3310 Eileen Dr · Bradenton, FL 34222

$152,500

2 bd · 2.0 ba · 1,040 sqft · Manufactured public records · 172 Days on market

Built 1985 3,563 sqft lot Est $145k · 5% over $211/mo HOA · 11% of rent

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +25.1/30.0
• DSCR +8.2/10.0
• 1% rule +7.5/10.0
• ARV discount +5.0/15.0
• Schools +4.4/10.0
• Livability +4.0/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Eat in kitchen with separate dinng room. Very nice layout. Built in end cabinets in dining room. Nice size maser bedroom and dressing area. Second bedroom is also a nice size and comfortable for your guests. Completly furnished (turn key), just bring yourtooth brush and move right in. Thermostate and humistate, storm shutters, vinyl enclosed lanai all add up to make you comfortable in your new home. A/C is approx 3 years old. The park has roving security patrol from 10:00 PM until 6:00 am. for your addedpiece of mind. Two clubhouses, two pools, shufle board courts all add up to pure enjoyment

Key facts

• Updated finishes
• Remodeled kitchen
• Carport

Tags

• UPDATED FINISHES
• REMODELED KITCHEN
• NEW THERMAL WINDOWS
• HURRICANE TIE-DOWNS
• CARPORT
• STORAGE LAUNDRY SHED

Property features AI

Finance

• Other: Furnished; Directions available
• Financial info: Total monthly fees $211; total annual fees $2,532; Lease restrictions apply
• HOA & community: Monthly HOA fee of $211 (includes recreational facilities, sewer, trash, water); Association approval required; Association amenities: clubhouse, park, pickleball courts, pool, recreation facilities, shuffleboard court; Community features: clubhouse, community mailbox, park, pool; Senior community; Pets allowed with limits (max weight 25 lbs)

Exterior

• Parking: Carport (1 space)
• Utilities: Public water; Public sewer; Cable connected; Electricity connected; Sewer connected; Water connected
• Home design: Manufactured home (double wide); One story; Faces southwest; Completed condition; Homestead
• Construction: Metal siding and frame construction; Shingle roof; Crawlspace foundation; Built as a double wide
• Exterior features: Enclosed patio; Front porch; Patio; Rain gutters; Sliding doors; Storage; Shed(s)

Interior

• Kitchen: Dishwasher; Microwave; Range; Refrigerator; Electric water heater
• Bedrooms: 2 bedrooms
• Flooring: Carpet; Laminate; Vinyl
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Cathedral ceilings; Ceiling fans; Crown molding; Thermostat; Walk-in closet(s); Blinds; Thermal windows
• Laundry & utility: Washer; Dryer; Electric dryer hookup in garage

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath manufactured listed at $152k.

Deal economics

• At list price, monthly cash flow is $337 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $152k).
• Recommended offer: $134k (12.0% below list) — sets the bar for market timing.
• Cap rate 8.9% vs local median 3.6% in Bradenton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 81/100 on livability (#101 in FL, #1,528 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D+, crime D, amenities F.
• Manatee (suburban): math 54% / reading 50% proficiency, ranked #26 of 73 in FL (top 36%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: 182 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); 7,472 units permitted in Manatee County in 2024 (1,782 in 5+ unit buildings).
• This rent runs 36% of the median local income ($64k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Manatee County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 172 days — a 12% lower offer ($134k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 17y ago; this cycle's ask has dropped $37k (20%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→29/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $134,200 (12.0% below list)

Questions for the listing agent

1. It's been on market 172 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.25% ✓
• Cap rate: 8.95%
• Cash-on-cash: 9.48%
• DSCR: 1.42
• GRM: 6.6

CMA / ARV

• ARV (on-the-fly): $144,560
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3310 Eileen Dr	0.00mi	2/2.0	1,040 (0%)	0mo	$146,000	$140	100
3302 Evelyn Dr	0.10mi	2/2.0	1,008 (-3%)	3mo	$140,000	$139	87
3108 Dorothy Pl	0.10mi	2/2.0	1,056 (+2%)	10mo	$140,000	$133	85
3301 Evelyn Dr	0.08mi	2/2.0	966 (-7%)	2mo	$92,500	$96	83
3309 Evelyn Dr	0.08mi	2/2.0	960 (-8%)	1mo	$74,000	$77	83
3404 Judith Dr	0.32mi	2/2.0	1,056 (+2%)	1mo	$88,000	$83	82
3104 Donna Dr	0.14mi	2/2.0	960 (-8%)	5mo	$94,500	$98	77
3104 Bessie Ln	0.14mi	2/1.5	950 (-9%)	10mo	$39,000	$41	69
3106 Donna Dr	0.14mi	2/2.0	936 (-10%)	11mo	$142,500	$152	68
20 Wood Owl Ave	0.64mi	2/2.0	1,176 (+13%)	4mo	$200,000	$170	45
36 Wood Owl Ave	0.65mi	2/2.0	900 (-14%)	3mo	$209,900	$233	45
22 Wood Owl Ave	0.62mi	2/2.0	1,176 (+13%)	8mo	$190,000	$162	42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -1.9%
• Equity multiple: 0.93×
• Total profit: $-3,124
• Equity at exit: $22,738

