Duplex
111 S Page Ave · Endicott, NY
Flood risk 5/10 · Moderate
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.24%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $691 – $1,283
Heat risk 3/10 · Minor
- Hot days now (above 93°F)
- 8 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the A- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- DSCR +10.0/10.0
- 1% rule +9.8/10.0
- Schools +5.8/10.0
- Rent growth +4.3/5.0
- Livability +3.5/5.0
- Condition / age +2.2/5.0
- Appreciation +0.0/10.0
$145,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Multi-family units
County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 2 units. confirmed
Listing remarks MLS
Located in Endicott’s sought-after Municipal Light District, this well-maintained two-family home has been the same owner for 38 years. Situated on a corner lot, it features a detached two-car garage and a spacious rear deck perfect for entertaining. Recent updates include a newer roof, ensuring peace of mind for future owners. Whether you're looking for an investment opportunity or an owner-occupied property with rental income, this home offers both charm and functionality in a prime location. The home is currently occupied by tenants who maintain the property. Water is billed twice per year that includes trash. NYSEG covers heat, 1 gas stove, and 1 gas water heater. All utilities are currently included in rent.
Key facts
- Spacious back deck
- Newer roof
- Front porch
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2 × 2-bed/1.0-bath units multifamily listed at $145k. Condition is rated fair.
Deal economics
- At list price, monthly cash flow is $565 ($7k/yr) — positive. Per door: $283/mo.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $145k).
- Recommended offer: $128k (12.0% below list) — sets the bar for market timing.
- Cap rate 11.0% vs local median 5.4% in Endicott — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 70/100 on livability (#438 in NY) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A; Watch: amenities D, crime F, commute F.
- Union-Endicott Central School District (suburban): math 43% / reading 57% proficiency, ranked #387 of 590 in NY (top 66%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Ann G Mcguinness Elementar School (math 37% / reading 47%, grade F, #1,361 of 2,108 statewide, top 67%, 317 students, 47% FRL); Jennie F Snapp Middle School (math 31% / reading 51%, grade F, #402 of 729 statewide, top 56%, 822 students, 65% FRL); Union-Endicott High School (math 91% / reading 90%, grade A+, #231 of 1,100 statewide, top 21%, 999 students, 41% FRL).
- Market conditions: Rents rising fast (+7.1%/yr); 340 active listings in the ZIP; 19 comparable units currently listed for rent nearby; rentals lingering (median 117d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 53% of comp listings sitting > 30 days — soft ceiling on asking rent; 340 units permitted in Broome County in 2024 (269 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Broome County population projected at -13% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-3.0% appreciation + 7.1% rent growth), your $41k cash investment doubles in ~6 years — after that, you're playing with house money.
Negotiation context
- It's been on market 151 days — a 12% lower offer ($128k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts; this cycle's ask has dropped $10k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $100k; 45% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: property tax is 2.6% of price; built in 1940 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: moderate flood risk — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 151 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
