909 Clarendon Ave SW · Canton, OH
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $713 – $1,323
Heat risk 3/10 · Minor
- Hot days now (above 96°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +26.8/30.0
- DSCR +9.2/10.0
- ARV discount +7.8/15.0
- 1% rule +6.8/10.0
- Livability +3.6/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +1.7/10.0
- Appreciation +0.0/10.0
$94,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Nicely updated house with 3 bedrooms, 1 bathroom, one car garage detached, spacious walk up attic. All new flooring, freshly painted inside, updated kitchen and bathroom. Basement has been waterproofed.
Key facts
- Updated kitchen
- Updated bathroom
- 3,428 sq ft lot
Tags
Property features AI
Exterior
- Parking: Garage (1 car)
- Utilities: Public water; Public sewer
- Home design: Two stories with a third-level attic; Faces east; Updated/remodeled
- Construction: Built (year per public records); Block foundation; Block, vinyl siding, and wood siding construction; Asphalt fiberglass roof
- Exterior features: Front porch; City lot
Interior
- Kitchen: Kitchen on the first level (laminate flooring; approx. 17 x 11); Range; Refrigerator
- Bedrooms: Three bedrooms on the second level (carpeted; two approx. 11 x 10, one approx. 13 x 12)
- Flooring: Carpet in living areas and most bedrooms; Laminate in kitchen; Linoleum in bathroom; Wood flooring in attic space
- Bathrooms: One full bathroom on the second level (linoleum flooring; approx. 8 x 7)
- Heating & cooling: Forced air gas heating; Ceiling fan(s) for cooling
- Interior features: Full, unfinished basement; Attic with a full floor (third level); Has a view; Updated/remodeled condition
- Laundry & utility: Laundry located in the basement
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $95k.
Deal economics
- At list price, monthly cash flow is $259 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $95k).
- Recommended offer: $93k (1.5% below list) — sets the bar for market timing.
- Cap rate 9.6% vs local median 4.9% in Canton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 71/100 on livability (#441 in OH) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A; Watch: crime F, employment F.
- Canton City (urban): math 17% / reading 26% proficiency, ranked #627 of 656 in OH (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 76% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Cedar Elementary School (math 15% / reading 18%, grade F, #1,363 of 1,584 statewide, top 86%, 399 students, 0% FRL); Crenshaw Middle School (math 10% / reading 19%, grade F, #630 of 654 statewide, top 97%, 774 students, 0% FRL); Mckinley High School (math 8% / reading 29%, grade F, #683 of 781 statewide, top 88%, 2,154 students, 0% FRL) — zoned schools average 0% FRL vs 76% district-wide (76 pts lower); this property's tenant base skews higher-income than the district average.
- Market conditions: 48 active listings in the ZIP; 25 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 44% of comp listings sitting > 30 days — soft ceiling on asking rent; 528 units permitted in Stark County in 2024 (84 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $656 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Stark County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $27k cash investment doubles in ~10 years — after that, you're playing with house money.
Negotiation context
- It's been on market 23 days — a 2% lower offer ($93k) is reasonable based on typical stale-listing flexibility.
