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300 Windsor Unit M
C Composite 55.72
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +19.3/30.0
  • 1% rule +10.0/10.0
  • ARV discount +7.5/15.0
  • DSCR +6.1/10.0
  • Schools +4.3/10.0
  • Livability +3.5/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$79,000

300 Windsor Unit M · Plantation Mobile Home Park, FL 33417
1 bd · 1.5 ba · 792 sqft · Condo public records · 126 Days on market
Built 1972 $510/mo HOA · 35% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Nice property, furnished, near west gate and pool. Century Village is a beautiful tropical adult 55+ community with over 7500 condos and villas offering many amenities. First class resort-style clubhouse with a 1200 seat theatre for shows and movies as well as game rooms for classes and clubs to meet and socialize. Century Village offers a lifestyle that is fun and affordable. Gorgeous lakes and lagoons with spectacular water birds to enjoy and boating too. Feeling the need for a workout? You can at the separate health and fitness center with its own resistance pool. This health club offers Yoga, Tai Chi and Zumba classes and much more. There are medical facilities on the grounds, Walgreens, hair salon, everything to make your time there enjoyable. Come and see for yourself, you will be glad you did.

Key facts

  • Gated community
  • Clubhouse
  • Garden view

Tags

RENOVATED SECOND-FLOOR CONDOGATED COMMUNITYNO-CARPET INTERIORRECENT A/CGARDEN VIEWCLUBHOUSE

Property features AI

Finance

  • Other: Senior community; Pets not allowed
  • HOA & community: Monthly HOA dues (reported): $510; HOA covers cable TV, insurance, grounds maintenance, pest control, security, sewer, common areas; Association amenities include clubhouse, fitness center, game room, billiard room, community room, manager on site, courtesy bus, library, jogging path, sidewalks, tennis courts, shuffleboard, pickleball

Exterior

  • Parking: Assigned parking; Guest parking
  • Security: Gated community with guard; Security patrol
  • Utilities: Public water; Public sewer; Cable available; Water available; Sewer available
  • Home design: Condominium; Multi-level/multi-split layout; Entry-level living area; Faces north; 2 total stories
  • Construction: CBS construction
  • Exterior features: Screened porch; Porch; Not waterfront

Interior

  • Kitchen: Electric range; Refrigerator
  • Bedrooms: 1 bedroom on the main level
  • Flooring: Ceramic tile
  • Bathrooms: 1 full bathroom; 1 half bathroom
  • Heating & cooling: Window/wall heating; Wall/window cooling units
  • Interior features: Furnished; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.5-bath condo listed at $79k.

Deal economics

  • At list price, monthly cash flow is $87 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $79k).
  • Recommended offer: $70k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 70/100 on livability (#430 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, health & safety A+; Watch: schools F, amenities F, commute F.
  • Palm Beach (suburban): math 46% / reading 53% proficiency, ranked #34 of 73 in FL (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents flat; 473 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 3,974 units permitted in Palm Beach County in 2024 (1,012 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($52k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $546 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Palm Beach County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 126 days — a 12% lower offer ($70k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 17y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $16k; list at $79k implies a 394% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: HOA is 35% of rent.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $69,520 (12.0% below list)

Questions for the listing agent

  1. It's been on market 126 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.83%
Cap rate
7.62%
Cash-on-cash
4.73%
DSCR
1.21
GRM
4.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.02% rent growth · sell at horizon

5-year hold
IRR
-14.8%
Equity multiple
0.50×
Total profit
$-11,125
Equity at exit
$11,779
10-year hold
IRR
-20.3%
Equity multiple
0.21×
Total profit
$-17,468
Equity at exit
$6,830

Cash invested: $22,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33417

Home prices YoY
-29.2%
Rents YoY
0.0%
Active inventory
473
Price-to-rent
4.5×

Monthly cashflow live

Estimated rent
$1,448 high interval (Pro) →
Mortgage (P&I)
$414
Tax from tax record
$100 /mo · $1,194/yr
Insurance
$33
HOA
$510
Vacancy / Maint / Mgmt
$304
Net cashflow
$87