- What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Built in 1940 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.48% ✓
- Cap rate
- 10.97%
- Cash-on-cash
- 16.71%
- DSCR
- 1.74
- GRM
- 5.6
CMA / ARV
- ARV (median comp)
- $218,050
- List price
- $145,000
- Delta
- -31.67%
- Verdict
- UNDERPRICED
- Comps
- 8 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 509 W Wendell St | 0.43mi | 3/2.5 | 1,364 (+9%) | 2mo | $221,546 | $162 | 62 |
| 108 W Wendell St St | 0.51mi | 3/1.5 | 1,350 (+8%) | 2mo | $162,000 | $120 | 60 |
| 612 N Duane Ave | 0.66mi | 4/1.5 (+1) | 1,274 (+2%) | 1mo | $200,000 | $157 | 59 |
| 208 Lewis St | 1.35mi | 3/2.0 | 1,322 (+6%) | 0mo | $172,500 | $130 | 55 |
| 405 Virginia Ave | 1.25mi | 3/1.5 | 1,200 (-4%) | 1mo | $255,000 | $213 | 55 |
| 931 Westminster Rd | 0.88mi | 3/1.0 | 1,197 (-4%) | 2mo | $187,000 | $156 | 52 |
| 421 Elmhaven Dr | 1.30mi | 2/2.5 (-1) | 1,206 (-4%) | 2mo | $248,200 | $206 | 50 |
| 513 Martin St | 1.08mi | 2/1.0 (-1) | 1,200 (-4%) | 2mo | $184,500 | $154 | 48 |
| 201 Edgewood Rd | 1.12mi | 2/1.0 (-1) | 1,197 (-4%) | 1mo | $203,000 | $170 | 48 |
| 110 W Wendell St | 0.50mi | 4/3.0 (+1) | 1,533 (+22%) | 1mo | $158,000 | $103 | 42 |
| 1609 Butternut Dr | 1.36mi | 3/2.0 | 1,550 (+24%) | 0mo | $228,000 | $147 | 40 |
| 1211 Leona Ave | 1.14mi | 2/1.0 (-1) | 1,432 (+14%) | 1mo | $110,000 | $77 | 31 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 7.09% rent growth · sell at horizon
- IRR
- 12.8%
- Equity multiple
- 1.54×
- Total profit
- $21,825
- Equity at exit
- $21,620
- IRR
- 24.9%
- Equity multiple
- 3.63×
- Total profit
- $106,931
- Equity at exit
- $12,537
Cash invested: $40,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 15 Strongly Tenant-Friendly
- State New York
- 15 Strongly Tenant-Friendly · D+10
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 1 active
- Median asking
- $160,000 ($108/sqft)
- Median days on market
- 63 d
- This list price
- lowest-priced of the active set
- ARV vs active asking
- +62.0% above current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 13760
- Home prices YoY
- -32.7%
- Rents YoY
- 7.1%
- Active inventory
- 340
- Price-to-rent
- 11.2×
Monthly cashflow live
- Estimated rent
- $2,149 high interval (Pro) →
- Mortgage (P&I)
- −$760
- Tax from tax record
- −$312 /mo · $3,740/yr
- Insurance
- −$60
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$451
- Net cashflow
- $565
2-unit breakdown (identical units grouped — click to expand)
| Units | Beds | Baths | Est. rent |
|---|---|---|---|
| 2× units | 2 | 1 | $2,150 |
| #1 | 2 | 1 | $1,075 |
| #2 | 2 | 1 | $1,075 |
| Total (2 units) | $2,149 | ||
Break-even live
Sensitivity live
| Price | -10% $647 | -5% $606 | +0% $565 | +5% $524 | +10% $483 |
|---|---|---|---|---|---|
| Rent | -10% $395 | -5% $480 | +0% $565 | +5% $650 | +10% $735 |
| Rate | -1.0pp $638 | -0.5pp $602 | base $565 | +0.5pp $528 | +1.0pp $489 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $36,250
- Closing costs
- $4,350
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 507 W Main St Unit 2L Endicott, NY | 2.0 | 1.0 | — | $1,200 | — | 0d | 1 | 0.09mi |
| 507 W Main St Unit 2R Endicott, NY | 1.0 | 1.0 | — | $900 | — | 0d | 1 | 0.09mi |
| 507 W Main St Unit 1R Endicott, NY | 1.0 | 1.0 | — | $1,050 | — | 116d | 1 | 0.09mi |
| 207 Prospect St #1 Endicott, NY | 2.0 | 1.0 | 750 | $1,250 | $1.67 | 6d | 1 | 0.21mi |
| 207 Prospect St Unit 2 Endicott, NY | 3.0 | 1.0 | 850 | $1,375 | $1.62 | 0d | 1 | 0.21mi |
| 120 Badger Ave Unit 7 Endicott, NY | 1.0 | 1.0 | 750 | $850 | $1.13 | 116d | 1 | 0.24mi |
| 130 W Main St Unit 1 Endicott, NY | 2.0 | 1.0 | 875 | $950 | $1.09 | 6d | 1 | 0.27mi |