- 9 sale attempts since 25y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $14k; list at $95k implies a 554% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1912 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- Built in 1912 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.18% ✓
- Cap rate
- 9.57%
- Cash-on-cash
- 11.70%
- DSCR
- 1.52
- GRM
- 7.1
CMA / ARV
- ARV (median comp)
- $95,582
- List price
- $94,900
- Delta
- 4.52%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2227 7th St SW | 0.28mi | 3/1.0 | 1,314 (-0%) | 2mo | $55,000 | $42 | 85 |
| 2803 11th St SW | 0.19mi | 3/1.0 | 1,248 (-6%) | 0mo | $112,000 | $90 | 82 |
| 1252 Dartmouth Ave SW | 0.37mi | 3/1.5 | 1,322 (+0%) | 1mo | $90,000 | $68 | 79 |
| 3016 9th St SW | 0.24mi | 4/1.5 (+1) | 1,296 (-2%) | 1mo | $170,000 | $131 | 78 |
| 1136 Smith Ave SW | 0.32mi | 3/1.0 | 1,204 (-9%) | 0mo | $93,900 | $78 | 70 |
| 354 Clarendon Ave NW | 0.61mi | 2/1.0 (-1) | 1,317 (-0%) | 1mo | $93,500 | $71 | 66 |
| 3021 Windsor Pl SW | 0.53mi | 4/1.0 (+1) | 1,287 (-2%) | 1mo | $82,500 | $64 | 65 |
| 1248 Dartmouth Ave SW | 0.37mi | 3/1.5 | 1,456 (+10%) | 0mo | $68,000 | $47 | 64 |
| 222 Montrose Ave NW | 0.74mi | 3/1.0 | 1,368 (+4%) | 1mo | $175,000 | $128 | 59 |
| 921 Camden Ave SW | 0.75mi | 3/1.5 | 1,380 (+4%) | 1mo | $84,000 | $61 | 55 |
| 345 Roslyn Ave NW | 0.73mi | 4/2.0 (+1) | 1,296 (-2%) | 1mo | $145,900 | $113 | 53 |
| 3115 2nd St NW | 0.56mi | 2/1.5 (-1) | 1,160 (-12%) | 1mo | $130,000 | $112 | 46 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 1.1%
- Equity multiple
- 1.04×
- Total profit
- $1,116
- Equity at exit
- $14,150
- IRR
- 10.7%
- Equity multiple
- 1.84×
- Total profit
- $22,205
- Equity at exit
- $8,205
Cash invested: $26,572 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 73 Landlord-Friendly
- State Ohio
- 73 Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 44710
- Active inventory
- 48
- Price-to-rent
- 7.1×
Monthly cashflow live
- Estimated rent
- $1,119 high interval (Pro) →
- Mortgage (P&I)
- −$498
- Tax from tax record
- −$88 /mo · $1,058/yr
- Insurance
- −$40
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$235
- Net cashflow
- $259
Break-even live
Sensitivity live
| Price | -10% $313 | -5% $286 | +0% $259 | +5% $232 | +10% $205 |
|---|---|---|---|---|---|
| Rent | -10% $171 | -5% $215 | +0% $259 | +5% $303 | +10% $347 |
| Rate | -1.0pp $307 | -0.5pp $283 | base $259 | +0.5pp $234 | +1.0pp $209 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $23,725
- Closing costs
- $2,847
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 25 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1117 Arlington Ave SW Canton, OH | 3.0 | 1.0 | 1240 | $1,200 | $0.97 | 15d | 1 | 0.25mi |
| 1023 Harrison Ave SW Canton, OH | 3.0 | 1.0 | 1224 | $1,250 | $1.02 | 22d | 1 | 0.33mi |
| 2316 2nd St SW Canton, OH | 3.0 | 1.0 | 1125 | $1,095 | $0.97 | 45d | 1 | 0.36mi |
| 1241 Bedford Ave SW Canton, OH | 3.0 | 2.0 | 1152 | $1,200 | $1.04 | 15d | 1 | 0.37mi |
| 202 Smith Ave SW Canton, OH | 2.0 | 1.0 | 1236 | $995 | $0.81 | 45d | 1 | 0.39mi |
| 900 Roslyn Ave SW Canton, OH | 3.0 | 1.0 | 1320 | $1,175 | $0.89 | 15d | 1 | 0.45mi |
| 1014 Roslyn Ave SW Canton, OH | 3.0 | 1.0 | 1128 | $1,150 | $1.02 | 22d | 1 | 0.45mi |
| 2237 Tuscarawas St W Unit 7 Canton, OH | 2.0 | 1.0 | 1035 | $725 | $0.70 | 45d | 1 | 0.48mi |
