368/370 Qtr. I V Jackson Gore Inn · Ludlow, VT 05149

$72,000

1 bd · 2.0 ba · 775 sqft · Timeshare · 42 Days on market

Built 2003 $93/sqft · 68% below area $326/mo HOA · 20% of rent ↓ 34% since listing

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Appreciation +5.0/10.0
• Schools +5.0/10.0
• Livability +3.7/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Jackson Gore Inn Unit 274/276 Quarter III: Quarter ownership. This second floor, one bedroom lockout sleeps eight. Located at a quiet end of the hall, Convenient to the roundhouse. Unit C Features: 1 bedroom, sleeps eight, lock-out capabilities, 2 fixed Queen beds, Queen sleep sofa, Queen wall bed, full kitchen, 2 full bathrooms, jetted bath tub, fireplace, entertainment center.

Key facts

• Expansive views
• Full kitchen
• Jetted bathtub

Tags

• THIRD-FLOOR LOCKOUT UNIT
• EXPANSIVE VIEWS
• PROXIMITY TO THE LIFTS
• FULL KITCHEN
• JETTED BATHTUB
• LIVING AREA WITH FIREPLACE

Property features AI

Finance

• Financial info: Timeshare/fractional ownership: 25% interest (timeshare/fractional ownership applies)
• HOA & community: Condo fees apply (quarterly); Quarterly fee covers cable, cooling, electric, heat, hot water, landscaping, plowing, recreation, sewer, trash, water, building maintenance and master insurance; Association amenities include indoor and outdoor pool, hot tub, sauna, exercise facility, tennis and basketball courts, playground, storage, elevator, common acreage and snow removal

Exterior

• Parking: One-car garage; Paved, common/shared driveway
• Utilities: Public/shared sewer; Community water and drilled well; Circuit breaker electrical service; High-speed internet and cable available; Cable service
• Home design: Contemporary style; Existing construction; Jackson Gore Inn condominium
• Construction: Built in 2003; Wood frame with clapboard and stone exterior; Asphalt shingle roof
• Exterior features: Condo development with shared/common land; Ski area and ski-trailside location; Mountain setting; Near golf course; Near skiing

Interior

• Kitchen: Electric cooktop; Electric range; Microwave; Dishwasher; Refrigerator
• Bedrooms: Master bedroom (main level)
• Flooring: Carpet; Tile
• Bathrooms: Two full bathrooms (both on main level)
• Heating & cooling: Propane hot-air heating; Central air conditioning
• Interior features: Five total rooms; Living/dining area
• Laundry & utility: Gas/propane water heater

What this means for you Summary

Snapshot

• This is a 1-bed/2.0-bath timeshare listed at $72k.

Deal economics

• At list price, monthly cash flow is $481 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $72k).
• Recommended offer: $70k (3.0% below list) — sets the bar for market timing.
• Cap rate 14.3% vs local median 0.3% in Ludlow — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 73/100 on livability (#20 in VT, #4,932 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, health & safety A+, housing B+; Watch: schools C-, amenities F, commute F.
• Market conditions: 92 active listings in the ZIP; 339 units permitted in Windsor County in 2024 (240 in 5+ unit buildings).

Forward outlook

• In year one you build about $483 of equity ($498 loan paydown + $-15 appreciation (-0.0% local appreciation)).
• Windsor County population projected at -21% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (-0.0% appreciation + 3.0% rent growth), your $20k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

• It's been on market 42 days — a 3% lower offer ($70k) is reasonable based on typical stale-listing flexibility.
• 17 sale attempts since 9y ago; this cycle's ask has dropped $53k (42%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $40k; list at $72k implies a 82% gain — meaningful room to come down on a strong offer.

Recommended offer $69,840 (3.0% below list)

Questions for the listing agent

1. It's been on market 42 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 2.29% ✓
• Cap rate: 14.31%
• Cash-on-cash: 28.64%
• DSCR: 2.27
• GRM: 3.6

CMA / ARV

• ARV (median comp): $227,340
• List price: $72,000
• Delta: -68.33%
• Verdict: UNDERPRICED
• Comps: 10 within 1.0 mi

Show comp detail 2 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
Jackson Gore Inn Unit 318/320 QII	0.05mi	1/2.0	775 (0%)	21mo	$66,000	$85	80
445 Qtr. I I Jackson Gore Inn	0.23mi	1/2.0	775 (0%)	20mo	$75,000	$97	72

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.02% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 29.2%
• Equity multiple: 2.42×
• Total profit: $28,689
• Equity at exit: $20,830

10-year hold

• IRR: 33.0%
• Equity multiple: 4.71×
• Total profit: $74,718
• Equity at exit: $24,978

Cash invested: $20,160 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 41 Moderately Tenant-Leaning
• State Vermont: 41 Moderately Tenant-Leaning · D+15
• County: — inherits STATE
• City: — inherits STATE

Just-cause in Burlington (2022); strong habitability.

