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716 Holiday Park Vlg
B+ Composite 78.71
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Schools +4.1/10.0
  • Livability +3.7/5.0
  • Rent growth +3.4/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$30,000

716 Holiday Park Vlg · Jamestown, ND 58401
3 bd · 2.0 ba · 1,280 sqft · Manufactured · 8 Days on market
Built 1993 Est $50k · 40% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Key facts

  • Shed
  • Garage
  • Garage

Tags

SHEDGARAGE

Property features AI

Exterior

  • Parking: Detached 1-car garage
  • Utilities: Public water; Public sewer
  • Home design: Manufactured home (double wide); One level
  • Construction: HardiPlank-type siding
  • Exterior features: Partial fencing

Interior

  • Kitchen: Dishwasher; Gas Range; Refrigerator
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central air conditioning; Forced-air heating
  • Interior features: Dishwasher; Dryer; Gas Range; Refrigerator; Washer; No basement
  • Laundry & utility: Washer; Dryer

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $30k.

Deal economics

  • At list price, monthly cash flow is $698 ($8k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $30k).
  • Cap rate 34.2% vs local median 3.2% in Jamestown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 73/100 on livability (#35 in ND) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A; Watch: employment D+, health & safety D+, amenities F.
  • Jamestown 1 (town): math 45% / reading 52% proficiency, ranked #14 of 53 in ND (top 26%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Roosevelt Elementary School (math 42% / reading 47%, grade F, #102 of 236 statewide, top 49%, 220 students, 49% FRL); Jamestown Middle School (math 44% / reading 54%, grade C-, #8 of 35 statewide, top 21%, 475 students, 31% FRL); Jamestown High School (math 27% / reading 62%, grade F, #33 of 144 statewide, top 32%, 777 students, 21% FRL).
  • Market conditions: Rents rising (+3.7%/yr); 98 active listings in the ZIP; 19 units permitted in Stutsman County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $207 of loan paydown is wiped out by about $900 of value loss. Plan a longer hold.
  • Stutsman County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 3.7% rent growth), your $8k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
Recommended offer $30,000

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
3.79%
Cap rate
34.22%
Cash-on-cash
99.76%
DSCR
5.44
GRM
2.2

CMA / ARV

ARV (on-the-fly)
$49,920
Comps found
2
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
113 Northland Ests 0.27mi 3/2.0 1,216 (-5%) 18mo $48,000 $39 64
1802 Western Park Villlage Vlg 0.63mi 3/2.0 1,216 (-5%) 22mo $43,900 $36 44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.68% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
5.81×
Total profit
$40,408
Equity at exit
$4,473
10-year hold
IRR
Equity multiple
12.40×
Total profit
$95,762
Equity at exit
$2,594

Cash invested: $8,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
82 Strongly Landlord-Friendly
State North Dakota
82 Strongly Landlord-Friendly · R+20
County
— inherits STATE
City
— inherits STATE
3-day notice; landlord-friendly.

ZIP-level market 58401

Rents YoY
3.7%
Active inventory
98
Price-to-rent
2.2×

Monthly cashflow live

Estimated rent
$1,137 medium interval (Pro) →
Mortgage (P&I)
$157
Tax from tax record
$30 /mo · $357/yr
Insurance
$12
HOA
$0
Vacancy / Maint / Mgmt
$239
Net cashflow
$698

Break-even live

Break-even rent $253
Max offer price $30,000
Occupancy floor 34%

Sensitivity live

Price -10% $715 -5% $707 +0% $698 +5% $690 +10% $681
Rent -10% $608 -5% $653 +0% $698 +5% $743 +10% $788
Rate -1.0pp $713 -0.5pp $706 base $698 +0.5pp $691 +1.0pp $683

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$7,500
Closing costs
$900
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 7 events

  1. 2026-06-19
    days on market $30,000 Active 8 DOM
  2. 2026-06-18
    days on market $30,000 Active 7 DOM
  3. 2026-06-17
    days on market $30,000 Active 6 DOM
  4. 2026-06-16
    days on market $30,000 Active 5 DOM
  5. 2026-06-15
    days on market $30,000 Active 4 DOM
  6. 2026-06-14
    days on market $30,000 Active 2 DOM
  7. 2026-06-12
    listed $30,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast ND · Resets to sale price

Current annual tax
$357 · $30/mo
Projected year-2 tax
$357 · $30/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$13,639
− Mortgage interest
−$1,680
− Property taxes
−$357
− Insurance
−$150
− Repairs & maintenance
−$1,091
− Management
−$1,091
− Depreciation
−$873
Taxable income
$8,396
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,015
After-tax cash flow
$6,364/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Jamestown 1
NCES district ID
3800021
Math proficiency
45% ▼ -9.00%
Reading proficiency
52% ▼ -5.00%
Median HH income
$48,557
Composite
41.38/100
National rank
#3487
State rank
#14 of 53 in ND

Livability — Jamestown

Score
73/100
State rank
#35
US rank
#5212

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment D+ Housing A+ Health & safety D+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Jamestown, ND
County
Stutsman County · 17,189 people
City population
17,189
Metro
Jamestown, ND
Population (ZIP)
17,189
Household income
$60,228
Rent vs Own
41.5% rent · 58.5% own
Severe rent burden
964.0

Population outlook (Stutsman County) Hauer SSP2

Today (2025)
21,104 people
By 2030
21,292 · +0.9%
By 2040
21,485 · +1.8%
By 2050
21,960 · +4.1%
By 2075
25,753 · +22.0%
By 2100
29,779 · +41.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (90%)
Race & ethnicity
White 90% Two or more races 3% Hispanic / Latino 3% Black 2% Native American 1%
Common ancestry
Portuguese 17% Romanian 5% Lithuanian 3%
Foreign-born
3% · Canada
Languages at home
97% English-only · Spanish 1% German/W. Germanic 1%

Political lean MEDSL · Stutsman

2024 margin
Solid R (+44.6) · D 26.7% · R 71.3% · Other 1.9%
2008→2024 swing
-29.9pp toward R · 2008: -14.7pp · 2024: -44.6pp
All cycles
2024: R+44.6 2020: R+43.4 2016: R+42.5 2012: R+22.1 2008: R+14.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -171.65%
Current HPI
123.841
Rent YoY
▲ 3.68%
Metro
Jamestown, ND
State GDP YoY
▲ 2.09%
F500 in state
2

Industry mix (Fortune 500 HQ in ND)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-06-11 Listed $30,000 GNMLS

Property tax history

-3.0%/yr

Latest (2025): $357 · +9.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…