9309 Florida St · Fanning Springs, FL 32693

$233,900

3 bd · 2.0 ba · 1,576 sqft · SingleFamily public records · 35 Days on market

Built 1976 2.00 ac lot $148/sqft · 24% below area Est $307k · 24% under

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +10.6/30.0
• Appreciation +10.0/10.0
• Schools +5.3/10.0
• Livability +3.2/5.0
• DSCR +3.0/10.0
• 1% rule +2.7/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Located near the Suwannee River, this stunning three-bedroom, two-bathroom house, sitting on 2 acres, is a perfect blend of comfort, charm, and convenience. Ideal for families, couples, or individuals seeking a serene yet accessible residence. As you approach the house, you are greeted by a well-maintained exterior, showcasing the home's inviting facade with a lush landscaping and irrigation. The property boasts a spacious front yard, perfect for gardening or for children to play in. Stepping inside, you are welcomed into a warm and inviting living room, the heart of the home. This space is highlighted by a breathtaking sky light that bathes the room in natural light, creating a bright and airy atmosphere. The exposed trusses add a touch of rustic elegance, perfectly complementing the room's aesthetic. These architectural details not only enhance the visual appeal but also provide a sense of openness and grandeur to the living space. The centerpiece of the living room is a cozy wood-burning stove, perfect for those chilly evenings. Imagine sitting by the fire with a good book or enjoying quality time with loved ones. The wood-burning stove is both functional and charming, providing an additional heat source while adding to the rustic charm of the home. Adjacent to the living room is a well-appointed kitchen, designed with both style and functionality in mind. The kitchen features modern appliances, ample counter space, and plenty of storage, making it a joy to cook and entertain. Whether you are preparing a casual meal for your family or hosting a dinner party for friends, this kitchen is equipped to handle all your culinary needs. The master bedroom is a true retreat, complete with an en-suite bathroom. The additional two bedrooms are perfect for family members, guests, or even a home office or hobby room. Each bedroom features large windows that allow natural light to flood in, creating bright and welcoming spaces. The two bathrooms in the house are beautifully designed, with modern fixtures and finishes. The master bathroom includes a spacious shower, while the second bathroom features a bathtub, perfect for relaxing after a long day. Both bathrooms offer ample storage and are designed with comfort and convenience in mind. One of the standout features of this property is the closed-in workshop. This versatile space is perfect for DIY, artists, or anyone in need of extra storage or a dedicated workspace. The workshop is well-lit and offers plenty of room for tools, equipment, and projects, making it a valuable addition to the home. The outdoor spaces of this property are equally impressive. With a screened in back porch, the backyard is a private oasis, ideal for outdoor dining, gardening, or simply enjoying the beauty of nature. Comes with its own RV Hookup for your recreational needs. Being close to Fanning Springs State Park, the Suwannee River, and Nature Coast Trail you have easy access to scenic walks, biking, fishing, and other outdoor activities, allowing you to fully embrace the tranquility and beauty of the natural surroundings. With A rated schools and low property taxes, this is the perfect place to raise a family. With access to world class medical facilities within 30 minutes to Gainesville, and 10 minutes to grocery stores, dinning and shopping. Gainesville offers many medical and high tech job opportunities, as well as University of Florida. With a prime location near the river makes this property truly special.

Key facts

• Tile floors
• Site built home
• Walk in shower

Tags

• SITE BUILT HOME
• SPACIOUS ACRES
• TILE FLOORS
• EXPOSED RUSTIC TRUSSES
• STUNNING SKYLIGHT
• WALK IN SHOWER

Property features AI

Exterior

• Parking: Attached parking; Gravel parking area
• Utilities: Public sewer
• Home design: Single-family detached residence; Residential property
• Construction: Aluminum siding; Metal roof; Slab foundation; Built on 2.00 acre lot
• Exterior features: Patio; Level, wooded lot

Interior

• Kitchen: Dishwasher; Refrigerator
• Flooring: Tile flooring; Vinyl flooring
• Bathrooms: 2 full bathrooms
• Interior features: Skylights; 8 total rooms

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $234k.

