CashFlowRE
Sign in Sign up
Creswell IV G Plan 🏗️ New Construction
D Composite 42.35
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +11.8/30.0
  • ARV discount +7.5/15.0
  • Schools +5.8/10.0
  • Condition / age +4.0/5.0
  • Livability +3.8/5.0
  • DSCR +3.5/10.0
  • 1% rule +3.4/10.0
  • Rent growth +2.5/5.0
  • Appreciation +0.0/10.0

$208,990

Creswell IV G Plan · Maurice, LA 70555
3 bd · 2.0 ba · 1,321 sqft · SingleFamily · 467 Days on market
Good condition

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Discover the perfect blend of affordability, efficiency, and modern comfort with the Creswell IV G by DSLD Homes. This thoughtfully designed home features 1,321 square feet of living space and a total area of 1,819 square feet, making it an ideal choice for first-time buyers, small families, or anyone looking to right-size into a stylish, low-maintenance home. Enjoy the benefits of a smart open floor plan that maximizes every square foot, creating a seamless flow between the kitchen, living, and dining areas-perfect for both entertaining and everyday living. The kitchen features canned lighting, adding both functionality and a sleek modern look. This three-bedroom, two-bathroom layout is designed with comfort in mind. The owner's suite offers a peaceful retreat with a spacious walk-in closet, providing plenty of storage and privacy. The brick and siding exterior adds timeless curb appeal while offering durable, low-maintenance living. A two-car garage provides practical storage and parking solutions for busy lifestyles. As with all DSLD Homes, the Creswell IV G is built with energy-efficient materials and systems, helping you save on utilities while reducing your environmental footprint. Whether you're starting out, downsizing, or simply seeking a cozy, efficient home with quality finishes, the Creswell IV G delivers everything you need-wrapped in a stylish, well-built package.

Key facts

  • Open floor plan
  • Canned lighting
  • 2 garage spots

Tags

OPEN FLOOR PLANCANNED LIGHTINGWALK-IN MASTER CLOSET

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…
🏗️ New construction. The $208,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $231,578.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $209k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-62 ($-746/yr) — negative.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $195k (6.8% below list).
  • Recommended offer: $184k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 76/100 on livability (#15 in LA, #3,333 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F.
  • Vermilion Parish (town): math 40% / reading 53% proficiency, ranked #15 of 98 in LA (top 15%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Cecil Picard Elementary School At Maurice (math 61% / reading 68%, grade B, #40 of 646 statewide, top 7%, 845 students, 42% FRL); North Vermilion Middle School (math 47% / reading 53%, grade C, #26 of 218 statewide, top 12%, 656 students, 45% FRL); North Vermilion High School (math 57% / reading 63%, grade C+, #20 of 265 statewide, top 7%, 854 students, 44% FRL).
  • Market conditions: 300 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 63d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 228 units permitted in Vermilion Parish in 2024 (0 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($76k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Vermilion County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 467 days — a 12% lower offer ($184k) is reasonable based on typical stale-listing flexibility.
Recommended offer $183,911 (12.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 467 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.84%
Cap rate
5.97%
Cash-on-cash
-1.15%
DSCR
0.95
GRM
9.9

CMA / ARV

ARV (median comp)
$231,578
List price
$208,990
Delta
-9.75%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
7382 Alley Oak Ln 0.18mi 3/2.0 1,321 (0%) 0mo $211,209 $160 91
7405 Alley Oak Ln 0.19mi 3/2.0 1,363 (+3%) 0mo $213,286 $156 86
7393 Alley Oak Ln 0.16mi 3/2.0 1,394 (+6%) 2mo $216,521 $155 81
7386 Alley Oak Ln 0.15mi 3/2.0 1,422 (+8%) 3mo $219,385 $154 78
3306 Myrtle St 0.29mi 3/2.0 1,363 (+3%) 6mo $215,152 $158 76
3301 Myrtle St 0.29mi 3/2.0 1,363 (+3%) 7mo $215,207 $158 75
7395 Alley Oak Ln 0.15mi 3/2.0 1,422 (+8%) 7mo $219,825 $155 75
3415 Autumn Park Dr 0.00mi 4/2.0 (+1) 1,458 (+10%) 6mo $229,235 $157 72
3311 Myrtle St 0.29mi 3/2.0 1,192 (-10%) 2mo $205,140 $172 68
7399 Alley Oak Ln 0.15mi 3/2.0 1,490 (+13%) 5mo $230,114 $154 67
7392 Alley Oak Ln 0.15mi 3/2.0 1,498 (+13%) 6mo $230,835 $154 65
3314 Myrtle St 0.29mi 3/2.0 1,192 (-10%) 7mo $206,828 $174 64

