19117 Park Rd · Anadarko, OK
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 9/10 · Severe
- Est. fire insurance / yr
- $2,463 – $4,575
Heat risk 6/10 · Moderate
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 3/10 · Minor
- Chance of severe wind over 30 yrs
- 6.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +27.2/30.0
- DSCR +9.4/10.0
- ARV discount +7.5/15.0
- 1% rule +6.1/10.0
- Livability +2.9/5.0
- Appreciation +2.8/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +1.1/10.0
$85,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
$2500 being offered towards repairs or Buyer’s Closing Costs by the Seller with approved offer! Escape to the peace and quiet of country living with this 3-bedroom, 1-bath home situated on approximately 1 acre just west of Anadarko! This fixer-upper handyman special is priced to sell and offers endless potential for the buyer ready to make it their own. Several major updates have already been completed, including a new roof and carpet installed approximately 2 years ago, a newly drilled water well approximately 2 years ago, and septic lateral lines replaced approximately 4–5 years ago. Enjoy wide-open views of the beautiful Oklahoma countryside while still being conveniently loc
Key facts
- New carpet
- Wide-open views
- New roof
Tags
Property features AI
Finance
- Other: Homestead exempt; Unplatted legal addition; Not in a special zoning district; Flood insurance not required
- Financial info: Not assumable; Does not qualify for loan (per listing data)
- HOA & community: No mandatory association dues
Exterior
- Parking: Circle drive; Other parking; 1-car garage
- Utilities: Septic tank; Private well available
- Home design: Single-family residence; One level; Home faces north; Residential property; Existing property
- Construction: Frame construction; Composition roof (2024); Conventional foundation
- Exterior features: Covered porch; Open patio; Combination fencing; Greenbelt; Interior lot; Rural setting
Interior
- Kitchen: Range (10W)
- Bedrooms: 3 bedrooms
- Flooring: Combination flooring
- Bathrooms: 1 full bathroom
- Heating & cooling: Other heating; Window unit(s) for cooling
- Interior features: Inside utility; Combo flooring
- Laundry & utility: Inside utility
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $85k.
Deal economics
- At list price, monthly cash flow is $242 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($943 rent vs $85k).
- Recommended offer: $82k (3.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 57/100 on livability (#483 in OK) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: crime F, amenities F, commute F.
- Anadarko (town): math 12% / reading 14% proficiency, ranked #245 of 270 in OK (top 91%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 75% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Anadarko East Es (math 27% / reading 17%, grade F, #413 of 845 statewide, top 54%, 306 students, 0% FRL); Anadarko Hs (math 12% / reading 12%, grade F, #359 of 447 statewide, top 80%, 409 students, 0% FRL) — zoned schools average 0% FRL vs 75% district-wide (75 pts lower); this property's tenant base skews higher-income than the district average.
- Market conditions: 30 active listings in the ZIP.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $588 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Caddo County population projected to shrink 7% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $24k cash investment doubles in ~10 years — after that, you're playing with house money.
Negotiation context
- It's been on market 41 days — a 3% lower offer ($82k) is reasonable based on typical stale-listing flexibility.
