🌊 Lakefront
11546 Onyx Cir · Fort Myers, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 28 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +10.2/30.0
- ARV discount +6.9/15.0
- Livability +4.3/5.0
- 1% rule +4.2/10.0
- Schools +4.1/10.0
- DSCR +2.9/10.0
- Rent growth +2.6/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$615,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
LOWEST PRICED PER SQUARE FOOT POOL HOME IN ARBORWOOD PRESERVE! Discover your dream home in the Arborwood Preserve community, masterfully crafted by WCI! Featuring the Islamorada floor plan, this fantastic home offers 3 bedrooms, a den, 3 full bathrooms, and charming lake views. Meticulously maintained by the original owners, the home boasts fully paid and insured solar panels covering both the entire house and the pool. Enjoy peace of mind with accordion-style hurricane shutters securing the entire property. This bright and inviting home showcases elegant tray ceilings in the living room and a modern kitchen with Corian countertops and ample cabinet storage space. The main living areas feature plank tile flooring, while the bedrooms offer luxury vinyl floors and generous closet space. One of the bedrooms includes an ensuite bathroom, perfect for family and guests. Arborwood Preserve exemplifies resort-style living with an array of amenities, including a resort-style pool, restaurant/bar, theater room, coffee room, craft and art room, fitness center/yoga room, tennis, pickleball, and bocce. Conveniently located near RSW Airport, Gulf Coast Center, FGCU, I-75, and various shopping and dining options, this community offers unparalleled convenience. Don’t miss out—schedule your appointment today!
Key facts
- Accordion shutters
- Hurricane protection
- Lake front homesite
Tags
Property features AI
Finance
- Other: Part of a large community (837 units)
- Financial info: Pets allowed conditionally (call); maximum of 2 pets
- HOA & community: Homeowners association with quarterly fee; Association fee includes internet, irrigation water, grounds maintenance and security; Community amenities: clubhouse, fitness center, media room, pool, bocce court, pickleball, tennis courts, barbecue/picnic area, restaurant, management
Exterior
- Parking: Attached garage; 2 covered garage spaces; Garage door opener
- Security: Smoke detectors; Gated community; Community security included in association services
- Utilities: Public water; Public sewer; Cable available; High-speed internet available; Municipal irrigation source; Solar panels (green feature)
- Home design: Single-story home; Entry level 1; Resale property; Has a view
- Construction: Block, concrete and stucco construction; Slate roof
- Exterior features: Sprinkler/irrigation system (automatic); Manual shutters; Tennis court(s); Lanai; Porch; Screened porch; Private pool (concrete, in-ground, heated, electric heat, solar heat); Community pool access; Pond on lot; Irregular lot; Northwest exposure; Southeast-facing property; Waterfront on a lake
Interior
- Kitchen: Dishwasher; Electric cooktop; Freezer; Disposal; Microwave; Range; Refrigerator; Self-cleaning oven; Pantry; Breakfast bar
- Bedrooms: Den (additional flexible room); Screened porch (additional flexible room); Great room (additional flexible room)
- Flooring: Tile flooring
- Bathrooms: 3 full bathrooms; Dual sinks in bath
- Heating & cooling: Central heating (electric); Central air conditioning (electric); Ceiling fans
- Interior features: Breakfast bar; Dual sinks; Open living/dining area; Pantry; Shower-only bath with separate shower; Walk-in closet(s); Window treatments; Split-bedroom floor plan; Single-hung windows; Window coverings; Unfurnished
- Laundry & utility: Washer hookup; Dryer hookup; Indoor laundry
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/3.0-bath single-family listed at $615k.
Deal economics
- At list price, monthly cash flow is $-346 ($-4k/yr) — negative.
- To cash-flow at today's rent, offer at most $554k (9.9% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $568k (7.6% below list).
- Recommended offer: $541k (12.0% below list) — sets the bar for market timing.
- Cap rate 5.6% vs local median 3.0% in Fort Myers — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 86/100 on livability (#14 in FL, #383 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
- Lee (suburban): math 47% / reading 50% proficiency, ranked #42 of 73 in FL (top 58%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents flat; 811 active listings in the ZIP; 33 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 15,411 units permitted in Lee County in 2024 (4,686 in 5+ unit buildings).
- At $5,685/mo this rent would consume 62% of the median local household income ($110k/yr) (locally 276% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $4k of loan paydown is wiped out by about $18k of value loss. Plan a longer hold.
