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30 Madison Ave
C- Composite 53.34
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +14.4/30.0
  • Schools +4.5/10.0
  • DSCR +4.4/10.0
  • 1% rule +4.2/10.0
  • Rent growth +4.2/5.0
  • Livability +4.2/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$163,000

30 Madison Ave · Cuyahoga Falls, OH 44221
3 bd · 1.0 ba · 1,056 sqft · SingleFamily public records · 81 Days on market
Built 1958 5,998 sqft lot $154/sqft · 19% below area Est $201k · 19% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Key facts

  • 5,998 sq ft lot
  • Garage
  • Built 1958

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $163k.

Deal economics

  • At list price, monthly cash flow is $32 ($385/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $150k (7.8% below list).
  • Recommended offer: $150k (7.8% below list) — sets the bar for 1% rule.
  • Cap rate 6.5% vs local median 4.6% in Cuyahoga Falls — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 83/100 on livability (#60 in OH, #870 nationally) — a professional / high-income tenant draw. Strengths: cost of living A+, housing A+, health & safety A+; Watch: commute F.
  • Cuyahoga Falls City (suburban): math 47% / reading 58% proficiency, ranked #408 of 656 in OH (top 62%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents rising fast (+7.0%/yr); 90 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals at typical pace (median 14d on market — plan ~3-4 weeks tenant-placement turnaround); 1,114 units permitted in Summit County in 2024 (397 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Summit County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 81 days — a 6% lower offer ($153k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $25k; list at $163k implies a 552% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1958 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $150,323 (7.8% below list)

Questions for the listing agent

  1. It's been on market 81 days. Have you received any prior offers? Is the seller open to a 8% concession, seller financing, or rate buy-down credit?
  2. Built in 1958 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.92%
Cap rate
6.53%
Cash-on-cash
0.84%
DSCR
1.04
GRM
9.0

CMA / ARV

ARV (median comp)
$201,445
List price
$163,000
Delta
-19.08%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
125 Adams Ave 0.05mi 3/1.0 1,019 (-4%) 1mo $164,000 $161 91
119 Alameda Ave 0.20mi 3/1.0 1,092 (+3%) 2mo $260,000 $238 84
318 Van Buren Ave 0.20mi 3/1.0 1,008 (-4%) 1mo $220,000 $218 82
212 Marguerite Ave 0.34mi 2/1.5 (-1) 1,056 (0%) 2mo $209,000 $198 76
2910 Elmwood St 0.35mi 3/1.0 1,120 (+6%) 0mo $219,000 $196 74
244 Keenan Ave 0.48mi 2/1.0 (-1) 1,064 (+1%) 0mo $171,500 $161 71
2824 Fairview Pl 0.54mi 3/1.0 1,008 (-4%) 2mo $240,000 $238 66
67 Pierce Ave 0.27mi 4/2.0 (+1) 1,151 (+9%) 0mo $279,900 $243 63
2851 8th St 0.59mi 3/1.0 1,109 (+5%) 2mo $224,900 $203 63
253 Pierce Ave 0.31mi 3/1.5 1,196 (+13%) 2mo $227,000 $190 60
731 Notre Dame Ave 0.61mi 3/1.0 1,152 (+9%) 1mo $209,000 $181 56
642 Marguerite Ave 0.64mi 2/2.0 (-1) 1,116 (+6%) 0mo $215,000 $193 52

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 6.95% rent growth · sell at horizon

5-year hold
IRR
-10.5%
Equity multiple
0.60×
Total profit
$-18,119
Equity at exit
$24,304
10-year hold
IRR
3.8%
Equity multiple
1.32×
Total profit
$14,668
Equity at exit
$14,093

Cash invested: $45,640 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

ZIP-level market 44221

Rents YoY
7.0%
Active inventory
90
Price-to-rent
9.0×

Monthly cashflow live

Estimated rent
$1,503 high interval (Pro) →
Mortgage (P&I)
$855
Tax from tax record
$233 /mo · $2,793/yr
Insurance
$68
HOA
$0
Vacancy / Maint / Mgmt
$316
Net cashflow
$32

