299 SW 7th St #106 · Boca Raton, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 26 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +14.1/30.0
- ARV discount +13.6/15.0
- 1% rule +7.5/10.0
- Schools +5.7/10.0
- DSCR +4.3/10.0
- Condition / age +4.0/5.0
- Livability +3.9/5.0
- Rent growth +3.6/5.0
- Appreciation +0.0/10.0
$180,000
299 SW 7th St #106 · Boca Raton, FL 33432
1 bd · 1.5 ba · 693 sqft · Condo
· 252 Days on market
Built 1972
$260/sqft
· 14% below area
Est $208k · 14% under
$500/mo HOA · 22% of rent
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
GREAT INVESTMENT OPPORTUNITY, TENANT IN PLACE THROUGH 10/14/2027 PAYING $1800; LIVE AND ENJOY EAST BOCA AT ITS BEST , PRICED TO SELL, ONE BEDROOM ONE FULL BATH PLUS A HALF BATH , ALL TILE FLOORS, STAINLESS STEEL APPLIANCES, NEW KITCHEN, REMODELED BATHROOMS NEWER A/C. 10 MINUTES TO BEACH, MINUTES FROM BRIGHTLINE STATION, URBAN LIVING AT ITS BEST, TRADER JOE, FRESH MARKET. UNBEATABLE LOCATION. SHORT DRIVE TO LYNN UNIVERSITY AND FAU. BRAND NEW ROOF JUST INSTALLED, COMMUNITY OFFERS POOL, COMMON LAUNDRY.
Key facts
- New kitchen
- Newer a/c
- 10 minutes to beach
Tags
Neighborhood map
Sold within
Property
Rental comp
Retail
Costco
Walmart
Transit
Schools
Stadiums
Fortune 500
· Circle radius: 6.0 mi
Loading POIs…
What this means for you Summary
Snapshot
- This is a 1-bed/1.5-bath condo listed at $180k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $28 ($336/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $180k).
- Recommended offer: $158k (12.0% below list) — sets the bar for market timing.
- Cap rate 6.5% vs local median 3.3% in Boca Raton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 77/100 on livability (#192 in FL, #3,070 nationally) — a middle-class / working-renter tenant base. Strengths: employment A+, health & safety A+, crime B+; Watch: amenities D, cost of living F.
- Palm Beach (suburban): math 46% / reading 53% proficiency, ranked #34 of 73 in FL (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Boca Raton Elementary School (math 47% / reading 52%, grade D, #1,088 of 2,144 statewide, top 53%, 365 students, 62% FRL); Boca Raton Community Middle School (math 59% / reading 61%, grade B, #135 of 571 statewide, top 24%, 1,225 students, 41% FRL); West Boca Raton High School (math 55% / reading 70%, grade B-, #93 of 667 statewide, top 14%, 2,271 students, 28% FRL).
- Market conditions: Rents rising fast (+4.6%/yr); 708 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 38d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 52% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 3,974 units permitted in Palm Beach County in 2024 (1,012 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Palm Beach County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 252 days — a 12% lower offer ($158k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: HOA is 22% of rent.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer
$158,400
(12.0% below list)
Questions for the listing agent
- It's been on market 252 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.25% ✓
- Cap rate
- 6.48%
- Cash-on-cash
- 0.67%
- DSCR
- 1.03
- GRM
- 6.7
CMA / ARV
- ARV (median comp)
- $208,473
- List price
- $180,000
- Delta
- -13.66%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 233 S Federal Hwy Unit Uph04 | 0.39mi | 1/1.0 | 660 (-5%) | 2mo | $325,000 | $492 | 70 |
| 650 SW 2nd Ave #2460 | 0.12mi | 2/1.5 (+1) | 803 (+16%) | 2mo | $130,000 | $162 | 63 |
| 650 SW 2nd SW #2480 | 0.11mi | 2/1.5 (+1) | 803 (+16%) | 2mo | $152,000 | $189 | 63 |
| 371 SW 8th #0011 | 0.12mi | 2/1.0 (+1) | 863 (+24%) | 2mo | $260,000 | $301 | 61 |
| 450 SW 2nd Ave #205 | 0.17mi | 2/1.0 (+1) | 800 (+15%) | 1mo | $159,777 | $200 | 59 |
| 322 N Federal Hwy #240 | 1.47mi | 1/1.0 | 680 (-2%) | 4mo | $225,000 | $331 | 56 |
| 11 SW 4th Ave #11 | 0.47mi | 1/1.0 | 567 (-18%) | 1mo | $100,000 | $176 | 50 |
| 630 NW 13th St #0140 | 1.13mi | 1/1.0 | 635 (-8%) | 2mo | $170,000 | $268 | 48 |
| 825 NW 13th St #110 | 1.43mi | 1/1.0 | 795 (+15%) | 2mo | $180,000 | $226 | 37 |
| 636 NW 13th St #23 | 1.07mi | 2/2.0 (+1) | 847 (+22%) | 2mo | $215,000 | $254 | 31 |
| 632 NW 13th St #0180 | 1.13mi | 2/2.0 (+1) | 847 (+22%) | 2mo | $185,000 | $218 | 31 |
| 632 NW 13th St #0130 | 1.13mi | 2/2.0 (+1) | 847 (+22%) | 5mo | $205,000 | $242 | 29 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.56% rent growth · sell at horizon
5-year hold
- IRR
- -12.6%
- Equity multiple
- 0.53×
- Total profit
- $-23,471
- Equity at exit
- $26,839
10-year hold
- IRR
- -0.4%
- Equity multiple
- 0.97×
- Total profit
- $-1,614
- Equity at exit
- $15,563
Cash invested: $50,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.