| 2237 Tuscarawas St W Canton, OH | 2.0 | 1.0 | 1035 | $700 | $0.68 | 22d | 1 | 0.48mi |
| 1229 Lawn Ave SW Canton, OH | 2.0 | 1.0 | 936 | $950 | $1.01 | 45d | 1 | 0.55mi |
| 521 Columbus Ave NW Unit 2 Canton, OH | 2.0 | 1.0 | 900 | $875 | $0.97 | 45d | 1 | 0.69mi |
| 521 Columbus Ave NW Canton, OH | 2.0 | 1.0 | 900 | $775 | $0.86 | 22d | 1 | 0.69mi |
| 2525 6th St NW Unit NA Canton, OH | 2.0 | 1.0 | 950 | $700 | $0.74 | 45d | 1 | 0.74mi |
| 1520 Bryan Ave SW Canton, OH | 3.0 | 1.0 | 1040 | $1,100 | $1.06 | 45d | 1 | 0.79mi |
| 1380 Garfield Ave SW Canton, OH | 2.0 | 1.0 | 1212 | $995 | $0.82 | 22d | 1 | 0.83mi |
| 2510 10th St NW Canton, OH | 3.0 | 1.5 | 1468 | $1,175 | $0.80 | 22d | 1 | 0.94mi |
| 1005 Broad Ave NW Unit 100 Canton, OH | 2.0 | 1.0 | 1200 | $850 | $0.71 | 22d | 1 | 0.98mi |
| 1005 Broad Ave NW Unit 201 Canton, OH | 3.0 | 1.0 | 1200 | $800 | $0.67 | 22d | 1 | 0.98mi |
| 1100 5th St SW Canton, OH | 4.0 | 1.0 | 1397 | $1,200 | $0.86 | 45d | 1 | 1.04mi |
| 1507 Stark Ave SW Canton, OH | 3.0 | 1.0 | 1188 | $975 | $0.82 | 45d | 1 | 1.04mi |
| 1511 Stark Ave SW Canton, OH | 2.0 | 1.0 | 992 | $900 | $0.91 | 45d | 1 | 1.04mi |
| 3034 12th St NW Canton, OH | 2.0 | 1.0 | 1724 | $1,125 | $0.65 | 22d | 1 | 1.13mi |
| 1016 2nd St NW Canton, OH | 1.0–3.0 | 1.0–2.0 | 916 | $1,050 | $1.15 | 15d | 20 | 1.18mi |
| 1137 7th St NW Canton, OH | 3.0 | 1.0 | 1736 | $1,095 | $0.63 | 45d | 1 | 1.23mi |
| 1000 Market Ave S Canton, OH | 1.0–2.0 | 1.0–2.0 | 1500 | $4,505 | $3.00 | 15d | 12 | 1.47mi |
Listing history 39 events
-
2026-06-21days on market $94,900 Active 23 DOM
-
2026-06-18days on market $94,900 Active 20 DOM
-
2026-06-18price $94,900 Active 19 DOM
-
2026-06-17days on market $97,500 Active 19 DOM
-
2026-06-16days on market $97,500 Active 18 DOM
-
2026-06-15days on market $97,500 Active 17 DOM
-
2026-06-14days on market $97,500 Active 15 DOM
-
2026-06-13days on market $97,500 Active 14 DOM
-
2026-06-10days on market $97,500 Active 12 DOM
-
2026-06-09days on market $97,500 Active 11 DOM
-
2026-06-08days on market $97,500 Active 10 DOM
-
2026-06-07days on market $97,500 Active 9 DOM
-
2026-06-05days on market $97,500 Active 6 DOM
-
2026-06-03days on market $97,500 Active 5 DOM
-
2026-06-02days on market $97,500 Active 4 DOM
-
2026-06-01days on market $97,500 Active 3 DOM
-
2026-05-31days on market $97,500 Active 2 DOM
-
2026-05-30days on market $97,500 Active 1 DOM
-
2026-05-01historical
-
2026-05-01$99,900 Active 202-char remark
-
2026-04-29price $99,900
-
2026-04-23price $104,900
-
2026-03-26$109,900 Active
-
2007-10-16soldstatus $14,500
-
2007-09-27historical
-
2007-09-13$17,900
-
2006-09-26$18,900
-
2006-08-22historical
-
2006-05-22$75,000
-
2006-05-06historical
-
2005-12-05$75,000
-
2005-03-21soldstatus $75,000
-
2004-12-01soldstatus $36,000
-
2004-11-03historical
-
2004-08-03$39,900
-
2001-11-30soldstatus $75,500
-
2001-06-21soldstatus $53,000
-
2001-03-20$29,900
-
1989-10-19soldstatus $9,112
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast OH · Partial reset (capped growth)
- Current annual tax
- $1,058 · $88/mo
- Projected year-2 tax
- $1,269 · $106/mo
- Expected delta
- +$211/yr (+$18/mo · 20.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 3/10 Moderate 7 d/yr ≥96°F today · 17 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $13,434
