207 S Belle Vis · Youngstown, OH 44509

$69,000

2 bd · 1.0 ba · 1,120 sqft · SingleFamily public records · 12 Days on market

Built 1954 5,575 sqft lot Est $83k · 17% under

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• DSCR +10.0/10.0
• 1% rule +9.2/10.0
• Livability +4.0/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +0.9/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

24 hour notice required for scheduling No exceptions. Currently rented 600 a month until Sept 2024. Conventional or cash Only. SOLD AS IS. .. Seller will not pay for repairs Great rental property, tons of potential.

Key facts

• Natural privacy
• Dining nook
• Hillside location

Tags

• HILLSIDE LOCATION
• NATURAL PRIVACY
• COVERED FRONT ENTRYWAY
• DIRECT ACCESS TO BASEMENT
• BRICK TRIMMED FIREPLACE
• DINING NOOK

Property features AI

Exterior

• Parking: Attached garage (1 car)
• Utilities: Public water; Public sewer
• Home design: Single-story; Vinyl siding; Asphalt/fiberglass roof; Property listed as fixer
• Construction: Built (year per public records); Vinyl siding construction
• Exterior features: Small lot (approx. 0.128 acres)

Interior

• Bedrooms: 2 main-level bedrooms
• Bathrooms: 1 full bathroom (main level)
• Heating & cooling: Baseboard heating
• Interior features: Unfinished basement; Fireplace (1)

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $69k.

Deal economics

• At list price, monthly cash flow is $295 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($983 rent vs $69k).
• Cap rate 11.4% vs local median 7.0% in Youngstown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 81/100 on livability (#99 in OH, #1,506 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F, employment F.
• Youngstown City (urban): math 8% / reading 17% proficiency, ranked #649 of 656 in OH (top 99%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 88% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 66 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 147 units permitted in Mahoning County in 2024 (0 in 5+ unit buildings).
• This rent runs 32% of the median local income ($36k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $477 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• Mahoning County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $19k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

• Only 12 days on market — expect competitive offers; lowballing is unlikely to land.
• 3 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $40k; list at $69k implies a 72% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1954 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $69,000

Questions for the listing agent

1. Built in 1954 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.42% ✓
• Cap rate: 11.42%
• Cash-on-cash: 18.31%
• DSCR: 1.81
• GRM: 5.8

CMA / ARV

• ARV (on-the-fly): $82,880
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
207 S Belle Vis	0.00mi	2/1.0	1,120 (0%)	1mo	$53,900	$48	99
110 S Maryland Ave	0.14mi	3/1.0 (+1)	1,190 (+6%)	2mo	$30,000	$25	76
38 S Hartford Ave	0.45mi	3/1.5 (+1)	1,100 (-2%)	4mo	$50,000	$45	66
512 S Hazelwood Ave	0.52mi	3/1.0 (+1)	1,128 (+1%)	5mo	$129,527	$115	65
732 S Hazelwood Ave	0.64mi	2/1.0	1,059 (-5%)	2mo	$78,000	$74	60
70 S Glenellen Ave	0.70mi	3/1.0 (+1)	1,144 (+2%)	1mo	$92,500	$81	58
208 N Maryland Ave N	0.55mi	3/1.0 (+1)	1,200 (+7%)	3mo	$28,000	$23	55
728 Wilkinson Ave	0.50mi	3/2.0 (+1)	1,206 (+8%)	4mo	$170,000	$141	52
2617 Scheetz St	0.51mi	3/2.0 (+1)	1,008 (-10%)	3mo	$63,000	$63	48
130 N Portland Ave	0.45mi	3/1.0 (+1)	1,285 (+15%)	3mo	$90,000	$70	47
255 Bouquet Ave	0.69mi	3/1.0 (+1)	1,245 (+11%)	4mo	$124,900	$100	41
1835 Mccollum Rd	0.69mi	3/2.0 (+1)	1,245 (+11%)	6mo	$146,000	$117	35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 10.0%
• Equity multiple: 1.39×
• Total profit: $7,613
• Equity at exit: $10,288