Break-even live

Break-even rent $1,338
Max offer price $79,000
Occupancy floor 89%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$19,750
Closing costs
$2,370
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
298 Windsor M Unit M West Palm Beach, FL 1.0 1.5 702 $1,300 $1.85 24d 1 0.03mi
298 Windsor M Unit M West Palm Beach, FL 1.0 1.5 702 $1,250 $1.78 17d 1 0.03mi
284 Windsor M Unit M West Palm Beach, FL 1.0 1.0 585 $1,350 $2.31 24d 1 0.04mi
361 Windsor N West Palm Beach, FL 1.0 1.5 702 $1,350 $1.92 24d 1 0.06mi
210 Windsor J Unit J West Palm Beach, FL 1.0 1.0 585 $1,400 $2.39 24d 1 0.07mi
218 Windsor J Unit J West Palm Beach, FL 1.0 1.0 585 $1,275 $2.18 24d 1 0.07mi
36 Windsor B West Palm Beach, FL 1.0 1.0 585 $1,200 $2.05 1d 1 0.09mi
36 Windsor B West Palm Beach, FL 1.0 1.0 585 $1,200 $2.05 24d 1 0.09mi
226 Windsor J Unit J West Palm Beach, FL 1.0 1.5 738 $1,250 $1.69 24d 1 0.09mi
145 Windsor G West Palm Beach, FL 2.0 2.0 819 $1,800 $2.20 24d 1 0.10mi
63 Windsor C Unit C West Palm Beach, FL 1.0 1.5 702 $1,650 $2.35 24d 1 0.10mi
150 Windsor G West Palm Beach, FL 1.0 1.0 585 $1,500 $2.56 7d 1 0.10mi
16 Windsor a West Palm Beach, FL 1.0 1.0 585 $1,300 $2.22 5d 1 0.11mi
364 Camden Dr Unit 364 West Palm Beach, FL 1.0 1.0 570 $1,500 $2.63 24d 1 0.12mi
372 Camden P West Palm Beach, FL 1.0 1.0 570 $1,200 $2.11 24d 1 0.15mi
374 Camden P West Palm Beach, FL 1.0 1.0 570 $1,150 $2.02 18d 1 0.16mi
179 Berkshire I Unit I West Palm Beach, FL 1.0 1.0 585 $1,225 $2.09 24d 1 0.19mi
209 Camden I Unit 209 West Palm Beach, FL 1.0 1.5 738 $1,350 $1.83 24d 1 0.20mi
157 Camden G West Palm Beach, FL 1.0 1.5 646 $1,350 $2.09 24d 1 0.21mi
220 Berkshire K #220 West Palm Beach, FL 1.0 1.0 585 $1,300 $2.22 20d 1 0.22mi
3 Berkshire a West Palm Beach, FL 1.0 1.0 585 $1,900 $3.25 24d 1 0.23mi
231 Berkshire K #231 West Palm Beach, FL 1.0 1.0 585 $1,150 $1.97 3d 1 0.23mi
216 Berkshire K Unit K West Palm Beach, FL 1.0 1.0 585 $1,400 $2.39 20d 1 0.25mi
89 Berkshire D #89 West Palm Beach, FL 1.0 1.0 585 $1,150 $1.97 24d 1 0.25mi
89 Berkshire D #89 West Palm Beach, FL 1.0 1.0 585 $1,050 $1.79 7d 1 0.25mi
172 Camden I West Palm Beach, FL 1.0 1.5 646 $1,400 $2.17 3d 1 0.26mi
115 Camden E West Palm Beach, FL 2.0 1.5 798 $1,600 $2.01 24d 1 0.28mi
92 Berkshire Cres Unit 92 West Palm Beach, FL 1.0 1.0 615 $1,350 $2.20 24d 1 0.28mi
222 Somerset L West Palm Beach, FL 2.0 2.0 874 $1,850 $2.12 2d 1 0.29mi
325 Andover E West Palm Beach, FL 1.0 1.0 532 $1,450 $2.73 24d 1 0.32mi
326 Andover E West Palm Beach, FL 1.0 1.5 684 $1,490 $2.18 24d 1 0.33mi
306 Wellington B West Palm Beach, FL 2.0 2.0 1062 $1,800 $1.69 20d 1 0.33mi
105 E Wellington Dr #105 West Palm Beach, FL 2.0 2.0 1062 $1,850 $1.74 24d 1 0.33mi
145 Northampton H Unit H West Palm Beach, FL 2.0 1.5 798 $1,800 $2.26 7d 1 0.38mi
34 Andover B West Palm Beach, FL 1.0 1.0 532 $1,250 $2.35 7d 1 0.38mi
100 Andover D West Palm Beach, FL 1.0 1.5 684 $1,400 $2.05 24d 1 0.38mi
22 Andover a West Palm Beach, FL 1.0 1.5 684 $1,375 $2.01 24d 1 0.39mi
146 Somerset Cres Unit 146 West Palm Beach, FL 2.0 2.0 874 $2,000 $2.29 20d 1 0.39mi
163 Somerset H West Palm Beach, FL 2.0 2.0 874 $1,500 $1.72 24d 1 0.39mi
6386 Emerald Dunes Dr West Palm Beach, FL 1.0–3.0 1.0–2.0 1060 $1,850 $1.74 3d 2 0.40mi