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-18.2%
Equity multiple
0.36×
Total profit
$-41,454
Equity at exit
$34,529
10-year hold
IRR
-10.4%
Equity multiple
0.37×
Total profit
$-41,075
Equity at exit
$20,023

Cash invested: $64,842 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
26 active · 15 under contract
Months of supply
11.1 mo (9%/mo absorbed)
Median asking
$228,490 ($153/sqft)
Median days on market
998 d
This list price
4% of active listings are priced below it
ARV vs active asking
+14.3% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 70555

Home prices YoY
-29.4%
Active inventory
300
Price-to-rent
8.9×

Monthly cashflow live

Estimated rent
$1,947 medium interval (Pro) →
Mortgage (P&I)
$1,214
Tax est. 1.5%
$289 /mo · $3,474/yr
Insurance
$96
HOA
$0
Vacancy / Maint / Mgmt
$409
Net cashflow
$-62

Break-even live

Break-even rent $2,026
Max offer price $222,585
Occupancy floor 98%

Sensitivity live

Price -10% $98 -5% $18 +0% $-62 +5% $-142 +10% $-222
Rent -10% $-216 -5% $-139 +0% $-62 +5% $15 +10% $92
Rate -1.0pp $54 -0.5pp $-3 base $-62 +0.5pp $-122 +1.0pp $-183

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$57,894
Closing costs
$6,947
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3504 Canebreak Mill Dr Maurice, LA 3.0–4.0 2.0 1502 $1,700 $1.13 62d 8 0.49mi
8550 Cat Rd Unit B Maurice, LA 3.0 2.0 1324 $1,650 $1.25 93d 1 1.06mi
222 Weaver Way Maurice, LA 3.0 2.0 1538 $1,850 $1.20 62d 1 1.49mi

Listing history 50 events

  1. 2026-08-08
    days on market $208,990 Active 467 DOM
  2. 2026-08-07
    days on market $208,990 Active 466 DOM
  3. 2026-08-06
    days on market $208,990 Active 465 DOM
  4. 2026-08-05
    days on market $208,990 Active 464 DOM
  5. 2026-08-04
    days on market $208,990 Active 463 DOM
  6. 2026-08-03
    days on market $208,990 Active 462 DOM
  7. 2026-07-31
    days on market $208,990 Active 459 DOM
  8. 2026-07-29
    days on market $208,990 Active 457 DOM
  9. 2026-07-27
    days on market $208,990 Active 455 DOM
  10. 2026-07-25
    days on market $208,990 Active 453 DOM
  11. 2026-07-24
    days on market $208,990 Active 452 DOM
  12. 2026-07-23
    days on market $208,990 Active 451 DOM
  13. 2026-07-22
    days on market $208,990 Active 450 DOM
  14. 2026-07-21
    days on market $208,990 Active 449 DOM
  15. 2026-07-18
    days on market $208,990 Active 446 DOM
  16. 2026-07-16
    days on market $208,990 Active 444 DOM
  17. 2026-07-16
    days on market $208,990 Active 443 DOM
  18. 2026-07-14
    days on market $208,990 Active 442 DOM
  19. 2026-07-13
    days on market $208,990 Active 441 DOM
  20. 2026-07-12
    days on market $208,990 Active 440 DOM
  21. 2026-07-11
    days on market $208,990 Active 439 DOM
  22. 2026-07-10
    days on market $208,990 Active 438 DOM
  23. 2026-07-09
    days on market $208,990 Active 437 DOM
  24. 2026-07-08
    days on market $208,990 Active 436 DOM
  25. 2026-07-07
    days on market $208,990 Active 435 DOM
  26. 2026-07-06
    days on market $208,990 Active 434 DOM
  27. 2026-07-05
    days on market $208,990 Active 433 DOM
  28. 2026-07-04
    days on market $208,990 Active 432 DOM
  29. 2026-07-03
    days on market $208,990 Active 431 DOM
  30. 2026-07-02
    days on market $208,990 Active 430 DOM
  31. 2026-07-01
    days on market $208,990 Active 429 DOM
  32. 2026-06-30
    days on market $208,990 Active 428 DOM
  33. 2026-06-29
    days on market $208,990 Active 427 DOM
  34. 2026-06-28
    days on market $208,990 Active 426 DOM
  35. 2026-06-28
    days on market $208,990 Active 425 DOM
  36. 2026-06-27
    days on market $208,990 Active 424 DOM
  37. 2026-06-25
    days on market $208,990 Active 422 DOM
  38. 2026-06-23
    days on market $208,990 Active 420 DOM
  39. 2026-06-22
    days on market $208,990 Active 419 DOM
  40. 2026-06-18
    days on market $208,990 Active 416 DOM
  41. 2026-06-17
    days on market $208,990 Active 415 DOM
  42. 2026-06-16
    days on market $208,990 Active 414 DOM
  43. 2026-06-15
    days on market $208,990 Active 413 DOM
  44. 2026-06-14
    days on market $208,990 Active 411 DOM
  45. 2026-06-13
    days on market $208,990 Active 410 DOM
  46. 2026-06-10
    days on market $208,990 Active 408 DOM
  47. 2026-06-09
    days on market $208,990 Active 407 DOM
  48. 2026-06-08
    days on market $208,990 Active 406 DOM
  49. 2026-06-07
    days on market $208,990 Active 405 DOM
  50. 2026-06-03
    days on market $208,990 Active 401 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$23,366
− Mortgage interest
−$12,972
− Property taxes
−$3,474
− Insurance
−$1,158
− Repairs & maintenance
−$1,869
− Management
−$1,869
− Depreciation
−$6,737
Taxable loss
−$4,713
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,131
After-tax cash flow
$385/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 3 photos