Active competition Active MLS
- For sale now
- 1 active · 1 under contract
- Median asking
- $149,900 ($204/sqft)
- Median days on market
- 3 d
- This list price
- 100% of active listings are priced below it
- ARV vs active asking
- +47.5% above current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 33432
- Rents YoY
- 4.6%
- Active inventory
- 708
- Price-to-rent
- 6.7×
Monthly cashflow live
↻
- Estimated rent
- $2,243 high interval (Pro) →
- Mortgage (P&I)
- −$944
- Tax est. 1.5%
- −$225 /mo · $2,700/yr
- Insurance
- −$75
- HOA
- −$500
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$471
- Net cashflow
- $28
Break-even live
Break-even rent
$2,208
Max offer price
$180,000
Occupancy floor
94%
Sensitivity live
| Price | -10% $152 | -5% $90 | +0% $28 | +5% $-34 | +10% $-96 |
|---|---|---|---|---|---|
| Rent | -10% $-149 | -5% $-61 | +0% $28 | +5% $117 | +10% $205 |
| Rate | -1.0pp $119 | -0.5pp $74 | base $28 | +0.5pp $-19 | +1.0pp $-66 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $45,000
- Closing costs
- $5,400
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 299 SW 7th St #1060 Boca Raton, FL | 1.0 | 1.5 | 693 | $1,800 | $2.60 | 115d | 1 | 0.02mi |
| 299 SW 7th St #1060 Boca Raton, FL | 1.0 | 1.5 | 693 | $1,800 | $2.60 | 10d | 1 | 0.02mi |
| 298 SW 6th St #204 Boca Raton, FL | 1.0 | 1.5 | 735 | $1,825 | $2.48 | 85d | 1 | 0.03mi |
| 650 SW 2nd Ave Boca Raton, FL | 1.0–2.0 | 1.0–1.5 | 750 | $1,650 | $2.20 | 72d | 3 | 0.10mi |
| 330 W Camino Real Unit 11 Boca Raton, FL | 1.0 | 1.0 | 600 | $1,800 | $3.00 | 37d | 1 | 0.19mi |
| 330 W Camino Real Apt 12 Boca Raton, FL | 1.0 | 1.0 | 742 | $1,750 | $2.36 | 120d | 1 | 0.19mi |
| 103 W Camino Real Boca Raton, FL | 1.0 | 1.0 | 673 | $2,961 | $4.40 | 13d | 1 | 0.22mi |
| 103 W Camino Real Boca Raton, FL | 1.0 | 1.0 | 673 | $2,841 | $4.22 | 15d | 1 | 0.22mi |
| 103 W Camino Real Boca Raton, FL | 1.0 | 1.0 | 740 | $2,889 | $3.90 | 0d | 1 | 0.22mi |
| 431 W Camino Real Boca Raton, FL | 1.0 | 1.0 | 564 | $1,825 | $3.24 | 10d | 3 | 0.23mi |
| 33 SE 8th St Boca Raton, FL | 1.0–2.0 | 1.0–2.0 | 914 | $2,387 | $2.61 | 0d | 11 | 0.24mi |
| 450 W Camino Real Apt 207 Boca Raton, FL | 1.0 | 1.0 | 750 | $1,895 | $2.53 | 1d | 1 | 0.28mi |
| 480 W Camino Real Boca Raton, FL | 1.0–2.0 | 1.0 | 800 | $1,725 | $2.16 | 1d | 2 | 0.30mi |
| 101 SW 3rd Ave Boca Raton, FL | 1.0 | 1.0 | 625 | $2,100 | $3.36 | 100d | 1 | 0.31mi |
| 101 SW 3rd Ave Boca Raton, FL | 1.0 | 1.0 | 625 | $2,100 | $3.36 | 10d | 1 | 0.31mi |
| 875 SW 4th Ct Apt 12 Boca Raton, FL | 1.0 | 1.0 | 700 | $1,795 | $2.56 | 0d | 1 | 0.32mi |
| 875 SW 4th Ct Apt 12 Boca Raton, FL | 1.0 | 1.0 | 700 | $1,795 | $2.56 | 10d | 1 | 0.32mi |
| 233 S Federal Hwy Boca Raton, FL | 1.0–3.0 | 1.0–2.0 | 1011 | $2,650 | $2.62 | 73d | 7 | 0.35mi |
| 233 S Federal Hwy Boca Raton, FL | 1.0–3.0 | 1.0–2.0 | 1011 | $2,300 | $2.27 | 65d | 7 | 0.35mi |
| 233 S Federal Hwy Boca Raton, FL | 1.0–3.0 | 1.0–2.0 | 1011 | $2,750 | $2.72 | 17d | 3 | 0.35mi |
