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5719 Declaration Ct 🌊 Lakefront
D Composite 40.3
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +9.4/30.0
  • ARV discount +7.5/15.0
  • Schools +5.0/10.0
  • Appreciation +4.5/10.0
  • Rent growth +3.2/5.0
  • 1% rule +3.0/10.0
  • DSCR +2.6/10.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0

$450,000

5719 Declaration Ct · Ave Maria, FL 34142
3 bd · 2.0 ba · 1,415 sqft · SingleFamily public records · 78 Days on market
Built 2013 6,969 sqft lot $472/mo HOA · 13% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to this stunning single-family home boasting 3 bedrooms, 2 bathrooms and a 2-car garage. Step into luxury as you discover the in-ground pool, perfect for those hot summer days. The kitchen is a chef's delight, featuring granite counters and stainless steel appliances that will make cooking a breeze. The tile flooring adds a touch of elegance to the home, while the plantation shutters provide privacy and style. With new lighting and fans, the ambiance is perfect for relaxation. The interior and exterior have been freshly painted, giving the home a modern and inviting feel. Located Del Webb Naples in a 55+ active adult community, this home offers a peaceful and serene environment. The golf course view is breathtaking, allowing you to enjoy the beauty of nature right from your backyard. Ave Maria is a golf cart-friendly town offering convenience and a unique way to explore the area. The clubhouse and resort pool are perfect for socializing and entertaining guests supported with a full time lifestyle coordinator. Additionally, the 18 sport courts provide endless opportunities for staying active and enjoying your favorite sports.

Key facts

  • 6,969 sq ft lot
  • 2 garage spots
  • Pool

Property features AI

Finance

  • Other: Located on a golf course lot with lake view; Lot has irrigation with assessment paid and reclaimed water available; Lot restrictions include architectural, deeded, no commercial, no RV
  • Financial info: One-time other HOA fee; Total annual recurring HOA fees; Total one-time HOA fees
  • HOA & community: Mandatory HOA; Quarterly HOA fee (master HOA component); HOA maintenance covers cable, golf course, internet/Wi‑Fi, irrigation water, lawn/land maintenance, legal/accounting, manager, recreation facilities, reserves, sewer, street lights, and street maintenance; Professional management; Community amenities include clubhouse, community pool and spa, fitness center, golf course (non-equity), tennis, pickleball, bocce, putting green, basketball, volleyball, bike/jog paths, dog park, play area, restaurant, shopping, library, hobby and community rooms, sauna, billiards, BBQ/picnic areas, and sidewalks; Gated golf-course community

Exterior

  • Parking: Attached 2-car garage; Paved driveway
  • Security: Gated community
  • Utilities: Central water; Central sewer; Cable available
  • Home design: Single-family residence; 1 story / ranch; Built in 2013; Rear exposure faces northwest; Located in Ave Maria
  • Construction: Concrete block construction; Tile roof
  • Exterior features: Patio; Automatic sprinkler system; Screened private pool (below-ground concrete) with electric heater and salt water system; pool equipment stays; Single hung windows; Manual storm shutters; Stucco exterior; Gated community

Interior

  • Kitchen: Cooktop (electric); Range; Microwave; Dishwasher; Disposal; Refrigerator/freezer
  • Bedrooms: 3 bedrooms; First-floor bedroom; Split bedroom floor plan
  • Flooring: Tile flooring
  • Bathrooms: 2 full bathrooms; Master bath with dual sinks and shower (no tub)
  • Heating & cooling: Central electric heat; Central electric air conditioning; Ceiling fans
  • Interior features: Cable prewire; Smoke detectors; Window coverings; Dining area (family); Guest bath; Guest room; Laundry in residence; Screened lanai/porch; Auto garage door
  • Laundry & utility: Washer; Dryer

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $450k.