Good 80/100 Cosmetic rehab Est. rehab $6,605–$19,815 screening

The home appears to be in good condition with a well-maintained exterior and interior. It is a good candidate for cosmetic updates to enhance its curb appeal and value.

Value-add opportunities

  • Both Painting the exterior — Fresh paint can enhance the curb appeal and value of the home.
  • Both Landscaping improvements — Enhanced landscaping can improve curb appeal and attract potential buyers.
  • Resale Interior updates — Updating the interior can make the home more appealing to potential buyers and increase its resale value.

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

D Composite school gradezoned avg 58/100

Zoned Schools

Elementary Cecil Picard Elementary School At Maurice B LA #40/646 Nat'l #5,189/41,679 Middle North Vermilion Middle School C LA #26/218 Nat'l #3,460/14,009 High North Vermilion High School C+ LA #20/265 Nat'l #3,545/17,239

Schools (NCES district)

District
Vermilion Parish
NCES district ID
2201800
Math proficiency
40% ▼ -38.00%
Reading proficiency
53% ▼ -32.00%
Median HH income
$45,115
Composite
39.37/100
National rank
#3974
State rank
#15 of 98 in LA
B Composite livability gradescore 76/100

Livability — Maurice

Score
76/100
State rank
#15
US rank
#3333

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment B- Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Vermilion Parish · 64,095 people
City population
8,759
Metro
Lafayette, LA
Population (ZIP)
8,759
Household income
$76,213
Rent vs Own
16.5% rent · 83.5% own
Severe rent burden
2% of renters

Population outlook (Vermilion County) Hauer SSP2

Today (2025)
64,095 people
By 2030
65,915 · +2.8%
By 2040
68,985 · +7.6%
By 2050
70,804 · +10.5%
By 2075
73,897 · +15.3%
By 2100
71,793 · +12.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (82%)
Race & ethnicity
White 82% Black 8% Two or more races 5% Hispanic / Latino 4% Asian 3%
Common ancestry
Lithuanian 25% Romanian 3% Italian 1%
Foreign-born
2% · Vietnam
Languages at home
93% English-only · French/Haitian/Cajun 4% Vietnamese 2% Spanish 1%

Political lean MEDSL · Vermilion

2024 margin
Solid R (+63.8) · D 17.6% · R 81.4% · Other 1.1%
2008→2024 swing
-16.3pp toward R · 2008: -47.5pp · 2024: -63.8pp
All cycles
2024: R+63.8 2020: R+61.9 2016: R+59.6 2012: R+52.8 2008: R+47.5

Not yet ingested

Civics

Price history

1 event — show timeline
  • 2025-04-28 Listed $208,990 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…