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14 Martin Ct
C Composite 56.33
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +19.3/30.0
  • ARV discount +15.0/15.0
  • DSCR +6.1/10.0
  • 1% rule +5.4/10.0
  • Livability +3.6/5.0
  • Rent growth +3.4/5.0
  • Condition / age +2.5/5.0
  • Schools +1.1/10.0
  • Appreciation +0.0/10.0

$189,900

14 Martin Ct · Pawtucket, RI 02860
3 bd · 1.0 ba · 1,118 sqft · SingleFamily public records · 315 Days on market
Built 1890 2,230 sqft lot $170/sqft · 43% below area Est $331k · 43% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Investor Special – Property with Huge Potential! 14 Martin Ct, Pawtucket, RI Attention investors, contractors, and savvy buyers! This single-family home located on a cul-de-sac in Pawtucket offers an excellent opportunity to renovate or rebuild. The property is being sold as-is, site unseen. 3 Bedrooms | 1 Bathroom Located on a dead-end street with minimal traffic Close to local amenities, highway access, and public transportation The interior has sustained significant fire damage and will require full rehab. However, the structure may offer salvageable elements—a great blank canvas for your next project. Whether you're looking to flip, hold as a rental, or custom build, this property is priced to move and ready for your vision. Cash offers only

Key facts

  • Dead-end street
  • Highway access
  • Full rehab

Tags

CUL-DE-SACDEAD-END STREETLOCAL AMENITIESHIGHWAY ACCESSPUBLIC TRANSPORTATIONFULL REHAB

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $190k.

Deal economics

  • At list price, monthly cash flow is $207 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $190k).
  • Recommended offer: $167k (12.0% below list) — sets the bar for market timing.
  • Cap rate 7.6% vs local median 3.8% in Pawtucket — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 71/100 on livability (#16 in RI) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, cost of living B+; Watch: employment C-, schools D, amenities F.
  • Pawtucket (suburban): math 7% / reading 19% proficiency, ranked #33 of 39 in RI (top 85%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising (+3.5%/yr); 123 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 776 units permitted in Providence County in 2024 (229 in 5+ unit buildings).
  • This rent runs 39% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Providence County population projected at +5% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 315 days — a 12% lower offer ($167k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts; this cycle's ask has dropped $54k (22%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $70k; list at $190k implies a 171% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1890 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 70% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $167,112 (12.0% below list)

Questions for the listing agent

  1. It's been on market 315 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1890 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.04%
Cap rate
7.60%
Cash-on-cash
4.68%
DSCR
1.21
GRM
8.0

CMA / ARV

ARV (median comp)
$331,442
List price
$189,900
Delta
-42.70%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 3 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
8 Harvey St 0.69mi 4/1.0 (+1) 1,152 (+3%) 15mo $324,000 $281 45
60 Gerald St 0.67mi 3/1.5 1,282 (+15%) 14mo $375,000 $293 31
139 Sherman St 0.73mi 3/1.0 1,267 (+13%) 19mo $330,000 $260 28

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.47% rent growth · sell at horizon

5-year hold
IRR
-8.4%
Equity multiple
0.69×
Total profit
$-16,574
Equity at exit
$28,315
10-year hold
IRR
1.7%
Equity multiple
1.13×
Total profit
$6,700
Equity at exit
$16,419

Cash invested: $53,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
31 Tenant-Leaning
State Rhode Island
31 Tenant-Leaning · D+8
County
— inherits STATE
City
— inherits STATE
30-day notice; strong tenant protections.