Deal economics

  • At list price, monthly cash flow is $-321 ($-4k/yr) — negative.
  • To cash-flow at today's rent, offer at most $393k (12.6% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $361k (19.7% below list).
  • Recommended offer: $361k (19.7% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
  • Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Estates Elementary School (math 70% / reading 67%, grade B+, #409 of 2,144 statewide, top 20%, 862 students, 53% FRL); Corkscrew Middle School (math 68% / reading 59%, grade B+, #109 of 571 statewide, top 19%, 958 students, 43% FRL); Palmetto Ridge High School (math 43% / reading 51%, grade D-, #207 of 667 statewide, top 32%, 2,347 students, 38% FRL).
  • Market conditions: Rents rising (+3.0%/yr); 453 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).
  • At $3,613/mo this rent would consume 70% of the median local household income ($62k/yr) (locally 1093% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-1.1%/yr); year-one equity from $3k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 78 days — a 6% lower offer ($423k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 13y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $361,349 (19.7% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 78 days. Have you received any prior offers? Is the seller open to a 20% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. This sits on a lake — are riparian / water-frontage rights deeded with the parcel? Any dock permits, shoreline easements, or HOA water-use restrictions?
  8. What's the documented flood / surge / shoreline-erosion history here (FEMA AND non-FEMA — e.g., storm surge, creek backup, septic-field saturation)?
  9. Any water-quality or seasonal algae-bloom issues that affect tenant satisfaction or short-term-rental demand?
  10. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  11. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  12. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.80%
Cap rate
5.44%
Cash-on-cash
-3.06%
DSCR
0.86
GRM
10.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-1.05% appreciation · 2.95% rent growth · sell at horizon

5-year hold
IRR
-10.2%
Equity multiple
0.56×
Total profit
$-55,409
Equity at exit
$107,584
10-year hold
IRR
-3.4%
Equity multiple
0.69×
Total profit
$-39,308
Equity at exit
$112,086

Cash invested: $126,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 34142

Home prices YoY
-0.5%
Rents YoY
3.0%
Active inventory
453
Price-to-rent
10.4×

Monthly cashflow live

Estimated rent
$3,613 high interval (Pro) →
Mortgage (P&I)
$2,360
Tax from tax record
$157 /mo · $1,879/yr
Insurance
$188
HOA
$472
Vacancy / Maint / Mgmt
$759
Net cashflow
$-321

Break-even live

Break-even rent $4,020
Max offer price $393,247
Occupancy floor

Sensitivity live

Price -10% $-67 -5% $-194 +0% $-321 +5% $-449 +10% $-576
Rent -10% $-607 -5% $-464 +0% $-321 +5% $-179 +10% $-36
Rate -1.0pp $-95 -0.5pp $-207 base $-321 +0.5pp $-438 +1.0pp $-557