10-year hold

• IRR: 7.8%
• Equity multiple: 1.59×
• Total profit: $25,363
• Equity at exit: $13,185

Cash invested: $42,700 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34222

• Home prices YoY: -26.9%
• Active inventory: 182
• Price-to-rent: 6.6×

Monthly cashflow live

• Estimated rent: $1,913 high
• Mortgage (P&I): −$800
• Tax from tax record: −$100 /mo · $1,200/yr
• Insurance: −$64
• HOA: −$211
• Vacancy / Maint / Mgmt: −$402
• Net cashflow: $337

Break-even live

Break-even rent $1,486

Max offer price $152,500

Occupancy floor 77%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $38,125
• Closing costs: $4,575
• Reserves months: —
• Total cash needed: —

Rent comps 10 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2711 80th Ave E Ellenton, FL	3.0	2.0	1000	$1,836	$1.84	3d	1	0.29mi
8314 Nancy Ln Ellenton, FL	2.0	2.0	1404	$1,895	$1.35	23d	1	0.36mi
3808 Sunset Dr Ellenton, FL	3.0	2.0	1441	$1,699	$1.18	21d	1	0.45mi
482 Outer Dr Unit NA Ellenton, FL	3.0	2.0	1400	$1,600	$1.14	3d	1	0.46mi
3908 Lemonwood Dr N Ellenton, FL	2.0	2.0	1400	$1,750	$1.25	23d	1	0.54mi
7711 Desoto Dr Ellenton, FL	2.0	2.5	1356	$1,599	$1.18	14d	1	0.60mi
4212 Long Lake Way Ellenton, FL	2.0	2.0	1000	$1,900	$1.90	23d	1	0.66mi
3931 Day Bridge Pl Ellenton, FL	3.0	2.0	1250	$2,295	$1.84	3d	1	0.90mi
2710 59th Dr E Ellenton, FL	1.0–3.0	1.0–2.0	1149	$2,234	$1.94	3d	37	1.23mi
5942 Factory Shops Blvd Ellenton, FL	1.0–3.0	1.0–2.0	953	$2,362	$2.48	1d	67	1.34mi

HOA detail

• Monthly dues: $211 · $2,532/yr
• Likely covers: poolsecurity

Listing history 20 events

1. 2026-03-24
   price $152,500
2. 2026-03-10
   price $158,590
3. 2026-02-28
   price $166,299
4. 2026-01-28
   price $174,799
5. 2026-01-05
   price $179,599
6. 2025-12-04
   listed $189,599 Active
7. 2022-12-12
   soldstatus $150,000
8. 2018-11-02
   soldstatus $80,000
9. 2018-05-31
   historical
10. 2018-05-30
    status Active
11. 2018-04-14
    status Pending
12. 2018-04-14
    historical
13. 2018-02-22
    price $85,000
14. 2018-02-15
    status Active
15. 2018-02-10
    status Pending
16. 2017-09-26
    listed $89,900 Active
17. 2009-12-30
    soldstatus $50,000 599-char remark

    Show marketing remark (599 chars)

    Eat in kitchen with separate dinng room. Very nice layout. Built in end cabinets in dining room. Nice size maser bedroom and dressing area. Second bedroom is also a nice size and comfortable for your guests. Completly furnished (turn key), just bring yourtooth brush and move right in. Thermostate and humistate, storm shutters, vinyl enclosed lanai all add up to make you comfortable in your new home. A/C is approx 3 years old. The park has roving security patrol from 10:00 PM until 6:00 am. for your addedpiece of mind. Two clubhouses, two pools, shufle board courts all add up to pure enjoyment

18. 2009-11-16
    listed $62,900 599-char remark

    Show marketing remark (599 chars)

    Eat in kitchen with separate dinng room. Very nice layout. Built in end cabinets in dining room. Nice size maser bedroom and dressing area. Second bedroom is also a nice size and comfortable for your guests. Completly furnished (turn key), just bring yourtooth brush and move right in. Thermostate and humistate, storm shutters, vinyl enclosed lanai all add up to make you comfortable in your new home. A/C is approx 3 years old. The park has roving security patrol from 10:00 PM until 6:00 am. for your addedpiece of mind. Two clubhouses, two pools, shufle board courts all add up to pure enjoyment

