🏗️ New Construction
Trevi IV B Plan · Scott, LA
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
- —
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
- —
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +14.9/30.0
- ARV discount +7.5/15.0
- Condition / age +4.8/5.0
- DSCR +4.6/10.0
- 1% rule +4.1/10.0
- Schools +3.6/10.0
- Livability +3.3/5.0
- Rent growth +2.5/5.0
- Appreciation +0.0/10.0
$249,990
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Discover the perfect blend of style and energy-efficient living with the Trevi IV B floor plan by DSLD Homes. Offering 1,825 square feet of living space and a total area of 2,441 square feet, this home is designed for comfort and functionality, making it ideal for families looking for a modern, spacious living environment. The open floor plan seamlessly connects the kitchen, dining, and living areas, creating an inviting space for both relaxation and entertaining. The brick, stucco, and siding exterior ensures durability and curb appeal, while the covered rear porch offers a private outdoor area to unwind. The chef-inspired kitchen includes recessed canned lighting and a walk-in pantry, providing ample storage and functionality for everyday use. The boot bench in the utility room adds a convenient organizational feature, making it easy to keep your home clutter-free. The master suite serves as a peaceful retreat, featuring a double master vanity, a separate master shower, and a garden tub for ultimate relaxation. The spacious walk-in master closet ensures that you have plenty of storage and organization space. Additional features of this energy-efficient home include three bedrooms, two bathrooms, a two-car garage for parking and extra storage, and a design that helps reduce utility costs without compromising on comfort or style. The Trevi IV B is the ideal home for those seeking a spacious, energy-efficient living space with modern features and a timeless design. Perfec
Key facts
- Open floor plan
- Garden master tub
- Double master vanity
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $250k. Condition is rated excellent.
Deal economics
- At list price, monthly cash flow is $75 ($903/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $229k (8.6% below list).
- Recommended offer: $220k (12.0% below list) — sets the bar for market timing.
- Cap rate 6.7% vs local median 4.7% in Scott — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 66/100 on livability (#116 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing B+; Watch: crime F, amenities F, commute F.
- Lafayette Parish (urban): math 38% / reading 46% proficiency, ranked #19 of 98 in LA (top 19%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: J. Wallace James Elementary School (math 46% / reading 49%, grade D, #147 of 646 statewide, top 23%, 939 students, 64% FRL); Scott Middle School (math 20% / reading 28%, grade F, #143 of 218 statewide, top 65%, 559 students, 65% FRL); Acadiana High School (math 31% / reading 29%, grade F, #125 of 265 statewide, top 47%, 1,813 students, 56% FRL).
- Market conditions: 277 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); 1,585 units permitted in Lafayette Parish in 2024 (10 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Lafayette County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 440 days — a 12% lower offer ($220k) is reasonable based on typical stale-listing flexibility.
Questions for the listing agent
- It's been on market 440 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.91% ✗
- Cap rate
- 6.65%
- Cash-on-cash
- 1.29%
- DSCR
- 1.06
- GRM
- 9.1
CMA / ARV
- ARV (median comp)
- $250,394
- List price
- $249,990
- Delta
- -0.16%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 121 Pine Harvest Ln | 0.04mi | 3/2.0 | 1,750 (-4%) | 3mo | $249,375 | $143 | 89 |
| 308 Payton Woods Ln | 0.63mi | 3/2.0 | 1,825 (0%) | 1mo | $256,786 | $141 | 70 |
| 300 Payton Woods Ln | 0.63mi | 3/2.0 | 1,825 (0%) | 1mo | $258,075 | $141 | 70 |
