135 Russell Rd · Pendergrass, GA 30567

$349,900

4 bd · 3.0 ba · 2,141 sqft · SingleFamily public records · 70 Days on market

Built 2022 6,969 sqft lot Est $351k · at est. $54/mo HOA · 2% of rent

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Appreciation +10.0/10.0
• ARV discount +7.7/15.0
• Cash flow +7.2/30.0
• Livability +3.4/5.0
• Schools +3.3/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• 1% rule +2.0/10.0
• DSCR +1.4/10.0

Listing remarks MLS

*Great opportunity for a rental property!* Enjoy your drive home through the countryside with views of rolling pastures and peaceful livestock, leading you straight to Walnut Grove - a newer community tucked away from the noise, yet accessible enough to keep life moving smoothly. This home benefits from an ideal location at the end of a low traffic street in a quiet CUL-DE-SAC and a FENCED-IN BACKYARD. Step inside to a freshly painted interior that provides a clean, neutral canvas for your personal touch! The open-concept floorplan ensures a seamless flow between the kitchen, dining, and living areas. The inviting kitchen is equipped with granite countertops, white cabinets, stainless steel appliances, two pantries, and large island. This two-story home features all bedrooms upstairs, offering a clear separation between social living areas and private retreats. The expansive Primary Suite features a walk-in closet and Primary Bath with a double vanity, tub, and shower. Opposite the Primary, you'll find three large secondary bedrooms and full bath with a double vanity and tub/shower. A spacious laundry room completes the upstairs living space. The level, fenced backyard provides a private retreat - ready for summer BBQs and outdoor play. Residents in this community enjoy thoughtfully designed amenities: a clubhouse perfect for gatherings and community events, the sparkling community pool to cool off during those warm summer afternoons, and a playground - a dedicated space for outdoor fun and making memories. The location is great - just minutes to downtown Pendergrass, with ease of access to I-85 and Hwy 129. THIS HOME QUALIFIES FOR 100% USDA LOAN FINANCING! ASK ABOUT BUYER INCVENTIVES!

Key facts

• Quiet cul-de-sac
• White cabinets
• Low traffic street

Tags

• LOW TRAFFIC STREET
• QUIET CUL-DE-SAC
• FRESHLY PAINTED INTERIOR
• OPEN-CONCEPT FLOORPLAN
• GRANITE COUNTERTOPS
• WHITE CABINETS

What this means for you Summary

Snapshot

• This is a 4-bed/3.0-bath single-family listed at $350k.

Deal economics

• At list price, monthly cash flow is $-481 ($-6k/yr) — negative.
• To cash-flow at today's rent, offer at most $265k (24.3% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $244k (30.2% below list).
• Recommended offer: $244k (30.2% below list) — sets the bar for 1% rule.
• Cap rate 4.6% vs local median 3.6% in Pendergrass — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 67/100 on livability (#174 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A; Watch: amenities F, commute F.
• Jackson County (rural): math 38% / reading 37% proficiency, ranked #50 of 174 in GA (top 29%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: North Jackson Elementary School (math 36% / reading 30%, grade F, #567 of 1,228 statewide, top 47%, 687 students, 43% FRL); West Jackson Middle School (math 39% / reading 43%, grade F, #135 of 470 statewide, top 29%, 1,502 students, 28% FRL); Jackson County High School (math 20% / reading 17%, grade F, #254 of 424 statewide, top 61%, 1,833 students, 26% FRL).
• Market conditions: 143 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,167 units permitted in Jackson County in 2024 (59 in 5+ unit buildings).
• This rent runs 30% of the median local income ($97k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $37k of equity ($2k loan paydown + $35k appreciation (10.0% local appreciation)).
• Jackson County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• By year 2, paydown + projected appreciation supports a ~$60k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 70 days — a 6% lower offer ($329k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 4y ago; this cycle's ask has dropped $20k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $244,191 (30.2% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 70 days. Have you received any prior offers? Is the seller open to a 30% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.70% ✗
• Cap rate: 4.64%
• Cash-on-cash: -5.89%
• DSCR: 0.74
• GRM: 11.9