Methodology + full state rankings →

ZIP-level market 05149

• Home prices YoY: -0.0%
• Active inventory: 92
• Price-to-rent: 3.6×

Monthly cashflow live

• Estimated rent: $1,651 medium
• Mortgage (P&I): −$378
• Tax est. 1.5%: −$90 /mo · $1,080/yr
• Insurance: −$30
• HOA: −$326
• Vacancy / Maint / Mgmt: −$347
• Net cashflow: $481

Break-even live

Break-even rent $1,043

Max offer price $72,000

Occupancy floor 66%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $18,000
• Closing costs: $2,160
• Reserves months: —
• Total cash needed: —

HOA detail

• Monthly dues: $326 · $3,912/yr

Listing history 50 events

1. 2026-06-18
   days on market $72,000 Active 42 DOM
2. 2026-06-17
   days on market $72,000 Active 41 DOM
3. 2026-06-16
   days on market $72,000 Active 40 DOM
4. 2026-06-15
   days on market $72,000 Active 39 DOM
5. 2026-06-15
   days on market $72,000 Active 38 DOM
6. 2026-06-13
   days on market $72,000 Active 37 DOM
7. 2026-06-12
   days on market $72,000 Active 36 DOM
8. 2026-06-09
   days on market $72,000 Active 33 DOM
9. 2026-06-08
   days on market $72,000 Active 32 DOM
10. 2026-06-08
    days on market $72,000 Active 31 DOM
11. 2026-06-07
    days on market $72,000 Active 30 DOM
12. 2026-06-03
    days on market $72,000 Active 27 DOM
13. 2026-06-02
    days on market $72,000 Active 26 DOM
14. 2026-06-01
    days on market $72,000 Active 25 DOM
15. 2026-05-31
    days on market $72,000 Active 24 DOM
16. 2021-10-01
    soldstatus $39,500 Closed 381-char remark

    Show marketing remark (381 chars)

    Jackson Gore Inn Unit 274/276 Quarter III: Quarter ownership. This second floor, one bedroom lockout sleeps eight. Located at a quiet end of the hall, Convenient to the roundhouse. Unit C Features: 1 bedroom, sleeps eight, lock-out capabilities, 2 fixed Queen beds, Queen sleep sofa, Queen wall bed, full kitchen, 2 full bathrooms, jetted bath tub, fireplace, entertainment center.

17. 2021-09-13
    historical Active with Contract 381-char remark

    Show marketing remark (381 chars)

    Jackson Gore Inn Unit 274/276 Quarter III: Quarter ownership. This second floor, one bedroom lockout sleeps eight. Located at a quiet end of the hall, Convenient to the roundhouse. Unit C Features: 1 bedroom, sleeps eight, lock-out capabilities, 2 fixed Queen beds, Queen sleep sofa, Queen wall bed, full kitchen, 2 full bathrooms, jetted bath tub, fireplace, entertainment center.

18. 2021-04-19
    soldstatus $44,000 Closed 383-char remark

    Show marketing remark (383 chars)

    Jackson Gore Inn Unit 264/266 Qtr. IV: This is a one-bedroom lockout, sleeps 8, two baths, with nice valley view and convenient location to both the main elevator and the Round House. Unit C Features:1 bedroom, sleeps eight, lock-out capabilities, 2 fixed Queen beds, Queen sleep sofa, Queen wall bed, full kitchen, 2 full bathrooms, jetted bath tub, fireplace, entertainment center.

19. 2021-03-15
    historical Active with Contract 383-char remark

    Show marketing remark (383 chars)

    Jackson Gore Inn Unit 264/266 Qtr. IV: This is a one-bedroom lockout, sleeps 8, two baths, with nice valley view and convenient location to both the main elevator and the Round House. Unit C Features:1 bedroom, sleeps eight, lock-out capabilities, 2 fixed Queen beds, Queen sleep sofa, Queen wall bed, full kitchen, 2 full bathrooms, jetted bath tub, fireplace, entertainment center.

