6828 Sterling Greens Pl #4405 · Naples, FL
Flood risk 5/10 · Moderate
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.47%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above 107°F)
- 5 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +25.4/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +8.4/10.0
- Schools +4.9/10.0
- Livability +4.0/5.0
- Condition / age +3.8/5.0
- Rent growth +2.2/5.0
- Appreciation +0.0/10.0
$239,900
6828 Sterling Greens Pl #4405 · Naples, FL 34104
2 bd · 2.0 ba · 1,330 sqft · Condo
· 163 Days on market
Built 2003
$180/sqft
· 35% below area
Est $371k · 35% under
$925/mo HOA · 23% of rent
↓ 28% since listing
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
PRICE ADJUSTMENT! Welcome to Glen Eagle Golf & Country Club, where breathtaking golf course and preserve views create the perfect Southwest Florida lifestyle. Located in the highly sought-after Sterling Greens neighborhood within this gated community, this beautifully maintained 2-bedroom, 2-bath residence offers a peaceful setting overlooking the fairway and an exceptional blend of comfort, convenience, and resort-style living. Designed for easy living and entertaining, the bright and open floor plan features spacious living and dining areas that flow seamlessly through sliding glass doors to the screened lanai.
Key facts
- Preserve views
- Screened lanai
- Golf course views
Tags
Neighborhood map
Sold within
Property
Rental comp
Retail
Costco
Walmart
Transit
Schools
Stadiums
Fortune 500
· Circle radius: 6.0 mi
Loading POIs…
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath condo listed at $240k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $553 ($7k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($4k rent vs $240k).
- Recommended offer: $211k (12.0% below list) — sets the bar for market timing.
- Cap rate 9.1% vs local median 2.4% in Naples — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 80/100 on livability (#126 in FL, #1,903 nationally) — a professional / high-income tenant draw. Strengths: crime A+, amenities A+, employment A+; Watch: commute D+, cost of living F.
- Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Calusa Park Elementary School (math 59% / reading 56%, grade C+, #764 of 2,144 statewide, top 36%, 707 students, 62% FRL); East Naples Middle School (math 56% / reading 44%, grade C, #254 of 571 statewide, top 45%, 854 students, 63% FRL); Lely High School (math 40% / reading 39%, grade F, #304 of 667 statewide, top 47%, 1,504 students, 54% FRL) — zoned schools at 60% FRL track the district average.
- Market conditions: Rents soft (-1.1%/yr); 572 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 51d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 52% of comp listings sitting > 30 days — soft ceiling on asking rent; 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).
- At $3,970/mo this rent would consume 66% of the median local household income ($72k/yr) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 163 days — a 12% lower offer ($211k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: HOA is 23% of rent.
- Climate carrying-cost: moderate flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 5→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer
$211,112
(12.0% below list)
Questions for the listing agent
- It's been on market 163 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.65% ✓
- Cap rate
- 9.06%
- Cash-on-cash
- 9.88%
- DSCR
- 1.44
- GRM
- 5.0
CMA / ARV
- ARV (median comp)
- $371,034
- List price
- $239,900
- Delta
- -35.34%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1615 Windy Pines Dr #5 | 0.88mi | 2/2.0 | 1,349 (+1%) | 0mo | $311,000 | $231 | 62 |
| 1695 Windy Pines Dr #2 | 0.85mi | 2/2.0 | 1,349 (+1%) | 0mo | $255,000 | $189 | 62 |
| 6953 Avalon Cir #1801 | 0.83mi | 2/2.0 | 1,355 (+2%) | 1mo | $340,000 | $251 | 61 |
| 7220 Coventry Ct #210 | 0.36mi | 2/2.0 | 1,134 (-15%) | 0mo | $343,000 | $302 | 58 |
| 1344 Derbyshire Ct Unit D-101 | 1.20mi | 3/2.0 (+1) | 1,350 (+2%) | 0mo | $248,000 | $184 | 57 |
| 380 Gabriel Cir #8 | 1.46mi | 2/2.0 | 1,406 (+6%) | 0mo | $335,000 | $238 | 55 |
| 1200 Commonwealth Cir #103 | 1.27mi | 2/2.0 | 1,245 (-6%) | 0mo | $237,500 | $191 | 54 |
| 420 Fox Haven Dr #3110 | 1.05mi | 2/2.0 | 1,450 (+9%) | 0mo | $325,000 | $224 | 50 |
| 116 Foxtail Ct Unit 1-116 | 1.24mi | 2/2.0 | 1,450 (+9%) | 0mo | $492,500 | $340 | 50 |
| 749 Landover Cir #203 | 1.06mi | 3/2.0 (+1) | 1,450 (+9%) | 0mo | $229,000 | $158 | 45 |
| 484 Crossfield Cir | 1.14mi | 2/2.0 | 1,611 (+21%) | 0mo | $589,900 | $366 | 40 |
| 3420 W Crown Pointe Blvd #202 | 1.48mi | 3/2.0 (+1) | 1,630 (+23%) | 0mo | $265,000 | $163 | 35 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
5-year hold
- IRR
- -6.1%
- Equity multiple
- 0.78×
- Total profit
- $-14,648
- Equity at exit
- $35,770
10-year hold
- IRR
- -2.7%
- Equity multiple
- 0.85×
- Total profit
- $-9,796
- Equity at exit
- $20,742
Cash invested: $67,172 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.
