7489 Western Circle Dr · High Point, FL 34613

$89,900

2 bd · 2.0 ba · 720 sqft · Manufactured public records · 90 Days on market

Built 1973 6,312 sqft lot Est $120k · 25% under $46/mo HOA · 3% of rent

---

Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Schools +4.2/10.0
• Livability +3.2/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Charming 2-bedroom, 2-bath home with a cozy cottage feel! This inviting property features tile flooring throughout for easy maintenance. Enjoy a bright kitchen with convenient eat-in space, perfect for casual dining. The spacious Florida room offers endless possibilities for relaxing or entertaining. Step outside to a fenced yard, ideal for pets, gardening, or outdoor enjoyment. Utility room with ample storage space. Located in the vibrant & active 55+ High Point Golf Community that offers tons of amenities such as Golf, tennis, pickleball, heated pool, social events and so much more. High Point is located close to shopping, restaurants, entertainment, and medical facilities. Low HOA fees and you OWN YOUR OWN LAND.

Key facts

• Bright kitchen
• Golf amenities
• Utility room

Tags

• TILE FLOORING
• BRIGHT KITCHEN
• FLORIDA ROOM
• FENCED YARD
• UTILITY ROOM
• GOLF AMENITIES

Property features AI

Finance

• Other: Living area 720 sq ft (public records); Building area total 1,271 sq ft (public records); Lot about 0.14 acres; Direction faces east
• Financial info: Total annual fees $552
• HOA & community: Has HOA (monthly fee $46); Association name: Susan Metz; Buyer approval required; Clubhouse; Deed restrictions; Pool; Golf and golf cart friendly; Senior community; Pets allowed: cats and dogs

Exterior

• Parking: Carport (2 spaces)
• Utilities: Public water; Public sewer; Electricity connected; Water connected
• Home design: Mobile home (double wide); One story; East-facing
• Construction: Metal siding; Roof over; Pillar/post/pier foundation; Built on double wide construction
• Exterior features: Outdoor lighting; Paved road access

Interior

• Kitchen: Range; Refrigerator
• Bedrooms: 2 bedrooms
• Flooring: Tile; Tile flooring throughout
• Bathrooms: 2 full bathrooms
• Heating & cooling: Electric heating; Central air conditioning
• Interior features: Ceiling fans
• Laundry & utility: Washer; Dryer; Other laundry features

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath manufactured listed at $90k.

Deal economics

• At list price, monthly cash flow is $526 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $90k).
• Recommended offer: $85k (6.0% below list) — sets the bar for market timing.
• Cap rate 13.3% vs local median 5.8% in High Point — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 64/100 on livability (#677 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A; Watch: health & safety C-, schools F, amenities F.
• Hernando (suburban): math 50% / reading 50% proficiency, ranked #38 of 73 in FL (top 52%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: 691 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 2,505 units permitted in Hernando County in 2024 (318 in 5+ unit buildings).
• This rent runs 32% of the median local income ($59k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $622 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Hernando County population projected at +11% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $25k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

• It's been on market 90 days — a 6% lower offer ($85k) is reasonable based on typical stale-listing flexibility.
• 10 sale attempts since 4y ago; this cycle's ask has dropped $20k (18%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $84,506 (6.0% below list)

Questions for the listing agent

1. It's been on market 90 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.72% ✓
• Cap rate: 13.32%
• Cash-on-cash: 25.09%
• DSCR: 2.12
• GRM: 4.8

CMA / ARV

• ARV (on-the-fly): $119,520
• Comps found: 7

Show comp detail 7 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
7538 Fairlane Ave	0.02mi	2/1.0	720 (0%)	8mo	$112,000	$156	88
7526 Highpoint Blvd	0.17mi	2/2.0	768 (+7%)	14mo	$122,000	$159	69
7540 Western Circle Dr	0.11mi	2/1.0	768 (+7%)	13mo	$130,000	$169	69
7252 Fairlane Ave	0.40mi	2/2.0	696 (-3%)	14mo	$113,000	$162	64
8114 Western Circle Dr	0.33mi	2/1.0	784 (+9%)	13mo	$130,000	$166	54
7174 Fairlane Ave	0.47mi	2/2.0	660 (-8%)	12mo	$120,000	$182	54
8348 Highpoint Blvd	0.56mi	2/2.0	805 (+12%)	4mo	$143,000	$178	51

