1415 S Stanford St S · Sulphur, LA 70663

$87,500

2 bd · 1.0 ba · 700 sqft · SingleFamily · 128 Days on market

Built 1954 5,663 sqft lot $125/sqft · at area comps Est $90k · at est. ↓ 5% since listing

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +27.6/30.0
• DSCR +9.7/10.0
• ARV discount +8.9/15.0
• 1% rule +6.2/10.0
• Rent growth +4.4/5.0
• Livability +3.6/5.0
• Schools +3.1/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Charming and move-in ready 2-bedroom, 1-bath home located in the heart of Sulphur! This well-maintained property features fresh interior paint, new laminate flooring, and updated plumbing fixtures that give the home a clean, modern feel. The roof was replaced in 2020, offering peace of mind, and the brand-new stove makes the kitchen ready for daily living or entertaining. Additional highlights include a functional layout, comfortable living spaces, and a location convenient to schools, shopping, dining, and local amenities. Whether you’re a first-time buyer, downsizing, or looking for a solid investment, this home is a great opportunity. Owner agent.

Key facts

• Functional layout
• Fresh interior paint
• Roof replaced

Tags

• FRESH INTERIOR PAINT
• NEW LAMINATE FLOORING
• UPDATED PLUMBING FIXTURES
• ROOF REPLACED
• BRAND-NEW STOVE
• FUNCTIONAL LAYOUT

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $88k.

Deal economics

• At list price, monthly cash flow is $262 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($977 rent vs $88k).
• Recommended offer: $77k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 71/100 on livability (#48 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, schools A; Watch: crime D-, amenities F, commute F.
• Calcasieu Parish (other): math 30% / reading 44% proficiency, ranked #29 of 98 in LA (top 30%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising fast (+7.7%/yr); 291 active listings in the ZIP; 1,298 units permitted in Calcasieu Parish in 2024 (526 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $605 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Calcasieu County population projected at +11% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (-3.0% appreciation + 7.7% rent growth), your $24k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

• It's been on market 128 days — a 12% lower offer ($77k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Watch-outs: built in 1954 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $77,000 (12.0% below list)

Questions for the listing agent

1. It's been on market 128 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1954 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.12% ✓
• Cap rate: 9.88%
• Cash-on-cash: 12.82%
• DSCR: 1.57
• GRM: 7.5

CMA / ARV

• ARV (median comp): $90,232
• List price: $87,500
• Delta: -3.03%
• Verdict: FAIR
• Comps: 10 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 7.65% rent growth · sell at horizon

5-year hold

• IRR: 7.2%
• Equity multiple: 1.30×
• Total profit: $7,237
• Equity at exit: $13,047

10-year hold

• IRR: 19.9%
• Equity multiple: 3.01×
• Total profit: $49,223
• Equity at exit: $7,565

Cash invested: $24,500 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Louisiana: 90 Strongly Landlord-Friendly · R+12
• County: — inherits STATE
• City: — inherits STATE

5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

Methodology + full state rankings →

ZIP-level market 70663

• Rents YoY: 7.7%
• Active inventory: 291
• Price-to-rent: 7.5×

Monthly cashflow live

• Estimated rent: $977 medium
• Mortgage (P&I): −$459
• Tax from tax record: −$15 /mo · $181/yr
• Insurance: −$36
• HOA: −$0
• Vacancy / Maint / Mgmt: −$205
• Net cashflow: $262

Break-even live

Break-even rent $646

Max offer price $87,500

Occupancy floor 68%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $21,875
• Closing costs: $2,625
• Reserves months: —
• Total cash needed: —

Listing history 18 events

1. 2026-06-19
   days on market $87,500 Active 128 DOM
2. 2026-06-18
   days on market $87,500 Active 127 DOM
3. 2026-06-17
   days on market $87,500 Active 126 DOM
4. 2026-06-16
   days on market $87,500 Active 125 DOM
5. 2026-06-15
   days on market $87,500 Active 124 DOM
6. 2026-06-14
   days on market $87,500 Active 122 DOM
7. 2026-06-13
   days on market $87,500 Active 121 DOM
8. 2026-06-10
   days on market $87,500 Active 119 DOM
9. 2026-06-09
   days on market $87,500 Active 118 DOM
10. 2026-06-08
    days on market $87,500 Active 117 DOM
11. 2026-06-07
    days on market $87,500 Active 116 DOM
12. 2026-06-05
    days on market $87,500 Active 113 DOM
13. 2026-06-02
    days on market $87,500 Active 111 DOM
14. 2026-06-01
    days on market $87,500 Active 110 DOM
15. 2026-05-31
    days on market $87,500 Active 109 DOM
16. 2026-05-30
    days on market $87,500 Active 108 DOM
17. 2026-04-02
    price $87,500 664-char remark