ZIP-level market 02860

Rents YoY
3.5%
Active inventory
123
Price-to-rent
8.0×

Monthly cashflow live

Estimated rent
$1,982 high interval (Pro) →
Mortgage (P&I)
$996
Tax from tax record
$284 /mo · $3,406/yr
Insurance
$79
HOA
$0
Vacancy / Maint / Mgmt
$416
Net cashflow
$207

Break-even live

Break-even rent $1,720
Max offer price $189,900
Occupancy floor 85%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$47,475
Closing costs
$5,697
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
183 Harrison St #1 Pawtucket, RI 2.0 1.0 1080 $1,375 $1.27 43d 1 0.14mi
8 Bagley St Unit 2 Pawtucket, RI 3.0 1.0 1173 $1,975 $1.68 23d 1 0.21mi
106 Carpenter St Unit 2 Pawtucket, RI 2.0 1.0 975 $1,600 $1.64 43d 1 0.25mi
106 Carpenter St Unit 3 Pawtucket, RI 2.0 1.0 950 $1,400 $1.47 43d 1 0.25mi
19 Barney Ave Unit 1 Pawtucket, RI 3.0 1.0 1000 $1,950 $1.95 43d 1 0.29mi
34 Hancock St Unit 1 Pawtucket, RI 3.0 1.0 1192 $1,700 $1.43 17d 1 0.32mi
75 S Union St Pawtucket, RI 1.0–2.0 1.0–2.0 1053 $2,795 $2.65 1d 8 0.33mi
327 Pine St Pawtucket, RI 1.0–2.0 1.0–2.0 940 $2,400 $2.55 1d 2 0.33mi
396 Weeden St Pawtucket, RI 1.0–2.0 1.0 700 $2,195 $3.14 3d 4 0.34mi
327 Pine St Unit 3002 Pawtucket, RI 2.0 2.0 1100 $2,400 $2.18 1d 1 0.35mi
6 Bloomingdale Ave Unit 1 Pawtucket, RI 2.0 1.0 1200 $2,000 $1.67 23d 1 0.37mi
94 Lonsdale Ave Unit 2 Pawtucket, RI 3.0 1.0 1180 $1,425 $1.21 14d 1 0.40mi
145 Randall St Pawtucket, RI 1.0–2.0 1.0 955 $2,150 $2.25 4d 5 0.43mi
160 Garden St Pawtucket, RI 2.0 1.0 1200 $2,300 $1.92 1d 1 0.46mi
44 Pine St Unit 2 Pawtucket, RI 2.0 1.0 980 $1,800 $1.84 23d 1 0.50mi
136 George St Unit 8 Pawtucket, RI 2.0 1.0 800 $1,650 $2.06 43d 1 0.52mi
0 Lonsdale Ave Pawtucket, RI 4.0 2.5 1079 $2,000 $1.85 17d 1 0.53mi
29 Pine St Unit 2 Pawtucket, RI 3.0 1.0 1100 $1,900 $1.73 15d 1 0.54mi
850 Main St #2 Pawtucket, RI 2.0 1.0 1000 $1,495 $1.50 23d 1 0.54mi
70 Watson St Apt 1 Central Falls, RI 2.0 1.0 800 $1,350 $1.69 43d 1 0.58mi
13 Magill St Unit 2 Pawtucket, RI 2.0 1.0 1100 $1,850 $1.68 43d 1 0.61mi
74 Hawes St Unit 2 Central Falls, RI 2.0 1.0 775 $1,700 $2.19 1d 1 0.65mi
664 Dexter St Unit 8 Central Falls, RI 2.0 1.0 900 $1,500 $1.67 1d 1 0.71mi
421 West Ave Unit 1 Pawtucket, RI 3.0 1.0 1498 $2,300 $1.54 1d 1 0.75mi
61 Utton Ave Unit 2 Pawtucket, RI 3.0 1.0 1105 $2,400 $2.17 1d 1 0.77mi
397 Pawtucket Ave Unit 2 Pawtucket, RI 3.0 1.0 1434 $2,200 $1.53 23d 1 0.80mi
422 Pawtucket Ave Unit 11 Pawtucket, RI 2.0 1.0 700 $1,750 $2.50 23d 1 0.87mi
422 Pawtucket Ave Unit 2 Pawtucket, RI 3.0 1.0 900 $1,875 $2.08 43d 1 0.87mi
40 Fairview Ave Pawtucket, RI 2.0 1.0 920 $1,790 $1.95 1d 1 0.88mi
133 Clifford St Unit 2 Pawtucket, RI 2.0 1.0 960 $1,800 $1.88 23d 1 0.89mi
31 Potter St Unit 1 Pawtucket, RI 3.0 1.0 1100 $2,000 $1.82 43d 1 0.92mi
73 Fairview Ave Unit 2 Pawtucket, RI 3.0 1.0 1100 $1,900 $1.73 17d 1 0.93mi
48 Waltham St Pawtucket, RI 3.0 1.0 1100 $2,450 $2.23 43d 1 0.96mi
22 Heaton St Unit 3 Pawtucket, RI 3.0 1.0 1117 $2,300 $2.06 43d 1 0.98mi
178 Oak Hill Ave Unit 1 Pawtucket, RI 2.0 1.0 1200 $2,500 $2.08 43d 1 1.08mi
43 Trenton St Unit 2 Pawtucket, RI 3.0 1.0 1092 $2,500 $2.29 43d 1 1.11mi
301 Lowden St Pawtucket, RI 3.0 1.0 1000 $2,100 $2.10 15d 1 1.13mi
53 S Bend St Unit 3 Pawtucket, RI 3.0 1.0 922 $1,900 $2.06 23d 1 1.14mi
56 Greene St Unit 2 Pawtucket, RI 3.0 1.0 1200 $2,200 $1.83 43d 1 1.22mi
71 Daniels St Unit 3rd floor Pawtucket, RI 4.0 1.0 1200 $2,400 $2.00 43d 1 1.23mi

