312 Salisbury Cir · White City, FL 34982

$280,000

3 bd · 2.5 ba · 1,486 sqft · SingleFamily public records · 138 Days on market

Built 2024 Est $291k · at est. $157/mo HOA · 6% of rent ↓ 9% since listing

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +9.4/30.0
• ARV discount +9.2/15.0
• Rent growth +4.4/5.0
• 1% rule +3.9/10.0
• Livability +3.9/5.0
• Schools +3.7/10.0
• DSCR +2.6/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Brand NEW energy-efficient home ready Mar 2024! Enjoy the openness of this floorplan. The central kitchen island is perfect for prepping dinner while being with family. The oversized upstairs loft is great for game nights or working from home. The primary suite offers a spacious bath and closet. Explore new townhomes coming soon to Ft. Pierce, FL. Tidewater is a gated community located just minutes from I-95 and downtown Ft. Pierce. Homeowners will have access to a private swimming pool and cabana. Each home is built with the innovative, energy-efficient features that our homes are known for including spray foam insulation, multispeed HVAC systems, and Low-E impact windows. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

Key facts

• New construction
• Walk-in closet
• $157 HOA

Tags

• NEW CONSTRUCTION
• GATED TIDEWATER COMMUNITY
• CENTRAL KITCHEN ISLAND
• OVERSIZED UPSTAIRS LOFT
• WALK-IN CLOSET
• SEPARATE LAUNDRY ROOM

Property features AI

Finance

• Financial info: Pets allowed with no restrictions
• HOA & community: HOA with monthly fee (includes maintenance of grounds and common areas); Community amenities: Pool, cabana

Exterior

• Parking: Attached garage with garage door opener (1 covered space, 1 garage space)
• Utilities: Public water; Public sewer; Three-phase electric; Cable available
• Home design: Townhouse; 2 stories; Resale property; Faces south
• Construction: Block, concrete and stucco construction; Composition/shingle roof; Built by Meritage Homes
• Exterior features: Open patio; Patio

Interior

• Kitchen: Disposal; Dishwasher; Electric range; Microwave; Refrigerator
• Bedrooms: No main-level bedrooms
• Flooring: Carpet; Ceramic tile
• Bathrooms: 2 full bathrooms; 1 half bathroom; 3 total bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Kitchen island; Walk-in closets; Split bedroom layout; Blinds
• Laundry & utility: Laundry closet inside the unit

What this means for you Summary

Snapshot

• This is a 3-bed/2.5-bath single-family listed at $280k.

Deal economics

• At list price, monthly cash flow is $-202 ($-2k/yr) — negative.
• To cash-flow at today's rent, offer at most $244k (12.7% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $248k (11.3% below list).
• Recommended offer: $244k (12.7% below list) — sets the bar for cash-flow.
• Cap rate 5.4% vs local median 3.7% in White City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 77/100 on livability (#209 in FL, #3,227 nationally) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, crime A; Watch: amenities F, health & safety D-.
• St. Lucie (urban): math 40% / reading 48% proficiency, ranked #51 of 73 in FL (top 70%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Savanna Ridge Elementary School (math 40% / reading 45%, grade F, #1,383 of 2,144 statewide, top 65%, 452 students, 75% FRL); Port St. Lucie High School (math 21% / reading 43%, grade F, #415 of 667 statewide, top 63%, 1,748 students, 67% FRL).
• Market conditions: Rents rising fast (+7.4%/yr); 336 active listings in the ZIP; 15 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 4,868 units permitted in St. Lucie County in 2024 (268 in 5+ unit buildings).
• At $2,485/mo this rent would consume 55% of the median local household income ($54k/yr) (locally 1086% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
• St. Lucie County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 138 days — a 12% lower offer ($246k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 3y ago; this cycle's ask has dropped $20k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Recommended offer $244,378 (12.7% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 138 days. Have you received any prior offers? Is the seller open to a 13% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.89% ✗
• Cap rate: 5.43%
• Cash-on-cash: -3.09%
• DSCR: 0.86
• GRM: 9.4

