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3755 Via Poinciana
C Composite 55.9
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.7/30.0
  • 1% rule +10.0/10.0
  • ARV discount +7.5/15.0
  • DSCR +5.9/10.0
  • Schools +4.3/10.0
  • Condition / age +3.8/5.0
  • Livability +3.5/5.0
  • Rent growth +2.4/5.0
  • Appreciation +0.0/10.0

$125,000

3755 Via Poinciana · Greenacres, FL 33467
2 bd · 2.0 ba · 1,103 sqft · SingleFamily · 31 Days on market
Built 1974 Good condition $697/mo HOA · 33% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to Poinciana Community, an active and beautifully maintained 55+ community in the heart of Lake Worth. This spacious 2-bedroom, 2-bath residence offers serene golf course views and a comfortable open layout perfect for year-round or seasonal living. Enjoy relaxing mornings from your private balcony overlooking the greens, along with resort-style amenities like heated pool, fitness center, clubhouse, and social activities. Conveniently located near shopping, dining, and beaches, this is Florida living at its best!

Key facts

  • Fitness center
  • Clubhouse
  • Private balcony

Tags

GOLF COURSE VIEWSPRIVATE BALCONYHEATED POOLFITNESS CENTERCLUBHOUSE

Property features AI

Finance

  • Other: Building area about 1,103 (public records); Taxes reported (annual): $844.33; Directions: From Florida Turnpike: Exit Lake Worth Rd, head west, left on Via Poinciana to 3755 Via Poinciana in Greenacres.
  • Financial info: Pets not allowed
  • HOA & community: Has association: Poinciana Place Condominium Association, Inc.; Monthly association fee approximately $697.60; HOA includes cable TV, internet, grounds and structure maintenance, water, common areas, elevator, roof repairs and recreation facility; Community amenities include billiard room, elevators, fitness center, pool (heated), shuffleboard court, community room, library and other recreation facilities; Senior community

Exterior

  • Parking: Assigned parking on concrete; 1 parking space
  • Security: Fire alarm; Smoke detectors
  • Utilities: Public water; Public sewer; Cable available; Electricity available; Phone available; Water connected
  • Home design: Condominium; Resale property; 6-story building; Faces east
  • Construction: CBS construction; Concrete flat roof; Building named "Bluilding 7"
  • Exterior features: Not waterfront

Interior

  • Kitchen: Dishwasher; Electric range; Microwave; Refrigerator
  • Bedrooms: 2 bedrooms on the main level
  • Flooring: Carpet; Tile; Engineered wood
  • Bathrooms: 2 full bathrooms on the main level
  • Heating & cooling: Central heating; Central air; Ceiling fan(s)
  • Interior features: Bedroom layout is stacked
  • Laundry & utility: Inside laundry in a laundry closet

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath single-family listed at $125k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $123 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $125k).
  • Recommended offer: $121k (3.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 69/100 on livability (#490 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A; Watch: employment D, amenities F, commute F.
  • Palm Beach (suburban): math 46% / reading 53% proficiency, ranked #34 of 73 in FL (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Liberty Park Elementary School (math 25% / reading 38%, grade F, #1,841 of 2,144 statewide, top 86%, 845 students, 76% FRL); Okeeheelee Middle School (math 34% / reading 40%, grade F, #399 of 571 statewide, top 71%, 1,377 students, 68% FRL) — zoned schools average 72% FRL vs 52% district-wide (20 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 34% at this address vs 50% district-wide (-15 pts) — the specific schools serving this property underperform the Palm Beach average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents soft (-0.4%/yr); 651 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,974 units permitted in Palm Beach County in 2024 (1,012 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $864 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Palm Beach County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 31 days — a 3% lower offer ($121k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: HOA is 33% of rent.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $121,250 (3.0% below list)

Questions for the listing agent

  1. It's been on market 31 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.70%
Cap rate
7.47%
Cash-on-cash
4.20%
DSCR
1.19
GRM
4.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-15.3%
Equity multiple
0.48×
Total profit
$-18,229
Equity at exit
$18,638
10-year hold
IRR
-20.1%
Equity multiple
0.20×
Total profit
$-28,079
Equity at exit
$10,808

Cash invested: $35,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33467

Rents YoY
-0.4%
Active inventory
651
Price-to-rent
4.9×

Monthly cashflow live

Estimated rent
$2,131 high interval (Pro) →
Mortgage (P&I)
$656
Tax est. 1.5%
$156 /mo · $1,875/yr
Insurance
$52
HOA
$697
Vacancy / Maint / Mgmt
$448
Net cashflow
$123

