2337 Seneca St · Binghamton, NY 13903

$159,900

3 bd · 1.0 ba · 936 sqft · SingleFamily public records · 16 Days on market

Built 1941 6,098 sqft lot $171/sqft · 41% above area Est $151k · 6% over

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +12.4/30.0
• Appreciation +10.0/10.0
• ARV discount +5.0/15.0
• Schools +4.6/10.0
• Livability +3.9/5.0
• DSCR +3.7/10.0
• 1% rule +3.0/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Move in Ready to this 3 Bedroom 2 Full Bath with over 1,200 square feet of living space in Susquehanna Valley School District. Entire Exterior was just Freshly Painted July 2023. Step onto the covered front porch and enter a large foyer that opens up to open concept Living Room, Dining Room and Kitchen. Loads of Natural light beaming through the large floor to ceiling windows off the Pristine Harwood flooring throughout the home. Off the Kitchen and Dining Room you will find a large open deck perfect for entertaining, relaxing or just enjoying the beginning or ending of any day. The Master Bedroom has two Balconies a large Balcony that over looks the back of the property and a smaller balcony that overlooks the front of the property. The driveway can be entered from either side of the house making entering and exiting without difficulty. Being Sold "As Is Where Is" Buyer to receive $500 from Seller at closing in lieu of providing a NYS Property Condition Disclosure.

Key facts

• Hardwood floors
• 6,098 sq ft lot
• Built 1941

Tags

• LONG HORSESHOE DRIVEWAY
• HARDWOOD FLOORS
• FLOOR-TO-CEILING WINDOWS
• PARTIALLY FINISHED BASEMENT
• MULTIPLE SPACIOUS DECKS
• FRESHLY PAINTED EXTERIOR

Property features AI

Exterior

• Parking: Driveway
• Utilities: Public water; Public sewer
• Home design: Single-family residence; Two levels
• Construction: Cedar construction
• Exterior features: Deck; Sloped down lot; Lot dimensions approximately 50 x 120 ft

Interior

• Bedrooms: Total of 12 rooms (bedrooms not specified individually)
• Flooring: Hardwood
• Bathrooms: 2 full bathrooms
• Heating & cooling: Forced air heating; Has heating
• Interior features: Gas water heater; Hardwood floors; Basement

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $160k.

Deal economics

• At list price, monthly cash flow is $-25 ($-303/yr) — negative.
• To cash-flow at today's rent, offer at most $155k (2.8% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $128k (19.9% below list).
• Recommended offer: $128k (19.9% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 78/100 on livability (#174 in NY, #2,710 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F, employment F.
• Susquehanna Valley Central School District (rural): math 48% / reading 57% proficiency, ranked #330 of 590 in NY (top 56%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Brookside Elementary School (math 47% / reading 57%, grade C-, #988 of 2,108 statewide, top 49%, 386 students, 45% FRL).
• Market conditions: 112 active listings in the ZIP; 15 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 73% of comp listings sitting > 30 days — soft ceiling on asking rent; 340 units permitted in Broome County in 2024 (269 in 5+ unit buildings).

Forward outlook

• In year one you build about $17k of equity ($1k loan paydown + $16k appreciation (10.0% local appreciation)).
• Broome County population projected at -13% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (10.0% appreciation + 3.0% rent growth), your $45k cash investment doubles in ~3 years — after that, you're playing with house money.
• By year 3, paydown + projected appreciation supports a ~$43k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 16 days — a 2% lower offer ($158k) is reasonable based on typical stale-listing flexibility.
• 8 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $107k; 49% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: built in 1941 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $128,077 (19.9% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. Built in 1941 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.80% ✗
• Cap rate: 6.10%
• Cash-on-cash: -0.68%
• DSCR: 0.97
• GRM: 10.4

