14563 Dalia Ave · Vero Beach South, FL 34951

$195,000

2 bd · 2.0 ba · 1,451 sqft · SingleFamily public records · 37 Days on market

Built 2019 5,663 sqft lot Est $158k · 23% over ↓ 13% since listing

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +24.3/30.0
• DSCR +7.8/10.0
• 1% rule +6.0/10.0
• Livability +3.9/5.0
• Schools +3.7/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• ARV discount +0.0/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

Wow what an amazing deal on this 2019 built home! Featuring CBS construction, metal roof, great lake view too! Terrific 55+ active community. Open, spacious living area with abundant natural light and so gently used it's like brand new. Kitchen has sleek granite countertops, stainless steel appliances and ample storage. Master bedroom features a lovely en-suite bathroom and huge walk-in closet. Enjoy the screened patio and porch while enjoying your amazing lake view. Lots of community amenities clubhouse, pool, fitness, tennis, golf and much more! PLUS it's pet friendly! Szs appr & sub 2 err.

Key facts

• Lakefront lot
• Screened patio
• Contemporary kitchen

Tags

• LAKEFRONT LOT
• CONTEMPORARY KITCHEN
• GRANITE COUNTERTOPS
• STAINLESS STEEL APPLIANCES
• SCREENED PATIO
• WATER VIEWS

Property features AI

Finance

• Other: Pets allowed with no restrictions
• Financial info: Land lease amount: monthly fee applies
• HOA & community: Located in a senior community; Monthly land lease required

Exterior

• Parking: Attached garage (1 space) and 1 covered space; driveway parking (2 total spaces)
• Utilities: Public water; Public sewer (sewer connected); Three-phase electric; Water available
• Home design: Single-family home; One story; Resale property; North-facing
• Construction: Built by Wynne Building Corporation; Concrete/Stucco/CBS construction; Metal roof
• Exterior features: Screened porch; Porch; Waterfront property

Interior

• Kitchen: Dishwasher; Electric range; Microwave; Refrigerator; Electric water heater
• Bedrooms: One bedroom on the main level
• Flooring: Laminate; Tile; Wood
• Bathrooms: Two full bathrooms; One full bathroom on the main level
• Heating & cooling: Central electric heating; Central air conditioning; Ceiling fans
• Interior features: Cathedral and vaulted/high ceilings; Split bedroom layout; Walk-in closets; Pull-down attic stairs; Unfurnished
• Laundry & utility: Indoor laundry room with washer hookup

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath single-family listed at $195k.

Deal economics

• At list price, monthly cash flow is $391 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $195k).
• Recommended offer: $189k (3.0% below list) — sets the bar for market timing.
• Cap rate 8.7% vs local median 4.3% in Vero Beach South — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 78/100 on livability (#163 in FL, #2,445 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, health & safety A; Watch: amenities F.
• St. Lucie (urban): math 40% / reading 48% proficiency, ranked #51 of 73 in FL (top 70%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Weatherbee Elementary School (math 32% / reading 32%, grade F, #1,797 of 2,144 statewide, top 86%, 672 students, 90% FRL); Dan Mccarty Middle School (math 23% / reading 23%, grade F, #542 of 571 statewide, top 95%, 747 students, 88% FRL); Fort Pierce Westwood Academy The W.E.S.T. Prep Magnet (math 16% / reading 36%, grade F, #494 of 667 statewide, top 75%, 2,010 students, 75% FRL) — zoned schools average 85% FRL vs 59% district-wide (26 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 27% at this address vs 44% district-wide (-17 pts) — the specific schools serving this property underperform the St. Lucie average; the district grade overstates school quality for this exact location.
• Market conditions: 292 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 4,868 units permitted in St. Lucie County in 2024 (268 in 5+ unit buildings).
• This rent runs 41% of the median local income ($63k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• St. Lucie County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 37 days — a 3% lower offer ($189k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $150k; 30% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $189,150 (3.0% below list)

Questions for the listing agent

1. It's been on market 37 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.10% ✓
• Cap rate: 8.70%
• Cash-on-cash: 8.60%
• DSCR: 1.38
• GRM: 7.6

