7419 Duquesne Ave · Swissvale, PA
Flood risk 4/10 · Minor
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.24%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 4/10 · Minor
- Hot days now (above 98°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 0.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Livability +4.2/5.0
- Rent growth +4.0/5.0
- Condition / age +2.5/5.0
- Schools +1.8/10.0
- Appreciation +0.0/10.0
$105,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Investor special at 7419 Duquesne Ave — packed with potential and ready for your next project. This property offers a strong value-add opportunity with flexible space that can easily be converted into a 4 bed / 3 bath layout or reconfigured to add additional bathrooms for increased resale or rental value. Ideal for investors, flippers, or contractors looking to maximize returns in a growing area. Features include off-street parking for 2–3 cars, a functional layout with expansion potential, and plenty of upside for the right buyer. Bring your vision and transform this into a standout investment opportunity.
Key facts
- Expansion potential
- Functional layout
- Off-street parking
Tags
Property features AI
Exterior
- Parking: Off-street parking for 2 vehicles
- Utilities: Public water; Public sewer
- Home design: 3-story brick building; Resale property; Asphalt roof
- Construction: Brick construction; Asphalt roof
- Exterior features: Public transportation nearby
Interior
- Flooring: Hardwood
- Bathrooms: 1 full bathroom
- Heating & cooling: Forced air heating; Gas heating
- Interior features: Hardwood floors; Unfinished walk-out basement
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $105k.
Deal economics
- At list price, monthly cash flow is $428 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $105k).
- Cap rate 11.2% vs local median 6.3% in Swissvale — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 84/100 on livability (#95 in PA, #694 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: crime C-, amenities D+.
- Woodland Hills SD (suburban): math 13% / reading 30% proficiency, ranked #486 of 539 in PA (top 90%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising fast (+6.0%/yr); 80 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $726 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- At projected returns (-3.0% appreciation + 6.0% rent growth), your $29k cash investment doubles in ~6 years — after that, you're playing with house money.
Negotiation context
- Only 12 days on market — expect competitive offers; lowballing is unlikely to land.
- Current owner paid $26k; list at $105k implies a 312% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: property tax is 3.0% of price; built in 1906 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- Built in 1906 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.55% ✓
- Cap rate
- 11.18%
- Cash-on-cash
- 17.46%
- DSCR
- 1.78
- GRM
- 5.4
CMA / ARV
- ARV (on-the-fly)
- $292,754
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 7343 Burton St | 0.09mi | 3/2.0 | 1,888 (-1%) | 4mo | $50,000 | $26 | 88 |
| 2206 Hampton St | 0.55mi | 3/2.0 | 1,936 (+2%) | 4mo | $210,000 | $108 | 64 |
| 7333 Mcclure Ave | 0.36mi | 3/1.0 | 1,752 (-8%) | 11mo | $237,000 | $135 | 61 |
| 2002 Hampton St | 0.50mi | 3/3.5 | 1,864 (-2%) | 4mo | $286,500 | $154 | 61 |
| 2110 Lloyd Ave | 0.66mi | 3/1.0 | 1,720 (-10%) | 1mo | $377,450 | $219 | 52 |
| 7303 Florence Ave | 0.24mi | 4/2.5 (+1) | 1,620 (-15%) | 5mo | $212,500 | $131 | 49 |
| 142 Lloyd Ave | 0.63mi | 4/2.5 (+1) | 1,992 (+5%) | 8mo | $426,500 | $214 | 45 |
| 330 Raymond St | 0.69mi | 3/1.5 | 1,716 (-10%) | 7mo | $399,000 | $233 | 44 |
| 7813 Union Ave | 0.44mi | 3/2.0 | 1,660 (-13%) | 13mo | $178,500 | $108 | 44 |
| 79 Lilmont Dr | 0.74mi | 3/2.0 | 1,672 (-12%) | 5mo | $234,900 | $140 | 37 |
| 7211 Whipple St | 0.64mi | 4/2.5 (+1) | 2,100 (+10%) | 8mo | $397,500 | $189 | 35 |
| 141 Blackhawk St | 0.62mi | 4/2.0 (+1) | 1,648 (-13%) | 11mo | $395,000 | $240 | 31 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 6.02% rent growth · sell at horizon
- IRR
- 12.7%
- Equity multiple
- 1.53×
- Total profit
- $15,435
- Equity at exit
- $15,656
- IRR
- 24.1%
- Equity multiple
- 3.42×
- Total profit
- $71,210
- Equity at exit
- $9,078
Cash invested: $29,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 15218
- Rents YoY
- 6.0%
- Active inventory
- 80
- Price-to-rent
- 5.4×
Monthly cashflow live
- Estimated rent
- $1,628 high interval (Pro) →
- Mortgage (P&I)
- −$551
- Tax from tax record
- −$264 /mo · $3,169/yr
- Insurance
- −$44
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$342
- Net cashflow
- $428
Break-even live
Sensitivity live
| Price | -10% $487 | -5% $458 | +0% $428 | +5% $398 | +10% $368 |
|---|---|---|---|---|---|
| Rent | -10% $299 | -5% $363 | +0% $428 | +5% $492 | +10% $556 |