20. 2020-10-09
    soldstatus $107,500 Closed
21. 2020-09-08
    historical Active with Contract
22. 2020-03-03
    status Active 383-char remark

    Show marketing remark (383 chars)

    Jackson Gore Inn Unit 264/266 Qtr. IV: This is a one-bedroom lockout, sleeps 8, two baths, with nice valley view and convenient location to both the main elevator and the Round House. Unit C Features:1 bedroom, sleeps eight, lock-out capabilities, 2 fixed Queen beds, Queen sleep sofa, Queen wall bed, full kitchen, 2 full bathrooms, jetted bath tub, fireplace, entertainment center.

23. 2020-02-29
    historical 383-char remark

    Show marketing remark (383 chars)

    Jackson Gore Inn Unit 264/266 Qtr. IV: This is a one-bedroom lockout, sleeps 8, two baths, with nice valley view and convenient location to both the main elevator and the Round House. Unit C Features:1 bedroom, sleeps eight, lock-out capabilities, 2 fixed Queen beds, Queen sleep sofa, Queen wall bed, full kitchen, 2 full bathrooms, jetted bath tub, fireplace, entertainment center.

24. 2019-08-02
    price $44,900 381-char remark

    Show marketing remark (381 chars)

    Jackson Gore Inn Unit 274/276 Quarter III: Quarter ownership. This second floor, one bedroom lockout sleeps eight. Located at a quiet end of the hall, Convenient to the roundhouse. Unit C Features: 1 bedroom, sleeps eight, lock-out capabilities, 2 fixed Queen beds, Queen sleep sofa, Queen wall bed, full kitchen, 2 full bathrooms, jetted bath tub, fireplace, entertainment center.

25. 2019-05-10
    soldstatus $82,500 Closed
26. 2019-05-01
    price $125,000
27. 2019-04-23
    historical Active with Contract
28. 2019-03-26
    soldstatus $57,500 Closed
29. 2019-03-15
    soldstatus $70,000 Closed
30. 2019-03-11
    historical Active with Contract
31. 2019-03-06
    price $45,000 383-char remark

    Show marketing remark (383 chars)

    Jackson Gore Inn Unit 264/266 Qtr. IV: This is a one-bedroom lockout, sleeps 8, two baths, with nice valley view and convenient location to both the main elevator and the Round House. Unit C Features:1 bedroom, sleeps eight, lock-out capabilities, 2 fixed Queen beds, Queen sleep sofa, Queen wall bed, full kitchen, 2 full bathrooms, jetted bath tub, fireplace, entertainment center.

32. 2019-03-05
    status Active 383-char remark

    Show marketing remark (383 chars)

    Jackson Gore Inn Unit 264/266 Qtr. IV: This is a one-bedroom lockout, sleeps 8, two baths, with nice valley view and convenient location to both the main elevator and the Round House. Unit C Features:1 bedroom, sleeps eight, lock-out capabilities, 2 fixed Queen beds, Queen sleep sofa, Queen wall bed, full kitchen, 2 full bathrooms, jetted bath tub, fireplace, entertainment center.

33. 2019-03-05
    historical Active with Contract

    Show marketing remark (383 chars)

    Jackson Gore Inn Unit 264/266 Qtr. IV: This is a one-bedroom lockout, sleeps 8, two baths, with nice valley view and convenient location to both the main elevator and the Round House. Unit C Features:1 bedroom, sleeps eight, lock-out capabilities, 2 fixed Queen beds, Queen sleep sofa, Queen wall bed, full kitchen, 2 full bathrooms, jetted bath tub, fireplace, entertainment center.

34. 2019-03-01
    historical 383-char remark

    Show marketing remark (383 chars)

    Jackson Gore Inn Unit 264/266 Qtr. IV: This is a one-bedroom lockout, sleeps 8, two baths, with nice valley view and convenient location to both the main elevator and the Round House. Unit C Features:1 bedroom, sleeps eight, lock-out capabilities, 2 fixed Queen beds, Queen sleep sofa, Queen wall bed, full kitchen, 2 full bathrooms, jetted bath tub, fireplace, entertainment center.