Deal economics

• At list price, monthly cash flow is $-117 ($-1k/yr) — negative.
• To cash-flow at today's rent, offer at most $213k (8.9% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $179k (23.3% below list).
• Recommended offer: $179k (23.3% below list) — sets the bar for 1% rule.
• Cap rate 5.7% vs local median 3.7% in Fanning Springs — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 63/100 on livability (#739 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: health & safety D, schools F, amenities F.
• Gilchrist (rural): math 66% / reading 61% proficiency, ranked #9 of 73 in FL (top 12%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: 199 active listings in the ZIP; 94 units permitted in Gilchrist County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $25k of equity ($2k loan paydown + $23k appreciation (10.0% local appreciation)).
• Gilchrist County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• By year 2, paydown + projected appreciation supports a ~$40k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 35 days — a 3% lower offer ($227k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 14y ago; this cycle's ask has dropped $16k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $179,308 (23.3% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 35 days. Have you received any prior offers? Is the seller open to a 23% concession, seller financing, or rate buy-down credit?
3. Built in 1976 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.77% ✗
• Cap rate: 5.69%
• Cash-on-cash: -2.15%
• DSCR: 0.90
• GRM: 10.9

CMA / ARV

• ARV (median comp): $307,212
• List price: $233,900
• Delta: -23.86%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 9 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
7900 Stephen Foster Ave	0.18mi	3/2.0	1,542 (-2%)	18mo	$300,000	$195	73
7710 Juanita Pl	0.36mi	3/2.0	1,636 (+4%)	8mo	$334,000	$204	70
9130 Maryann Dr	0.27mi	3/2.0	1,669 (+6%)	10mo	$350,000	$210	69
7642 Juanita Pl	0.39mi	3/2.0	1,594 (+1%)	18mo	$260,000	$163	65
9219 Florida St	0.10mi	4/2.0 (+1)	1,753 (+11%)	18mo	$225,000	$128	56
7439 Mourning Dove Trl	0.35mi	3/2.0	1,470 (-7%)	20mo	$310,000	$211	56
7246 Cardinal Trl	0.61mi	3/2.0	1,481 (-6%)	9mo	$270,000	$182	54
9240 Blue Heron Cv	0.53mi	3/2.0	1,607 (+2%)	22mo	$320,000	$199	54
9160 Blue Heron Cv	0.48mi	3/2.0	1,686 (+7%)	15mo	$292,000	$173	53

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 22.7%
• Equity multiple: 2.83×
• Total profit: $119,893
• Equity at exit: $210,716

10-year hold

• IRR: 20.3%
• Equity multiple: 6.48×
• Total profit: $358,893
• Equity at exit: $454,416

Cash invested: $65,492 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32693

• Home prices YoY: 14.8%
• Active inventory: 199
• Price-to-rent: 10.9×

Monthly cashflow live

• Estimated rent: $1,793 medium
• Mortgage (P&I): −$1,227
• Tax from tax record: −$210 /mo · $2,517/yr
• Insurance: −$97
• HOA: −$0
• Vacancy / Maint / Mgmt: −$377
• Net cashflow: $-117

Break-even live

Break-even rent $1,942

Max offer price $213,177

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $58,475
• Closing costs: $7,017
• Reserves months: —
• Total cash needed: —