| Rate | -1.0pp $481 | -0.5pp $455 | base $428 | +0.5pp $401 | +1.0pp $373 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $26,250
- Closing costs
- $3,150
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 14 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2219 Manor Ave Pittsburgh, PA | 3.0 | 1.0 | 1638 | $1,600 | $0.98 | 24d | 1 | 0.26mi |
| 7009 Church St Pittsburgh, PA | 3.0 | 2.0 | 1800 | $1,550 | $0.86 | 44d | 1 | 0.48mi |
| 2323 Patterson Ave Unit NA Pittsburgh, PA | 3.0 | 1.0 | 1440 | $1,500 | $1.04 | 24d | 1 | 0.50mi |
| 2323 Patterson Ave Pittsburgh, PA | 3.0 | 1.0 | 1440 | $1,800 | $1.25 | 44d | 1 | 0.50mi |
| 2210 Hampton St Pittsburgh, PA | 3.0 | 1.5 | 1512 | $1,650 | $1.09 | 24d | 1 | 0.53mi |
| 7225 Whipple St Unit 72255 Pittsburgh, PA | 3.0 | 1.5 | 1440 | $1,695 | $1.18 | 4d | 1 | 0.64mi |
| 212 Kenmawr Ave Braddock, PA | 2.0 | 1.5 | 1417 | $1,300 | $0.92 | 44d | 1 | 0.79mi |
| 931 Hilltop St Homestead, PA | 3.0 | 1.5 | 1312 | $1,500 | $1.14 | 15d | 1 | 0.90mi |
| 442 Locust St Pittsburgh, PA | 2.0 | 1.0 | 1600 | $2,600 | $1.62 | 4d | 1 | 1.03mi |
| 1027 Lancaster Ave Unit 2 Pittsburgh, PA | 2.0 | 2.0 | 1300 | $2,599 | $2.00 | 2d | 1 | 1.07mi |
| 621 E 9th Ave Homestead, PA | 2.0 | 2.0 | 1400 | $1,425 | $1.02 | 24d | 1 | 1.07mi |
| 826 Walnut St Pittsburgh, PA | 2.0 | 1.0 | 1270 | $1,195 | $0.94 | 44d | 1 | 1.20mi |
| 565 Ardmore Blvd Pittsburgh, PA | 4.0 | 1.0 | 1368 | $1,450 | $1.06 | 11d | 1 | 1.39mi |
| 537 6th St Braddock, PA | 3.0 | 1.0 | 1360 | $1,400 | $1.03 | 44d | 1 | 1.48mi |
Listing history 7 events
-
2026-06-03days on market $105,000 Active 12 DOM
-
2026-06-02days on market $105,000 Active 11 DOM
-
2026-06-01days on market $105,000 Active 10 DOM
-
2026-05-31price $105,000 Active 9 DOM
-
2026-05-31days on market $118,000 Active 9 DOM
-
2026-05-22$118,000 Active
-
1985-11-13soldstatus $25,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $3,169 · $264/mo
- Projected year-2 tax
- $3,169 · $264/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 4/10 Moderate FEMA zone X (unshaded) · 24% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 4/10 Moderate 7 d/yr ≥98°F today · 18 d/yr by 30 yrs out
- Wind 2/10 Low 0% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $19,538
- − Mortgage interest
- −$5,882
- − Property taxes
- −$3,169
- − Insurance
- −$525
- − Repairs & maintenance
- −$1,563
- − Management
- −$1,563
- − Depreciation
- −$3,055
- Taxable income
- $3,782
- Est. tax owed @ 24.0%
- −$908
- After-tax cash flow
- $4,226/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Woodland Hills SD
- NCES district ID
- 4216500
- Math proficiency
- 13% ▼ -13.00%
- Reading proficiency
- 30% ▼ -10.00%
- Median HH income
- $41,803
- Composite
- 18.31/100
- National rank
- #8954
- State rank
- #486 of 539 in PA
Livability — Swissvale
- Score
- 84/100
- State rank
- #95
- US rank
- #694
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Swissvale, PA
- County
- Allegheny County · 1,022,028 people
- City population
- 13,443
- Metro
- Pittsburgh, PA
- Population (ZIP)
- 13,379
- Household income
- $67,960
- Rent vs Own
- Severe rent burden
- 605.0
Population outlook (Allegheny County) Hauer SSP2
- Today (2025)
- 1,250,282 people
- By 2030
- 1,256,482 · +0.5%
- By 2040
- 1,256,318 · +0.5%
- By 2050
- 1,244,169 · -0.5%
- By 2075
- 1,197,693 · -4.2%
- By 2100
- 1,093,187 · -12.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (69%)
- Race & ethnicity
- White 69% Black 19% Two or more races 7% Hispanic / Latino 4% Asian 3%
- Common ancestry
- Romanian 6% Serbian 2% Lithuanian 2%
- Foreign-born
- 6% · Canada, China
- Languages at home
- 94% English-only · Spanish 2% Other Indo-European 1% Chinese 1%
Political lean MEDSL · Allegheny
- 2024 margin
- Strong D (+20.3) · D 59.7% · R 39.4%
- 2008→2024 swing
- +4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
- All cycles
- 2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -188.20%
- Current HPI
- 297.8483
- Rent YoY
- ▲ 6.02%
- Metro
- Pittsburgh, PA
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
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| Insurance | 2 | $27B |
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| Telecommunications / Media | 1 | $124B |
|
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| Industrial Distribution | 1 | $22B |
|
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| Financial Services | 1 | $20B |
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| Chemicals / Materials | 1 | $18B |
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Price history
+362.7% since first listed2 events — show timeline
- 2026-05-22 Listed $118,000 West Penn MLS
- 1985-11-13 Sold (Public Records) $25,500 Public Records
Property tax history
+1.6%/yrLatest (2026): $3,169 · +5.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…