8853 Highway 263 · Fox, AR
Flood risk 1/10 · Minimal
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $1,499 – $2,785
Heat risk 4/10 · Minor
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 3/10 · Minor
- Chance of severe wind over 30 yrs
- 7.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.0/30.0
- ARV discount +7.5/15.0
- 1% rule +5.0/10.0
- DSCR +5.0/10.0
- Schools +3.1/10.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$17,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
2 brm 1 bath mobile home on 1/4 acre.
Key facts
- 0.23 acre lot
- Built 1977
- Listed 15 days
Property features AI
Exterior
- Home design: House
- Construction: Living area approximately 840
- Exterior features: Lot of approximately 10,019 sq ft
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $17k.
Deal economics
- At list price, monthly cash flow is $552 ($7k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($847 rent vs $17k).
- Recommended offer: $17k (1.5% below list) — sets the bar for market timing.
Location & tenants
- Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
- Mountain View School District (rural): math 34% / reading 41% proficiency, ranked #107 of 238 in AR (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 164 active listings in the ZIP; 2 units permitted in Stone County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $118 of loan paydown is wiped out by about $510 of value loss. Plan a longer hold.
- Stone County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $5k cash investment doubles in ~1 year — after that, you're playing with house money.
Negotiation context
- It's been on market 15 days — a 2% lower offer ($17k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 4.99% ✓
- Cap rate
- 45.26%
- Cash-on-cash
- 139.16%
- DSCR
- 7.19
- GRM
- 1.7
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- —
- Equity multiple
- 7.81×
- Total profit
- $32,415
- Equity at exit
- $2,535
- IRR
- —
- Equity multiple
- 16.45×
- Total profit
- $73,549
- Equity at exit
- $1,470
Cash invested: $4,760 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 92 Strongly Landlord-Friendly
- State Arkansas
- 92 Strongly Landlord-Friendly · R+14
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 72560
- Home prices YoY
- -23.2%
- Active inventory
- 164
- Price-to-rent
- 1.7×
Monthly cashflow live
- Estimated rent
- $847 medium interval (Pro) →
- Mortgage (P&I)
- −$89
- Tax est. 1.5%
- −$21 /mo · $255/yr
- Insurance
- −$7
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$178
- Net cashflow
- $552
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $4,250
- Closing costs
- $510
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 12 events
-
2026-06-19days on market $17,000 Active 15 DOM
-
2026-06-18days on market $17,000 Active 14 DOM
-
2026-06-17days on market $17,000 Active 13 DOM
-
2026-06-16days on market $17,000 Active 12 DOM
-
2026-06-15days on market $17,000 Active 11 DOM
-
2026-06-14days on market $17,000 Active 9 DOM
-
2026-06-12days on market $17,000 Active 8 DOM
-
2026-06-09days on market $17,000 Active 5 DOM
-
2026-06-08days on market $17,000 Active 4 DOM
-
2026-06-07days on market $17,000 Active 3 DOM
-
2026-06-07remarks 37-char remark
-
2026-06-07$17,000 Active 2 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 4/10 Moderate 7 d/yr ≥105°F today · 19 d/yr by 30 yrs out
- Wind 3/10 Moderate 7% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $10,169
- − Mortgage interest
- −$952
- − Property taxes
- −$255
- − Insurance
- −$85
- − Repairs & maintenance
- −$814
- − Management
- −$814
- − Depreciation
- −$495
- Taxable income
- $6,755
- Est. tax owed @ 24.0%
- −$1,621
- After-tax cash flow
- $5,003/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Mountain View School District
- NCES district ID
- 0510200
- Math proficiency
- 34% ▼ -20.00%
- Reading proficiency
- 41% ▼ -13.00%
- Median HH income
- $31,281
- Composite
- 30.61/100
- National rank
- #6192
- State rank
- #107 of 238 in AR
Livability — Fox
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- City population
- 604
- Population (ZIP)
- 7,650
Population outlook (Stone County) Hauer SSP2
- Today (2025)
- 12,440 people
- By 2030
- 12,372 · -0.5%
- By 2040
- 12,081 · -2.9%
- By 2050
- 11,628 · -6.5%
- By 2075
- 10,863 · -12.7%
- By 2100
- 9,420 · -24.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (89%)
- Race & ethnicity
- White 89% Two or more races 6% Hispanic / Latino 3% Native American 1%
- Common ancestry
- Slovak 4% Iranian 3% Lithuanian 1%
- Foreign-born
- 1% · Canada
- Languages at home
- 97% English-only · German/W. Germanic 2% Spanish 1%
Political lean MEDSL · Stone
- 2024 margin
- Solid R (+61.7) · D 18.1% · R 79.7% · Other 2.2%
- 2008→2024 swing
- -25.3pp toward R · 2008: -36.4pp · 2024: -61.7pp
- All cycles
- 2024: R+61.7 2020: R+57.9 2016: R+52.3 2012: R+45.2 2008: R+36.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -48.20%
- Current HPI
- 159.8996
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.80%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in AR)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 1 | $681B |
|
||
| Food / Agriculture | 1 | $53B |
|
||
| Retail / Energy | 1 | $22B |
|
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| Transportation / Logistics | 1 | $12B |
|
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| Energy | 1 | $4B |
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Price history
+1600.0% since first listed3 events — show timeline
- 2026-06-04 Listed $17,000 ForSaleByOwner.com
- 2024-03-15 Sold (Public Records) $15,350 Public Records
- 1982-01-07 Sold (Public Records) $1,000 Public Records
Property tax history
-13.8%/yrLatest (2023): $17 · +0.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…