Break-even live

Break-even rent $1,463
Max offer price $163,000
Occupancy floor 93%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$40,750
Closing costs
$4,890
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 12 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
113 Madison Ave Unit 1496128P Cuyahoga Falls, OH 3.0 1.5 1065 $4,259 $4.00 13d 1 0.07mi
2899 Northland St Cuyahoga Falls, OH 4.0 1.0 1424 $1,995 $1.40 14d 1 0.31mi
2940 6th St Unit 4 Cuyahoga Falls, OH 2.0 1.0 825 $900 $1.09 43d 1 0.43mi
430 Keenan Ave Cuyahoga Falls, OH 3.0 1.0 1104 $1,325 $1.20 14d 1 0.50mi
2876 Hudson Dr Unit A Cuyahoga Falls, OH 2.0 1.0 900 $1,150 $1.28 14d 1 0.59mi
2876 Hudson Dr Unit A Cuyahoga Falls, OH 2.0 1.0 900 $1,150 $1.28 23d 1 0.59mi
890 Quail Crk Blvd Cuyahoga Falls, OH 2.0–3.0 2.0 1387 $2,475 $1.78 13d 1 0.75mi
401-407 Pleasant Meadow Blvd Unit 401-301 Stow, OH 2.0 2.0 1253 $1,595 $1.27 13d 1 0.85mi
1737 Portage Trl Cuyahoga Falls, OH 2.0 1.0 806 $900 $1.12 23d 1 1.20mi
1747 Portage Trl Unit 4 Cuyahoga Falls, OH 2.0 1.0 806 $1,100 $1.36 14d 1 1.20mi
513 Center Ave Cuyahoga Falls, OH 2.0 1.0 587 $964 $1.64 23d 2 1.29mi
2220 High St Cuyahoga Falls, OH 1.0–2.0 1.0–2.0 870 $1,215 $1.40 13d 1 1.35mi

Listing history 3 events

  1. 2026-03-09
    status Active
  2. 2026-02-09
    listed $163,000 Active
  3. 1984-10-17
    soldstatus $25,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

Current annual tax
$2,793 · $233/mo
Projected year-2 tax
$2,793 · $233/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥98°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$18,039
− Mortgage interest
−$9,131
− Property taxes
−$2,793
− Insurance
−$815
− Repairs & maintenance
−$1,443
− Management
−$1,443
− Depreciation
−$4,742
Taxable loss
−$2,328
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$559
After-tax cash flow
$943/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Cuyahoga Falls City
NCES district ID
3904383
Math proficiency
47% ▼ -18.00%
Reading proficiency
58% ▼ -7.00%
Median HH income
$49,587
Composite
44.78/100
National rank
#2746
State rank
#408 of 656 in OH

Livability — Cuyahoga Falls

Score
83/100
State rank
#60
US rank
#870

Category grades

Amenities B Commute F Cost of living A+ Crime B Employment C+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Cuyahoga Falls, OH
County
Summit County · 440,783 people
City population
47,005
Metro
Akron, OH
Population (ZIP)
28,546
Household income
$63,342
Rent vs Own
38.5% rent · 61.5% own
Severe rent burden
1080.0

Population outlook (Summit County) Hauer SSP2

Today (2025)
546,583 people
By 2030
544,028 · -0.5%
By 2040
531,363 · -2.8%
By 2050
514,923 · -5.8%
By 2075
481,765 · -11.9%
By 2100
432,265 · -20.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (81%)
Race & ethnicity
White 81% Asian 7% Black 5% Two or more races 5% Hispanic / Latino 2%
Common ancestry
Romanian 4% Lithuanian 2% Scotch-Irish 2%
Foreign-born
7% · India, China, Canada
Languages at home
90% English-only · Other Indo-European 6% Other Asian/Pacific 1% German/W. Germanic 1%

Political lean MEDSL · Summit

2024 margin
Lean D (+7.0) · D 53.0% · R 46.0%
2008→2024 swing
-9.6pp toward R · 2008: 16.6pp · 2024: 7.0pp
All cycles
2024: D+7.0 2020: D+9.6 2016: D+8.2 2012: D+14.8 2008: D+16.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -222.74%
Current HPI
213.5428
Rent YoY
▲ 6.95%
Metro
Akron, OH
State GDP YoY
▲ 1.98%
F500 in state
48

Industry mix (Fortune 500 HQ in OH)

Industry F500 HQs Revenue

Price history

+552.0% since first listed
3 events — show timeline
  • 2026-03-09 Relisted MLSNOW
  • 2026-02-09 Listed $163,000 MLSNOW
  • 1984-10-17 Sold (Public Records) $25,000 Public Records

Property tax history

+2.6%/yr

Latest (2025): $2,793 · -1.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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