CMA / ARV

• ARV (on-the-fly): $158,159
• Comps found: 10

Show comp detail 10 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
6531 Teresita Ct	0.29mi	2/2.0	1,403 (-3%)	1mo	$142,500	$102	80
6763 Mar Pacifico	0.45mi	2/2.0	1,451 (0%)	4mo	$154,000	$106	76
14381 Amapola Cir	0.15mi	2/2.0	1,351 (-7%)	7mo	$123,000	$91	76
14126 Cisne Cir	0.39mi	2/2.0	1,487 (+2%)	7mo	$150,000	$101	72
14434 Azucena Ct	0.17mi	2/2.0	1,487 (+2%)	24mo	$170,000	$114	68
14374 Azucena Court Ct	0.22mi	2/2.0	1,599 (+10%)	9mo	$175,000	$109	65
6655 Alemendra St	0.56mi	2/2.0	1,530 (+5%)	2mo	$175,000	$114	63
6713 Gaviota	0.52mi	2/2.0	1,420 (-2%)	16mo	$152,000	$107	59
14892 Aguila Ave	0.56mi	1/1.5 (-1)	1,310 (-10%)	6mo	$259,000	$198	45
13951 Brazil Ct	0.69mi	1/1.5 (-1)	1,310 (-10%)	17mo	$229,000	$175	30

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -3.2%
• Equity multiple: 0.88×
• Total profit: $-6,664
• Equity at exit: $29,075

10-year hold

• IRR: 6.4%
• Equity multiple: 1.48×
• Total profit: $26,308
• Equity at exit: $16,860

Cash invested: $54,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34951

• Home prices YoY: -23.6%
• Active inventory: 292
• Price-to-rent: 7.6×

Monthly cashflow live

• Estimated rent: $2,138 medium
• Mortgage (P&I): −$1,023
• Tax from tax record: −$194 /mo · $2,323/yr
• Insurance: −$81
• HOA: −$0
• Vacancy / Maint / Mgmt: −$449
• Net cashflow: $391

Break-even live

Break-even rent $1,642

Max offer price $195,000

Occupancy floor 77%

Sensitivity live

Price	-10% $502	-5% $447	+0% $391	+5% $336	+10% $281
Rent	-10% $223	-5% $307	+0% $391	+5% $476	+10% $560
Rate	-1.0pp $490	-0.5pp $441	base $391	+0.5pp $341	+1.0pp $290

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $48,750
• Closing costs: $5,850
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
6765 Spanish Lakes Blvd Fort Pierce, FL	2.0	2.0	1368	$2,500	$1.83	24d	1	0.51mi

Listing history 21 events

1. 2026-06-03
   days on market $195,000 Active 37 DOM
2. 2026-06-02
   days on market $195,000 Active 36 DOM
3. 2026-06-01
   days on market $195,000 Active 35 DOM
4. 2026-05-31
   days on market $195,000 Active 34 DOM
5. 2026-05-30
   days on market $195,000 Active 33 DOM
6. 2026-04-23
   listed $195,000 Active
7. 2026-03-27
   historical
8. 2025-10-03
   listed $235,000 Active
9. 2025-10-01
   historical
10. 2023-12-26
    soldstatus $150,000
11. 2023-12-21
    soldstatus $150,000 Closed 605-char remark

    Show marketing remark (605 chars)

    Wow what an amazing deal on this 2019 built home! Featuring CBS construction, metal roof, great lake view too! Terrific 55+ active community. Open, spacious living area with abundant natural light and so gently used it's like brand new. Kitchen has sleek granite countertops, stainless steel appliances and ample storage. Master bedroom features a lovely en-suite bathroom and huge walk-in closet. Enjoy the screened patio and porch while enjoying your amazing lake view. Lots of community amenities clubhouse, pool, fitness, tennis, golf and much more! PLUS it's pet friendly! Szs appr & sub 2 err.

12. 2023-10-30
    historical Active Under Contract 605-char remark

    Show marketing remark (605 chars)

    Wow what an amazing deal on this 2019 built home! Featuring CBS construction, metal roof, great lake view too! Terrific 55+ active community. Open, spacious living area with abundant natural light and so gently used it's like brand new. Kitchen has sleek granite countertops, stainless steel appliances and ample storage. Master bedroom features a lovely en-suite bathroom and huge walk-in closet. Enjoy the screened patio and porch while enjoying your amazing lake view. Lots of community amenities clubhouse, pool, fitness, tennis, golf and much more! PLUS it's pet friendly! Szs appr & sub 2 err.