| 100 Nanticoke Ave Unit 4 Endicott, NY | 2.0 | 1.0 | — | $1,550 | — | 139d | 1 | 0.34mi |
| 22 Nanticoke Ave Unit 22-14 Endicott, NY | 1.0 | 1.0 | 750 | $950 | $1.27 | 6d | 1 | 0.35mi |
| 404 Exchange Ave Endicott, NY | 2.0 | 1.0 | 850 | $1,100 | $1.29 | 139d | 1 | 0.35mi |
| 322 W Franklin St Unit 3w Endicott, NY | 1.0 | 1.0 | — | $975 | — | 6d | 1 | 0.38mi |
| 322 W Franklin St Unit 2W Endicott, NY | 1.0 | 1.0 | — | $900 | — | 139d | 1 | 0.38mi |
| 208 S Liberty Ave Unit 2 Endicott, NY | 3.0 | 1.0 | 2376 | $1,700 | $0.72 | 116d | 1 | 0.41mi |
| 606 Exchange Ave Endicott, NY | 3.0 | 1.0 | 1355 | $1,850 | $1.37 | 0d | 1 | 0.42mi |
| 100 E Valley St Unit 3 Endicott, NY | 1.0 | 1.0 | — | $900 | — | 0d | 1 | 0.42mi |
| 203 N Nanticoke Ave Unit 3 Endicott, NY | 1.0 | 1.0 | — | $900 | — | 116d | 1 | 0.46mi |
| 207 S Loder Ave Unit D-15 Endicott, NY | 2.0 | 1.0 | 700 | $925 | $1.32 | 116d | 1 | 0.51mi |
| 2 N Liberty Ave Unit 3 Endicott, NY | 1.0 | 1.0 | — | $1,100 | — | 6d | 1 | 0.53mi |
| 2 N Liberty Ave Unit 8 Endicott, NY | 1.0 | 1.0 | — | $1,100 | — | 139d | 1 | 0.53mi |
| 309 N Nanticoke Ave Endicott, NY | 2.0 | 1.0 | 1755 | $1,300 | $0.74 | 6d | 1 | 0.54mi |
| 310 E Main St Unit 1A Endicott, NY | 1.0 | 1.0 | 500 | $1,100 | $2.20 | 6d | 1 | 0.56mi |
| 427 E Main St Unit A1 Endicott, NY | 1.0 | 1.0 | — | $875 | — | 139d | 1 | 0.72mi |
| 469 Glendale Dr Unit 35 Endicott, NY | 2.0 | 2.0 | 850 | $1,200 | $1.41 | 116d | 1 | 0.74mi |
| 1 Jane Lacey Dr Endicott, NY | 1.0–3.0 | 1.0–1.5 | 900 | $1,170 | $1.30 | 0d | 1 | 0.82mi |
| 804 Broad St Unit 2 Endicott, NY | 3.0 | 1.0 | 975 | $1,500 | $1.54 | 139d | 1 | 1.02mi |
| 800 North St Unit 1 Endicott, NY | 3.0 | 1.0 | 800 | $1,300 | $1.62 | 139d | 1 | 1.09mi |
| 802 North St #3 Endicott, NY | 1.0 | 1.0 | 650 | $900 | $1.38 | 116d | 1 | 1.09mi |
| 202 Lincoln Ave Unit 1 Endicott, NY | 1.0 | 1.0 | 800 | $1,200 | $1.50 | 3d | 1 | 1.09mi |
| 141 Front St Unit 2 Vestal, NY | 1.0 | 1.0 | — | $850 | — | 139d | 1 | 1.12mi |
| 218 Airport Rd Endicott, NY | 1.0 | 1.0 | 700 | $1,275 | $1.82 | 0d | 1 | 1.15mi |
| 1009 Broad St Unit L Endicott, NY | 3.0 | 1.5 | 1400 | $1,500 | $1.07 | 6d | 1 | 1.17mi |
| 228 Airport Rd Unit 6 Endicott, NY | 2.0 | 1.0 | 1000 | $1,075 | $1.07 | 0d | 1 | 1.19mi |
| 228 Airport Rd Unit 1 Endicott, NY | 2.0 | 1.0 | 1000 | $1,075 | $1.07 | 116d | 1 | 1.19mi |
| 209 Vivian Ln Vestal, NY | 2.0 | 1.5 | 1442 | $2,400 | $1.66 | 116d | 1 | 1.19mi |
| 236 Airport Rd Unit 2 Endicott, NY | 1.0 | 1.0 | — | $850 | — | 139d | 1 | 1.20mi |
| 106 Madison Ave Unit 1 Endicott, NY | 3.0 | 1.0 | 1050 | $1,500 | $1.43 | 139d | 1 | 1.24mi |
| 105 Madison Ave Unit L3 Endicott, NY | 1.0 | 1.0 | — | $950 | — | 139d | 1 | 1.28mi |
| 147 Washington Ave Apt 6 Endicott, NY | 1.0 | 1.0 | — | $850 | — | 6d | 1 | 1.31mi |
| 145 Washington Ave Unit 6 Endicott, NY | 1.0 | 1.0 | 650 | $1,295 | $1.99 | 6d | 1 | 1.31mi |
| 145 Washington Ave Unit 8 Endicott, NY | 1.0 | 1.0 | 650 | $1,195 | $1.84 | 6d | 1 | 1.31mi |
Property features AI
Finance
- Other
- Zoning: residential
- Financial info
- Rented units: Two units each renting for $1,000 (total $2,000/month)
Exterior
- Parking
- Detached 2-car garage
- Utilities
- Public waterPublic sewerElectricity available
- Home design
- Duplex (residential income property)Level lot
- Construction
- Vinyl siding
- Exterior features
- Covered porchDeck
Interior
- Kitchen
- Gas rangeRefrigerator
- Bedrooms
- Two 1-bedroom units (each unit includes one bedroom)
- Flooring
- CarpetHardwoodVinyl
- Bathrooms
- Two full bathrooms (one in each unit)
- Heating & cooling
- Forced air heatingCeiling fans for cooling
- Interior features
- Insulated windowsStorm windows
- Laundry & utility