35. 2019-02-26
    price $65,000
36. 2019-02-15
    price $80,000
37. 2019-01-16
    price $105,000
38. 2018-12-28
    soldstatus $80,000 Closed
39. 2018-12-11
    historical Active with Contract
40. 2018-12-03
    price $80,000
41. 2018-11-06
    price $108,000
42. 2018-11-05
    status Active
43. 2018-11-01
    historical
44. 2018-10-26
    soldstatus $37,500 Closed
45. 2018-10-16
    historical Active with Contract
46. 2018-10-05
    soldstatus $140,000 Closed
47. 2018-08-31
    soldstatus $80,000 Closed
48. 2018-08-28
    historical Active with Contract
49. 2018-08-17
    soldstatus $55,000 Closed
50. 2018-08-02
    historical Active with Contract

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌡 Heat 2/10 Low
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $19,818
• − Mortgage interest: −$4,033
• − Property taxes: −$1,080
• − Insurance: −$360
• − Repairs & maintenance: −$1,585
• − Management: −$1,585
• − HOA: −$3,912
• − Depreciation: −$2,095
• Taxable income: $5,167
• Est. tax owed @ 24.0%: −$1,240
• After-tax cash flow: $4,533/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

No district data.

Livability — Ludlow

• Score: 73/100
• State rank: #20
• US rank: #4932

Category grades

Amenities F Commute F Cost of living B Crime A+ Employment D- Housing B+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• City population: 2,171
• Population (ZIP): 2,171

Population outlook (Windsor County) Hauer SSP2

• Today (2025): 53,235 people
• By 2030: 51,269 · -3.7%
• By 2040: 46,517 · -12.6%
• By 2050: 41,859 · -21.4%
• By 2075: 33,298 · -37.5%
• By 2100: 24,523 · -53.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (93%)
• Race & ethnicity: White 93% Two or more races 6% Hispanic / Latino 3%
• Common ancestry: Lithuanian 10% Romanian 5% Russian 2%
• Foreign-born: 2% · Canada
• Languages at home: 98% English-only · German/W. Germanic 1%

Political lean MEDSL · Windsor

• 2024 margin: Solid D (+35.6) · D 66.3% · R 30.7% · Other 2.9%
• 2008→2024 swing: -4.1pp toward R · 2008: 39.7pp · 2024: 35.6pp
• All cycles: 2024: D+35.6 2020: D+38.9 2016: D+32.1 2012: D+38.1 2008: D+39.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▬ -0.02%
• Current HPI: 308.2671
• Rent YoY: —
• Metro: —
• State GDP YoY: —
• F500 in state: 0

