1317 Foxwood Pl · Gulfport, MS 39507

$146,000

2 bd · 1.0 ba · 1,037 sqft · Townhouse public records · 58 Days on market

Built 2007 1,742 sqft lot $141/sqft · at area comps Est $160k · 9% under

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +20.1/30.0
• ARV discount +11.5/15.0
• DSCR +6.4/10.0
• 1% rule +4.8/10.0
• Livability +3.7/5.0
• Rent growth +3.6/5.0
• Schools +3.4/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Charming 2-Story Townhouse! This lovely townhouse features 2 bedrooms each with a private bathroom and a half bath downstairs, offering ample space for comfortable living. Enjoy the convenience of an upstairs balcony, perfect for relaxing. The property boasts a privacy fence and a private patio, providing a serene outdoor space with no grass to cut. With a 2-car driveway and a charming picket-fenced front, this home exudes curb appeal. Best of all, there are no HOA fees or covenants to worry about! Located close to shopping and just a short drive to the beach, this townhouse is ideal for those seeking a low-maintenance lifestyle in a prime location. Don't miss out on this fantastic opportunity!

Key facts

• Upstairs balcony
• Picket fenced front
• Privacy fence

Tags

• UPSTAIRS BALCONY
• PRIVACY FENCE
• PRIVATE PATIO
• 2 CAR DRIVEWAY
• PICKET FENCED FRONT
• NO HOA FEES

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath townhouse listed at $146k.

Deal economics

• At list price, monthly cash flow is $183 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $144k (1.6% below list).
• Recommended offer: $142k (3.0% below list) — sets the bar for market timing.
• Cap rate 7.8% vs local median 4.9% in Gulfport — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 73/100 on livability (#15 in MS) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools D, amenities F, commute F.
• Gulfport School District (urban): math 41% / reading 42% proficiency, ranked #37 of 130 in MS (top 28%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+4.3%/yr); 301 active listings in the ZIP; 33 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 48% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,194 units permitted in Harrison County in 2024 (0 in 5+ unit buildings).
• This rent runs 32% of the median local income ($55k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Harrison County population projected at +27% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 58 days — a 3% lower offer ($142k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $141,620 (3.0% below list)

Questions for the listing agent

1. It's been on market 58 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.98% ✗
• Cap rate: 7.79%
• Cash-on-cash: 5.36%
• DSCR: 1.24
• GRM: 8.5

CMA / ARV

• ARV (median comp): $160,258
• List price: $146,000
• Delta: -8.90%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 4 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1322 Foxwood Pl	0.03mi	2/2.5	1,162 (+12%)	0mo	$120,000	$103	72
1272 Tropical Cv	0.32mi	2/2.5	1,152 (+11%)	3mo	$131,000	$114	58
1316 Tropical Cv	0.34mi	2/2.5	1,118 (+8%)	15mo	$129,900	$116	53
1346 Tropical Cv	0.28mi	2/2.5	1,152 (+11%)	20mo	$115,900	$101	46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.26% rent growth · sell at horizon

5-year hold

• IRR: -6.7%
• Equity multiple: 0.75×
• Total profit: $-10,203
• Equity at exit: $21,769

10-year hold

• IRR: 4.4%
• Equity multiple: 1.34×
• Total profit: $13,796
• Equity at exit: $12,623

Cash invested: $40,880 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Mississippi: 90 Strongly Landlord-Friendly · R+11
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; very landlord-favorable; no rent control.

Methodology + full state rankings →

ZIP-level market 39507

• Home prices YoY: -27.1%
• Rents YoY: 4.3%
• Active inventory: 301
• Price-to-rent: 8.5×

Monthly cashflow live

• Estimated rent: $1,437 high
• Mortgage (P&I): −$766
• Tax from tax record: −$126 /mo · $1,513/yr
• Insurance: −$61
• HOA: −$0
• Vacancy / Maint / Mgmt: −$302
• Net cashflow: $183

Break-even live

Break-even rent $1,206

Max offer price $146,000

Occupancy floor 82%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $36,500
• Closing costs: $4,380
• Reserves months: —
• Total cash needed: —