Active competition Active MLS
- For sale now
- 36 active · 25 under contract
- Median asking
- $305,950 ($247/sqft)
- Median days on market
- 127 d
- This list price
- 14% of active listings are priced below it
- ARV vs active asking
- +13.1% above current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 34104
- Rents YoY
- -1.1%
- Active inventory
- 572
- Price-to-rent
- 5.0×
Monthly cashflow live
↻
- Estimated rent
- $3,970 high interval (Pro) →
- Mortgage (P&I)
- −$1,258
- Tax est. 1.5%
- −$300 /mo · $3,598/yr
- Insurance
- −$100
- HOA
- −$925
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$834
- Net cashflow
- $553
Break-even live
Break-even rent
$3,269
Max offer price
$239,900
Occupancy floor
81%
Sensitivity live
| Price | -10% $719 | -5% $636 | +0% $553 | +5% $470 | +10% $387 |
|---|---|---|---|---|---|
| Rent | -10% $240 | -5% $396 | +0% $553 | +5% $710 | +10% $867 |
| Rate | -1.0pp $674 | -0.5pp $614 | base $553 | +0.5pp $491 | +1.0pp $428 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $59,975
- Closing costs
- $7,197
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 6828 Sterling Greens Dr Unit 4105 Naples, FL | 2.0 | 2.0 | 1242 | $3,750 | $3.02 | 154d | 1 | 0.01mi |
| 6816 Sterling Greens Dr Unit 1306 Naples, FL | 3.0 | 2.0 | 1506 | $2,900 | $1.93 | 154d | 1 | 0.06mi |
| 6816 Sterling Greens Dr Unit 1306 Naples, FL | 3.0 | 2.0 | 1506 | $4,500 | $2.99 | 51d | 1 | 0.06mi |
| 6816 Sterling Greens Pl #105 Naples, FL | 2.0 | 2.0 | 1243 | $1,895 | $1.52 | 162d | 1 | 0.06mi |
| 6816 Sterling Greens Dr Unit 1306 Naples, FL | 3.0 | 2.0 | 1506 | $4,500 | $2.99 | 10d | 1 | 0.06mi |
| 6816 Sterling Greens Dr Unit 1105 Naples, FL | 2.0 | 2.0 | 1243 | $1,895 | $1.52 | 154d | 1 | 0.06mi |
| 6825 Sterling Greens Dr #102 Naples, FL | 3.0 | 2.0 | 1499 | $4,500 | $3.00 | 164d | 1 | 0.07mi |
| 6825 Sterling Greens Dr #102 Naples, FL | 3.0 | 2.0 | 1499 | $4,600 | $3.07 | 10d | 1 | 0.07mi |
| 6817 Sterling Greens Dr #102 Naples, FL | 3.0 | 2.0 | 1499 | $5,000 | $3.34 | 10d | 1 | 0.09mi |
| 6817 Sterling Greens Dr #102 Naples, FL | 3.0 | 2.0 | 1499 | $5,000 | $3.34 | 51d | 1 | 0.09mi |
| 6854 Sterling Greens Dr #201 Naples, FL | 3.0 | 2.0 | 1727 | $4,500 | $2.61 | 51d | 1 | 0.10mi |
| 6854 Sterling Greens Dr #201 Naples, FL | 3.0 | 2.0 | 1727 | $4,500 | $2.61 | 154d | 1 | 0.10mi |
| 6871 Sterling Greens Dr #202 Naples, FL | 2.0 | 2.0 | 1727 | $5,500 | $3.18 | 10d | 1 | 0.18mi |
| 1001 Eastham Way #106 Naples, FL | 2.0 | 2.0 | 1091 | $4,000 | $3.67 | 10d | 1 | 0.25mi |
| 92 Glen Eagle Cir Naples, FL | 3.0 | 2.0 | 1562 | $12,000 | $7.68 | 21d | 1 | 0.28mi |
| 92 Glen Eagle Cir Naples, FL | 3.0 | 2.0 | 1562 | $12,000 | $7.68 | 10d | 1 | 0.28mi |
| 1051 Eastham Way Unit B104 Naples, FL | 2.0 | 2.0 | 1091 | $4,300 | $3.94 | 154d | 1 | 0.30mi |
| 1100 Eastham Way Unit A-305 Naples, FL | 2.0 | 2.0 | 1294 | $2,300 | $1.78 | 51d | 1 | 0.31mi |
| 1100 Eastham Way Unit A-105 Naples, FL | 2.0 | 2.0 | 1184 | $4,500 | $3.80 | 10d | 1 | 0.31mi |
| 1100 Eastham Way Unit A-105 Naples, FL | 2.0 | 2.0 | 1184 | $4,500 | $3.80 | 154d | 1 | 0.31mi |
| 1100 Eastham Way Unit A-305 Naples, FL | 2.0 | 2.0 | 1294 | $2,300 | $1.78 | 10d | 1 | 0.31mi |
| 7065 Dennis Cir Unit F103 Naples, FL | 2.0 | 2.0 | 1097 | $5,200 | $4.74 | 10d | 1 | 0.36mi |