CMA / ARV

• ARV (on-the-fly): $351,124
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
135 Russell Rd	0.00mi	4/2.5	2,141 (0%)	1mo	$356,000	$166	98
662 Starbuck Pkwy	0.15mi	4/2.5	2,115 (-1%)	3mo	$347,500	$164	87
577 Starbuck Pkwy	0.08mi	4/2.5	2,346 (+10%)	2mo	$350,000	$149	77
69 Embry Blvd	0.48mi	4/2.0	2,235 (+4%)	1mo	$305,000	$136	65
296 Walnut Grove Way	0.29mi	4/2.5	2,420 (+13%)	3mo	$349,900	$145	61
1013 Sope Creek Cir	0.60mi	4/2.5	2,345 (+10%)	1mo	$385,000	$164	53
988 Sope Creek Cir	0.63mi	4/2.5	2,345 (+10%)	3mo	$365,000	$156	50
988 Sope Creek Cir	0.65mi	4/2.5	2,345 (+10%)	3mo	$365,000	$156	49
417 Morgan Creek Rd	0.70mi	4/2.5	2,345 (+10%)	1mo	$385,000	$164	48
469 Morgan Creek Rd	0.71mi	3/2.5 (-1)	2,001 (-6%)	1mo	$390,000	$195	48
453 Morgan Creek Rd	0.71mi	4/2.5	2,345 (+10%)	3mo	$370,980	$158	46
195 Cedar Dr	0.66mi	4/2.0	1,922 (-10%)	3mo	$384,900	$200	46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 20.1%
• Equity multiple: 2.63×
• Total profit: $159,988
• Equity at exit: $315,218

10-year hold

• IRR: 18.4%
• Equity multiple: 6.06×
• Total profit: $495,272
• Equity at exit: $679,779

Cash invested: $97,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Georgia: 90 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

Methodology + full state rankings →

ZIP-level market 30567

• Home prices YoY: 14.7%
• Active inventory: 143
• Price-to-rent: 11.9×

Monthly cashflow live

• Estimated rent: $2,442 high
• Mortgage (P&I): −$1,835
• Tax from tax record: −$375 /mo · $4,500/yr
• Insurance: −$146
• HOA: −$54
• Vacancy / Maint / Mgmt: −$513
• Net cashflow: $-481

Break-even live

Break-even rent $3,050

Max offer price $265,004

Occupancy floor —

Sensitivity live

Price	-10% $-283	-5% $-382	+0% $-481	+5% $-580	+10% $-679
Rent	-10% $-673	-5% $-577	+0% $-481	+5% $-384	+10% $-288
Rate	-1.0pp $-304	-0.5pp $-392	base $-481	+0.5pp $-571	+1.0pp $-663

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $87,475
• Closing costs: $10,497
• Reserves months: —
• Total cash needed: —

Rent comps 14 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
112 Russell Rd Pendergrass, GA	5.0	3.0	2933	$2,600	$0.89	23d	1	0.05mi
63 Steel Trl Pendergrass, GA	4.0	2.5	2156	$2,160	$1.00	45d	1	0.15mi
306 Walnut Grove Way Pendergrass, GA	5.0	3.0	2449	$2,400	$0.98	45d	1	0.27mi
274 Walnut Grove Way Pendergrass, GA	5.0	3.0	2449	$2,300	$0.94	45d	1	0.30mi
542 Glenn Gee Rd Pendergrass, GA	1.0–3.0	1.0–2.0	1149	$2,813	$2.45	14d	1	0.54mi
250 Sope Creek Cir Pendergrass, GA	4.0	3.0	2479	$2,200	$0.89	45d	1	0.62mi
59 Constitution Ave Pendergrass, GA	3.0	3.5	2265	$2,200	$0.97	23d	1	0.72mi
100 Mission Blvd Pendergrass, GA	3.0	2.5	1831	$1,950	$1.06	15d	1	0.72mi
228 Banner Rd Pendergrass, GA	3.0	2.5	1455	$1,900	$1.31	23d	1	0.74mi
15 Constitution Ave Pendergrass, GA	3.0	3.5	2265	$2,250	$0.99	23d	1	0.76mi
149 Star Ct Pendergrass, GA	3.0	2.5	1455	$1,900	$1.31	23d	1	0.77mi
25 Blue River Ct Pendergrass, GA	4.0	2.5	1928	$1,899	$0.98	45d	1	0.87mi
107 Wynn Way Pendergrass, GA	4.0	2.5	1928	$2,300	$1.19	23d	1	0.91mi
653 Glenn Gee Rd Pendergrass, GA	3.0	2.5	2529	$2,350	$0.93	23d	1	1.03mi