HOA detail condo

Monthly dues
$510 · $6,120/yr
Likely covers
waterlandscapingpoolgym
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 22 events

  1. 2026-06-18
    days on market $79,000 Active 126 DOM
  2. 2026-06-17
    days on market $79,000 Active 125 DOM
  3. 2026-06-16
    days on market $79,000 Active 124 DOM
  4. 2026-06-15
    days on market $79,000 Active 123 DOM
  5. 2026-06-13
    days on market $79,000 Active 121 DOM
  6. 2026-06-09
    days on market $79,000 Active 117 DOM
  7. 2026-06-07
    days on market $79,000 Active 115 DOM
  8. 2026-06-04
    days on market $79,000 Active 112 DOM
  9. 2026-06-03
    days on market $79,000 Active 111 DOM
  10. 2026-06-01
    days on market $79,000 Active 109 DOM
  11. 2026-05-31
    days on market $79,000 Active 108 DOM
  12. 2026-02-10
    listed $79,000 Active
  13. 2015-01-21
    soldstatus $16,000
  14. 2015-01-20
    soldstatus $16,000 Closed 812-char remark
    Show marketing remark (812 chars)

    Nice property, furnished, near west gate and pool. Century Village is a beautiful tropical adult 55+ community with over 7500 condos and villas offering many amenities. First class resort-style clubhouse with a 1200 seat theatre for shows and movies as well as game rooms for classes and clubs to meet and socialize. Century Village offers a lifestyle that is fun and affordable. Gorgeous lakes and lagoons with spectacular water birds to enjoy and boating too. Feeling the need for a workout? You can at the separate health and fitness center with its own resistance pool. This health club offers Yoga, Tai Chi and Zumba classes and much more. There are medical facilities on the grounds, Walgreens, hair salon, everything to make your time there enjoyable. Come and see for yourself, you will be glad you did.

  15. 2014-12-11
    status Pending 812-char remark
    Show marketing remark (812 chars)

    Nice property, furnished, near west gate and pool. Century Village is a beautiful tropical adult 55+ community with over 7500 condos and villas offering many amenities. First class resort-style clubhouse with a 1200 seat theatre for shows and movies as well as game rooms for classes and clubs to meet and socialize. Century Village offers a lifestyle that is fun and affordable. Gorgeous lakes and lagoons with spectacular water birds to enjoy and boating too. Feeling the need for a workout? You can at the separate health and fitness center with its own resistance pool. This health club offers Yoga, Tai Chi and Zumba classes and much more. There are medical facilities on the grounds, Walgreens, hair salon, everything to make your time there enjoyable. Come and see for yourself, you will be glad you did.

