1910 Bungalow Ave · Huntington, WV 25701

$53,450

3 bd · 2.0 ba · 1,156 sqft · SingleFamily public records · 23 Days on market

Built 1920

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Rent growth +5.0/5.0
• Livability +4.0/5.0
• Schools +3.0/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Huntington, WV 3 bedroom 2 bath home, needs work

Key facts

• Spacious layout
• Covered back porch
• Built 1920

Tags

• SPACIOUS LAYOUT
• GENEROUSLY SIZED BACKYARD
• COVERED BACK PORCH
• KITCHEN APPLIANCES CONVEY

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $53k.

Deal economics

• At list price, monthly cash flow is $635 ($8k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $53k).
• Recommended offer: $53k (1.5% below list) — sets the bar for market timing.
• Cap rate 20.5% vs local median 6.4% in Huntington — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 79/100 on livability (#16 in WV, #2,045 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F, employment F.
• Cabell County Schools (urban): math 31% / reading 42% proficiency, ranked #13 of 55 in WV (top 24%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Meadows Elementary School (math 32% / reading 42%, grade F, #130 of 377 statewide, top 39%, 250 students, 0% FRL); Huntington Middle School (math 21% / reading 35%, grade F, #66 of 109 statewide, top 63%, 647 students, 0% FRL); Huntington High School (math 26% / reading 50%, grade F, #31 of 110 statewide, top 28%, 1,704 students, 0% FRL) — zoned schools average 0% FRL vs 47% district-wide (47 pts lower); this property's tenant base skews higher-income than the district average.
• Market conditions: Rents rising fast (+10.6%/yr); 128 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 61 units permitted in Cabell County in 2024 (5 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $370 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• At projected returns (-3.0% appreciation + 8.0% rent growth), your $15k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

• It's been on market 23 days — a 2% lower offer ($53k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: built in 1920 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $52,648 (1.5% below list)

Questions for the listing agent

1. Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 2.31% ✓
• Cap rate: 20.54%
• Cash-on-cash: 50.89%
• DSCR: 3.26
• GRM: 3.6

CMA / ARV

• ARV (on-the-fly): $127,160
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
916 23rd St	0.66mi	3/2.0	1,143 (-1%)	1mo	$106,900	$94	67
1676 Wiltshire Blvd	0.40mi	4/2.0 (+1)	1,176 (+2%)	10mo	$125,000	$106	65
176 Fountain Pl	0.61mi	3/1.5	1,119 (-3%)	1mo	$137,000	$122	64
1527 Powell Ct	0.56mi	3/1.0	1,165 (+1%)	8mo	$114,000	$98	62
1915 18th St	0.24mi	2/1.0 (-1)	1,048 (-9%)	8mo	$115,000	$110	57
1852 Enslow Blvd	0.64mi	4/1.0 (+1)	1,176 (+2%)	5mo	$85,000	$72	54
2248 Cherry Ave	0.43mi	3/1.0	1,272 (+10%)	10mo	$220,000	$173	51
406 Wilson Ct	0.69mi	3/2.0	1,287 (+11%)	6mo	$170,000	$132	44
1530 Washington Blvd	0.61mi	2/1.0 (-1)	1,280 (+11%)	2mo	$149,500	$117	43
200 S Walnut St	0.74mi	3/2.0	1,253 (+8%)	11mo	$166,500	$133	42
2204 9th Ave	0.66mi	2/1.0 (-1)	1,218 (+5%)	11mo	$101,000	$83	42
1736 10th Ave	0.54mi	4/1.0 (+1)	1,288 (+11%)	10mo	$60,000	$47	39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: 54.1%
• Equity multiple: 3.56×
• Total profit: $38,299
• Equity at exit: $7,970

10-year hold

• IRR: 61.1%
• Equity multiple: 8.70×
• Total profit: $115,167
• Equity at exit: $4,621

Cash invested: $14,966 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 83 Strongly Landlord-Friendly
• State West Virginia: 83 Strongly Landlord-Friendly · R+22
• County: — inherits STATE
• City: — inherits STATE

Landlord-favorable; preempted; minimal protections.

Methodology + full state rankings →

ZIP-level market 25701

• Home prices YoY: -8.7%
• Rents YoY: 10.6%
• Active inventory: 128
• Price-to-rent: 3.6×

Monthly cashflow live

• Estimated rent: $1,237 medium
• Mortgage (P&I): −$280
• Tax from tax record: −$40 /mo · $483/yr
• Insurance: −$22
• HOA: −$0
• Vacancy / Maint / Mgmt: −$260
• Net cashflow: $635

Break-even live

Break-even rent $434

Max offer price $53,450

Occupancy floor 44%

Sensitivity live

Price	-10% $665	-5% $650	+0% $635	+5% $619	+10% $604
Rent	-10% $537	-5% $586	+0% $635	+5% $683	+10% $732
Rate	-1.0pp $662	-0.5pp $648	base $635	+0.5pp $621	+1.0pp $607

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $13,362
• Closing costs: $1,604
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1739 6th Ave Huntington, WV	1.0–2.0	1.0	825	$925	$1.12	45d	1	0.87mi

