15 Jennie Ln · Compo, CT 06880

$699,000

2 bd · 1.0 ba · 2,240 sqft · SingleFamily public records · 49 Days on market

Built 1956 1.07 ac lot

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +12.8/30.0
• Schools +7.6/10.0
• ARV discount +7.5/15.0
• Rent growth +3.9/5.0
• DSCR +3.8/10.0
• 1% rule +3.2/10.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks

Set on a one-acre lot in a fabulous location, the property offers the perfect opportunity to create your dream home. Ride you bike to the beach or enjoy being just a stone's throw from Longshore Country Club and Park . Bring your imagination -and your builder-and make it your own!

Key facts

• One acre lot
• Bike to the beach
• Longshore park

Tags

• ONE ACRE LOT
• BIKE TO THE BEACH
• LONGSHORE PARK

Property features AI

Finance

• Financial info: Assessed value listed (public record): $420,900

Exterior

• Utilities: Public water available in the street; Septic sewage system; Electric power (standard)
• Home design: Single-family home for sale
• Construction: Frame construction; Piling foundation; Asphalt shingle roof; Shingle siding; Built/record living area approximately 2240
• Exterior features: Beach rights waterfront access; Lightly wooded, rolling lot

Interior

• Bedrooms: Two bedrooms
• Bathrooms: One full bathroom
• Heating & cooling: Hot water heating; Oil-fired heat with above-ground fuel tank; Hot water system (other/unspecified)
• Interior features: Five total rooms; One fireplace; No basement

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $699k.

Deal economics

• At list price, monthly cash flow is $-68 ($-813/yr) — negative.
• To cash-flow at today's rent, offer at most $687k (1.7% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $574k (17.9% below list).
• Recommended offer: $574k (17.9% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
• Westport School District (suburban): math 74% / reading 82% proficiency, ranked #3 of 153 in CT (top 2%) — strong family-tenant draw, lease renewals of 3-5y typical; only 2% free/reduced lunch — higher-income household profile.
• Zoned schools: Green'S Farms School (math 81% / reading 85%, grade A+, #10 of 553 statewide, top 2%, 442 students, 2% FRL); Bedford Middle School (math 73% / reading 79%, grade A, #4 of 175 statewide, top 2%, 729 students, 3% FRL); Staples High School (math 76% / reading 92%, grade A, #3 of 194 statewide, top 1%, 1,686 students, 2% FRL) — zoned schools at 2% FRL track the district average.
• Market conditions: Rents rising fast (+5.6%/yr); 196 active listings in the ZIP; 25 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 1,151 units permitted in Western Connecticut Planning Region in 2024 (714 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $5k of loan paydown is wiped out by about $21k of value loss. Plan a longer hold.

Negotiation context

• It's been on market 49 days — a 3% lower offer ($678k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 31y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $243k; list at $699k implies a 188% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1956 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: moderate flood risk; major wind risk, 72% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $573,771 (17.9% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 49 days. Have you received any prior offers? Is the seller open to a 18% concession, seller financing, or rate buy-down credit?
3. Built in 1956 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.82% ✗
• Cap rate: 6.18%
• Cash-on-cash: -0.42%
• DSCR: 0.98
• GRM: 10.2

CMA / ARV

• ARV (on-the-fly): $1,554,560
• Comps found: 5

Show comp detail 5 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
116 Valley Rd	0.17mi	3/2.0 (+1)	2,294 (+2%)	21mo	$749,000	$327	62
209 Compo Rd S	0.21mi	3/1.0 (+1)	2,067 (-8%)	14mo	$1,025,000	$496	60
167A Compo Rd S	0.34mi	3/2.0 (+1)	2,103 (-6%)	11mo	$1,875,000	$892	56
140 Compo Rd S	0.57mi	3/3.0 (+1)	2,357 (+5%)	20mo	$1,635,000	$694	35
195 Hillspoint Rd	0.74mi	3/2.5 (+1)	2,549 (+14%)	6mo	$2,981,000	$1,169	26

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.58% rent growth · sell at horizon

5-year hold

• IRR: -14.3%
• Equity multiple: 0.48×
• Total profit: $-102,360
• Equity at exit: $104,223

10-year hold

• IRR: -2.0%
• Equity multiple: 0.85×
• Total profit: $-28,813
• Equity at exit: $60,437

Cash invested: $195,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 27 Tenant-Leaning
• State Connecticut: 27 Tenant-Leaning · D+7
• County: — inherits STATE
• City: — inherits STATE

Strong tenant statutes; rent commissions in some towns; courts slow especially in cities.