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$112,500
Closing costs
$13,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5690 Mayflower Way Ave Maria, FL 3.0 2.0 1815 $3,295 $1.82 25d 1 0.16mi
5690 Mayflower Way #601 Ave Maria, FL 3.0 2.0 1815 $5,500 $3.03 25d 1 0.16mi
5697 Mayflower Way Ave Maria, FL 2.0 2.0 1538 $2,495 $1.62 25d 1 0.22mi
5705 Mayflower Way #1407 Ave Maria, FL 2.0 2.0 1536 $2,250 $1.46 25d 1 0.26mi
5360 Brin Way Ave Maria, FL 4.0 2.5 1088 $2,495 $2.29 25d 1 0.39mi
5769 Mayflower Way Ave Maria, FL 2.0 2.0 1554 $4,000 $2.57 25d 1 0.39mi
5538 Useppa Dr Ave Maria, FL 2.0 2.5 1850 $10,995 $5.94 25d 1 0.49mi
5435 Pikewood Ct Ave Maria, FL 2.0 2.5 1850 $3,695 $2.00 23d 1 0.57mi
5935 Mayflower Way Ave Maria, FL 2.0 2.0 1460 $2,550 $1.75 25d 1 0.63mi
5988 Mayflower Way Ave Maria, FL 2.0 2.0 1602 $5,200 $3.25 25d 1 0.66mi
8010 Helena Ct Ave Maria, FL 2.0 2.0 1554 $2,500 $1.61 23d 1 0.78mi
5478 Double Eagle Cir #3521 Ave Maria, FL 2.0 2.0 1569 $4,995 $3.18 25d 1 0.83mi
5454 Double Eagle Cir #3325 Ave Maria, FL 2.0 2.0 1355 $2,495 $1.84 25d 1 0.86mi
6168 Harmony Dr Immokalee, FL 3.0 2.0 1570 $5,495 $3.50 16d 1 0.87mi
5466 Double Eagle Cir #3425 Ave Maria, FL 2.0 2.0 1355 $5,995 $4.42 25d 1 0.87mi
5479 Double Eagle Cir #3626 Ave Maria, FL 2.0 2.0 1154 $2,200 $1.91 15d 1 0.90mi
6189 Harmony Dr Immokalee, FL 3.0 2.0 1558 $6,295 $4.04 25d 1 0.91mi
5909 Berwick Ln Ave Maria, FL 2.0 2.0 1850 $10,995 $5.94 25d 1 0.92mi
5491 Double Eagle Cir #3728 Ave Maria, FL 3.0 2.0 1301 $2,195 $1.69 16d 1 0.93mi
5433 Double Eagle Cir Ave Maria, FL 2.0 2.0 1366 $3,295 $2.41 25d 1 0.93mi
6205 Harmony Dr Immokalee, FL 3.0 2.0 1558 $5,000 $3.21 25d 1 0.93mi
5433 Double Eagle Cir #2915 Ave Maria, FL 2.0 2.0 1366 $6,295 $4.61 23d 1 0.93mi
5629 Double Eagle Cir #4223 Ave Maria, FL 2.0 2.0 1154 $2,395 $2.08 25d 1 0.94mi
5835 Double Eagle Cir #4726 Ave Maria, FL 2.0 2.0 1154 $2,095 $1.82 16d 1 0.94mi
6039 Ellerston WAY #2017 Ave Maria, FL 2.0 2.0 1355 $6,295 $4.65 25d 1 0.94mi
5651 Double Eagle Cir #4338 Ave Maria, FL 2.0 2.0 1301 $6,295 $4.84 25d 1 0.94mi
5651 Double Eagle Cir #4316 Ave Maria, FL 2.0 2.0 1154 $5,495 $4.76 25d 1 0.94mi
5710 Melbourne Ct #6511 Ave Maria, FL 3.0 2.0 1741 $7,295 $4.19 25d 1 0.94mi
6036 Ellerston WAY #1311 Ave Maria, FL 3.0 2.0 1741 $4,490 $2.58 25d 1 0.94mi
5445 Double Eagle Cir #3011 Ave Maria, FL 2.0 2.0 1569 $2,495 $1.59 25d 1 0.94mi
5629 Double Eagle Cir #4218 Ave Maria, FL 3.0 2.0 1301 $6,295 $4.84 25d 1 0.94mi
5629 Double Eagle Cir #4217 Ave Maria, FL 2.0 2.0 1154 $5,795 $5.02 25d 1 0.94mi
5835 Double Eagle CIR #4714 Ave Maria, FL 2.0 2.0 1120 $1,895 $1.69 25d 1 0.94mi
5715 Double Eagle Cir #4416 Ave Maria, FL 2.0 2.0 1154 $2,100 $1.82 25d 1 0.94mi
5704 Melbourne Ct #6712 Ave Maria, FL 3.0 2.0 1741 $7,295 $4.19 25d 1 0.94mi
5478 Double Eagle Cir #3515 Ave Maria, FL 2.0 2.0 1355 $2,395 $1.77 25d 1 0.94mi
5428 Double Eagle Cir #2517 Ave Maria, FL 2.0 2.0 1355 $2,695 $1.99 25d 1 0.97mi
5427 Double Eagle Cir #2812 Ave Maria, FL 2.0 2.0 1355 $2,395 $1.77 16d 1 0.99mi
5427 Double Eagle Cir Ave Maria, FL 2.0 2.0 1355 $2,995 $2.21 25d 1 0.99mi
5410 Double Eagle Cir #2222 Ave Maria, FL 2.0 2.0 1355 $2,395 $1.77 25d 1 1.00mi