CMA / ARV

• ARV (median comp): $151,484
• List price: $159,900
• Delta: 5.56%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 11 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2319 Seneca St	0.05mi	2/1.0 (-1)	916 (-2%)	22mo	$128,800	$141	71
5 Evelyn Pl	0.31mi	2/1.0 (-1)	864 (-8%)	2mo	$113,900	$132	66
4 Phinn Ave	0.31mi	2/1.0 (-1)	936 (0%)	20mo	$128,000	$137	64
4 Evelyn Pl	0.32mi	2/1.0 (-1)	864 (-8%)	10mo	$130,000	$150	59
11 Phinn Ave	0.30mi	2/1.0 (-1)	1,012 (+8%)	17mo	$125,080	$124	53
42 Telegraph St	0.36mi	2/1.0 (-1)	996 (+6%)	19mo	$49,000	$49	51
13 Marilyn Ave	0.68mi	3/1.0	1,000 (+7%)	10mo	$135,000	$135	49
89 & 91 Evans Street St	0.69mi	3/1.0	1,043 (+11%)	1mo	$101,000	$97	48
5 Espial Dr	0.62mi	2/1.0 (-1)	924 (-1%)	22mo	$110,000	$119	46
11 Kress St	0.40mi	3/1.0	1,059 (+13%)	18mo	$84,900	$80	45
54 Second St	0.75mi	2/1.0 (-1)	900 (-4%)	12mo	$83,000	$92	43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 23.8%
• Equity multiple: 2.91×
• Total profit: $85,457
• Equity at exit: $144,051

10-year hold

• IRR: 21.1%
• Equity multiple: 6.65×
• Total profit: $252,876
• Equity at exit: $310,651

Cash invested: $44,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 15 Strongly Tenant-Friendly
• State New York: 15 Strongly Tenant-Friendly · D+10
• County: — inherits STATE
• City: — inherits STATE

NYC rent stabilization (~1M units); 2019 HSTPA strengthened tenant rights; courts deeply backlogged.

Methodology + full state rankings →

ZIP-level market 13903

• Home prices YoY: 4.3%
• Active inventory: 112
• Price-to-rent: 10.4×

Monthly cashflow live

• Estimated rent: $1,281 high
• Mortgage (P&I): −$839
• Tax from tax record: −$132 /mo · $1,582/yr
• Insurance: −$67
• HOA: −$0
• Vacancy / Maint / Mgmt: −$269
• Net cashflow: $-25

Break-even live

Break-even rent $1,313

Max offer price $155,446

Occupancy floor 97%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $39,975
• Closing costs: $4,797
• Reserves months: —
• Total cash needed: —

Rent comps 15 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1 Euclid Ave Unit 1 Binghamton, NY	3.0	1.0	1100	$1,500	$1.36	43d	1	0.55mi
71 Mary St Unit 2 Binghamton, NY	2.0	1.0	1100	$1,300	$1.18	13d	1	0.65mi
231 Conklin Ave #2 Binghamton, NY	3.0	1.0	700	$1,350	$1.93	43d	1	0.71mi
7 Maria Mnr Unit 2 Binghamton, NY	2.0	1.0	850	$995	$1.17	43d	1	0.86mi
27 Tompkins St Unit 9 Binghamton, NY	2.0	1.0	950	$950	$1.00	43d	1	0.99mi
27 Tompkins St Unit 10 Binghamton, NY	2.0	1.0	950	$1,050	$1.11	21d	1	0.99mi
198 Court St Unit 6 Binghamton, NY	2.0	1.0	550	$1,350	$2.45	43d	1	1.10mi
198 Court St Unit 11 Binghamton, NY	2.0	1.0	550	$1,300	$2.36	43d	1	1.10mi
198 Court St Unit 6 Binghamton, NY	2.0	1.0	700	$1,350	$1.93	21d	1	1.10mi
198 Court St Unit 10 Binghamton, NY	2.0	1.0	700	$1,200	$1.71	21d	1	1.10mi
198 Court St Unit 10 Binghamton, NY	2.0	1.0	550	$1,250	$2.27	43d	1	1.10mi
80 State St Unit A 3-1 3 Bed Binghamton, NY	3.0	3.0	900	$900	$1.00	43d	1	1.11mi
81 State St Unit 2 Binghamton, NY	2.0	2.0	800	$1,000	$1.25	43d	1	1.14mi
26 Doubleday St #2 Binghamton, NY	2.0	1.0	850	$1,400	$1.65	44d	1	1.47mi
26 Doubleday St Binghamton, NY	2.0	1.0	1000	$1,350	$1.35	43d	1	1.47mi