| 7065 Dennis Cir #302 Naples, FL | 2.0 | 2.0 | 1097 | $4,000 | $3.65 | 162d | 1 | 0.36mi |
| 7065 Dennis Cir #302 Naples, FL | 2.0 | 2.0 | 1097 | $4,000 | $3.65 | 1d | 1 | 0.36mi |
| 1208 Chelmsford Ct #67 Naples, FL | 2.0 | 2.0 | 1556 | $9,000 | $5.78 | 10d | 1 | 0.36mi |
| 6945 Dennis Cir Unit I206 Naples, FL | 2.0 | 2.0 | 1097 | $4,990 | $4.55 | 10d | 1 | 0.39mi |
| 589 Lambton Ln Naples, FL | 3.0 | 2.0 | 1823 | $7,750 | $4.25 | 164d | 1 | 0.47mi |
| 589 Lambton Ln Naples, FL | 3.0 | 2.0 | 1823 | $6,950 | $3.81 | 10d | 1 | 0.47mi |
| 6726 Sloane Pl Unit 1049716P Naples, FL | 3.0 | 2.0 | 1872 | $5,748 | $3.07 | 2d | 1 | 0.49mi |
| 6700 Dennis Cir Unit A103 Naples, FL | 2.0 | 2.0 | 1308 | $2,000 | $1.53 | 154d | 1 | 0.50mi |
| 7320 Glenmoor Ln Unit 2206 Naples, FL | 2.0 | 2.0 | 1053 | $6,000 | $5.70 | 154d | 1 | 0.53mi |
| 7380 Saint Ives Way #1204 Naples, FL | 2.0 | 2.0 | 1053 | $4,000 | $3.80 | 10d | 1 | 0.55mi |
| 7380 Saint Ives Way #1309 Naples, FL | 2.0 | 2.0 | 1000 | $4,000 | $4.00 | 1d | 1 | 0.55mi |
| 7360 Saint Ives Way #2205 Naples, FL | 2.0 | 2.0 | 1053 | $1,925 | $1.83 | 164d | 1 | 0.60mi |
| 7360 Glenmoor Ln Naples, FL | 2.0 | 2.0 | 1053 | $2,250 | $2.14 | 10d | 1 | 0.63mi |
| 7360 Glenmoor Ln Naples, FL | 2.0 | 2.0 | 1053 | $2,250 | $2.14 | 51d | 1 | 0.63mi |
| 7360 Glenmoor Ln #303 Naples, FL | 2.0 | 2.0 | 1053 | $5,000 | $4.75 | 10d | 1 | 0.63mi |
| 6643 Craven Hill Way Naples, FL | 3.0 | 2.0 | 1384 | $2,900 | $2.10 | 154d | 1 | 0.66mi |
| 78 Bennington Dr Unit 5-8 Naples, FL | 2.0 | 2.0 | 1562 | $4,100 | $2.62 | 51d | 1 | 0.69mi |
| 190 Santa Clara Dr Unit 190-4 Naples, FL | 2.0 | 2.0 | 1004 | $1,800 | $1.79 | 164d | 1 | 0.70mi |
Property features AI
Other
- Other
- Unit located on level serving 4 floors with 24 units in the building and 95 units in the complexPossession at closingDirections available from Davis Blvd to Glen Eagle guard gate
Finance
- HOA & community
- Mandatory HOA with professional managementQuarterly condo feeAnnual mandatory club fee and one-time club fee requiredMaintenance covers golf course, insurance, internet/WiFi, irrigation water, lawn/land maintenance, pest control (exterior), recreation facilities, sewer, street maintenance, trash removal, water, security and moreCommunity amenities include clubhouse, community pool, exercise/fitness facilities, billiards, restaurant, putting green, BBQ/picnic areas, bike and jog paths, sidewalks, tennis courts, underground utilities and extra storageCommunity is gated and golf-course oriented; golf equity
Exterior
- Parking
- Assigned covered parkingDeeded parkingPaved driveway and guest parkingDetached 1-car carport
- Security
- Guard at gate
- Utilities
- Central waterCentral sewerCable available
- Home design
- Residential mid-rise building (4 stories)Built in 2003Concrete block construction with stucco finishTile roofRear exposure to the southeastPart of Glen Eagle / Sterling Greens community
- Construction
- Concrete block constructionStucco exteriorTile roofBuilt in 2003
- Exterior features
- StorageTennis courtGolf course and preserve viewsCentral irrigationPaved private road accessArchitectural and deeded restrictions; no RVs
Interior
- Kitchen