HOA detail

Monthly dues
$472 · $5,664/yr
Likely covers
pool

Listing history 33 events

  1. 2026-06-21
    days on market $450,000 Active 78 DOM
  2. 2026-06-18
    days on market $450,000 Active 75 DOM
  3. 2026-06-17
    days on market $450,000 Active 74 DOM
  4. 2026-06-16
    days on market $450,000 Active 73 DOM
  5. 2026-06-15
    days on market $450,000 Active 72 DOM
  6. 2026-06-14
    days on market $450,000 Active 70 DOM
  7. 2026-06-10
    days on market $450,000 Active 67 DOM
  8. 2026-06-09
    days on market $450,000 Active 66 DOM
  9. 2026-06-08
    days on market $450,000 Active 65 DOM
  10. 2026-06-07
    days on market $450,000 Active 64 DOM
  11. 2026-06-03
    days on market $450,000 Active 60 DOM
  12. 2026-06-02
    days on market $450,000 Active 59 DOM
  13. 2026-06-01
    days on market $450,000 Active 58 DOM
  14. 2026-05-31
    days on market $450,000 Active 57 DOM
  15. 2026-05-30
    days on market $450,000 Active 56 DOM
  16. 2026-04-04
    listed $450,000 Active
  17. 2023-11-20
    soldstatus $485,000
  18. 2023-11-13
    soldstatus $485,000 Closed 1151-char remark
    Show marketing remark (1151 chars)

    Welcome to this stunning single-family home boasting 3 bedrooms, 2 bathrooms and a 2-car garage. Step into luxury as you discover the in-ground pool, perfect for those hot summer days. The kitchen is a chef's delight, featuring granite counters and stainless steel appliances that will make cooking a breeze. The tile flooring adds a touch of elegance to the home, while the plantation shutters provide privacy and style. With new lighting and fans, the ambiance is perfect for relaxation. The interior and exterior have been freshly painted, giving the home a modern and inviting feel. Located Del Webb Naples in a 55+ active adult community, this home offers a peaceful and serene environment. The golf course view is breathtaking, allowing you to enjoy the beauty of nature right from your backyard. Ave Maria is a golf cart-friendly town offering convenience and a unique way to explore the area. The clubhouse and resort pool are perfect for socializing and entertaining guests supported with a full time lifestyle coordinator. Additionally, the 18 sport courts provide endless opportunities for staying active and enjoying your favorite sports.

  19. 2023-10-17
    status Pending 1151-char remark
    Show marketing remark (1151 chars)

    Welcome to this stunning single-family home boasting 3 bedrooms, 2 bathrooms and a 2-car garage. Step into luxury as you discover the in-ground pool, perfect for those hot summer days. The kitchen is a chef's delight, featuring granite counters and stainless steel appliances that will make cooking a breeze. The tile flooring adds a touch of elegance to the home, while the plantation shutters provide privacy and style. With new lighting and fans, the ambiance is perfect for relaxation. The interior and exterior have been freshly painted, giving the home a modern and inviting feel. Located Del Webb Naples in a 55+ active adult community, this home offers a peaceful and serene environment. The golf course view is breathtaking, allowing you to enjoy the beauty of nature right from your backyard. Ave Maria is a golf cart-friendly town offering convenience and a unique way to explore the area. The clubhouse and resort pool are perfect for socializing and entertaining guests supported with a full time lifestyle coordinator. Additionally, the 18 sport courts provide endless opportunities for staying active and enjoying your favorite sports.