Rent comps 33 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1339 Foxwood Pl Gulfport, MS	3.0	2.0	1100	$1,375	$1.25	43d	1	0.04mi
1956 E Pass Rd Gulfport, MS	2.0	1.0	900	$950	$1.06	43d	1	0.40mi
1525 E Pass Rd Gulfport, MS	1.0–3.0	1.0–2.0	1070	$1,369	$1.28	20d	1	0.50mi
880 Lindh Rd Gulfport, MS	1.0–2.0	1.0	779	$1,050	$1.35	43d	1	0.62mi
710 Lindh Rd Gulfport, MS	1.0	1.0	800	$1,039	$1.30	20d	1	0.63mi
710 Lindh Rd Gulfport, MS	1.0	1.0	800	$1,039	$1.30	13d	1	0.63mi
710 Lindh Rd Gulfport, MS	2.0	1.0	950	$1,199	$1.26	43d	1	0.63mi
1114 Washington Ave Gulfport, MS	3.0	2.0	1200	$1,350	$1.12	20d	1	0.73mi
10900 E Taylor Rd Gulfport, MS	1.0–3.0	1.0–2.0	1186	$1,230	$1.04	20d	12	0.84mi
2255 Switzer Rd Gulfport, MS	1.0–3.0	1.0–2.0	1072	$1,238	$1.15	13d	12	0.90mi
918 Jefferson Dr Gulfport, MS	2.0	1.5	1301	$1,375	$1.06	43d	1	1.02mi
928 Jefferson Dr Gulfport, MS	2.0	1.5	1301	$1,375	$1.06	43d	1	1.02mi
936 Jefferson Dr Gulfport, MS	2.0	1.5	1290	$1,375	$1.07	20d	1	1.02mi
938 Jefferson Dr Gulfport, MS	2.0	1.5	1290	$1,375	$1.07	20d	1	1.02mi
1400 Mill Rd Gulfport, MS	2.0	2.5	1290	$2,550	$1.98	43d	1	1.09mi
248 Debuys Rd Biloxi, MS	1.0–2.0	1.0–2.0	979	$1,300	$1.33	13d	11	1.31mi
696 Hunters Glen Ln Gulfport, MS	3.0	1.5	1000	$1,800	$1.80	20d	1	1.36mi
477 Tegarden Rd Unit D Gulfport, MS	3.0	2.0	1300	$1,300	$1.00	13d	1	1.36mi
1276 Century Oaks Dr Gulfport, MS	3.0	3.0	1283	$2,100	$1.64	43d	1	1.41mi
986 Waterford Ln Gulfport, MS	3.0	1.5	1000	$1,650	$1.65	43d	1	1.41mi
1270 Century Oaks Dr Gulfport, MS	3.0	3.0	1158	$1,950	$1.68	43d	1	1.41mi
1229 Century Oaks Dr Gulfport, MS	3.0	3.0	1200	$2,600	$2.17	20d	1	1.41mi
2228 Beach Dr Gulfport, MS	2.0	2.0	1279	$2,895	$2.26	20d	1	1.42mi
2228 Beach Dr #506 Gulfport, MS	2.0	2.0	1164	$2,995	$2.57	43d	1	1.42mi
980 Courthouse Rd Unit 0426 Gulfport, MS	1.0	1.0	892	$1,539	$1.73	43d	1	1.44mi
980 Courthouse Rd Unit 1605 Gulfport, MS	2.0	2.0	1227	$1,355	$1.10	20d	1	1.44mi
980 Courthouse Rd Unit 0409 Gulfport, MS	1.0	1.0	892	$1,139	$1.28	13d	1	1.44mi
980 Courthouse Rd Unit 0829 Gulfport, MS	1.0	1.0	892	$1,160	$1.30	43d	1	1.44mi
980 Courthouse Rd Apt 512 Gulfport, MS	1.0	1.0	892	$1,209	$1.36	20d	1	1.44mi
1131 Century Oaks Dr Gulfport, MS	3.0	3.0	1156	$1,800	$1.56	43d	1	1.46mi
1100 Century Oaks Dr Unit A Gulfport, MS	3.0	3.0	1156	$2,200	$1.90	43d	1	1.47mi
1101 Century Oaks Dr Gulfport, MS	3.0	3.0	1330	$1,700	$1.28	43d	1	1.49mi
229 Milray Ln Gulfport, MS	2.0	2.5	889	$1,795	$2.02	20d	1	1.49mi