| 203 Payton Woods Ln | 0.63mi | 3/2.0 | 1,825 (0%) | 3mo | $257,958 | $141 | 68 |
| 200 Nandina Dr | 0.53mi | 3/2.0 | 1,735 (-5%) | 1mo | $255,956 | $148 | 66 |
| 119 Nandina Dr | 0.73mi | 3/2.0 | 1,825 (0%) | 2mo | $263,758 | $145 | 65 |
| 312 Payton Woods Ln | 0.55mi | 4/2.0 (+1) | 1,858 (+2%) | 4mo | $260,779 | $140 | 63 |
| 105 Nandina Dr | 0.66mi | 4/2.0 (+1) | 1,865 (+2%) | 1mo | $260,550 | $140 | 59 |
| 208 Long Creek Ln | 0.68mi | 4/2.0 (+1) | 1,873 (+3%) | 1mo | $289,999 | $155 | 58 |
| 111 Nandina Dr | 0.73mi | 3/2.0 | 1,689 (-8%) | 2mo | $245,664 | $145 | 52 |
| 109 Nandina Dr | 0.73mi | 3/2.0 | 1,601 (-12%) | 5mo | $235,790 | $147 | 41 |
| 216 Keystone Dr | 0.67mi | 3/2.0 | 1,559 (-15%) | 6mo | $329,000 | $211 | 40 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -14.2%
- Equity multiple
- 0.49×
- Total profit
- $-35,746
- Equity at exit
- $37,335
- IRR
- -5.4%
- Equity multiple
- 0.65×
- Total profit
- $-24,814
- Equity at exit
- $21,650
Cash invested: $70,110 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Louisiana
- 90 Strongly Landlord-Friendly · R+12
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 70583
- Active inventory
- 277
- Price-to-rent
- 9.1×
Monthly cashflow live
- Estimated rent
- $2,286 medium interval (Pro) →
- Mortgage (P&I)
- −$1,313
- Tax est. 1.5%
- −$313 /mo · $3,756/yr
- Insurance
- −$104
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$480
- Net cashflow
- $75
Break-even live
Sensitivity live
| Price | -10% $248 | -5% $162 | +0% $75 | +5% $-11 | +10% $-98 |
|---|---|---|---|---|---|
| Rent | -10% $-105 | -5% $-15 | +0% $75 | +5% $166 | +10% $256 |
| Rate | -1.0pp $201 | -0.5pp $139 | base $75 | +0.5pp $10 | +1.0pp $-56 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $62,599
- Closing costs
- $7,512
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 3 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 128 Oak Village Dr Scott, LA | 3.0 | 2.0 | 1445 | $2,450 | $1.70 | 15d | 1 | 0.81mi |
| 1313 Apollo Rd Scott, LA | 1.0–3.0 | 1.0–2.0 | 1100 | $2,000 | $1.82 | 15d | 10 | 1.01mi |
| 401 Pinto St Lafayette, LA | 3.0 | 2.0 | 1601 | $2,300 | $1.44 | 45d | 1 | 1.20mi |
Listing history 18 events
-
2026-06-21days on market $249,990 Active 440 DOM
-
2026-06-18days on market $249,990 Active 437 DOM
-
2026-06-17days on market $249,990 Active 436 DOM
-
2026-06-16days on market $249,990 Active 435 DOM
-
2026-06-15days on market $249,990 Active 434 DOM
-
2026-06-14days on market $249,990 Active 432 DOM
-
2026-06-13days on market $249,990 Active 431 DOM
-
2026-06-10days on market $249,990 Active 429 DOM
-
2026-06-09days on market $249,990 Active 428 DOM
-
2026-06-08days on market $249,990 Active 427 DOM
-
2026-06-07days on market $249,990 Active 426 DOM
-
2026-06-05days on market $249,990 Active 423 DOM
-
2026-06-03days on market $249,990 Active 422 DOM
-
2026-06-02days on market $249,990 Active 421 DOM
-
2026-06-01days on market $249,990 Active 420 DOM
-
2026-05-31days on market $249,990 Active 419 DOM
-
2026-05-30days on market $249,990 Active 418 DOM
-
2025-04-07$249,990 Active 1495-char remark
Show marketing remark (1495 chars)
Discover the perfect blend of style and energy-efficient living with the Trevi IV B floor plan by DSLD Homes. Offering 1,825 square feet of living space and a total area of 2,441 square feet, this home is designed for comfort and functionality, making it ideal for families looking for a modern, spacious living environment. The open floor plan seamlessly connects the kitchen, dining, and living areas, creating an inviting space for both relaxation and entertaining. The brick, stucco, and siding exterior ensures durability and curb appeal, while the covered rear porch offers a private outdoor area to unwind. The chef-inspired kitchen includes recessed canned lighting and a walk-in pantry, providing ample storage and functionality for everyday use. The boot bench in the utility room adds a convenient organizational