716 Holiday Park Vlg · Jamestown, ND
Flood risk No data
- FEMA flood zone
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- Chance of flooding over 30 yrs
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- Est. flood insurance / yr
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Fire risk No data
- Est. fire insurance / yr
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Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
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Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
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- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Schools +4.1/10.0
- Livability +3.7/5.0
- Rent growth +3.4/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$30,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Key facts
- Shed
- Garage
- Garage
Tags
Property features AI
Exterior
- Parking: Detached 1-car garage
- Utilities: Public water; Public sewer
- Home design: Manufactured home (double wide); One level
- Construction: HardiPlank-type siding
- Exterior features: Partial fencing
Interior
- Kitchen: Dishwasher; Gas Range; Refrigerator
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central air conditioning; Forced-air heating
- Interior features: Dishwasher; Dryer; Gas Range; Refrigerator; Washer; No basement
- Laundry & utility: Washer; Dryer
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $30k.
Deal economics
- At list price, monthly cash flow is $698 ($8k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $30k).
- Cap rate 34.2% vs local median 3.2% in Jamestown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 73/100 on livability (#35 in ND) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A; Watch: employment D+, health & safety D+, amenities F.
- Jamestown 1 (town): math 45% / reading 52% proficiency, ranked #14 of 53 in ND (top 26%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Roosevelt Elementary School (math 42% / reading 47%, grade F, #102 of 236 statewide, top 49%, 220 students, 49% FRL); Jamestown Middle School (math 44% / reading 54%, grade C-, #8 of 35 statewide, top 21%, 475 students, 31% FRL); Jamestown High School (math 27% / reading 62%, grade F, #33 of 144 statewide, top 32%, 777 students, 21% FRL).
- Market conditions: Rents rising (+3.7%/yr); 98 active listings in the ZIP; 19 units permitted in Stutsman County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $207 of loan paydown is wiped out by about $900 of value loss. Plan a longer hold.
- Stutsman County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 3.7% rent growth), your $8k cash investment doubles in ~2 years — after that, you're playing with house money.
Negotiation context
- Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 3.79% ✓
- Cap rate
- 34.22%
- Cash-on-cash
- 99.76%
- DSCR
- 5.44
- GRM
- 2.2
CMA / ARV
- ARV (on-the-fly)
- $49,920
- Comps found
- 2
Show comp detail 2 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 113 Northland Ests | 0.27mi | 3/2.0 | 1,216 (-5%) | 18mo | $48,000 | $39 | 64 |
| 1802 Western Park Villlage Vlg | 0.63mi | 3/2.0 | 1,216 (-5%) | 22mo | $43,900 | $36 | 44 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.68% rent growth · sell at horizon
- IRR
- —
- Equity multiple
- 5.81×
- Total profit
- $40,408
- Equity at exit
- $4,473
- IRR
- —
- Equity multiple
- 12.40×
- Total profit
- $95,762
- Equity at exit
- $2,594
Cash invested: $8,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 82 Strongly Landlord-Friendly
- State North Dakota
- 82 Strongly Landlord-Friendly · R+20
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 58401
- Rents YoY
- 3.7%
- Active inventory
- 98
- Price-to-rent
- 2.2×
Monthly cashflow live
- Estimated rent
- $1,137 medium interval (Pro) →
- Mortgage (P&I)
- −$157
- Tax from tax record
- −$30 /mo · $357/yr
- Insurance
- −$12
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$239
- Net cashflow
- $698
Break-even live
Sensitivity live
| Price | -10% $715 | -5% $707 | +0% $698 | +5% $690 | +10% $681 |
|---|---|---|---|---|---|
| Rent | -10% $608 | -5% $653 | +0% $698 | +5% $743 | +10% $788 |
| Rate | -1.0pp $713 | -0.5pp $706 | base $698 | +0.5pp $691 | +1.0pp $683 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $7,500
- Closing costs
- $900
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 7 events
-
2026-06-19days on market $30,000 Active 8 DOM
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2026-06-18days on market $30,000 Active 7 DOM
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2026-06-17days on market $30,000 Active 6 DOM
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2026-06-16days on market $30,000 Active 5 DOM
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2026-06-15days on market $30,000 Active 4 DOM
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2026-06-14days on market $30,000 Active 2 DOM
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2026-06-12$30,000 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast ND · Resets to sale price
- Current annual tax
- $357 · $30/mo
- Projected year-2 tax
- $357 · $30/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $13,639
- − Mortgage interest
- −$1,680
- − Property taxes
- −$357
- − Insurance
- −$150
- − Repairs & maintenance
- −$1,091
- − Management
- −$1,091
- − Depreciation
- −$873
- Taxable income
- $8,396
- Est. tax owed @ 24.0%
- −$2,015
- After-tax cash flow
- $6,364/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Jamestown 1
- NCES district ID
- 3800021
- Math proficiency
- 45% ▼ -9.00%
- Reading proficiency
- 52% ▼ -5.00%
- Median HH income
- $48,557
- Composite
- 41.38/100
- National rank
- #3487
- State rank
- #14 of 53 in ND
Livability — Jamestown
- Score
- 73/100
- State rank
- #35
- US rank
- #5212
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Jamestown, ND
- County
- Stutsman County · 17,189 people
- City population
- 17,189
- Metro
- Jamestown, ND
- Population (ZIP)
- 17,189
- Household income
- $60,228
- Rent vs Own
- Severe rent burden
- 964.0
Population outlook (Stutsman County) Hauer SSP2
- Today (2025)
- 21,104 people
- By 2030
- 21,292 · +0.9%
- By 2040
- 21,485 · +1.8%
- By 2050
- 21,960 · +4.1%
- By 2075
- 25,753 · +22.0%
- By 2100
- 29,779 · +41.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (90%)
- Race & ethnicity
- White 90% Two or more races 3% Hispanic / Latino 3% Black 2% Native American 1%
- Common ancestry
- Portuguese 17% Romanian 5% Lithuanian 3%
- Foreign-born
- 3% · Canada
- Languages at home
- 97% English-only · Spanish 1% German/W. Germanic 1%
Political lean MEDSL · Stutsman
- 2024 margin
- Solid R (+44.6) · D 26.7% · R 71.3% · Other 1.9%
- 2008→2024 swing
- -29.9pp toward R · 2008: -14.7pp · 2024: -44.6pp
- All cycles
- 2024: R+44.6 2020: R+43.4 2016: R+42.5 2012: R+22.1 2008: R+14.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -171.65%
- Current HPI
- 123.841
- Rent YoY
- ▲ 3.68%
- Metro
- Jamestown, ND
- State GDP YoY
- ▲ 2.09%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in ND)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Utilities / Construction | 1 | $6B |
|
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Price history
1 event — show timeline
- 2026-06-11 Listed $30,000 GNMLS
Property tax history
-3.0%/yrLatest (2025): $357 · +9.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…