HOA detail

• Monthly dues: $54 · $648/yr
• Likely covers: pool

Listing history 18 events

1. 2026-04-21
   status Pending
2. 2026-04-14
   status Under Contract 1714-char remark

   Show marketing remark (1714 chars)

   *Great opportunity for a rental property!* Enjoy your drive home through the countryside with views of rolling pastures and peaceful livestock, leading you straight to Walnut Grove - a newer community tucked away from the noise, yet accessible enough to keep life moving smoothly. This home benefits from an ideal location at the end of a low traffic street in a quiet CUL-DE-SAC and a FENCED-IN BACKYARD. Step inside to a freshly painted interior that provides a clean, neutral canvas for your personal touch! The open-concept floorplan ensures a seamless flow between the kitchen, dining, and living areas. The inviting kitchen is equipped with granite countertops, white cabinets, stainless steel appliances, two pantries, and large island. This two-story home features all bedrooms upstairs, offering a clear separation between social living areas and private retreats. The expansive Primary Suite features a walk-in closet and Primary Bath with a double vanity, tub, and shower. Opposite the Primary, you'll find three large secondary bedrooms and full bath with a double vanity and tub/shower. A spacious laundry room completes the upstairs living space. The level, fenced backyard provides a private retreat - ready for summer BBQs and outdoor play. Residents in this community enjoy thoughtfully designed amenities: a clubhouse perfect for gatherings and community events, the sparkling community pool to cool off during those warm summer afternoons, and a playground - a dedicated space for outdoor fun and making memories. The location is great - just minutes to downtown Pendergrass, with ease of access to I-85 and Hwy 129. THIS HOME QUALIFIES FOR 100% USDA LOAN FINANCING! ASK ABOUT BUYER INCVENTIVES!

3. 2026-04-14
   historical Active Under Contract

   Show marketing remark (1714 chars)

   *Great opportunity for a rental property!* Enjoy your drive home through the countryside with views of rolling pastures and peaceful livestock, leading you straight to Walnut Grove - a newer community tucked away from the noise, yet accessible enough to keep life moving smoothly. This home benefits from an ideal location at the end of a low traffic street in a quiet CUL-DE-SAC and a FENCED-IN BACKYARD. Step inside to a freshly painted interior that provides a clean, neutral canvas for your personal touch! The open-concept floorplan ensures a seamless flow between the kitchen, dining, and living areas. The inviting kitchen is equipped with granite countertops, white cabinets, stainless steel appliances, two pantries, and large island. This two-story home features all bedrooms upstairs, offering a clear separation between social living areas and private retreats. The expansive Primary Suite features a walk-in closet and Primary Bath with a double vanity, tub, and shower. Opposite the Primary, you'll find three large secondary bedrooms and full bath with a double vanity and tub/shower. A spacious laundry room completes the upstairs living space. The level, fenced backyard provides a private retreat - ready for summer BBQs and outdoor play. Residents in this community enjoy thoughtfully designed amenities: a clubhouse perfect for gatherings and community events, the sparkling community pool to cool off during those warm summer afternoons, and a playground - a dedicated space for outdoor fun and making memories. The location is great - just minutes to downtown Pendergrass, with ease of access to I-85 and Hwy 129. THIS HOME QUALIFIES FOR 100% USDA LOAN FINANCING! ASK ABOUT BUYER INCVENTIVES!