19. 1996-02-13
    soldstatus $52,700
20. 1994-12-08
    soldstatus $19,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,200 · $100/mo
• Projected year-2 tax: $1,266 · $105/mo
• Expected delta: +$66/yr (+$5/mo · 5.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 29 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $22,961
• − Mortgage interest: −$8,542
• − Property taxes: −$1,200
• − Insurance: −$762
• − Repairs & maintenance: −$1,837
• − Management: −$1,837
• − HOA: −$2,532
• − Depreciation: −$4,436
• Taxable income: $1,814
• Est. tax owed @ 24.0%: −$435
• After-tax cash flow: $3,613/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Manatee
• NCES district ID: 1201230
• Math proficiency: 54% ▼ -6.00%
• Reading proficiency: 50% ▼ -2.00%
• Median HH income: $49,607
• Composite: 44.43/100
• National rank: #2806
• State rank: #26 of 73 in FL

Livability — Bradenton

• Score: 81/100
• State rank: #101
• US rank: #1528

Category grades

Amenities F Commute A+ Cost of living A+ Crime D Employment D+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Manatee County · 416,364 people
• City population: 227,091
• Metro: North Port-Sarasota-Bradenton, FL
• Population (ZIP): 14,819
• Household income: $64,355
• Rent vs Own: 21.9% rent · 78.1% own
• Severe rent burden: 313.0

Population outlook (Manatee County) Hauer SSP2

• Today (2025): 447,342 people
• By 2030: 488,911 · +9.3%
• By 2040: 567,934 · +27.0%
• By 2050: 637,995 · +42.6%
• By 2075: 781,970 · +74.8%
• By 2100: 848,272 · +89.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (70%)
• Race & ethnicity: White 70% Hispanic / Latino 17% Two or more races 13% Black 7% Native American 2% Asian 1%
• Hispanic origin (detail): Mexican 8% Puerto Rican 2%
• Common ancestry: Romanian 3% Slovak 2% Lithuanian 2%
• Foreign-born: 8% · Canada, Jamaica, Vietnam
• Languages at home: 88% English-only · Spanish 10% Other Indo-European 1% Vietnamese 1%

Political lean MEDSL · Manatee

• 2024 margin: Strong R (+23.5) · D 37.9% · R 61.4%
• 2008→2024 swing: -16.5pp toward R · 2008: -7.0pp · 2024: -23.5pp
• All cycles: 2024: R+23.5 2020: R+16.1 2016: R+17.1 2012: R+12.5 2008: R+7.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -107.75%
• Current HPI: 293.2597
• Rent YoY: —
• Metro: North Port-Sarasota-Bradenton, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+702.6% since first listed

20 events — show timeline

• 2026-03-24 Price Changed $152,500 Stellar MLS as Distributed by MLS Grid
• 2026-03-10 Price Changed $158,590 Stellar MLS as Distributed by MLS Grid
• 2026-02-28 Price Changed $166,299 Stellar MLS as Distributed by MLS Grid
• 2026-01-28 Price Changed $174,799 Stellar MLS as Distributed by MLS Grid
• 2026-01-05 Price Changed $179,599 Stellar MLS as Distributed by MLS Grid
• 2025-12-04 Listed $189,599 Stellar MLS as Distributed by MLS Grid
• 2022-12-12 Sold (Public Records) $150,000 Public Records
• 2018-11-02 Sold (Public Records) $80,000 Public Records
• 2018-05-31 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2018-05-30 Relisted — Stellar MLS as Distributed by MLS Grid
• 2018-04-14 Pending — Stellar MLS as Distributed by MLS Grid
• 2018-04-14 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2018-02-22 Price Changed $85,000 Stellar MLS as Distributed by MLS Grid
• 2018-02-15 Relisted — Stellar MLS as Distributed by MLS Grid
• 2018-02-10 Pending — Stellar MLS as Distributed by MLS Grid
• 2017-09-26 Listed $89,900 Stellar MLS as Distributed by MLS Grid
• 2009-12-30 Sold (MLS) $50,000 Stellar MLS as Distributed by MLS Grid
• 2009-11-16 Listed $62,900 Stellar MLS as Distributed by MLS Grid
• 1996-02-13 Sold (Public Records) $52,700 Public Records
• 1994-12-08 Sold (Public Records) $19,000 Public Records

Property tax history

+8.6%/yr

Latest (2025): $1,200 · -3.5% YoY. Source: county tax records.