Listing history 20 events

  1. 2026-06-05
    days on market $189,900 Active 315 DOM
  2. 2026-06-03
    days on market $189,900 Active 314 DOM
  3. 2026-06-02
    days on market $189,900 Active 313 DOM
  4. 2026-06-01
    statusdays on market $189,900 Active 312 DOM
  5. 2026-05-31
    days on market $189,900 Extended 311 DOM
  6. 2026-04-02
    status Back On Market 767-char remark
    Show marketing remark (770 chars)

    Investor Special Property with Huge Potential! 14 Martin Ct, Pawtucket, RI Attention investors, contractors, and savvy buyers! This single-family home located on a cul-de-sac in Pawtucket offers an excellent opportunity to renovate or rebuild. The property is being sold as-is, site unseen. 3 Bedrooms | 1 Bathroom Located on a dead-end street with minimal traffic Close to local amenities, highway access, and public transportation The interior has sustained significant fire damage and will require full rehab. However, the structure may offer salvageable elements a great blank canvas for your next project. Whether you're looking to flip, hold as a rental, or custom build, this property is priced to move and ready for your vision. Cash offers only

  7. 2026-04-02
    status Active 770-char remark
    Show marketing remark (770 chars)

    Investor Special Property with Huge Potential! 14 Martin Ct, Pawtucket, RI Attention investors, contractors, and savvy buyers! This single-family home located on a cul-de-sac in Pawtucket offers an excellent opportunity to renovate or rebuild. The property is being sold as-is, site unseen. 3 Bedrooms | 1 Bathroom Located on a dead-end street with minimal traffic Close to local amenities, highway access, and public transportation The interior has sustained significant fire damage and will require full rehab. However, the structure may offer salvageable elements a great blank canvas for your next project. Whether you're looking to flip, hold as a rental, or custom build, this property is priced to move and ready for your vision. Cash offers only

  8. 2026-03-27
    historical Contingent 767-char remark
    Show marketing remark (770 chars)

    Investor Special Property with Huge Potential! 14 Martin Ct, Pawtucket, RI Attention investors, contractors, and savvy buyers! This single-family home located on a cul-de-sac in Pawtucket offers an excellent opportunity to renovate or rebuild. The property is being sold as-is, site unseen. 3 Bedrooms | 1 Bathroom Located on a dead-end street with minimal traffic Close to local amenities, highway access, and public transportation The interior has sustained significant fire damage and will require full rehab. However, the structure may offer salvageable elements a great blank canvas for your next project. Whether you're looking to flip, hold as a rental, or custom build, this property is priced to move and ready for your vision. Cash offers only

