1832 S Eighty Eight Rd · Mapletown, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 4/10 · Minor
- Hot days now (above 99°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.0/30.0
- ARV discount +7.5/15.0
- 1% rule +5.0/10.0
- DSCR +5.0/10.0
- Appreciation +5.0/10.0
- Schools +4.0/10.0
- Livability +2.6/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
$26,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Investor Special – 1.5 Story Brick Home on ¾ Acre Lot. Opportunity awaits with this 1½ story brick home situated on a spacious ¾-acre lot. Offering a generous footprint and classic brick exterior, this property has sustained extensive fire damage and is being sold as-is. Prior to the fire, the home featured multiple bedrooms, ample living space, and charming architectural details typical of its era. The solid brick construction and sizable lot provide a strong foundation for renovation, restoration, or potential rebuild. The expansive ¾-acre parcel offers mature trees, privacy, and plenty of room for future improvements, outdoor living areas, or expansion. Ideal for investors, builders, or buyers looking for a project with significant upside potential. Bring your vision and transform this property into something special. Serious inquiries only.
Key facts
- 1.5 story brick home
- Outdoor living areas
- ¾ acre lot
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/0.5-bath single-family listed at $26k.
Deal economics
- At list price, monthly cash flow is $712 ($9k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $26k).
- Recommended offer: $24k (6.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 52/100 on livability (#1,688 in PA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+, crime A; Watch: schools F, amenities F, commute F.
- Southeastern Greene SD (rural): math 41% / reading 54% proficiency, ranked #237 of 539 in PA (top 44%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 7 active listings in the ZIP; 30 units permitted in Greene County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $960 of equity ($180 loan paydown + $780 appreciation (3.0% local appreciation)).
- Greene County population projected at -20% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (3.0% appreciation + 3.0% rent growth), your $7k cash investment doubles in ~1 year — after that, you're playing with house money.
Negotiation context
- It's been on market 67 days — a 6% lower offer ($24k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: built in 1949 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- It's been on market 67 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Built in 1949 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 4.42% ✓
- Cap rate
- 39.15%
- Cash-on-cash
- 117.34%
- DSCR
- 6.22
- GRM
- 1.9
CMA / ARV
- ARV (median comp)
- $61,134
- List price
- $26,000
- Delta
- -57.47%
- Verdict
- UNDERPRICED
- Comps
- 3 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1832 S Eighty Eight Rd | 0.00mi | 3/1.0 (+1) | 1,536 (0%) | 1mo | $23,000 | $15 | 92 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- —
- Equity multiple
- 7.66×
- Total profit
- $48,498
- Equity at exit
- $11,691
- IRR
- —
- Equity multiple
- 15.99×
- Total profit
- $109,148
- Equity at exit
- $18,017
Cash invested: $7,280 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 15338
- Active inventory
- 7
- Price-to-rent
- 1.9×
Monthly cashflow live
- Estimated rent
- $1,148 medium interval (Pro) →
- Mortgage (P&I)
- −$136
- Tax from tax record
- −$48 /mo · $574/yr
- Insurance
- −$11
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$241
- Net cashflow
- $712
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $6,500
- Closing costs
- $780
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 3 events
-
2026-05-02status Pending 890-char remark
Show marketing remark (890 chars)
Investor Special – 1.5 Story Brick Home on ¾ Acre Lot. Opportunity awaits with this 1½ story brick home situated on a spacious ¾-acre lot. Offering a generous footprint and classic brick exterior, this property has sustained extensive fire damage and is being sold as-is. Prior to the fire, the home featured multiple bedrooms, ample living space, and charming architectural details typical of its era. The solid brick construction and sizable lot provide a strong foundation for renovation, restoration, or potential rebuild. The expansive ¾-acre parcel offers mature trees, privacy, and plenty of room for future improvements, outdoor living areas, or expansion. Ideal for investors, builders, or buyers looking for a project with significant upside potential. Bring your vision and transform this property into something special. Serious inquiries only.