Listing history 26 events

1. 2026-06-21
   days on market $53,450 Active 23 DOM
2. 2026-06-19
   days on market $53,450 Active 21 DOM
3. 2026-06-18
   days on market $53,450 Active 20 DOM
4. 2026-06-17
   days on market $53,450 Active 19 DOM
5. 2026-06-16
   days on market $53,450 Active 18 DOM
6. 2026-06-15
   days on market $53,450 Active 17 DOM
7. 2026-06-14
   days on market $53,450 Active 15 DOM
8. 2026-06-12
   days on market $53,450 Active 14 DOM
9. 2026-06-09
   days on market $53,450 Active 11 DOM
10. 2026-06-08
    days on market $53,450 Active 10 DOM
11. 2026-06-07
    days on market $53,450 Active 9 DOM
12. 2026-06-05
    days on market $53,450 Active 6 DOM
13. 2026-06-03
    days on market $53,450 Active 5 DOM
14. 2026-06-02
    days on market $53,450 Active 4 DOM
15. 2026-06-01
    days on market $53,450 Active 3 DOM
16. 2026-05-31
    days on market $53,450 Active 2 DOM
17. 2026-05-30
    listed $53,450 Active
18. 2026-05-09
    soldstatus Closed 48-char remark

    Show marketing remark (48 chars)

    Huntington, WV 3 bedroom 2 bath home, needs work

19. 2026-04-30
    price $19,500 48-char remark

    Show marketing remark (48 chars)

    Huntington, WV 3 bedroom 2 bath home, needs work

20. 2026-03-21
    price $19,900 48-char remark

    Show marketing remark (48 chars)

    Huntington, WV 3 bedroom 2 bath home, needs work

21. 2026-02-13
    price $21,900 48-char remark

    Show marketing remark (48 chars)

    Huntington, WV 3 bedroom 2 bath home, needs work

22. 2026-01-01
    price $22,900 48-char remark

    Show marketing remark (48 chars)

    Huntington, WV 3 bedroom 2 bath home, needs work

23. 2025-12-09
    price $24,900 48-char remark

    Show marketing remark (48 chars)

    Huntington, WV 3 bedroom 2 bath home, needs work

24. 2025-11-10
    price $29,900 48-char remark

    Show marketing remark (48 chars)

    Huntington, WV 3 bedroom 2 bath home, needs work

25. 2025-09-25
    price $32,900 48-char remark

    Show marketing remark (48 chars)

    Huntington, WV 3 bedroom 2 bath home, needs work

26. 2025-08-26
    listed $38,900 Active 48-char remark

    Show marketing remark (48 chars)

    Huntington, WV 3 bedroom 2 bath home, needs work

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast WV · Resets to sale price

• Current annual tax: $483 · $40/mo
• Projected year-2 tax: $483 · $40/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 5/10 Major 7 d/yr ≥102°F today · 18 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $14,847
• − Mortgage interest: −$2,994
• − Property taxes: −$483
• − Insurance: −$267
• − Repairs & maintenance: −$1,188
• − Management: −$1,188
• − Depreciation: −$1,555
• Taxable income: $7,172
• Est. tax owed @ 24.0%: −$1,721
• After-tax cash flow: $5,894/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Cabell County Schools
• NCES district ID: 5400180
• Math proficiency: 31% ▼ -7.00%
• Reading proficiency: 42% ▼ -6.00%
• Median HH income: $36,426
• Composite: 30.26/100
• National rank: #6285
• State rank: #13 of 55 in WV

Livability — Huntington

• Score: 79/100
• State rank: #16
• US rank: #2045

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment F Housing A Health & safety A+ User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Huntington, WV
• County: Cabell County · 30,893 people
• City population: 25,795
• Metro: Huntington-Ashland, WV-KY-OH
• Population (ZIP): 21,197
• Household income: $56,292
• Rent vs Own: 41.2% rent · 58.8% own
• Severe rent burden: 1186.0

Population outlook (Cabell County) Hauer SSP2

• Today (2025): 97,574 people
• By 2030: 98,060 · +0.5%
• By 2040: 98,817 · +1.3%
• By 2050: 100,185 · +2.7%
• By 2075: 105,895 · +8.5%
• By 2100: 105,948 · +8.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (82%)
• Race & ethnicity: White 82% Black 8% Two or more races 6% Hispanic / Latino 2% Asian 2%
• Common ancestry: Slovak 4% Italian 2% Serbian 2%
• Foreign-born: 2% · China
• Languages at home: 96% English-only · Spanish 2% Other Indo-European 1% Chinese 1%

Political lean MEDSL · Cabell

• 2024 margin: Strong R (+21.9) · D 38.0% · R 59.9% · Other 2.0%
• 2008→2024 swing: -11.8pp toward R · 2008: -10.1pp · 2024: -21.9pp
• All cycles: 2024: R+21.9 2020: R+18.0 2016: R+25.5 2012: R+13.9 2008: R+10.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -19.39%
• Current HPI: 202.9629
• Rent YoY: ▲ 10.58%
• Metro: Huntington-Ashland, WV-KY-OH
• State GDP YoY: —
• F500 in state: 0

Price history

+37.4% since first listed

10 events — show timeline

• 2026-05-30 Listed $53,450 FSBO.com
• 2026-05-09 Sold (MLS) — GVBOR
• 2026-04-30 Price Changed $19,500 GVBOR
• 2026-03-21 Price Changed $19,900 GVBOR
• 2026-02-13 Price Changed $21,900 GVBOR
• 2026-01-01 Price Changed $22,900 GVBOR
• 2025-12-09 Price Changed $24,900 GVBOR
• 2025-11-10 Price Changed $29,900 GVBOR
• 2025-09-25 Price Changed $32,900 GVBOR
• 2025-08-26 Listed $38,900 GVBOR

Property tax history

+27.4%/yr

Latest (2019): $483 · -0.2% YoY. Source: county tax records.