1114 Tiger Dr · Thibodaux, LA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,269 – $2,357
Heat risk 8/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- DSCR +10.0/10.0
- 1% rule +8.9/10.0
- Livability +4.2/5.0
- Rent growth +3.2/5.0
- Schools +2.8/10.0
- Condition / age +2.2/5.0
- Appreciation +0.0/10.0
$125,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Looking for a home to grow into or an investment property? This precious home sits on an oversized fenced lot with new siding and a fresh post-Ida roof, giving it a solid foundation. The real gem is the large utility room with its own exterior entrance, full wall of cabinets, and utility sink. It's flexible enough to work as a craft space, home gym, mudroom, or extra storage depending on your needs.
Key facts
- 0.25 acre lot
- 2 parking spots
- Built 1968
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $125k. Condition is rated fair.
Deal economics
- At list price, monthly cash flow is $602 ($7k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $125k).
- Recommended offer: $118k (6.0% below list) — sets the bar for market timing.
- Cap rate 12.1% vs local median 3.9% in Thibodaux — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 84/100 on livability (#2 in LA, #723 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, health & safety A+; Watch: crime C-, employment F.
- Lafourche Parish (other): math 31% / reading 49% proficiency, ranked #22 of 98 in LA (top 22%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Bayou Community Academy Charter School (math 63% / reading 79%, grade A-, #23 of 646 statewide, top 4%, 515 students, 30% FRL, charter); West Thibodaux Middle School (math 12% / reading 37%, grade F, #141 of 218 statewide, top 65%, 430 students, 74% FRL); Thibodaux High School (math 26% / reading 45%, grade F, #104 of 265 statewide, top 39%, 1,454 students, 60% FRL) — zoned schools at 55% FRL track the district average.
- Market conditions: Rents rising (+2.9%/yr); 615 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 319 units permitted in Lafourche Parish in 2024 (0 in 5+ unit buildings).
- This rent runs 36% of the median local income ($58k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $864 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- At projected returns (-3.0% appreciation + 2.9% rent growth), your $35k cash investment doubles in ~6 years — after that, you're playing with house money.
Negotiation context
- It's been on market 89 days — a 6% lower offer ($118k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 89 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Built in 1968 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.39% ✓
- Cap rate
- 12.07%
- Cash-on-cash
- 20.62%
- DSCR
- 1.92
- GRM
- 6.0
CMA / ARV
- ARV (median comp)
- $174,685
- List price
- $125,000
- Delta
- -28.44%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 103 Gwynn St | 0.25mi | 2/3.0 (-1) | 1,766 (+1%) | 0mo | $199,900 | $113 | 78 |
| 1149 West Camellia Dr | 0.48mi | 3/2.0 | 1,650 (-6%) | 0mo | $175,000 | $106 | 68 |
| 305 St Bernard St | 0.51mi | 3/2.0 | 1,699 (-3%) | 4mo | $228,000 | $134 | 68 |
| 1221 Renee Dr | 0.62mi | 3/2.0 | 1,784 (+2%) | 2mo | $266,000 | $149 | 66 |
| 301 Julia St | 0.57mi | 3/2.0 | 1,620 (-8%) | 3mo | $125,000 | $77 | 58 |
| 616 Pine St | 0.32mi | 4/2.0 (+1) | 1,971 (+12%) | 2mo | $199,500 | $101 | 58 |
| 1113 Renee Dr | 0.58mi | 3/2.0 | 1,885 (+8%) | 4mo | $225,000 | $119 | 57 |
| 318 Tregre Ln | 0.68mi | 3/2.0 | 1,621 (-8%) | 3mo | $243,715 | $150 | 53 |
| 310 Lee Dr | 0.72mi | 3/2.0 | 1,904 (+9%) | 3mo | $231,500 | $122 | 49 |
| 108 Young Pl | 0.64mi | 3/2.0 | 1,527 (-13%) | 2mo | $150,000 | $98 | 48 |
| 305 Wisteria St | 0.68mi | 3/2.0 | 1,508 (-14%) | 2mo | $217,500 | $144 | 44 |
| 322 Tregre Ln | 0.68mi | 3/2.0 | 1,498 (-14%) | 2mo | $235,150 | $157 | 42 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.9% rent growth · sell at horizon
- IRR
- 12.8%
- Equity multiple
- 1.51×
- Total profit
- $17,852
- Equity at exit
- $18,638
- IRR
- 21.6%
- Equity multiple
- 2.83×
- Total profit
- $64,038
- Equity at exit
- $10,808
Cash invested: $35,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Louisiana
- 90 Strongly Landlord-Friendly · R+12
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 73 active · 36 under contract
- Months of supply
- 7.0 mo (14%/mo absorbed)
- Median asking
- $243,990 ($150/sqft)
- Median days on market
- 353 d
- This list price
- 1% of active listings are priced below it
- ARV vs active asking
- -33.5% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 70301
- Rents YoY
- 2.9%
- Active inventory
- 615
- Price-to-rent
- 6.0×
Monthly cashflow live
- Estimated rent
- $1,736 medium interval (Pro) →
- Mortgage (P&I)
- −$656
- Tax from tax record
- −$63 /mo · $751/yr
- Insurance
- −$52
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$365
- Net cashflow
- $602
Break-even live
Sensitivity live
| Price | -10% $672 | -5% $637 | +0% $602 | +5% $566 | +10% $531 |
|---|---|---|---|---|---|
| Rent | -10% $464 | -5% $533 | +0% $602 | +5% $670 | +10% $739 |
| Rate | -1.0pp $665 | -0.5pp $633 | base $602 | +0.5pp $569 | +1.0pp $536 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $31,250
- Closing costs
- $3,750
