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200 Little Vine Dr
B- Composite 68.27
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +3.0/10.0
  • Livability +2.8/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$89,000

200 Little Vine Dr · Daniels, WV 25813
4 bd · 2.0 ba · 1,932 sqft · SingleFamily public records · 3 Days on market
Built 1935 0.26 ac lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Conveniently located 4-bedroom 2 bath house with partially fenced yard. Beautiful covered wrap around porch. New 16x28 building with bathroom has electric and water.

Key facts

  • 0.26 acre lot
  • Built 1935
  • Listed 2 days

Tags

WRAP AROUND COVERED PORCHPARTIALLY FENCED YARDCORNER ROLLING TO LEVEL LOT

Property features AI

Exterior

  • Parking: Open parking on gravel; no garage
  • Utilities: Public water; Public sewer
  • Home design: Residential property; Two levels; Vinyl siding
  • Construction: Vinyl siding construction
  • Exterior features: Asphalt roof; Property has a view; Lot is level to rolling

Interior

  • Kitchen: Electric water heater
  • Bedrooms: 1 main-level bedroom
  • Flooring: Hardwood; Laminate
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Natural gas heating; Central air conditioning
  • Interior features: Eat-in kitchen; Unfinished basement
  • Laundry & utility: No built-in laundry listed

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $89k.

Deal economics

  • At list price, monthly cash flow is $566 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $89k).

Location & tenants

  • Location reads 56/100 on livability (#272 in WV) — a working-class tenant base; expect higher turnover. Strengths: crime A+, cost of living A+, housing B+; Watch: health & safety D+, amenities F, commute F.
  • Raleigh County Schools (rural): math 29% / reading 42% proficiency, ranked #14 of 55 in WV (top 26%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Daniels Elementary (math 38% / reading 36%, grade F, #130 of 377 statewide, top 39%, 562 students, 0% FRL); Shady Spring Middle School (math 30% / reading 46%, grade F, #25 of 109 statewide, top 23%, 578 students, 0% FRL); Shady Spring High (math 32% / reading 57%, grade F, #11 of 110 statewide, top 11%, 828 students, 0% FRL) — zoned schools average 0% FRL vs 46% district-wide (46 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: 13 active listings in the ZIP; 41 units permitted in Raleigh County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $615 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Raleigh County population projected at -16% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $25k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • Only 3 days on market — expect competitive offers; lowballing is unlikely to land.
  • 4 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1935 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $89,000

Questions for the listing agent

  1. Built in 1935 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.61%
Cap rate
13.93%
Cash-on-cash
27.27%
DSCR
2.21
GRM
5.2

CMA / ARV

ARV (on-the-fly)
$183,540
Comps found
6
Show comp detail 6 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
200 Little Vine Dr 0.00mi 4/2.0 1,950 (+1%) 17mo $185,000 $95 84
112 Shady Acres Ln 0.65mi 3/1.5 (-1) 1,825 (-6%) 1mo $130,000 $71 52
117 Greystone Dr 0.37mi 3/2.0 (-1) 1,795 (-7%) 22mo $240,000 $134 48
195 C & O Dam Rd 0.67mi 4/2.5 2,190 (+13%) 6mo $115,000 $53 40
152 Shady Acres Ln 0.69mi 3/3.0 (-1) 1,750 (-9%) 9mo $242,000 $138 36
510 Skyline Dr 0.73mi 5/2.0 (+1) 1,792 (-7%) 20mo $165,000 $92 32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
21.3%
Equity multiple
1.87×
Total profit
$21,641
Equity at exit
$13,270
10-year hold
IRR
29.4%
Equity multiple
3.62×
Total profit
$65,258
Equity at exit
$7,695

Cash invested: $24,920 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State West Virginia
83 Strongly Landlord-Friendly · R+22
County
— inherits STATE
City
— inherits STATE
Landlord-favorable; preempted; minimal protections.

ZIP-level market 25813

Home prices YoY
-5.7%
Active inventory
13
Price-to-rent
5.2×

Monthly cashflow live

Estimated rent
$1,434 medium interval (Pro) →
Mortgage (P&I)
$467
Tax from tax record
$63 /mo · $750/yr
Insurance
$37
HOA
$0
Vacancy / Maint / Mgmt
$301
Net cashflow
$566

Break-even live

Break-even rent $717
Max offer price $89,000
Occupancy floor 56%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$22,250
Closing costs
$2,670
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 4 events

  1. 2026-06-19
    days on market $89,000 Active 3 DOM
  2. 2026-06-18
    days on market $89,000 Active 2 DOM
  3. 2026-06-17
    remarks 204-char remark
  4. 2026-06-17
    listed $89,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast WV · Resets to sale price

Current annual tax
$750 · $63/mo
Projected year-2 tax
$750 · $63/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,205
− Mortgage interest
−$4,985
− Property taxes
−$750
− Insurance
−$445
− Repairs & maintenance
−$1,376
− Management
−$1,376
− Depreciation
−$2,589
Taxable income
$5,683
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,364
After-tax cash flow
$5,432/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Raleigh County Schools
NCES district ID
5401230
Math proficiency
29% ▼ -8.00%
Reading proficiency
42% ▼ -3.00%
Median HH income
$39,828
Composite
29.74/100
National rank
#6445
State rank
#14 of 55 in WV

Livability — Daniels

Score
56/100
State rank
#272
US rank
#22887

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment F Housing B+ Health & safety D+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Daniels, WV
City population
4,843
Population (ZIP)
7,429

Population outlook (Raleigh County) Hauer SSP2

Today (2025)
73,505 people
By 2030
70,954 · -3.5%
By 2040
66,038 · -10.2%
By 2050
61,919 · -15.8%
By 2075
51,954 · -29.3%
By 2100
39,724 · -46.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (80%)
Race & ethnicity
White 80% Black 16% Hispanic / Latino 3%
Common ancestry
Lithuanian 4% Romanian 1% Serbian 1%
Foreign-born
1% · Canada
Languages at home
96% English-only · Spanish 4%

Political lean MEDSL · Raleigh

2024 margin
Solid R (+54.3) · D 22.0% · R 76.3% · Other 1.6%
2008→2024 swing
-28.5pp toward R · 2008: -25.9pp · 2024: -54.3pp
All cycles
2024: R+54.3 2020: R+50.4 2016: R+52.8 2012: R+44.6 2008: R+25.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -13.00%
Current HPI
214.0545
Rent YoY
Metro
State GDP YoY
F500 in state
0

Price history

+123.1% since first listed
10 events — show timeline
  • 2026-06-16 Listed $89,000 BBOR
  • 2025-01-15 Sold (MLS) $185,000 BBOR
  • 2025-01-15 Sold (MLS) $185,000 MTCBOR
  • 2024-07-18 Listed $187,000 BBOR
  • 2024-07-18 Listed $187,000 MTCBOR
  • 2021-06-16 Sold (Public Records) $105,000 Public Records
  • 2021-06-15 Sold (MLS) $105,000 BBOR
  • 2021-03-15 Listed $132,500 BBOR
  • 2019-11-06 Sold (Public Records) $90,000 Public Records
  • 1986-03-03 Sold (Public Records) $39,900 Public Records

Property tax history

+4.7%/yr

Latest (2023): $750 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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