| 55 SW 2nd Ave #3090 Boca Raton, FL | 1.0 | 1.0 | 594 | $1,695 | $2.85 | 113d | 1 | 0.36mi |
| 50 SE 12th St #1520 Boca Raton, FL | 1.0 | 1.0 | 675 | $1,750 | $2.59 | 160d | 1 | 0.37mi |
| 233 S Federal Hwy Unit Uph16 Boca Raton, FL | 1.0 | 1.0 | 672 | $2,400 | $3.57 | 90d | 1 | 0.37mi |
| 101 E Camino Real Boca Raton, FL | 3.0 | 1.0–3.0 | 1181 | $4,143 | $3.51 | 0d | 15 | 0.37mi |
| 233 S Federal Hwy Unit UPH14 Boca Raton, FL | 1.0 | 1.0 | 660 | $2,500 | $3.79 | 6d | 1 | 0.37mi |
| 233 S Federal Hwy Unit UPH14 Boca Raton, FL | 1.0 | 1.0 | 660 | $2,500 | $3.79 | 77d | 1 | 0.37mi |
| 131 S Federal Hwy Boca Raton, FL | 1.0–2.0 | 1.0–2.0 | 875 | $2,149 | $2.45 | 2d | 9 | 0.38mi |
| 320 W Palmetto Park Rd Boca Raton, FL | 2.0 | 1.0–2.5 | 999 | $2,798 | $2.80 | 57d | 19 | 0.39mi |
| 320 W Palmetto Park Rd Boca Raton, FL | 3.0 | 1.0–3.0 | 1161 | $2,825 | $2.43 | 0d | 18 | 0.39mi |
| 550 SW 2nd St #125 Boca Raton, FL | 1.0 | 1.0 | 374 | $2,195 | $5.87 | 140d | 1 | 0.42mi |
| 30 SE 13th St Unit A2 Boca Raton, FL | 1.0 | 1.0 | 704 | $1,600 | $2.27 | 165d | 1 | 0.45mi |
| 100 SW 14th St Boca Raton, FL | 1.0–3.0 | 1.0–2.0 | 917 | $1,713 | $1.87 | 129d | 1 | 0.48mi |
| 1361 S Federal Hwy Boca Raton, FL | 1.0 | 2.0 | 750 | $2,250 | $3.00 | 36d | 1 | 0.50mi |
| 1361 S Federal Hwy Boca Raton, FL | 1.0 | 1.0 | 750 | $2,324 | $3.10 | 148d | 1 | 0.50mi |
| 1361 S Federal Hwy Boca Raton, FL | 1.0 | 1.0 | 750 | $2,150 | $2.87 | 2d | 1 | 0.50mi |
| 9 Plaza Real S Boca Raton, FL | 2.0 | 1.0–2.0 | 836 | $3,112 | $3.72 | 0d | 7 | 0.51mi |
| 200 E Royal Palm Rd #4080 Boca Raton, FL | 1.0 | 1.0 | 733 | $2,499 | $3.41 | 132d | 1 | 0.62mi |
| 200 E Royal Palm Rd #4080 Boca Raton, FL | 1.0 | 1.5 | 733 | $2,499 | $3.41 | 165d | 1 | 0.62mi |
| 200 E Royal Palm Rd Boca Raton, FL | 1.0 | 1.5 | 733 | $2,499 | $3.41 | 131d | 1 | 0.62mi |
| 155 E Boca Raton Rd Boca Raton, FL | 1.0–2.0 | 1.0–2.5 | 1314 | $6,000 | $4.56 | 15d | 11 | 0.66mi |
Property features AI
Finance
- Financial info
- No land leasePets not allowed
- HOA & community
- Association with monthly fee$500 monthly HOAAssociation amenities include laundry, parking, poolHOA covers insurance, grounds maintenance, water, common areas, roof repairs, pool service
Exterior
- Parking
- Assigned parkingGuest parking1 parking space
- Security
- Building securityClosed-circuit camerasSmoke detectors
- Utilities
- Public waterPublic sewerThree-phase electricCable availablePhone availableElectricity available
- Home design
- CondominiumOne level (entry level living area)Faces south2 total stories in building
- Construction
- CBS constructionConcrete and tile roofEntry level 1
- Exterior features
- FencedPaved road frontageNot waterfront
Interior
- Kitchen
- Electric rangeDishwasherMicrowaveRefrigeratorGarbage disposalElectric water heater
- Bedrooms
- 1 bedroom on the main level
- Flooring
- Tile
- Bathrooms
- 1 full bathroom1 half bathroom
- Heating & cooling
- Central electric heatingCentral electric cooling
- Interior features
- Walk-in closet(s)Drapes
- Laundry & utility