- PantryElectric cooktopSelf-cleaning ovenMicrowaveDishwasherDisposalRefrigerator/freezerFreezerRefrigerator/icemaker
- Bedrooms
- 2 bedrooms with a split-bedroom layout
- Flooring
- Tile flooring
- Bathrooms
- 2 full bathroomsMaster bathroom with dual sinks
- Heating & cooling
- Central electric heatCentral electric coolingCeiling fans
- Interior features
- Built-in cabinetsCable prewireCathedral and vaulted ceilingsFire sprinkler systemHigh-speed internet availablePantrySmoke detectorsGreat room floor planCommon elevator accessScreened lanai/porchFurnished
- Laundry & utility
- Washer and dryer includedWasher/dryer hookup
HOA detail $925/mo · $11,100/yr condo
- Likely covers
- security
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 50 events
-
2026-11-08days on market $239,900 Active 163 DOM
-
2026-11-07days on market $239,900 Active 162 DOM
-
2026-11-06days on market $239,900 Active 161 DOM
-
2026-11-05days on market $239,900 Active 160 DOM
-
2026-11-04days on market $239,900 Active 159 DOM
-
2026-11-02days on market $239,900 Active 157 DOM
-
2026-11-01days on market $239,900 Active 156 DOM
-
2026-10-31days on market $239,900 Active 155 DOM
-
2026-10-30days on market $239,900 Active 154 DOM
-
2026-10-29days on market $239,900 Active 153 DOM
-
2026-10-28days on market $239,900 Active 152 DOM
-
2026-10-27days on market $239,900 Active 151 DOM
-
2026-10-26days on market $239,900 Active 150 DOM
-
2026-10-25days on market $239,900 Active 149 DOM
-
2026-10-24days on market $239,900 Active 148 DOM
-
2026-10-23days on market $239,900 Active 147 DOM
-
2026-10-22days on market $239,900 Active 146 DOM
-
2026-10-21days on market $239,900 Active 145 DOM
-
2026-10-20days on market $239,900 Active 144 DOM
-
2026-10-19days on market $239,900 Active 143 DOM
-
2026-10-18days on market $239,900 Active 142 DOM
-
2026-10-17days on market $239,900 Active 141 DOM
-
2026-10-16days on market $239,900 Active 140 DOM
-
2026-10-15days on market $239,900 Active 139 DOM
-
2026-10-14days on market $239,900 Active 138 DOM
-
2026-10-13days on market $239,900 Active 137 DOM
-
2026-10-12days on market $239,900 Active 136 DOM
-
2026-10-11days on market $239,900 Active 135 DOM
-
2026-10-10days on market $239,900 Active 134 DOM
-
2026-10-09days on market $239,900 Active 133 DOM
-
2026-10-08days on market $239,900 Active 132 DOM
-
2026-10-07days on market $239,900 Active 131 DOM
-
2026-10-07days on market $239,900 Active 130 DOM
-
2026-10-05days on market $239,900 Active 129 DOM
-
2026-10-04days on market $239,900 Active 128 DOM
-
2026-10-04days on market $239,900 Active 127 DOM
-
2026-10-02days on market $239,900 Active 126 DOM
-
2026-10-01days on market $239,900 Active 125 DOM
-
2026-09-30days on market $239,900 Active 124 DOM
-
2026-09-29days on market $239,900 Active 123 DOM
-
2026-09-28days on market $239,900 Active 122 DOM
-
2026-09-27days on market $239,900 Active 121 DOM
-
2026-09-26days on market $239,900 Active 120 DOM
-
2026-09-25days on market $239,900 Active 119 DOM
-
2026-09-24days on market $239,900 Active 118 DOM
-
2026-09-23days on market $239,900 Active 117 DOM
-
2026-09-22days on market $239,900 Active 116 DOM
-
2026-09-21days on market $239,900 Active 115 DOM
-
2026-09-20days on market $239,900 Active 114 DOM
-