Listing history 32 events

1. 2026-06-19
   days on market $159,900 Active 16 DOM
2. 2026-06-18
   days on market $159,900 Active 15 DOM
3. 2026-06-17
   days on market $159,900 Active 14 DOM
4. 2026-06-16
   days on market $159,900 Active 13 DOM
5. 2026-06-15
   days on market $159,900 Active 12 DOM
6. 2026-06-14
   days on market $159,900 Active 10 DOM
7. 2026-06-13
   days on market $159,900 Active 9 DOM
8. 2026-06-10
   days on market $159,900 Active 7 DOM
9. 2026-06-09
   days on market $159,900 Active 6 DOM
10. 2026-06-08
    days on market $159,900 Active 5 DOM
11. 2026-06-07
    days on market $159,900 Active 4 DOM
12. 2026-06-05
    remarks 699-char remark
13. 2026-06-05
    days on marketlisting id $159,900 Active 1 DOM
14. 2026-06-03
    status $159,900 Active 28 DOM
15. 2026-05-14
    status Active 988-char remark
16. 2026-05-09
    status Pending 988-char remark
17. 2026-04-21
    status Active 988-char remark
18. 2026-04-08
    status Pending 988-char remark
19. 2026-03-24
    listed $159,900 Active 988-char remark
20. 2023-11-01
    soldstatus $107,000
21. 2023-10-31
    soldstatus $107,000 Closed 991-char remark

    Show marketing remark (991 chars)

    Move in Ready to this 3 Bedroom 2 Full Bath with over 1,200 square feet of living space in Susquehanna Valley School District. Entire Exterior was just Freshly Painted July 2023. Step onto the covered front porch and enter a large foyer that opens up to open concept Living Room, Dining Room and Kitchen. Loads of Natural light beaming through the large floor to ceiling windows off the Pristine Harwood flooring throughout the home. Off the Kitchen and Dining Room you will find a large open deck perfect for entertaining, relaxing or just enjoying the beginning or ending of any day. The Master Bedroom has two Balconies a large Balcony that over looks the back of the property and a smaller balcony that overlooks the front of the property. The driveway can be entered from either side of the house making entering and exiting without difficulty. Being Sold "As Is Where Is" Buyer to receive $500 from Seller at closing in lieu of providing a NYS Property Condition Disclosure.

22. 2023-08-25
    status Pending 991-char remark

    Show marketing remark (991 chars)

    Move in Ready to this 3 Bedroom 2 Full Bath with over 1,200 square feet of living space in Susquehanna Valley School District. Entire Exterior was just Freshly Painted July 2023. Step onto the covered front porch and enter a large foyer that opens up to open concept Living Room, Dining Room and Kitchen. Loads of Natural light beaming through the large floor to ceiling windows off the Pristine Harwood flooring throughout the home. Off the Kitchen and Dining Room you will find a large open deck perfect for entertaining, relaxing or just enjoying the beginning or ending of any day. The Master Bedroom has two Balconies a large Balcony that over looks the back of the property and a smaller balcony that overlooks the front of the property. The driveway can be entered from either side of the house making entering and exiting without difficulty. Being Sold "As Is Where Is" Buyer to receive $500 from Seller at closing in lieu of providing a NYS Property Condition Disclosure.

23. 2023-08-21
    historical 991-char remark

    Show marketing remark (991 chars)

    Move in Ready to this 3 Bedroom 2 Full Bath with over 1,200 square feet of living space in Susquehanna Valley School District. Entire Exterior was just Freshly Painted July 2023. Step onto the covered front porch and enter a large foyer that opens up to open concept Living Room, Dining Room and Kitchen. Loads of Natural light beaming through the large floor to ceiling windows off the Pristine Harwood flooring throughout the home. Off the Kitchen and Dining Room you will find a large open deck perfect for entertaining, relaxing or just enjoying the beginning or ending of any day. The Master Bedroom has two Balconies a large Balcony that over looks the back of the property and a smaller balcony that overlooks the front of the property. The driveway can be entered from either side of the house making entering and exiting without difficulty. Being Sold "As Is Where Is" Buyer to receive $500 from Seller at closing in lieu of providing a NYS Property Condition Disclosure.