4. 2026-03-09
   price $349,900 1714-char remark

   Show marketing remark (1714 chars)

   *Great opportunity for a rental property!* Enjoy your drive home through the countryside with views of rolling pastures and peaceful livestock, leading you straight to Walnut Grove - a newer community tucked away from the noise, yet accessible enough to keep life moving smoothly. This home benefits from an ideal location at the end of a low traffic street in a quiet CUL-DE-SAC and a FENCED-IN BACKYARD. Step inside to a freshly painted interior that provides a clean, neutral canvas for your personal touch! The open-concept floorplan ensures a seamless flow between the kitchen, dining, and living areas. The inviting kitchen is equipped with granite countertops, white cabinets, stainless steel appliances, two pantries, and large island. This two-story home features all bedrooms upstairs, offering a clear separation between social living areas and private retreats. The expansive Primary Suite features a walk-in closet and Primary Bath with a double vanity, tub, and shower. Opposite the Primary, you'll find three large secondary bedrooms and full bath with a double vanity and tub/shower. A spacious laundry room completes the upstairs living space. The level, fenced backyard provides a private retreat - ready for summer BBQs and outdoor play. Residents in this community enjoy thoughtfully designed amenities: a clubhouse perfect for gatherings and community events, the sparkling community pool to cool off during those warm summer afternoons, and a playground - a dedicated space for outdoor fun and making memories. The location is great - just minutes to downtown Pendergrass, with ease of access to I-85 and Hwy 129. THIS HOME QUALIFIES FOR 100% USDA LOAN FINANCING! ASK ABOUT BUYER INCVENTIVES!

5. 2026-03-09
   price $349,900

   Show marketing remark (1714 chars)

   *Great opportunity for a rental property!* Enjoy your drive home through the countryside with views of rolling pastures and peaceful livestock, leading you straight to Walnut Grove - a newer community tucked away from the noise, yet accessible enough to keep life moving smoothly. This home benefits from an ideal location at the end of a low traffic street in a quiet CUL-DE-SAC and a FENCED-IN BACKYARD. Step inside to a freshly painted interior that provides a clean, neutral canvas for your personal touch! The open-concept floorplan ensures a seamless flow between the kitchen, dining, and living areas. The inviting kitchen is equipped with granite countertops, white cabinets, stainless steel appliances, two pantries, and large island. This two-story home features all bedrooms upstairs, offering a clear separation between social living areas and private retreats. The expansive Primary Suite features a walk-in closet and Primary Bath with a double vanity, tub, and shower. Opposite the Primary, you'll find three large secondary bedrooms and full bath with a double vanity and tub/shower. A spacious laundry room completes the upstairs living space. The level, fenced backyard provides a private retreat - ready for summer BBQs and outdoor play. Residents in this community enjoy thoughtfully designed amenities: a clubhouse perfect for gatherings and community events, the sparkling community pool to cool off during those warm summer afternoons, and a playground - a dedicated space for outdoor fun and making memories. The location is great - just minutes to downtown Pendergrass, with ease of access to I-85 and Hwy 129. THIS HOME QUALIFIES FOR 100% USDA LOAN FINANCING! ASK ABOUT BUYER INCVENTIVES!

6. 2026-02-23
   price $360,000 1714-char remark

   Show marketing remark (1714 chars)

   *Great opportunity for a rental property!* Enjoy your drive home through the countryside with views of rolling pastures and peaceful livestock, leading you straight to Walnut Grove - a newer community tucked away from the noise, yet accessible enough to keep life moving smoothly. This home benefits from an ideal location at the end of a low traffic street in a quiet CUL-DE-SAC and a FENCED-IN BACKYARD. Step inside to a freshly painted interior that provides a clean, neutral canvas for your personal touch! The open-concept floorplan ensures a seamless flow between the kitchen, dining, and living areas. The inviting kitchen is equipped with granite countertops, white cabinets, stainless steel appliances, two pantries, and large island. This two-story home features all bedrooms upstairs, offering a clear separation between social living areas and private retreats. The expansive Primary Suite features a walk-in closet and Primary Bath with a double vanity, tub, and shower. Opposite the Primary, you'll find three large secondary bedrooms and full bath with a double vanity and tub/shower. A spacious laundry room completes the upstairs living space. The level, fenced backyard provides a private retreat - ready for summer BBQs and outdoor play. Residents in this community enjoy thoughtfully designed amenities: a clubhouse perfect for gatherings and community events, the sparkling community pool to cool off during those warm summer afternoons, and a playground - a dedicated space for outdoor fun and making memories. The location is great - just minutes to downtown Pendergrass, with ease of access to I-85 and Hwy 129. THIS HOME QUALIFIES FOR 100% USDA LOAN FINANCING! ASK ABOUT BUYER INCVENTIVES!