feature, making it easy to keep your home clutter-free. The master suite serves as a peaceful retreat, featuring a double master vanity, a separate master shower, and a garden tub for ultimate relaxation. The spacious walk-in master closet ensures that you have plenty of storage and organization space. Additional features of this energy-efficient home include three bedrooms, two bathrooms, a two-car garage for parking and extra storage, and a design that helps reduce utility costs without compromising on comfort or style. The Trevi IV B is the ideal home for those seeking a spacious, energy-efficient living space with modern features and a timeless design. Perfec
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $27,428
- − Mortgage interest
- −$14,026
- − Property taxes
- −$3,756
- − Insurance
- −$1,252
- − Repairs & maintenance
- −$2,194
- − Management
- −$2,194
- − Depreciation
- −$7,284
- Taxable loss
- −$3,278
- Est. tax savings @ 24.0%
- +$787
- After-tax cash flow
- $1,690/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 2 photos
This home is in excellent condition with no visible repairs or maintenance needed. It offers a good return on investment with updates that can significantly increase its resale and rental value.
Value-add opportunities
- Both Painting exterior and interior — Enhances curb appeal and interior aesthetics
- Both Landscaping improvements — Enhances curb appeal and adds value
- Both New flooring in bathrooms and kitchen — Improves functionality and aesthetics
- Both New paint in interior walls — Enhances interior aesthetics and value
Renovation cost estimate screening
Value-add ROI direction
- Both Painting exterior and interior — Enhances curb appeal and interior aesthetics ↑
- Both Landscaping improvements — Enhances curb appeal and adds value ↑
- Both New flooring in bathrooms and kitchen — Improves functionality and aesthetics ↑
- Both New paint in interior walls — Enhances interior aesthetics and value ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Lafayette Parish
- NCES district ID
- 2200870
- Math proficiency
- 38% ▼ -32.00%
- Reading proficiency
- 46% ▼ -24.00%
- Median HH income
- $50,238
- Composite
- 36.15/100
- National rank
- #4741
- State rank
- #19 of 98 in LA
Livability — Scott
- Score
- 66/100
- State rank
- #116
- US rank
- #11265
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Scott, LA
- City population
- 8,670
- Population (ZIP)
- 8,670
Population outlook (Lafayette County) Hauer SSP2
- Today (2025)
- 280,930 people
- By 2030
- 301,092 · +7.2%
- By 2040
- 339,456 · +20.8%
- By 2050
- 375,156 · +33.5%
- By 2075
- 451,672 · +60.8%
- By 2100
- 497,203 · +77.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (68%)
- Race & ethnicity
- White 68% Hispanic / Latino 16% Black 13% Two or more races 11%
- Hispanic origin (detail)
- Mexican 7% Cuban 2%
- Common ancestry
- Lithuanian 11% Slovak 3% Italian 1%
- Foreign-born
- 11% · Canada
- Languages at home
- 81% English-only · Spanish 12% French/Haitian/Cajun 7%
Political lean MEDSL · Lafayette
- 2024 margin
- Solid R (+31.4) · D 33.5% · R 64.8% · Other 1.7%
- 2008→2024 swing
- -0.1pp no change · 2008: -31.3pp · 2024: -31.4pp
- All cycles
- 2024: R+31.4 2020: R+28.7 2016: R+33.6 2012: R+33.7 2008: R+31.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -84.03%
- Current HPI
- 132.4083
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.29%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in LA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Telecommunications | 2 | $23B |
|
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| Utilities | 1 | $12B |
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| Wholesale / Distribution | 1 | $5B |
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| Advertising | 1 | $2B |
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Price history
1 event — show timeline
- 2025-04-07 Listed $249,990 Zillow
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…