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613 E 19th Ave
B+ Composite 78.01
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Livability +3.9/5.0
  • Rent growth +3.5/5.0
  • Schools +3.1/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$69,900

613 E 19th Ave · Munhall, PA 15120
2 bd · 1.0 ba · 1,167 sqft · Townhouse public records · 54 Days on market
Built 1892 1,838 sqft lot $60/sqft · 49% below area Est $137k · 49% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to this 3 bedroom townhome located in a convenient Munhall location near shops, restaurants, and major Pittsburgh destinations. Step inside to find a spacious 1st floor featuring a comfortable living room w/ decorative fireplace, large dining room, & an equipped kitchen w/ direct access to the backyard ~perfect for entertaining or gardening. Upstairs, you'll find 3 bedrooms, 2 are captive. With a simple wall removal, you can easily create a large 2nd bedroom or flexible space to fit your needs. The primary bedroom offers plenty of space and natural light. The basement is currently unfinished but holds excellent potential for additional living space ~and it's also where you'll find the full bathroom. There is a 'quasi', but convenient, half bath at the top of the basement steps. This property offers an excellent opportunity to add personal updates & value. Ideal for 1st time buyers or investors looking for a home in a desirable area near shopping, dining & major city attractions.

Key facts

  • Decorative fireplace
  • Full bathroom
  • Equipped kitchen

Tags

DECORATIVE FIREPLACEEQUIPPED KITCHENDIRECT ACCESS TO BACKYARDFULL BATHROOMHALF BATH AT BASEMENT STEPS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath townhouse listed at $70k.

Deal economics

  • At list price, monthly cash flow is $590 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $70k).
  • Recommended offer: $68k (3.0% below list) — sets the bar for market timing.
  • Cap rate 16.4% vs local median 6.8% in Munhall — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 78/100 on livability (#308 in PA, #2,734 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A; Watch: employment D+, amenities F.
  • Steel Valley SD (suburban): math 29% / reading 45% proficiency, ranked #403 of 539 in PA (top 75%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising fast (+4.1%/yr); 93 active listings in the ZIP; 17 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $483 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 4.1% rent growth), your $20k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 54 days — a 3% lower offer ($68k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 27y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $20k; list at $70k implies a 258% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1892 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $67,803 (3.0% below list)

Questions for the listing agent

  1. It's been on market 54 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1892 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.93%
Cap rate
16.43%
Cash-on-cash
36.19%
DSCR
2.61
GRM
4.3

CMA / ARV

ARV (median comp)
$136,626
List price
$69,900
Delta
-48.84%
Verdict
UNDERPRICED
Comps
15 within 1.0 mi
Show comp detail 8 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
602 E 17th Ave 0.10mi 2/1.0 1,156 (-1%) 2mo $67,500 $58 92
617 E 19th Ave 0.01mi 2/2.0 1,167 (0%) 9mo $114,900 $98 88
611 E 17th Ave 0.12mi 2/1.0 1,156 (-1%) 10mo $32,000 $28 85
712 E 18th Ave 0.06mi 3/2.0 (+1) 1,198 (+3%) 7mo $195,000 $163 78
623 E 18th Ave 0.06mi 2/1.0 1,156 (-1%) 23mo $94,000 $81 76
320 E 17th St 0.10mi 2/1.0 1,100 (-6%) 20mo $52,000 $47 69
305 E James St 0.72mi 3/1.5 (+1) 1,140 (-2%) 6mo $135,000 $118 51
179 Magnolia St 0.72mi 3/1.0 (+1) 1,280 (+10%) 5mo $22,000 $17 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.06% rent growth · sell at horizon

5-year hold
IRR
33.1%
Equity multiple
2.42×
Total profit
$27,745
Equity at exit
$10,422
10-year hold
IRR
40.7%
Equity multiple
5.02×
Total profit
$78,752
Equity at exit
$6,044

Cash invested: $19,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 15120

Home prices YoY
-16.9%
Rents YoY
4.1%
Active inventory
93
Price-to-rent
4.3×

Monthly cashflow live

Estimated rent
$1,352 high interval (Pro) →
Mortgage (P&I)
$367
Tax from tax record
$82 /mo · $983/yr
Insurance
$29
HOA
$0
Vacancy / Maint / Mgmt
$284
Net cashflow
$590

Break-even live

Break-even rent $605
Max offer price $69,900
Occupancy floor 51%

Sensitivity live

Price -10% $630 -5% $610 +0% $590 +5% $571 +10% $551
Rent -10% $484 -5% $537 +0% $590 +5% $644 +10% $697
Rate -1.0pp $626 -0.5pp $608 base $590 +0.5pp $572 +1.0pp $554