- Lee County population projected at +44% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 209 days — a 12% lower offer ($541k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 209 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- This sits on a lake — are riparian / water-frontage rights deeded with the parcel? Any dock permits, shoreline easements, or HOA water-use restrictions?
- What's the documented flood / surge / shoreline-erosion history here (FEMA AND non-FEMA — e.g., storm surge, creek backup, septic-field saturation)?
- Any water-quality or seasonal algae-bloom issues that affect tenant satisfaction or short-term-rental demand?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.92% ✗
- Cap rate
- 5.62%
- Cash-on-cash
- -2.41%
- DSCR
- 0.89
- GRM
- 9.0
CMA / ARV
- ARV (on-the-fly)
- $607,476
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 11930 Silver Cobblestone Way | 0.15mi | 3/3.0 | 2,202 (0%) | 15mo | $500,000 | $227 | 81 |
| 11238 Shady Blossom Dr | 0.57mi | 3/3.0 | 2,202 (0%) | 2mo | $515,000 | $234 | 72 |
| 11591 Shady Blossom Dr | 0.29mi | 4/3.0 (+1) | 2,032 (-8%) | 3mo | $565,000 | $278 | 66 |
| 11425 Shady Blossom Dr | 0.35mi | 4/3.0 (+1) | 2,032 (-8%) | 1mo | $550,000 | $271 | 65 |
| 11543 Golden Oak Ter | 0.12mi | 2/2.0 (-1) | 1,917 (-13%) | 1mo | $400,000 | $209 | 63 |
| 11849 Grand Isles Ln | 0.36mi | 4/3.0 (+1) | 2,060 (-6%) | 14mo | $708,500 | $344 | 56 |
| 11922 Cypress Links Dr | 0.58mi | 4/2.5 (+1) | 2,387 (+8%) | 2mo | $660,000 | $276 | 50 |
| 12421 Eagle Pointe Cir | 0.75mi | 3/2.5 | 2,021 (-8%) | 1mo | $350,000 | $173 | 49 |
| 10912 Pistoia Dr | 0.67mi | 3/3.0 | 2,445 (+11%) | 3mo | $875,000 | $358 | 48 |
| 12521 Woodtimber Ln | 0.60mi | 3/2.0 | 2,450 (+11%) | 2mo | $497,000 | $203 | 47 |
| 12560 Lake Run Dr | 0.57mi | 3/2.0 | 1,931 (-12%) | 4mo | $550,000 | $285 | 45 |
| 11406 Battersea Pl | 0.58mi | 3/3.0 | 2,488 (+13%) | 15mo | $895,000 | $360 | 39 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.37% rent growth · sell at horizon
- IRR
- -23.7%
- Equity multiple
- 0.21×
- Total profit
- $-135,922
- Equity at exit
- $91,698
- IRR
- -29.7%
- Equity multiple
- -0.17×
- Total profit
- $-202,005
- Equity at exit
- $53,174
Cash invested: $172,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33913
- Home prices YoY
- -10.3%
- Rents YoY
- 0.4%
- Active inventory
- 811
- Price-to-rent
- 9.0×
Monthly cashflow live
- Estimated rent
- $5,685 high interval (Pro) →
- Mortgage (P&I)
- −$3,225
- Tax from tax record
- −$820 /mo · $9,838/yr
- Insurance
- −$256
- HOA
- −$536
- Vacancy / Maint / Mgmt
- −$1,194
- Net cashflow
- $-346
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $153,750
- Closing costs
- $18,450
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 33 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 11442 Tiverton Trce Fort Myers, FL | 3.0 | 2.0 | 2010 | $9,500 | $4.73 | 23d | 1 | 0.62mi |
| 11343 Tiverton Trce Fort Myers, FL | 2.0 | 2.0 | 1685 | $4,000 | $2.37 | 3d | 1 | 0.70mi |
| 11701 Avingston Ter Fort Myers, FL | 2.0 | 2.0 | 1553 | $5,500 | $3.54 | 14d | 1 | 0.78mi |
| 12021 Brassie Cir #201 Fort Myers, FL | 3.0 | 2.0 | 2343 | $2,700 | $1.15 | 3d | 1 | 0.84mi |
| 11230 Suffield St Fort Myers, FL | 2.0 | 2.0 | 1560 | $8,500 | $5.45 | 23d | 1 | 0.87mi |
| 12797 Vista Pine Cir Fort Myers, FL | 4.0 | 2.0 | 2146 | $2,705 | $1.26 | 3d | 1 | 0.90mi |
| 11012 Castlereagh St Fort Myers, FL | 3.0 | 3.0 | 2517 | $12,000 | $4.77 | 23d | 1 | 0.93mi |
| 10529 Casella Way #102 Fort Myers, FL | 3.0 | 2.0 | 1722 | $4,500 | $2.61 | 23d | 1 | 0.93mi |
