6828 Sterling Greens Pl #4405 · Naples, FL
Flood risk 5/10 · Moderate
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.47%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above 107°F)
- 5 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +11.6/30.0
- 1% rule +8.0/10.0
- Schools +4.9/10.0
- Livability +4.0/5.0
- Condition / age +3.8/5.0
- DSCR +3.4/10.0
- Rent growth +2.2/5.0
- Appreciation +0.0/10.0
$249,900
6828 Sterling Greens Pl #4405 · Naples, FL 34104
2 bd · 2.0 ba · 1,330 sqft · Condo
· 71 Days on market
Built 2003
$188/sqft
· 33% below area
Est $372k · 33% under
$925/mo HOA · 28% of rent
↓ 28% since listing
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Welcome to Glen Eagle Golf and Country Club! Enjoy sweeping golf course and preserve views from this beautifully maintained 2-bedroom, 2-bath residence in the desirable Sterling Greens neighborhood within this gated community. Perfectly positioned overlooking the fairway, this inviting home offers a tranquil setting and the best of the Southwest Florida lifestyle. Inside, a bright and open floor plan welcomes you with spacious living and dining areas that flow seamlessly to the screened lanai through sliding glass doors—ideal for entertaining or enjoying peaceful morning coffee with scenic views.
Key facts
- Preserve views
- Screened lanai
- Golf course views
Tags
Neighborhood map
Sold within
Property
Rental comp
Retail
Costco
Walmart
Transit
Schools
Stadiums
Fortune 500
· Circle radius: 6.0 mi
Loading POIs…
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath condo listed at $250k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-78 ($-938/yr) — negative.
- To cash-flow at today's rent, offer at most $239k (4.5% below list).
- Meets the 1% rule at list price ($3k rent vs $250k).
- Recommended offer: $235k (6.0% below list) — sets the bar for market timing.
- Cap rate 5.9% vs local median 2.4% in Naples — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 80/100 on livability (#126 in FL, #1,903 nationally) — a professional / high-income tenant draw. Strengths: crime A+, amenities A+, employment A+; Watch: commute D+, cost of living F.
- Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Calusa Park Elementary School (math 59% / reading 56%, grade C+, #764 of 2,144 statewide, top 36%, 707 students, 62% FRL); East Naples Middle School (math 56% / reading 44%, grade C, #254 of 571 statewide, top 45%, 854 students, 63% FRL); Lely High School (math 40% / reading 39%, grade F, #304 of 667 statewide, top 47%, 1,504 students, 54% FRL) — zoned schools at 60% FRL track the district average.
- Market conditions: Rents soft (-1.1%/yr); 456 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 70d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).
- At $3,258/mo this rent would consume 55% of the median local household income ($72k/yr) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 71 days — a 6% lower offer ($235k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: HOA is 28% of rent.
- Climate carrying-cost: moderate flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 5→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer
$234,906
(6.0% below list)
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 71 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.30% ✓
- Cap rate
- 5.92%
- Cash-on-cash
- -1.34%
- DSCR
- 0.94
- GRM
- 6.4
CMA / ARV
- ARV (median comp)
- $372,016
- List price
- $249,900
- Delta
- -32.83%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 6828 Sterling Greens Pl #4304 | 0.00mi | 2/2.0 | 1,330 (0%) | 0mo | $260,000 | $195 | 100 |
| 1001 Eastham Way Unit C201 | 0.26mi | 3/2.0 (+1) | 1,284 (-4%) | 0mo | $260,000 | $202 | 77 |
| 1223 Commonwealth Cir #102 | 1.27mi | 2/2.0 | 1,245 (-6%) | 0mo | $270,000 | $217 | 54 |
| 280 Timber Lake Cir Unit H201 | 1.47mi | 3/2.0 (+1) | 1,281 (-4%) | 0mo | $275,000 | $215 | 54 |
| 206 Foxtail Ct Unit 2-206 | 1.24mi | 2/2.0 | 1,473 (+11%) | 0mo | $499,900 | $339 | 47 |
| 273 Cape Sable Dr | 0.64mi | 2/2.0 | 1,060 (-20%) | 0mo | $170,000 | $160 | 45 |
| 360 Pindo Palm Dr | 1.08mi | 2/2.0 | 1,509 (+14%) | 0mo | $460,000 | $305 | 42 |
| 713 Crossfield Cir | 1.24mi | 3/2.0 (+1) | 1,478 (+11%) | 0mo | $515,000 | $348 | 41 |
| 460 Fox Haven Dr #1206 | 1.12mi | 2/2.0 | 1,136 (-15%) | 0mo | $304,000 | $268 | 40 |
| 1205 Wildwood Lakes Blvd #206 | 1.03mi | 2/2.0 | 1,042 (-22%) | 0mo | $245,000 | $235 | 40 |
| 2904 Kings Lake Blvd #2904 | 1.30mi | 2/2.0 | 1,048 (-21%) | 0mo | $225,000 | $215 | 40 |
| 359 Dover Pl Unit E204 | 1.19mi | 2/2.0 | 1,623 (+22%) | 0mo | $342,000 | $211 | 40 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
5-year hold
- IRR
- -23.6%
- Equity multiple
- 0.22×
- Total profit
- $-54,403
- Equity at exit
- $37,261
10-year hold
- IRR
- -41.8%
- Equity multiple
- -0.26×
- Total profit
- $-88,174
- Equity at exit
- $21,607
Cash invested: $69,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.