7. 2026-02-23
   price $360,000

   Show marketing remark (1714 chars)

   *Great opportunity for a rental property!* Enjoy your drive home through the countryside with views of rolling pastures and peaceful livestock, leading you straight to Walnut Grove - a newer community tucked away from the noise, yet accessible enough to keep life moving smoothly. This home benefits from an ideal location at the end of a low traffic street in a quiet CUL-DE-SAC and a FENCED-IN BACKYARD. Step inside to a freshly painted interior that provides a clean, neutral canvas for your personal touch! The open-concept floorplan ensures a seamless flow between the kitchen, dining, and living areas. The inviting kitchen is equipped with granite countertops, white cabinets, stainless steel appliances, two pantries, and large island. This two-story home features all bedrooms upstairs, offering a clear separation between social living areas and private retreats. The expansive Primary Suite features a walk-in closet and Primary Bath with a double vanity, tub, and shower. Opposite the Primary, you'll find three large secondary bedrooms and full bath with a double vanity and tub/shower. A spacious laundry room completes the upstairs living space. The level, fenced backyard provides a private retreat - ready for summer BBQs and outdoor play. Residents in this community enjoy thoughtfully designed amenities: a clubhouse perfect for gatherings and community events, the sparkling community pool to cool off during those warm summer afternoons, and a playground - a dedicated space for outdoor fun and making memories. The location is great - just minutes to downtown Pendergrass, with ease of access to I-85 and Hwy 129. THIS HOME QUALIFIES FOR 100% USDA LOAN FINANCING! ASK ABOUT BUYER INCVENTIVES!

8. 2026-02-09
   price $370,000

   Show marketing remark (1714 chars)

   *Great opportunity for a rental property!* Enjoy your drive home through the countryside with views of rolling pastures and peaceful livestock, leading you straight to Walnut Grove - a newer community tucked away from the noise, yet accessible enough to keep life moving smoothly. This home benefits from an ideal location at the end of a low traffic street in a quiet CUL-DE-SAC and a FENCED-IN BACKYARD. Step inside to a freshly painted interior that provides a clean, neutral canvas for your personal touch! The open-concept floorplan ensures a seamless flow between the kitchen, dining, and living areas. The inviting kitchen is equipped with granite countertops, white cabinets, stainless steel appliances, two pantries, and large island. This two-story home features all bedrooms upstairs, offering a clear separation between social living areas and private retreats. The expansive Primary Suite features a walk-in closet and Primary Bath with a double vanity, tub, and shower. Opposite the Primary, you'll find three large secondary bedrooms and full bath with a double vanity and tub/shower. A spacious laundry room completes the upstairs living space. The level, fenced backyard provides a private retreat - ready for summer BBQs and outdoor play. Residents in this community enjoy thoughtfully designed amenities: a clubhouse perfect for gatherings and community events, the sparkling community pool to cool off during those warm summer afternoons, and a playground - a dedicated space for outdoor fun and making memories. The location is great - just minutes to downtown Pendergrass, with ease of access to I-85 and Hwy 129. THIS HOME QUALIFIES FOR 100% USDA LOAN FINANCING! ASK ABOUT BUYER INCVENTIVES!

