CashFlowRE
Sign in Sign up
1108 W Park Ave
B Composite 74.19
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +9.6/10.0
  • ARV discount +7.5/15.0
  • Appreciation +5.5/10.0
  • Rent growth +3.9/5.0
  • Livability +3.6/5.0
  • Condition / age +2.5/5.0
  • Schools +1.6/10.0

$99,500

1108 W Park Ave · Orange, TX 77630
3 bd · 1.5 ba · 2,498 sqft · SingleFamily public records · 238 Days on market
Built 1925 0.91 ac lot $40/sqft · 57% below area ↓ 29% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Step Back In Time With This Charming Antique Home!!!! This home is full of character and potential and is nestled on a spacious 1.11 acre lot, this property offers room to grow and personalize to your taste. Inside you will find two living areas, a large kitchen with bar seating, a separate dining room, three bedrooms and an upstairs flex room that could be used as additional bedroom areas. You will enjoy relaxing or entertaining under the large covered deck, shaded by a beautiful mature live oak tree! There is a fully fenced yard with a back gate entrance which provides both privacy and easy access and home comes with a generator!! With some updates, this unique property could truly shine- a great opportunity for anyone looking to combine vintage charm and modern comfort.

Key facts

  • Covered deck
  • Fenced yard
  • Spacious lot

Tags

SPACIOUS LOTLARGE KITCHENCOVERED DECKFENCED YARDBACK GATE ENTRANCEGENERATOR

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $100k.

Deal economics

  • At list price, monthly cash flow is $396 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $100k).
  • Recommended offer: $88k (12.0% below list) — sets the bar for market timing.
  • Cap rate 11.9% vs local median 3.9% in Orange — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 71/100 on livability (#286 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime D+, employment D+, schools D-.
  • West Orange-Cove CISD (suburban): math 17% / reading 21% proficiency, ranked #784 of 826 in TX (top 95%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+5.7%/yr); 337 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 235 units permitted in Orange County in 2024 (50 in 5+ unit buildings).

Forward outlook

  • In year one you build about $2k of equity ($688 loan paydown + $1k appreciation (1.0% local appreciation)).
  • Orange County population projected at +6% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (1.0% appreciation + 5.7% rent growth), your $28k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 238 days — a 12% lower offer ($88k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts; this cycle's ask has dropped $40k (29%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: flood insurance adds $66/mo; built in 1925 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $87,560 (12.0% below list)

Questions for the listing agent

  1. It's been on market 238 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1925 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.46%
Cap rate
11.86%
Cash-on-cash
19.90%
DSCR
1.89
GRM
5.7

CMA / ARV

ARV (median comp)
$233,083
List price
$99,500
Delta
-57.31%
Verdict
UNDERPRICED
Comps
18 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
610 8th St 0.34mi 4/2.0 (+1) 2,442 (-2%) 12mo $235,000 $96 63
1705 Burton Ave 0.54mi 3/2.0 2,249 (-10%) 23mo $179,900 $80 37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

1.01% appreciation · 5.71% rent growth · sell at horizon

5-year hold
IRR
21.4%
Equity multiple
2.12×
Total profit
$31,239
Equity at exit
$34,019
10-year hold
IRR
26.1%
Equity multiple
4.46×
Total profit
$96,321
Equity at exit
$45,248

Cash invested: $27,860 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77630

Home prices YoY
0.4%
Rents YoY
5.7%
Active inventory
337
Price-to-rent
5.7×

Monthly cashflow live

Estimated rent
$1,455 medium interval (Pro) →
Mortgage (P&I)
$522
Tax est. 1.5%
$124 /mo · $1,492/yr
Insurance
$41
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$0
Vacancy / Maint / Mgmt
$306
Net cashflow
$396

Break-even live

Break-even rent $955
Max offer price $99,500
Occupancy floor 68%

Sensitivity live

Price -10% $464 -5% $430 +0% $396 +5% $361 +10% $327
Rent -10% $281 -5% $338 +0% $396 +5% $453 +10% $511
Rate -1.0pp $446 -0.5pp $421 base $396 +0.5pp $370 +1.0pp $344

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$24,875
Closing costs
$2,985
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1117 18th St Orange, TX 4.0 2.0 1716 $1,500 $0.87 44d 1 0.52mi