Active competition Active MLS
- For sale now
- 36 active · 25 under contract
- Median asking
- $305,950 ($247/sqft)
- Median days on market
- 127 d
- This list price
- 22% of active listings are priced below it
- ARV vs active asking
- +13.4% above current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 34104
- Rents YoY
- -1.1%
- Active inventory
- 456
- Price-to-rent
- 6.4×
Monthly cashflow live
↻
- Estimated rent
- $3,258 high interval (Pro) →
- Mortgage (P&I)
- −$1,311
- Tax est. 1.5%
- −$312 /mo · $3,748/yr
- Insurance
- −$104
- HOA
- −$925
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$684
- Net cashflow
- $-78
Break-even live
Break-even rent
$3,357
Max offer price
$238,589
Occupancy floor
97%
Sensitivity live
| Price | -10% $95 | -5% $8 | +0% $-78 | +5% $-165 | +10% $-251 |
|---|---|---|---|---|---|
| Rent | -10% $-336 | -5% $-207 | +0% $-78 | +5% $51 | +10% $179 |
| Rate | -1.0pp $48 | -0.5pp $-15 | base $-78 | +0.5pp $-143 | +1.0pp $-209 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $62,475
- Closing costs
- $7,497
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 6828 Sterling Greens Dr Unit 4105 Naples, FL | 2.0 | 2.0 | 1242 | $3,750 | $3.02 | 63d | 1 | 0.01mi |
| 6816 Sterling Greens Dr Unit 1306 Naples, FL | 3.0 | 2.0 | 1506 | $2,900 | $1.93 | 63d | 1 | 0.06mi |
| 6816 Sterling Greens Dr Unit 1105 Naples, FL | 2.0 | 2.0 | 1243 | $1,895 | $1.52 | 63d | 1 | 0.06mi |
| 6816 Sterling Greens Pl #105 Naples, FL | 2.0 | 2.0 | 1243 | $1,895 | $1.52 | 70d | 1 | 0.06mi |
| 6825 Sterling Greens Dr #102 Naples, FL | 3.0 | 2.0 | 1499 | $4,500 | $3.00 | 72d | 1 | 0.07mi |
| 6854 Sterling Greens Dr #201 Naples, FL | 3.0 | 2.0 | 1727 | $4,500 | $2.61 | 63d | 1 | 0.10mi |
| 6871 Sterling Greens Dr #202 Naples, FL | 2.0 | 2.0 | 1727 | $5,500 | $3.18 | 63d | 1 | 0.18mi |
| 92 Glen Eagle Cir Naples, FL | 3.0 | 2.0 | 1562 | $12,000 | $7.68 | 70d | 1 | 0.28mi |
| 1051 Eastham Way Unit B104 Naples, FL | 2.0 | 2.0 | 1091 | $4,300 | $3.94 | 63d | 1 | 0.30mi |
| 1100 Eastham Way Unit A-105 Naples, FL | 2.0 | 2.0 | 1184 | $4,500 | $3.80 | 63d | 1 | 0.31mi |
| 7065 Dennis Cir #302 Naples, FL | 2.0 | 2.0 | 1097 | $4,000 | $3.65 | 70d | 1 | 0.36mi |
| 1208 Chelmsford Ct #67 Naples, FL | 2.0 | 2.0 | 1556 | $9,000 | $5.78 | 72d | 1 | 0.36mi |
| 589 Lambton Ln Naples, FL | 3.0 | 2.0 | 1823 | $7,750 | $4.25 | 72d | 1 | 0.47mi |
| 6726 Sloane Pl Unit 1049716P Naples, FL | 3.0 | 2.0 | 1872 | $5,748 | $3.07 | 63d | 1 | 0.49mi |
| 6700 Dennis Cir Unit A103 Naples, FL | 2.0 | 2.0 | 1308 | $2,000 | $1.53 | 63d | 1 | 0.50mi |
| 7320 Glenmoor Ln Unit 2206 Naples, FL | 2.0 | 2.0 | 1053 | $6,000 | $5.70 | 63d | 1 | 0.53mi |
| 7380 Saint Ives Way Naples, FL | 2.0 | 2.0 | 1026 | $4,400 | $4.29 | 72d | 2 | 0.56mi |
| 7360 Saint Ives Way #2205 Naples, FL | 2.0 | 2.0 | 1053 | $1,925 | $1.83 | 72d | 1 | 0.60mi |
| 6643 Craven Hill Way Naples, FL | 3.0 | 2.0 | 1384 | $2,900 | $2.10 | 63d | 1 | 0.66mi |
| 190 Santa Clara Dr Unit 190-4 Naples, FL | 2.0 | 2.0 | 1004 | $1,800 | $1.79 | 72d | 1 | 0.70mi |
| 161 Santa Clara Dr #14 Naples, FL | 2.0 | 2.0 | 1043 | $2,000 | $1.92 | 70d | 1 | 0.72mi |
| 5301 Whitten Dr #81 Naples, FL | 3.0 | 2.0 | 1386 | $2,700 | $1.95 | 72d | 1 | 0.73mi |