24. 2023-08-16
    status Pending 991-char remark

    Show marketing remark (991 chars)

    Move in Ready to this 3 Bedroom 2 Full Bath with over 1,200 square feet of living space in Susquehanna Valley School District. Entire Exterior was just Freshly Painted July 2023. Step onto the covered front porch and enter a large foyer that opens up to open concept Living Room, Dining Room and Kitchen. Loads of Natural light beaming through the large floor to ceiling windows off the Pristine Harwood flooring throughout the home. Off the Kitchen and Dining Room you will find a large open deck perfect for entertaining, relaxing or just enjoying the beginning or ending of any day. The Master Bedroom has two Balconies a large Balcony that over looks the back of the property and a smaller balcony that overlooks the front of the property. The driveway can be entered from either side of the house making entering and exiting without difficulty. Being Sold "As Is Where Is" Buyer to receive $500 from Seller at closing in lieu of providing a NYS Property Condition Disclosure.

25. 2023-08-13
    historical 991-char remark

    Show marketing remark (991 chars)

    Move in Ready to this 3 Bedroom 2 Full Bath with over 1,200 square feet of living space in Susquehanna Valley School District. Entire Exterior was just Freshly Painted July 2023. Step onto the covered front porch and enter a large foyer that opens up to open concept Living Room, Dining Room and Kitchen. Loads of Natural light beaming through the large floor to ceiling windows off the Pristine Harwood flooring throughout the home. Off the Kitchen and Dining Room you will find a large open deck perfect for entertaining, relaxing or just enjoying the beginning or ending of any day. The Master Bedroom has two Balconies a large Balcony that over looks the back of the property and a smaller balcony that overlooks the front of the property. The driveway can be entered from either side of the house making entering and exiting without difficulty. Being Sold "As Is Where Is" Buyer to receive $500 from Seller at closing in lieu of providing a NYS Property Condition Disclosure.

26. 2023-08-08
    status Active 991-char remark

    Show marketing remark (991 chars)

    Move in Ready to this 3 Bedroom 2 Full Bath with over 1,200 square feet of living space in Susquehanna Valley School District. Entire Exterior was just Freshly Painted July 2023. Step onto the covered front porch and enter a large foyer that opens up to open concept Living Room, Dining Room and Kitchen. Loads of Natural light beaming through the large floor to ceiling windows off the Pristine Harwood flooring throughout the home. Off the Kitchen and Dining Room you will find a large open deck perfect for entertaining, relaxing or just enjoying the beginning or ending of any day. The Master Bedroom has two Balconies a large Balcony that over looks the back of the property and a smaller balcony that overlooks the front of the property. The driveway can be entered from either side of the house making entering and exiting without difficulty. Being Sold "As Is Where Is" Buyer to receive $500 from Seller at closing in lieu of providing a NYS Property Condition Disclosure.

27. 2023-08-08
    price $115,000 991-char remark

    Show marketing remark (991 chars)

    Move in Ready to this 3 Bedroom 2 Full Bath with over 1,200 square feet of living space in Susquehanna Valley School District. Entire Exterior was just Freshly Painted July 2023. Step onto the covered front porch and enter a large foyer that opens up to open concept Living Room, Dining Room and Kitchen. Loads of Natural light beaming through the large floor to ceiling windows off the Pristine Harwood flooring throughout the home. Off the Kitchen and Dining Room you will find a large open deck perfect for entertaining, relaxing or just enjoying the beginning or ending of any day. The Master Bedroom has two Balconies a large Balcony that over looks the back of the property and a smaller balcony that overlooks the front of the property. The driveway can be entered from either side of the house making entering and exiting without difficulty. Being Sold "As Is Where Is" Buyer to receive $500 from Seller at closing in lieu of providing a NYS Property Condition Disclosure.