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 304 Bradford St Thibodaux, LA | 3.0 | 1.0 | 1400 | $1,150 | $0.82 | 93d | 1 | 0.69mi |
| 208 Diplomat Way Thibodaux, LA | 3.0 | 2.0 | 1892 | $2,000 | $1.06 | 93d | 1 | 0.99mi |
Property features AI
Exterior
- Parking
- Carport (2 covered spaces)2 total parking spaces
- Utilities
- Public waterPublic sewer
- Home design
- Detached single-family residenceResidential property
- Construction
- Vinyl siding construction
- Exterior features
- Vinyl sidingSubdivision: Peltier Sd
Interior
- Bathrooms
- 2 full bathrooms
- Heating & cooling
- Wall furnaceWindow unit(s) for cooling
- Interior features
- Window cooling unitsWall furnace heating
Listing history 50 events
-
2026-08-08days on market $125,000 Active 89 DOM
-
2026-08-07days on market $125,000 Active 88 DOM
-
2026-08-06days on market $125,000 Active 87 DOM
-
2026-08-05days on market $125,000 Active 86 DOM
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2026-08-04days on market $125,000 Active 85 DOM
-
2026-08-03days on market $125,000 Active 84 DOM
-
2026-07-31days on market $125,000 Active 81 DOM
-
2026-07-29days on market $125,000 Active 79 DOM
-
2026-07-27days on market $125,000 Active 77 DOM
-
2026-07-25days on market $125,000 Active 75 DOM
-
2026-07-23days on market $125,000 Active 73 DOM
-
2026-07-22days on market $125,000 Active 72 DOM
-
2026-07-21days on market $125,000 Active 71 DOM
-
2026-07-18days on market $125,000 Active 68 DOM
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2026-07-16days on market $125,000 Active 66 DOM
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2026-07-16days on market $125,000 Active 65 DOM
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2026-07-14days on market $125,000 Active 64 DOM
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2026-07-13days on market $125,000 Active 63 DOM
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2026-07-12days on market $125,000 Active 62 DOM
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2026-07-11days on market $125,000 Active 61 DOM
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2026-07-10days on market $125,000 Active 60 DOM
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2026-07-09days on market $125,000 Active 59 DOM
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2026-07-08days on market $125,000 Active 58 DOM
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2026-07-07days on market $125,000 Active 57 DOM
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2026-07-06days on market $125,000 Active 56 DOM
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2026-07-05days on market $125,000 Active 55 DOM
-
2026-07-04days on market $125,000 Active 54 DOM
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2026-07-03days on market $125,000 Active 53 DOM
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2026-07-02days on market $125,000 Active 52 DOM
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2026-07-01days on market $125,000 Active 51 DOM
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2026-06-30days on market $125,000 Active 50 DOM
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2026-06-29days on market $125,000 Active 49 DOM
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2026-06-28days on market $125,000 Active 48 DOM
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2026-06-28days on market $125,000 Active 47 DOM
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2026-06-27days on market $125,000 Active 46 DOM
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2026-06-26days on market $125,000 Active 45 DOM
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2026-06-23days on market $125,000 Active 42 DOM
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2026-06-22days on market $125,000 Active 41 DOM
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2026-06-19days on market $125,000 Active 39 DOM
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2026-06-18days on market $125,000 Active 38 DOM
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2026-06-17days on market $125,000 Active 37 DOM
-
2026-06-16days on market $125,000 Active 36 DOM
-
2026-06-15days on market $125,000 Active 35 DOM
-
2026-06-14days on market $125,000 Active 33 DOM
-
2026-06-13days on market $125,000 Active 32 DOM
-
2026-06-10days on market $125,000 Active 30 DOM
-
2026-06-09days on market $125,000 Active 29 DOM
-
2026-06-08days on market $125,000 Active 28 DOM
-
2026-06-07days on market $125,000 Active 27 DOM
-
2026-06-05days on market $125,000 Active 24 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast LA · Resets to sale price
- Current annual tax
- $751 · $63/mo
- Projected year-2 tax
- $751 · $63/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 8/10 Severe 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $20,836
- − Mortgage interest
- −$7,002
- − Property taxes
- −$751
- − Insurance
- −$625
- − Repairs & maintenance
- −$1,667
- − Management
- −$1,667
- − Depreciation
- −$3,636
- Taxable income
- $5,488
- Est. tax owed @ 24.0%
- −$1,317
- After-tax cash flow
- $5,901/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 2 photos
The home requires moderate repairs and maintenance, including roof repair, exterior siding repair, and landscaping. These improvements can significantly increase its resale and rental value.