- Current owner paid $27k; list at $85k implies a 215% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: severe wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 41 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.11% ✓
- Cap rate
- 9.71%
- Cash-on-cash
- 12.21%
- DSCR
- 1.54
- GRM
- 7.5
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 1.8%
- Equity multiple
- 1.07×
- Total profit
- $1,609
- Equity at exit
- $12,674
- IRR
- 11.3%
- Equity multiple
- 1.89×
- Total profit
- $21,105
- Equity at exit
- $7,349
Cash invested: $23,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 83 Strongly Landlord-Friendly
- State Oklahoma
- 83 Strongly Landlord-Friendly · R+20
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 73005
- Home prices YoY
- -3.2%
- Active inventory
- 30
- Price-to-rent
- 7.5×
Monthly cashflow live
- Estimated rent
- $943 medium interval (Pro) →
- Mortgage (P&I)
- −$446
- Tax from tax record
- −$22 /mo · $260/yr
- Insurance
- −$35
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$198
- Net cashflow
- $242
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $21,250
- Closing costs
- $2,550
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 16 events
-
2026-06-18days on market $85,000 Active 41 DOM
-
2026-06-17days on market $85,000 Active 40 DOM
-
2026-06-16days on market $85,000 Active 39 DOM
-
2026-06-15days on market $85,000 Active 38 DOM
-
2026-06-13days on market $85,000 Active 36 DOM
-
2026-06-12days on market $85,000 Active 35 DOM
-
2026-06-09days on market $85,000 Active 32 DOM
-
2026-06-08days on market $85,000 Active 31 DOM
-
2026-06-08days on market $85,000 Active 30 DOM
-
2026-06-07days on market $85,000 Active 29 DOM
-
2026-06-04days on market $85,000 Active 26 DOM
-
2026-06-02days on market $85,000 Active 25 DOM
-
2026-06-01days on market $85,000 Active 24 DOM
-
2026-05-31days on market $85,000 Active 23 DOM
-
2026-05-08$85,000 Active
-
1996-08-30soldstatus $27,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast OK · Resets to sale price
- Current annual tax
- $260 · $22/mo
- Projected year-2 tax
- $765 · $64/mo
- Expected delta
- +$505/yr (+$42/mo · 194.2%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 9/10 Extreme
- Heat 6/10 Major 7 d/yr ≥107°F today · 19 d/yr by 30 yrs out
- Wind 3/10 Moderate 6% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $11,316
- − Mortgage interest
- −$4,761
- − Property taxes
- −$260
- − Insurance
- −$425
- − Repairs & maintenance
- −$905
- − Management
- −$905
- − Depreciation
- −$2,473
- Taxable income
- $1,586
- Est. tax owed @ 24.0%
- −$381
- After-tax cash flow
- $2,525/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Anadarko
- NCES district ID
- 4003000
- Math proficiency
- 12% ▼ -9.00%
- Reading proficiency
- 14% ▼ -11.00%
- Median HH income
- $34,887
- Composite
- 10.66/100
- National rank
- #9772
- State rank
- #245 of 270 in OK
Livability — Anadarko
- Score
- 57/100
- State rank
- #483
- US rank
- #22161
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Population (ZIP)
- 7,760
Population outlook (Caddo County) Hauer SSP2
- Today (2025)
- 28,391 people
- By 2030
- 27,844 · -1.9%
- By 2040
- 27,057 · -4.7%
- By 2050
- 26,484 · -6.7%
- By 2075
- 26,266 · -7.5%
- By 2100
- 26,077 · -8.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.85)
- Race & ethnicity
- White 34% Native American 34% Two or more races 18% Hispanic / Latino 16% Black 6%
- Hispanic origin (detail)
- Mexican 13%
- Common ancestry
- Lithuanian 2% Iranian 2% Slovak 1%
- Foreign-born
- 3% · Canada
- Languages at home
- 92% English-only · Spanish 6%
Political lean MEDSL · Caddo
- 2024 margin
- Solid R (+47.1) · D 25.4% · R 72.5% · Other 2.1%
- 2008→2024 swing
- -16.4pp toward R · 2008: -30.7pp · 2024: -47.1pp
- All cycles
- 2024: R+47.1 2020: R+44.0 2016: R+43.4 2012: R+28.5 2008: R+30.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -4.47%
- Current HPI
- 134.1528
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.55%
- F500 in state
- 6
Industry mix (Fortune 500 HQ in OK)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 3 | $48B |
|
||
Price history
+214.8% since first listed2 events — show timeline
- 2026-05-08 Listed $85,000 MLSOK
- 1996-08-30 Sold (Public Records) $27,000 Public Records
Property tax history
+4.6%/yrLatest (2025): $260 · +3.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…