- − Mortgage interest
- −$5,316
- − Property taxes
- −$1,058
- − Insurance
- −$474
- − Repairs & maintenance
- −$1,075
- − Management
- −$1,075
- − Depreciation
- −$2,761
- Taxable income
- $1,675
- Est. tax owed @ 24.0%
- −$402
- After-tax cash flow
- $2,706/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Canton City
- NCES district ID
- 3904371
- Math proficiency
- 17% ▼ -17.00%
- Reading proficiency
- 26% ▼ -12.00%
- Median HH income
- $28,825
- Composite
- 17.1/100
- National rank
- #9116
- State rank
- #627 of 656 in OH
Livability — Canton
- Score
- 71/100
- State rank
- #441
- US rank
- #7259
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Canton, OH
- County
- Stark County · 272,865 people
- City population
- 103,614
- Metro
- Canton-Massillon, OH
- Population (ZIP)
- 9,067
- Household income
- $47,305
- Rent vs Own
- Severe rent burden
- 444.0
Population outlook (Stark County) Hauer SSP2
- Today (2025)
- 373,708 people
- By 2030
- 371,245 · -0.7%
- By 2040
- 361,331 · -3.3%
- By 2050
- 345,290 · -7.6%
- By 2075
- 302,669 · -19.0%
- By 2100
- 238,870 · -36.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (76%)
- Race & ethnicity
- White 76% Black 16% Two or more races 6% Hispanic / Latino 1% Asian 1%
- Common ancestry
- Italian 6% Lithuanian 4% Romanian 2%
- Foreign-born
- 2%
- Languages at home
- 98% English-only · Spanish 2%
Political lean MEDSL · Stark
- 2024 margin
- Strong R (+21.9) · D 38.6% · R 60.5%
- 2008→2024 swing
- -27.4pp toward R · 2008: 5.5pp · 2024: -21.9pp
- All cycles
- 2024: R+21.9 2020: R+18.5 2016: R+17.4 2012: R+0.4 2008: D+5.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -118.74%
- Current HPI
- 177.4476
- Rent YoY
- —
- Metro
- Canton-Massillon, OH
- State GDP YoY
- ▲ 1.98%
- F500 in state
- 48
Industry mix (Fortune 500 HQ in OH)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Insurance | 3 | $145B |
|
||
| Industrial Machinery | 3 | $49B |
|
||
| Financial Services | 3 | $24B |
|
||
| Consumer Goods | 2 | $93B |
|
||
| Aerospace / Defense | 2 | $47B |
|
||
| Utilities | 2 | $33B |
|
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Price history
+941.5% since first listed25 events — show timeline
- 2026-06-17 Price Changed $94,900 MLSNOW
- 2026-05-29 Listing Removed — MLSNOW
- 2026-05-29 Listed $97,500 MLSNOW
- 2026-05-27 Price Changed $97,500 MLSNOW
- 2026-05-01 Listing Removed — MLSNOW
- 2026-05-01 Listed $99,900 MLSNOW
- 2026-04-29 Price Changed $99,900 MLSNOW
- 2026-04-23 Price Changed $104,900 MLSNOW
- 2026-03-26 Listed $109,900 MLSNOW
- 2007-10-16 Sold (MLS) $14,500 MLSNOW
- 2007-09-27 Listing Removed — MLSNOW
- 2007-09-13 Listed $17,900 MLSNOW
- 2006-09-26 Listed $18,900 MLSNOW
- 2006-08-22 Listing Removed — MLSNOW
- 2006-05-22 Listed $75,000 MLSNOW
- 2006-05-06 Listing Removed — MLSNOW
- 2005-12-05 Listed $75,000 MLSNOW
- 2005-03-21 Sold (Public Records) $75,000 Public Records
- 2004-12-01 Sold (MLS) $36,000 MLSNOW
- 2004-11-03 Listing Removed — MLSNOW
- 2004-08-03 Listed $39,900 MLSNOW
- 2001-11-30 Sold (Public Records) $75,500 Public Records
- 2001-06-21 Sold (Public Records) $53,000 Public Records
- 2001-03-20 Listed $29,900 MLSNOW
- 1989-10-19 Sold (Public Records) $9,112 Public Records
Property tax history
+9.3%/yrLatest (2024): $1,058 · +15.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…