2026-09-18days on market $239,900 Active 112 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 5/10 Major FEMA zone X (shaded) · 47% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 9/10 Extreme 5 d/yr ≥107°F today · 18 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $47,636
- − Mortgage interest
- −$13,438
- − Property taxes
- −$3,598
- − Insurance
- −$1,200
- − Repairs & maintenance
- −$3,811
- − Management
- −$3,811
- − HOA
- −$11,100
- − Depreciation
- −$6,979
- Taxable income
- $3,700
combined federal + state — saved on this device
- Est. tax owed @ 24.0%
- −$888
- After-tax cash flow
- $5,750/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
75/100
Cosmetic rehab
Est. rehab $6,650–$19,950 screening
This well-maintained and updated condo is move-in ready with a good condition score and minimal repairs needed.
Value-add opportunities
- Both Paint touch-ups — Fresh paint enhances curb appeal and interior aesthetics. ↑
- Both Clean tile grout — Clean grout improves the appearance of the tile flooring and adds to the home's overall cleanliness. ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
F
Composite school gradezoned avg 49/100
Zoned Schools
Elementary
Calusa Park Elementary School
C+
FL #764/2,144
Nat'l #8,415/41,679
Middle
East Naples Middle School
C
FL #254/571
Nat'l #3,460/14,009
High
Lely High School
F
FL #304/667
Nat'l #8,293/17,239
Schools (NCES district)
- District
- Collier
- NCES district ID
- 1200330
- Math proficiency
- 60% ▼ -4.00%
- Reading proficiency
- 56% ▼ -2.00%
- Median HH income
- $58,275
- Composite
- 50.23/100
- National rank
- #1892
- State rank
- #16 of 73 in FL
A
Composite livability gradescore 80/100
Livability — Naples
- Score
- 80/100
- State rank
- #126
- US rank
- #1903
Category grades
Amenities A+
Commute D+
Cost of living F
Crime A+
Employment A+
Housing C+
Health & safety A+
User ratings C+
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Collier County · 420,858 people
- City population
- 344,941
- Metro
- Naples-Marco Island, FL
- Population (ZIP)
- 26,408
- Household income
- $71,686
- Rent vs Own
- Severe rent burden
- 9% of renters
Population outlook (Collier County) Hauer SSP2
- Today (2025)
- 420,858 people
- By 2030
- 450,054 · +6.9%
- By 2040
- 502,232 · +19.3%
- By 2050
- 544,932 · +29.5%
- By 2075
- 627,203 · +49.0%
- By 2100
- 659,015 · +56.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority White (62%)
- Race & ethnicity
- White 62% Hispanic / Latino 30% Two or more races 19% Black 4% Asian 2%
- Hispanic origin (detail)
- Mexican 7% Puerto Rican 3% Cuban 6% Dominican 1%
- Languages at home
- 66% English-only · Spanish 24% French/Haitian/Cajun 5% Russian/Polish/Slavic 1%
Political lean MEDSL · Collier
- 2024 margin
- Solid R (+33.1) · D 33.1% · R 66.2%
- 2008→2024 swing
- -10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
- All cycles
- 2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -252.48%
- Current HPI
- 259.3498
- Rent YoY
- ▼ -1.10%
- Metro
- Naples-Marco Island, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
-27.8% since first listed2 events — show timeline
- 2026-06-02 Price Changed $259,900 NAPLESMLS
- 2026-05-29 Listed $359,900 NAPLESMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…