- Gas water heater
Listing history 50 events
-
2026-09-24days on market $145,000 Active 151 DOM
-
2026-09-24days on market $145,000 Active 150 DOM
-
2026-09-22pricedays on market $145,000 Active 149 DOM
-
2026-09-20days on market $149,000 Active 147 DOM
-
2026-09-18days on market $149,000 Active 145 DOM
-
2026-09-17days on market $149,000 Active 144 DOM
-
2026-09-16days on market $149,000 Active 143 DOM
-
2026-09-15days on market $149,000 Active 142 DOM
-
2026-09-14days on market $149,000 Active 141 DOM
-
2026-09-13days on market $149,000 Active 140 DOM
-
2026-09-12days on market $149,000 Active 139 DOM
-
2026-09-11days on market $149,000 Active 138 DOM
-
2026-09-05days on market $149,000 Active 132 DOM
-
2026-09-04days on market $149,000 Active 131 DOM
-
2026-09-03pricedays on market $149,000 Active 130 DOM
-
2026-08-30days on market $155,000 Active 126 DOM
-
2026-08-29days on market $155,000 Active 125 DOM
-
2026-08-28days on market $155,000 Active 124 DOM
-
2026-08-27days on market $155,000 Active 123 DOM
-
2026-08-26days on market $155,000 Active 122 DOM
-
2026-08-25days on market $155,000 Active 121 DOM
-
2026-08-24days on market $155,000 Active 120 DOM
-
2026-08-23days on market $155,000 Active 119 DOM
-
2026-08-22days on market $155,000 Active 118 DOM
-
2026-08-21days on market $155,000 Active 117 DOM
-
2026-08-20days on market $155,000 Active 116 DOM
-
2026-08-19days on market $155,000 Active 115 DOM
-
2026-08-18days on market $155,000 Active 114 DOM
-
2026-08-17days on market $155,000 Active 113 DOM
-
2026-08-16days on market $155,000 Active 112 DOM
-
2026-08-15days on market $155,000 Active 111 DOM
-
2026-08-15days on market $155,000 Active 110 DOM
-
2026-08-13days on market $155,000 Active 109 DOM
-
2026-08-12days on market $155,000 Active 108 DOM
-
2026-08-11days on market $155,000 Active 107 DOM
-
2026-08-10days on market $155,000 Active 106 DOM
-
2026-08-09days on market $155,000 Active 105 DOM
-
2026-08-08days on market $155,000 Active 104 DOM
-
2026-08-07days on market $155,000 Active 103 DOM
-
2026-08-06days on market $155,000 Active 102 DOM
-
2026-08-05days on market $155,000 Active 101 DOM
-
2026-08-04days on market $155,000 Active 100 DOM
-
2026-08-03days on market $155,000 Active 99 DOM
-
2026-07-31days on market $155,000 Active 96 DOM
-
2026-07-30days on market $155,000 Active 95 DOM
-
2026-07-29days on market $155,000 Active 94 DOM
-
2026-07-27days on market $155,000 Active 92 DOM
-
2026-07-25days on market $155,000 Active 90 DOM
-
2026-07-24days on market $155,000 Active 89 DOM
-
2026-07-23days on market $155,000 Active 88 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast NY · Partial reset (capped growth)
- Current annual tax
- $3,740 · $312/mo
- Projected year-2 tax
- $3,740 · $312/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 5/10 Major FEMA zone X · 24% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 3/10 Moderate 8 d/yr ≥93°F today · 17 d/yr by 30 yrs out
- Wind 2/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $25,788
- − Mortgage interest
- −$8,122
- − Property taxes
- −$3,740
- − Insurance
- −$725
- − Repairs & maintenance
- −$2,063
- − Management
- −$2,063
- − Depreciation
- −$4,218
- Taxable income
- $4,857
- Est. tax owed @ 24.0%
- −$1,166
- After-tax cash flow
- $5,618/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 9 photos
This 2-family property requires moderate renovations to improve its condition and increase its value. The kitchen and bathrooms are in poor condition and need major updates. The deck is also in poor condition and requires painting and updating. Painting and updating the exterior and interior will also improve the property's curb appeal and overall condition.