- Common area laundry
HOA detail $500/mo · $6,000/yr condo
- Likely covers
- pool
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 50 events
-
2026-11-08days on market $180,000 Active 252 DOM
-
2026-11-07days on market $180,000 Active 251 DOM
-
2026-11-07days on market $180,000 Active 250 DOM
-
2026-11-05days on market $180,000 Active 249 DOM
-
2026-11-04days on market $180,000 Active 248 DOM
-
2026-11-02days on market $180,000 Active 246 DOM
-
2026-11-01days on market $180,000 Active 245 DOM
-
2026-10-31days on market $180,000 Active 244 DOM
-
2026-10-30days on market $180,000 Active 243 DOM
-
2026-10-29days on market $180,000 Active 242 DOM
-
2026-10-28days on market $180,000 Active 241 DOM
-
2026-10-27days on market $180,000 Active 240 DOM
-
2026-10-26days on market $180,000 Active 239 DOM
-
2026-10-26days on market $180,000 Active 238 DOM
-
2026-10-24days on market $180,000 Active 237 DOM
-
2026-10-23days on market $180,000 Active 236 DOM
-
2026-10-22days on market $180,000 Active 235 DOM
-
2026-10-21days on market $180,000 Active 234 DOM
-
2026-10-20days on market $180,000 Active 233 DOM
-
2026-10-19days on market $180,000 Active 232 DOM
-
2026-10-18days on market $180,000 Active 231 DOM
-
2026-10-17days on market $180,000 Active 230 DOM
-
2026-10-16days on market $180,000 Active 229 DOM
-
2026-10-15remarks 505-char remark
-
2026-10-15days on market $180,000 Active 228 DOM
-
2026-10-14days on market $180,000 Active 227 DOM
-
2026-10-13days on market $180,000 Active 226 DOM
-
2026-10-12days on market $180,000 Active 225 DOM
-
2026-10-11days on market $180,000 Active 224 DOM
-
2026-10-10days on market $180,000 Active 223 DOM
-
2026-10-09days on market $180,000 Active 222 DOM
-
2026-10-08days on market $180,000 Active 221 DOM
-
2026-10-07days on market $180,000 Active 220 DOM
-
2026-10-06days on market $180,000 Active 219 DOM
-
2026-10-05days on market $180,000 Active 218 DOM
-
2026-10-04days on market $180,000 Active 217 DOM
-
2026-10-04days on market $180,000 Active 216 DOM
-
2026-10-02days on market $180,000 Active 215 DOM
-
2026-10-01days on market $180,000 Active 214 DOM
-
2026-09-30days on market $180,000 Active 213 DOM
-
2026-09-29days on market $180,000 Active 212 DOM
-
2026-09-28days on market $180,000 Active 211 DOM
-
2026-09-27days on market $180,000 Active 210 DOM
-
2026-09-23days on market $180,000 Active 206 DOM
-
2026-09-22days on market $180,000 Active 205 DOM
-
2026-09-21days on market $180,000 Active 204 DOM
-
2026-09-20days on market $180,000 Active 203 DOM
-
2026-09-18days on market $180,000 Active 201 DOM
-
2026-09-17days on market $180,000 Active 200 DOM
-
2026-09-16days on market $180,000 Active 199 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 9/10 Extreme 7 d/yr ≥106°F today · 26 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $26,915
- − Mortgage interest
- −$10,083
- − Property taxes
- −$2,700
- − Insurance
- −$900
- − Repairs & maintenance
- −$2,153
- − Management
- −$2,153
- − HOA
- −$6,000
- − Depreciation
- −$5,236
- Taxable loss