  9. 2026-03-27
    historical Active Under Contract 770-char remark
    Show marketing remark (770 chars)

    Investor Special Property with Huge Potential! 14 Martin Ct, Pawtucket, RI Attention investors, contractors, and savvy buyers! This single-family home located on a cul-de-sac in Pawtucket offers an excellent opportunity to renovate or rebuild. The property is being sold as-is, site unseen. 3 Bedrooms | 1 Bathroom Located on a dead-end street with minimal traffic Close to local amenities, highway access, and public transportation The interior has sustained significant fire damage and will require full rehab. However, the structure may offer salvageable elements a great blank canvas for your next project. Whether you're looking to flip, hold as a rental, or custom build, this property is priced to move and ready for your vision. Cash offers only

  10. 2026-02-10
    price $189,900 767-char remark
    Show marketing remark (770 chars)

    Investor Special Property with Huge Potential! 14 Martin Ct, Pawtucket, RI Attention investors, contractors, and savvy buyers! This single-family home located on a cul-de-sac in Pawtucket offers an excellent opportunity to renovate or rebuild. The property is being sold as-is, site unseen. 3 Bedrooms | 1 Bathroom Located on a dead-end street with minimal traffic Close to local amenities, highway access, and public transportation The interior has sustained significant fire damage and will require full rehab. However, the structure may offer salvageable elements a great blank canvas for your next project. Whether you're looking to flip, hold as a rental, or custom build, this property is priced to move and ready for your vision. Cash offers only

  11. 2026-02-10
    price $189,900 770-char remark
    Show marketing remark (770 chars)

    Investor Special Property with Huge Potential! 14 Martin Ct, Pawtucket, RI Attention investors, contractors, and savvy buyers! This single-family home located on a cul-de-sac in Pawtucket offers an excellent opportunity to renovate or rebuild. The property is being sold as-is, site unseen. 3 Bedrooms | 1 Bathroom Located on a dead-end street with minimal traffic Close to local amenities, highway access, and public transportation The interior has sustained significant fire damage and will require full rehab. However, the structure may offer salvageable elements a great blank canvas for your next project. Whether you're looking to flip, hold as a rental, or custom build, this property is priced to move and ready for your vision. Cash offers only

  12. 2025-12-10
    price $199,900 767-char remark
    Show marketing remark (770 chars)

    Investor Special Property with Huge Potential! 14 Martin Ct, Pawtucket, RI Attention investors, contractors, and savvy buyers! This single-family home located on a cul-de-sac in Pawtucket offers an excellent opportunity to renovate or rebuild. The property is being sold as-is, site unseen. 3 Bedrooms | 1 Bathroom Located on a dead-end street with minimal traffic Close to local amenities, highway access, and public transportation The interior has sustained significant fire damage and will require full rehab. However, the structure may offer salvageable elements a great blank canvas for your next project. Whether you're looking to flip, hold as a rental, or custom build, this property is priced to move and ready for your vision. Cash offers only

  13. 2025-12-10
    price $199,900 770-char remark
    Show marketing remark (770 chars)

    Investor Special Property with Huge Potential! 14 Martin Ct, Pawtucket, RI Attention investors, contractors, and savvy buyers! This single-family home located on a cul-de-sac in Pawtucket offers an excellent opportunity to renovate or rebuild. The property is being sold as-is, site unseen. 3 Bedrooms | 1 Bathroom Located on a dead-end street with minimal traffic Close to local amenities, highway access, and public transportation The interior has sustained significant fire damage and will require full rehab. However, the structure may offer salvageable elements a great blank canvas for your next project. Whether you're looking to flip, hold as a rental, or custom build, this property is priced to move and ready for your vision. Cash offers only

  14. 2025-09-24
    price $214,900 767-char remark
    Show marketing remark (770 chars)