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 18.6%
• Equity multiple: 1.76×
• Total profit: $19,021
• Equity at exit: $13,404

10-year hold

• IRR: 27.0%
• Equity multiple: 3.38×
• Total profit: $60,008
• Equity at exit: $7,773

Cash invested: $25,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34613

• Home prices YoY: -17.2%
• Active inventory: 691
• Price-to-rent: 4.8×

Monthly cashflow live

• Estimated rent: $1,549 medium
• Mortgage (P&I): −$471
• Tax from tax record: −$142 /mo · $1,709/yr
• Insurance: −$37
• HOA: −$46
• Vacancy / Maint / Mgmt: −$325
• Net cashflow: $526

Break-even live

Break-even rent $883

Max offer price $89,900

Occupancy floor 61%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $22,475
• Closing costs: $2,697
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
7513 Highpoint Blvd Brooksville, FL	2.0	1.0	672	$1,150	$1.71	24d	1	0.15mi
7402 Eastern Circle Dr Brooksville, FL	2.0	1.0	720	$1,200	$1.67	24d	1	0.93mi

HOA detail

• Monthly dues: $46 · $552/yr
• Likely covers: pool

Listing history 42 events

1. 2026-06-18
   days on market $89,900 Active 90 DOM
2. 2026-06-17
   days on market $89,900 Active 89 DOM
3. 2026-06-16
   days on market $89,900 Active 88 DOM
4. 2026-06-15
   days on market $89,900 Active 87 DOM
5. 2026-06-13
   days on market $89,900 Active 85 DOM
6. 2026-06-13
   days on market $89,900 Active 84 DOM
7. 2026-06-09
   days on market $89,900 Active 81 DOM
8. 2026-06-08
   days on market $89,900 Active 80 DOM
9. 2026-06-07
   days on market $89,900 Active 79 DOM
10. 2026-06-04
    days on market $89,900 Active 76 DOM
11. 2026-06-03
    days on market $89,900 Active 75 DOM
12. 2026-06-02
    days on market $89,900 Active 74 DOM
13. 2026-06-01
    days on market $89,900 Active 73 DOM
14. 2026-05-31
    days on market $89,900 Active 72 DOM
15. 2026-05-04
    price $99,900

    Show marketing remark (730 chars)

    Charming 2-bedroom, 2-bath home with a cozy cottage feel! This inviting property features tile flooring throughout for easy maintenance. Enjoy a bright kitchen with convenient eat-in space, perfect for casual dining. The spacious Florida room offers endless possibilities for relaxing or entertaining. Step outside to a fenced yard, ideal for pets, gardening, or outdoor enjoyment. Utility room with ample storage space. Located in the vibrant & active 55+ High Point Golf Community that offers tons of amenities such as Golf, tennis, pickleball, heated pool, social events and so much more. High Point is located close to shopping, restaurants, entertainment, and medical facilities. Low HOA fees and you OWN YOUR OWN LAND.

16. 2026-05-04
    price $99,900 730-char remark

    Show marketing remark (730 chars)

    Charming 2-bedroom, 2-bath home with a cozy cottage feel! This inviting property features tile flooring throughout for easy maintenance. Enjoy a bright kitchen with convenient eat-in space, perfect for casual dining. The spacious Florida room offers endless possibilities for relaxing or entertaining. Step outside to a fenced yard, ideal for pets, gardening, or outdoor enjoyment. Utility room with ample storage space. Located in the vibrant & active 55+ High Point Golf Community that offers tons of amenities such as Golf, tennis, pickleball, heated pool, social events and so much more. High Point is located close to shopping, restaurants, entertainment, and medical facilities. Low HOA fees and you OWN YOUR OWN LAND.

