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19117 Park Rd
C+ Composite 61.86
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +27.2/30.0
  • DSCR +9.4/10.0
  • ARV discount +7.5/15.0
  • 1% rule +6.1/10.0
  • Livability +2.9/5.0
  • Appreciation +2.8/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.1/10.0

$85,000

19117 Park Rd · Anadarko, OK 73005
3 bd · 1.0 ba · 1,020 sqft · SingleFamily public records · 41 Days on market
Built 1960 1.00 ac lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

$2500 being offered towards repairs or Buyer’s Closing Costs by the Seller with approved offer! Escape to the peace and quiet of country living with this 3-bedroom, 1-bath home situated on approximately 1 acre just west of Anadarko! This fixer-upper handyman special is priced to sell and offers endless potential for the buyer ready to make it their own. Several major updates have already been completed, including a new roof and carpet installed approximately 2 years ago, a newly drilled water well approximately 2 years ago, and septic lateral lines replaced approximately 4–5 years ago. Enjoy wide-open views of the beautiful Oklahoma countryside while still being conveniently loc

Key facts

  • New carpet
  • Wide-open views
  • New roof

Tags

NEW ROOFNEW CARPETNEWLY DRILLED WATER WELLSEPTIC LATERAL LINES REPLACEDWIDE-OPEN VIEWSCONVENIENTLY LOCATED

Property features AI

Finance

  • Other: Homestead exempt; Unplatted legal addition; Not in a special zoning district; Flood insurance not required
  • Financial info: Not assumable; Does not qualify for loan (per listing data)
  • HOA & community: No mandatory association dues

Exterior

  • Parking: Circle drive; Other parking; 1-car garage
  • Utilities: Septic tank; Private well available
  • Home design: Single-family residence; One level; Home faces north; Residential property; Existing property
  • Construction: Frame construction; Composition roof (2024); Conventional foundation
  • Exterior features: Covered porch; Open patio; Combination fencing; Greenbelt; Interior lot; Rural setting

Interior

  • Kitchen: Range (10W)
  • Bedrooms: 3 bedrooms
  • Flooring: Combination flooring
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Other heating; Window unit(s) for cooling
  • Interior features: Inside utility; Combo flooring
  • Laundry & utility: Inside utility

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $85k.

Deal economics

  • At list price, monthly cash flow is $242 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($943 rent vs $85k).
  • Recommended offer: $82k (3.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 57/100 on livability (#483 in OK) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: crime F, amenities F, commute F.
  • Anadarko (town): math 12% / reading 14% proficiency, ranked #245 of 270 in OK (top 91%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 75% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Anadarko East Es (math 27% / reading 17%, grade F, #413 of 845 statewide, top 54%, 306 students, 0% FRL); Anadarko Hs (math 12% / reading 12%, grade F, #359 of 447 statewide, top 80%, 409 students, 0% FRL) — zoned schools average 0% FRL vs 75% district-wide (75 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: 30 active listings in the ZIP.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $588 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Caddo County population projected to shrink 7% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $24k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 41 days — a 3% lower offer ($82k) is reasonable based on typical stale-listing flexibility.
  • Current owner paid $27k; list at $85k implies a 215% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $82,450 (3.0% below list)

Questions for the listing agent

  1. It's been on market 41 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.11%
Cap rate
9.71%
Cash-on-cash
12.21%
DSCR
1.54
GRM
7.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
1.8%
Equity multiple
1.07×
Total profit
$1,609
Equity at exit
$12,674
10-year hold
IRR
11.3%
Equity multiple
1.89×
Total profit
$21,105
Equity at exit
$7,349

Cash invested: $23,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Oklahoma
83 Strongly Landlord-Friendly · R+20
County
— inherits STATE
City
— inherits STATE
5-day notice; strongly landlord-favorable.