13. 2023-09-16
    price $169,000

    Show marketing remark (605 chars)

    Wow what an amazing deal on this 2019 built home! Featuring CBS construction, metal roof, great lake view too! Terrific 55+ active community. Open, spacious living area with abundant natural light and so gently used it's like brand new. Kitchen has sleek granite countertops, stainless steel appliances and ample storage. Master bedroom features a lovely en-suite bathroom and huge walk-in closet. Enjoy the screened patio and porch while enjoying your amazing lake view. Lots of community amenities clubhouse, pool, fitness, tennis, golf and much more! PLUS it's pet friendly! Szs appr & sub 2 err.

14. 2023-09-16
    price $169,000 605-char remark

    Show marketing remark (605 chars)

    Wow what an amazing deal on this 2019 built home! Featuring CBS construction, metal roof, great lake view too! Terrific 55+ active community. Open, spacious living area with abundant natural light and so gently used it's like brand new. Kitchen has sleek granite countertops, stainless steel appliances and ample storage. Master bedroom features a lovely en-suite bathroom and huge walk-in closet. Enjoy the screened patio and porch while enjoying your amazing lake view. Lots of community amenities clubhouse, pool, fitness, tennis, golf and much more! PLUS it's pet friendly! Szs appr & sub 2 err.

15. 2023-06-21
    price $179,000

    Show marketing remark (605 chars)

    Wow what an amazing deal on this 2019 built home! Featuring CBS construction, metal roof, great lake view too! Terrific 55+ active community. Open, spacious living area with abundant natural light and so gently used it's like brand new. Kitchen has sleek granite countertops, stainless steel appliances and ample storage. Master bedroom features a lovely en-suite bathroom and huge walk-in closet. Enjoy the screened patio and porch while enjoying your amazing lake view. Lots of community amenities clubhouse, pool, fitness, tennis, golf and much more! PLUS it's pet friendly! Szs appr & sub 2 err.

16. 2023-06-21
    price $179,000 605-char remark

    Show marketing remark (605 chars)

    Wow what an amazing deal on this 2019 built home! Featuring CBS construction, metal roof, great lake view too! Terrific 55+ active community. Open, spacious living area with abundant natural light and so gently used it's like brand new. Kitchen has sleek granite countertops, stainless steel appliances and ample storage. Master bedroom features a lovely en-suite bathroom and huge walk-in closet. Enjoy the screened patio and porch while enjoying your amazing lake view. Lots of community amenities clubhouse, pool, fitness, tennis, golf and much more! PLUS it's pet friendly! Szs appr & sub 2 err.

17. 2023-05-19
    price $199,000

    Show marketing remark (605 chars)

    Wow what an amazing deal on this 2019 built home! Featuring CBS construction, metal roof, great lake view too! Terrific 55+ active community. Open, spacious living area with abundant natural light and so gently used it's like brand new. Kitchen has sleek granite countertops, stainless steel appliances and ample storage. Master bedroom features a lovely en-suite bathroom and huge walk-in closet. Enjoy the screened patio and porch while enjoying your amazing lake view. Lots of community amenities clubhouse, pool, fitness, tennis, golf and much more! PLUS it's pet friendly! Szs appr & sub 2 err.

18. 2023-05-19
    price $199,000 605-char remark

    Show marketing remark (605 chars)

    Wow what an amazing deal on this 2019 built home! Featuring CBS construction, metal roof, great lake view too! Terrific 55+ active community. Open, spacious living area with abundant natural light and so gently used it's like brand new. Kitchen has sleek granite countertops, stainless steel appliances and ample storage. Master bedroom features a lovely en-suite bathroom and huge walk-in closet. Enjoy the screened patio and porch while enjoying your amazing lake view. Lots of community amenities clubhouse, pool, fitness, tennis, golf and much more! PLUS it's pet friendly! Szs appr & sub 2 err.

19. 2023-05-11
    listed $225,000 Active
20. 2023-05-06
    listed $225,000 Active 605-char remark

    Show marketing remark (605 chars)

    Wow what an amazing deal on this 2019 built home! Featuring CBS construction, metal roof, great lake view too! Terrific 55+ active community. Open, spacious living area with abundant natural light and so gently used it's like brand new. Kitchen has sleek granite countertops, stainless steel appliances and ample storage. Master bedroom features a lovely en-suite bathroom and huge walk-in closet. Enjoy the screened patio and porch while enjoying your amazing lake view. Lots of community amenities clubhouse, pool, fitness, tennis, golf and much more! PLUS it's pet friendly! Szs appr & sub 2 err.

