome offering a functional layout and strong potential for a new owner or investor. The home features defined living and dining areas, a practical kitchen, and multiple upper-level rooms consistent with a traditional rowhome design. The layout provides flexibility for customization or improvement. Conveniently located near Garrison Boulevard public transit, Forest Park, and shopping and services at Mondawmin Mall, with easy access to Reisterstown Road and I-83, making commuting throughout Baltimore straightforward. Property is being sold as-is and presents an excellent opportunity for value-add or long-term ownership. Book your showing today — opportunities like this don’t last.

17. 2026-03-17
    historical 816-char remark

    Show marketing remark (816 chars)

    Great Opportunity in Northwest Baltimore Welcome to 2859 W Garrison Ave, Baltimore, MD 21215, a classic Baltimore rowhome offering a functional layout and strong potential for a new owner or investor. The home features defined living and dining areas, a practical kitchen, and multiple upper-level rooms consistent with a traditional rowhome design. The layout provides flexibility for customization or improvement. Conveniently located near Garrison Boulevard public transit, Forest Park, and shopping and services at Mondawmin Mall, with easy access to Reisterstown Road and I-83, making commuting throughout Baltimore straightforward. Property is being sold as-is and presents an excellent opportunity for value-add or long-term ownership. Book your showing today — opportunities like this don’t last.

18. 2026-03-09
    status Active 816-char remark

    Show marketing remark (816 chars)

    Great Opportunity in Northwest Baltimore Welcome to 2859 W Garrison Ave, Baltimore, MD 21215, a classic Baltimore rowhome offering a functional layout and strong potential for a new owner or investor. The home features defined living and dining areas, a practical kitchen, and multiple upper-level rooms consistent with a traditional rowhome design. The layout provides flexibility for customization or improvement. Conveniently located near Garrison Boulevard public transit, Forest Park, and shopping and services at Mondawmin Mall, with easy access to Reisterstown Road and I-83, making commuting throughout Baltimore straightforward. Property is being sold as-is and presents an excellent opportunity for value-add or long-term ownership. Book your showing today — opportunities like this don’t last.

19. 2026-03-06
    historical 816-char remark

    Show marketing remark (816 chars)

    Great Opportunity in Northwest Baltimore Welcome to 2859 W Garrison Ave, Baltimore, MD 21215, a classic Baltimore rowhome offering a functional layout and strong potential for a new owner or investor. The home features defined living and dining areas, a practical kitchen, and multiple upper-level rooms consistent with a traditional rowhome design. The layout provides flexibility for customization or improvement. Conveniently located near Garrison Boulevard public transit, Forest Park, and shopping and services at Mondawmin Mall, with easy access to Reisterstown Road and I-83, making commuting throughout Baltimore straightforward. Property is being sold as-is and presents an excellent opportunity for value-add or long-term ownership. Book your showing today — opportunities like this don’t last.

20. 2026-02-23
    price $139,000 816-char remark

    Show marketing remark (816 chars)

    Great Opportunity in Northwest Baltimore Welcome to 2859 W Garrison Ave, Baltimore, MD 21215, a classic Baltimore rowhome offering a functional layout and strong potential for a new owner or investor. The home features defined living and dining areas, a practical kitchen, and multiple upper-level rooms consistent with a traditional rowhome design. The layout provides flexibility for customization or improvement. Conveniently located near Garrison Boulevard public transit, Forest Park, and shopping and services at Mondawmin Mall, with easy access to Reisterstown Road and I-83, making commuting throughout Baltimore straightforward. Property is being sold as-is and presents an excellent opportunity for value-add or long-term ownership. Book your showing today — opportunities like this don’t last.

21. 2026-02-12
    price $145,000 816-char remark

    Show marketing remark (816 chars)

    Great Opportunity in Northwest Baltimore Welcome to 2859 W Garrison Ave, Baltimore, MD 21215, a classic Baltimore rowhome offering a functional layout and strong potential for a new owner or investor. The home features defined living and dining areas, a practical kitchen, and multiple upper-level rooms consistent with a traditional rowhome design. The layout provides flexibility for customization or improvement. Conveniently located near Garrison Boulevard public transit, Forest Park, and shopping and services at Mondawmin Mall, with easy access to Reisterstown Road and I-83, making commuting throughout Baltimore straightforward. Property is being sold as-is and presents an excellent opportunity for value-add or long-term ownership. Book your showing today — opportunities like this don’t last.