9. 2026-02-09
   listed $365,000 Active

   Show marketing remark (1714 chars)

   *Great opportunity for a rental property!* Enjoy your drive home through the countryside with views of rolling pastures and peaceful livestock, leading you straight to Walnut Grove - a newer community tucked away from the noise, yet accessible enough to keep life moving smoothly. This home benefits from an ideal location at the end of a low traffic street in a quiet CUL-DE-SAC and a FENCED-IN BACKYARD. Step inside to a freshly painted interior that provides a clean, neutral canvas for your personal touch! The open-concept floorplan ensures a seamless flow between the kitchen, dining, and living areas. The inviting kitchen is equipped with granite countertops, white cabinets, stainless steel appliances, two pantries, and large island. This two-story home features all bedrooms upstairs, offering a clear separation between social living areas and private retreats. The expansive Primary Suite features a walk-in closet and Primary Bath with a double vanity, tub, and shower. Opposite the Primary, you'll find three large secondary bedrooms and full bath with a double vanity and tub/shower. A spacious laundry room completes the upstairs living space. The level, fenced backyard provides a private retreat - ready for summer BBQs and outdoor play. Residents in this community enjoy thoughtfully designed amenities: a clubhouse perfect for gatherings and community events, the sparkling community pool to cool off during those warm summer afternoons, and a playground - a dedicated space for outdoor fun and making memories. The location is great - just minutes to downtown Pendergrass, with ease of access to I-85 and Hwy 129. THIS HOME QUALIFIES FOR 100% USDA LOAN FINANCING! ASK ABOUT BUYER INCVENTIVES!

10. 2026-02-09
    listed $370,000 New 1714-char remark

    Show marketing remark (1714 chars)

    *Great opportunity for a rental property!* Enjoy your drive home through the countryside with views of rolling pastures and peaceful livestock, leading you straight to Walnut Grove - a newer community tucked away from the noise, yet accessible enough to keep life moving smoothly. This home benefits from an ideal location at the end of a low traffic street in a quiet CUL-DE-SAC and a FENCED-IN BACKYARD. Step inside to a freshly painted interior that provides a clean, neutral canvas for your personal touch! The open-concept floorplan ensures a seamless flow between the kitchen, dining, and living areas. The inviting kitchen is equipped with granite countertops, white cabinets, stainless steel appliances, two pantries, and large island. This two-story home features all bedrooms upstairs, offering a clear separation between social living areas and private retreats. The expansive Primary Suite features a walk-in closet and Primary Bath with a double vanity, tub, and shower. Opposite the Primary, you'll find three large secondary bedrooms and full bath with a double vanity and tub/shower. A spacious laundry room completes the upstairs living space. The level, fenced backyard provides a private retreat - ready for summer BBQs and outdoor play. Residents in this community enjoy thoughtfully designed amenities: a clubhouse perfect for gatherings and community events, the sparkling community pool to cool off during those warm summer afternoons, and a playground - a dedicated space for outdoor fun and making memories. The location is great - just minutes to downtown Pendergrass, with ease of access to I-85 and Hwy 129. THIS HOME QUALIFIES FOR 100% USDA LOAN FINANCING! ASK ABOUT BUYER INCVENTIVES!

11. 2022-08-31
    soldstatus $349,990 Closed 615-char remark

    Show marketing remark (615 chars)

    Located in Walnut Grove, a new community in downtown Pendergrass featuring a pool, clubhouse and playground! Nestled between Athens and Gainesville with convenient access to I-85 and Hwy 129. Open concept flora floor plan home featuring a welcoming entry foyer that opens to a spacious family room. Open kitchen with granite countertops, white cabinets, stainless steel appliances, and large island. Oversized primary suite with dual vanity, tub, shower, and walk in closet. Large secondary bedrooms. Smart Home Technology Included. Stock photos. Not of actual home. Photos are not of actual home. Sample same plan.

12. 2022-08-31
    soldstatus $349,990 Sold

    Show marketing remark (615 chars)

    Located in Walnut Grove, a new community in downtown Pendergrass featuring a pool, clubhouse and playground! Nestled between Athens and Gainesville with convenient access to I-85 and Hwy 129. Open concept flora floor plan home featuring a welcoming entry foyer that opens to a spacious family room. Open kitchen with granite countertops, white cabinets, stainless steel appliances, and large island. Oversized primary suite with dual vanity, tub, shower, and walk in closet. Large secondary bedrooms. Smart Home Technology Included. Stock photos. Not of actual home. Photos are not of actual home. Sample same plan.