    Show marketing remark (664 chars)

    Charming and move-in ready 2-bedroom, 1-bath home located in the heart of Sulphur! This well-maintained property features fresh interior paint, new laminate flooring, and updated plumbing fixtures that give the home a clean, modern feel. The roof was replaced in 2020, offering peace of mind, and the brand-new stove makes the kitchen ready for daily living or entertaining. Additional highlights include a functional layout, comfortable living spaces, and a location convenient to schools, shopping, dining, and local amenities. Whether you’re a first-time buyer, downsizing, or looking for a solid investment, this home is a great opportunity. Owner agent.

18. 2026-02-11
    listed $92,500 Active 664-char remark

    Show marketing remark (664 chars)

    Charming and move-in ready 2-bedroom, 1-bath home located in the heart of Sulphur! This well-maintained property features fresh interior paint, new laminate flooring, and updated plumbing fixtures that give the home a clean, modern feel. The roof was replaced in 2020, offering peace of mind, and the brand-new stove makes the kitchen ready for daily living or entertaining. Additional highlights include a functional layout, comfortable living spaces, and a location convenient to schools, shopping, dining, and local amenities. Whether you’re a first-time buyer, downsizing, or looking for a solid investment, this home is a great opportunity. Owner agent.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

• Current annual tax: $181 · $15/mo
• Projected year-2 tax: $481 · $40/mo
• Expected delta: +$300/yr (+$25/mo · 165.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 6/10 Major FEMA zone X (shaded) · 68% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 23 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $11,729
• − Mortgage interest: −$4,901
• − Property taxes: −$181
• − Insurance: −$438
• − Repairs & maintenance: −$938
• − Management: −$938
• − Depreciation: −$2,545
• Taxable income: $1,787
• Est. tax owed @ 24.0%: −$429
• After-tax cash flow: $2,712/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Calcasieu Parish
• NCES district ID: 2200330
• Math proficiency: 30% ▼ -39.00%
• Reading proficiency: 44% ▼ -33.00%
• Median HH income: $44,700
• Composite: 31.45/100
• National rank: #5979
• State rank: #29 of 98 in LA

Livability — Sulphur

• Score: 71/100
• State rank: #48
• US rank: #7164

Category grades

Amenities F Commute F Cost of living A+ Crime D- Employment C+ Housing A+ Health & safety A User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Sulphur, LA
• County: Calcasieu Parish · 170,889 people
• City population: 27,799
• Metro: Lake Charles, LA
• Population (ZIP): 27,799
• Household income: $64,707
• Rent vs Own: 19.7% rent · 80.3% own
• Severe rent burden: 197.0

Population outlook (Calcasieu County) Hauer SSP2

• Today (2025): 212,179 people
• By 2030: 218,199 · +2.8%
• By 2040: 228,486 · +7.7%
• By 2050: 236,208 · +11.3%
• By 2075: 251,696 · +18.6%
• By 2100: 247,848 · +16.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (82%)
• Race & ethnicity: White 82% Black 8% Hispanic / Latino 5% Two or more races 4%
• Common ancestry: Lithuanian 13% Slovak 2% Scandinavian 1%
• Foreign-born: 3% · Canada, Vietnam
• Languages at home: 94% English-only · Spanish 2% French/Haitian/Cajun 2% Other Indo-European 1%

Political lean MEDSL · Calcasieu

• 2024 margin: Solid R (+39.6) · D 29.5% · R 69.0% · Other 1.5%
• 2008→2024 swing: -15.0pp toward R · 2008: -24.6pp · 2024: -39.6pp
• All cycles: 2024: R+39.6 2020: R+35.2 2016: R+33.3 2012: R+28.7 2008: R+24.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -104.29%
• Current HPI: 100.0895
• Rent YoY: ▲ 7.65%
• Metro: Lake Charles, LA
• State GDP YoY: ▲ 3.29%
• F500 in state: 10

Industry mix (Fortune 500 HQ in LA)

Industry	F500 HQs	Revenue
▸Telecommunications	2	$23B
▸Utilities	1	$12B
▸Wholesale / Distribution	1	$5B
▸Advertising	1	$2B

Price history

-5.4% since first listed

2 events — show timeline

• 2026-04-02 Price Changed $87,500 SWLAR
• 2026-02-11 Listed $92,500 SWLAR

Property tax history

-0.3%/yr

Latest (2025): $181 · +0.8% YoY. Source: county tax records.