    Investor Special Property with Huge Potential! 14 Martin Ct, Pawtucket, RI Attention investors, contractors, and savvy buyers! This single-family home located on a cul-de-sac in Pawtucket offers an excellent opportunity to renovate or rebuild. The property is being sold as-is, site unseen. 3 Bedrooms | 1 Bathroom Located on a dead-end street with minimal traffic Close to local amenities, highway access, and public transportation The interior has sustained significant fire damage and will require full rehab. However, the structure may offer salvageable elements a great blank canvas for your next project. Whether you're looking to flip, hold as a rental, or custom build, this property is priced to move and ready for your vision. Cash offers only

  15. 2025-09-24
    price $214,900 770-char remark
    Show marketing remark (770 chars)

    Investor Special Property with Huge Potential! 14 Martin Ct, Pawtucket, RI Attention investors, contractors, and savvy buyers! This single-family home located on a cul-de-sac in Pawtucket offers an excellent opportunity to renovate or rebuild. The property is being sold as-is, site unseen. 3 Bedrooms | 1 Bathroom Located on a dead-end street with minimal traffic Close to local amenities, highway access, and public transportation The interior has sustained significant fire damage and will require full rehab. However, the structure may offer salvageable elements a great blank canvas for your next project. Whether you're looking to flip, hold as a rental, or custom build, this property is priced to move and ready for your vision. Cash offers only

  16. 2025-08-25
    price $229,900 767-char remark
    Show marketing remark (770 chars)

    Investor Special Property with Huge Potential! 14 Martin Ct, Pawtucket, RI Attention investors, contractors, and savvy buyers! This single-family home located on a cul-de-sac in Pawtucket offers an excellent opportunity to renovate or rebuild. The property is being sold as-is, site unseen. 3 Bedrooms | 1 Bathroom Located on a dead-end street with minimal traffic Close to local amenities, highway access, and public transportation The interior has sustained significant fire damage and will require full rehab. However, the structure may offer salvageable elements a great blank canvas for your next project. Whether you're looking to flip, hold as a rental, or custom build, this property is priced to move and ready for your vision. Cash offers only

  17. 2025-08-25
    price $229,900 770-char remark
    Show marketing remark (770 chars)

    Investor Special Property with Huge Potential! 14 Martin Ct, Pawtucket, RI Attention investors, contractors, and savvy buyers! This single-family home located on a cul-de-sac in Pawtucket offers an excellent opportunity to renovate or rebuild. The property is being sold as-is, site unseen. 3 Bedrooms | 1 Bathroom Located on a dead-end street with minimal traffic Close to local amenities, highway access, and public transportation The interior has sustained significant fire damage and will require full rehab. However, the structure may offer salvageable elements a great blank canvas for your next project. Whether you're looking to flip, hold as a rental, or custom build, this property is priced to move and ready for your vision. Cash offers only

  18. 2025-07-24
    listed $244,400 New 767-char remark
    Show marketing remark (770 chars)

    Investor Special Property with Huge Potential! 14 Martin Ct, Pawtucket, RI Attention investors, contractors, and savvy buyers! This single-family home located on a cul-de-sac in Pawtucket offers an excellent opportunity to renovate or rebuild. The property is being sold as-is, site unseen. 3 Bedrooms | 1 Bathroom Located on a dead-end street with minimal traffic Close to local amenities, highway access, and public transportation The interior has sustained significant fire damage and will require full rehab. However, the structure may offer salvageable elements a great blank canvas for your next project. Whether you're looking to flip, hold as a rental, or custom build, this property is priced to move and ready for your vision. Cash offers only

  19. 2025-07-24
    listed $244,400 Active 770-char remark
    Show marketing remark (770 chars)