Price history

-34.2% since first listed

96 events — show timeline

• 2021-10-01 Sold (MLS) $39,500 PrimeMLS
• 2021-09-13 Contingent — PrimeMLS
• 2021-04-19 Sold (MLS) $44,000 PrimeMLS
• 2021-03-15 Contingent — PrimeMLS
• 2020-10-09 Sold (MLS) $107,500 PrimeMLS
• 2020-09-08 Contingent — PrimeMLS
• 2020-03-03 Relisted — PrimeMLS
• 2020-02-29 Delisted — PrimeMLS
• 2019-08-02 Price Changed $44,900 PrimeMLS
• 2019-05-10 Sold (MLS) $82,500 PrimeMLS
• 2019-05-01 Price Changed $125,000 PrimeMLS
• 2019-04-23 Contingent — PrimeMLS
• 2019-03-26 Sold (MLS) $57,500 PrimeMLS
• 2019-03-15 Sold (MLS) $70,000 PrimeMLS
• 2019-03-11 Contingent — PrimeMLS
• 2019-03-06 Price Changed $45,000 PrimeMLS
• 2019-03-05 Relisted — PrimeMLS
• 2019-03-05 Contingent — PrimeMLS
• 2019-03-01 Delisted — PrimeMLS
• 2019-02-26 Price Changed $65,000 PrimeMLS
• 2019-02-15 Price Changed $80,000 PrimeMLS
• 2019-01-16 Price Changed $105,000 PrimeMLS
• 2018-12-28 Sold (MLS) $80,000 PrimeMLS
• 2018-12-11 Contingent — PrimeMLS
• 2018-12-03 Price Changed $80,000 PrimeMLS
• 2018-11-06 Price Changed $108,000 PrimeMLS
• 2018-11-05 Relisted — PrimeMLS
• 2018-11-01 Delisted — PrimeMLS
• 2018-10-26 Sold (MLS) $37,500 PrimeMLS
• 2018-10-16 Contingent — PrimeMLS
• 2018-10-05 Sold (MLS) $140,000 PrimeMLS
• 2018-08-31 Sold (MLS) $80,000 PrimeMLS
• 2018-08-28 Contingent — PrimeMLS
• 2018-08-17 Sold (MLS) $55,000 PrimeMLS
• 2018-08-02 Contingent — PrimeMLS
• 2018-08-01 Price Changed $45,000 PrimeMLS
• 2018-08-01 Relisted — PrimeMLS
• 2018-08-01 Contingent — PrimeMLS
• 2018-08-01 Delisted — PrimeMLS
• 2018-08-01 Listed $125,000 PrimeMLS
• 2018-06-01 Price Changed $142,500 PrimeMLS
• 2018-05-15 Listed $57,000 PrimeMLS
• 2018-05-15 Sold (MLS) $100,000 PrimeMLS
• 2018-05-01 Price Changed $140,000 PrimeMLS
• 2018-05-01 Sold (MLS) $31,500 PrimeMLS
• 2018-04-27 Contingent — PrimeMLS
• 2018-04-11 Price Changed $115,000 PrimeMLS
• 2018-04-11 Contingent — PrimeMLS
• 2018-04-03 Sold (MLS) $67,500 PrimeMLS
• 2018-03-22 Sold (MLS) $24,000 PrimeMLS
• 2018-03-19 Contingent — PrimeMLS
• 2018-03-14 Price Changed $69,000 PrimeMLS
• 2018-03-14 Relisted — PrimeMLS
• 2018-03-09 Contingent — PrimeMLS
• 2018-03-02 Price Changed $50,000 PrimeMLS
• 2018-03-01 Delisted — PrimeMLS
• 2018-02-07 Price Changed $35,000 PrimeMLS
• 2018-01-26 Sold (MLS) $90,500 PrimeMLS
• 2018-01-26 Sold (MLS) $108,000 PrimeMLS
• 2018-01-24 Listed $95,000 PrimeMLS
• 2018-01-12 Contingent — PrimeMLS
• 2018-01-12 Contingent — PrimeMLS
• 2017-12-13 Price Changed $39,000 PrimeMLS
• 2017-12-05 Sold (MLS) $62,000 PrimeMLS
• 2017-11-29 Listed $109,000 PrimeMLS
• 2017-11-27 Listed $110,000 PrimeMLS
• 2017-11-27 Listed $110,000 PrimeMLS
• 2017-11-17 Contingent — PrimeMLS
• 2017-11-10 Price Changed $47,000 PrimeMLS
• 2017-11-07 Price Changed $98,000 PrimeMLS
• 2017-11-06 Relisted — PrimeMLS
• 2017-11-01 Delisted — PrimeMLS
• 2017-10-25 Price Changed $31,000 PrimeMLS
• 2017-10-03 Price Changed $60,000 PrimeMLS
• 2017-09-07 Price Changed $130,000 PrimeMLS
• 2017-08-25 Listed $56,000 PrimeMLS
• 2017-08-19 Price Changed $42,000 PrimeMLS
• 2017-08-04 Price Changed $148,000 PrimeMLS
• 2017-08-03 Relisted — PrimeMLS
• 2017-08-02 Price Changed $55,900 PrimeMLS
• 2017-08-01 Relisted — PrimeMLS
• 2017-08-01 Delisted — PrimeMLS
• 2017-08-01 Delisted — PrimeMLS
• 2017-07-03 Listed $48,000 PrimeMLS
• 2017-05-01 Price Changed $65,000 PrimeMLS
• 2017-04-12 Price Changed $85,000 PrimeMLS
• 2017-04-10 Price Changed $150,000 PrimeMLS
• 2017-03-31 Sold (MLS) $45,000 PrimeMLS
• 2017-03-15 Contingent — PrimeMLS
• 2017-03-04 Price Changed $58,000 PrimeMLS
• 2017-03-03 Relisted — PrimeMLS
• 2017-03-03 Price Changed $99,000 PrimeMLS
• 2017-03-01 Delisted — PrimeMLS
• 2017-02-24 Sold (MLS) $104,000 PrimeMLS
• 2017-02-10 Sold (MLS) $60,000 PrimeMLS
• 2017-02-07 Contingent — PrimeMLS