| 4640 Santa Barbara Blvd Naples, FL | 2.0–3.0 | 2.0 | 1164 | $1,932 | $1.66 | 72d | 2 | 0.75mi |
| 191 Bennington Dr Unit 12-6 Naples, FL | 2.0 | 2.0 | 1240 | $1,450 | $1.17 | 72d | 1 | 0.75mi |
| 169 Santa Clara Dr #11 Naples, FL | 2.0 | 2.0 | 1200 | $1,890 | $1.57 | 72d | 1 | 0.75mi |
| 1025 Jardin Dr Naples, FL | 3.0 | 3.0 | 1756 | $5,000 | $2.85 | 62d | 1 | 0.76mi |
| 5257 Whitten Dr Naples, FL | 2.0 | 2.0 | 1500 | $2,500 | $1.67 | 63d | 1 | 0.78mi |
| 108 Santa Clara Dr #4 Naples, FL | 2.0 | 2.0 | 974 | $1,950 | $2.00 | 63d | 1 | 0.78mi |
| 6954 Avalon Cir #702 Naples, FL | 2.0 | 2.0 | 1467 | $4,500 | $3.07 | 72d | 1 | 0.79mi |
| 6954 Avalon Cir #707 Naples, FL | 3.0 | 2.0 | 1725 | $5,000 | $2.90 | 72d | 1 | 0.79mi |
| 6954 Avalon Cir #703 Naples, FL | 2.0 | 2.0 | 1467 | $3,000 | $2.04 | 63d | 1 | 0.79mi |
| 1700 Windy Pines Dr #1 Naples, FL | 2.0 | 2.0 | 1349 | $2,300 | $1.70 | 70d | 1 | 0.80mi |
| 6972 Avalon Cir #1007 Naples, FL | 3.0 | 2.0 | 1725 | $3,000 | $1.74 | 63d | 1 | 0.81mi |
| 242 Belville Blvd Naples, FL | 3.0 | 2.0 | 1875 | $9,000 | $4.80 | 70d | 1 | 0.82mi |
| 529 Mardel Dr #311 Naples, FL | 2.0 | 2.0 | 1093 | $3,500 | $3.20 | 72d | 1 | 0.82mi |
| 180 Furse Lakes Cir Unit E8 Naples, FL | 2.0 | 2.0 | 1425 | $4,000 | $2.81 | 63d | 1 | 0.82mi |
| 172 Plantation Cir #172 Naples, FL | 3.0 | 2.0 | 1859 | $5,800 | $3.12 | 72d | 1 | 0.82mi |
| 322 Melrose Pl #31 Naples, FL | 2.0 | 2.0 | 1757 | $4,500 | $2.56 | 72d | 1 | 0.84mi |
| 4710 Altis Dr Naples, FL | 1.0–3.0 | 1.0–2.0 | 1101 | $2,430 | $2.21 | 62d | 39 | 0.84mi |
| 541 Windsor Sq Unit 9 Naples, FL | 2.0 | 2.0 | 1421 | $2,500 | $1.76 | 63d | 1 | 0.85mi |
Property features AI
Other
- Other
- Unit located on level serving 4 floors with 24 units in the building and 95 units in the complexPossession at closingDirections available from Davis Blvd to Glen Eagle guard gate
Finance
- HOA & community
- Mandatory HOA with professional managementQuarterly condo feeAnnual mandatory club fee and one-time club fee requiredMaintenance covers golf course, insurance, internet/WiFi, irrigation water, lawn/land maintenance, pest control (exterior), recreation facilities, sewer, street maintenance, trash removal, water, security and moreCommunity amenities include clubhouse, community pool, exercise/fitness facilities, billiards, restaurant, putting green, BBQ/picnic areas, bike and jog paths, sidewalks, tennis courts, underground utilities and extra storageCommunity is gated and golf-course oriented; golf equity
Exterior
- Parking
- Assigned covered parkingDeeded parkingPaved driveway and guest parkingDetached 1-car carport
- Security
- Guard at gate
- Utilities
- Central waterCentral sewerCable available
- Home design
- Residential mid-rise building (4 stories)Built in 2003Concrete block construction with stucco finishTile roofRear exposure to the southeastPart of Glen Eagle / Sterling Greens community
- Construction
- Concrete block constructionStucco exteriorTile roofBuilt in 2003
- Exterior features
- StorageTennis courtGolf course and preserve viewsCentral irrigationPaved private road accessArchitectural and deeded restrictions; no RVs
Interior
- Kitchen
- PantryElectric cooktopSelf-cleaning ovenMicrowaveDishwasherDisposalRefrigerator/freezerFreezerRefrigerator/icemaker