17. 2026-03-20
    listed $109,900 Active

    Show marketing remark (730 chars)

    Charming 2-bedroom, 2-bath home with a cozy cottage feel! This inviting property features tile flooring throughout for easy maintenance. Enjoy a bright kitchen with convenient eat-in space, perfect for casual dining. The spacious Florida room offers endless possibilities for relaxing or entertaining. Step outside to a fenced yard, ideal for pets, gardening, or outdoor enjoyment. Utility room with ample storage space. Located in the vibrant & active 55+ High Point Golf Community that offers tons of amenities such as Golf, tennis, pickleball, heated pool, social events and so much more. High Point is located close to shopping, restaurants, entertainment, and medical facilities. Low HOA fees and you OWN YOUR OWN LAND.

18. 2026-03-20
    listed $109,900 Active 730-char remark

    Show marketing remark (730 chars)

    Charming 2-bedroom, 2-bath home with a cozy cottage feel! This inviting property features tile flooring throughout for easy maintenance. Enjoy a bright kitchen with convenient eat-in space, perfect for casual dining. The spacious Florida room offers endless possibilities for relaxing or entertaining. Step outside to a fenced yard, ideal for pets, gardening, or outdoor enjoyment. Utility room with ample storage space. Located in the vibrant & active 55+ High Point Golf Community that offers tons of amenities such as Golf, tennis, pickleball, heated pool, social events and so much more. High Point is located close to shopping, restaurants, entertainment, and medical facilities. Low HOA fees and you OWN YOUR OWN LAND.

19. 2025-01-27
    soldstatus $120,000
20. 2025-01-23
    soldstatus $120,000 Closed 1061-char remark

    Show marketing remark (1061 chars)

    Light and bright! This fully furnished 2 bedroom 2 bath with tile throughout. The functional eat in kitchen overlooks the living room. The spacious master bedroom has a ceiling fan and outdoor entrance to the fenced backyard and its own master bath with newer vanity and shower, The second bedroom is also spacious with a ceiling fan and outdoor entrance to the fenced backyard and the second bathroom has a tiled tub/shower combo with newer vanity. Huge Florida room with tiled floor and window a/c unit so it can be utilized yearound. The convenient utility shed comes with the washer, dryer and additional storage. This home features a low maintenance exterior with a sturdy metal roof, new A/C ductwork, new vapor barrier, new plumbing, electric is all up to code, new chain link fenced backyard. Located in the sought after Highpoint community where you own your own land and the HOA fee is a low $48 a month. An Active 55 plus community offering heated pool, golf membership, restaurant and more. Fully furnished can close fast! Seller says make an offer!

21. 2025-01-23
    soldstatus $120,000 Closed

    Show marketing remark (1061 chars)

    Light and bright! This fully furnished 2 bedroom 2 bath with tile throughout. The functional eat in kitchen overlooks the living room. The spacious master bedroom has a ceiling fan and outdoor entrance to the fenced backyard and its own master bath with newer vanity and shower, The second bedroom is also spacious with a ceiling fan and outdoor entrance to the fenced backyard and the second bathroom has a tiled tub/shower combo with newer vanity. Huge Florida room with tiled floor and window a/c unit so it can be utilized yearound. The convenient utility shed comes with the washer, dryer and additional storage. This home features a low maintenance exterior with a sturdy metal roof, new A/C ductwork, new vapor barrier, new plumbing, electric is all up to code, new chain link fenced backyard. Located in the sought after Highpoint community where you own your own land and the HOA fee is a low $48 a month. An Active 55 plus community offering heated pool, golf membership, restaurant and more. Fully furnished can close fast! Seller says make an offer!