  20. 2023-10-03
    price $492,000 1151-char remark
    Show marketing remark (1151 chars)

    Welcome to this stunning single-family home boasting 3 bedrooms, 2 bathrooms and a 2-car garage. Step into luxury as you discover the in-ground pool, perfect for those hot summer days. The kitchen is a chef's delight, featuring granite counters and stainless steel appliances that will make cooking a breeze. The tile flooring adds a touch of elegance to the home, while the plantation shutters provide privacy and style. With new lighting and fans, the ambiance is perfect for relaxation. The interior and exterior have been freshly painted, giving the home a modern and inviting feel. Located Del Webb Naples in a 55+ active adult community, this home offers a peaceful and serene environment. The golf course view is breathtaking, allowing you to enjoy the beauty of nature right from your backyard. Ave Maria is a golf cart-friendly town offering convenience and a unique way to explore the area. The clubhouse and resort pool are perfect for socializing and entertaining guests supported with a full time lifestyle coordinator. Additionally, the 18 sport courts provide endless opportunities for staying active and enjoying your favorite sports.

  21. 2023-07-31
    listed $502,000 Active 1151-char remark
    Show marketing remark (1151 chars)

    Welcome to this stunning single-family home boasting 3 bedrooms, 2 bathrooms and a 2-car garage. Step into luxury as you discover the in-ground pool, perfect for those hot summer days. The kitchen is a chef's delight, featuring granite counters and stainless steel appliances that will make cooking a breeze. The tile flooring adds a touch of elegance to the home, while the plantation shutters provide privacy and style. With new lighting and fans, the ambiance is perfect for relaxation. The interior and exterior have been freshly painted, giving the home a modern and inviting feel. Located Del Webb Naples in a 55+ active adult community, this home offers a peaceful and serene environment. The golf course view is breathtaking, allowing you to enjoy the beauty of nature right from your backyard. Ave Maria is a golf cart-friendly town offering convenience and a unique way to explore the area. The clubhouse and resort pool are perfect for socializing and entertaining guests supported with a full time lifestyle coordinator. Additionally, the 18 sport courts provide endless opportunities for staying active and enjoying your favorite sports.

  22. 2021-05-17
    soldstatus $336,000
  23. 2021-05-03
    soldstatus $336,000 Sold 688-char remark
    Show marketing remark (688 chars)

    Welcome Home to this spectacular home in the Del Webb 55+ community located in Ave Maria, Florida. This home boasts a stunning view of the lake and golf course from the beautiful, heated pool and lanai area and is located on a quiet cul-de-sac. The home has three bedrooms and features upgraded tile floors on the diagonal throughout the entire home with granite counters, plantation shutters and so much more. The master bedroom and the living room have beautiful golf and lake views, a perfect place to relax and unwind. This stunning home is turnkey with some exclusions and is ready to move into. Come enjoy the Florida lifestyle in the fastest growing community in Southwest Florida.

  24. 2021-03-22
    status Pending With Contingencies 688-char remark
    Show marketing remark (688 chars)

    Welcome Home to this spectacular home in the Del Webb 55+ community located in Ave Maria, Florida. This home boasts a stunning view of the lake and golf course from the beautiful, heated pool and lanai area and is located on a quiet cul-de-sac. The home has three bedrooms and features upgraded tile floors on the diagonal throughout the entire home with granite counters, plantation shutters and so much more. The master bedroom and the living room have beautiful golf and lake views, a perfect place to relax and unwind. This stunning home is turnkey with some exclusions and is ready to move into. Come enjoy the Florida lifestyle in the fastest growing community in Southwest Florida.

  25. 2021-03-18
    listed $328,000 Active 688-char remark
    Show marketing remark (688 chars)

    Welcome Home to this spectacular home in the Del Webb 55+ community located in Ave Maria, Florida. This home boasts a stunning view of the lake and golf course from the beautiful, heated pool and lanai area and is located on a quiet cul-de-sac. The home has three bedrooms and features upgraded tile floors on the diagonal throughout the entire home with granite counters, plantation shutters and so much more. The master bedroom and the living room have beautiful golf and lake views, a perfect place to relax and unwind. This stunning home is turnkey with some exclusions and is ready to move into. Come enjoy the Florida lifestyle in the fastest growing community in Southwest Florida.