CMA / ARV

• ARV (on-the-fly): $291,256
• Comps found: 6

Show comp detail 6 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
6043 Alexandria Cir	0.30mi	2/2.0 (-1)	1,451 (-2%)	4mo	$285,000	$196	71
667 Ponytail Ln	0.60mi	2/2.0 (-1)	1,435 (-3%)	1mo	$258,000	$180	58
5943 Alexandria Cir	0.26mi	2/2.0 (-1)	1,451 (-2%)	23mo	$270,000	$186	58
424 Banana Ln	0.36mi	3/2.0	1,657 (+12%)	13mo	$363,000	$219	52
6225 Alexandria Cir	0.48mi	3/2.0	1,657 (+12%)	11mo	$310,000	$187	48
6101 Buchanan Dr	0.69mi	3/2.0	1,548 (+4%)	22mo	$550,000	$355	41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 7.42% rent growth · sell at horizon

5-year hold

• IRR: -16.0%
• Equity multiple: 0.41×
• Total profit: $-46,495
• Equity at exit: $41,749

10-year hold

• IRR: -0.7%
• Equity multiple: 0.94×
• Total profit: $-4,410
• Equity at exit: $24,209

Cash invested: $78,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34982

• Home prices YoY: -33.4%
• Rents YoY: 7.4%
• Active inventory: 336
• Price-to-rent: 9.4×

Monthly cashflow live

• Estimated rent: $2,485 high
• Mortgage (P&I): −$1,468
• Tax from tax record: −$422 /mo · $5,069/yr
• Insurance: −$117
• HOA: −$157
• Vacancy / Maint / Mgmt: −$522
• Net cashflow: $-202

Break-even live

Break-even rent $2,740

Max offer price $244,378

Occupancy floor —

Sensitivity live

Price	-10% $-43	-5% $-122	+0% $-202	+5% $-281	+10% $-360
Rent	-10% $-398	-5% $-300	+0% $-202	+5% $-104	+10% $-5
Rate	-1.0pp $-61	-0.5pp $-130	base $-202	+0.5pp $-274	+1.0pp $-348

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $70,000
• Closing costs: $8,400
• Reserves months: —
• Total cash needed: —

Rent comps 15 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
394 Salisbury Cir Fort Pierce, FL	3.0	2.5	1808	$2,500	$1.38	15d	1	0.07mi
389 Salisbury Cir Fort Pierce, FL	3.0	2.5	1808	$3,200	$1.77	24d	1	0.07mi
423 Salisbury Cir Fort Pierce, FL	3.0	2.5	1808	$2,500	$1.38	24d	1	0.10mi
587 Salisbury Cir Fort Pierce, FL	3.0	2.5	1808	$2,350	$1.30	15d	1	0.11mi
492 Salisbury Cir Fort Pierce, FL	3.0	2.5	1486	$2,395	$1.61	24d	1	0.15mi
526 Salisbury Cir Fort Pierce, FL	3.0	2.5	1486	$2,399	$1.61	15d	1	0.17mi
203 Melton Dr Unit B Fort Pierce, FL	2.0	1.0	1200	$1,800	$1.50	24d	1	0.86mi
360 Melton Dr Fort Pierce, FL	4.0	2.0	1720	$2,220	$1.29	15d	1	0.91mi
341 Ashley St Fort Pierce, FL	3.0	2.0	1128	$2,460	$2.18	24d	1	1.09mi
355 Johnston St Fort Pierce, FL	3.0	1.5	1118	$2,500	$2.24	24d	1	1.10mi
352 Johnston St Fort Pierce, FL	3.0	2.0	936	$2,100	$2.24	24d	1	1.13mi
330 Borraclough St Fort Pierce, FL	3.0	2.0	1404	$2,175	$1.55	15d	1	1.23mi
5300 Seagrape Dr Fort Pierce, FL	3.0	2.0	1300	$2,450	$1.88	24d	1	1.38mi
1 Lake Vista Trl #201 Port Saint Lucie, FL	2.0	2.0	1170	$1,800	$1.54	24d	1	1.46mi
2 Lake Vista Trl #107 Port Saint Lucie, FL	2.0	2.0	1170	$1,850	$1.58	24d	1	1.49mi