Break-even live

Break-even rent $1,976
Max offer price $125,000
Occupancy floor 89%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$31,250
Closing costs
$3,750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3755 Via Poinciana #304 Lake Worth, FL 2.0 2.0 1103 $2,000 $1.81 24d 1 0.03mi
3661 Via Poinciana #616 Lake Worth, FL 2.0 2.0 1103 $2,000 $1.81 13d 1 0.11mi
3661 Via Poinciana #616 Lake Worth, FL 2.0 2.0 1103 $2,000 $1.81 22d 1 0.11mi
3810 Via Poinciana #404 Lake Worth, FL 2.0 2.0 1114 $1,900 $1.71 7d 1 0.12mi
3593 Birdie Dr #103 Lake Worth, FL 1.0 1.5 824 $1,600 $1.94 24d 1 0.23mi
3590 Via Poinciana #510 Lake Worth, FL 1.0 1.5 849 $1,600 $1.88 24d 1 0.25mi
386 Bennington Ln Lake Worth, FL 2.0 2.0 941 $2,000 $2.13 15d 1 0.26mi
4070 Tivoli Ct #307 Lake Worth, FL 2.0 2.0 939 $1,675 $1.78 5d 1 0.31mi
4070 Tivoli Ct #307 Lake Worth, FL 2.0 2.0 939 $1,750 $1.86 20d 1 0.31mi
192 Cape Cod Cir Lake Worth, FL 1.0 1.5 902 $1,850 $2.05 24d 1 0.34mi
4080 Tivoli Ct #307 Lake Worth, FL 3.0 2.0 1253 $1,999 $1.60 24d 1 0.35mi
245 Down East Ln Unit B Lake Worth, FL 2.0 2.0 941 $1,900 $2.02 24d 1 0.39mi
3326 Arcara Way #108 Lake Worth, FL 2.0 2.0 1222 $1,825 $1.49 17d 1 0.39mi
4373 Trevi Ct Lake Worth, FL 2.0 1.5 1080 $2,500 $2.31 17d 1 0.44mi
4100 Tivoli Ct #104 Lake Worth, FL 1.0 1.0 780 $1,600 $2.05 24d 1 0.45mi
711 Laconia Cir Unit B Lake Worth, FL 2.0 2.0 1088 $2,300 $2.11 24d 1 0.46mi
733 Nantucket Cir Lake Worth, FL 2.0 2.0 941 $2,500 $2.66 24d 1 0.46mi
4120 Tivoli Ct #305 Lake Worth, FL 1.0 1.0 704 $1,750 $2.49 24d 1 0.46mi
3286 Arcara Way #413 Lake Worth, FL 2.0 2.0 1222 $1,850 $1.51 24d 1 0.47mi
4363 Trevi Ct #203 Lake Worth, FL 1.0 1.5 761 $1,650 $2.17 24d 1 0.48mi
4228 Deste Ct Greenacres, FL 3.0 2.5 1497 $3,000 $2.00 18d 1 0.54mi
4345 Trevi Ct #204 Lake Worth, FL 2.0 2.0 1005 $2,100 $2.09 20d 1 0.56mi
4230 Deste Ct Unit 305 Greenacres, FL 1.0 1.0 716 $1,900 $2.65 5d 1 0.56mi
845 Salem Ln Lake Worth, FL 2.0 2.0 1024 $1,850 $1.81 24d 1 0.59mi
3212 Strawflower Way Lake Worth, FL 2.0 2.0 1017 $2,000 $1.97 17d 2 0.59mi
4284 Deste Ct #304 Greenacres, FL 1.0 1.0 716 $2,200 $3.07 17d 1 0.59mi
3212 Strawflower Way #207 Lake Worth, FL 2.0 2.0 1017 $1,850 $1.82 24d 1 0.60mi
3212 Strawflower Way Greenacres, FL 2.0 2.0 1017 $2,200 $2.16 10d 1 0.60mi
4236 Deste Ct #108 Greenacres, FL 1.0 1.0 716 $1,800 $2.51 17d 1 0.62mi
6615 Waterfront Xing Lake Worth, FL 1.0–3.0 1.0–2.0 1087 $2,864 $2.63 2d 22 0.67mi
4242 Deste Ct Unit 208 Greenacres, FL 2.0 2.0 978 $2,500 $2.56 24d 1 0.68mi
3178 Via Poinciana #303 Lake Worth, FL 2.0 2.0 1145 $1,600 $1.40 24d 1 0.68mi
3146 Via Poinciana #301 Lake Worth, FL 2.0 2.0 1080 $1,500 $1.39 20d 1 0.71mi
3258 Jog Park Dr Greenacres, FL 2.0 2.0 1415 $2,300 $1.63 24d 1 0.72mi
3154 Via Poinciana #214 Lake Worth, FL 2.0 2.0 1092 $1,500 $1.37 24d 1 0.76mi
4266 Deste Ct #107 Greenacres, FL 2.0 2.0 978 $2,100 $2.15 24d 1 0.77mi
4254 Deste Ct #305 Greenacres, FL 1.0 1.0 716 $1,500 $2.09 24d 1 0.78mi
3043 Grandiflora Dr Lake Worth, FL 3.0 2.0 1316 $2,700 $2.05 12d 1 0.79mi
6170 Dodd Rd Unit The Greenacres, FL 2.0 2.0 1000 $2,600 $2.60 24d 1 0.80mi
3386 Lucerne Park Dr Greenacres, FL 2.0 2.0 1059 $1,950 $1.84 24d 1 0.82mi