22. 2025-01-09
    status Pending

    Show marketing remark (1061 chars)

    Light and bright! This fully furnished 2 bedroom 2 bath with tile throughout. The functional eat in kitchen overlooks the living room. The spacious master bedroom has a ceiling fan and outdoor entrance to the fenced backyard and its own master bath with newer vanity and shower, The second bedroom is also spacious with a ceiling fan and outdoor entrance to the fenced backyard and the second bathroom has a tiled tub/shower combo with newer vanity. Huge Florida room with tiled floor and window a/c unit so it can be utilized yearound. The convenient utility shed comes with the washer, dryer and additional storage. This home features a low maintenance exterior with a sturdy metal roof, new A/C ductwork, new vapor barrier, new plumbing, electric is all up to code, new chain link fenced backyard. Located in the sought after Highpoint community where you own your own land and the HOA fee is a low $48 a month. An Active 55 plus community offering heated pool, golf membership, restaurant and more. Fully furnished can close fast! Seller says make an offer!

23. 2025-01-09
    status Pending 1061-char remark

    Show marketing remark (1061 chars)

    Light and bright! This fully furnished 2 bedroom 2 bath with tile throughout. The functional eat in kitchen overlooks the living room. The spacious master bedroom has a ceiling fan and outdoor entrance to the fenced backyard and its own master bath with newer vanity and shower, The second bedroom is also spacious with a ceiling fan and outdoor entrance to the fenced backyard and the second bathroom has a tiled tub/shower combo with newer vanity. Huge Florida room with tiled floor and window a/c unit so it can be utilized yearound. The convenient utility shed comes with the washer, dryer and additional storage. This home features a low maintenance exterior with a sturdy metal roof, new A/C ductwork, new vapor barrier, new plumbing, electric is all up to code, new chain link fenced backyard. Located in the sought after Highpoint community where you own your own land and the HOA fee is a low $48 a month. An Active 55 plus community offering heated pool, golf membership, restaurant and more. Fully furnished can close fast! Seller says make an offer!

24. 2024-11-09
    status Active
25. 2024-10-23
    status Active 1061-char remark

    Show marketing remark (1061 chars)

    Light and bright! This fully furnished 2 bedroom 2 bath with tile throughout. The functional eat in kitchen overlooks the living room. The spacious master bedroom has a ceiling fan and outdoor entrance to the fenced backyard and its own master bath with newer vanity and shower, The second bedroom is also spacious with a ceiling fan and outdoor entrance to the fenced backyard and the second bathroom has a tiled tub/shower combo with newer vanity. Huge Florida room with tiled floor and window a/c unit so it can be utilized yearound. The convenient utility shed comes with the washer, dryer and additional storage. This home features a low maintenance exterior with a sturdy metal roof, new A/C ductwork, new vapor barrier, new plumbing, electric is all up to code, new chain link fenced backyard. Located in the sought after Highpoint community where you own your own land and the HOA fee is a low $48 a month. An Active 55 plus community offering heated pool, golf membership, restaurant and more. Fully furnished can close fast! Seller says make an offer!

26. 2024-08-18
    status Active Under Contract - Accepting Back Up Offers 1061-char remark

    Show marketing remark (1061 chars)

    Light and bright! This fully furnished 2 bedroom 2 bath with tile throughout. The functional eat in kitchen overlooks the living room. The spacious master bedroom has a ceiling fan and outdoor entrance to the fenced backyard and its own master bath with newer vanity and shower, The second bedroom is also spacious with a ceiling fan and outdoor entrance to the fenced backyard and the second bathroom has a tiled tub/shower combo with newer vanity. Huge Florida room with tiled floor and window a/c unit so it can be utilized yearound. The convenient utility shed comes with the washer, dryer and additional storage. This home features a low maintenance exterior with a sturdy metal roof, new A/C ductwork, new vapor barrier, new plumbing, electric is all up to code, new chain link fenced backyard. Located in the sought after Highpoint community where you own your own land and the HOA fee is a low $48 a month. An Active 55 plus community offering heated pool, golf membership, restaurant and more. Fully furnished can close fast! Seller says make an offer!