10-year hold

• IRR: 19.1%
• Equity multiple: 2.60×
• Total profit: $30,878
• Equity at exit: $5,966

Cash invested: $19,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 73 Landlord-Friendly
• State Ohio: 73 Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

Methodology + full state rankings →

ZIP-level market 44509

• Home prices YoY: -9.3%
• Active inventory: 66
• Price-to-rent: 5.8×

Monthly cashflow live

• Estimated rent: $983 high
• Mortgage (P&I): −$362
• Tax from tax record: −$91 /mo · $1,095/yr
• Insurance: −$29
• HOA: −$0
• Vacancy / Maint / Mgmt: −$206
• Net cashflow: $295

Break-even live

Break-even rent $610

Max offer price $69,000

Occupancy floor 65%

Sensitivity live

Price	-10% $334	-5% $314	+0% $295	+5% $275	+10% $256
Rent	-10% $217	-5% $256	+0% $295	+5% $334	+10% $372
Rate	-1.0pp $330	-0.5pp $312	base $295	+0.5pp $277	+1.0pp $259

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $17,250
• Closing costs: $2,070
• Reserves months: —
• Total cash needed: —

Rent comps 8 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2634 Austin Ave Youngstown, OH	2.0	1.0	784	$775	$0.99	45d	1	0.57mi
35 Whitney Ave N Youngstown, OH	3.0	1.0	1144	$1,050	$0.92	22d	1	0.62mi
2624 Oakwood Ave Unit 2632 Youngstown, OH	3.0	1.0	1064	$850	$0.80	22d	1	0.75mi
3143 Mahoning Ave Youngstown, OH	2.0	1.0	700	$1,000	$1.43	22d	1	1.00mi
913 Hawthorne St Youngstown, OH	3.0	1.0	1198	$1,080	$0.90	22d	1	1.06mi
911 Hawthorne St Youngstown, OH	3.0	1.0	1198	$1,080	$0.90	22d	1	1.07mi
546 Breaden St Youngstown, OH	3.0	1.0	1430	$1,080	$0.76	22d	1	1.08mi
2929 Roy St Youngstown, OH	3.0	1.0	988	$1,100	$1.11	14d	1	1.49mi

Listing history 10 events

1. 2026-05-10
   status Pending
2. 2026-04-27
   listed $69,000 Active
3. 2024-06-20
   soldstatus $40,000 Closed 222-char remark

   Show marketing remark (222 chars)

   24 hour notice required for scheduling No exceptions. Currently rented 600 a month until Sept 2024. Conventional or cash Only. SOLD AS IS. .. Seller will not pay for repairs Great rental property, tons of potential.

4. 2024-04-23
   status Pending 222-char remark

   Show marketing remark (222 chars)

   24 hour notice required for scheduling No exceptions. Currently rented 600 a month until Sept 2024. Conventional or cash Only. SOLD AS IS. .. Seller will not pay for repairs Great rental property, tons of potential.

5. 2024-04-22
   historical 222-char remark

   Show marketing remark (222 chars)

   24 hour notice required for scheduling No exceptions. Currently rented 600 a month until Sept 2024. Conventional or cash Only. SOLD AS IS. .. Seller will not pay for repairs Great rental property, tons of potential.

6. 2024-04-02
   price $55,000 222-char remark

   Show marketing remark (222 chars)

   24 hour notice required for scheduling No exceptions. Currently rented 600 a month until Sept 2024. Conventional or cash Only. SOLD AS IS. .. Seller will not pay for repairs Great rental property, tons of potential.

7. 2024-03-22
   status Active 222-char remark

   Show marketing remark (222 chars)

   24 hour notice required for scheduling No exceptions. Currently rented 600 a month until Sept 2024. Conventional or cash Only. SOLD AS IS. .. Seller will not pay for repairs Great rental property, tons of potential.