22. 2026-02-02
    price $147,500 816-char remark

    Show marketing remark (816 chars)

    Great Opportunity in Northwest Baltimore Welcome to 2859 W Garrison Ave, Baltimore, MD 21215, a classic Baltimore rowhome offering a functional layout and strong potential for a new owner or investor. The home features defined living and dining areas, a practical kitchen, and multiple upper-level rooms consistent with a traditional rowhome design. The layout provides flexibility for customization or improvement. Conveniently located near Garrison Boulevard public transit, Forest Park, and shopping and services at Mondawmin Mall, with easy access to Reisterstown Road and I-83, making commuting throughout Baltimore straightforward. Property is being sold as-is and presents an excellent opportunity for value-add or long-term ownership. Book your showing today — opportunities like this don’t last.

23. 2025-12-18
    listed $150,000 Active 816-char remark

    Show marketing remark (816 chars)

    Great Opportunity in Northwest Baltimore Welcome to 2859 W Garrison Ave, Baltimore, MD 21215, a classic Baltimore rowhome offering a functional layout and strong potential for a new owner or investor. The home features defined living and dining areas, a practical kitchen, and multiple upper-level rooms consistent with a traditional rowhome design. The layout provides flexibility for customization or improvement. Conveniently located near Garrison Boulevard public transit, Forest Park, and shopping and services at Mondawmin Mall, with easy access to Reisterstown Road and I-83, making commuting throughout Baltimore straightforward. Property is being sold as-is and presents an excellent opportunity for value-add or long-term ownership. Book your showing today — opportunities like this don’t last.

24. 2025-02-13
    soldstatus $90,000
25. 2021-11-15
    soldstatus $68,500
26. 2015-01-14
    soldstatus $10,000 Sold 202-char remark

    Show marketing remark (202 chars)

    PUBLIC ONSITE AUCTION: Mon, December 15, 2014 @ 11:15am. Starting Bid $15,000. 2 Story Porchfront Townhome in Clyburn. Property is Vacant. 3BR/1BA. Pre-Bid Offers Accepted. Agents Register Your Clients.

27. 2015-01-14
    soldstatus $10,000

    Show marketing remark (202 chars)

    PUBLIC ONSITE AUCTION: Mon, December 15, 2014 @ 11:15am. Starting Bid $15,000. 2 Story Porchfront Townhome in Clyburn. Property is Vacant. 3BR/1BA. Pre-Bid Offers Accepted. Agents Register Your Clients.

28. 2014-12-15
    status Contract 202-char remark

    Show marketing remark (202 chars)

    PUBLIC ONSITE AUCTION: Mon, December 15, 2014 @ 11:15am. Starting Bid $15,000. 2 Story Porchfront Townhome in Clyburn. Property is Vacant. 3BR/1BA. Pre-Bid Offers Accepted. Agents Register Your Clients.

29. 2014-12-15
    historical

    Show marketing remark (202 chars)

    PUBLIC ONSITE AUCTION: Mon, December 15, 2014 @ 11:15am. Starting Bid $15,000. 2 Story Porchfront Townhome in Clyburn. Property is Vacant. 3BR/1BA. Pre-Bid Offers Accepted. Agents Register Your Clients.

30. 2014-08-15
    listed $15,000 Active 202-char remark

    Show marketing remark (202 chars)

    PUBLIC ONSITE AUCTION: Mon, December 15, 2014 @ 11:15am. Starting Bid $15,000. 2 Story Porchfront Townhome in Clyburn. Property is Vacant. 3BR/1BA. Pre-Bid Offers Accepted. Agents Register Your Clients.

31. 2014-08-15
    listed $15,000

    Show marketing remark (202 chars)

    PUBLIC ONSITE AUCTION: Mon, December 15, 2014 @ 11:15am. Starting Bid $15,000. 2 Story Porchfront Townhome in Clyburn. Property is Vacant. 3BR/1BA. Pre-Bid Offers Accepted. Agents Register Your Clients.