| 12096 Ledgewood Cir Fort Myers, FL | 3.0 | 2.0 | 1798 | $2,850 | $1.59 | 23d | 1 | 0.95mi |
| 10879 Rutherford Rd Fort Myers, FL | 2.0 | 2.0 | 1566 | $3,500 | $2.23 | 23d | 1 | 0.96mi |
| 10520 Casella Way #101 Fort Myers, FL | 3.0 | 2.0 | 1722 | $7,000 | $4.07 | 23d | 1 | 0.98mi |
| 11801 Pine Timber Ln Fort Myers, FL | 3.0 | 2.5 | 2508 | $8,000 | $3.19 | 23d | 1 | 0.99mi |
| 11225 Lithgow Ln Fort Myers, FL | 2.0 | 2.0 | 2153 | $8,000 | $3.72 | 23d | 1 | 1.06mi |
| 12525 Astor Pl Unit 1049698P Fort Myers, FL | 3.0 | 2.0 | 2174 | $6,065 | $2.79 | 14d | 1 | 1.06mi |
| 10952 Clarendon St Fort Myers, FL | 2.0 | 2.0 | 1582 | $4,000 | $2.53 | 23d | 1 | 1.07mi |
| 10455 Casella Way #202 Fort Myers, FL | 3.0 | 2.0 | 2319 | $7,200 | $3.10 | 23d | 1 | 1.08mi |
| 12062 Via Lighthouse Ln Fort Myers, FL | 3.0 | 2.5 | 1879 | $1,995 | $1.06 | 3d | 1 | 1.09mi |
| 11761 Pinewood Lakes Dr Fort Myers, FL | 4.0 | 3.0 | 2528 | $3,200 | $1.27 | 3d | 1 | 1.10mi |
| 10908 Clarendon St Fort Myers, FL | 3.0 | 2.0 | 1433 | $8,000 | $5.58 | 23d | 1 | 1.16mi |
| 10908 Clarendon St Fort Myers, FL | 3.0 | 2.0 | 1433 | $8,000 | $5.58 | 14d | 1 | 1.16mi |
| 12482 Kentwood Ave Fort Myers, FL | 3.0 | 2.5 | 2251 | $4,900 | $2.18 | 19d | 1 | 1.16mi |
| 11170 Lakeland Cir Fort Myers, FL | 3.0 | 2.0 | 1571 | $1,975 | $1.26 | 14d | 1 | 1.20mi |
| 11900 Grosseto Ct Fort Myers, FL | 2.0 | 2.0 | 1713 | $6,000 | $3.50 | 19d | 1 | 1.20mi |
| 11900 Grosseto Ct Fort Myers, FL | 2.0 | 2.0 | 1713 | $5,500 | $3.21 | 23d | 1 | 1.20mi |
| 10284 Livorno Dr Fort Myers, FL | 3.0 | 3.0 | 2202 | $7,000 | $3.18 | 3d | 1 | 1.23mi |
| 11081 Lakeland Cir Fort Myers, FL | 4.0 | 2.0 | 2136 | $2,600 | $1.22 | 23d | 1 | 1.27mi |
| 11082 Lakeland Cir Fort Myers, FL | 3.0 | 2.0 | 1883 | $2,095 | $1.11 | 23d | 1 | 1.28mi |
| 11619 Meadowrun Cir Fort Myers, FL | 3.0 | 2.5 | 2242 | $2,495 | $1.11 | 23d | 1 | 1.29mi |
| 11028 Lakeland Cir Fort Myers, FL | 4.0 | 2.0 | 2136 | $2,550 | $1.19 | 23d | 1 | 1.37mi |
| 10730 Cetrella Dr Fort Myers, FL | 3.0 | 2.0 | 1558 | $6,900 | $4.43 | 23d | 1 | 1.39mi |
| 10271 Glastonbury Cir #102 Fort Myers, FL | 2.0 | 2.0 | 1550 | $4,500 | $2.90 | 23d | 1 | 1.47mi |
| 12016 Five Waters Cir Fort Myers, FL | 3.0 | 2.0 | 1646 | $4,500 | $2.73 | 23d | 1 | 1.48mi |
| 12469 Pebble Stone Ct Fort Myers, FL | 4.0 | 3.0 | 2368 | $2,750 | $1.16 | 3d | 1 | 1.48mi |
HOA detail
- Monthly dues
- $536 · $6,432/yr
- Likely covers
- poolgym
Listing history 25 events
-
2026-06-17days on market $615,000 Active 209 DOM
-
2026-06-16days on market $615,000 Active 208 DOM
-
2026-06-16days on market $615,000 Active 207 DOM
-
2026-06-13days on market $615,000 Active 205 DOM
-
2026-06-09days on market $615,000 Active 201 DOM
-
2026-06-07pricedays on market $615,000 Active 199 DOM
-
2026-06-02days on market $625,000 Active 194 DOM
-
2026-06-01days on market $625,000 Active 193 DOM
-
2026-06-01days on market $625,000 Active 192 DOM
-
2026-05-14price $625,000
-
2026-04-17price $635,500
-
2025-11-20$639,000 Active
-
2024-09-06soldstatus $535,000
-
2024-09-05soldstatus $535,000 Sold 1325-char remark
Show marketing remark (1325 chars)