Listing history 20 events

1. 2026-06-18
   days on market $146,000 Active 58 DOM
2. 2026-06-17
   days on market $146,000 Active 57 DOM
3. 2026-06-16
   days on market $146,000 Active 56 DOM
4. 2026-06-15
   days on market $146,000 Active 55 DOM
5. 2026-06-14
   days on market $146,000 Active 53 DOM
6. 2026-06-13
   days on market $146,000 Active 52 DOM
7. 2026-06-10
   days on market $146,000 Active 50 DOM
8. 2026-06-09
   days on market $146,000 Active 49 DOM
9. 2026-06-08
   days on market $146,000 Active 48 DOM
10. 2026-06-07
    days on market $146,000 Active 47 DOM
11. 2026-06-05
    days on market $146,000 Active 44 DOM
12. 2026-06-02
    days on market $146,000 Active 42 DOM
13. 2026-06-01
    days on market $146,000 Active 41 DOM
14. 2026-05-31
    pricedays on market $146,000 Active 40 DOM
15. 2026-05-30
    days on market $154,950 Active 39 DOM
16. 2026-04-22
    listed $155,000 Active 703-char remark

    Show marketing remark (703 chars)

    Charming 2-Story Townhouse! This lovely townhouse features 2 bedrooms each with a private bathroom and a half bath downstairs, offering ample space for comfortable living. Enjoy the convenience of an upstairs balcony, perfect for relaxing. The property boasts a privacy fence and a private patio, providing a serene outdoor space with no grass to cut. With a 2-car driveway and a charming picket-fenced front, this home exudes curb appeal. Best of all, there are no HOA fees or covenants to worry about! Located close to shopping and just a short drive to the beach, this townhouse is ideal for those seeking a low-maintenance lifestyle in a prime location. Don't miss out on this fantastic opportunity!

17. 2017-07-12
    soldstatus
18. 2014-07-18
    soldstatus
19. 2011-05-27
    soldstatus
20. 2007-08-08
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MS · Resets to sale price

• Current annual tax: $1,513 · $126/mo
• Projected year-2 tax: $1,513 · $126/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 23 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $17,241
• − Mortgage interest: −$8,178
• − Property taxes: −$1,513
• − Insurance: −$730
• − Repairs & maintenance: −$1,379
• − Management: −$1,379
• − Depreciation: −$4,247
• Taxable loss: −$186
• Est. tax savings @ 24.0%: +$45
• After-tax cash flow: $2,235/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Gulfport School District
• NCES district ID: 2801710
• Math proficiency: 41% ▼ -15.00%
• Reading proficiency: 42% ▼ -6.00%
• Median HH income: $35,712
• Composite: 34.38/100
• National rank: #5213
• State rank: #37 of 130 in MS

Livability — Gulfport

• Score: 73/100
• State rank: #15
• US rank: #5010

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment F Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Gulfport, MS
• County: Harrison County · 178,171 people
• City population: 96,188
• Metro: Gulfport-Biloxi, MS
• Population (ZIP): 18,564
• Household income: $54,657
• Rent vs Own: 44.3% rent · 55.7% own
• Severe rent burden: 1059.0

Population outlook (Harrison County) Hauer SSP2

• Today (2025): 228,444 people
• By 2030: 241,942 · +5.9%
• By 2040: 267,531 · +17.1%
• By 2050: 291,062 · +27.4%
• By 2075: 346,711 · +51.8%
• By 2100: 378,165 · +65.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority White (65%)
• Race & ethnicity: White 65% Black 24% Hispanic / Latino 6% Two or more races 5% Asian 1%
• Hispanic origin (detail): Mexican 2% Cuban 1%
• Common ancestry: Slovak 4% Lithuanian 4% Romanian 2%
• Foreign-born: 4% · Canada
• Languages at home: 94% English-only · Spanish 2% French/Haitian/Cajun 2% Other Indo-European 1%

Political lean MEDSL · Harrison

• 2024 margin: Strong R (+28.9) · D 35.0% · R 63.9% · Other 1.1%
• 2008→2024 swing: -2.9pp toward R · 2008: -26.0pp · 2024: -28.9pp
• All cycles: 2024: R+28.9 2020: R+25.2 2016: R+30.7 2012: R+26.6 2008: R+26.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -67.48%
• Current HPI: 181.6606
• Rent YoY: ▲ 4.26%
• Metro: Gulfport-Biloxi, MS
• State GDP YoY: —
• F500 in state: 0

Price history

5 events — show timeline

• 2026-04-22 Listed $155,000 MLSU
• 2017-07-12 Sold (Public Records) — Public Records
• 2014-07-18 Sold (Public Records) — Public Records
• 2011-05-27 Sold (Public Records) — Public Records
• 2007-08-08 Sold (Public Records) — Public Records

Property tax history

+3.9%/yr

Latest (2025): $1,513 · -21.6% YoY. Source: county tax records.