HOA detail

• Monthly dues: $157 · $1,884/yr
• Likely covers: waterpoolsecurity

Listing history 41 events

1. 2026-06-21
   days on market $280,000 Active 138 DOM
2. 2026-06-18
   days on market $280,000 Active 135 DOM
3. 2026-06-17
   days on market $280,000 Active 134 DOM
4. 2026-06-16
   days on market $280,000 Active 133 DOM
5. 2026-06-15
   days on market $280,000 Active 132 DOM
6. 2026-06-14
   days on market $280,000 Active 130 DOM
7. 2026-06-13
   days on market $280,000 Active 129 DOM
8. 2026-06-10
   days on market $280,000 Active 127 DOM
9. 2026-06-09
   days on market $280,000 Active 126 DOM
10. 2026-06-08
    days on market $280,000 Active 125 DOM
11. 2026-06-07
    days on market $280,000 Active 124 DOM
12. 2026-06-05
    days on market $280,000 Active 121 DOM
13. 2026-06-03
    days on market $280,000 Active 120 DOM
14. 2026-06-02
    days on market $280,000 Active 119 DOM
15. 2026-06-01
    days on market $280,000 Active 118 DOM
16. 2026-05-31
    days on market $280,000 Active 117 DOM
17. 2026-05-30
    days on market $280,000 Active 116 DOM
18. 2026-05-05
    price $280,000
19. 2026-03-19
    price $285,990
20. 2026-02-03
    listed $300,000 Active
21. 2025-04-07
    historical $2,400
22. 2025-01-28
    price $2,400
23. 2025-01-27
    listed $2,600
24. 2024-12-31
    soldstatus $279,999 Closed 840-char remark

    Show marketing remark (793 chars)

    Brand NEW energy-efficient home ready Mar 2024! Enjoy the openness of this floorplan. The central kitchen island is perfect for prepping dinner while being with family. The oversized upstairs loft is great for game nights or working from home. The primary suite offers a spacious bath and closet. Explore new townhomes coming soon to Ft. Pierce, FL. Tidewater is a gated community located just minutes from I-95 and downtown Ft. Pierce. Homeowners will have access to a private swimming pool and cabana. Each home is built with the innovative, energy-efficient features that our homes are known for including spray foam insulation, multispeed HVAC systems, and Low-E impact windows. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings.

25. 2024-12-31
    soldstatus $279,999 Closed 793-char remark

    Show marketing remark (793 chars)

    Brand NEW energy-efficient home ready Mar 2024! Enjoy the openness of this floorplan. The central kitchen island is perfect for prepping dinner while being with family. The oversized upstairs loft is great for game nights or working from home. The primary suite offers a spacious bath and closet. Explore new townhomes coming soon to Ft. Pierce, FL. Tidewater is a gated community located just minutes from I-95 and downtown Ft. Pierce. Homeowners will have access to a private swimming pool and cabana. Each home is built with the innovative, energy-efficient features that our homes are known for including spray foam insulation, multispeed HVAC systems, and Low-E impact windows. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings.

26. 2024-12-03
    status Pending 840-char remark

    Show marketing remark (793 chars)

    Brand NEW energy-efficient home ready Mar 2024! Enjoy the openness of this floorplan. The central kitchen island is perfect for prepping dinner while being with family. The oversized upstairs loft is great for game nights or working from home. The primary suite offers a spacious bath and closet. Explore new townhomes coming soon to Ft. Pierce, FL. Tidewater is a gated community located just minutes from I-95 and downtown Ft. Pierce. Homeowners will have access to a private swimming pool and cabana. Each home is built with the innovative, energy-efficient features that our homes are known for including spray foam insulation, multispeed HVAC systems, and Low-E impact windows. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings.

27. 2024-12-03
    status Pending 793-char remark

    Show marketing remark (793 chars)

    Brand NEW energy-efficient home ready Mar 2024! Enjoy the openness of this floorplan. The central kitchen island is perfect for prepping dinner while being with family. The oversized upstairs loft is great for game nights or working from home. The primary suite offers a spacious bath and closet. Explore new townhomes coming soon to Ft. Pierce, FL. Tidewater is a gated community located just minutes from I-95 and downtown Ft. Pierce. Homeowners will have access to a private swimming pool and cabana. Each home is built with the innovative, energy-efficient features that our homes are known for including spray foam insulation, multispeed HVAC systems, and Low-E impact windows. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings.