Methodology + full state rankings →

ZIP-level market 06880

• Rents YoY: 5.6%
• Active inventory: 196
• Price-to-rent: 10.2×

Monthly cashflow live

• Estimated rent: $5,738 medium
• Mortgage (P&I): −$3,666
• Tax from tax record: −$644 /mo · $7,724/yr
• Insurance: −$291
• HOA: −$0
• Vacancy / Maint / Mgmt: −$1,205
• Net cashflow: $-68

Break-even live

Break-even rent $5,823

Max offer price $687,030

Occupancy floor 96%

Sensitivity live

Price	-10% $328	-5% $130	+0% $-68	+5% $-266	+10% $-463
Rent	-10% $-521	-5% $-294	+0% $-68	+5% $159	+10% $386
Rate	-1.0pp $284	-0.5pp $110	base $-68	+0.5pp $-249	+1.0pp $-433

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $174,750
• Closing costs: $20,970
• Reserves months: —
• Total cash needed: —

Rent comps 25 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
26 High St Westport, CT	3.0	2.5	1440	$6,350	$4.41	5d	1	0.26mi
200 Hillspoint Rd Westport, CT	3.0	2.5	2762	$20,000	$7.24	45d	1	0.73mi
7 Old Mill Rd Westport, CT	2.0	2.5	1961	$12,000	$6.12	25d	1	0.80mi
251 Riverside Ave Unit 251B Westport, CT	2.0	2.5	1560	$12,500	$8.01	25d	1	0.90mi
251 Riverside Ave Unit 251A Westport, CT	2.0	2.5	1420	$12,000	$8.45	25d	1	0.90mi
28 Treadwell Ave Westport, CT	3.0	3.0	1651	$6,950	$4.21	5d	1	0.97mi
10 Danbury Ave Westport, CT	2.0	1.5	1914	$10,500	$5.49	25d	1	1.00mi
33 Strathmore Ln #33 Westport, CT	2.0	2.5	1440	$4,100	$2.85	15d	1	1.24mi
85 Post Rd W Westport, CT	1.0–3.0	1.0–2.0	1180	$7,108	$6.02	45d	24	1.26mi
85 Post Rd W Westport, CT	1.0–3.0	1.0–2.0	1180	$7,258	$6.15	4d	31	1.26mi
85 Post Rd W Unit 102 Westport, CT	2.0	2.0	1449	$7,289	$5.03	5d	1	1.27mi
85 Post Rd W Unit 309 Westport, CT	2.0	2.0	1494	$8,889	$5.95	5d	1	1.27mi
85 Post Rd W Unit 401 Westport, CT	3.0	2.0	1604	$9,789	$6.10	25d	1	1.27mi
85 Post Rd W Unit 307 Westport, CT	3.0	2.0	1412	$8,597	$6.09	25d	1	1.27mi
85 Post Rd W Unit 301 Westport, CT	3.0	2.0	1604	$9,489	$5.92	25d	1	1.27mi
85 Post Rd W Unit 402 Westport, CT	2.0	2.0	1466	$9,089	$6.20	25d	1	1.27mi
85 Post Rd W Unit 507 Westport, CT	3.0	2.0	1412	$8,997	$6.37	25d	1	1.27mi
85 Post Rd W Unit 502 Westport, CT	3.0	2.0	1466	$9,189	$6.27	5d	1	1.27mi
85 Post Rd W Unit 302 Westport, CT	2.0	2.0	1466	$8,789	$6.00	16d	1	1.27mi
85 Post Rd W Unit 208 Westport, CT	3.0	2.0	1515	$8,889	$5.87	5d	1	1.27mi
85 Post Rd W Unit 202 Westport, CT	2.0	2.0	1466	$7,389	$5.04	5d	1	1.27mi
85 Post Rd W Unit 510 Westport, CT	3.0	2.0	1432	$9,169	$6.40	25d	1	1.27mi
85 Post Rd W Unit 509 Westport, CT	3.0	2.0	1446	$9,289	$6.42	25d	1	1.27mi
85 Post Rd W Unit 408 Westport, CT	3.0	2.0	1515	$9,789	$6.46	5d	1	1.27mi
55 Kings Hwy N Westport, CT	3.0	2.0	1719	$10,000	$5.82	45d	1	1.43mi