28. 2023-07-28
    status Pending 991-char remark

    Show marketing remark (991 chars)

    Move in Ready to this 3 Bedroom 2 Full Bath with over 1,200 square feet of living space in Susquehanna Valley School District. Entire Exterior was just Freshly Painted July 2023. Step onto the covered front porch and enter a large foyer that opens up to open concept Living Room, Dining Room and Kitchen. Loads of Natural light beaming through the large floor to ceiling windows off the Pristine Harwood flooring throughout the home. Off the Kitchen and Dining Room you will find a large open deck perfect for entertaining, relaxing or just enjoying the beginning or ending of any day. The Master Bedroom has two Balconies a large Balcony that over looks the back of the property and a smaller balcony that overlooks the front of the property. The driveway can be entered from either side of the house making entering and exiting without difficulty. Being Sold "As Is Where Is" Buyer to receive $500 from Seller at closing in lieu of providing a NYS Property Condition Disclosure.

29. 2023-07-21
    status Active 991-char remark

    Show marketing remark (991 chars)

    Move in Ready to this 3 Bedroom 2 Full Bath with over 1,200 square feet of living space in Susquehanna Valley School District. Entire Exterior was just Freshly Painted July 2023. Step onto the covered front porch and enter a large foyer that opens up to open concept Living Room, Dining Room and Kitchen. Loads of Natural light beaming through the large floor to ceiling windows off the Pristine Harwood flooring throughout the home. Off the Kitchen and Dining Room you will find a large open deck perfect for entertaining, relaxing or just enjoying the beginning or ending of any day. The Master Bedroom has two Balconies a large Balcony that over looks the back of the property and a smaller balcony that overlooks the front of the property. The driveway can be entered from either side of the house making entering and exiting without difficulty. Being Sold "As Is Where Is" Buyer to receive $500 from Seller at closing in lieu of providing a NYS Property Condition Disclosure.

30. 2023-06-29
    status Pending 991-char remark

    Show marketing remark (991 chars)

    Move in Ready to this 3 Bedroom 2 Full Bath with over 1,200 square feet of living space in Susquehanna Valley School District. Entire Exterior was just Freshly Painted July 2023. Step onto the covered front porch and enter a large foyer that opens up to open concept Living Room, Dining Room and Kitchen. Loads of Natural light beaming through the large floor to ceiling windows off the Pristine Harwood flooring throughout the home. Off the Kitchen and Dining Room you will find a large open deck perfect for entertaining, relaxing or just enjoying the beginning or ending of any day. The Master Bedroom has two Balconies a large Balcony that over looks the back of the property and a smaller balcony that overlooks the front of the property. The driveway can be entered from either side of the house making entering and exiting without difficulty. Being Sold "As Is Where Is" Buyer to receive $500 from Seller at closing in lieu of providing a NYS Property Condition Disclosure.

31. 2023-06-20
    listed $120,000 Active 991-char remark

    Show marketing remark (991 chars)

    Move in Ready to this 3 Bedroom 2 Full Bath with over 1,200 square feet of living space in Susquehanna Valley School District. Entire Exterior was just Freshly Painted July 2023. Step onto the covered front porch and enter a large foyer that opens up to open concept Living Room, Dining Room and Kitchen. Loads of Natural light beaming through the large floor to ceiling windows off the Pristine Harwood flooring throughout the home. Off the Kitchen and Dining Room you will find a large open deck perfect for entertaining, relaxing or just enjoying the beginning or ending of any day. The Master Bedroom has two Balconies a large Balcony that over looks the back of the property and a smaller balcony that overlooks the front of the property. The driveway can be entered from either side of the house making entering and exiting without difficulty. Being Sold "As Is Where Is" Buyer to receive $500 from Seller at closing in lieu of providing a NYS Property Condition Disclosure.