28. 2024-11-19
    price $279,999 793-char remark

    Show marketing remark (840 chars)

    Brand NEW energy-efficient home ready Mar 2024! Enjoy the openness of this floorplan. The central kitchen island is perfect for prepping dinner while being with family. The oversized upstairs loft is great for game nights or working from home. The primary suite offers a spacious bath and closet. Explore new townhomes coming soon to Ft. Pierce, FL. Tidewater is a gated community located just minutes from I-95 and downtown Ft. Pierce. Homeowners will have access to a private swimming pool and cabana. Each home is built with the innovative, energy-efficient features that our homes are known for including spray foam insulation, multispeed HVAC systems, and Low-E impact windows. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

29. 2024-11-19
    price $279,999 840-char remark

    Show marketing remark (840 chars)

    Brand NEW energy-efficient home ready Mar 2024! Enjoy the openness of this floorplan. The central kitchen island is perfect for prepping dinner while being with family. The oversized upstairs loft is great for game nights or working from home. The primary suite offers a spacious bath and closet. Explore new townhomes coming soon to Ft. Pierce, FL. Tidewater is a gated community located just minutes from I-95 and downtown Ft. Pierce. Homeowners will have access to a private swimming pool and cabana. Each home is built with the innovative, energy-efficient features that our homes are known for including spray foam insulation, multispeed HVAC systems, and Low-E impact windows. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

30. 2024-11-12
    price $294,999 793-char remark

    Show marketing remark (840 chars)

    Brand NEW energy-efficient home ready Mar 2024! Enjoy the openness of this floorplan. The central kitchen island is perfect for prepping dinner while being with family. The oversized upstairs loft is great for game nights or working from home. The primary suite offers a spacious bath and closet. Explore new townhomes coming soon to Ft. Pierce, FL. Tidewater is a gated community located just minutes from I-95 and downtown Ft. Pierce. Homeowners will have access to a private swimming pool and cabana. Each home is built with the innovative, energy-efficient features that our homes are known for including spray foam insulation, multispeed HVAC systems, and Low-E impact windows. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

31. 2024-11-12
    price $294,999 840-char remark

    Show marketing remark (840 chars)

    Brand NEW energy-efficient home ready Mar 2024! Enjoy the openness of this floorplan. The central kitchen island is perfect for prepping dinner while being with family. The oversized upstairs loft is great for game nights or working from home. The primary suite offers a spacious bath and closet. Explore new townhomes coming soon to Ft. Pierce, FL. Tidewater is a gated community located just minutes from I-95 and downtown Ft. Pierce. Homeowners will have access to a private swimming pool and cabana. Each home is built with the innovative, energy-efficient features that our homes are known for including spray foam insulation, multispeed HVAC systems, and Low-E impact windows. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

32. 2024-11-08
    price $284,999 793-char remark

    Show marketing remark (840 chars)

    Brand NEW energy-efficient home ready Mar 2024! Enjoy the openness of this floorplan. The central kitchen island is perfect for prepping dinner while being with family. The oversized upstairs loft is great for game nights or working from home. The primary suite offers a spacious bath and closet. Explore new townhomes coming soon to Ft. Pierce, FL. Tidewater is a gated community located just minutes from I-95 and downtown Ft. Pierce. Homeowners will have access to a private swimming pool and cabana. Each home is built with the innovative, energy-efficient features that our homes are known for including spray foam insulation, multispeed HVAC systems, and Low-E impact windows. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

33. 2024-11-08
    price $284,999 840-char remark

    Show marketing remark (840 chars)

    Brand NEW energy-efficient home ready Mar 2024! Enjoy the openness of this floorplan. The central kitchen island is perfect for prepping dinner while being with family. The oversized upstairs loft is great for game nights or working from home. The primary suite offers a spacious bath and closet. Explore new townhomes coming soon to Ft. Pierce, FL. Tidewater is a gated community located just minutes from I-95 and downtown Ft. Pierce. Homeowners will have access to a private swimming pool and cabana. Each home is built with the innovative, energy-efficient features that our homes are known for including spray foam insulation, multispeed HVAC systems, and Low-E impact windows. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

34. 2024-11-04
    price $329,105 793-char remark

    Show marketing remark (840 chars)

    Brand NEW energy-efficient home ready Mar 2024! Enjoy the openness of this floorplan. The central kitchen island is perfect for prepping dinner while being with family. The oversized upstairs loft is great for game nights or working from home. The primary suite offers a spacious bath and closet. Explore new townhomes coming soon to Ft. Pierce, FL. Tidewater is a gated community located just minutes from I-95 and downtown Ft. Pierce. Homeowners will have access to a private swimming pool and cabana. Each home is built with the innovative, energy-efficient features that our homes are known for including spray foam insulation, multispeed HVAC systems, and Low-E impact windows. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

35. 2024-11-04
    status Active 840-char remark

    Show marketing remark (840 chars)