-
2026-04-28price $26,000 890-char remark
Show marketing remark (890 chars)
Investor Special – 1.5 Story Brick Home on ¾ Acre Lot. Opportunity awaits with this 1½ story brick home situated on a spacious ¾-acre lot. Offering a generous footprint and classic brick exterior, this property has sustained extensive fire damage and is being sold as-is. Prior to the fire, the home featured multiple bedrooms, ample living space, and charming architectural details typical of its era. The solid brick construction and sizable lot provide a strong foundation for renovation, restoration, or potential rebuild. The expansive ¾-acre parcel offers mature trees, privacy, and plenty of room for future improvements, outdoor living areas, or expansion. Ideal for investors, builders, or buyers looking for a project with significant upside potential. Bring your vision and transform this property into something special. Serious inquiries only.
-
2026-02-24$30,000 Active 890-char remark
Show marketing remark (890 chars)
Investor Special – 1.5 Story Brick Home on ¾ Acre Lot. Opportunity awaits with this 1½ story brick home situated on a spacious ¾-acre lot. Offering a generous footprint and classic brick exterior, this property has sustained extensive fire damage and is being sold as-is. Prior to the fire, the home featured multiple bedrooms, ample living space, and charming architectural details typical of its era. The solid brick construction and sizable lot provide a strong foundation for renovation, restoration, or potential rebuild. The expansive ¾-acre parcel offers mature trees, privacy, and plenty of room for future improvements, outdoor living areas, or expansion. Ideal for investors, builders, or buyers looking for a project with significant upside potential. Bring your vision and transform this property into something special. Serious inquiries only.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $574 · $48/mo
- Projected year-2 tax
- $574 · $48/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 4/10 Moderate 7 d/yr ≥99°F today · 19 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $13,775
- − Mortgage interest
- −$1,456
- − Property taxes
- −$574
- − Insurance
- −$130
- − Repairs & maintenance
- −$1,102
- − Management
- −$1,102
- − Depreciation
- −$756
- Taxable income
- $8,655
- Est. tax owed @ 24.0%
- −$2,077
- After-tax cash flow
- $6,465/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Southeastern Greene SD
- NCES district ID
- 4222200
- Math proficiency
- 41% ▼ -14.00%
- Reading proficiency
- 54% ▼ -10.00%
- Median HH income
- $45,654
- Composite
- 40.25/100
- National rank
- #3769
- State rank
- #237 of 539 in PA
Livability — Mapletown
- Score
- 52/100
- State rank
- #1688
- US rank
- #24951
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Population (ZIP)
- 1,500
Population outlook (Greene County) Hauer SSP2
- Today (2025)
- 34,975 people
- By 2030
- 33,554 · -4.1%
- By 2040
- 30,615 · -12.5%
- By 2050
- 27,819 · -20.5%
- By 2075
- 21,678 · -38.0%
- By 2100
- 16,318 · -53.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (97%)
- Race & ethnicity
- White 97% Two or more races 2% Hispanic / Latino 2% Black 1%
- Common ancestry
- Romanian 11% Scottish 2% Slovak 2%
- Foreign-born
- 1%
- Languages at home
- 97% English-only · Russian/Polish/Slavic 2% German/W. Germanic 1%
Political lean MEDSL · Greene
- 2024 margin
- Solid R (+44.8) · D 26.6% · R 71.5% · Other 1.9%
- 2008→2024 swing
- -44.4pp toward R · 2008: -0.4pp · 2024: -44.8pp
- All cycles
- 2024: R+44.8 2020: R+43.4 2016: R+41.7 2012: R+17.6 2008: R+0.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- —
- Current HPI
- —
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
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| Insurance | 2 | $27B |
|
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| Telecommunications / Media | 1 | $124B |
|
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| Industrial Distribution | 1 | $22B |
|
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| Financial Services | 1 | $20B |
|
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| Chemicals / Materials | 1 | $18B |
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Price history
-13.3% since first listed3 events — show timeline
- 2026-05-02 Pending — West Penn MLS
- 2026-04-28 Price Changed $26,000 West Penn MLS
- 2026-02-24 Listed $30,000 West Penn MLS
Property tax history
-7.1%/yrLatest (2025): $574 · +0.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…