LOWEST PRICED PER SQUARE FOOT POOL HOME IN ARBORWOOD PRESERVE! Discover your dream home in the Arborwood Preserve community, masterfully crafted by WCI! Featuring the Islamorada floor plan, this fantastic home offers 3 bedrooms, a den, 3 full bathrooms, and charming lake views. Meticulously maintained by the original owners, the home boasts fully paid and insured solar panels covering both the entire house and the pool. Enjoy peace of mind with accordion-style hurricane shutters securing the entire property. This bright and inviting home showcases elegant tray ceilings in the living room and a modern kitchen with Corian countertops and ample cabinet storage space. The main living areas feature plank tile flooring, while the bedrooms offer luxury vinyl floors and generous closet space. One of the bedrooms includes an ensuite bathroom, perfect for family and guests. Arborwood Preserve exemplifies resort-style living with an array of amenities, including a resort-style pool, restaurant/bar, theater room, coffee room, craft and art room, fitness center/yoga room, tennis, pickleball, and bocce. Conveniently located near RSW Airport, Gulf Coast Center, FGCU, I-75, and various shopping and dining options, this community offers unparalleled convenience. Don’t miss out—schedule your appointment today!
-
2024-08-03status Pending With Contingencies 1325-char remark
Show marketing remark (1325 chars)
LOWEST PRICED PER SQUARE FOOT POOL HOME IN ARBORWOOD PRESERVE! Discover your dream home in the Arborwood Preserve community, masterfully crafted by WCI! Featuring the Islamorada floor plan, this fantastic home offers 3 bedrooms, a den, 3 full bathrooms, and charming lake views. Meticulously maintained by the original owners, the home boasts fully paid and insured solar panels covering both the entire house and the pool. Enjoy peace of mind with accordion-style hurricane shutters securing the entire property. This bright and inviting home showcases elegant tray ceilings in the living room and a modern kitchen with Corian countertops and ample cabinet storage space. The main living areas feature plank tile flooring, while the bedrooms offer luxury vinyl floors and generous closet space. One of the bedrooms includes an ensuite bathroom, perfect for family and guests. Arborwood Preserve exemplifies resort-style living with an array of amenities, including a resort-style pool, restaurant/bar, theater room, coffee room, craft and art room, fitness center/yoga room, tennis, pickleball, and bocce. Conveniently located near RSW Airport, Gulf Coast Center, FGCU, I-75, and various shopping and dining options, this community offers unparalleled convenience. Don’t miss out—schedule your appointment today!
-
2024-07-30$569,000 Active 1325-char remark
Show marketing remark (1325 chars)
LOWEST PRICED PER SQUARE FOOT POOL HOME IN ARBORWOOD PRESERVE! Discover your dream home in the Arborwood Preserve community, masterfully crafted by WCI! Featuring the Islamorada floor plan, this fantastic home offers 3 bedrooms, a den, 3 full bathrooms, and charming lake views. Meticulously maintained by the original owners, the home boasts fully paid and insured solar panels covering both the entire house and the pool. Enjoy peace of mind with accordion-style hurricane shutters securing the entire property. This bright and inviting home showcases elegant tray ceilings in the living room and a modern kitchen with Corian countertops and ample cabinet storage space. The main living areas feature plank tile flooring, while the bedrooms offer luxury vinyl floors and generous closet space. One of the bedrooms includes an ensuite bathroom, perfect for family and guests. Arborwood Preserve exemplifies resort-style living with an array of amenities, including a resort-style pool, restaurant/bar, theater room, coffee room, craft and art room, fitness center/yoga room, tennis, pickleball, and bocce. Conveniently located near RSW Airport, Gulf Coast Center, FGCU, I-75, and various shopping and dining options, this community offers unparalleled convenience. Don’t miss out—schedule your appointment today!