Listing history 34 events

1. 2026-06-18
   days on market $233,900 Active 35 DOM
2. 2026-06-17
   days on market $233,900 Active 34 DOM
3. 2026-06-16
   days on market $233,900 Active 33 DOM
4. 2026-06-15
   days on market $233,900 Active 32 DOM
5. 2026-06-14
   days on market $233,900 Active 30 DOM
6. 2026-06-13
   days on market $233,900 Active 29 DOM
7. 2026-06-10
   days on market $233,900 Active 27 DOM
8. 2026-06-09
   days on market $233,900 Active 26 DOM
9. 2026-06-09
   price $233,900 Active 25 DOM
10. 2026-06-08
    days on market $234,400 Active 25 DOM
11. 2026-06-07
    days on market $234,400 Active 24 DOM
12. 2026-06-05
    days on market $234,400 Active 21 DOM
13. 2026-06-02
    pricedays on market $234,400 Active 19 DOM
14. 2026-06-01
    days on market $234,900 Active 18 DOM
15. 2026-05-31
    days on market $234,900 Active 17 DOM
16. 2026-05-30
    days on market $234,900 Active 16 DOM
17. 2026-05-14
    listed $249,900 Active 984-char remark
18. 2026-03-31
    price $249,900
19. 2026-03-20
    price $274,900
20. 2026-03-11
    price $279,900
21. 2026-02-26
    listed $289,900 Active
22. 2024-08-19
    soldstatus $212,000
23. 2024-08-16
    soldstatus $212,000 Closed

    Show marketing remark (3493 chars)

    Located near the Suwannee River, this stunning three-bedroom, two-bathroom house, sitting on 2 acres, is a perfect blend of comfort, charm, and convenience. Ideal for families, couples, or individuals seeking a serene yet accessible residence. As you approach the house, you are greeted by a well-maintained exterior, showcasing the home's inviting facade with a lush landscaping and irrigation. The property boasts a spacious front yard, perfect for gardening or for children to play in. Stepping inside, you are welcomed into a warm and inviting living room, the heart of the home. This space is highlighted by a breathtaking sky light that bathes the room in natural light, creating a bright and airy atmosphere. The exposed trusses add a touch of rustic elegance, perfectly complementing the room's aesthetic. These architectural details not only enhance the visual appeal but also provide a sense of openness and grandeur to the living space. The centerpiece of the living room is a cozy wood-burning stove, perfect for those chilly evenings. Imagine sitting by the fire with a good book or enjoying quality time with loved ones. The wood-burning stove is both functional and charming, providing an additional heat source while adding to the rustic charm of the home. Adjacent to the living room is a well-appointed kitchen, designed with both style and functionality in mind. The kitchen features modern appliances, ample counter space, and plenty of storage, making it a joy to cook and entertain. Whether you are preparing a casual meal for your family or hosting a dinner party for friends, this kitchen is equipped to handle all your culinary needs. The master bedroom is a true retreat, complete with an en-suite bathroom. The additional two bedrooms are perfect for family members, guests, or even a home office or hobby room. Each bedroom features large windows that allow natural light to flood in, creating bright and welcoming spaces. The two bathrooms in the house are beautifully designed, with modern fixtures and finishes. The master bathroom includes a spacious shower, while the second bathroom features a bathtub, perfect for relaxing after a long day. Both bathrooms offer ample storage and are designed with comfort and convenience in mind. One of the standout features of this property is the closed-in workshop. This versatile space is perfect for DIY, artists, or anyone in need of extra storage or a dedicated workspace. The workshop is well-lit and offers plenty of room for tools, equipment, and projects, making it a valuable addition to the home. The outdoor spaces of this property are equally impressive. With a screened in back porch, the backyard is a private oasis, ideal for outdoor dining, gardening, or simply enjoying the beauty of nature. Comes with its own RV Hookup for your recreational needs. Being close to Fanning Springs State Park, the Suwannee River, and Nature Coast Trail you have easy access to scenic walks, biking, fishing, and other outdoor activities, allowing you to fully embrace the tranquility and beauty of the natural surroundings. With A rated schools and low property taxes, this is the perfect place to raise a family. With access to world class medical facilities within 30 minutes to Gainesville, and 10 minutes to grocery stores, dinning and shopping. Gainesville offers many medical and high tech job opportunities, as well as University of Florida. With a prime location near the river makes this property truly special.