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$17,475
Closing costs
$2,097
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 17 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
623 E 18th Ave Homestead, PA 2.0 1.0 1156 $1,600 $1.38 44d 1 0.04mi
1900 Maple St Unit 4 Homestead, PA 1.0 1.0 1200 $1,400 $1.17 24d 1 0.20mi
2104 West St Unit 2R Munhall, PA 1.0 1.0 825 $950 $1.15 15d 1 0.34mi
2104 West St Unit 2F Munhall, PA 1.0 1.0 800 $940 $1.18 15d 1 0.34mi
214 Vine St Homestead, PA 2.0 1.0 1034 $1,150 $1.11 44d 1 0.43mi
621 E 9th Ave Homestead, PA 2.0 2.0 1400 $1,425 $1.02 24d 1 0.46mi
519 E 9th Ave Fl 1 Homestead, PA 1.0 1.0 900 $995 $1.11 11d 1 0.50mi
931 Hilltop St Homestead, PA 3.0 1.5 1312 $1,500 $1.14 15d 1 0.50mi
300 W 13th Ave Unit 302 Homestead, PA 2.0 1.0 1088 $1,150 $1.06 17d 1 0.53mi
300 W 13th Ave Homestead, PA 2.0 1.0 1088 $1,125 $1.03 17d 1 0.53mi
810 Amity St Unit 2 Homestead, PA 2.0 1.0 800 $995 $1.24 13d 1 0.64mi
811 West St Apt 1B Homestead, PA 1.0 1.0 750 $1,250 $1.67 44d 1 0.66mi
1254 Edgewood Dr Homestead, PA 3.0 1.0 1144 $1,725 $1.51 44d 1 0.87mi
3305 W Run Rd Munhall, PA 2.0 1.0 1100 $1,365 $1.24 24d 1 1.01mi
3705 Botsford St Apt 2 Munhall, PA 3.0 1.0 1000 $1,195 $1.20 44d 1 1.22mi
212 Kenmawr Ave Braddock, PA 2.0 1.5 1417 $1,300 $0.92 44d 1 1.34mi
7122 Harrison Ave Unit 1 Pittsburgh, PA 1.0 1.0 820 $1,100 $1.34 18d 1 1.41mi

Listing history 14 events

  1. 2026-06-09
    days on market $69,900 Active 54 DOM
  2. 2026-06-08
    days on market $69,900 Active 53 DOM
  3. 2026-06-07
    days on market $69,900 Active 52 DOM
  4. 2026-06-05
    days on market $69,900 Active 49 DOM
  5. 2026-06-03
    days on market $69,900 Active 48 DOM
  6. 2026-06-02
    days on market $69,900 Active 47 DOM
  7. 2026-06-01
    days on market $69,900 Active 46 DOM
  8. 2026-05-31
    days on market $69,900 Active 45 DOM
  9. 2026-04-16
    listed $69,900 Active 1018-char remark
    Show marketing remark (1018 chars)

    Welcome to this 3 bedroom townhome located in a convenient Munhall location near shops, restaurants, and major Pittsburgh destinations. Step inside to find a spacious 1st floor featuring a comfortable living room w/ decorative fireplace, large dining room, & an equipped kitchen w/ direct access to the backyard ~perfect for entertaining or gardening. Upstairs, you'll find 3 bedrooms, 2 are captive. With a simple wall removal, you can easily create a large 2nd bedroom or flexible space to fit your needs. The primary bedroom offers plenty of space and natural light. The basement is currently unfinished but holds excellent potential for additional living space ~and it's also where you'll find the full bathroom. There is a 'quasi', but convenient, half bath at the top of the basement steps. This property offers an excellent opportunity to add personal updates & value. Ideal for 1st time buyers or investors looking for a home in a desirable area near shopping, dining & major city attractions.

  10. 2026-03-31
    historical Expired 1018-char remark
    Show marketing remark (1018 chars)

    Welcome to this 3 bedroom townhome located in a convenient Munhall location near shops, restaurants, and major Pittsburgh destinations. Step inside to find a spacious 1st floor featuring a comfortable living room w/ decorative fireplace, large dining room, & an equipped kitchen w/ direct access to the backyard ~perfect for entertaining or gardening. Upstairs, you'll find 3 bedrooms, 2 are captive. With a simple wall removal, you can easily create a large 2nd bedroom or flexible space to fit your needs. The primary bedroom offers plenty of space and natural light. The basement is currently unfinished but holds excellent potential for additional living space ~and it's also where you'll find the full bathroom. There is a 'quasi', but convenient, half bath at the top of the basement steps. This property offers an excellent opportunity to add personal updates & value. Ideal for 1st time buyers or investors looking for a home in a desirable area near shopping, dining & major city attractions.