8. 2024-02-15
   status Pending 222-char remark

   Show marketing remark (222 chars)

   24 hour notice required for scheduling No exceptions. Currently rented 600 a month until Sept 2024. Conventional or cash Only. SOLD AS IS. .. Seller will not pay for repairs Great rental property, tons of potential.

9. 2024-02-14
   listed $59,000 Active 222-char remark

   Show marketing remark (222 chars)

   24 hour notice required for scheduling No exceptions. Currently rented 600 a month until Sept 2024. Conventional or cash Only. SOLD AS IS. .. Seller will not pay for repairs Great rental property, tons of potential.

10. 2011-02-17
    soldstatus $20,400

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

• Current annual tax: $1,095 · $91/mo
• Projected year-2 tax: $1,095 · $91/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥98°F today · 17 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $11,797
• − Mortgage interest: −$3,865
• − Property taxes: −$1,095
• − Insurance: −$345
• − Repairs & maintenance: −$944
• − Management: −$944
• − Depreciation: −$2,007
• Taxable income: $2,597
• Est. tax owed @ 24.0%: −$623
• After-tax cash flow: $2,914/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Youngstown City
• NCES district ID: 3904516
• Math proficiency: 8% ▼ -15.00%
• Reading proficiency: 17% ▼ -10.00%
• Median HH income: $25,257
• Composite: 9.29/100
• National rank: #9858
• State rank: #649 of 656 in OH

Livability — Youngstown

• Score: 81/100
• State rank: #99
• US rank: #1506

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Youngstown, OH
• County: Mahoning · 224,175 people
• City population: 28,503
• Metro: Youngstown-Warren, OH
• Population (ZIP): 10,775
• Household income: $36,472
• Rent vs Own: 39.4% rent · 60.6% own
• Severe rent burden: 10.4

Population outlook (Mahoning County) Hauer SSP2

• Today (2025): 223,932 people
• By 2030: 218,387 · -2.5%
• By 2040: 205,367 · -8.3%
• By 2050: 193,606 · -13.5%
• By 2075: 173,694 · -22.4%
• By 2100: 151,147 · -32.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.58)
• Race & ethnicity: White 58% Black 27% Hispanic / Latino 9% Two or more races 8%
• Hispanic origin (detail): Puerto Rican 4%
• Common ancestry: Slovak 2% Subsaharan African 2% Romanian 2%
• Foreign-born: 3% · Canada
• Languages at home: 93% English-only · Spanish 5%

Political lean MEDSL · Mahoning

• 2024 margin: Lean R (+9.4) · D 44.9% · R 54.4%
• 2008→2024 swing: -36.1pp toward R · 2008: 26.6pp · 2024: -9.4pp
• All cycles: 2024: R+9.4 2020: R+1.9 2016: D+3.0 2012: D+27.7 2008: D+26.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -22.34%
• Current HPI: 217.0797
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.98%
• F500 in state: 48

Industry mix (Fortune 500 HQ in OH)

Industry	F500 HQs	Revenue
▸Insurance	3	$145B
▸Industrial Machinery	3	$49B
▸Financial Services	3	$24B
▸Consumer Goods	2	$93B
▸Aerospace / Defense	2	$47B
▸Utilities	2	$33B

Price history

+238.2% since first listed

10 events — show timeline

• 2026-05-10 Pending — MLSNOW
• 2026-04-27 Listed $69,000 MLSNOW
• 2024-06-20 Sold (MLS) $40,000 MLSNOW
• 2024-04-23 Pending — MLSNOW
• 2024-04-22 Listing Removed — MLSNOW
• 2024-04-02 Price Changed $55,000 MLSNOW
• 2024-03-22 Relisted — MLSNOW
• 2024-02-15 Pending — MLSNOW
• 2024-02-14 Listed $59,000 MLSNOW
• 2011-02-17 Sold (Public Records) $20,400 Public Records

Property tax history

+10.2%/yr

Latest (2025): $1,095 · +95.1% YoY. Source: county tax records.