    Brand NEW energy-efficient home ready Mar 2024! Enjoy the openness of this floorplan. The central kitchen island is perfect for prepping dinner while being with family. The oversized upstairs loft is great for game nights or working from home. The primary suite offers a spacious bath and closet. Explore new townhomes coming soon to Ft. Pierce, FL. Tidewater is a gated community located just minutes from I-95 and downtown Ft. Pierce. Homeowners will have access to a private swimming pool and cabana. Each home is built with the innovative, energy-efficient features that our homes are known for including spray foam insulation, multispeed HVAC systems, and Low-E impact windows. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

36. 2024-11-04
    status Active 793-char remark

    Show marketing remark (840 chars)

    Brand NEW energy-efficient home ready Mar 2024! Enjoy the openness of this floorplan. The central kitchen island is perfect for prepping dinner while being with family. The oversized upstairs loft is great for game nights or working from home. The primary suite offers a spacious bath and closet. Explore new townhomes coming soon to Ft. Pierce, FL. Tidewater is a gated community located just minutes from I-95 and downtown Ft. Pierce. Homeowners will have access to a private swimming pool and cabana. Each home is built with the innovative, energy-efficient features that our homes are known for including spray foam insulation, multispeed HVAC systems, and Low-E impact windows. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

37. 2024-11-04
    price $329,105 840-char remark

    Show marketing remark (840 chars)

    Brand NEW energy-efficient home ready Mar 2024! Enjoy the openness of this floorplan. The central kitchen island is perfect for prepping dinner while being with family. The oversized upstairs loft is great for game nights or working from home. The primary suite offers a spacious bath and closet. Explore new townhomes coming soon to Ft. Pierce, FL. Tidewater is a gated community located just minutes from I-95 and downtown Ft. Pierce. Homeowners will have access to a private swimming pool and cabana. Each home is built with the innovative, energy-efficient features that our homes are known for including spray foam insulation, multispeed HVAC systems, and Low-E impact windows. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

38. 2023-12-14
    status Pending 793-char remark

    Show marketing remark (840 chars)

    Brand NEW energy-efficient home ready Mar 2024! Enjoy the openness of this floorplan. The central kitchen island is perfect for prepping dinner while being with family. The oversized upstairs loft is great for game nights or working from home. The primary suite offers a spacious bath and closet. Explore new townhomes coming soon to Ft. Pierce, FL. Tidewater is a gated community located just minutes from I-95 and downtown Ft. Pierce. Homeowners will have access to a private swimming pool and cabana. Each home is built with the innovative, energy-efficient features that our homes are known for including spray foam insulation, multispeed HVAC systems, and Low-E impact windows. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

39. 2023-12-14
    status Pending 840-char remark

    Show marketing remark (840 chars)

    Brand NEW energy-efficient home ready Mar 2024! Enjoy the openness of this floorplan. The central kitchen island is perfect for prepping dinner while being with family. The oversized upstairs loft is great for game nights or working from home. The primary suite offers a spacious bath and closet. Explore new townhomes coming soon to Ft. Pierce, FL. Tidewater is a gated community located just minutes from I-95 and downtown Ft. Pierce. Homeowners will have access to a private swimming pool and cabana. Each home is built with the innovative, energy-efficient features that our homes are known for including spray foam insulation, multispeed HVAC systems, and Low-E impact windows. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

40. 2023-12-12
    listed $307,105 Active 793-char remark

    Show marketing remark (793 chars)

    Brand NEW energy-efficient home ready Mar 2024! Enjoy the openness of this floorplan. The central kitchen island is perfect for prepping dinner while being with family. The oversized upstairs loft is great for game nights or working from home. The primary suite offers a spacious bath and closet. Explore new townhomes coming soon to Ft. Pierce, FL. Tidewater is a gated community located just minutes from I-95 and downtown Ft. Pierce. Homeowners will have access to a private swimming pool and cabana. Each home is built with the innovative, energy-efficient features that our homes are known for including spray foam insulation, multispeed HVAC systems, and Low-E impact windows. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings.