ZIP-level market 73005

Home prices YoY
-3.2%
Active inventory
30
Price-to-rent
7.5×

Monthly cashflow live

Estimated rent
$943 medium interval (Pro) →
Mortgage (P&I)
$446
Tax from tax record
$22 /mo · $260/yr
Insurance
$35
HOA
$0
Vacancy / Maint / Mgmt
$198
Net cashflow
$242

Break-even live

Break-even rent $636
Max offer price $85,000
Occupancy floor 69%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$21,250
Closing costs
$2,550
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 16 events

  1. 2026-06-18
    days on market $85,000 Active 41 DOM
  2. 2026-06-17
    days on market $85,000 Active 40 DOM
  3. 2026-06-16
    days on market $85,000 Active 39 DOM
  4. 2026-06-15
    days on market $85,000 Active 38 DOM
  5. 2026-06-13
    days on market $85,000 Active 36 DOM
  6. 2026-06-12
    days on market $85,000 Active 35 DOM
  7. 2026-06-09
    days on market $85,000 Active 32 DOM
  8. 2026-06-08
    days on market $85,000 Active 31 DOM
  9. 2026-06-08
    days on market $85,000 Active 30 DOM
  10. 2026-06-07
    days on market $85,000 Active 29 DOM
  11. 2026-06-04
    days on market $85,000 Active 26 DOM
  12. 2026-06-02
    days on market $85,000 Active 25 DOM
  13. 2026-06-01
    days on market $85,000 Active 24 DOM
  14. 2026-05-31
    days on market $85,000 Active 23 DOM
  15. 2026-05-08
    listed $85,000 Active
  16. 1996-08-30
    soldstatus $27,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OK · Resets to sale price

Current annual tax
$260 · $22/mo
Projected year-2 tax
$765 · $64/mo
Expected delta
+$505/yr (+$42/mo · 194.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 9/10 Extreme
  • 🌡 Heat 6/10 Major 7 d/yr ≥107°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 6% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$11,316
− Mortgage interest
−$4,761
− Property taxes
−$260
− Insurance
−$425
− Repairs & maintenance
−$905
− Management
−$905
− Depreciation
−$2,473
Taxable income
$1,586
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$381
After-tax cash flow
$2,525/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Anadarko
NCES district ID
4003000
Math proficiency
12% ▼ -9.00%
Reading proficiency
14% ▼ -11.00%
Median HH income
$34,887
Composite
10.66/100
National rank
#9772
State rank
#245 of 270 in OK

Livability — Anadarko

Score
57/100
State rank
#483
US rank
#22161

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A+ Health & safety F User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
7,760

Population outlook (Caddo County) Hauer SSP2

Today (2025)
28,391 people
By 2030
27,844 · -1.9%
By 2040
27,057 · -4.7%
By 2050
26,484 · -6.7%
By 2075
26,266 · -7.5%
By 2100
26,077 · -8.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.85)
Race & ethnicity
White 34% Native American 34% Two or more races 18% Hispanic / Latino 16% Black 6%
Hispanic origin (detail)
Mexican 13%
Common ancestry
Lithuanian 2% Iranian 2% Slovak 1%
Foreign-born
3% · Canada
Languages at home
92% English-only · Spanish 6%

Political lean MEDSL · Caddo

2024 margin
Solid R (+47.1) · D 25.4% · R 72.5% · Other 2.1%
2008→2024 swing
-16.4pp toward R · 2008: -30.7pp · 2024: -47.1pp
All cycles
2024: R+47.1 2020: R+44.0 2016: R+43.4 2012: R+28.5 2008: R+30.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -4.47%
Current HPI
134.1528
Rent YoY
Metro
State GDP YoY
▲ 1.55%
F500 in state
6

Industry mix (Fortune 500 HQ in OK)

Industry F500 HQs Revenue

Price history

+214.8% since first listed
2 events — show timeline
  • 2026-05-08 Listed $85,000 MLSOK
  • 1996-08-30 Sold (Public Records) $27,000 Public Records

Property tax history

+4.6%/yr

Latest (2025): $260 · +3.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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