- −$2,311
combined federal + state — saved on this device
- Est. tax savings @ 24.0%
- +$555
- After-tax cash flow
- $890/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 14 photos
80/100
Cosmetic rehab
Est. rehab $3,465–$10,395 screening
This townhouse is in good condition with a fresh kitchen and modern bathroom. It's located in a desirable area with easy access to the beach and public transportation. Painting and updating the flooring can further enhance its resale and rental value.
Value-add opportunities
- Resale Painting the exterior and interior walls — Fresh paint can enhance curb appeal and the home's overall appearance. ↑
- Both Updating the flooring in the kitchen and bathrooms — Newer flooring can improve the home's aesthetic and functionality. ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
D
Composite school gradezoned avg 57/100
Zoned Schools
Elementary
Boca Raton Elementary School
D
FL #1,088/2,144
Nat'l #12,785/41,679
Middle
Boca Raton Community Middle School
B
FL #135/571
Nat'l #1,793/14,009
High
West Boca Raton High School
B-
FL #93/667
Nat'l #3,176/17,239
Schools (NCES district)
- District
- Palm Beach
- NCES district ID
- 1201500
- Math proficiency
- 46% ▼ -16.00%
- Reading proficiency
- 53% ▼ -4.00%
- Median HH income
- $53,943
- Composite
- 42.72/100
- National rank
- #3160
- State rank
- #34 of 73 in FL
B
Composite livability gradescore 77/100
Livability — Boca Raton
- Score
- 77/100
- State rank
- #192
- US rank
- #3070
Category grades
Amenities D
Commute B
Cost of living F
Crime B+
Employment A+
Housing B+
Health & safety A+
User ratings B
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Boca Raton, FL
- County
- Palm Beach County · 1,637,487 people
- City population
- 250,102
- Metro
- Miami-Fort Lauderdale-Pompano Beach, FL
- Population (ZIP)
- 21,834
- Household income
- $107,045
- Rent vs Own
- Severe rent burden
- 15% of renters
Population outlook (Palm Beach County) Hauer SSP2
- Today (2025)
- 1,637,487 people
- By 2030
- 1,743,255 · +6.5%
- By 2040
- 1,948,712 · +19.0%
- By 2050
- 2,132,979 · +30.3%
- By 2075
- 2,530,027 · +54.5%
- By 2100
- 2,706,979 · +65.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (72%)
- Race & ethnicity
- White 72% Hispanic / Latino 18% Two or more races 13% Black 4% Asian 2%
- Hispanic origin (detail)
- Mexican 3% Puerto Rican 5% Cuban 3%
- Languages at home
- 77% English-only · Spanish 13% Other Indo-European 3% French/Haitian/Cajun 2%
Political lean MEDSL · Palm Beach
- 2024 margin
- Toss-up / Even · D 50.0% · R 49.2%
- 2008→2024 swing
- -22.1pp toward R · 2008: 22.9pp · 2024: 0.8pp
- All cycles
- 2024: D+0.8 2020: D+12.8 2016: D+15.3 2012: D+17.0 2008: D+22.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -565.03%
- Current HPI
- 391.7799
- Rent YoY
- ▲ 4.56%
- Metro
- Miami-Fort Lauderdale-Pompano Beach, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
1 event — show timeline
- 2026-02-24 Listed $185,000 Beaches MLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…