    Investor Special Property with Huge Potential! 14 Martin Ct, Pawtucket, RI Attention investors, contractors, and savvy buyers! This single-family home located on a cul-de-sac in Pawtucket offers an excellent opportunity to renovate or rebuild. The property is being sold as-is, site unseen. 3 Bedrooms | 1 Bathroom Located on a dead-end street with minimal traffic Close to local amenities, highway access, and public transportation The interior has sustained significant fire damage and will require full rehab. However, the structure may offer salvageable elements a great blank canvas for your next project. Whether you're looking to flip, hold as a rental, or custom build, this property is priced to move and ready for your vision. Cash offers only

  20. 1999-09-01
    soldstatus $70,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast RI · Partial reset (capped growth)

Current annual tax
$3,406 · $284/mo
Projected year-2 tax
$3,406 · $284/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥96°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 70% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$23,788
− Mortgage interest
−$10,637
− Property taxes
−$3,406
− Insurance
−$950
− Repairs & maintenance
−$1,903
− Management
−$1,903
− Depreciation
−$5,524
Taxable loss
−$536
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$129
After-tax cash flow
$2,615/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Pawtucket
NCES district ID
4400840
Math proficiency
7% ▼ -10.00%
Reading proficiency
19% ▼ -5.00%
Median HH income
$41,838
Composite
11.29/100
National rank
#9718
State rank
#33 of 39 in RI

Livability — Pawtucket

Score
71/100
State rank
#16
US rank
#7037

Category grades

Amenities F Commute F Cost of living B+ Crime C+ Employment C- Housing A+ Health & safety A+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Pawtucket, RI
County
Providence County · 548,917 people
City population
75,942
Metro
Providence-Warwick, RI-MA
Population (ZIP)
47,818
Household income
$61,539
Rent vs Own
59.2% rent · 40.8% own
Severe rent burden
2528.0

Population outlook (Providence County) Hauer SSP2

Today (2025)
653,469 people
By 2030
660,819 · +1.1%
By 2040
672,747 · +3.0%
By 2050
683,741 · +4.6%
By 2075
720,435 · +10.2%
By 2100
741,582 · +13.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.74)
Race & ethnicity
White 40% Hispanic / Latino 29% Two or more races 22% Black 14% Asian 1%
Hispanic origin (detail)
Mexican 2% Puerto Rican 9% Dominican 6%
Common ancestry
Russian 9% Lithuanian 4% Romanian 2%
Foreign-born
28% · Canada, Jamaica
Languages at home
57% English-only · Spanish 22% Other Indo-European 9% French/Haitian/Cajun 9%

Political lean MEDSL · Providence

2024 margin
D (+14.4) · D 56.1% · R 41.7% · Other 2.2%
2008→2024 swing
-20.0pp toward R · 2008: 34.4pp · 2024: 14.4pp
All cycles
2024: D+14.4 2020: D+22.9 2016: D+21.2 2012: D+34.9 2008: D+34.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -215.00%
Current HPI
355.0152
Rent YoY
▲ 3.47%
Metro
Providence-Warwick, RI-MA
State GDP YoY
▲ 2.25%
F500 in state
10

Industry mix (Fortune 500 HQ in RI)

Industry F500 HQs Revenue

Price history

+171.3% since first listed
15 events — show timeline
  • 2026-04-02 Relisted MLS PIN
  • 2026-04-02 Relisted RIS
  • 2026-03-27 Contingent MLS PIN
  • 2026-03-27 Contingent RIS
  • 2026-02-10 Price Changed $189,900 MLS PIN
  • 2026-02-10 Price Changed $189,900 RIS
  • 2025-12-10 Price Changed $199,900 MLS PIN
  • 2025-12-10 Price Changed $199,900 RIS
  • 2025-09-24 Price Changed $214,900 MLS PIN
  • 2025-09-24 Price Changed $214,900 RIS
  • 2025-08-25 Price Changed $229,900 MLS PIN
  • 2025-08-25 Price Changed $229,900 RIS
  • 2025-07-24 Listed $244,400 RIS
  • 2025-07-24 Listed $244,400 MLS PIN
  • 1999-09-01 Sold (Public Records) $70,000 Public Records

Property tax history

+2.3%/yr

Latest (2025): $3,406 · +6.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…