  11. 2026-01-27
    price $69,900 1018-char remark
    Show marketing remark (1018 chars)

    Welcome to this 3 bedroom townhome located in a convenient Munhall location near shops, restaurants, and major Pittsburgh destinations. Step inside to find a spacious 1st floor featuring a comfortable living room w/ decorative fireplace, large dining room, & an equipped kitchen w/ direct access to the backyard ~perfect for entertaining or gardening. Upstairs, you'll find 3 bedrooms, 2 are captive. With a simple wall removal, you can easily create a large 2nd bedroom or flexible space to fit your needs. The primary bedroom offers plenty of space and natural light. The basement is currently unfinished but holds excellent potential for additional living space ~and it's also where you'll find the full bathroom. There is a 'quasi', but convenient, half bath at the top of the basement steps. This property offers an excellent opportunity to add personal updates & value. Ideal for 1st time buyers or investors looking for a home in a desirable area near shopping, dining & major city attractions.

  12. 2025-10-28
    listed $79,900 Active 1018-char remark
    Show marketing remark (1018 chars)

    Welcome to this 3 bedroom townhome located in a convenient Munhall location near shops, restaurants, and major Pittsburgh destinations. Step inside to find a spacious 1st floor featuring a comfortable living room w/ decorative fireplace, large dining room, & an equipped kitchen w/ direct access to the backyard ~perfect for entertaining or gardening. Upstairs, you'll find 3 bedrooms, 2 are captive. With a simple wall removal, you can easily create a large 2nd bedroom or flexible space to fit your needs. The primary bedroom offers plenty of space and natural light. The basement is currently unfinished but holds excellent potential for additional living space ~and it's also where you'll find the full bathroom. There is a 'quasi', but convenient, half bath at the top of the basement steps. This property offers an excellent opportunity to add personal updates & value. Ideal for 1st time buyers or investors looking for a home in a desirable area near shopping, dining & major city attractions.

  13. 2000-02-03
    soldstatus $19,500
  14. 1999-12-18
    listed $21,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$983 · $82/mo
Projected year-2 tax
$1,044 · $87/mo
Expected delta
+$60/yr (+$5/mo · 6.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥97°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$16,222
− Mortgage interest
−$3,915
− Property taxes
−$983
− Insurance
−$350
− Repairs & maintenance
−$1,298
− Management
−$1,298
− Depreciation
−$2,033
Taxable income
$6,345
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,523
After-tax cash flow
$5,561/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Steel Valley SD
NCES district ID
4222790
Math proficiency
29% ▼ -1.00%
Reading proficiency
45% ▼ -4.00%
Median HH income
$39,505
Composite
30.94/100
National rank
#6111
State rank
#403 of 539 in PA

Livability — Munhall

Score
78/100
State rank
#308
US rank
#2734

Category grades

Amenities F Commute B+ Cost of living A+ Crime A Employment D+ Housing A+ Health & safety C User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Munhall, PA
County
Allegheny County · 1,022,028 people
City population
18,029
Metro
Pittsburgh, PA
Population (ZIP)
18,029
Household income
$55,714
Rent vs Own
36.8% rent · 63.2% own
Severe rent burden
669.0

Population outlook (Allegheny County) Hauer SSP2

Today (2025)
1,250,282 people
By 2030
1,256,482 · +0.5%
By 2040
1,256,318 · +0.5%
By 2050
1,244,169 · -0.5%
By 2075
1,197,693 · -4.2%
By 2100
1,093,187 · -12.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (74%)
Race & ethnicity
White 74% Black 20% Two or more races 4% Hispanic / Latino 2%
Common ancestry
Romanian 6% Lithuanian 1% Scotch-Irish 1%
Foreign-born
3% · South Korea, Canada
Languages at home
95% English-only · Spanish 3% Russian/Polish/Slavic 1%

Political lean MEDSL · Allegheny

2024 margin
Strong D (+20.3) · D 59.7% · R 39.4%
2008→2024 swing
+4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
All cycles
2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -59.52%
Current HPI
292.5607
Rent YoY
▲ 4.06%
Metro
Pittsburgh, PA
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+232.9% since first listed
6 events — show timeline
  • 2026-04-16 Listed $69,900 West Penn MLS
  • 2026-03-31 Delisted West Penn MLS
  • 2026-01-27 Price Changed $69,900 West Penn MLS
  • 2025-10-28 Listed $79,900 West Penn MLS
  • 2000-02-03 Sold (MLS) $19,500 West Penn MLS
  • 1999-12-18 Listed $21,000 West Penn MLS

Property tax history

+3.2%/yr

Latest (2026): $983 · +3.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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