- Bedrooms
- 2 bedrooms with a split-bedroom layout
- Flooring
- Tile flooring
- Bathrooms
- 2 full bathroomsMaster bathroom with dual sinks
- Heating & cooling
- Central electric heatCentral electric coolingCeiling fans
- Interior features
- Built-in cabinetsCable prewireCathedral and vaulted ceilingsFire sprinkler systemHigh-speed internet availablePantrySmoke detectorsGreat room floor planCommon elevator accessScreened lanai/porchFurnished
- Laundry & utility
- Washer and dryer includedWasher/dryer hookup
HOA detail $925/mo · $11,100/yr condo
- Likely covers
- security
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 50 events
-
2026-08-08days on market $249,900 Active 71 DOM
-
2026-08-07days on market $249,900 Active 70 DOM
-
2026-08-06days on market $249,900 Active 69 DOM
-
2026-08-05days on market $249,900 Active 68 DOM
-
2026-08-04days on market $249,900 Active 67 DOM
-
2026-08-03days on market $249,900 Active 66 DOM
-
2026-07-31days on market $249,900 Active 63 DOM
-
2026-07-30days on market $249,900 Active 62 DOM
-
2026-07-29days on market $249,900 Active 61 DOM
-
2026-07-27days on market $249,900 Active 59 DOM
-
2026-07-25days on market $249,900 Active 57 DOM
-
2026-07-24days on market $249,900 Active 56 DOM
-
2026-07-23days on market $249,900 Active 55 DOM
-
2026-07-22days on market $249,900 Active 54 DOM
-
2026-07-22days on market $249,900 Active 53 DOM
-
2026-07-18days on market $249,900 Active 50 DOM
-
2026-07-16days on market $249,900 Active 48 DOM
-
2026-07-16days on market $249,900 Active 47 DOM
-
2026-07-14days on market $249,900 Active 46 DOM
-
2026-07-14days on market $249,900 Active 45 DOM
-
2026-07-12days on market $249,900 Active 44 DOM
-
2026-07-11days on market $249,900 Active 43 DOM
-
2026-07-10days on market $249,900 Active 42 DOM
-
2026-07-09days on market $249,900 Active 41 DOM
-
2026-07-08days on market $249,900 Active 40 DOM
-
2026-07-07days on market $249,900 Active 39 DOM
-
2026-07-07price $249,900 Active 38 DOM
-
2026-07-06days on market $259,900 Active 38 DOM
-
2026-07-05days on market $259,900 Active 37 DOM
-
2026-07-04days on market $259,900 Active 36 DOM
-
2026-07-03days on market $259,900 Active 35 DOM
-
2026-07-02days on market $259,900 Active 34 DOM
-
2026-07-01days on market $259,900 Active 33 DOM
-
2026-06-30days on market $259,900 Active 32 DOM
-
2026-06-29days on market $259,900 Active 31 DOM
-
2026-06-28days on market $259,900 Active 30 DOM
-
2026-06-28days on market $259,900 Active 29 DOM
-
2026-06-27days on market $259,900 Active 28 DOM
-
2026-06-25days on market $259,900 Active 26 DOM
-
2026-06-23days on market $259,900 Active 24 DOM
-
2026-06-21days on market $259,900 Active 23 DOM
-
2026-06-18days on market $259,900 Active 20 DOM
-
2026-06-17days on market $259,900 Active 19 DOM
-
2026-06-16days on market $259,900 Active 18 DOM
-
2026-06-15days on market $259,900 Active 17 DOM
-
2026-06-14days on market $259,900 Active 15 DOM
-
2026-06-10days on market $259,900 Active 12 DOM
-
2026-06-09days on market $259,900 Active 11 DOM
-
2026-06-08days on market $259,900 Active 10 DOM
-
2026-06-07days on market $259,900 Active 9 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 5/10 Major FEMA zone X (shaded) · 47% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 9/10 Extreme 5 d/yr ≥107°F today · 18 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $39,096