24. 2024-07-16
    status Pending

    Show marketing remark (3493 chars)

    Located near the Suwannee River, this stunning three-bedroom, two-bathroom house, sitting on 2 acres, is a perfect blend of comfort, charm, and convenience. Ideal for families, couples, or individuals seeking a serene yet accessible residence. As you approach the house, you are greeted by a well-maintained exterior, showcasing the home's inviting facade with a lush landscaping and irrigation. The property boasts a spacious front yard, perfect for gardening or for children to play in. Stepping inside, you are welcomed into a warm and inviting living room, the heart of the home. This space is highlighted by a breathtaking sky light that bathes the room in natural light, creating a bright and airy atmosphere. The exposed trusses add a touch of rustic elegance, perfectly complementing the room's aesthetic. These architectural details not only enhance the visual appeal but also provide a sense of openness and grandeur to the living space. The centerpiece of the living room is a cozy wood-burning stove, perfect for those chilly evenings. Imagine sitting by the fire with a good book or enjoying quality time with loved ones. The wood-burning stove is both functional and charming, providing an additional heat source while adding to the rustic charm of the home. Adjacent to the living room is a well-appointed kitchen, designed with both style and functionality in mind. The kitchen features modern appliances, ample counter space, and plenty of storage, making it a joy to cook and entertain. Whether you are preparing a casual meal for your family or hosting a dinner party for friends, this kitchen is equipped to handle all your culinary needs. The master bedroom is a true retreat, complete with an en-suite bathroom. The additional two bedrooms are perfect for family members, guests, or even a home office or hobby room. Each bedroom features large windows that allow natural light to flood in, creating bright and welcoming spaces. The two bathrooms in the house are beautifully designed, with modern fixtures and finishes. The master bathroom includes a spacious shower, while the second bathroom features a bathtub, perfect for relaxing after a long day. Both bathrooms offer ample storage and are designed with comfort and convenience in mind. One of the standout features of this property is the closed-in workshop. This versatile space is perfect for DIY, artists, or anyone in need of extra storage or a dedicated workspace. The workshop is well-lit and offers plenty of room for tools, equipment, and projects, making it a valuable addition to the home. The outdoor spaces of this property are equally impressive. With a screened in back porch, the backyard is a private oasis, ideal for outdoor dining, gardening, or simply enjoying the beauty of nature. Comes with its own RV Hookup for your recreational needs. Being close to Fanning Springs State Park, the Suwannee River, and Nature Coast Trail you have easy access to scenic walks, biking, fishing, and other outdoor activities, allowing you to fully embrace the tranquility and beauty of the natural surroundings. With A rated schools and low property taxes, this is the perfect place to raise a family. With access to world class medical facilities within 30 minutes to Gainesville, and 10 minutes to grocery stores, dinning and shopping. Gainesville offers many medical and high tech job opportunities, as well as University of Florida. With a prime location near the river makes this property truly special.

25. 2024-07-15
    status Active

    Show marketing remark (3493 chars)