HOA detail

Monthly dues
$697 · $8,364/yr
Likely covers
poolgym

Listing history 23 events

  1. 2026-06-18
    days on market $125,000 Active 31 DOM
  2. 2026-06-17
    days on market $125,000 Active 30 DOM
  3. 2026-06-16
    days on market $125,000 Active 29 DOM
  4. 2026-06-15
    days on market $125,000 Active 28 DOM
  5. 2026-06-13
    days on market $125,000 Active 26 DOM
  6. 2026-06-09
    days on market $125,000 Active 22 DOM
  7. 2026-06-08
    days on market $125,000 Active 21 DOM
  8. 2026-06-07
    days on market $125,000 Active 20 DOM
  9. 2026-06-04
    days on market $125,000 Active 17 DOM
  10. 2026-06-03
    days on market $125,000 Active 16 DOM
  11. 2026-06-02
    days on market $125,000 Active 15 DOM
  12. 2026-06-01
    days on market $125,000 Active 14 DOM
  13. 2026-05-31
    days on market $125,000 Active 13 DOM
  14. 2026-05-18
    listed $125,000 Active
  15. 2024-05-15
    historical $2,000
  16. 2024-05-01
    price $2,000
  17. 2024-04-11
    listed $2,100
  18. 2024-02-27
    historical $1,650
  19. 2024-02-14
    historical $1,650
  20. 2024-02-08
    listed $1,650
  21. 2024-01-22
    listed $2,000
  22. 2023-10-06
    historical $2,000
  23. 2023-09-09
    price $2,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 26 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$25,572
− Mortgage interest
−$7,002
− Property taxes
−$1,875
− Insurance
−$625
− Repairs & maintenance
−$2,046
− Management
−$2,046
− HOA
−$8,364
− Depreciation
−$3,636
Taxable loss
−$22
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$5
After-tax cash flow
$1,477/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 75/100 Cosmetic rehab

This well-maintained 2-bedroom apartment in a 55+ community offers serene golf course views and a comfortable open layout. Minor cosmetic updates can significantly enhance its curb appeal and value.

Value-add opportunities

  • Both Paint exterior — Enhances curb appeal and value
  • Both Replace blinds — Improves natural light and aesthetics
  • Both Upgrade flooring — Modernizes the space and increases value

Renovation cost estimate screening

Value-add ROI direction

  • Both Paint exterior — Enhances curb appeal and value
  • Both Replace blinds — Improves natural light and aesthetics
  • Both Upgrade flooring — Modernizes the space and increases value

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Palm Beach
NCES district ID
1201500
Math proficiency
46% ▼ -16.00%
Reading proficiency
53% ▼ -4.00%
Median HH income
$53,943
Composite
42.72/100
National rank
#3160
State rank
#34 of 73 in FL

Livability — Greenacres

Score
69/100
State rank
#490
US rank
#9008

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment D Housing A+ Health & safety A User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Palm Beach County · 1,438,312 people
City population
60,184
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
Population (ZIP)
58,411
Household income
$95,739
Rent vs Own
13.6% rent · 86.4% own
Severe rent burden
960.0

Population outlook (Palm Beach County) Hauer SSP2

Today (2025)
1,637,487 people
By 2030
1,743,255 · +6.5%
By 2040
1,948,712 · +19.0%
By 2050
2,132,979 · +30.3%
By 2075
2,530,027 · +54.5%
By 2100
2,706,979 · +65.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.59)
Race & ethnicity
White 59% Hispanic / Latino 22% Two or more races 13% Black 10% Asian 4%
Hispanic origin (detail)
Mexican 2% Puerto Rican 4% Cuban 4% Dominican 2%
Common ancestry
Romanian 4% Scotch-Irish 3% Hispanic 3%
Foreign-born
24% · Canada, Jamaica, Vietnam
Languages at home
71% English-only · Spanish 17% French/Haitian/Cajun 5% Other Indo-European 3%

Political lean MEDSL · Palm Beach

2024 margin
Toss-up / Even · D 50.0% · R 49.2%
2008→2024 swing
-22.1pp toward R · 2008: 22.9pp · 2024: 0.8pp
All cycles
2024: D+0.8 2020: D+12.8 2016: D+15.3 2012: D+17.0 2008: D+22.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -288.94%
Current HPI
343.7738
Rent YoY
▼ -0.40%
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+6150.0% since first listed
10 events — show timeline
  • 2026-05-18 Listed $125,000 Beaches MLS
  • 2024-05-15 Rental Removed $2,000 RMLSFL
  • 2024-05-01 Price Changed $2,000 RMLSFL
  • 2024-04-11 Listed for Rent $2,100 RMLSFL
  • 2024-02-27 Rental Removed $1,650 RMLSFL
  • 2024-02-14 Rental Removed $1,650 RMLSFL
  • 2024-02-08 Listed for Rent $1,650 RMLSFL
  • 2024-01-22 Listed for Rent $2,000 RMLSFL
  • 2023-10-06 Rental Removed $2,000 RMLSFL
  • 2023-09-09 Price Changed $2,000 RMLSFL

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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