32. 2010-10-24
    historical Expired
33. 2010-10-24
    historical
34. 2010-08-23
    listed Active
35. 2010-08-23
    listed $84,900
36. 2008-12-18
    soldstatus $21,049 Sold
37. 2008-09-15
    historical
38. 2008-09-13
    listed $14,250
39. 2008-09-11
    historical
40. 2008-09-10
    listed
41. 2000-03-22
    soldstatus $49,900
42. 2000-03-15
    soldstatus $49,900
43. 1999-12-11
    historical
44. 1999-09-29
    listed $49,900
45. 1997-02-21
    soldstatus $45,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

• Current annual tax: $2,663 · $222/mo
• Projected year-2 tax: $2,663 · $222/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 6/10 Major 7 d/yr ≥104°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $23,366
• − Mortgage interest: −$7,786
• − Property taxes: −$2,663
• − Insurance: −$695
• − Repairs & maintenance: −$1,869
• − Management: −$1,869
• − Depreciation: −$4,044
• Taxable income: $4,439
• Est. tax owed @ 24.0%: −$1,065
• After-tax cash flow: $5,288/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Baltimore City Public Schools
• NCES district ID: 2400090
• Math proficiency: 7% ▼ -9.00%
• Reading proficiency: 16% ▼ -5.00%
• Median HH income: $42,108
• Composite: 10.08/100
• National rank: #9805
• State rank: #24 of 24 in MD

Livability — Baltimore

• Score: 76/100
• State rank: #90
• US rank: #3396

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Baltimore, MD
• County: Baltimore City · 558,601 people
• City population: 588,727
• Metro: Baltimore-Columbia-Towson, MD
• Population (ZIP): 52,229
• Household income: $51,587
• Rent vs Own: 45.2% rent · 54.8% own
• Severe rent burden: 3644.0

Population outlook (Baltimore County) Hauer SSP2

• Today (2025): 624,249 people
• By 2030: 621,541 · -0.4%
• By 2040: 609,756 · -2.3%
• By 2050: 597,249 · -4.3%
• By 2075: 552,236 · -11.5%
• By 2100: 513,934 · -17.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (73%)
• Race & ethnicity: Black 73% White 17% Hispanic / Latino 5% Two or more races 4% Asian 1%
• Common ancestry: Scotch-Irish 2% Romanian 2% Italian 1%
• Foreign-born: 9% · Canada, South Korea
• Languages at home: 91% English-only · Spanish 4% French/Haitian/Cajun 1% Other Indo-European 1%

Political lean MEDSL · Baltimore

• 2024 margin: Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
• 2008→2024 swing: -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
• All cycles: 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -318.58%
• Current HPI: 291.4926
• Rent YoY: ▲ 2.41%
• Metro: Baltimore-Columbia-Towson, MD
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

+208.9% since first listed

30 events — show timeline

• 2026-03-19 Relisted — BRIGHT MLS
• 2026-03-17 Listing Removed — BRIGHT MLS
• 2026-03-09 Relisted — BRIGHT MLS
• 2026-03-06 Listing Removed — BRIGHT MLS
• 2026-02-23 Price Changed $139,000 BRIGHT MLS
• 2026-02-12 Price Changed $145,000 BRIGHT MLS
• 2026-02-02 Price Changed $147,500 BRIGHT MLS
• 2025-12-18 Listed $150,000 BRIGHT MLS
• 2025-02-13 Sold (Public Records) $90,000 Public Records
• 2021-11-15 Sold (Public Records) $68,500 Public Records
• 2015-01-14 Sold (MLS) $10,000 BRIGHT MLS
• 2015-01-14 Sold (MLS) $10,000 MRIS
• 2014-12-15 Pending — MRIS
• 2014-12-15 Listing Removed — BRIGHT MLS
• 2014-08-15 Listed $15,000 MRIS
• 2014-08-15 Listed $15,000 BRIGHT MLS
• 2010-10-24 Delisted — MRIS
• 2010-10-24 Listing Removed — BRIGHT MLS
• 2010-08-23 Listed — MRIS
• 2010-08-23 Listed $84,900 BRIGHT MLS
• 2008-12-18 Sold (MLS) $21,049 MRIS
• 2008-09-15 Delisted — MRIS
• 2008-09-13 Listed $14,250 MRIS
• 2008-09-11 Delisted — MRIS
• 2008-09-10 Listed — MRIS
• 2000-03-22 Sold (Public Records) $49,900 Public Records
• 2000-03-15 Sold (MLS) $49,900 MRIS
• 1999-12-11 Delisted — MRIS
• 1999-09-29 Listed $49,900 MRIS
• 1997-02-21 Sold (Public Records) $45,000 Public Records

Property tax history

+4.6%/yr

Latest (2025): $2,663 · +7.1% YoY. Source: county tax records.