    Located near the Suwannee River, this stunning three-bedroom, two-bathroom house, sitting on 2 acres, is a perfect blend of comfort, charm, and convenience. Ideal for families, couples, or individuals seeking a serene yet accessible residence. As you approach the house, you are greeted by a well-maintained exterior, showcasing the home's inviting facade with a lush landscaping and irrigation. The property boasts a spacious front yard, perfect for gardening or for children to play in. Stepping inside, you are welcomed into a warm and inviting living room, the heart of the home. This space is highlighted by a breathtaking sky light that bathes the room in natural light, creating a bright and airy atmosphere. The exposed trusses add a touch of rustic elegance, perfectly complementing the room's aesthetic. These architectural details not only enhance the visual appeal but also provide a sense of openness and grandeur to the living space. The centerpiece of the living room is a cozy wood-burning stove, perfect for those chilly evenings. Imagine sitting by the fire with a good book or enjoying quality time with loved ones. The wood-burning stove is both functional and charming, providing an additional heat source while adding to the rustic charm of the home. Adjacent to the living room is a well-appointed kitchen, designed with both style and functionality in mind. The kitchen features modern appliances, ample counter space, and plenty of storage, making it a joy to cook and entertain. Whether you are preparing a casual meal for your family or hosting a dinner party for friends, this kitchen is equipped to handle all your culinary needs. The master bedroom is a true retreat, complete with an en-suite bathroom. The additional two bedrooms are perfect for family members, guests, or even a home office or hobby room. Each bedroom features large windows that allow natural light to flood in, creating bright and welcoming spaces. The two bathrooms in the house are beautifully designed, with modern fixtures and finishes. The master bathroom includes a spacious shower, while the second bathroom features a bathtub, perfect for relaxing after a long day. Both bathrooms offer ample storage and are designed with comfort and convenience in mind. One of the standout features of this property is the closed-in workshop. This versatile space is perfect for DIY, artists, or anyone in need of extra storage or a dedicated workspace. The workshop is well-lit and offers plenty of room for tools, equipment, and projects, making it a valuable addition to the home. The outdoor spaces of this property are equally impressive. With a screened in back porch, the backyard is a private oasis, ideal for outdoor dining, gardening, or simply enjoying the beauty of nature. Comes with its own RV Hookup for your recreational needs. Being close to Fanning Springs State Park, the Suwannee River, and Nature Coast Trail you have easy access to scenic walks, biking, fishing, and other outdoor activities, allowing you to fully embrace the tranquility and beauty of the natural surroundings. With A rated schools and low property taxes, this is the perfect place to raise a family. With access to world class medical facilities within 30 minutes to Gainesville, and 10 minutes to grocery stores, dinning and shopping. Gainesville offers many medical and high tech job opportunities, as well as University of Florida. With a prime location near the river makes this property truly special.

26. 2024-06-04
    status Pending

    Show marketing remark (3493 chars)

    Located near the Suwannee River, this stunning three-bedroom, two-bathroom house, sitting on 2 acres, is a perfect blend of comfort, charm, and convenience. Ideal for families, couples, or individuals seeking a serene yet accessible residence. As you approach the house, you are greeted by a well-maintained exterior, showcasing the home's inviting facade with a lush landscaping and irrigation. The property boasts a spacious front yard, perfect for gardening or for children to play in. Stepping inside, you are welcomed into a warm and inviting living room, the heart of the home. This space is highlighted by a breathtaking sky light that bathes the room in natural light, creating a bright and airy atmosphere. The exposed trusses add a touch of rustic elegance, perfectly complementing the room's aesthetic. These architectural details not only enhance the visual appeal but also provide a sense of openness and grandeur to the living space. The centerpiece of the living room is a cozy wood-burning stove, perfect for those chilly evenings. Imagine sitting by the fire with a good book or enjoying quality time with loved ones. The wood-burning stove is both functional and charming, providing an additional heat source while adding to the rustic charm of the home. Adjacent to the living room is a well-appointed kitchen, designed with both style and functionality in mind. The kitchen features modern appliances, ample counter space, and plenty of storage, making it a joy to cook and entertain. Whether you are preparing a casual meal for your family or hosting a dinner party for friends, this kitchen is equipped to handle all your culinary needs. The master bedroom is a true retreat, complete with an en-suite bathroom. The additional two bedrooms are perfect for family members, guests, or even a home office or hobby room. Each bedroom features large windows that allow natural light to flood in, creating bright and welcoming spaces. The two bathrooms in the house are beautifully designed, with modern fixtures and finishes. The master bathroom includes a spacious shower, while the second bathroom features a bathtub, perfect for relaxing after a long day. Both bathrooms offer ample storage and are designed with comfort and convenience in mind. One of the standout features of this property is the closed-in workshop. This versatile space is perfect for DIY, artists, or anyone in need of extra storage or a dedicated workspace. The workshop is well-lit and offers plenty of room for tools, equipment, and projects, making it a valuable addition to the home. The outdoor spaces of this property are equally impressive. With a screened in back porch, the backyard is a private oasis, ideal for outdoor dining, gardening, or simply enjoying the beauty of nature. Comes with its own RV Hookup for your recreational needs. Being close to Fanning Springs State Park, the Suwannee River, and Nature Coast Trail you have easy access to scenic walks, biking, fishing, and other outdoor activities, allowing you to fully embrace the tranquility and beauty of the natural surroundings. With A rated schools and low property taxes, this is the perfect place to raise a family. With access to world class medical facilities within 30 minutes to Gainesville, and 10 minutes to grocery stores, dinning and shopping. Gainesville offers many medical and high tech job opportunities, as well as University of Florida. With a prime location near the river makes this property truly special.