Listing history 23 events

  1. 2026-06-18
    days on market $99,500 Pending 238 DOM
  2. 2026-06-17
    days on market $99,500 Pending 237 DOM
  3. 2026-06-16
    days on market $99,500 Pending 236 DOM
  4. 2026-06-15
    days on market $99,500 Pending 235 DOM
  5. 2026-06-14
    days on market $99,500 Pending 233 DOM
  6. 2026-06-13
    statusdays on market $99,500 Pending 232 DOM
  7. 2026-06-10
    days on market $99,500 Active 230 DOM
  8. 2026-06-09
    days on market $99,500 Active 229 DOM
  9. 2026-06-08
    days on market $99,500 Active 228 DOM
  10. 2026-06-07
    days on market $99,500 Active 227 DOM
  11. 2026-06-03
    days on market $99,500 Active 223 DOM
  12. 2026-06-02
    days on market $99,500 Active 222 DOM
  13. 2026-06-01
    days on market $99,500 Active 221 DOM
  14. 2026-05-31
    days on market $99,500 Active 220 DOM
  15. 2026-05-30
    days on market $99,500 Active 219 DOM
  16. 2026-05-18
    status Active 783-char remark
    Show marketing remark (783 chars)

    Step Back In Time With This Charming Antique Home!!!! This home is full of character and potential and is nestled on a spacious 1.11 acre lot, this property offers room to grow and personalize to your taste. Inside you will find two living areas, a large kitchen with bar seating, a separate dining room, three bedrooms and an upstairs flex room that could be used as additional bedroom areas. You will enjoy relaxing or entertaining under the large covered deck, shaded by a beautiful mature live oak tree! There is a fully fenced yard with a back gate entrance which provides both privacy and easy access and home comes with a generator!! With some updates, this unique property could truly shine- a great opportunity for anyone looking to combine vintage charm and modern comfort.

  17. 2026-05-08
    status Pending 783-char remark
    Show marketing remark (820 chars)

    Step Back In Time With This Charming Antique Home!!!! This home is full of character and potential and is nestled on a spacious 1.11 acre lot, this property offers room to grow and personalize to your taste. Inside you will find two living areas, a large kitchen with bar seating, a separate dining room, three bedrooms and an upstairs flex room that could be used as additional bedroom areas. You will enjoy relaxing or entertaining under the large covered deck, shaded by a beautiful mature live oak tree! There is a fully fenced yard with a back gate entrance which provides both privacy and easy access and home comes with a generator!! With some updates, this unique property could truly shine- a great opportunity for anyone looking to combine vintage charm and modern comfort. Estimated Taxes W/ HS - $3178.26

  18. 2026-05-08
    status Pending 820-char remark
    Show marketing remark (820 chars)

    Step Back In Time With This Charming Antique Home!!!! This home is full of character and potential and is nestled on a spacious 1.11 acre lot, this property offers room to grow and personalize to your taste. Inside you will find two living areas, a large kitchen with bar seating, a separate dining room, three bedrooms and an upstairs flex room that could be used as additional bedroom areas. You will enjoy relaxing or entertaining under the large covered deck, shaded by a beautiful mature live oak tree! There is a fully fenced yard with a back gate entrance which provides both privacy and easy access and home comes with a generator!! With some updates, this unique property could truly shine- a great opportunity for anyone looking to combine vintage charm and modern comfort. Estimated Taxes W/ HS - $3178.26

  19. 2026-04-06
    price $99,500 783-char remark
    Show marketing remark (820 chars)

    Step Back In Time With This Charming Antique Home!!!! This home is full of character and potential and is nestled on a spacious 1.11 acre lot, this property offers room to grow and personalize to your taste. Inside you will find two living areas, a large kitchen with bar seating, a separate dining room, three bedrooms and an upstairs flex room that could be used as additional bedroom areas. You will enjoy relaxing or entertaining under the large covered deck, shaded by a beautiful mature live oak tree! There is a fully fenced yard with a back gate entrance which provides both privacy and easy access and home comes with a generator!! With some updates, this unique property could truly shine- a great opportunity for anyone looking to combine vintage charm and modern comfort. Estimated Taxes W/ HS - $3178.26

  20. 2026-04-06
    price $99,500 820-char remark
    Show marketing remark (820 chars)

    Step Back In Time With This Charming Antique Home!!!! This home is full of character and potential and is nestled on a spacious 1.11 acre lot, this property offers room to grow and personalize to your taste. Inside you will find two living areas, a large kitchen with bar seating, a separate dining room, three bedrooms and an upstairs flex room that could be used as additional bedroom areas. You will enjoy relaxing or entertaining under the large covered deck, shaded by a beautiful mature live oak tree! There is a fully fenced yard with a back gate entrance which provides both privacy and easy access and home comes with a generator!! With some updates, this unique property could truly shine- a great opportunity for anyone looking to combine vintage charm and modern comfort. Estimated Taxes W/ HS - $3178.26