41. 2023-11-20
    listed $307,105 Active 840-char remark

    Show marketing remark (840 chars)

    Brand NEW energy-efficient home ready Mar 2024! Enjoy the openness of this floorplan. The central kitchen island is perfect for prepping dinner while being with family. The oversized upstairs loft is great for game nights or working from home. The primary suite offers a spacious bath and closet. Explore new townhomes coming soon to Ft. Pierce, FL. Tidewater is a gated community located just minutes from I-95 and downtown Ft. Pierce. Homeowners will have access to a private swimming pool and cabana. Each home is built with the innovative, energy-efficient features that our homes are known for including spray foam insulation, multispeed HVAC systems, and Low-E impact windows. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $5,069 · $422/mo
• Projected year-2 tax: $5,069 · $422/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Taxation est. · year 1

• Rental income: $29,815
• − Mortgage interest: −$15,684
• − Property taxes: −$5,069
• − Insurance: −$1,400
• − Repairs & maintenance: −$2,385
• − Management: −$2,385
• − HOA: −$1,884
• − Depreciation: −$8,145
• Taxable loss: −$7,139
• Est. tax savings @ 24.0%: +$1,713
• After-tax cash flow: $-707/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: St. Lucie
• NCES district ID: 1201770
• Math proficiency: 40% ▼ -11.00%
• Reading proficiency: 48% ▼ -4.00%
• Median HH income: $44,737
• Composite: 37.28/100
• National rank: #4449
• State rank: #51 of 73 in FL

Livability — White City

• Score: 77/100
• State rank: #209
• US rank: #3227

Category grades

Amenities F Commute B Cost of living A- Crime A Employment A+ Housing A+ Health & safety D- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: White City, FL
• County: Saint Lucie County · 337,150 people
• Metro: Port St. Lucie, FL
• Population (ZIP): 31,143
• Household income: $54,082
• Rent vs Own: 27.5% rent · 72.5% own
• Severe rent burden: 1086.0

Population outlook (St. Lucie County) Hauer SSP2

• Today (2025): 338,016 people
• By 2030: 355,687 · +5.2%
• By 2040: 385,521 · +14.1%
• By 2050: 406,106 · +20.1%
• By 2075: 441,054 · +30.5%
• By 2100: 436,885 · +29.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority White (62%)
• Race & ethnicity: White 62% Hispanic / Latino 22% Two or more races 12% Black 12%
• Hispanic origin (detail): Mexican 10% Puerto Rican 3% Cuban 3%
• Common ancestry: Italian 7% Hispanic 2% Lithuanian 1%
• Foreign-born: 12% · Canada
• Languages at home: 80% English-only · Spanish 16% French/Haitian/Cajun 3%

Political lean MEDSL · St. Lucie

• 2024 margin: Lean R (+9.1) · D 45.1% · R 54.2%
• 2008→2024 swing: -21.2pp toward R · 2008: 12.1pp · 2024: -9.1pp
• All cycles: 2024: R+9.1 2020: R+1.6 2016: R+2.5 2012: D+7.9 2008: D+12.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -199.47%
• Current HPI: 397.2649
• Rent YoY: ▲ 7.42%
• Metro: Port St. Lucie, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-8.8% since first listed

24 events — show timeline

• 2026-05-05 Price Changed $280,000 Beaches MLS
• 2026-03-19 Price Changed $285,990 Beaches MLS
• 2026-02-03 Listed $300,000 Beaches MLS
• 2025-04-07 Rental Removed $2,400 GFLMLS
• 2025-01-28 Price Changed $2,400 GFLMLS
• 2025-01-27 Listed for Rent $2,600 GFLMLS
• 2024-12-31 Sold (MLS) $279,999 Beaches MLS
• 2024-12-31 Sold (MLS) $279,999 MCRTC
• 2024-12-03 Pending — MCRTC
• 2024-12-03 Pending — Beaches MLS
• 2024-11-19 Price Changed $279,999 Beaches MLS
• 2024-11-19 Price Changed $279,999 MCRTC
• 2024-11-12 Price Changed $294,999 Beaches MLS
• 2024-11-12 Price Changed $294,999 MCRTC
• 2024-11-08 Price Changed $284,999 Beaches MLS
• 2024-11-08 Price Changed $284,999 MCRTC
• 2024-11-04 Price Changed $329,105 Beaches MLS
• 2024-11-04 Relisted — MCRTC
• 2024-11-04 Relisted — Beaches MLS
• 2024-11-04 Price Changed $329,105 MCRTC
• 2023-12-14 Pending — Beaches MLS
• 2023-12-14 Pending — MCRTC
• 2023-12-12 Listed $307,105 Beaches MLS
• 2023-11-20 Listed $307,105 MCRTC

Property tax history

+540.2%/yr

Latest (2025): $5,069 · +801.0% YoY. Source: county tax records.