27. 2024-08-18
    status Pending

    Show marketing remark (1061 chars)

    Light and bright! This fully furnished 2 bedroom 2 bath with tile throughout. The functional eat in kitchen overlooks the living room. The spacious master bedroom has a ceiling fan and outdoor entrance to the fenced backyard and its own master bath with newer vanity and shower, The second bedroom is also spacious with a ceiling fan and outdoor entrance to the fenced backyard and the second bathroom has a tiled tub/shower combo with newer vanity. Huge Florida room with tiled floor and window a/c unit so it can be utilized yearound. The convenient utility shed comes with the washer, dryer and additional storage. This home features a low maintenance exterior with a sturdy metal roof, new A/C ductwork, new vapor barrier, new plumbing, electric is all up to code, new chain link fenced backyard. Located in the sought after Highpoint community where you own your own land and the HOA fee is a low $48 a month. An Active 55 plus community offering heated pool, golf membership, restaurant and more. Fully furnished can close fast! Seller says make an offer!

28. 2024-08-17
    historical 1061-char remark

    Show marketing remark (1061 chars)

    Light and bright! This fully furnished 2 bedroom 2 bath with tile throughout. The functional eat in kitchen overlooks the living room. The spacious master bedroom has a ceiling fan and outdoor entrance to the fenced backyard and its own master bath with newer vanity and shower, The second bedroom is also spacious with a ceiling fan and outdoor entrance to the fenced backyard and the second bathroom has a tiled tub/shower combo with newer vanity. Huge Florida room with tiled floor and window a/c unit so it can be utilized yearound. The convenient utility shed comes with the washer, dryer and additional storage. This home features a low maintenance exterior with a sturdy metal roof, new A/C ductwork, new vapor barrier, new plumbing, electric is all up to code, new chain link fenced backyard. Located in the sought after Highpoint community where you own your own land and the HOA fee is a low $48 a month. An Active 55 plus community offering heated pool, golf membership, restaurant and more. Fully furnished can close fast! Seller says make an offer!

29. 2024-03-18
    listed $130,000 Active
30. 2024-03-16
    listed $130,000 Active 1061-char remark

    Show marketing remark (1061 chars)

    Light and bright! This fully furnished 2 bedroom 2 bath with tile throughout. The functional eat in kitchen overlooks the living room. The spacious master bedroom has a ceiling fan and outdoor entrance to the fenced backyard and its own master bath with newer vanity and shower, The second bedroom is also spacious with a ceiling fan and outdoor entrance to the fenced backyard and the second bathroom has a tiled tub/shower combo with newer vanity. Huge Florida room with tiled floor and window a/c unit so it can be utilized yearound. The convenient utility shed comes with the washer, dryer and additional storage. This home features a low maintenance exterior with a sturdy metal roof, new A/C ductwork, new vapor barrier, new plumbing, electric is all up to code, new chain link fenced backyard. Located in the sought after Highpoint community where you own your own land and the HOA fee is a low $48 a month. An Active 55 plus community offering heated pool, golf membership, restaurant and more. Fully furnished can close fast! Seller says make an offer!

31. 2022-06-16
    historical
32. 2022-06-13
    soldstatus $110,000 Closed
33. 2022-06-08
    soldstatus $110,000
34. 2022-06-07
    soldstatus $110,000 Closed
35. 2022-06-07
    soldstatus $110,000
36. 2022-06-02
    status Pending
37. 2022-06-02
    status Pending
38. 2022-05-02
    price $119,900
39. 2022-05-02
    listed $119,900 Active
40. 2022-03-10
    listed $129,900 Active
41. 2022-03-10
    listed $119,900
42. 1992-10-09
    soldstatus $20,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,709 · $142/mo
• Projected year-2 tax: $1,709 · $142/mo
• Expected delta: $0/yr ($0/mo · -0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 10/10 Extreme 7 d/yr ≥109°F today · 25 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,586
• − Mortgage interest: −$5,036
• − Property taxes: −$1,709
• − Insurance: −$450
• − Repairs & maintenance: −$1,487
• − Management: −$1,487
• − HOA: −$552
• − Depreciation: −$2,615
• Taxable income: $5,251
• Est. tax owed @ 24.0%: −$1,260
• After-tax cash flow: $5,055/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Hernando
• NCES district ID: 1200810
• Math proficiency: 50% ▼ -8.00%
• Reading proficiency: 50% ▼ -4.00%
• Median HH income: $41,985
• Composite: 42.03/100
• National rank: #3329
• State rank: #38 of 73 in FL