- − Mortgage interest
- −$13,998
- − Property taxes
- −$3,748
- − Insurance
- −$1,250
- − Repairs & maintenance
- −$3,128
- − Management
- −$3,128
- − HOA
- −$11,100
- − Depreciation
- −$7,270
- Taxable loss
- −$4,525
combined federal + state — saved on this device
- Est. tax savings @ 24.0%
- +$1,086
- After-tax cash flow
- $148/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
75/100
Cosmetic rehab
Est. rehab $6,650–$19,950 screening
This well-maintained and updated condo is move-in ready with a good condition score and minimal repairs needed.
Value-add opportunities
- Both Paint touch-ups — Fresh paint enhances curb appeal and interior aesthetics. ↑
- Both Clean tile grout — Clean grout improves the appearance of the tile flooring and adds to the home's overall cleanliness. ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
F
Composite school gradezoned avg 49/100
Zoned Schools
Elementary
Calusa Park Elementary School
C+
FL #764/2,144
Nat'l #8,415/41,679
Middle
East Naples Middle School
C
FL #254/571
Nat'l #3,460/14,009
High
Lely High School
F
FL #304/667
Nat'l #8,293/17,239
Schools (NCES district)
- District
- Collier
- NCES district ID
- 1200330
- Math proficiency
- 60% ▼ -4.00%
- Reading proficiency
- 56% ▼ -2.00%
- Median HH income
- $58,275
- Composite
- 50.23/100
- National rank
- #1892
- State rank
- #16 of 73 in FL
A
Composite livability gradescore 80/100
Livability — Naples
- Score
- 80/100
- State rank
- #126
- US rank
- #1903
Category grades
Amenities A+
Commute D+
Cost of living F
Crime A+
Employment A+
Housing C+
Health & safety A+
User ratings C+
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Collier County · 420,858 people
- City population
- 344,941
- Metro
- Naples-Marco Island, FL
- Population (ZIP)
- 26,408
- Household income
- $71,686
- Rent vs Own
- Severe rent burden
- 9% of renters
Population outlook (Collier County) Hauer SSP2
- Today (2025)
- 420,858 people
- By 2030
- 450,054 · +6.9%
- By 2040
- 502,232 · +19.3%
- By 2050
- 544,932 · +29.5%
- By 2075
- 627,203 · +49.0%
- By 2100
- 659,015 · +56.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority White (62%)
- Race & ethnicity
- White 62% Hispanic / Latino 30% Two or more races 19% Black 4% Asian 2%
- Hispanic origin (detail)
- Mexican 7% Puerto Rican 3% Cuban 6% Dominican 1%
- Common ancestry
- Lithuanian 6% Romanian 3% Hispanic 2%
- Foreign-born
- 30% · Canada, Jamaica, Dominican Republic
- Languages at home
- 66% English-only · Spanish 24% French/Haitian/Cajun 5% Russian/Polish/Slavic 1%
Political lean MEDSL · Collier
- 2024 margin
- Solid R (+33.1) · D 33.1% · R 66.2%
- 2008→2024 swing
- -10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
- All cycles
- 2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -252.48%
- Current HPI
- 259.3498
- Rent YoY
- ▼ -1.10%
- Metro
- Naples-Marco Island, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
||
Price history
-27.8% since first listed2 events — show timeline
- 2026-06-02 Price Changed $259,900 NAPLESMLS
- 2026-05-29 Listed $359,900 NAPLESMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…