Listing history 20 events

1. 2026-06-16
   statusdays on market $699,000 Under Contract 49 DOM
2. 2026-06-15
   days on market $699,000 Under Contract - Continue to Show 48 DOM
3. 2026-06-13
   days on market $699,000 Under Contract - Continue to Show 46 DOM
4. 2026-06-10
   days on market $699,000 Under Contract - Continue to Show 43 DOM
5. 2026-06-09
   days on market $699,000 Under Contract - Continue to Show 42 DOM
6. 2026-06-08
   days on market $699,000 Under Contract - Continue to Show 41 DOM
7. 2026-06-07
   days on market $699,000 Under Contract - Continue to Show 40 DOM
8. 2026-06-05
   days on market $699,000 Under Contract - Continue to Show 37 DOM
9. 2026-06-03
   days on market $699,000 Under Contract - Continue to Show 36 DOM
10. 2026-06-03
    days on market $699,000 Under Contract - Continue to Show 35 DOM
11. 2026-06-01
    days on market $699,000 Under Contract - Continue to Show 34 DOM
12. 2026-05-31
    days on market $699,000 Under Contract - Continue to Show 33 DOM
13. 2026-05-01
    historical Under Contract - Continue to Show
14. 2026-04-28
    listed $699,000 Active
15. 1996-08-15
    soldstatus $243,000
16. 1996-08-15
    soldstatus $243,000
17. 1996-02-12
    listed $249,900
18. 1995-11-10
    historical
19. 1995-08-10
    listed $265,000
20. 1992-09-30
    soldstatus $186,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CT · Partial reset (capped growth)

• Current annual tax: $7,724 · $644/mo
• Projected year-2 tax: $11,341 · $945/mo
• Expected delta: +$3,617/yr (+$301/mo · 46.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 5/10 Major FEMA zone X (unshaded) · 24% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 6/10 Major 7 d/yr ≥99°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 72% chance of damaging wind over 30 yrs
• 🫁 Air quality 8/10 Severe 13 unhealthy d/yr today · 18 by 30 yrs out

Taxation est. · year 1

• Rental income: $68,853
• − Mortgage interest: −$39,155
• − Property taxes: −$7,724
• − Insurance: −$3,495
• − Repairs & maintenance: −$5,508
• − Management: −$5,508
• − Depreciation: −$20,335
• Taxable loss: −$12,872
• Est. tax savings @ 24.0%: +$3,089
• After-tax cash flow: $2,276/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Westport School District
• NCES district ID: 0905040
• Math proficiency: 74% ▼ -8.00%
• Reading proficiency: 82% ▼ -3.00%
• Median HH income: $156,579
• Composite: 76.16/100
• National rank: #114
• State rank: #3 of 153 in CT

Livability — Compo

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: Compo, CT
• County: Fairfield County · 765,532 people
• Metro: Bridgeport-Stamford-Norwalk, CT
• Population (ZIP): 27,583
• Household income: $250,001
• Rent vs Own: 11.2% rent · 88.8% own
• Severe rent burden: 225.0

Population outlook (Western Connecticut County) Hauer SSP2

• By 2040: 685,031

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (79%)
• Race & ethnicity: White 79% Hispanic / Latino 9% Two or more races 9% Asian 5% Black 2%
• Hispanic origin (detail): Mexican 1% Puerto Rican 1%
• Common ancestry: Romanian 6% Scotch-Irish 4% Italian 3%
• Foreign-born: 16% · Canada, China, Jamaica
• Languages at home: 85% English-only · Other Indo-European 5% Spanish 5% French/Haitian/Cajun 1%

Political lean MEDSL · Western Connecticut

• 2024 margin: D (+19.1) · D 58.8% · R 39.7% · Other 1.6%
• All cycles: 2024: D+19.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -608.79%
• Current HPI: 200.5498
• Rent YoY: ▲ 5.58%
• Metro: Bridgeport-Stamford-Norwalk, CT
• State GDP YoY: ▲ 1.06%
• F500 in state: 38

Industry mix (Fortune 500 HQ in CT)

Industry	F500 HQs	Revenue
▸Industrial Machinery	4	$38B
▸Insurance	3	$71B
▸Financial Services	2	$25B
▸Transportation / Logistics	2	$18B
▸Healthcare	1	$247B
▸Telecommunications	1	$55B

Price history

+275.8% since first listed

8 events — show timeline

• 2026-05-01 Contingent — Smart MLS
• 2026-04-28 Listed $699,000 Smart MLS
• 1996-08-15 Sold (Public Records) $243,000 Public Records
• 1996-08-15 Sold (MLS) $243,000 Smart MLS
• 1996-02-12 Listed $249,900 Smart MLS
• 1995-11-10 Listing Removed — Smart MLS
• 1995-08-10 Listed $265,000 Smart MLS
• 1992-09-30 Sold (Public Records) $186,000 Public Records

Property tax history

+3.0%/yr

Latest (2023): $7,724 · +1.6% YoY. Source: county tax records.