Repairs flagged
- Major roof — The roof appears to be in poor condition, with visible wear and tear.
- Moderate exterior siding — The siding is in fair condition, but there are signs of wear and discoloration.
- Minor landscaping — The landscaping and curb appeal are fair, with some overgrown areas and lack of maintenance. Minor trimming and landscaping improvements could enhance the curb appeal.
Value-add opportunities
- Resale paint interior walls — Fresh paint can significantly improve the appearance of the interior and make the home more appealing to potential buyers. ↑
- Resale repair roof — A new roof can greatly enhance the home's curb appeal and increase its value. ↑
- Resale repair exterior siding — A fresh coat of paint and repair of the siding can improve the home's exterior and make it more attractive to potential buyers. ↑
- Rental landscaping — A well-maintained and landscaped yard can attract more renters and increase the home's rental value. ↑
- Both HVAC maintenance — Regular HVAC maintenance can improve the home's comfort and energy efficiency, making it more attractive to both buyers and renters. ↑
- Both repair foundation — A solid foundation is crucial for the home's structural integrity and can improve its value for both buyers and renters. However, the foundation appears to be in good condition in the photos. If there are any issues, they should be addressed promptly. ↑
ⓘ Rehab cost is a screening estimate — Moderate scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Lafourche Parish
- NCES district ID
- 2200900
- Math proficiency
- 31% ▼ -43.00%
- Reading proficiency
- 49% ▼ -32.00%
- Median HH income
- $49,703
- Composite
- 34.4/100
- National rank
- #5205
- State rank
- #22 of 98 in LA
Livability — Thibodaux
- Score
- 84/100
- State rank
- #2
- US rank
- #723
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Thibodaux, LA
- County
- Lafourche Parish · 102,122 people
- City population
- 50,095
- Metro
- Houma-Thibodaux, LA
- Population (ZIP)
- 50,095
- Household income
- $58,394
- Rent vs Own
- Severe rent burden
- 7% of renters
Population outlook (Lafourche County) Hauer SSP2
- Today (2025)
- 102,122 people
- By 2030
- 103,361 · +1.2%
- By 2040
- 104,401 · +2.2%
- By 2050
- 102,795 · +0.7%
- By 2075
- 95,599 · -6.4%
- By 2100
- 82,303 · -19.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (71%)
- Race & ethnicity
- White 71% Black 20% Hispanic / Latino 5% Two or more races 5% Native American 1%
- Hispanic origin (detail)
- Mexican 3%
- Common ancestry
- Lithuanian 18% Italian 1% Slovak 1%
- Foreign-born
- 2% · Canada
- Languages at home
- 95% English-only · French/Haitian/Cajun 2% Spanish 2%
Political lean MEDSL · Lafourche
- 2024 margin
- Solid R (+62.1) · D 18.4% · R 80.4% · Other 1.2%
- 2008→2024 swing
- -16.1pp toward R · 2008: -46.0pp · 2024: -62.1pp
- All cycles
- 2024: R+62.1 2020: R+60.3 2016: R+56.5 2012: R+48.5 2008: R+46.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -98.35%
- Current HPI
- 124.5559
- Rent YoY
- ▲ 2.90%
- Metro
- Houma-Thibodaux, LA
- State GDP YoY
- ▲ 3.29%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in LA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Telecommunications | 2 | $23B |
|
||
| Utilities | 1 | $12B |
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| Wholesale / Distribution | 1 | $5B |
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| Advertising | 1 | $2B |
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Price history
+0.0% since first listed5 events — show timeline
- 2026-05-11 Listed $125,000 AcadianaMLS
- 2026-05-11 Listed $125,000 GBRMLS
- 2022-06-10 Sold (MLS) — GBRMLS
- 2021-08-24 Listed $125,000 AcadianaMLS
- 2021-08-24 Listed $125,000 GBRMLS
Property tax history
+1.6%/yrLatest (2024): $751 · +2.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…