Livability — High Point

• Score: 64/100
• State rank: #677
• US rank: #14099

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment F Housing A+ Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: High Point, FL
• County: Hernando County · 169,677 people
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 19,337
• Household income: $58,596
• Rent vs Own: 9.2% rent · 90.8% own
• Severe rent burden: 307.0

Population outlook (Hernando County) Hauer SSP2

• Today (2025): 189,218 people
• By 2030: 194,367 · +2.7%
• By 2040: 203,398 · +7.5%
• By 2050: 209,589 · +10.8%
• By 2075: 218,452 · +15.4%
• By 2100: 205,923 · +8.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (88%)
• Race & ethnicity: White 88% Hispanic / Latino 6% Two or more races 4% Black 2% Asian 1%
• Hispanic origin (detail): Mexican 1% Puerto Rican 2% Cuban 1%
• Common ancestry: Romanian 4% Lithuanian 3% Slovak 2%
• Foreign-born: 8% · Canada, Vietnam
• Languages at home: 92% English-only · Spanish 3% French/Haitian/Cajun 1% Russian/Polish/Slavic 1%

Political lean MEDSL · Hernando

• 2024 margin: Solid R (+37.0) · D 31.1% · R 68.2%
• 2008→2024 swing: -33.5pp toward R · 2008: -3.6pp · 2024: -37.0pp
• All cycles: 2024: R+37.0 2020: R+30.2 2016: R+29.0 2012: R+8.5 2008: R+3.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -57.51%
• Current HPI: 276.2229
• Rent YoY: —
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+399.5% since first listed

28 events — show timeline

• 2026-05-04 Price Changed $99,900 Stellar MLS as Distributed by MLS Grid
• 2026-05-04 Price Changed $99,900 HCAR
• 2026-03-20 Listed $109,900 HCAR
• 2026-03-20 Listed $109,900 Stellar MLS as Distributed by MLS Grid
• 2025-01-27 Sold (Public Records) $120,000 Public Records
• 2025-01-23 Sold (MLS) $120,000 Stellar MLS as Distributed by MLS Grid
• 2025-01-23 Sold (MLS) $120,000 HCAR
• 2025-01-09 Pending — Stellar MLS as Distributed by MLS Grid
• 2025-01-09 Pending — HCAR
• 2024-11-09 Relisted — Stellar MLS as Distributed by MLS Grid
• 2024-10-23 Relisted — HCAR
• 2024-08-18 Relisted — HCAR
• 2024-08-18 Pending — Stellar MLS as Distributed by MLS Grid
• 2024-08-17 Listing Removed — HCAR
• 2024-03-18 Listed $130,000 Stellar MLS as Distributed by MLS Grid
• 2024-03-16 Listed $130,000 HCAR
• 2022-06-16 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2022-06-13 Sold (MLS) $110,000 Stellar MLS as Distributed by MLS Grid
• 2022-06-08 Sold (Public Records) $110,000 Public Records
• 2022-06-07 Sold (MLS) $110,000 St. Augustine and St. Johns County Board of REALTORS®
• 2022-06-07 Sold (MLS) $110,000 HCAR
• 2022-06-02 Pending — Stellar MLS as Distributed by MLS Grid
• 2022-06-02 Pending — HCAR
• 2022-05-02 Price Changed $119,900 HCAR
• 2022-05-02 Listed $119,900 Stellar MLS as Distributed by MLS Grid
• 2022-03-10 Listed $119,900 St. Augustine and St. Johns County Board of REALTORS®
• 2022-03-10 Listed $129,900 HCAR
• 1992-10-09 Sold (Public Records) $20,000 Public Records

Property tax history

+13.1%/yr

Latest (2025): $1,709 · +137.6% YoY. Source: county tax records.