13. 2022-08-05
    status Under Contract

    Show marketing remark (615 chars)

    Located in Walnut Grove, a new community in downtown Pendergrass featuring a pool, clubhouse and playground! Nestled between Athens and Gainesville with convenient access to I-85 and Hwy 129. Open concept flora floor plan home featuring a welcoming entry foyer that opens to a spacious family room. Open kitchen with granite countertops, white cabinets, stainless steel appliances, and large island. Oversized primary suite with dual vanity, tub, shower, and walk in closet. Large secondary bedrooms. Smart Home Technology Included. Stock photos. Not of actual home. Photos are not of actual home. Sample same plan.

14. 2022-08-05
    status Pending 615-char remark

    Show marketing remark (615 chars)

    Located in Walnut Grove, a new community in downtown Pendergrass featuring a pool, clubhouse and playground! Nestled between Athens and Gainesville with convenient access to I-85 and Hwy 129. Open concept flora floor plan home featuring a welcoming entry foyer that opens to a spacious family room. Open kitchen with granite countertops, white cabinets, stainless steel appliances, and large island. Oversized primary suite with dual vanity, tub, shower, and walk in closet. Large secondary bedrooms. Smart Home Technology Included. Stock photos. Not of actual home. Photos are not of actual home. Sample same plan.

15. 2022-07-25
    price $349,990

    Show marketing remark (615 chars)

    Located in Walnut Grove, a new community in downtown Pendergrass featuring a pool, clubhouse and playground! Nestled between Athens and Gainesville with convenient access to I-85 and Hwy 129. Open concept flora floor plan home featuring a welcoming entry foyer that opens to a spacious family room. Open kitchen with granite countertops, white cabinets, stainless steel appliances, and large island. Oversized primary suite with dual vanity, tub, shower, and walk in closet. Large secondary bedrooms. Smart Home Technology Included. Stock photos. Not of actual home. Photos are not of actual home. Sample same plan.

16. 2022-07-25
    price $349,990 615-char remark

    Show marketing remark (615 chars)

    Located in Walnut Grove, a new community in downtown Pendergrass featuring a pool, clubhouse and playground! Nestled between Athens and Gainesville with convenient access to I-85 and Hwy 129. Open concept flora floor plan home featuring a welcoming entry foyer that opens to a spacious family room. Open kitchen with granite countertops, white cabinets, stainless steel appliances, and large island. Oversized primary suite with dual vanity, tub, shower, and walk in closet. Large secondary bedrooms. Smart Home Technology Included. Stock photos. Not of actual home. Photos are not of actual home. Sample same plan.

17. 2022-07-05
    listed $351,990 Active 615-char remark

    Show marketing remark (615 chars)

    Located in Walnut Grove, a new community in downtown Pendergrass featuring a pool, clubhouse and playground! Nestled between Athens and Gainesville with convenient access to I-85 and Hwy 129. Open concept flora floor plan home featuring a welcoming entry foyer that opens to a spacious family room. Open kitchen with granite countertops, white cabinets, stainless steel appliances, and large island. Oversized primary suite with dual vanity, tub, shower, and walk in closet. Large secondary bedrooms. Smart Home Technology Included. Stock photos. Not of actual home. Photos are not of actual home. Sample same plan.

18. 2022-07-05
    listed $351,990 New

    Show marketing remark (615 chars)

    Located in Walnut Grove, a new community in downtown Pendergrass featuring a pool, clubhouse and playground! Nestled between Athens and Gainesville with convenient access to I-85 and Hwy 129. Open concept flora floor plan home featuring a welcoming entry foyer that opens to a spacious family room. Open kitchen with granite countertops, white cabinets, stainless steel appliances, and large island. Oversized primary suite with dual vanity, tub, shower, and walk in closet. Large secondary bedrooms. Smart Home Technology Included. Stock photos. Not of actual home. Photos are not of actual home. Sample same plan.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