  26. 2020-10-01
    soldstatus $280,000
  27. 2020-09-30
    soldstatus $280,000 Sold
  28. 2020-09-11
    status Pending With Contingencies
  29. 2020-08-22
    price $319,900
  30. 2020-06-25
    listed $325,000 Active
  31. 2013-11-19
    soldstatus $220,000
  32. 2013-11-18
    soldstatus $220,000
  33. 2013-08-13
    listed $234,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$1,879 · $157/mo
Projected year-2 tax
$3,735 · $311/mo
Expected delta
+$1,856/yr (+$155/mo · 98.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥111°F today · 28 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$43,362
− Mortgage interest
−$25,207
− Property taxes
−$1,879
− Insurance
−$2,250
− Repairs & maintenance
−$3,469
− Management
−$3,469
− HOA
−$5,664
− Depreciation
−$13,091
Taxable loss
−$11,667
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,800
After-tax cash flow
$-1,055/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Collier
NCES district ID
1200330
Math proficiency
60% ▼ -4.00%
Reading proficiency
56% ▼ -2.00%
Median HH income
$58,275
Composite
50.23/100
National rank
#1892
State rank
#16 of 73 in FL

Livability — Ave Maria

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Ave Maria, FL
County
Collier County · 396,295 people
Metro
Naples-Marco Island, FL
Population (ZIP)
35,149
Household income
$62,333
Rent vs Own
48.7% rent · 51.3% own
Severe rent burden
1093.0

Population outlook (Collier County) Hauer SSP2

Today (2025)
420,858 people
By 2030
450,054 · +6.9%
By 2040
502,232 · +19.3%
By 2050
544,932 · +29.5%
By 2075
627,203 · +49.0%
By 2100
659,015 · +56.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Hispanic (63%)
Race & ethnicity
Hispanic / Latino 63% Two or more races 39% Black 19% White 16% Native American 7%
Hispanic origin (detail)
Mexican 43% Puerto Rican 3% Cuban 2% Dominican 1%
Common ancestry
Hispanic 8% Slovak 1% Serbian 1%
Foreign-born
32% · Canada, Jamaica
Languages at home
34% English-only · Spanish 53% French/Haitian/Cajun 12%

Political lean MEDSL · Collier

2024 margin
Solid R (+33.1) · D 33.1% · R 66.2%
2008→2024 swing
-10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
All cycles
2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -1.05%
Current HPI
226.9105
Rent YoY
▲ 2.95%
Metro
Naples-Marco Island, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+91.6% since first listed
18 events — show timeline
  • 2026-04-04 Listed $450,000 NAPLESMLS
  • 2023-11-20 Sold (Public Records) $485,000 Public Records
  • 2023-11-13 Sold (MLS) $485,000 FORTMLS
  • 2023-10-17 Pending FORTMLS
  • 2023-10-03 Price Changed $492,000 FORTMLS
  • 2023-07-31 Listed $502,000 FORTMLS
  • 2021-05-17 Sold (Public Records) $336,000 Public Records
  • 2021-05-03 Sold (MLS) $336,000 NAPLESMLS
  • 2021-03-22 Pending NAPLESMLS
  • 2021-03-18 Listed $328,000 NAPLESMLS
  • 2020-10-01 Sold (Public Records) $280,000 Public Records
  • 2020-09-30 Sold (MLS) $280,000 NAPLESMLS
  • 2020-09-11 Pending NAPLESMLS
  • 2020-08-22 Price Changed $319,900 NAPLESMLS
  • 2020-06-25 Listed $325,000 NAPLESMLS
  • 2013-11-19 Sold (Public Records) $220,000 Public Records
  • 2013-11-18 Sold (MLS) $220,000 NAPLESMLS
  • 2013-08-13 Listed $234,900 NAPLESMLS

Property tax history

+0.0%/yr

Latest (2025): $1,879 · -63.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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