27. 2024-05-29
    listed $189,000 Active

    Show marketing remark (3493 chars)

    Located near the Suwannee River, this stunning three-bedroom, two-bathroom house, sitting on 2 acres, is a perfect blend of comfort, charm, and convenience. Ideal for families, couples, or individuals seeking a serene yet accessible residence. As you approach the house, you are greeted by a well-maintained exterior, showcasing the home's inviting facade with a lush landscaping and irrigation. The property boasts a spacious front yard, perfect for gardening or for children to play in. Stepping inside, you are welcomed into a warm and inviting living room, the heart of the home. This space is highlighted by a breathtaking sky light that bathes the room in natural light, creating a bright and airy atmosphere. The exposed trusses add a touch of rustic elegance, perfectly complementing the room's aesthetic. These architectural details not only enhance the visual appeal but also provide a sense of openness and grandeur to the living space. The centerpiece of the living room is a cozy wood-burning stove, perfect for those chilly evenings. Imagine sitting by the fire with a good book or enjoying quality time with loved ones. The wood-burning stove is both functional and charming, providing an additional heat source while adding to the rustic charm of the home. Adjacent to the living room is a well-appointed kitchen, designed with both style and functionality in mind. The kitchen features modern appliances, ample counter space, and plenty of storage, making it a joy to cook and entertain. Whether you are preparing a casual meal for your family or hosting a dinner party for friends, this kitchen is equipped to handle all your culinary needs. The master bedroom is a true retreat, complete with an en-suite bathroom. The additional two bedrooms are perfect for family members, guests, or even a home office or hobby room. Each bedroom features large windows that allow natural light to flood in, creating bright and welcoming spaces. The two bathrooms in the house are beautifully designed, with modern fixtures and finishes. The master bathroom includes a spacious shower, while the second bathroom features a bathtub, perfect for relaxing after a long day. Both bathrooms offer ample storage and are designed with comfort and convenience in mind. One of the standout features of this property is the closed-in workshop. This versatile space is perfect for DIY, artists, or anyone in need of extra storage or a dedicated workspace. The workshop is well-lit and offers plenty of room for tools, equipment, and projects, making it a valuable addition to the home. The outdoor spaces of this property are equally impressive. With a screened in back porch, the backyard is a private oasis, ideal for outdoor dining, gardening, or simply enjoying the beauty of nature. Comes with its own RV Hookup for your recreational needs. Being close to Fanning Springs State Park, the Suwannee River, and Nature Coast Trail you have easy access to scenic walks, biking, fishing, and other outdoor activities, allowing you to fully embrace the tranquility and beauty of the natural surroundings. With A rated schools and low property taxes, this is the perfect place to raise a family. With access to world class medical facilities within 30 minutes to Gainesville, and 10 minutes to grocery stores, dinning and shopping. Gainesville offers many medical and high tech job opportunities, as well as University of Florida. With a prime location near the river makes this property truly special.