21. 2023-05-04
    historical $225,000 605-char remark

    Show marketing remark (605 chars)

    Wow what an amazing deal on this 2019 built home! Featuring CBS construction, metal roof, great lake view too! Terrific 55+ active community. Open, spacious living area with abundant natural light and so gently used it's like brand new. Kitchen has sleek granite countertops, stainless steel appliances and ample storage. Master bedroom features a lovely en-suite bathroom and huge walk-in closet. Enjoy the screened patio and porch while enjoying your amazing lake view. Lots of community amenities clubhouse, pool, fitness, tennis, golf and much more! PLUS it's pet friendly! Szs appr & sub 2 err.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,323 · $194/mo
• Projected year-2 tax: $2,323 · $194/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 25 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $25,655
• − Mortgage interest: −$10,923
• − Property taxes: −$2,323
• − Insurance: −$975
• − Repairs & maintenance: −$2,052
• − Management: −$2,052
• − Depreciation: −$5,673
• Taxable income: $1,656
• Est. tax owed @ 24.0%: −$397
• After-tax cash flow: $4,300/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: St. Lucie
• NCES district ID: 1201770
• Math proficiency: 40% ▼ -11.00%
• Reading proficiency: 48% ▼ -4.00%
• Median HH income: $44,737
• Composite: 37.28/100
• National rank: #4449
• State rank: #51 of 73 in FL

Livability — Vero Beach South

• Score: 78/100
• State rank: #163
• US rank: #2445

Category grades

Amenities F Commute A+ Cost of living A- Crime A- Employment C+ Housing A+ Health & safety A User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Saint Lucie County · 337,150 people
• Metro: Port St. Lucie, FL
• Population (ZIP): 17,148
• Household income: $63,122
• Rent vs Own: 11.7% rent · 88.3% own
• Severe rent burden: 140.0

Population outlook (St. Lucie County) Hauer SSP2

• Today (2025): 338,016 people
• By 2030: 355,687 · +5.2%
• By 2040: 385,521 · +14.1%
• By 2050: 406,106 · +20.1%
• By 2075: 441,054 · +30.5%
• By 2100: 436,885 · +29.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (74%)
• Race & ethnicity: White 74% Black 13% Hispanic / Latino 8% Two or more races 7% Asian 2%
• Hispanic origin (detail): Mexican 2% Puerto Rican 2% Cuban 2%
• Common ancestry: Romanian 3% Italian 2% Lithuanian 2%
• Foreign-born: 10% · Canada, Jamaica, Vietnam
• Languages at home: 88% English-only · Spanish 7% French/Haitian/Cajun 3% Vietnamese 1%

Political lean MEDSL · St. Lucie

• 2024 margin: Lean R (+9.1) · D 45.1% · R 54.2%
• 2008→2024 swing: -21.2pp toward R · 2008: 12.1pp · 2024: -9.1pp
• All cycles: 2024: R+9.1 2020: R+1.6 2016: R+2.5 2012: D+7.9 2008: D+12.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -106.06%
• Current HPI: 343.1376
• Rent YoY: —
• Metro: Port St. Lucie, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-13.3% since first listed

16 events — show timeline

• 2026-04-23 Listed $195,000 Beaches MLS
• 2026-03-27 Listing Removed — Beaches MLS
• 2025-10-03 Listed $235,000 Beaches MLS
• 2025-10-01 Coming Soon — Beaches MLS
• 2023-12-26 Sold (Public Records) $150,000 Public Records
• 2023-12-21 Sold (MLS) $150,000 RAIRCMLS
• 2023-10-30 Contingent — RAIRCMLS
• 2023-09-16 Price Changed $169,000 Beaches MLS
• 2023-09-16 Price Changed $169,000 RAIRCMLS
• 2023-06-21 Price Changed $179,000 Beaches MLS
• 2023-06-21 Price Changed $179,000 RAIRCMLS
• 2023-05-19 Price Changed $199,000 Beaches MLS
• 2023-05-19 Price Changed $199,000 RAIRCMLS
• 2023-05-11 Listed $225,000 Beaches MLS
• 2023-05-06 Listed $225,000 RAIRCMLS
• 2023-05-04 Coming Soon $225,000 RAIRCMLS

Property tax history

+43.1%/yr

Latest (2025): $2,323 · -1.1% YoY. Source: county tax records.