-
2024-07-25price $569,000
-
2024-07-12price $599,000
-
2024-06-20price $629,900
-
2024-06-01price $644,900
-
2024-05-13price $654,900
-
2024-04-16price $664,900
-
2024-04-05price $679,900
-
2024-03-21price $689,900
-
2024-03-11$699,999 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $9,838 · $820/mo
- Projected year-2 tax
- $9,838 · $820/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 9/10 Extreme 7 d/yr ≥107°F today · 28 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $68,217
- − Mortgage interest
- −$34,450
- − Property taxes
- −$9,838
- − Insurance
- −$3,075
- − Repairs & maintenance
- −$5,457
- − Management
- −$5,457
- − HOA
- −$6,432
- − Depreciation
- −$17,891
- Taxable loss
- −$14,383
- Est. tax savings @ 24.0%
- +$3,452
- After-tax cash flow
- $-703/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Lee
- NCES district ID
- 1201080
- Math proficiency
- 47% ▼ -11.00%
- Reading proficiency
- 50% ▼ -4.00%
- Median HH income
- $49,518
- Composite
- 41.49/100
- National rank
- #3458
- State rank
- #42 of 73 in FL
Livability — Fort Myers
- Score
- 86/100
- State rank
- #14
- US rank
- #383
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Fort Myers, FL
- County
- Lee County · 788,662 people
- City population
- 278,598
- Metro
- Cape Coral-Fort Myers, FL
- Population (ZIP)
- 31,538
- Household income
- $110,373
- Rent vs Own
- Severe rent burden
- 276.0
Population outlook (Lee County) Hauer SSP2
- Today (2025)
- 871,946 people
- By 2030
- 955,468 · +9.6%
- By 2040
- 1,113,587 · +27.7%
- By 2050
- 1,256,891 · +44.1%
- By 2075
- 1,560,270 · +78.9%
- By 2100
- 1,726,848 · +98.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (74%)
- Race & ethnicity
- White 74% Hispanic / Latino 13% Two or more races 11% Black 5% Asian 2%
- Hispanic origin (detail)
- Mexican 3% Puerto Rican 3% Cuban 2%
- Common ancestry
- Romanian 5% Lithuanian 3% Slovak 2%
- Foreign-born
- 14% · Canada, Vietnam, China
- Languages at home
- 84% English-only · Spanish 10% Other Indo-European 2% French/Haitian/Cajun 2%
Political lean MEDSL · Lee
- 2024 margin
- Strong R (+28.4) · D 35.5% · R 63.9%
- 2008→2024 swing
- -18.0pp toward R · 2008: -10.4pp · 2024: -28.4pp
- All cycles
- 2024: R+28.4 2020: R+19.2 2016: R+20.4 2012: R+16.6 2008: R+10.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -25.45%
- Current HPI
- 221.7115
- Rent YoY
- ▲ 0.37%
- Metro
- Cape Coral-Fort Myers, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
-10.7% since first listed16 events — show timeline
- 2026-05-14 Price Changed $625,000 FORTMLS
- 2026-04-17 Price Changed $635,500 FORTMLS
- 2025-11-20 Listed $639,000 FORTMLS
- 2024-09-06 Sold (Public Records) $535,000 Public Records
- 2024-09-05 Sold (MLS) $535,000 BEARMLS
- 2024-08-03 Pending — BEARMLS
- 2024-07-30 Listed $569,000 BEARMLS
- 2024-07-25 Price Changed $569,000 BEARMLS
- 2024-07-12 Price Changed $599,000 BEARMLS
- 2024-06-20 Price Changed $629,900 BEARMLS
- 2024-06-01 Price Changed $644,900 BEARMLS
- 2024-05-13 Price Changed $654,900 BEARMLS
- 2024-04-16 Price Changed $664,900 BEARMLS
- 2024-04-05 Price Changed $679,900 BEARMLS
- 2024-03-21 Price Changed $689,900 BEARMLS
- 2024-03-11 Listed $699,999 BEARMLS
Property tax history
+22.6%/yrLatest (2025): $9,838 · +78.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…