28. 2012-11-19
    soldstatus $33,500
29. 2012-11-19
    soldstatus $33,500
30. 2012-07-30
    listed $37,900
31. 2012-07-27
    listed $37,900
32. 2000-03-24
    soldstatus $63,500
33. 1992-07-01
    soldstatus $37,600
34. 1988-12-01
    soldstatus $39,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,517 · $210/mo
• Projected year-2 tax: $2,517 · $210/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 8/10 Severe 7 d/yr ≥107°F today · 22 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $21,517
• − Mortgage interest: −$13,102
• − Property taxes: −$2,517
• − Insurance: −$1,170
• − Repairs & maintenance: −$1,721
• − Management: −$1,721
• − Depreciation: −$6,804
• Taxable loss: −$5,519
• Est. tax savings @ 24.0%: +$1,325
• After-tax cash flow: $-83/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Gilchrist
• NCES district ID: 1200630
• Math proficiency: 66% ▼ -4.00%
• Reading proficiency: 61% ▼ -5.00%
• Median HH income: $39,610
• Composite: 53.01/100
• National rank: #1522
• State rank: #9 of 73 in FL

Livability — Fanning Springs

• Score: 63/100
• State rank: #739
• US rank: #15960

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment D- Housing A+ Health & safety D User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Fanning Springs, FL
• Population (ZIP): 11,692

Population outlook (Gilchrist County) Hauer SSP2

• Today (2025): 17,730 people
• By 2030: 17,722 · +-0.0%
• By 2040: 17,393 · -1.9%
• By 2050: 16,597 · -6.4%
• By 2075: 14,300 · -19.3%
• By 2100: 11,498 · -35.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (82%)
• Race & ethnicity: White 82% Hispanic / Latino 8% Two or more races 7% Black 5%
• Hispanic origin (detail): Mexican 2% Puerto Rican 3%
• Common ancestry: Lithuanian 4% Slovak 3% Romanian 1%
• Foreign-born: 4% · Canada
• Languages at home: 94% English-only · Spanish 5%

Political lean MEDSL · Gilchrist

• 2024 margin: Solid R (+68.0) · D 15.6% · R 83.6%
• 2008→2024 swing: -21.2pp toward R · 2008: -46.8pp · 2024: -68.0pp
• All cycles: 2024: R+68.0 2020: R+64.0 2016: R+62.8 2012: R+51.0 2008: R+46.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 46.81%
• Current HPI: 363.4299
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+499.7% since first listed

21 events — show timeline

• 2026-06-08 Price Changed $233,900 DGLMLS
• 2026-06-01 Price Changed $234,400 DGLMLS
• 2026-05-21 Price Changed $234,900 DGLMLS
• 2026-05-14 Listed $249,900 DGLMLS
• 2026-03-31 Price Changed $249,900 DGLMLS
• 2026-03-20 Price Changed $274,900 DGLMLS
• 2026-03-11 Price Changed $279,900 DGLMLS
• 2026-02-26 Listed $289,900 DGLMLS
• 2024-08-19 Sold (Public Records) $212,000 Public Records
• 2024-08-16 Sold (MLS) $212,000 DGLMLS
• 2024-07-16 Pending — DGLMLS
• 2024-07-15 Relisted — DGLMLS
• 2024-06-04 Pending — DGLMLS
• 2024-05-29 Listed $189,000 DGLMLS
• 2012-11-19 Sold (MLS) $33,500 Stellar MLS as Distributed by MLS Grid
• 2012-11-19 Sold (MLS) $33,500 DGLMLS
• 2012-07-30 Listed $37,900 DGLMLS
• 2012-07-27 Listed $37,900 Stellar MLS as Distributed by MLS Grid
• 2000-03-24 Sold (Public Records) $63,500 Public Records
• 1992-07-01 Sold (Public Records) $37,600 Public Records
• 1988-12-01 Sold (Public Records) $39,000 Public Records

Property tax history

+22.4%/yr

Latest (2025): $2,517 · -15.8% YoY. Source: county tax records.