• Current annual tax: $4,500 · $375/mo
• Projected year-2 tax: $4,500 · $375/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 5/10 Major 7 d/yr ≥105°F today · 18 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 14% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $29,303
• − Mortgage interest: −$19,600
• − Property taxes: −$4,500
• − Insurance: −$1,750
• − Repairs & maintenance: −$2,344
• − Management: −$2,344
• − HOA: −$648
• − Depreciation: −$10,179
• Taxable loss: −$12,062
• Est. tax savings @ 24.0%: +$2,895
• After-tax cash flow: $-2,872/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Jackson County
• NCES district ID: 1302940
• Math proficiency: 38% ▼ -14.00%
• Reading proficiency: 37% ▼ -10.00%
• Median HH income: $56,773
• Composite: 33.08/100
• National rank: #5566
• State rank: #50 of 174 in GA

Livability — Pendergrass

• Score: 67/100
• State rank: #174
• US rank: #10962

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment B Housing A+ Health & safety A User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Pendergrass, GA
• County: Jackson County · 50,436 people
• City population: 5,487
• Metro: Jefferson, GA
• Population (ZIP): 5,487
• Household income: $97,181
• Rent vs Own: 15.4% rent · 84.6% own
• Severe rent burden: 115.0

Population outlook (Jackson County) Hauer SSP2

• Today (2025): 68,403 people
• By 2030: 70,771 · +3.5%
• By 2040: 75,050 · +9.7%
• By 2050: 78,022 · +14.1%
• By 2075: 82,646 · +20.8%
• By 2100: 80,701 · +18.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.56)
• Race & ethnicity: White 63% Hispanic / Latino 20% Two or more races 8% Black 7% Asian 4%
• Hispanic origin (detail): Mexican 13%
• Common ancestry: Slovak 1% Serbian 1% Lithuanian 1%
• Foreign-born: 15% · Canada, Vietnam
• Languages at home: 81% English-only · Spanish 14% Other Asian/Pacific 1% Vietnamese 1%

Political lean MEDSL · Jackson

• 2024 margin: Solid R (+55.1) · D 22.2% · R 77.2%
• 2008→2024 swing: +0.8pp no change · 2008: -55.9pp · 2024: -55.1pp
• All cycles: 2024: R+55.1 2020: R+58.0 2016: R+63.9 2012: R+62.9 2008: R+55.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 46.83%
• Current HPI: 364.4902
• Rent YoY: —
• Metro: Jefferson, GA
• State GDP YoY: ▲ 2.66%
• F500 in state: 28

Industry mix (Fortune 500 HQ in GA)

Industry	F500 HQs	Revenue
▸Paper / Packaging	2	$29B
▸Retail	1	$160B
▸Transportation / Logistics	1	$91B
▸Airlines	1	$62B
▸Consumer Goods	1	$47B
▸Utilities	1	$25B

Price history

-0.6% since first listed

18 events — show timeline

• 2026-04-21 Pending — FMLS
• 2026-04-14 Pending — GAMLS
• 2026-04-14 Contingent — FMLS
• 2026-03-09 Price Changed $349,900 GAMLS
• 2026-03-09 Price Changed $349,900 FMLS
• 2026-02-23 Price Changed $360,000 GAMLS
• 2026-02-23 Price Changed $360,000 FMLS
• 2026-02-09 Price Changed $370,000 FMLS
• 2026-02-09 Listed $370,000 GAMLS
• 2026-02-09 Listed $365,000 FMLS
• 2022-08-31 Sold (MLS) $349,990 GAMLS
• 2022-08-31 Sold (MLS) $349,990 FMLS
• 2022-08-05 Pending — GAMLS
• 2022-08-05 Pending — FMLS
• 2022-07-25 Price Changed $349,990 GAMLS
• 2022-07-25 Price Changed $349,990 FMLS
• 2022-07-05 Listed $351,990 GAMLS
• 2022-07-05 Listed $351,990 FMLS

Property tax history

+64.4%/yr

Latest (2025): $4,500 · -0.7% YoY. Source: county tax records.