Components & finishes AI
Deferred maintenance Est. $2,500–$10,000 screening
- Minor Roof (roof) — No visible signs of damage or wear on the roof.
- Minor Windows (windows) — No visible signs of damage or wear on the windows.
- Minor Electrical (electrical) — No visible signs of damage or wear on the electrical components.
- Minor Plumbing (plumbing) — No visible signs of damage or wear on the plumbing.
- Minor Exterior (exterior) — No visible signs of damage or wear on the exterior.
Repairs flagged
- Major kitchen cabinets — dated and in poor condition
- Major bathroom fixtures — dated and in poor condition
- Major deck — worn-out and in poor condition
Value-add opportunities
- Resale paint and update kitchen cabinets — modernizing the kitchen will attract more buyers ↑
- Resale paint and update bathrooms — modernizing the bathrooms will attract more buyers ↑
- Both paint and update deck — improving the deck will increase both resale and rental value ↑
ⓘ Rehab cost is a screening estimate — Moderate scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Union-Endicott Central School District
- NCES district ID
- 3610710
- Math proficiency
- 43% ▼ -9.00%
- Reading proficiency
- 57% ▲ 11.00%
- Median HH income
- $49,265
- Composite
- 42.66/100
- National rank
- #3176
- State rank
- #387 of 590 in NY
Livability — Endicott
- Score
- 70/100
- State rank
- #438
- US rank
- #7657
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Endicott, NY
- County
- Broome County · 187,989 people
- City population
- 42,896
- Metro
- Binghamton, NY
- Population (ZIP)
- 42,896
- Household income
- $66,095
- Rent vs Own
- Severe rent burden
- 8% of renters
Population outlook (Broome County) Hauer SSP2
- Today (2025)
- 187,989 people
- By 2030
- 183,066 · -2.6%
- By 2040
- 172,228 · -8.4%
- By 2050
- 163,161 · -13.2%
- By 2075
- 153,641 · -18.3%
- By 2100
- 140,851 · -25.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (84%)
- Race & ethnicity
- White 84% Two or more races 7% Hispanic / Latino 6% Black 4% Asian 2%
- Hispanic origin (detail)
- Puerto Rican 2%
- Common ancestry
- Romanian 6% Lithuanian 2% Slovak 2%
- Foreign-born
- 5% · Canada, China
- Languages at home
- 94% English-only · Spanish 2% Other Indo-European 1% Russian/Polish/Slavic 1%
Political lean MEDSL · Broome
- 2024 margin
- Toss-up / Even · D 50.2% · R 49.8%
- 2008→2024 swing
- -7.6pp toward R · 2008: 8.0pp · 2024: 0.4pp
- All cycles
- 2024: D+0.4 2020: D+3.5 2016: R+3.7 2012: D+4.6 2008: D+8.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -131.29%
- Current HPI
- 270.2661
- Rent YoY
- ▲ 7.09%
- Metro
- Binghamton, NY
- State GDP YoY
- ▲ 2.60%
- F500 in state
- 92
Industry mix (Fortune 500 HQ in NY)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 10 | $950B |
|
||
| Consumer Goods | 9 | $162B |
|
||
| Insurance | 4 | $225B |
|
||
| Telecommunications | 2 | $144B |
|
||
| Pharmaceuticals | 2 | $112B |
|
||
| Media / Entertainment | 2 | $69B |
|
||
Price history
+24.0% since first listed7 events — show timeline
- 2026-04-26 Listed $155,000 GBAOR
- 2025-08-13 Rental Removed $1,000 GBAOR
- 2025-07-29 Listed for Rent $1,000 GBAOR
- 2025-05-27 Sold (MLS) $100,000 GBAOR
- 2025-04-30 Pending — GBAOR
- 2025-03-19 Price Changed $115,000 GBAOR
- 2025-03-07 Listed $125,000 GBAOR
Property tax history
+1.8%/yrLatest (2025): $3,740 · +3.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…