32. 2001-02-13
    soldstatus $7,400

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NY · Partial reset (capped growth)

• Current annual tax: $1,582 · $132/mo
• Projected year-2 tax: $2,142 · $179/mo
• Expected delta: +$560/yr (+$47/mo · 35.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 2/10 Low 7 d/yr ≥92°F today · 15 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $15,369
• − Mortgage interest: −$8,957
• − Property taxes: −$1,582
• − Insurance: −$800
• − Repairs & maintenance: −$1,230
• − Management: −$1,230
• − Depreciation: −$4,652
• Taxable loss: −$3,080
• Est. tax savings @ 24.0%: +$739
• After-tax cash flow: $437/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Susquehanna Valley Central School District
• NCES district ID: 3628380
• Math proficiency: 48% ▼ -9.00%
• Reading proficiency: 57% ▲ 1.00%
• Median HH income: $57,681
• Composite: 45.56/100
• National rank: #2599
• State rank: #330 of 590 in NY

Livability — Binghamton

• Score: 78/100
• State rank: #174
• US rank: #2710

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Broome County · 126,805 people
• City population: 65,170
• Metro: Binghamton, NY
• Population (ZIP): 17,569
• Household income: $66,278
• Rent vs Own: 31.1% rent · 68.9% own
• Severe rent burden: 602.0

Population outlook (Broome County) Hauer SSP2

• Today (2025): 187,989 people
• By 2030: 183,066 · -2.6%
• By 2040: 172,228 · -8.4%
• By 2050: 163,161 · -13.2%
• By 2075: 153,641 · -18.3%
• By 2100: 140,851 · -25.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (80%)
• Race & ethnicity: White 80% Black 9% Two or more races 6% Hispanic / Latino 4% Asian 1%
• Common ancestry: Romanian 6% Slovak 2% Scotch-Irish 2%
• Foreign-born: 5% · Canada
• Languages at home: 94% English-only · Spanish 2% Other Indo-European 1% Arabic 1%

Political lean MEDSL · Broome

• 2024 margin: Toss-up / Even · D 50.2% · R 49.8%
• 2008→2024 swing: -7.6pp toward R · 2008: 8.0pp · 2024: 0.4pp
• All cycles: 2024: D+0.4 2020: D+3.5 2016: R+3.7 2012: D+4.6 2008: D+8.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 11.68%
• Current HPI: 286.1001
• Rent YoY: —
• Metro: Binghamton, NY
• State GDP YoY: ▲ 2.60%
• F500 in state: 92

Industry mix (Fortune 500 HQ in NY)

Industry	F500 HQs	Revenue
▸Financial Services	10	$950B
▸Consumer Goods	9	$162B
▸Insurance	4	$225B
▸Telecommunications	2	$144B
▸Pharmaceuticals	2	$112B
▸Media / Entertainment	2	$69B

Price history

+2060.8% since first listed

21 events — show timeline

• 2026-06-03 Listed $159,900 GBAOR
• 2026-06-02 Relisted — GBAOR
• 2026-05-27 Pending — GBAOR
• 2026-05-14 Relisted — GBAOR
• 2026-05-09 Pending — GBAOR
• 2026-04-21 Relisted — GBAOR
• 2026-04-08 Pending — GBAOR
• 2026-03-24 Listed $159,900 GBAOR
• 2023-11-01 Sold (Public Records) $107,000 Public Records
• 2023-10-31 Sold (MLS) $107,000 GBAOR
• 2023-08-25 Pending — GBAOR
• 2023-08-21 Delisted — GBAOR
• 2023-08-16 Pending — GBAOR
• 2023-08-13 Delisted — GBAOR
• 2023-08-08 Relisted — GBAOR
• 2023-08-08 Price Changed $115,000 GBAOR
• 2023-07-28 Pending — GBAOR
• 2023-07-21 Relisted — GBAOR
• 2023-06-29 Pending — GBAOR
• 2023-06-20 Listed $120,000 GBAOR
• 2001-02-13 Sold (Public Records) $7,400 Public Records

Property tax history

+7.0%/yr

Latest (2025): $1,582 · -47.9% YoY. Source: county tax records.