  16. 2014-12-11
    listed $20,000 Active 812-char remark
    Show marketing remark (812 chars)

    Nice property, furnished, near west gate and pool. Century Village is a beautiful tropical adult 55+ community with over 7500 condos and villas offering many amenities. First class resort-style clubhouse with a 1200 seat theatre for shows and movies as well as game rooms for classes and clubs to meet and socialize. Century Village offers a lifestyle that is fun and affordable. Gorgeous lakes and lagoons with spectacular water birds to enjoy and boating too. Feeling the need for a workout? You can at the separate health and fitness center with its own resistance pool. This health club offers Yoga, Tai Chi and Zumba classes and much more. There are medical facilities on the grounds, Walgreens, hair salon, everything to make your time there enjoyable. Come and see for yourself, you will be glad you did.

  17. 2010-01-20
    historical
  18. 2009-10-09
    listed $29,900
  19. 2003-09-04
    soldstatus $23,000
  20. 2000-11-27
    soldstatus $15,000
  21. 1995-03-16
    soldstatus $23,000
  22. 1992-09-25
    soldstatus $18,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$1,194 · $100/mo
Projected year-2 tax
$1,194 · $100/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥105°F today · 27 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,377
− Mortgage interest
−$4,425
− Property taxes
−$1,194
− Insurance
−$395
− Repairs & maintenance
−$1,390
− Management
−$1,390
− HOA
−$6,120
− Depreciation
−$2,298
Taxable income
$164
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$39
After-tax cash flow
$1,008/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Palm Beach
NCES district ID
1201500
Math proficiency
46% ▼ -16.00%
Reading proficiency
53% ▼ -4.00%
Median HH income
$53,943
Composite
42.72/100
National rank
#3160
State rank
#34 of 73 in FL

Livability — Plantation Mobile Home Park

Score
70/100
State rank
#430
US rank
#7700

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment F Housing B+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Palm Beach County · 1,438,312 people
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
Population (ZIP)
38,079
Household income
$51,605
Rent vs Own
40.9% rent · 59.1% own
Severe rent burden
2548.0

Population outlook (Palm Beach County) Hauer SSP2

Today (2025)
1,637,487 people
By 2030
1,743,255 · +6.5%
By 2040
1,948,712 · +19.0%
By 2050
2,132,979 · +30.3%
By 2075
2,530,027 · +54.5%
By 2100
2,706,979 · +65.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.72)
Race & ethnicity
White 34% Black 30% Hispanic / Latino 27% Two or more races 16% Asian 3%
Hispanic origin (detail)
Mexican 3% Puerto Rican 6% Cuban 5% Dominican 2%
Common ancestry
Hispanic 10% Romanian 3% Scotch-Irish 1%
Foreign-born
34% · Canada, Jamaica
Languages at home
58% English-only · Spanish 24% French/Haitian/Cajun 11% Other Indo-European 3%

Political lean MEDSL · Palm Beach

2024 margin
Toss-up / Even · D 50.0% · R 49.2%
2008→2024 swing
-22.1pp toward R · 2008: 22.9pp · 2024: 0.8pp
All cycles
2024: D+0.8 2020: D+12.8 2016: D+15.3 2012: D+17.0 2008: D+22.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -138.62%
Current HPI
335.8396
Rent YoY
▬ 0.02%
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+327.0% since first listed
11 events — show timeline
  • 2026-02-10 Listed $79,000 Beaches MLS
  • 2015-01-21 Sold (Public Records) $16,000 Public Records
  • 2015-01-20 Sold (MLS) $16,000 Beaches MLS
  • 2014-12-11 Pending Beaches MLS
  • 2014-12-11 Listed $20,000 Beaches MLS
  • 2010-01-20 Listing Removed Beaches MLS
  • 2009-10-09 Listed $29,900 Beaches MLS
  • 2003-09-04 Sold (Public Records) $23,000 Public Records
  • 2000-11-27 Sold (Public Records) $15,000 Public Records
  • 1995-03-16 Sold (Public Records) $23,000 Public Records
  • 1992-09-25 Sold (Public Records) $18,500 Public Records

Property tax history

+7.4%/yr

Latest (2025): $1,194 · +6.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…