  21. 2025-10-23
    listed $139,900 Active 783-char remark
    Show marketing remark (820 chars)

    Step Back In Time With This Charming Antique Home!!!! This home is full of character and potential and is nestled on a spacious 1.11 acre lot, this property offers room to grow and personalize to your taste. Inside you will find two living areas, a large kitchen with bar seating, a separate dining room, three bedrooms and an upstairs flex room that could be used as additional bedroom areas. You will enjoy relaxing or entertaining under the large covered deck, shaded by a beautiful mature live oak tree! There is a fully fenced yard with a back gate entrance which provides both privacy and easy access and home comes with a generator!! With some updates, this unique property could truly shine- a great opportunity for anyone looking to combine vintage charm and modern comfort. Estimated Taxes W/ HS - $3178.26

  22. 2025-10-23
    listed $139,900 Active 820-char remark
    Show marketing remark (820 chars)

    Step Back In Time With This Charming Antique Home!!!! This home is full of character and potential and is nestled on a spacious 1.11 acre lot, this property offers room to grow and personalize to your taste. Inside you will find two living areas, a large kitchen with bar seating, a separate dining room, three bedrooms and an upstairs flex room that could be used as additional bedroom areas. You will enjoy relaxing or entertaining under the large covered deck, shaded by a beautiful mature live oak tree! There is a fully fenced yard with a back gate entrance which provides both privacy and easy access and home comes with a generator!! With some updates, this unique property could truly shine- a great opportunity for anyone looking to combine vintage charm and modern comfort. Estimated Taxes W/ HS - $3178.26

  23. 2025-07-18
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 7/10 Severe FEMA zone X (shaded) · 74% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$17,463
− Mortgage interest
−$5,574
− Property taxes
−$1,492
− Insurance
−$1,295
− Repairs & maintenance
−$1,397
− Management
−$1,397
− Depreciation
−$2,895
Taxable income
$3,413
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$819
After-tax cash flow
$3,927/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
West Orange-Cove CISD
NCES district ID
4845090
Math proficiency
17% ▼ -7.00%
Reading proficiency
21% ▼ -2.00%
Median HH income
$37,329
Composite
15.86/100
National rank
#9260
State rank
#784 of 826 in TX

Livability — Orange

Score
71/100
State rank
#286
US rank
#6456

Category grades

Amenities F Commute F Cost of living A+ Crime D+ Employment D+ Housing A+ Health & safety A+ User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Orange, TX
County
Orange County · 87,112 people
City population
22,976
Metro
Beaumont-Port Arthur, TX
Population (ZIP)
28,983
Household income
$64,373
Rent vs Own
32.2% rent · 67.8% own
Severe rent burden
1018.0

Population outlook (Orange County) Hauer SSP2

Today (2025)
88,065 people
By 2030
89,591 · +1.7%
By 2040
91,982 · +4.4%
By 2050
93,023 · +5.6%
By 2075
94,871 · +7.7%
By 2100
88,155 · +0.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (64%)
Race & ethnicity
White 64% Black 21% Hispanic / Latino 11% Two or more races 9%
Hispanic origin (detail)
Mexican 7%
Common ancestry
Lithuanian 13% Italian 1% Slovak 1%
Foreign-born
5% · Canada
Languages at home
91% English-only · Spanish 7% French/Haitian/Cajun 1% Other Asian/Pacific 1%

Political lean MEDSL · Orange

2024 margin
Solid R (+66.8) · D 16.4% · R 83.1%
2008→2024 swing
-19.6pp toward R · 2008: -47.1pp · 2024: -66.8pp
All cycles
2024: R+66.8 2020: R+63.4 2016: R+61.9 2012: R+54.3 2008: R+47.1

Not yet ingested

Civics

Market trends

HPI YoY
▲ 1.01%
Current HPI
264.14
Rent YoY
▲ 5.71%
Metro
Beaumont-Port Arthur, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-28.9% since first listed
8 events — show timeline
  • 2026-05-18 Relisted HARMLS
  • 2026-05-08 Pending HARMLS
  • 2026-05-08 Pending BBOR
  • 2026-04-06 Price Changed $99,500 HARMLS
  • 2026-04-06 Price Changed $99,500 BBOR
  • 2025-10-23 Listed $139,900 BBOR
  • 2025-10-23 Listed $139,900 HARMLS
  • 2025-07-18 Sold (Public Records) Public Records

Property tax history

+3.4%/yr

Latest (2025): $5,028 · +2.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…